Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 235000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽83759
₽108393
₽69216
₽75342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
235 000
health
-
-
-
12 329
income
-
-
-
85 316
pensions
-
-
-
11 714
total
-
-
-
109 359
Employee
85 378
85 378
216 420
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 975
13 975
42 102
-
pensions
15 368
11 714
11 714
-
health
13 105
11 147
12 329
-
total
42 448
36 836
66 145
-
Employer
85 378
85 378
216 420
-
pensions
5 942
5 942
7 386
-
health
5 935
5 935
7 375
-
unemployment
3 074
3 074
3 819
-
total
14 951
14 951
18 580
-
Corporate
135 719
134 672
-
-
income
27 144
26 934
-
-
total
27 144
26 934
-
-
Dividends
108 575
107 738
-
-
withholding
16 286
16 161
-
-
income
23 073
22 894
-
-
total
39 359
39 055
-
-
Income
235 000
235 000
235 000
235 000
Total tax
123 902
117 776
84 725
109 359
After tax
111 098
117 224
150 275
125 641
Living cost
41 882
41 882
41 882
41 882
Free-cash
69 216
75 342
108 393
83 759

Estimated living cost  is ₽41882 per week

₽29681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽666
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7760
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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