Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219500
per

Your estimated
City
free-cash

Valencia , Spain
₽14482
₽11345
₽36398
₽9663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 500
accident
-
-
-
1 977
income
-
-
-
32 065
pensions
-
-
-
62 121
other
-
-
-
216
unemployment
-
-
-
1 537
total
-
-
-
97 916
Employee
150 494
-
166 438
-
unemployment
2 333
-
2 580
-
pensions
7 075
-
7 824
-
income
29 014
-
32 598
-
other
147
-
170
-
total
38 569
-
43 172
-
Employer
150 494
-
166 438
-
pensions
35 513
-
39 283
-
other
1 205
-
1 328
-
unemployment
8 280
-
9 153
-
accident
2 981
-
3 298
-
total
47 979
-
53 062
-
Corporate
21 027
219 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 151
32 926
-
-
total
3 151
32 926
-
-
Dividends
17 876
186 574
-
-
withholding
3 398
38 255
-
-
total
3 398
38 255
-
-
Income
219 500
219 500
219 500
219 500
Total tax
93 097
71 181
96 234
97 916
After tax
126 403
148 319
123 266
121 584
Living cost
111 921
111 921
111 921
111 921
Free-cash
14 482
36 398
11 345
9 663

Estimated living cost  is ₽111921 per month

₽75545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10759
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1962
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23658
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close