Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 23500
per

Your estimated
City
free-cash

Andorra , Andorra
-₽8722
-₽9917
-₽8028
-₽5902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
social contributions
-
-
-
5 170
income
-
-
-
-
total
-
-
-
5 170
Employee
28 933
-
20 346
-
social contributions
1 880
-
1 322
-
income
-
-
-
-
total
1 880
-
1 322
-
Employer
28 933
-
20 346
-
social contributions
4 485
-
3 154
-
total
4 485
-
3 154
-
Corporate
-
23 500
-
-
income
-
2 350
-
-
total
-
2 350
-
-
Dividends
-
21 150
-
-
total
-
-
-
-
Income
23 500
23 500
23 500
23 500
Total tax
6 365
2 350
4 476
5 170
After tax
17 135
21 150
19 024
18 330
Living cost
27 052
27 052
27 052
27 052
Free-cash
-9 917
-5 902
-8 028
-8 722

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽16972
-₽28015
-₽21773
-₽25528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
1 798
chamber of commerce
-
-
-
94
pensions
-
-
-
4 348
income
-
-
-
-
total
-
-
-
11 760
Employee
39 340
35 865
35 865
-
unemployment
1 180
1 076
516
-
other
393
359
172
-
income
3 504
2 645
3 692
-
pensions
4 029
3 672
1 761
-
health
1 522
1 388
666
-
total
10 628
9 140
6 807
-
Employer
39 340
35 865
35 865
-
pensions
4 937
4 502
2 157
-
surtax
-
-
-
-
payroll
1 180
1 076
1 076
-
other
1 868
1 703
1 546
-
health
1 488
1 356
649
-
accident
511
466
224
-
unemployment
1 180
1 076
516
-
chamber of commerce
157
143
143
-
total
11 321
10 322
6 311
-
Corporate
3 416
3 416
13 774
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
3 443
-
total
854
854
3 443
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
23 500
23 500
23 500
23 500
Total tax
22 803
20 316
16 561
11 760
After tax
697
3 184
6 939
11 740
Living cost
28 712
28 712
28 712
28 712
Free-cash
-28 015
-25 528
-21 773
-16 972

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽20149
-₽35448
-₽24863
-₽28705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
1 798
chamber of commerce
-
-
-
94
pensions
-
-
-
4 348
income
-
-
-
-
total
-
-
-
11 938
Employee
44 976
35 865
35 865
-
unemployment
1 349
1 076
511
-
other
449
359
171
-
income
5 120
2 645
3 703
-
pensions
4 606
3 672
1 745
-
health
1 740
1 388
659
-
total
13 264
9 140
6 789
-
Employer
44 976
35 865
35 865
-
pensions
5 644
4 502
2 138
-
surtax
178
178
178
-
payroll
1 349
1 076
1 076
-
other
2 137
1 703
1 544
-
health
1 699
1 356
644
-
accident
584
466
222
-
unemployment
1 349
1 076
511
-
chamber of commerce
179
143
143
-
total
13 119
10 500
6 456
-
Corporate
3 416
3 416
13 629
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
3 407
-
total
854
854
3 407
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
23 500
23 500
23 500
23 500
Total tax
27 237
20 494
16 652
11 938
After tax
-3 737
3 006
6 848
11 562
Living cost
31 711
31 711
31 711
31 711
Free-cash
-35 448
-28 705
-24 863
-20 149

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽16770
-₽59614
-₽21896
-₽19392
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
national
-
-
-
5 975
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 406
social contributions
-
-
-
75
total
-
-
-
7 456
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
18 202
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
159
-
national
19 791
-
3 955
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
950
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
1 365
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
856
-
total
31 562
-
7 285
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
18 202
-
surtax
7 299
-
2 063
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
1 612
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
1 119
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
237
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
266
-
total
18 738
-
5 297
-
Corporate
-
23 500
-
-
income
-
4 700
-
-
surtax
-
94
-
-
total
-
4 794
-
-
Dividends
-
18 706
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
5 284
-
-
total
-
5 284
-
-
Income
23 500
23 500
23 500
23 500
Total tax
50 300
10 078
12 582
7 456
After tax
-26 800
13 422
10 918
16 044
Living cost
32 814
32 814
32 814
32 814
Free-cash
-59 614
-19 392
-21 896
-16 770

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
-₽1749
-₽972
-₽613
₽4643
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
unemployment
-
-
-
94
health
-
-
-
2 702
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 478
income
-
-
-
3 525
total
-
-
-
9 799
Employee
20 458
-
19 646
-
accident

We are using the highest rate at 1.1%.

225
-
216
-
income
2 046
-
1 964
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
1 725
-
health
941
-
904
-
total
5 008
-
4 809
-
Employer
20 458
-
19 646
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
2 165
-
health
1 412
-
1 355
-
accident

We are using the highest rate at 1.1%.

225
-
216
-
unemployment
123
-
118
-
total
4 014
-
3 854
-
Corporate
-
23 500
-
-
income
-
2 350
-
-
total
-
2 350
-
-
Dividends
-
21 150
-
-
withholding
-
1 057
-
-
total
-
1 057
-
-
Income
23 500
23 500
23 500
23 500
Total tax
9 022
3 407
8 663
9 799
After tax
14 478
20 093
14 837
13 701
Living cost
15 450
15 450
15 450
15 450
Free-cash
-972
4 643
-613
-1 749

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽1925
₽4145
₽3061
₽8317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
unemployment
-
-
-
94
health
-
-
-
2 702
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 478
income
-
-
-
3 525
total
-
-
-
9 799
Employee
15 593
-
19 646
-
accident

We are using the highest rate at 1.1%.

172
-
216
-
income
1 559
-
1 964
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
1 725
-
health
717
-
904
-
total
3 817
-
4 809
-
Employer
15 593
-
19 646
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
2 165
-
health
1 076
-
1 355
-
accident

We are using the highest rate at 1.1%.

172
-
216
-
unemployment
93
-
118
-
total
3 059
-
3 854
-
Corporate
4 848
23 500
-
-
income
485
2 350
-
-
total
485
2 350
-
-
Dividends
4 363
21 150
-
-
withholding
218
1 057
-
-
total
218
1 057
-
-
Income
23 500
23 500
23 500
23 500
Total tax
7 579
3 407
8 663
9 799
After tax
15 921
20 093
14 837
13 701
Living cost
11 776
11 776
11 776
11 776
Free-cash
4 145
8 317
3 061
1 925

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
-₽3547
-₽11222
-₽9820
-₽17687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 212
health
-
-
-
873
social contributions
-
-
-
5 337
income
-
-
-
-
total
-
-
-
6 210
Employee
69 203
69 203
69 203
-
income
7 535
6 406
7 781
-
social contributions
2 616
5 743
1 937
-
health
536
1 177
396
-
total
10 687
13 326
10 114
-
Employer
69 203
69 203
69 203
-
social contributions
2 616
5 743
1 937
-
health
582
1 281
432
-
total
3 198
7 024
2 369
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
23 500
23 500
23 500
23 500
Total tax
13 885
20 350
12 483
6 210
After tax
9 615
3 150
11 017
17 290
Living cost
20 837
20 837
20 837
20 837
Free-cash
-11 222
-17 687
-9 820
-3 547

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
-₽11900
-₽21121
-₽18173
-₽26040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 212
health
-
-
-
873
social contributions
-
-
-
5 337
income
-
-
-
-
total
-
-
-
6 210
Employee
69 203
69 203
69 203
-
income
7 267
6 406
7 781
-
social contributions
3 363
5 743
1 937
-
health
688
1 177
396
-
total
11 318
13 326
10 114
-
Employer
69 203
69 203
69 203
-
social contributions
3 363
5 743
1 937
-
health
750
1 281
432
-
total
4 113
7 024
2 369
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
23 500
23 500
23 500
23 500
Total tax
15 431
20 350
12 483
6 210
After tax
8 069
3 150
11 017
17 290
Living cost
29 190
29 190
29 190
29 190
Free-cash
-21 121
-26 040
-18 173
-11 900

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽9326
-₽17434
-₽8847
-₽4592
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
health
-
-
-
3 172
social contributions
-
-
-
6 862
income
-
-
-
2 020
solidarity contribution
-
-
-
-
total
-
-
-
12 054
Employee
30 548
-
17 537
-
income
3 666
-
2 105
-
social contributions
1 986
-
1 140
-
health
4 124
-
2 368
-
solidarity contribution
-
-
-
-
total
9 776
-
5 613
-
Employer
30 548
-
17 537
-
social contributions
7 637
-
4 384
-
health
2 749
-
1 578
-
total
10 386
-
5 962
-
Corporate
-
23 500
-
-
income
-
4 465
-
-
total
-
4 465
-
-
Dividends
-
19 035
-
-
withholding
-
2 855
-
-
total
-
2 855
-
-
Income
23 500
23 500
23 500
23 500
Total tax
20 162
7 320
11 575
12 054
After tax
3 338
16 180
11 925
11 446
Living cost
20 772
20 772
20 772
20 772
Free-cash
-17 434
-4 592
-8 847
-9 326

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽14151
-₽26942
-₽13672
-₽9417
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
health
-
-
-
3 172
social contributions
-
-
-
6 862
income
-
-
-
2 020
solidarity contribution
-
-
-
-
total
-
-
-
12 054
Employee
37 643
-
17 537
-
income
4 517
-
2 105
-
social contributions
2 447
-
1 140
-
health
5 082
-
2 368
-
solidarity contribution
-
-
-
-
total
12 046
-
5 613
-
Employer
37 643
-
17 537
-
social contributions
9 411
-
4 384
-
health
3 388
-
1 578
-
total
12 799
-
5 962
-
Corporate
-
23 500
-
-
income
-
4 465
-
-
total
-
4 465
-
-
Dividends
-
19 035
-
-
withholding
-
2 855
-
-
total
-
2 855
-
-
Income
23 500
23 500
23 500
23 500
Total tax
24 845
7 320
11 575
12 054
After tax
-1 345
16 180
11 925
11 446
Living cost
25 597
25 597
25 597
25 597
Free-cash
-26 942
-9 417
-13 672
-14 151

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽26396
-₽173184
-₽173184
-₽173184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
national
-
-
-
1 475
pensions
-
-
-
782
municipal
-
-
-
2 347
labour market
-
-
-
1 817
total
-
-
-
6 421
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
23 500
23 500
23 500
23 500
Total tax
153 209
153 209
153 209
6 421
After tax
-129 709
-129 709
-129 709
17 079
Living cost
43 476
43 476
43 476
43 476
Free-cash
-173 184
-173 184
-173 184
-26 396

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
-₽7092
-₽10659
-₽6142
-₽2937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
health
-
-
-
3 055
pensions
-
-
-
4 700
income
-
-
-
1 100
total
-
-
-
8 855
Employee
25 530
-
17 564
-
unemployment
408
-
282
-
income
2 874
-
1 337
-
pensions
511
-
352
-
total
3 793
-
1 971
-
Employer
25 530
-
17 564
-
pensions
5 106
-
3 511
-
health
3 318
-
2 283
-
unemployment
205
-
140
-
total
8 629
-
5 934
-
Corporate
-
23 500
-
-
income
-
4 700
-
-
total
-
4 700
-
-
Dividends
-
18 800
-
-
total
-
-
-
-
Income
23 500
23 500
23 500
23 500
Total tax
12 422
4 700
7 905
8 855
After tax
11 078
18 800
15 595
14 645
Living cost
21 737
21 737
21 737
21 737
Free-cash
-10 659
-2 937
-6 142
-7 092

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽15282
-₽32782
-₽19677
-₽18290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
23 500
national
-
-
-
-
health
-
-
-
-
municipal
-
-
-
4 230
total
-
-
-
4 230
Employee
47 349
-
19 770
-
unemployment
710
-
297
-
municipal
7 755
-
3 265
-
national
782
-
-
-
pensions
3 195
-
1 334
-
health
354
-
-
-
total
12 796
-
4 896
-
Employer
47 349
-
19 770
-
pensions
8 215
-
3 429
-
health
364
-
152
-
accident
48
-
20
-
unemployment
307
-
128
-
total
8 934
-
3 729
-
Corporate
-
23 500
-
-
income
-
4 700
-
-
total
-
4 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
14 100
-
-
municipal
-
2 538
-
-
national
-
-
-
-
total
-
2 538
-
-
Income
23 500
23 500
23 500
23 500
Total tax
21 730
7 238
8 625
4 230
After tax
1 770
16 262
14 875
19 270
Living cost
34 552
34 552
34 552
34 552
Free-cash
-32 782
-18 290
-19 677
-15 282

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽13412
-₽21619
-₽12367
-₽15896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
surtax
-
-
-
-
health
-
-
-
241
pensions
-
-
-
7 533
social contributions
-
-
-
669
income
-
-
-
-
other
-
-
-
729
total
-
-
-
9 172
Employee
34 382
-
17 907
-
income
1 773
-
-
-
surtax
-
-
-
-
social contributions
980
-
511
-
pensions
3 889
-
2 024
-
total
6 642
-
2 535
-
Employer
34 382
-
17 907
-
pensions
5 650
-
2 941
-
social contributions
102
-
53
-
other
1 187
-
618
-
health
2 406
-
1 254
-
unemployment
1 392
-
726
-
total
10 737
-
5 592
-
Corporate
-
23 500
-
-
income
-
6 580
-
-
surtax
-
-
-
-
total
-
6 580
-
-
Dividends
-
16 920
-
-
withholding
-
2 166
-
-
social contributions
-
2 910
-
-
surtax
-
-
-
-
total
-
5 076
-
-
Income
23 500
23 500
23 500
23 500
Total tax
17 379
11 656
8 127
9 172
After tax
6 121
11 844
15 373
14 328
Living cost
27 740
27 740
27 740
27 740
Free-cash
-21 619
-15 896
-12 367
-13 412

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽16463
-₽27046
-₽15418
-₽18947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
surtax
-
-
-
-
health
-
-
-
241
pensions
-
-
-
7 533
social contributions
-
-
-
669
income
-
-
-
-
other
-
-
-
729
total
-
-
-
9 172
Employee
38 517
-
17 907
-
income
2 273
-
-
-
surtax
-
-
-
-
social contributions
1 098
-
511
-
pensions
4 355
-
2 024
-
total
7 726
-
2 535
-
Employer
38 517
-
17 907
-
pensions
6 328
-
2 941
-
social contributions
116
-
53
-
other
1 329
-
618
-
health
2 697
-
1 254
-
unemployment
1 559
-
726
-
total
12 029
-
5 592
-
Corporate
-
23 500
-
-
income
-
6 580
-
-
surtax
-
-
-
-
total
-
6 580
-
-
Dividends
-
16 920
-
-
withholding
-
2 166
-
-
social contributions
-
2 910
-
-
surtax
-
-
-
-
total
-
5 076
-
-
Income
23 500
23 500
23 500
23 500
Total tax
19 755
11 656
8 127
9 172
After tax
3 745
11 844
15 373
14 328
Living cost
30 791
30 791
30 791
30 791
Free-cash
-27 046
-18 947
-15 418
-16 463

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽29139
-₽50469
-₽28094
-₽31623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
surtax
-
-
-
-
health
-
-
-
241
pensions
-
-
-
7 533
social contributions
-
-
-
669
income
-
-
-
-
other
-
-
-
729
total
-
-
-
9 172
Employee
56 366
-
17 907
-
income
4 918
-
-
-
surtax
-
-
-
-
social contributions
1 605
-
511
-
pensions
6 375
-
2 024
-
total
12 898
-
2 535
-
Employer
56 366
-
17 907
-
pensions
9 262
-
2 941
-
social contributions
169
-
53
-
other
1 945
-
618
-
health
3 945
-
1 254
-
unemployment
2 283
-
726
-
total
17 604
-
5 592
-
Corporate
-
23 500
-
-
income
-
6 580
-
-
surtax
-
-
-
-
total
-
6 580
-
-
Dividends
-
16 920
-
-
withholding
-
2 166
-
-
social contributions
-
2 910
-
-
surtax
-
-
-
-
total
-
5 076
-
-
Income
23 500
23 500
23 500
23 500
Total tax
30 502
11 656
8 127
9 172
After tax
-7 002
11 844
15 373
14 328
Living cost
43 467
43 467
43 467
43 467
Free-cash
-50 469
-31 623
-28 094
-29 139

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽17442
₽15411
₽12977
₽16502
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
23 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
235
total
-
-
-
235
Employee
7 278
-
23 500
-
income
1 455
-
4 700
-
total
1 455
-
4 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

16 222
23 500
-
-
total
-
-
-
-
Dividends
16 222
23 500
-
-
withholding
811
1 175
-
-
total
811
1 175
-
-
Income
23 500
23 500
23 500
23 500
Total tax
2 266
1 175
4 700
235
After tax
21 234
22 325
18 800
23 265
Living cost
5 823
5 823
5 823
5 823
Free-cash
15 411
16 502
12 977
17 442

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽14192
₽11551
₽9727
₽13252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
23 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
235
total
-
-
-
235
Employee
11 342
-
23 500
-
income
2 268
-
4 700
-
total
2 268
-
4 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

12 158
23 500
-
-
total
-
-
-
-
Dividends
12 158
23 500
-
-
withholding
608
1 175
-
-
total
608
1 175
-
-
Income
23 500
23 500
23 500
23 500
Total tax
2 876
1 175
4 700
235
After tax
20 624
22 325
18 800
23 265
Living cost
9 073
9 073
9 073
9 073
Free-cash
11 551
13 252
9 727
14 192

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽17661
-₽21278
-₽17661
-₽22432
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
23 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
14
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
254
trade
-
-
-
-
total
-
-
-
6 416
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
23 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
254
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
14
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
6 416
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
23 500
-
-
trade
-
3 373
-
-
income
-
3 525
-
-
chamber of commerce
-
171
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
195
-
-
total
-
7 264
-
-
Dividends
-
16 237
-
-
withholding
-
3 718
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
205
-
-
total
-
3 923
-
-
Income
23 500
23 500
23 500
23 500
Total tax
10 033
11 187
6 416
6 416
After tax
13 467
12 313
17 084
17 084
Living cost
34 745
34 745
34 745
34 745
Free-cash
-21 278
-22 432
-17 661
-17 661

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
-₽10175
-₽10922
-₽10175
-₽15187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
23 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
14
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
254
trade
-
-
-
-
total
-
-
-
6 416
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
23 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
254
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
14
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
6 416
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
23 500
-
-
trade
-
3 701
-
-
income
-
3 525
-
-
chamber of commerce
-
171
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
195
-
-
total
-
7 592
-
-
Dividends
-
15 909
-
-
withholding
-
3 636
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
200
-
-
total
-
3 836
-
-
Income
23 500
23 500
23 500
23 500
Total tax
7 163
11 428
6 416
6 416
After tax
16 337
12 072
17 084
17 084
Living cost
27 259
27 259
27 259
27 259
Free-cash
-10 922
-15 187
-10 175
-10 175

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽18270
-₽22138
-₽18270
-₽23403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
23 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
14
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
254
trade
-
-
-
-
total
-
-
-
6 416
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
23 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
254
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
14
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
6 416
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
23 500
-
-
trade
-
3 867
-
-
income
-
3 525
-
-
chamber of commerce
-
171
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
195
-
-
total
-
7 758
-
-
Dividends
-
15 743
-
-
withholding
-
3 593
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
198
-
-
total
-
3 791
-
-
Income
23 500
23 500
23 500
23 500
Total tax
10 284
11 549
6 416
6 416
After tax
13 216
11 951
17 084
17 084
Living cost
35 354
35 354
35 354
35 354
Free-cash
-22 138
-23 403
-18 270
-18 270

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽24144
-₽30586
-₽24144
-₽29397
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
23 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
14
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
254
trade
-
-
-
-
total
-
-
-
6 416
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
23 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
254
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
14
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
6 416
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
23 500
-
-
trade
-
4 031
-
-
income
-
3 525
-
-
chamber of commerce
-
169
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
195
-
-
total
-
7 920
-
-
Dividends
-
15 581
-
-
withholding
-
3 554
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
195
-
-
total
-
3 749
-
-
Income
23 500
23 500
23 500
23 500
Total tax
12 858
11 669
6 416
6 416
After tax
10 642
11 831
17 084
17 084
Living cost
41 228
41 228
41 228
41 228
Free-cash
-30 586
-29 397
-24 144
-24 144

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
-₽6673
-₽13189
-₽7194
-₽5433
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
surtax
-
-
-
-
unemployment
-
-
-
205
health
-
-
-
1 669
pensions
-
-
-
4 700
income
-
-
-
3 385
other
-
-
-
-
total
-
-
-
9 959
Employee
30 307
-
19 415
-
unemployment
2 109
-
1 351
-
other
-
-
-
-
income
5 081
-
3 255
-
surtax
108
-
-
-
pensions
2 022
-
1 295
-
health
774
-
494
-
total
10 094
-
6 395
-
Employer
30 307
-
19 415
-
pensions
4 041
-
2 587
-
other
-
-
-
-
health
1 378
-
883
-
unemployment
962
-
615
-
total
6 381
-
4 085
-
Corporate
-
23 500
-
-
income
-
6 111
-
-
total
-
6 111
-
-
Dividends
-
17 389
-
-
withholding
-
2 608
-
-
total
-
2 608
-
-
Income
23 500
23 500
23 500
23 500
Total tax
16 475
8 719
10 480
9 959
After tax
7 025
14 781
13 020
13 541
Living cost
20 214
20 214
20 214
20 214
Free-cash
-13 189
-5 433
-7 194
-6 673

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
-₽6318
-₽12526
-₽6839
-₽5078
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
surtax
-
-
-
-
unemployment
-
-
-
205
health
-
-
-
1 669
pensions
-
-
-
4 700
income
-
-
-
3 385
other
-
-
-
-
total
-
-
-
9 959
Employee
29 761
-
19 415
-
unemployment
2 072
-
1 351
-
other
-
-
-
-
income
4 989
-
3 255
-
surtax
97
-
-
-
pensions
1 985
-
1 295
-
health
760
-
494
-
total
9 903
-
6 395
-
Employer
29 761
-
19 415
-
pensions
3 967
-
2 587
-
other
-
-
-
-
health
1 354
-
883
-
unemployment
943
-
615
-
total
6 264
-
4 085
-
Corporate
-
23 500
-
-
income
-
6 111
-
-
total
-
6 111
-
-
Dividends
-
17 389
-
-
withholding
-
2 608
-
-
total
-
2 608
-
-
Income
23 500
23 500
23 500
23 500
Total tax
16 167
8 719
10 480
9 959
After tax
7 333
14 781
13 020
13 541
Living cost
19 859
19 859
19 859
19 859
Free-cash
-12 526
-5 078
-6 839
-6 318

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
-₽1587
-₽7319
-₽4244
-₽4349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
unemployment
-
-
-
353
health
-
-
-
1 645
pensions
-
-
-
2 350
income
-
-
-
2 873
total
-
-
-
7 221
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
19 665
-
unemployment
387
154
295
-
income
3 153
1 255
2 404
-
pensions
2 579
1 026
1 967
-
health
1 805
718
1 377
-
total
7 924
3 153
6 043
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
19 665
-
pensions
5 029
2 001
3 835
-
total
5 029
2 001
3 835
-
Corporate
-
11 235
-
-
income
-
1 011
-
-
total
-
1 011
-
-
Dividends
-
10 224
-
-
withholding
-
1 942
-
-
social contributions
-
1 876
-
-
total
-
3 818
-
-
Income
23 500
23 500
23 500
23 500
Total tax
12 953
9 983
9 878
7 221
After tax
10 547
13 517
13 622
16 279
Living cost
17 866
17 866
17 866
17 866
Free-cash
-7 319
-4 349
-4 244
-1 587

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽27399
-₽50173
-₽27214
-₽28907
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
national
-
-
-
2 586
pensions
-
-
-
2 820
social contributions
-
-
-
253
municipal
-
-
-
1 669
total
-
-
-
7 328
Employee
67 543
-
20 316
-
municipal
8 343
-
1 760
-
national
12 928
-
2 727
-
pensions
2 702
-
813
-
total
23 973
-
5 300
-
Employer
67 543
-
20 316
-
pensions
5 403
-
1 625
-
social contributions
726
-
218
-
total
6 129
-
1 843
-
Corporate
-
23 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
4 700
-
-
total
-
4 700
-
-
Dividends
-
18 800
-
-
withholding
-
4 136
-
-
total
-
4 136
-
-
Income
23 500
23 500
23 500
23 500
Total tax
30 102
8 836
7 143
7 328
After tax
-6 602
14 664
16 357
16 172
Living cost
43 571
43 571
43 571
43 571
Free-cash
-50 173
-28 907
-27 214
-27 399

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽30278
-₽46898
-₽30278
-₽34815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
social contributions
-
-
-
630
income
-
-
-
1 882
total
-
-
-
2 512
Employee
70 397
-
23 500
-
social contributions
5 848
-
630
-
income
13 284
-
1 882
-
total
19 132
-
2 512
-
Employer
70 397
-
23 500
-
total
-
-
-
-
Corporate
-
23 500
-
-
income
-
2 937
-
-
total
-
2 937
-
-
Dividends
-
20 563
-
-
withholding
-
4 112
-
-
total
-
4 112
-
-
Income
23 500
23 500
23 500
23 500
Total tax
19 132
7 049
2 512
2 512
After tax
4 368
16 451
20 988
20 988
Living cost
51 266
51 266
51 266
51 266
Free-cash
-46 898
-34 815
-30 278
-30 278

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽25585
-₽56483
-₽27210
-₽25436
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
national
-
-
-
3 800
regional
-
-
-
203
social contributions
-
-
-
6 975
municipal
-
-
-
132
total
-
-
-
11 110
Employee
79 983
-
23 500
-
municipal
424
-
114
-
national
13 859
-
3 301
-
social contributions
26 970
-
9 144
-
regional
755
-
176
-
total
42 008
-
12 735
-
Employer
79 983
-
23 500
-
total
-
-
-
-
Corporate
-
23 500
-
-
nationa
-
5 639
-
-
municipal
-
917
-
-
total
-
6 556
-
-
Dividends
-
16 944
-
-
withholding
-
4 405
-
-
total
-
4 405
-
-
Income
23 500
23 500
23 500
23 500
Total tax
42 008
10 961
12 735
11 110
After tax
-18 508
12 539
10 765
12 390
Living cost
37 975
37 975
37 975
37 975
Free-cash
-56 483
-25 436
-27 210
-25 585

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽11985
-₽26423
-₽13594
-₽11890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
national
-
-
-
3 800
regional
-
-
-
335
social contributions
-
-
-
6 975
municipal
-
-
-
132
total
-
-
-
11 242
Employee
49 922
-
23 500
-
municipal
265
-
114
-
national
7 909
-
3 301
-
social contributions
16 834
-
9 144
-
regional
672
-
292
-
total
25 680
-
12 851
-
Employer
49 922
-
23 500
-
total
-
-
-
-
Corporate
-
23 500
-
-
nationa
-
5 639
-