Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽165873
₽171197
₽175106
₽175396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
unemployment
-
-
-
126
health
-
-
-
3 630
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 672
income
-
-
-
32 850
total
-
-
-
41 278
Employee
15 690
-
212 806
-
accident

We are using the highest rate at 1.1%.

173
-
347
-
income
1 569
-
21 281
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 378
-
2 772
-
health
722
-
1 452
-
total
3 842
-
25 852
-
Employer
15 690
-
212 806
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 729
-
3 479
-
health
1 083
-
2 178
-
accident

We are using the highest rate at 1.1%.

173
-
347
-
unemployment
94
-
189
-
total
3 079
-
6 193
-
Corporate
200 231
219 000
-
-
income
20 023
21 900
-
-
total
20 023
21 900
-
-
Dividends
180 208
197 100
-
-
withholding
9 010
9 855
-
-
total
9 010
9 855
-
-
Income
219 000
219 000
219 000
219 000
Total tax
35 954
31 755
32 045
41 278
After tax
183 046
187 245
186 955
177 722
Living cost
11 849
11 849
11 849
11 849
Free-cash
171 197
175 396
175 106
165 873

Estimated living cost  is ₽11849 per week

₽6918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽314
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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