Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 228000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽173825
₽179349
₽179436
₽169756
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
228 000
unemployment
-
-
-
127
income
-
-
-
34 200
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 685
health
-
-
-
3 641
total
-
-
-
42 653
Employee
20 644
-
221 789
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
health
950
-
1 456
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 812
-
2 780
-
income
2 065
-
22 179
-
total
5 054
-
26 763
-
Employer
20 644
-
221 789
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 275
-
3 488
-
unemployment
124
-
190
-
health
1 425
-
2 184
-
total
4 051
-
6 210
-
Corporate
203 305
228 000
-
-
income
20 330
22 800
-
-
total
20 330
22 800
-
-
Dividends
182 975
205 200
-
-
withholding
9 149
10 260
-
-
total
9 149
10 260
-
-
Income
228 000
228 000
228 000
228 000
Total tax
38 584
33 060
32 973
42 653
After tax
189 416
194 940
195 027
185 347
Living cost
15 591
15 591
15 591
15 591
Free-cash
173 825
179 349
179 436
169 756

Estimated living cost  is ₽15591 per week

₽10311
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4015
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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