Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 229000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽179931
₽170186
₽174311
₽179884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
229 000
unemployment
-
-
-
129
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 767
health
-
-
-
3 704
income
-
-
-
34 350
total
-
-
-
42 950
Employee
21 007
-
222 680
-
health
966
-
1 482
-
income
2 101
-
22 268
-
accident

We are using the highest rate at 1.1%.

231
-
354
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 844
-
2 828
-
total
5 142
-
26 932
-
Employer
21 007
-
222 680
-
unemployment
126
-
193
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 315
-
3 550
-
health
1 450
-
2 223
-
accident

We are using the highest rate at 1.1%.

231
-
354
-
total
4 122
-
6 320
-
Corporate
203 872
229 000
-
-
income
20 387
22 900
-
-
total
20 387
22 900
-
-
Dividends
183 485
206 100
-
-
withholding
9 174
10 305
-
-
total
9 174
10 305
-
-
Income
229 000
229 000
229 000
229 000
Total tax
38 825
33 205
33 252
42 950
After tax
190 175
195 795
195 748
186 050
Living cost
15 864
15 864
15 864
15 864
Free-cash
174 311
179 931
179 884
170 186

Estimated living cost  is ₽15864 per week

₽10492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽379
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4086
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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