Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 225000
per

Your estimated
City
free-cash

Valencia , Spain
₽23309
₽44191
₽17699
₽16107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
other
-
-
-
223
unemployment
-
-
-
1 577
income
-
-
-
33 604
pensions
-
-
-
63 675
accident
-
-
-
2 023
total
-
-
-
101 102
Employee
144 940
-
170 609
-
unemployment
2 246
-
2 641
-
other
141
-
171
-
pensions
6 814
-
8 019
-
income
27 943
-
34 288
-
total
37 144
-
45 119
-
Employer
144 940
-
170 609
-
other
1 160
-
1 369
-
accident
2 871
-
3 377
-
pensions
34 203
-
40 265
-
unemployment
7 974
-
9 380
-
total
46 208
-
54 391
-
Corporate
33 851
225 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 081
33 749
-
-
total
5 081
33 749
-
-
Dividends
28 770
191 251
-
-
withholding
5 467
39 269
-
-
total
5 467
39 269
-
-
Income
225 000
225 000
225 000
225 000
Total tax
93 900
73 018
99 510
101 102
After tax
131 100
151 982
125 490
123 898
Living cost
107 791
107 791
107 791
107 791
Free-cash
23 309
44 191
17 699
16 107

Estimated living cost  is ₽107791 per month

₽72757
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10362
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1889
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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