Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 226000
per

Your estimated
City
free-cash

Valencia , Spain
₽40806
₽14636
₽13030
₽19014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
226 000
accident
-
-
-
2 031
income
-
-
-
33 296
other
-
-
-
224
unemployment
-
-
-
1 583
pensions
-
-
-
63 958
total
-
-
-
101 092
Employee
150 435
-
171 368
-
other
147
-
170
-
unemployment
2 332
-
2 656
-
pensions
7 072
-
8 053
-
income
29 003
-
33 983
-
total
38 554
-
44 862
-
Employer
150 435
-
171 368
-
pensions
35 500
-
40 441
-
accident
2 980
-
3 389
-
unemployment
8 277
-
9 427
-
other
1 204
-
1 367
-
total
47 961
-
54 624
-
Corporate
27 604
226 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

4 138
33 902
-
-
total
4 138
33 902
-
-
Dividends
23 465
192 098
-
-
withholding
4 455
39 414
-
-
total
4 455
39 414
-
-
Income
226 000
226 000
226 000
226 000
Total tax
95 108
73 316
99 486
101 092
After tax
130 892
152 684
126 514
124 908
Living cost
111 878
111 878
111 878
111 878
Free-cash
19 014
40 806
14 636
13 030

Estimated living cost  is ₽111878 per month

₽75516
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10755
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1961
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23648
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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