Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 225500
per

Your estimated
City
free-cash

Helsinki , Finland
₽107442
₽76419
₽102248
₽103163
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
225 500
municipal
-
-
-
40 027
health
-
-
-
3 132
national
-
-
-
48 804
total
-
-
-
91 963
Employee
42 877
-
189 703
-
health
320
-
2 581
-
unemployment
643
-
2 846
-
pensions
2 894
-
12 806
-
national
708
-
32 897
-
municipal
7 023
-
30 865
-
total
11 588
-
81 995
-
Employer
42 877
-
189 703
-
health
329
-
1 460
-
pensions
7 439
-
32 914
-
accident
43
-
190
-
unemployment
278
-
1 233
-
total
8 089
-
35 797
-
Corporate
174 533
225 500
-
-
income
34 906
45 099
-
-
total
34 906
45 099
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

104 720
135 301
-
-
municipal
18 850
24 354
-
-
national
13 336
21 595
-
-
total
32 186
45 949
-
-
Income
225 500
225 500
225 500
225 500
Total tax
86 769
91 048
117 792
91 963
After tax
138 731
134 452
107 708
133 537
Living cost
31 289
31 289
31 289
31 289
Free-cash
107 442
103 163
76 419
102 248

Estimated living cost  is ₽31289 per week

₽20438
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3010
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

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