Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 225000
per

Your estimated
City
free-cash

Valencia , Spain
₽37385
₽11705
₽9972
₽14934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
225 000
accident
-
-
-
2 026
income
-
-
-
32 872
other
-
-
-
222
unemployment
-
-
-
1 575
pensions
-
-
-
63 678
total
-
-
-
100 373
Employee
154 170
-
170 611
-
other
150
-
174
-
unemployment
2 390
-
2 643
-
pensions
7 248
-
8 015
-
income
29 723
-
33 418
-
total
39 511
-
44 250
-
Employer
154 170
-
170 611
-
pensions
36 381
-
40 266
-
accident
3 054
-
3 379
-
unemployment
8 482
-
9 384
-
other
1 234
-
1 361
-
total
49 151
-
54 390
-
Corporate
21 679
225 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 252
33 746
-
-
total
3 252
33 746
-
-
Dividends
18 427
191 254
-
-
withholding
3 497
39 214
-
-
total
3 497
39 214
-
-
Income
225 000
225 000
225 000
225 000
Total tax
95 411
72 960
98 640
100 373
After tax
129 589
152 040
126 360
124 627
Living cost
114 655
114 655
114 655
114 655
Free-cash
14 934
37 385
11 705
9 972

Estimated living cost  is ₽114655 per month

₽77391
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11022
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2010
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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