Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 232000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽157181
₽167126
₽149030
₽156059
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
232 000
health
-
-
-
7 294
income
-
-
-
34 800
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
9 387
unemployment
-
-
-
254
total
-
-
-
51 735
Employee
41 360
-
219 557
-
income
4 137
-
21 955
-
accident

We are using the highest rate at 1.1%.

455
-
698
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

3 631
-
5 569
-
health
1 903
-
2 918
-
total
10 126
-
31 140
-
Employer
41 360
-
219 557
-
unemployment
248
-
381
-
health
2 854
-
4 376
-
accident

We are using the highest rate at 1.1%.

455
-
698
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

4 558
-
6 989
-
total
8 115
-
12 444
-
Corporate
182 525
232 000
-
-
income
18 252
23 199
-
-
total
18 252
23 199
-
-
Dividends
164 273
208 801
-
-
withholding
8 213
10 440
-
-
total
8 213
10 440
-
-
Income
232 000
232 000
232 000
232 000
Total tax
44 706
33 639
43 584
51 735
After tax
187 294
198 361
188 416
180 265
Living cost
31 235
31 235
31 235
31 235
Free-cash
156 059
167 126
157 181
149 030

Estimated living cost  is ₽31235 per week

₽20659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽745
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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