Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219500

per

Your estimated

Best value All models

City

free-cash

Valencia , Spain

₽18267

₽14071

₽39479

₽12509

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

219 500

accident

1 975

income

32 318

pensions

62 120

other

218

unemployment

1 539

total

98 170

Employee

146 325

166 436

unemployment

2 268

2 583

pensions

6 879

7 825

income

28 210

32 979

other

143

165

total

37 500

43 552

Employer

146 325

166 436

pensions

34 530

39 276

other

1 172

1 329

unemployment

8 050

9 154

accident

2 899

3 297

total

46 651

53 056

Corporate

26 525

219 500

income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 980

32 923

total

3 980

32 923

Dividends

22 545

186 577

withholding

4 281

38 277

total

4 281

38 277

Income

219 500

Total tax

92 412

71 200

96 608

98 170

After tax

127 088

148 300

122 892

121 330

Living cost

108 821

Free-cash

18 267

39 479

14 071

12 509

Estimated living cost is ₽108821 per month

₽73453

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽10461

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽1907

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽23002

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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