Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 225000
per

Your estimated
City
free-cash

Valencia , Spain
₽15930
₽12432
₽38195
₽10751
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
accident
-
-
-
2 027
income
-
-
-
32 911
pensions
-
-
-
63 678
other
-
-
-
228
unemployment
-
-
-
1 571
total
-
-
-
100 415
Employee
153 065
-
170 608
-
unemployment
2 372
-
2 647
-
pensions
7 196
-
8 021
-
income
29 510
-
33 516
-
other
149
-
173
-
total
39 227
-
44 357
-
Employer
153 065
-
170 608
-
pensions
36 120
-
40 260
-
other
1 225
-
1 359
-
unemployment
8 421
-
9 380
-
accident
3 032
-
3 378
-
total
48 798
-
54 377
-
Corporate
23 136
225 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 472
33 748
-
-
total
3 472
33 748
-
-
Dividends
19 664
191 252
-
-
withholding
3 739
39 223
-
-
total
3 739
39 223
-
-
Income
225 000
225 000
225 000
225 000
Total tax
95 236
72 971
98 734
100 415
After tax
129 764
152 029
126 266
124 585
Living cost
113 834
113 834
113 834
113 834
Free-cash
15 930
38 195
12 432
10 751

Estimated living cost  is ₽113834 per month

₽76836
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10943
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1995
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24062
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close