Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219500

per

Your estimated

Best value All models

City

free-cash

Valencia , Spain

₽31310

₽8220

₽4747

₽6443

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

219 500

unemployment

1 535

accident

1 979

income

31 847

pensions

62 119

other

218

total

97 698

Employee

157 396

166 436

pensions

7 399

7 819

unemployment

2 440

2 577

income

30 345

32 380

other

153

170

total

40 337

42 946

Employer

157 396

166 436

pensions

37 142

39 275

accident

3 118

3 296

other

1 260

1 333

unemployment

8 660

9 152

total

50 180

53 056

Corporate

11 923

219 500

income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 785

32 926

total

1 785

32 926

Dividends

10 138

186 574

withholding

1 923

38 209

total

1 923

38 209

Income

219 500

Total tax

94 225

71 135

96 002

97 698

After tax

125 275

148 365

123 498

121 802

Living cost

117 055

Free-cash

8 220

31 310

6 443

4 747

Estimated living cost is ₽117055 per month

₽79010

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽11253

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽2052

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽24743

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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