Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 228000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽172855
₽178252
₽178633
₽168652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
228 000
health
-
-
-
3 808
income
-
-
-
34 200
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 901
unemployment
-
-
-
132
total
-
-
-
43 041
Employee
21 593
-
221 503
-
accident

We are using the highest rate at 1.1%.

237
-
364
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 896
-
2 907
-
health
993
-
1 523
-
income
2 160
-
22 150
-
total
5 286
-
26 944
-
Employer
21 593
-
221 503
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 380
-
3 649
-
health
1 490
-
2 285
-
unemployment
130
-
199
-
accident

We are using the highest rate at 1.1%.

237
-
364
-
total
4 237
-
6 497
-
Corporate
202 170
228 000
-
-
income
20 217
22 800
-
-
total
20 217
22 800
-
-
Dividends
181 953
205 200
-
-
withholding
9 098
10 260
-
-
total
9 098
10 260
-
-
Income
228 000
228 000
228 000
228 000
Total tax
38 838
33 060
33 441
43 041
After tax
189 162
194 940
194 559
184 959
Living cost
16 307
16 307
16 307
16 307
Free-cash
172 855
178 633
178 252
168 652

Estimated living cost  is ₽16307 per week

₽10786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽934
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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