Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219500
per

Your estimated
City
free-cash

Valencia , Spain
₽16634
₽38151
₽12902
₽11344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 500
other
-
-
-
220
unemployment
-
-
-
1 536
income
-
-
-
32 152
pensions
-
-
-
62 115
accident
-
-
-
1 976
total
-
-
-
97 999
Employee
148 121
-
166 439
-
unemployment
2 296
-
2 577
-
other
144
-
167
-
pensions
6 963
-
7 822
-
income
28 557
-
32 814
-
total
37 960
-
43 380
-
Employer
148 121
-
166 439
-
other
1 186
-
1 330
-
accident
2 934
-
3 299
-
pensions
34 954
-
39 279
-
unemployment
8 149
-
9 153
-
total
47 223
-
53 061
-
Corporate
24 156
219 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 626
32 924
-
-
total
3 626
32 924
-
-
Dividends
20 530
186 576
-
-
withholding
3 900
38 268
-
-
total
3 900
38 268
-
-
Income
219 500
219 500
219 500
219 500
Total tax
92 709
71 192
96 441
97 999
After tax
126 791
148 308
123 059
121 501
Living cost
110 157
110 157
110 157
110 157
Free-cash
16 634
38 151
12 902
11 344

Estimated living cost  is ₽110157 per month

₽74354
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1931
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23285
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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