Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219500
per

Your estimated
City
free-cash

Valencia , Spain
₽14683
₽11507
₽36567
₽9818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 500
accident
-
-
-
1 974
income
-
-
-
32 079
pensions
-
-
-
62 122
other
-
-
-
216
unemployment
-
-
-
1 535
total
-
-
-
97 926
Employee
150 271
-
166 447
-
unemployment
2 329
-
2 584
-
pensions
7 064
-
7 820
-
income
28 971
-
32 611
-
other
147
-
170
-
total
38 511
-
43 185
-
Employer
150 271
-
166 447
-
pensions
35 461
-
39 278
-
other
1 203
-
1 327
-
unemployment
8 268
-
9 154
-
accident
2 977
-
3 293
-
total
47 909
-
53 052
-
Corporate
21 321
219 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 201
32 924
-
-
total
3 201
32 924
-
-
Dividends
18 120
186 576
-
-
withholding
3 440
38 253
-
-
total
3 440
38 253
-
-
Income
219 500
219 500
219 500
219 500
Total tax
93 061
71 177
96 237
97 926
After tax
126 439
148 323
123 263
121 574
Living cost
111 756
111 756
111 756
111 756
Free-cash
14 683
36 567
11 507
9 818

Estimated living cost  is ₽111756 per month

₽75434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1959
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23623
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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