Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219500
per

Your estimated
City
free-cash

Valencia , Spain
₽78548
₽48475
₽46920
₽65303
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 500
unemployment
-
-
-
1 538
pensions
-
-
-
62 119
accident
-
-
-
1 974
other
-
-
-
220
income
-
-
-
37 305
total
-
-
-
103 156
Employee
93 350
-
166 440
-
pensions
4 389
-
7 824
-
other
91
-
168
-
unemployment
1 447
-
2 578
-
income
17 997
-
37 971
-
total
23 924
-
48 541
-
Employer
93 350
-
166 440
-
pensions
22 029
-
39 281
-
accident
1 849
-
3 296
-
unemployment
5 136
-
9 156
-
other
747
-
1 327
-
total
29 761
-
53 060
-
Corporate
96 388
219 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

14 459
32 923
-
-
total
14 459
32 923
-
-
Dividends
81 929
186 577
-
-
withholding
16 629
38 605
-
-
total
16 629
38 605
-
-
Income
219 500
219 500
219 500
219 500
Total tax
84 773
71 528
101 601
103 156
After tax
134 727
147 972
117 899
116 344
Living cost
69 424
69 424
69 424
69 424
Free-cash
65 303
78 548
48 475
46 920

Estimated living cost  is ₽69424 per month

₽46860
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6674
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1217
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14675
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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