Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 229000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽180938
₽181547
₽175674
₽171738
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
229 000
health
-
-
-
3 469
unemployment
-
-
-
121
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 465
income
-
-
-
34 350
total
-
-
-
42 405
Employee
19 674
-
223 081
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 727
-
2 649
-
income
1 968
-
22 308
-
accident

We are using the highest rate at 1.1%.

216
-
332
-
health
905
-
1 388
-
total
4 816
-
26 677
-
Employer
19 674
-
223 081
-
unemployment
118
-
181
-
health
1 358
-
2 082
-
accident

We are using the highest rate at 1.1%.

216
-
332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 168
-
3 324
-
total
3 860
-
5 919
-
Corporate
205 467
229 000
-
-
income
20 547
22 900
-
-
total
20 547
22 900
-
-
Dividends
184 920
206 100
-
-
withholding
9 246
10 305
-
-
total
9 246
10 305
-
-
Income
229 000
229 000
229 000
229 000
Total tax
38 469
33 205
32 596
42 405
After tax
190 531
195 795
196 404
186 595
Living cost
14 857
14 857
14 857
14 857
Free-cash
175 674
180 938
181 547
171 738

Estimated living cost  is ₽14857 per week

₽9827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽354
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3826
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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