Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 228000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽177258
₽167726
₽178032
₽172042
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
228 000
income
-
-
-
34 200
health
-
-
-
3 948
unemployment
-
-
-
137
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 081
total
-
-
-
43 366
Employee
22 389
-
221 264
-
income
2 239
-
22 126
-
accident

We are using the highest rate at 1.1%.

246
-
378
-
health
1 030
-
1 579
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 966
-
3 015
-
total
5 481
-
27 098
-
Employer
22 389
-
221 264
-
unemployment
134
-
206
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 467
-
3 783
-
health
1 545
-
2 369
-
accident

We are using the highest rate at 1.1%.

246
-
378
-
total
4 392
-
6 736
-
Corporate
201 219
228 000
-
-
income
20 122
22 800
-
-
total
20 122
22 800
-
-
Dividends
181 097
205 200
-
-
withholding
9 055
10 260
-
-
total
9 055
10 260
-
-
Income
228 000
228 000
228 000
228 000
Total tax
39 050
33 060
33 834
43 366
After tax
188 950
194 940
194 166
184 634
Living cost
16 908
16 908
16 908
16 908
Free-cash
172 042
178 032
177 258
167 726

Estimated living cost  is ₽16908 per week

₽11183
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽968
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4354
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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