Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219500

per

Your estimated

Best value All models

City

free-cash

Valencia , Spain

₽36510

₽11460

₽9772

₽14615

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

219 500

accident

1 975

income

32 071

other

216

unemployment

1 535

pensions

62 121

total

97 918

Employee

150 344

166 445

other

147

170

unemployment

2 330

2 577

pensions

7 068

7 824

income

28 985

32 604

total

38 530

43 175

Employer

150 344

166 445

pensions

35 478

39 282

accident

2 978

3 295

unemployment

8 272

9 151

other

1 204

1 327

total

47 932

53 055

Corporate

21 225

219 500

income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 187

32 924

total

3 187

32 924

Dividends

18 038

186 576

withholding

3 426

38 256

total

3 426

38 256

Income

219 500

Total tax

93 075

71 180

96 230

97 918

After tax

126 425

148 320

123 270

121 582

Living cost

111 810

Free-cash

14 615

36 510

11 460

9 772

Estimated living cost is ₽111810 per month

₽75470

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽10748

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽1960

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽23634

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

Adjust living cost Show details Source