Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 234500
per

Your estimated
City
free-cash

Helsinki , Finland
₽104675
₽107792
₽104262
₽77399
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
234 500
municipal
-
-
-
41 636
health
-
-
-
3 190
national
-
-
-
46 669
total
-
-
-
91 495
Employee
53 092
-
197 275
-
health
396
-
2 618
-
municipal
8 696
-
32 109
-
pensions
3 583
-
13 317
-
unemployment
797
-
2 959
-
national
877
-
30 129
-
total
14 349
-
81 132
-
Employer
53 092
-
197 275
-
accident
54
-
197
-
unemployment
345
-
1 283
-
pensions
9 211
-
34 227
-
health
408
-
1 519
-
total
10 018
-
37 226
-
Corporate
171 391
234 500
-
-
income
34 278
46 900
-
-
total
34 278
46 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

102 835
140 700
-
-
national
10 810
18 856
-
-
municipal
18 510
25 326
-
-
total
29 320
44 182
-
-
Income
234 500
234 500
234 500
234 500
Total tax
87 965
91 082
118 358
91 495
After tax
146 535
143 418
116 142
143 005
Living cost
38 743
38 743
38 743
38 743
Free-cash
107 792
104 675
77 399
104 262

Estimated living cost  is ₽38743 per week

₽25307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽617
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9094
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close