Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 231000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽186380
₽187249
₽177310
₽182438
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
231 000
unemployment
-
-
-
119
health
-
-
-
3 409
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 387
income
-
-
-
34 650
total
-
-
-
42 565
Employee
14 732
-
225 185
-
accident

We are using the highest rate at 1.1%.

162
-
326
-
health
678
-
1 363
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 293
-
2 603
-
income
1 473
-
22 519
-
total
3 606
-
26 811
-
Employer
14 732
-
225 185
-
accident

We are using the highest rate at 1.1%.

162
-
326
-
unemployment
88
-
178
-
health
1 017
-
2 045
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 624
-
3 266
-
total
2 891
-
5 815
-
Corporate
213 378
231 000
-
-
income
21 338
23 100
-
-
total
21 338
23 100
-
-
Dividends
192 040
207 900
-
-
withholding
9 602
10 395
-
-
total
9 602
10 395
-
-
Income
231 000
231 000
231 000
231 000
Total tax
37 437
33 495
32 626
42 565
After tax
193 563
197 505
198 374
188 435
Living cost
11 125
11 125
11 125
11 125
Free-cash
182 438
186 380
187 249
177 310

Estimated living cost  is ₽11125 per week

₽6495
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽795
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽295
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3541
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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