Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 232500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽73652
₽67470
₽82276
₽106412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
232 500
income
-
-
-
83 684
pensions
-
-
-
11 823
health
-
-
-
12 444
total
-
-
-
107 951
Employee
86 174
86 174
213 747
-
health
13 227
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 105
14 105
40 794
-
pensions
15 511
11 823
11 823
-
total
42 843
37 179
65 061
-
Employer
86 174
86 174
213 747
-
unemployment
3 102
3 102
3 855
-
pensions
5 998
5 998
7 455
-
health
5 990
5 990
7 444
-
total
15 090
15 090
18 754
-
Corporate
132 293
131 235
-
-
income
26 459
26 247
-
-
total
26 459
26 247
-
-
Dividends
105 833
104 989
-
-
income
22 490
22 310
-
-
withholding
15 875
15 749
-
-
total
38 365
38 059
-
-
Income
232 500
232 500
232 500
232 500
Total tax
122 757
116 575
83 815
107 951
After tax
109 743
115 925
148 685
124 549
Living cost
42 273
42 273
42 273
42 273
Free-cash
67 470
73 652
106 412
82 276

Estimated living cost  is ₽42273 per week

₽29958
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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