Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 225500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽176466
₽180558
₽171031
₽180740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 756
unemployment
-
-
-
129
income
-
-
-
33 825
health
-
-
-
3 696
total
-
-
-
42 406
Employee
15 973
-
219 195
-
health
735
-
1 478
-
accident

We are using the highest rate at 1.1%.

176
-
354
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 402
-
2 822
-
income
1 597
-
21 920
-
total
3 910
-
26 574
-
Employer
15 973
-
219 195
-
health
1 102
-
2 217
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 760
-
3 541
-
accident

We are using the highest rate at 1.1%.

176
-
354
-
unemployment
96
-
193
-
total
3 134
-
6 305
-
Corporate
206 393
225 500
-
-
income
20 640
22 550
-
-
total
20 640
22 550
-
-
Dividends
185 754
202 950
-
-
withholding
9 287
10 147
-
-
total
9 287
10 147
-
-
Income
225 500
225 500
225 500
225 500
Total tax
36 971
32 697
32 879
42 406
After tax
188 529
192 803
192 621
183 094
Living cost
12 063
12 063
12 063
12 063
Free-cash
176 466
180 740
180 558
171 031

Estimated living cost  is ₽12063 per week

₽7042
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽320
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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