Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 220000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽24325
₽56961
₽98468
₽90288
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
220 000
city
-
-
-
2 319
pensions
-
-
-
20 240
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 400
regional
-
-
-
12 240
health
-
-
-
496
national
-
-
-
5 563
total
-
-
-
45 258
Employee
89 260
-
197 922
-
city
958
-
2 139
-
regional
2 923
-
10 886
-
health
202
-
445
-
pensions
7 499
-
15 498
-
unemployment
-
-
-
-
national
422
-
4 568
-
total
12 004
-
33 536
-
Employer
89 260
-
197 922
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
3 959
-
unemployment
-
-
-
-
pensions
7 499
-
15 498
-
health
202
-
445
-
total
9 486
-
19 902
-
Corporate
120 273
220 000
-
-
regional
25 437
46 530
-
-
national
10 224
18 701
-
-
total
35 661
65 231
-
-
Dividends
84 612
154 770
-
-
withholding
29 614
54 170
-
-
total
29 614
54 170
-
-
Income
220 000
220 000
220 000
220 000
Total tax
86 765
119 401
53 438
45 258
After tax
133 235
100 599
166 562
174 742
Living cost
76 274
76 274
76 274
76 274
Free-cash
56 961
24 325
90 288
98 468

Estimated living cost  is ₽76274 per week

₽49600
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18893
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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