Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219500

per

Your estimated

Best value All models

City

free-cash

Valencia , Spain

₽16866

₽38330

₽13055

₽11515

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

219 500

other

220

unemployment

1 533

income

32 173

pensions

62 116

accident

1 973

total

98 015

Employee

147 869

166 438

unemployment

2 292

2 580

other

144

167

pensions

6 951

7 824

income

28 508

32 841

total

37 895

43 412

Employer

147 869

166 438

other

1 184

1 336

accident

2 929

3 294

pensions

34 894

39 281

unemployment

8 135

9 152

total

47 142

53 063

Corporate

24 488

219 500

income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 673

32 929

total

3 673

32 929

Dividends

20 815

186 571

withholding

3 954

38 271

total

3 954

38 271

Income

219 500

Total tax

92 664

71 200

96 475

98 015

After tax

126 836

148 300

123 025

121 485

Living cost

109 970

Free-cash

16 866

38 330

13 055

11 515

Estimated living cost is ₽109970 per month

₽74228

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽10571

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽1928

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽23245

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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