Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219500

per

Your estimated

Best value All models

City

free-cash

Valencia , Spain

₽17057

₽13199

₽38491

₽11646

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

219 500

accident

1 978

income

32 188

pensions

62 118

other

220

unemployment

1 538

total

98 042

Employee

147 657

166 438

unemployment

2 289

2 577

pensions

6 942

7 821

income

28 467

32 863

other

144

167

total

37 842

43 428

Employer

147 657

166 438

pensions

34 844

39 277

other

1 182

1 334

unemployment

8 124

9 154

accident

2 925

3 296

total

47 075

53 061

Corporate

24 767

219 500

income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 713

32 927

total

3 713

32 927

Dividends

21 054

186 573

withholding

4 001

38 270

total

4 001

38 270

Income

219 500

Total tax

92 631

71 197

96 489

98 042

After tax

126 869

148 303

123 011

121 458

Living cost

109 812

Free-cash

17 057

38 491

13 199

11 646

Estimated living cost is ₽109812 per month

₽74122

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽10556

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽1925

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽23212

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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