Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 225000
per

Your estimated
City
free-cash

Valencia , Spain
₽16223
₽12625
₽38436
₽10979
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
accident
-
-
-
2 023
income
-
-
-
32 921
pensions
-
-
-
63 678
other
-
-
-
227
unemployment
-
-
-
1 576
total
-
-
-
100 425
Employee
152 745
-
170 603
-
unemployment
2 367
-
2 642
-
pensions
7 181
-
8 020
-
income
29 448
-
33 548
-
other
149
-
172
-
total
39 145
-
44 382
-
Employer
152 745
-
170 603
-
pensions
36 045
-
40 262
-
other
1 223
-
1 372
-
unemployment
8 404
-
9 384
-
accident
3 026
-
3 379
-
total
48 698
-
54 397
-
Corporate
23 557
225 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 536
33 748
-
-
total
3 536
33 748
-
-
Dividends
20 022
191 252
-
-
withholding
3 802
39 220
-
-
total
3 802
39 220
-
-
Income
225 000
225 000
225 000
225 000
Total tax
95 181
72 968
98 779
100 425
After tax
129 819
152 032
126 221
124 575
Living cost
113 596
113 596
113 596
113 596
Free-cash
16 223
38 436
12 625
10 979

Estimated living cost  is ₽113596 per month

₽76676
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10920
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1991
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close