Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 224500
per

Your estimated
City
free-cash

Valencia , Spain
₽39562
₽13668
₽12083
₽17676
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
224 500
accident
-
-
-
2 019
income
-
-
-
32 950
other
-
-
-
224
unemployment
-
-
-
1 571
pensions
-
-
-
63 532
total
-
-
-
100 296
Employee
150 762
-
170 230
-
other
147
-
170
-
unemployment
2 337
-
2 638
-
pensions
7 087
-
8 001
-
income
29 066
-
33 631
-
total
38 637
-
44 440
-
Employer
150 762
-
170 230
-
pensions
35 577
-
40 173
-
accident
2 987
-
3 374
-
unemployment
8 295
-
9 362
-
other
1 207
-
1 362
-
total
48 066
-
54 271
-
Corporate
25 674
224 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 853
33 673
-
-
total
3 853
33 673
-
-
Dividends
21 820
190 827
-
-
withholding
4 147
39 144
-
-
total
4 147
39 144
-
-
Income
224 500
224 500
224 500
224 500
Total tax
94 703
72 817
98 711
100 296
After tax
129 797
151 683
125 789
124 204
Living cost
112 121
112 121
112 121
112 121
Free-cash
17 676
39 562
13 668
12 083

Estimated living cost  is ₽112121 per month

₽75680
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10778
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1965
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23700
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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Source

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