Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 225000
per

Your estimated
City
free-cash

Valencia , Spain
₽17268
₽39276
₽13371
₽11783
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
other
-
-
-
226
unemployment
-
-
-
1 572
income
-
-
-
32 977
pensions
-
-
-
63 675
accident
-
-
-
2 023
total
-
-
-
100 473
Employee
151 599
-
170 607
-
unemployment
2 350
-
2 645
-
other
148
-
171
-
pensions
7 127
-
8 022
-
income
29 227
-
33 654
-
total
38 852
-
44 492
-
Employer
151 599
-
170 607
-
other
1 214
-
1 369
-
accident
3 003
-
3 377
-
pensions
35 774
-
40 264
-
unemployment
8 341
-
9 383
-
total
48 332
-
54 393
-
Corporate
25 069
225 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 758
33 751
-
-
total
3 758
33 751
-
-
Dividends
21 311
191 249
-
-
withholding
4 046
39 229
-
-
total
4 046
39 229
-
-
Income
225 000
225 000
225 000
225 000
Total tax
94 988
72 980
98 885
100 473
After tax
130 012
152 020
126 115
124 527
Living cost
112 744
112 744
112 744
112 744
Free-cash
17 268
39 276
13 371
11 783

Estimated living cost  is ₽112744 per month

₽76100
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1976
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23831
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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