Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 228000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽179682
₽179985
₽174278
₽170270
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
228 000
health
-
-
-
3 563
unemployment
-
-
-
124
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 585
income
-
-
-
34 200
total
-
-
-
42 472
Employee
20 204
-
221 922
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 774
-
2 720
-
income
2 021
-
22 192
-
accident

We are using the highest rate at 1.1%.

222
-
341
-
health
929
-
1 425
-
total
4 946
-
26 678
-
Employer
20 204
-
221 922
-
unemployment
121
-
186
-
health
1 394
-
2 138
-
accident

We are using the highest rate at 1.1%.

222
-
341
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 226
-
3 414
-
total
3 963
-
6 079
-
Corporate
203 833
228 000
-
-
income
20 383
22 800
-
-
total
20 383
22 800
-
-
Dividends
183 449
205 200
-
-
withholding
9 172
10 260
-
-
total
9 172
10 260
-
-
Income
228 000
228 000
228 000
228 000
Total tax
38 464
33 060
32 757
42 472
After tax
189 536
194 940
195 243
185 528
Living cost
15 258
15 258
15 258
15 258
Free-cash
174 278
179 682
179 985
170 270

Estimated living cost  is ₽15258 per week

₽10091
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽364
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3929
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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