Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 225000
per

Your estimated
City
free-cash

Valencia , Spain
₽40204
₽14188
₽12600
₽18403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
accident
-
-
-
2 022
income
-
-
-
33 098
other
-
-
-
224
unemployment
-
-
-
1 574
pensions
-
-
-
63 672
total
-
-
-
100 590
Employee
150 344
-
170 610
-
other
147
-
170
-
unemployment
2 330
-
2 647
-
pensions
7 068
-
8 017
-
income
28 985
-
33 777
-
total
38 530
-
44 611
-
Employer
150 344
-
170 610
-
pensions
35 478
-
40 262
-
accident
2 978
-
3 380
-
unemployment
8 272
-
9 383
-
other
1 204
-
1 366
-
total
47 932
-
54 391
-
Corporate
26 725
225 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

4 012
33 750
-
-
total
4 012
33 750
-
-
Dividends
22 712
191 250
-
-
withholding
4 313
39 236
-
-
total
4 313
39 236
-
-
Income
225 000
225 000
225 000
225 000
Total tax
94 787
72 986
99 002
100 590
After tax
130 213
152 014
125 998
124 410
Living cost
111 810
111 810
111 810
111 810
Free-cash
18 403
40 204
14 188
12 600

Estimated living cost  is ₽111810 per month

₽75470
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10748
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1960
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23634
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close