Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 228000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽176786
₽167284
₽177746
₽171655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
228 000
income
-
-
-
34 200
health
-
-
-
4 015
unemployment
-
-
-
140
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 167
total
-
-
-
43 522
Employee
22 768
-
221 150
-
income
2 277
-
22 115
-
accident

We are using the highest rate at 1.1%.

250
-
384
-
health
1 047
-
1 606
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 999
-
3 066
-
total
5 573
-
27 171
-
Employer
22 768
-
221 150
-
unemployment
137
-
209
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 509
-
3 847
-
health
1 571
-
2 409
-
accident

We are using the highest rate at 1.1%.

250
-
384
-
total
4 467
-
6 849
-
Corporate
200 765
228 000
-
-
income
20 077
22 800
-
-
total
20 077
22 800
-
-
Dividends
180 688
205 200
-
-
withholding
9 034
10 260
-
-
total
9 034
10 260
-
-
Income
228 000
228 000
228 000
228 000
Total tax
39 151
33 060
34 020
43 522
After tax
188 849
194 940
193 980
184 478
Living cost
17 194
17 194
17 194
17 194
Free-cash
171 655
177 746
176 786
167 284

Estimated living cost  is ₽17194 per week

₽11372
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽984
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4428
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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