Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 228000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽177607
₽178243
₽168050
₽172328
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
228 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 018
unemployment
-
-
-
136
income
-
-
-
34 200
health
-
-
-
3 899
total
-
-
-
43 253
Employee
22 109
-
221 348
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 941
-
2 977
-
income
2 211
-
22 135
-
accident

We are using the highest rate at 1.1%.

243
-
373
-
health
1 017
-
1 560
-
total
5 412
-
27 045
-
Employer
22 109
-
221 348
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 436
-
3 736
-
health
1 526
-
2 339
-
unemployment
133
-
203
-
accident

We are using the highest rate at 1.1%.

243
-
373
-
total
4 338
-
6 651
-
Corporate
201 553
228 000
-
-
income
20 155
22 800
-
-
total
20 155
22 800
-
-
Dividends
181 398
205 200
-
-
withholding
9 070
10 260
-
-
total
9 070
10 260
-
-
Income
228 000
228 000
228 000
228 000
Total tax
38 975
33 060
33 696
43 253
After tax
189 025
194 940
194 304
184 747
Living cost
16 697
16 697
16 697
16 697
Free-cash
172 328
178 243
177 607
168 050

Estimated living cost  is ₽16697 per week

₽11043
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽956
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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