Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 225500
per

Your estimated
City
free-cash

Valencia , Spain
₽124245
₽100731
₽104020
₽127704
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
unemployment
-
-
-
509
income
-
-
-
78 137
other
-
-
-
73
accident
-
-
-
654
pensions
-
-
-
20 556
total
-
-
-
99 929
Employee
28 978
-
202 342
-
unemployment
449
-
1 126
-
pensions
1 362
-
3 415
-
income
5 587
-
75 446
-
other
28
-
73
-
total
7 426
-
80 060
-
Employer
28 978
-
202 342
-
pensions
6 838
-
17 143
-
accident
574
-
1 438
-
unemployment
1 594
-
3 995
-
other
232
-
582
-
total
9 238
-
23 158
-
Corporate
187 283
225 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

28 092
33 826
-
-
total
28 092
33 826
-
-
Dividends
159 191
191 674
-
-
withholding
34 948
42 419
-
-
total
34 948
42 419
-
-
Income
225 500
225 500
225 500
225 500
Total tax
79 704
76 245
103 218
99 929
After tax
145 796
149 255
122 282
125 571
Living cost
21 551
21 551
21 551
21 551
Free-cash
124 245
127 704
100 731
104 020

Estimated living cost  is ₽21551 per week

₽14547
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2072
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽139499
₽120178
₽121929
₽144792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 602
income
-
-
-
43 182
other
-
-
-
5 660
health
-
-
-
5 244
total
-
-
-
82 688
Employee
28 456
-
194 863
-
health
399
-
1 669
-
unemployment
284
-
1 191
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 991
-
8 342
-
income
4 899
-
42 599
-
total
7 573
-
53 801
-
Employer
28 456
-
194 863
-
health
399
-
1 669
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 838
-
20 261
-
accident
228
-
1 559
-
unemployment
284
-
1 191
-
other
1 423
-
5 958
-
total
7 172
-
30 638
-
Corporate
189 873
225 500
-
-
income
39 873
47 355
-
-
total
39 873
47 355
-
-
Dividends
150 000
178 145
-
-
withholding
10 500
12 470
-
-
total
10 500
12 470
-
-
Income
225 500
225 500
225 500
225 500
Total tax
65 118
59 825
84 439
82 688
After tax
160 382
165 675
141 061
142 812
Living cost
20 883
20 883
20 883
20 883
Free-cash
139 499
144 792
120 178
121 929

Estimated living cost  is ₽20883 per week

₽14755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1410
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽336
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4381
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽178892
₽183884
₽174098
₽182532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 050
unemployment
-
-
-
109
income
-
-
-
33 825
health
-
-
-
3 147
total
-
-
-
41 131
Employee
13 600
-
220 132
-
health
626
-
1 259
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 194
-
2 403
-
income
1 360
-
22 014
-
total
3 330
-
25 977
-
Employer
13 600
-
220 132
-
health
939
-
1 888
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 499
-
3 015
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
unemployment
81
-
164
-
total
2 669
-
5 368
-
Corporate
209 232
225 500
-
-
income
20 923
22 550
-
-
total
20 923
22 550
-
-
Dividends
188 309
202 950
-
-
withholding
9 416
10 148
-
-
total
9 416
10 148
-
-
Income
225 500
225 500
225 500
225 500
Total tax
36 338
32 698
31 345
41 131
After tax
189 162
192 802
194 155
184 369
Living cost
10 270
10 270
10 270
10 270
Free-cash
178 892
182 532
183 884
174 098

Estimated living cost  is ₽10270 per week

₽5996
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽733
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽272
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽91469
₽82592
₽92321
₽86837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
income
-
-
-
48 813
other
-
-
-
6 990
health
-
-
-
12 265
social contributions
-
-
-
6 425
pensions
-
-
-
31 873
surtax
-
-
-
-
total
-
-
-
106 366
Employee
33 541
-
169 854
-
pensions
3 792
-
13 748
-
income
1 980
-
41 862
-
social contributions
956
-
4 839
-
surtax
-
-
-
-
total
6 728
-
60 449
-
Employer
33 541
-
169 854
-
health
2 348
-
18 008
-
social contributions
101
-
510
-
pensions
5 510
-
22 798
-
unemployment
1 358
-
6 878
-
other
1 157
-
7 452
-
total
10 474
-
55 646
-
Corporate
181 484
225 500
-
-
income
50 816
63 140
-
-
surtax
-
-
-
-
total
50 816
63 140
-
-
Dividends
130 668
162 360
-
-
social contributions
22 475
27 927
-
-
surtax
-
-
-
-
withholding
16 725
20 783
-
-
total
39 200
48 710
-
-
Income
225 500
225 500
225 500
225 500
Total tax
107 218
111 850
116 095
106 366
After tax
118 282
113 650
109 405
119 134
Living cost
26 813
26 813
26 813
26 813
Free-cash
91 469
86 837
82 592
92 321

Estimated living cost  is ₽26813 per week

₽16907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7271
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽75315
₽111298
₽85579
₽80117
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
pensions
-
-
-
9 182
income
-
-
-
88 244
health
-
-
-
9 664
total
-
-
-
107 090
Employee
66 925
66 925
210 936
-
health
10 272
8 737
9 664
-
pensions
12 047
9 182
9 182
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

10 955
10 955
47 960
-
total
33 274
28 874
66 806
-
Employer
66 925
66 925
210 936
-
health
4 652
4 652
5 781
-
pensions
4 658
4 658
5 790
-
unemployment
2 409
2 409
2 994
-
total
11 719
11 719
14 565
-
Corporate
147 676
146 855
-
-
income
29 535
29 371
-
-
total
29 535
29 371
-
-
Dividends
118 141
117 484
-
-
income
25 104
24 966
-
-
withholding
17 722
17 622
-
-
total
42 826
42 588
-
-
Income
225 500
225 500
225 500
225 500
Total tax
117 354
112 552
81 371
107 090
After tax
108 146
112 948
144 129
118 410
Living cost
32 831
32 831
32 831
32 831
Free-cash
75 315
80 117
111 298
85 579

Estimated living cost  is ₽32831 per week

₽23266
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽98522
₽112639
₽82862
₽89852
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
225 500
trade
-
-
-
29 777
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
79 402
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 367
total
-
-
-
118 900
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

29 975
-
225 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

837
-
79 402
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
4 367
-
total
6 237
-
89 123
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
195 525
225 500
-
-
income
29 328
33 826
-
-
trade
30 795
35 517
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 614
1 861
-
-
chamber of commerce
400
443
-
-
total
62 137
71 647
-
-
Dividends
133 388
153 854
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 817
2 098
-
-
withholding
33 049
38 165
-
-
total
34 866
40 263
-
-
Income
225 500
225 500
225 500
225 500
Total tax
103 240
111 910
89 123
118 900
After tax
122 260
113 590
136 377
106 600
Living cost
23 738
23 738
23 738
23 738
Free-cash
98 522
89 852
112 639
82 862

Estimated living cost  is ₽23738 per week

₽14932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽141809
₽129859
₽131606
₽146073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
income
-
-
-
57 319
health
-
-
-
5 750
social contributions
-
-
-
12 680
total
-
-
-
75 749
Employee
60 263
60 263
214 780
-
health
467
1 025
3 651
-
income
6 562
5 579
56 379
-
social contributions
2 278
5 002
6 746
-
total
9 307
11 606
66 776
-
Employer
60 263
60 263
214 780
-
health
507
1 115
3 974
-
social contributions
2 278
5 002
6 746
-
total
2 785
6 117
10 720
-
Corporate
195 262
159 120
-
-
income
24 408
19 890
-
-
total
24 408
19 890
-
-
Dividends
170 854
139 230
-
-
withholding
29 046
23 669
-
-
total
29 046
23 669
-
-
Income
225 500
225 500
225 500
225 500
Total tax
65 546
61 282
77 496
75 749
After tax
159 954
164 218
148 004
149 751
Living cost
18 145
18 145
18 145
18 145
Free-cash
141 809
146 073
129 859
131 606

Estimated living cost  is ₽18145 per week

₽10875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1780
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5089
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽102894
₽71127
₽90572
₽103683
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
225 500
income
-
-
-
31 985
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
78 361
surtax
-
-
-
-
total
-
-
-
110 346
Employee
36 044
-
182 222
-
income
7 497
-
65 388
-
social contributions
3 965
-
20 045
-
surtax
-
-
1 080
-
total
11 462
-
86 513
-
Employer
36 044
-
182 222
-
social contributions
8 560
-
43 278
-
total
8 560
-
43 278
-
Corporate
180 895
225 500
-
-
income
37 988
47 355
-
-
surtax
-
-
-
-
total
37 988
47 355
-
-
Dividends
142 907
178 145
-
-
withholding
40 014
49 880
-
-
total
40 014
49 880
-
-
Income
225 500
225 500
225 500
225 500
Total tax
98 024
97 235
129 791
110 346
After tax
127 476
128 265
95 709
115 154
Living cost
24 582
24 582
24 582
24 582
Free-cash
102 894
103 683
71 127
90 572

Estimated living cost  is ₽24582 per week

₽18393
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1450
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽207013
₽174326
₽217125
₽208151
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
225 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 301
total
-
-
-
2 301
Employee
7 592
-
225 500
-
income
1 518
-
45 100
-
total
1 518
-
45 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

217 908
225 500
-
-
total
-
-
-
-
Dividends
217 908
225 500
-
-
withholding
10 895
11 275
-
-
total
10 895
11 275
-
-
Income
225 500
225 500
225 500
225 500
Total tax
12 413
11 275
45 100
2 301
After tax
213 087
214 225
180 400
223 199
Living cost
6 074
6 074
6 074
6 074
Free-cash
207 013
208 151
174 326
217 125

Estimated living cost  is ₽6074 per week

₽3764
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1638
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽127681
₽73585
₽78480
₽134235
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
225 500
pensions
-
-
-
41 181
unemployment
-
-
-
338
income
-
-
-
62 292
health
-
-
-
22 188
total
-
-
-
125 999
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 656
-
195 119
-
health
2 238
-
12 604
-
unemployment
49
-
274
-
pensions
5 372
-
30 243
-
income
5 976
-
57 394
-
total
13 635
-
100 515
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 656
-
195 119
-
health
2 308
-
12 994
-
pensions
3 067
-
17 268
-
unemployment
21
-
117
-
total
5 396
-
30 379
-
Corporate
185 449
225 500
-
-
income
35 235
42 846
-
-
total
35 235
42 846
-
-
Dividends
150 213
182 654
-
-
withholding
22 532
27 398
-
-
total
22 532
27 398
-
-
Income
225 500
225 500
225 500
225 500
Total tax
76 798
70 244
130 894
125 999
After tax
148 702
155 256
94 606
99 501
Living cost
21 021
21 021
21 021
21 021
Free-cash
127 681
134 235
73 585
78 480

Estimated living cost  is ₽21021 per week

₽14426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4841
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽116725
₽126549
₽158270
₽113987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
225 500
income
-
-
-
33 826
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 955
total
-
-
-
38 781
Employee
35 952
-
221 895
-
social contributions
3 602
-
3 605
-
income
3 901
-
63 292
-
total
7 503
-
66 897
-
Employer
35 952
-
221 895
-
social contributions
3 602
-
3 605
-
total
3 602
-
3 605
-
Corporate
185 946
225 500
-
-
income
65 081
78 924
-
-
total
65 081
78 924
-
-
Dividends
120 865
146 576
-
-
social contributions
4 140
4 140
-
-
total
4 140
4 140
-
-
Income
225 500
225 500
225 500
225 500
Total tax
80 326
83 064
70 502
38 781
After tax
145 174
142 436
154 998
186 719
Living cost
28 449
28 449
28 449
28 449
Free-cash
116 725
113 987
126 549
158 270

Estimated living cost  is ₽28449 per week

₽18739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2243
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽121363
₽65570
₽128198
₽120958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
income
-
-
-
33 826
health
-
-
-
15 739
social contributions
-
-
-
31 119
total
-
-
-
80 684
Employee
26 572
-
225 500
-
health
1 855
-
15 739
-
income
4 432
-
96 454
-
social contributions
3 668
-
31 119
-
total
9 955
-
143 312
-
Employer
26 572
-
225 500
-
total
-
-
-
-
Corporate
198 928
225 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

9 947
11 275
-
-
total
9 947
11 275
-
-
Dividends
188 981
214 225
-
-
social contributions
26 080
29 563
-
-
withholding
28 347
32 133
-
-
health
13 190
14 953
-
-
total
67 617
76 649
-
-
Income
225 500
225 500
225 500
225 500
Total tax
87 519
87 924
143 312
80 684
After tax
137 981
137 576
82 188
144 816
Living cost
16 618
16 618
16 618
16 618
Free-cash
121 363
120 958
65 570
128 198

Estimated living cost  is ₽16618 per week

₽11121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1025
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽125495
₽105764
₽116367
₽133320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
income
-
-
-
25 416
health
-
-
-
30 443
social contributions
-
-
-
25 617
solidarity contribution
-
-
-
5 720
total
-
-
-
87 196
Employee
32 261
-
186 759
-
health
4 355
-
25 212
-
solidarity contribution
-
-
4 768
-
income
3 871
-
23 377
-
social contributions
2 097
-
5 702
-
total
10 323
-
59 059
-
Employer
32 261
-
186 759
-
health
2 903
-
16 808
-
social contributions
8 065
-
21 932
-
total
10 968
-
38 740
-
Corporate
182 271
225 500
-
-
income
34 631
42 845
-
-
total
34 631
42 845
-
-
Dividends
147 639
182 655
-
-
withholding
22 146
27 398
-
-
total
22 146
27 398
-
-
Income
225 500
225 500
225 500
225 500
Total tax
78 068
70 243
97 799
87 196
After tax
147 432
155 257
127 701
138 304
Living cost
21 937
21 937
21 937
21 937
Free-cash
125 495
133 320
105 764
116 367

Estimated living cost  is ₽21937 per week

₽16314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1215
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽202986
₽170935
₽213734
₽204760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
225 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 301
total
-
-
-
2 301
Employee
11 832
-
225 500
-
income
2 366
-
45 100
-
total
2 366
-
45 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

213 668
225 500
-
-
total
-
-
-
-
Dividends
213 668
225 500
-
-
withholding
10 683
11 275
-
-
total
10 683
11 275
-
-
Income
225 500
225 500
225 500
225 500
Total tax
13 049
11 275
45 100
2 301
After tax
212 451
214 225
180 400
223 199
Living cost
9 465
9 465
9 465
9 465
Free-cash
202 986
204 760
170 935
213 734

Estimated living cost  is ₽9465 per week

₽6405
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽317
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽81187
₽71553
₽81282
₽75798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
income
-
-
-
48 813
other
-
-
-
6 990
health
-
-
-
12 265
social contributions
-
-
-
6 425
pensions
-
-
-
31 873
surtax
-
-
-
-
total
-
-
-
106 366
Employee
49 085
-
169 854
-
pensions
5 552
-
13 748
-
income
4 283
-
41 862
-
social contributions
1 398
-
4 839
-
surtax
-
-
-
-
total
11 233
-
60 449
-
Employer
49 085
-
169 854
-
health
3 435
-
18 008
-
social contributions
147
-
510
-
pensions
8 065
-
22 798
-
unemployment
1 988
-
6 878
-
other
1 694
-
7 452
-
total
15 329
-
55 646
-
Corporate
161 085
225 500
-
-
income
45 103
63 140
-
-
surtax
-
-
-
-
total
45 103
63 140
-
-
Dividends
115 981
162 360
-
-
social contributions
19 950
27 927
-
-
surtax
-
-
-
-
withholding
14 846
20 783
-
-
total
34 796
48 710
-
-
Income
225 500
225 500
225 500
225 500
Total tax
106 461
111 850
116 095
106 366
After tax
119 039
113 650
109 405
119 134
Living cost
37 852
37 852
37 852
37 852
Free-cash
81 187
75 798
71 553
81 282

Estimated living cost  is ₽37852 per week

₽25618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3096
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8618
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽145567
₽137050
₽137050
₽149412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
225 500
pensions
-
-
-
15 013
unemployment
-
-
-
866
income
-
-
-
53 111
health
-
-
-
5 948
total
-
-
-
74 938
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
215 164
-
health
1 049
-
2 974
-
unemployment
153
-
433
-
pensions
2 853
-
8 084
-
income
2 809
-
53 111
-
total
6 864
-
64 602
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
215 164
-
health
1 049
-
2 974
-
pensions
2 445
-
6 929
-
unemployment
153
-
433
-
total
3 647
-
10 336
-
Corporate
201 477
225 500
-
-
income
30 222
33 825
-
-
total
30 222
33 825
-
-
Dividends
171 256
191 675
-
-
withholding
25 688
28 751
-
-
total
25 688
28 751
-
-
Income
225 500
225 500
225 500
225 500
Total tax
66 421
62 576
74 938
74 938
After tax
159 079
162 924
150 562
150 562
Living cost
13 512
13 512
13 512
13 512
Free-cash
145 567
149 412
137 050
137 050

Estimated living cost  is ₽13512 per week

₽9098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2978
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽72628
₽113286
₽119778
₽49827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
pensions
-
-
-
20 746
city
-
-
-
2 383
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 057
health
-
-
-
508
regional
-
-
-
14 991
national
-
-
-
9 748
total
-
-
-
52 433
Employee
62 361
-
203 701
-
health
141
-
458
-
unemployment
-
-
1 018
-
city
669
-
2 213
-
pensions
5 239
-
14 034
-
regional
2 042
-
13 451
-
national
295
-
8 184
-
total
8 386
-
39 358
-
Employer
62 361
-
203 701
-
health
141
-
458
-
pensions
5 239
-
14 034
-
unemployment
-
-
1 018
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 247
-
4 057
-
total
6 627
-
19 567
-
Corporate
155 826
225 500
-
-
regional
32 957
47 693
-
-
national
13 246
19 168
-
-
total
46 203
66 861
-
-
Dividends
109 623
158 639
-
-
withholding
38 367
55 523
-
-
total
38 367
55 523
-
-
Income
225 500
225 500
225 500
225 500
Total tax
99 583
122 384
58 925
52 433
After tax
125 917
103 116
166 575
173 067
Living cost
53 289
53 289
53 289
53 289
Free-cash
72 628
49 827
113 286
119 778

Estimated living cost  is ₽53289 per week

₽34653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽654
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13199
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽108199
₽76819
₽102650
₽103570
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
225 500
municipal
-
-
-
40 024
health
-
-
-
3 145
national
-
-
-
49 592
total
-
-
-
92 761
Employee
41 232
-
189 702
-
health
308
-
2 594
-
unemployment
619
-
2 845
-
pensions
2 783
-
12 805
-
national
681
-
33 688
-
municipal
6 754
-
30 863
-
total
11 145
-
82 795
-
Employer
41 232
-
189 702
-
health
317
-
1 460
-
pensions
7 154
-
32 914
-
accident
42
-
190
-
unemployment
268
-
1 233
-
total
7 781
-
35 797
-
Corporate
176 488
225 500
-
-
income
35 298
45 100
-
-
total
35 298
45 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

105 893
135 300
-
-
municipal
19 060
24 353
-
-
national
13 928
22 388
-
-
total
32 988
46 741
-
-
Income
225 500
225 500
225 500
225 500
Total tax
87 212
91 841
118 592
92 761
After tax
138 288
133 659
106 908
132 739
Living cost
30 089
30 089
30 089
30 089
Free-cash
108 199
103 570
76 819
102 650

Estimated living cost  is ₽30089 per week

₽19654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2894
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7063
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽85323
₽45932
₽69754
₽92426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
12 357
social contributions
-
-
-
19 539
national
-
-
-
95 275
total
-
-
-
127 171
Employee

The minimum management director salary is set at €45,000 per year.

56 059
-
174 656
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 634
-
8 210
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 924
-
9 109
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

488
-
1 520
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 204
-
13 100
-
national
17 235
-
68 209
-
total
27 485
-
100 148
-
Employer

The minimum management director salary is set at €45,000 per year.

56 059
-
174 656
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 447
-
10 742
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 967
-
15 475
-
surtax
6 356
-
19 807
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

729
-
2 270
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

818
-
2 551
-
total
16 317
-
50 845
-
Corporate
153 123
225 500
-
-
income
31 021
52 010
-
-
surtax
620
1 040
-
-
total
31 641
53 050
-
-
Dividends
121 482
172 451
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

36 159
51 449
-
-
total
36 159
51 449
-
-
Income
225 500
225 500
225 500
225 500
Total tax
111 602
104 499
150 993
127 171
After tax
113 898
121 001
74 507
98 329
Living cost
28 575
28 575
28 575
28 575
Free-cash
85 323
92 426
45 932
69 754

Estimated living cost  is ₽28575 per week

₽18406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2499
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽88377
₽76328
₽77152
₽89139
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
unemployment
-
-
-
75
municipal
-
-
-
60 810
other
-
-
-
8 655
health
-
-
-
4 648
national
-
-
-
31 976
accident
-
-
-
149
pensions
-
-
-
8 051
total
-
-
-
114 364
Employee
48 425
-
202 098
-
national
-
-
31 520
-
municipal
14 440
-
60 266
-
total
14 440
-
91 786
-
Employer
48 425
-
202 098
-
health
2 978
-
4 581
-
pensions
5 235
-
8 051
-
accident
97
-
149
-
unemployment
1 278
-
1 966
-
other
5 627
-
8 655
-
total
15 215
-
23 402
-
Corporate
161 861
225 500
-
-
income
35 609
49 610
-
-
total
35 609
49 610
-
-
Dividends
126 251
175 890
-
-
withholding
37 875
52 767
-
-
total
37 875
52 767
-
-
Income
225 500
225 500
225 500
225 500
Total tax
103 139
102 377
115 188
114 364
After tax
122 361
123 123
110 312
111 136
Living cost
33 984
33 984
33 984
33 984
Free-cash
88 377
89 139
76 328
77 152

Estimated living cost  is ₽33984 per week

₽22523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3335
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7610
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽57694
₽176156
₽118025
₽99380
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
income
-
-
-
43 954
social contributions
-
-
-
25 707
total
-
-
-
69 661
Employee
54 220
-
-
-
income
11 960
-
-
-
social contributions
4 446
-
634
-
total
16 406
-
634
-
Employer
54 220
-
-
-
social contributions
76 451
-
10 896
-
total
76 451
-
10 896
-
Corporate
94 829
225 500
-
-
income
20 862
49 610
-
-
total
20 862
49 610
-
-
Dividends
73 966
175 890
-
-
income
16 273
38 696
-
-
total
16 273
38 696
-
-
Income
225 500
225 500
225 500
225 500
Total tax
129 992
88 306
11 530
69 661
After tax
95 508
137 194
213 970
155 839
Living cost
37 814
37 814
37 814
37 814
Free-cash
57 694
99 380
176 156
118 025

Estimated living cost  is ₽37814 per week

₽24535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽135551
₽122585
₽124332
₽138799
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
income
-
-
-
57 319
health
-
-
-
5 750
social contributions
-
-
-
12 680
total
-
-
-
75 749
Employee
60 263
60 263
214 780
-
health
599
1 025
3 651
-
income
6 328
5 579
56 379
-
social contributions
2 928
5 002
6 746
-
total
9 855
11 606
66 776
-
Employer
60 263
60 263
214 780
-
health
653
1 115
3 974
-
social contributions
2 928
5 002
6 746
-
total
3 581
6 117
10 720
-
Corporate
186 643
159 120
-
-
income
23 330
19 890
-
-
total
23 330
19 890
-
-
Dividends
163 313
139 230
-
-
withholding
27 764
23 669
-
-
total
27 764
23 669
-
-
Income
225 500
225 500
225 500
225 500
Total tax
64 530
61 282
77 496
75 749
After tax
160 970
164 218
148 004
149 751
Living cost
25 419
25 419
25 419
25 419
Free-cash
135 551
138 799
122 585
124 332

Estimated living cost  is ₽25419 per week

₽17377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1985
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽114029
₽94579
₽114482
₽109544
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
income
-
-
-
74 225
pensions
-
-
-
8 657
total
-
-
-
82 882
Employee
38 621
-
196 135
-
health
504
-
2 486
-
pensions
2 948
-
9 975
-
income
7 033
-
60 958
-
total
10 485
-
73 419
-
Employer
38 621
-
196 135
-
health
734
-
3 727
-
pensions
3 902
-
25 639
-
total
4 636
-
29 366
-
Corporate
182 243
225 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

34 627
42 844
-
-
total
34 627
42 844
-
-
Dividends
147 617
182 656
-
-
withholding
33 587
44 976
-
-
total
33 587
44 976
-
-
Income
225 500
225 500
225 500
225 500
Total tax
83 335
87 820
102 785
82 882
After tax
142 165
137 680
122 715
142 618
Living cost
28 136
28 136
28 136
28 136
Free-cash
114 029
109 544
94 579
114 482

Estimated living cost  is ₽28136 per week

₽19301
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2587
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5894
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽83992
₽71060
₽77497
₽87557
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
municipal
-
-
-
1 676
regional
-
-
-
5 941
social contributions
-
-
-
39 224
national
-
-
-
69 941
total
-
-
-
116 782
Employee
66 040
-
225 500
-
social contributions
22 268
-
51 424
-
regional
997
-
5 535
-
national
11 160
-
64 694
-
municipal
394
-
1 566
-
total
34 819
-
123 219
-
Employer
66 040
-
225 500
-
total
-
-
-
-
Corporate
159 460
225 500
-
-
nationa
38 271
54 120
-
-
municipal
7 686
10 869
-
-
total
45 957
64 989
-
-
Dividends
113 503
160 511
-
-
withholding
29 511
41 733
-
-
total
29 511
41 733
-
-
Income
225 500
225 500
225 500
225 500
Total tax
110 287
106 722
123 219
116 782
After tax
115 213
118 778
102 281
108 718
Living cost
31 221
31 221
31 221
31 221
Free-cash
83 992
87 557
71 060
77 497

Estimated living cost  is ₽31221 per week

₽21931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6670
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽15697
₽108959
₽137081
₽1523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
pensions
-
-
-
3 166
income
-
-
-
66 377
other
-
-
-
282
health
-
-
-
1 660
accident
-
-
-
192
total
-
-
-
71 677
Employee
26 337
-
208 524
-
health
3 016
-
23 876
-
pensions
2 966
-
5 806
-
income
3 613
-
53 142
-
total
9 595
-
82 824
-
Employer
26 337
-
208 524
-
pensions
4 283
-
8 384
-
accident
440
-
3 482
-
unemployment
645
-
5 109
-
total
5 368
-
16 975
-
Corporate
193 796
225 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

174 416
202 950
-
-
total
174 416
202 950
-
-
Dividends
19 380
22 550
-
-
withholding
3 682
4 285
-
-
total
3 682
4 285
-
-
Income
225 500
225 500
225 500
225 500
Total tax
193 061
207 235
99 799
71 677
After tax
32 439
18 265
125 701
153 823
Living cost
16 742
16 742
16 742
16 742
Free-cash
15 697
1 523
108 959
137 081

Estimated living cost  is ₽16742 per week

₽12271
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽928
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3195
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽95906
₽106120
₽78990
₽85651
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
225 500
trade
-
-
-
27 130
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
79 402
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 367
total
-
-
-
116 253
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 994
-
225 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 206
-
79 402
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

177
-
4 367
-
total
8 737
-
89 123
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
186 506
225 500
-
-
income
27 976
33 826
-
-
trade
26 764
32 359
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 539
1 861
-
-
chamber of commerce
393
449
-
-
total
56 672
68 495
-
-
Dividends
129 833
157 006
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 768
2 143
-
-
withholding
32 160
38 954
-
-
total
33 928
41 097
-
-
Income
225 500
225 500
225 500
225 500
Total tax
99 337
109 592
89 123
116 253
After tax
126 163
115 908
136 377
109 247
Living cost
30 257
30 257
30 257
30 257
Free-cash
95 906
85 651
106 120
78 990

Estimated living cost  is ₽30257 per week

₽20872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽157669
₽84326
₽69027
₽164096
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
225 500
income
-
-
-
52 640
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
30 027
surtax
-
-
-
57 502
total
-
-
-
140 169
Employee
22 900
-
182 882
-
income
4 076
-
45 461
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 519
-
10 274
-
surtax
-
-
26 517
-
total
6 595
-
82 252
-
Employer
22 900
-
182 882
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 516
-
22 500
-
surtax
-
-
20 118
-
total
5 516
-
42 618
-
Corporate
197 084
225 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

39 416
45 100
-
-
total
39 416
45 100
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

157 668
180 400
-
-
total
-
-
-
-
Income
225 500
225 500
225 500
225 500
Total tax
51 527
45 100
124 870
140 169
After tax
173 973
180 400
100 630
85 331
Living cost
16 304
16 304
16 304
16 304
Free-cash
157 669
164 096
84 326
69 027

Estimated living cost  is ₽16304 per week

₽10402
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1553
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3980
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽129368
₽130417
₽131111
₽130969
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
income
-
-
-
72 387
health
-
-
-
5 152
pensions
-
-
-
7 107
total
-
-
-
84 646
Employee
14 840
-
217 505
-
health
742
-
1 777
-
unemployment
148
-
355
-
pensions
1 336
-
3 198
-
income
2 871
-
72 014
-
total
5 097
-
77 344
-
Employer
14 840
-
217 505
-
health
1 410
-
3 376
-
pensions
1 632
-
3 909
-
unemployment
297
-
711
-
total
3 339
-
7 996
-
Corporate
207 321
225 500
-
-
income
45 611
49 610
-
-
total
45 611
49 610
-
-
Dividends
161 711
175 890
-
-
withholding
32 342
35 178
-
-
total
32 342
35 178
-
-
Income
225 500
225 500
225 500
225 500
Total tax
86 389
84 788
85 340
84 646
After tax
139 111
140 712
140 160
140 854
Living cost
9 743
9 743
9 743
9 743
Free-cash
129 368
130 969
130 417
131 111

Estimated living cost  is ₽9743 per week

₽5790
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2940
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽121742
₽83158
₽87953
₽124237
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
pensions
-
-
-
20 919
unemployment
-
-
-
178
income
-
-
-
77 633
other
-
-
-
-
health
-
-
-
7 426
surtax
-
-
-
13 788
total
-
-
-
119 944
Employee
26 392
-
203 483
-
health
674
-
2 667
-
unemployment
1 837
-
7 280
-
pensions
1 761
-
6 977
-
income
4 425
-
72 947
-
other
-
-
-
-
surtax
94
-
12 851
-
total
8 791
-
102 722
-
Employer
26 392
-
203 483
-
health
1 200
-
4 759
-
pensions
3 519
-
13 943
-
unemployment
837
-
3 315
-
other
-
-
-
-
total
5 556
-
22 017
-
Corporate
193 551
225 500
-
-
income
50 323
58 630
-
-
total
50 323
58 630
-
-
Dividends
143 228
166 870
-
-
withholding
21 485
25 030
-
-
total
21 485
25 030
-
-
Income
225 500
225 500
225 500
225 500
Total tax
86 155
83 660
124 739
119 944
After tax
139 345
141 840
100 761
105 556
Living cost
17 603
17 603
17 603
17 603
Free-cash
121 742
124 237
83 158
87 953

Estimated living cost  is ₽17603 per week

₽10628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1530
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5037
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽98626
₽32808
₽89873
₽99014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 500
pensions
-
-
-
16 938