Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 225000
per

Your estimated
City
free-cash

Valencia , Spain
₽123848
₽100388
₽103685
₽127318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
unemployment
-
-
-
510
income
-
-
-
77 843
other
-
-
-
73
accident
-
-
-
656
pensions
-
-
-
20 618
total
-
-
-
99 700
Employee
29 064
-
201 773
-
unemployment
450
-
1 129
-
pensions
1 366
-
3 425
-
income
5 603
-
75 144
-
other
28
-
73
-
total
7 447
-
79 771
-
Employer
29 064
-
201 773
-
pensions
6 859
-
17 194
-
accident
576
-
1 442
-
unemployment
1 599
-
4 007
-
other
233
-
583
-
total
9 267
-
23 226
-
Corporate
186 669
225 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

28 000
33 750
-
-
total
28 000
33 750
-
-
Dividends
158 670
191 250
-
-
withholding
34 823
42 317
-
-
total
34 823
42 317
-
-
Income
225 000
225 000
225 000
225 000
Total tax
79 537
76 067
102 997
99 700
After tax
145 463
148 933
122 003
125 300
Living cost
21 615
21 615
21 615
21 615
Free-cash
123 848
127 318
100 388
103 685

Estimated living cost  is ₽21615 per week

₽14590
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2078
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽379
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4569
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽139052
₽119664
₽121413
₽144363
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 687
income
-
-
-
43 018
other
-
-
-
5 677
health
-
-
-
5 260
total
-
-
-
82 642
Employee
28 540
-
194 281
-
health
400
-
1 674
-
unemployment
285
-
1 195
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 997
-
8 367
-
income
4 914
-
42 435
-
total
7 596
-
53 671
-
Employer
28 540
-
194 281
-
health
400
-
1 674
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 852
-
20 321
-
accident
228
-
1 554
-
unemployment
285
-
1 195
-
other
1 428
-
5 976
-
total
7 193
-
30 720
-
Corporate
189 267
225 000
-
-
income
39 747
47 250
-
-
total
39 747
47 250
-
-
Dividends
149 520
177 750
-
-
withholding
10 467
12 442
-
-
total
10 467
12 442
-
-
Income
225 000
225 000
225 000
225 000
Total tax
65 003
59 692
84 391
82 642
After tax
159 997
165 308
140 609
142 358
Living cost
20 945
20 945
20 945
20 945
Free-cash
139 052
144 363
119 664
121 413

Estimated living cost  is ₽20945 per week

₽14799
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1414
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽337
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4394
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽178423
₽183378
₽173620
₽182073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 062
unemployment
-
-
-
110
income
-
-
-
33 750
health
-
-
-
3 156
total
-
-
-
41 078
Employee
13 641
-
219 615
-
health
627
-
1 262
-
accident

We are using the highest rate at 1.1%.

150
-
302
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 198
-
2 410
-
income
1 364
-
21 961
-
total
3 339
-
25 935
-
Employer
13 641
-
219 615
-
health
942
-
1 894
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 503
-
3 024
-
accident

We are using the highest rate at 1.1%.

150
-
302
-
unemployment
82
-
165
-
total
2 677
-
5 385
-
Corporate
208 683
225 000
-
-
income
20 868
22 500
-
-
total
20 868
22 500
-
-
Dividends
187 815
202 500
-
-
withholding
9 391
10 125
-
-
total
9 391
10 125
-
-
Income
225 000
225 000
225 000
225 000
Total tax
36 275
32 625
31 320
41 078
After tax
188 725
192 375
193 680
183 922
Living cost
10 302
10 302
10 302
10 302
Free-cash
178 423
182 073
183 378
173 620

Estimated living cost  is ₽10302 per week

₽6014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽736
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽273
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3279
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽91150
₽82406
₽92056
₽86508
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
income
-
-
-
48 578
other
-
-
-
6 975
health
-
-
-
12 215
social contributions
-
-
-
6 411
pensions
-
-
-
31 872
surtax
-
-
-
-
total
-
-
-
106 051
Employee
33 641
-
169 516
-
pensions
3 804
-
13 705
-
income
1 985
-
41 682
-
social contributions
959
-
4 830
-
surtax
-
-
-
-
total
6 748
-
60 217
-
Employer
33 641
-
169 516
-
health
2 355
-
17 953
-
social contributions
101
-
509
-
pensions
5 527
-
22 727
-
unemployment
1 362
-
6 866
-
other
1 161
-
7 429
-
total
10 506
-
55 484
-
Corporate
180 853
225 000
-
-
income
50 639
63 000
-
-
surtax
-
-
-
-
total
50 639
63 000
-
-
Dividends
130 214
162 000
-
-
social contributions
22 396
27 864
-
-
surtax
-
-
-
-
withholding
16 668
20 735
-
-
total
39 064
48 599
-
-
Income
225 000
225 000
225 000
225 000
Total tax
106 957
111 599
115 701
106 051
After tax
118 043
113 401
109 299
118 949
Living cost
26 893
26 893
26 893
26 893
Free-cash
91 150
86 508
82 406
92 056

Estimated living cost  is ₽26893 per week

₽16957
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2187
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7293
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽74943
₽110883
₽85269
₽79760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
pensions
-
-
-
9 209
income
-
-
-
87 901
health
-
-
-
9 693
total
-
-
-
106 803
Employee
67 124
67 124
210 392
-
health
10 303
8 763
9 693
-
pensions
12 082
9 209
9 209
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

10 987
10 987
47 679
-
total
33 372
28 959
66 581
-
Employer
67 124
67 124
210 392
-
health
4 666
4 666
5 798
-
pensions
4 672
4 672
5 807
-
unemployment
2 416
2 416
3 003
-
total
11 754
11 754
14 608
-
Corporate
146 945
146 121
-
-
income
29 389
29 224
-
-
total
29 389
29 224
-
-
Dividends
117 556
116 897
-
-
income
24 981
24 841
-
-
withholding
17 633
17 534
-
-
total
42 614
42 375
-
-
Income
225 000
225 000
225 000
225 000
Total tax
117 129
112 312
81 189
106 803
After tax
107 871
112 688
143 811
118 197
Living cost
32 928
32 928
32 928
32 928
Free-cash
74 943
79 760
110 883
85 269

Estimated living cost  is ₽32928 per week

₽23335
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2968
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6101
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽98224
₽112322
₽82641
₽89532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
225 000
trade
-
-
-
29 681
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
79 147
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 370
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 353
total
-
-
-
118 551
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

30 064
-
225 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 370
-
5 370
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

840
-
79 147
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
4 353
-
total
6 256
-
88 870
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
194 936
225 000
-
-
income
29 241
33 750
-
-
trade
30 703
35 437
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 608
1 856
-
-
chamber of commerce
400
443
-
-
total
61 952
71 486
-
-
Dividends
132 984
153 514
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 812
2 094
-
-
withholding
32 948
38 080
-
-
total
34 760
40 174
-
-
Income
225 000
225 000
225 000
225 000
Total tax
102 968
111 660
88 870
118 551
After tax
122 032
113 340
136 130
106 449
Living cost
23 808
23 808
23 808
23 808
Free-cash
98 224
89 532
112 322
82 641

Estimated living cost  is ₽23808 per week

₽14976
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5612
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽141383
₽129511
₽131254
₽145659
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
income
-
-
-
57 092
health
-
-
-
5 737
social contributions
-
-
-
12 718
total
-
-
-
75 547
Employee
60 443
60 443
214 271
-
health
468
1 028
3 643
-
income
6 581
5 595
56 152
-
social contributions
2 285
5 016
6 766
-
total
9 334
11 639
66 561
-
Employer
60 443
60 443
214 271
-
health
509
1 119
3 963
-
social contributions
2 285
5 016
6 766
-
total
2 794
6 135
10 729
-
Corporate
194 672
158 422
-
-
income
24 333
19 803
-
-
total
24 333
19 803
-
-
Dividends
170 339
138 619
-
-
withholding
28 957
23 565
-
-
total
28 957
23 565
-
-
Income
225 000
225 000
225 000
225 000
Total tax
65 418
61 142
77 290
75 547
After tax
159 582
163 858
147 710
149 453
Living cost
18 199
18 199
18 199
18 199
Free-cash
141 383
145 659
129 511
131 254

Estimated living cost  is ₽18199 per week

₽10907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1786
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5104
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽102534
₽70923
₽90290
₽103324
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
225 000
income
-
-
-
31 867
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
78 188
surtax
-
-
-
-
total
-
-
-
110 055
Employee
36 152
-
181 818
-
income
7 520
-
65 178
-
social contributions
3 977
-
20 000
-
surtax
-
-
1 062
-
total
11 497
-
86 240
-
Employer
36 152
-
181 818
-
social contributions
8 586
-
43 182
-
total
8 586
-
43 182
-
Corporate
180 262
225 000
-
-
income
37 855
47 250
-
-
surtax
-
-
-
-
total
37 855
47 250
-
-
Dividends
142 407
177 750
-
-
withholding
39 873
49 771
-
-
total
39 873
49 771
-
-
Income
225 000
225 000
225 000
225 000
Total tax
97 811
97 021
129 422
110 055
After tax
127 189
127 979
95 578
114 945
Living cost
24 655
24 655
24 655
24 655
Free-cash
102 534
103 324
70 923
90 290

Estimated living cost  is ₽24655 per week

₽18447
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1454
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4342
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽206502
₽173896
₽216632
₽207646
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
225 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 264
total
-
-
-
2 264
Employee
7 629
-
225 000
-
income
1 526
-
45 000
-
total
1 526
-
45 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

217 371
225 000
-
-
total
-
-
-
-
Dividends
217 371
225 000
-
-
withholding
10 868
11 250
-
-
total
10 868
11 250
-
-
Income
225 000
225 000
225 000
225 000
Total tax
12 394
11 250
45 000
2 264
After tax
212 606
213 750
180 000
222 736
Living cost
6 104
6 104
6 104
6 104
Free-cash
206 502
207 646
173 896
216 632

Estimated living cost  is ₽6104 per week

₽3782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽507
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽127254
₽73407
₽78294
₽133830
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
225 000
pensions
-
-
-
41 091
unemployment
-
-
-
337
income
-
-
-
62 056
health
-
-
-
22 139
total
-
-
-
125 623
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 759
-
194 687
-
health
2 245
-
12 578
-
unemployment
49
-
273
-
pensions
5 388
-
30 176
-
income
5 994
-
57 170
-
total
13 676
-
100 197
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 759
-
194 687
-
health
2 315
-
12 967
-
pensions
3 076
-
17 230
-
unemployment
21
-
116
-
total
5 412
-
30 313
-
Corporate
184 830
225 000
-
-
income
35 118
42 749
-
-
total
35 118
42 749
-
-
Dividends
149 711
182 251
-
-
withholding
22 457
27 338
-
-
total
22 457
27 338
-
-
Income
225 000
225 000
225 000
225 000
Total tax
76 663
70 087
130 510
125 623
After tax
148 337
154 913
94 490
99 377
Living cost
21 083
21 083
21 083
21 083
Free-cash
127 254
133 830
73 407
78 294

Estimated living cost  is ₽21083 per week

₽14469
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1351
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽116310
₽126165
₽157747
₽113564
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
225 000
income
-
-
-
33 750
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 970
total
-
-
-
38 720
Employee
36 059
-
221 384
-
social contributions
3 613
-
3 616
-
income
3 913
-
63 070
-
total
7 526
-
66 686
-
Employer
36 059
-
221 384
-
social contributions
3 613
-
3 616
-
total
3 613
-
3 616
-
Corporate
185 328
225 000
-
-
income
64 865
78 750
-
-
total
64 865
78 750
-
-
Dividends
120 464
146 250
-
-
social contributions
4 153
4 153
-
-
total
4 153
4 153
-
-
Income
225 000
225 000
225 000
225 000
Total tax
80 157
82 903
70 302
38 720
After tax
144 843
142 097
154 698
186 280
Living cost
28 533
28 533
28 533
28 533
Free-cash
116 310
113 564
126 165
157 747

Estimated living cost  is ₽28533 per week

₽18795
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2249
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7051
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽121011
₽65385
₽127826
₽120602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
income
-
-
-
33 750
health
-
-
-
15 706
social contributions
-
-
-
31 050
total
-
-
-
80 506
Employee
26 651
-
225 000
-
health
1 860
-
15 706
-
income
4 445
-
96 191
-
social contributions
3 678
-
31 050
-
total
9 983
-
142 947
-
Employer
26 651
-
225 000
-
total
-
-
-
-
Corporate
198 349
225 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

9 918
11 250
-
-
total
9 918
11 250
-
-
Dividends
188 431
213 750
-
-
social contributions
26 004
29 497
-
-
withholding
28 264
32 063
-
-
health
13 152
14 920
-
-
total
67 420
76 480
-
-
Income
225 000
225 000
225 000
225 000
Total tax
87 321
87 730
142 947
80 506
After tax
137 679
137 270
82 053
144 494
Living cost
16 668
16 668
16 668
16 668
Free-cash
121 011
120 602
65 385
127 826

Estimated living cost  is ₽16668 per week

₽11155
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1028
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4101
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽125061
₽105353
₽115925
₽132911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
income
-
-
-
25 340
health
-
-
-
30 375
social contributions
-
-
-
25 692
solidarity contribution
-
-
-
5 666
total
-
-
-
87 073
Employee
32 356
-
186 241
-
health
4 368
-
25 143
-
solidarity contribution
-
-
4 717
-
income
3 883
-
23 307
-
social contributions
2 103
-
5 719
-
total
10 354
-
58 886
-
Employer
32 356
-
186 241
-
health
2 912
-
16 762
-
social contributions
8 089
-
21 997
-
total
11 001
-
38 759
-
Corporate
181 644
225 000
-
-
income
34 512
42 750
-
-
total
34 512
42 750
-
-
Dividends
147 131
182 250
-
-
withholding
22 070
27 337
-
-
total
22 070
27 337
-
-
Income
225 000
225 000
225 000
225 000
Total tax
77 937
70 087
97 645
87 073
After tax
147 063
154 913
127 355
137 927
Living cost
22 002
22 002
22 002
22 002
Free-cash
125 061
132 911
105 353
115 925

Estimated living cost  is ₽22002 per week

₽16362
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1219
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽202455
₽170489
₽213225
₽204239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
225 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 264
total
-
-
-
2 264
Employee
11 889
-
225 000
-
income
2 378
-
45 000
-
total
2 378
-
45 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

213 111
225 000
-
-
total
-
-
-
-
Dividends
213 111
225 000
-
-
withholding
10 656
11 250
-
-
total
10 656
11 250
-
-
Income
225 000
225 000
225 000
225 000
Total tax
13 034
11 250
45 000
2 264
After tax
211 966
213 750
180 000
222 736
Living cost
9 511
9 511
9 511
9 511
Free-cash
202 455
204 239
170 489
213 225

Estimated living cost  is ₽9511 per week

₽6436
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽399
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽319
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2356
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽80837
₽71334
₽80984
₽75436
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
income
-
-
-
48 578
other
-
-
-
6 975
health
-
-
-
12 215
social contributions
-
-
-
6 411
pensions
-
-
-
31 872
surtax
-
-
-
-
total
-
-
-
106 051
Employee
49 231
-
169 516
-
pensions
5 568
-
13 705
-
income
4 296
-
41 682
-
social contributions
1 402
-
4 830
-
surtax
-
-
-
-
total
11 266
-
60 217
-
Employer
49 231
-
169 516
-
health
3 446
-
17 953
-
social contributions
148
-
509
-
pensions
8 089
-
22 727
-
unemployment
1 994
-
6 866
-
other
1 699
-
7 429
-
total
15 376
-
55 484
-
Corporate
160 393
225 000
-
-
income
44 911
63 000
-
-
surtax
-
-
-
-
total
44 911
63 000
-
-
Dividends
115 482
162 000
-
-
social contributions
19 863
27 864
-
-
surtax
-
-
-
-
withholding
14 782
20 735
-
-
total
34 645
48 599
-
-
Income
225 000
225 000
225 000
225 000
Total tax
106 198
111 599
115 701
106 051
After tax
118 802
113 401
109 299
118 949
Living cost
37 965
37 965
37 965
37 965
Free-cash
80 837
75 436
71 334
80 984

Estimated living cost  is ₽37965 per week

₽25694
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3106
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8644
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽145154
₽136579
₽136577
₽149009
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
225 000
pensions
-
-
-
15 059
unemployment
-
-
-
869
income
-
-
-
52 976
health
-
-
-
5 966
total
-
-
-
74 870
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 437
-
214 633
-
health
1 053
-
2 983
-
unemployment
153
-
434
-
pensions
2 861
-
8 108
-
income
2 817
-
52 976
-
total
6 884
-
64 501
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 437
-
214 633
-
health
1 053
-
2 983
-
pensions
2 452
-
6 950
-
unemployment
153
-
434
-
total
3 658
-
10 367
-
Corporate
200 904
225 000
-
-
income
30 136
33 750
-
-
total
30 136
33 750
-
-
Dividends
170 769
191 250
-
-
withholding
25 615
28 688
-
-
total
25 615
28 688
-
-
Income
225 000
225 000
225 000
225 000
Total tax
66 293
62 438
74 868
74 870
After tax
158 707
162 562
150 132
150 130
Living cost
13 553
13 553
13 553
13 553
Free-cash
145 154
149 009
136 579
136 577

Estimated living cost  is ₽13553 per week

₽9125
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1048
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽392
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2987
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽72305
₽114632
₽119314
₽49432
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
pensions
-
-
-
20 700
city
-
-
-
2 377
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 069
health
-
-
-
507
regional
-
-
-
14 918
national
-
-
-
9 660
total
-
-
-
52 231
Employee
62 557
-
203 139
-
health
141
-
457
-
unemployment
-
-
-
-
city
671
-
2 219
-
pensions
5 256
-
14 019
-
regional
2 048
-
13 482
-
national
296
-
8 197
-
total
8 412
-
38 374
-
Employer
62 557
-
203 139
-
health
141
-
457
-
pensions
5 256
-
14 019
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 251
-
4 063
-
total
6 648
-
18 539
-
Corporate
155 108
225 000
-
-
regional
32 805
47 587
-
-
national
13 184
19 125
-
-
total
45 989
66 712
-
-
Dividends
109 119
158 288
-
-
withholding
38 191
55 401
-
-
total
38 191
55 401
-
-
Income
225 000
225 000
225 000
225 000
Total tax
99 240
122 113
56 913
52 231
After tax
125 760
102 887
168 087
172 769
Living cost
53 455
53 455
53 455
53 455
Free-cash
72 305
49 432
114 632
119 314

Estimated living cost  is ₽53455 per week

₽34761
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4797
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13241
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽107864
₽76598
₽102369
₽103286
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
225 000
municipal
-
-
-
39 936
health
-
-
-
3 137
national
-
-
-
49 380
total
-
-
-
92 453
Employee
41 355
-
189 282
-
health
309
-
2 587
-
unemployment
621
-
2 839
-
pensions
2 791
-
12 776
-
national
683
-
33 510
-
municipal
6 774
-
30 795
-
total
11 178
-
82 507
-
Employer
41 355
-
189 282
-
health
318
-
1 457
-
pensions
7 175
-
32 840
-
accident
42
-
189
-
unemployment
268
-
1 231
-
total
7 803
-
35 717
-
Corporate
175 842
225 000
-
-
income
35 169
45 000
-
-
total
35 169
45 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

105 505
135 000
-
-
municipal
18 990
24 301
-
-
national
13 818
22 235
-
-
total
32 808
46 536
-
-
Income
225 000
225 000
225 000
225 000
Total tax
86 958
91 536
118 224
92 453
After tax
138 042
133 464
106 776
132 547
Living cost
30 178
30 178
30 178
30 178
Free-cash
107 864
103 286
76 598
102 369

Estimated living cost  is ₽30178 per week

₽19712
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2903
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7084
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽84999
₽45725
₽69445
₽92123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
12 324
social contributions
-
-
-
19 597
national
-
-
-
94 974
total
-
-
-
126 895
Employee

The minimum management director salary is set at €45,000 per year.

56 226
-
174 270
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 642
-
8 191
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 933
-
9 090
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

489
-
1 516
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 217
-
13 070
-
national
17 286
-
68 019
-
total
27 567
-
99 886
-
Employer

The minimum management director salary is set at €45,000 per year.

56 226
-
174 270
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 458
-
10 719
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
15 440
-
surtax
6 375
-
19 761
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

731
-
2 264
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

820
-
2 545
-
total
16 366
-
50 729
-
Corporate
152 408
225 000
-
-
income
30 773
51 825
-
-
surtax
616
1 037
-
-
total
31 389
52 862
-
-
Dividends
121 019
172 139
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

36 019
51 355
-
-
total
36 019
51 355
-
-
Income
225 000
225 000
225 000
225 000
Total tax
111 341
104 217
150 615
126 895
After tax
113 659
120 783
74 385
98 105
Living cost
28 660
28 660
28 660
28 660
Free-cash
84 999
92 123
45 725
69 445

Estimated living cost  is ₽28660 per week

₽18461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7245
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽87993
₽76022
₽76849
₽88758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
unemployment
-
-
-
75
municipal
-
-
-
60 640
other
-
-
-
8 682
health
-
-
-
4 662
national
-
-
-
31 774
accident
-
-
-
149
pensions
-
-
-
8 077
total
-
-
-
114 059
Employee
48 578
-
201 524
-
national
-
-
31 316
-
municipal
14 486
-
60 094
-
total
14 486
-
91 410
-
Employer
48 578
-
201 524
-
health
2 988
-
4 595
-
pensions
5 251
-
8 077
-
accident
97
-
149
-
unemployment
1 282
-
1 973
-
other
5 645
-
8 682
-
total
15 263
-
23 476
-
Corporate
161 158
225 000
-
-
income
35 455
49 500
-
-
total
35 455
49 500
-
-
Dividends
125 704
175 500
-
-
withholding
37 711
52 650
-
-
total
37 711
52 650
-
-
Income
225 000
225 000
225 000
225 000
Total tax
102 915
102 150
114 886
114 059
After tax
122 085
122 850
110 114
110 941
Living cost
34 092
34 092
34 092
34 092
Free-cash
87 993
88 758
76 022
76 849

Estimated living cost  is ₽34092 per week

₽22595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3345
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7634
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽57001
₽175415
₽117494
₽98891
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
income
-
-
-
43 857
social contributions
-
-
-
25 650
total
-
-
-
69 507
Employee
54 485
-
-
-
income
12 018
-
-
-
social contributions
4 468
-
637
-
total
16 486
-
637
-
Employer
54 485
-
-
-
social contributions
76 824
-
10 949
-
total
76 824
-
10 949
-
Corporate
93 692
225 000
-
-
income
20 612
49 500
-
-
total
20 612
49 500
-
-
Dividends
73 080
175 500
-
-
income
16 078
38 610
-
-
total
16 078
38 610
-
-
Income
225 000
225 000
225 000
225 000
Total tax
130 000
88 110
11 586
69 507
After tax
95 000
136 890
213 414
155 493
Living cost
37 999
37 999
37 999
37 999
Free-cash
57 001
98 891
175 415
117 494

Estimated living cost  is ₽37999 per week

₽24655
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3574
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9286
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽135103
₽122215
₽123958
₽138363
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
income
-
-
-
57 092
health
-
-
-
5 737
social contributions
-
-
-
12 718
total
-
-
-
75 547
Employee
60 443
60 443
214 271
-
health
601
1 028
3 643
-
income
6 347
5 595
56 152
-
social contributions
2 937
5 016
6 766
-
total
9 885
11 639
66 561
-
Employer
60 443
60 443
214 271
-
health
655
1 119
3 963
-
social contributions
2 937
5 016
6 766
-
total
3 592
6 135
10 729
-
Corporate
186 028
158 422
-
-
income
23 253
19 803
-
-
total
23 253
19 803
-
-
Dividends
162 774
138 619
-
-
withholding
27 672
23 565
-
-
total
27 672
23 565
-
-
Income
225 000
225 000
225 000
225 000
Total tax
64 402
61 142
77 290
75 547
After tax
160 598
163 858
147 710
149 453
Living cost
25 495
25 495
25 495
25 495
Free-cash
135 103
138 363
122 215
123 958

Estimated living cost  is ₽25495 per week

₽17428
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽428
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽113728
₽94273
₽114131
₽109229
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
income
-
-
-
73 988
pensions
-
-
-
8 660
total
-
-
-
82 648
Employee
38 737
-
195 706
-
health
505
-
2 483
-
pensions
2 957
-
9 985
-
income
7 054
-
60 746
-
total
10 516
-
73 214
-
Employer
38 737
-
195 706
-
health
736
-
3 718
-
pensions
3 914
-
25 574
-
total
4 650
-
29 292
-
Corporate
181 613
225 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

34 506
42 750
-
-
total
34 506
42 750
-
-
Dividends
147 107
182 250
-
-
withholding
33 379
44 800
-
-
total
33 379
44 800
-
-
Income
225 000
225 000
225 000
225 000
Total tax
83 051
87 550
102 506
82 648
After tax
141 949
137 450
122 494
142 352
Living cost
28 221
28 221
28 221
28 221
Free-cash
113 728
109 229
94 273
114 131

Estimated living cost  is ₽28221 per week

₽19359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽353
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5912
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽83625
₽70653
₽77109
₽87202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
municipal
-
-
-
1 671
regional
-
-
-
5 920
social contributions
-
-
-
39 341
national
-
-
-
69 645
total
-
-
-
116 577
Employee
66 236
-
225 000
-
social contributions
22 335
-
51 577
-
regional
1 000
-
5 512
-
national
11 193
-
64 384
-
municipal
395
-
1 560
-
total
34 923
-
123 033
-
Employer
66 236
-
225 000
-
total
-
-
-
-
Corporate
158 764
225 000
-
-
nationa
38 103
53 999
-
-
municipal
7 652
10 844
-
-
total
45 755
64 843
-
-
Dividends
113 009
160 156
-
-
withholding
29 383
41 641
-
-
total
29 383
41 641
-
-
Income
225 000
225 000
225 000
225 000
Total tax
110 061
106 484
123 033
116 577
After tax
114 939
118 516
101 967
108 423
Living cost
31 314
31 314
31 314
31 314
Free-cash
83 625
87 202
70 653
77 109

Estimated living cost  is ₽31314 per week

₽21996
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽15649
₽108610
₽136697
₽1438
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
pensions
-
-
-
3 175
income
-
-
-
66 201
other
-
-
-
283
health
-
-
-
1 664
accident
-
-
-
193
total
-
-
-
71 516
Employee
26 407
-
208 023
-
health
3 024
-
23 819
-
pensions
2 974
-
5 822
-
income
3 623
-
52 984
-
total
9 621
-
82 625
-
Employer
26 407
-
208 023
-
pensions
4 294
-
8 407
-
accident
441
-
3 474
-
unemployment
647
-
5 097
-
total
5 382
-
16 978
-
Corporate
193 211
225 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

173 890
202 500
-
-
total
173 890
202 500
-
-
Dividends
19 321
22 500
-
-
withholding
3 671
4 275
-
-
total
3 671
4 275
-
-
Income
225 000
225 000
225 000
225 000
Total tax
192 564
206 775
99 603
71 516
After tax
32 436
18 225
125 397
153 484
Living cost
16 787
16 787
16 787
16 787
Free-cash
15 649
1 438
108 610
136 697

Estimated living cost  is ₽16787 per week

₽12304
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3204
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽95590
₽105783
₽78739
₽85306
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
225 000
trade
-
-
-
27 044
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
79 147
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 370
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 353
total
-
-
-
115 914
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

39 110
-
225 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 370
-
5 370
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 216
-
79 147
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

178
-
4 353
-
total
8 764
-
88 870
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
185 890
225 000
-
-
income
27 883
33 750
-
-
trade
26 675
32 287
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 533
1 856
-
-
chamber of commerce
392
449
-
-
total
56 483
68 342
-
-
Dividends
129 405
156 658
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 763
2 138
-
-
withholding
32 053
38 867
-
-
total
33 816
41 005
-
-
Income
225 000
225 000
225 000
225 000
Total tax
99 063
109 347
88 870
115 914
After tax
125 937
115 653
136 130
109 086
Living cost
30 347
30 347
30 347
30 347
Free-cash
95 590
85 306
105 783
78 739

Estimated living cost  is ₽30347 per week

₽20934
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3265
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5707
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽157199
₽84005
₽68726
₽163647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
225 000
income
-
-
-
52 430
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
30 116
surtax
-
-
-
57 375
total
-
-
-
139 921
Employee
22 968
-
182 372
-
income
4 089
-
45 266
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 527
-
10 304
-
surtax
-
-
26 444
-
total
6 616
-
82 014
-
Employer
22 968
-
182 372
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 533
-
22 567
-
surtax
-
-
20 061
-
total
5 533
-
42 628
-
Corporate
196 499
225 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

39 299
45 000
-
-
total
39 299
45 000
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

157 200
180 000
-
-
total
-
-
-
-
Income
225 000
225 000
225 000
225 000
Total tax
51 448
45 000
124 642
139 921
After tax
173 552
180 000
100 358
85 079
Living cost
16 353
16 353
16 353
16 353
Free-cash
157 199
163 647
84 005
68 726

Estimated living cost  is ₽16353 per week

₽10433
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1557
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3992
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽129022
₽130042
₽130739
₽130627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
income
-
-
-
72 192
health
-
-
-
5 168
pensions
-
-
-
7 128
total
-
-
-
84 488
Employee
14 885
-
216 981
-
health
744
-
1 782
-
unemployment
149
-
357
-
pensions
1 340
-
3 208
-
income
2 879
-
71 818
-
total
5 112
-
77 165
-
Employer
14 885
-
216 981
-
health
1 414
-
3 386
-
pensions
1 637
-
3 921
-
unemployment
298
-
713
-
total
3 349
-
8 020
-
Corporate
206 766
225 000
-
-
income
45 489
49 500
-
-
total
45 489
49 500
-
-
Dividends
161 278
175 500
-
-
withholding
32 255
35 100
-
-
total
32 255
35 100
-
-
Income
225 000
225 000
225 000
225 000
Total tax
86 205
84 600
85 185
84 488
After tax
138 795
140 400
139 815
140 512
Living cost
9 773
9 773
9 773
9 773
Free-cash
129 022
130 627
130 042
130 739

Estimated living cost  is ₽9773 per week

₽5807
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2949
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽121368
₽82870
₽87675
₽123870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
pensions
-
-
-
20 982
unemployment
-
-
-
179
income
-
-
-
77 338
other
-
-
-
-
health
-
-
-
7 448
surtax
-
-
-
13 723
total
-
-
-
119 670
Employee
26 471
-
202 918
-
health
676
-
2 675
-
unemployment
1 842
-
7 302
-
pensions
1 766
-
6 997
-
income
4 438
-
72 636
-
other
-
-
-
-
surtax
94
-
12 783
-
total
8 816
-
102 393
-
Employer
26 471
-
202 918
-
health
1 204
-
4 773
-
pensions
3 529
-
13 984
-
unemployment
840
-
3 325
-
other
-
-
-
-
total
5 573
-
22 082
-
Corporate
192 956
225 000
-
-
income
50 169
58 500
-
-
total
50 169
58 500
-
-
Dividends
142 787
166 500
-
-
withholding
21 419
24 975
-
-
total
21 419
24 975
-
-
Income
225 000
225 000
225 000
225 000
Total tax
85 977
83 475
124 475
119 670
After tax
139 023
141 525
100 525
105 330
Living cost
17 655
17 655
17 655
17 655
Free-cash
121 368
123 870
82 870
87 675

Estimated living cost  is ₽17655 per week

₽10659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1535
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5052
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽98285
₽32635
₽89560
₽98673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
pensions
-
-
-
16 988