Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽174224
₽169610
₽163867
₽172928
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
unemployment
-
-
-
139
income
-
-
-
32 850
health
-
-
-
3 989
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 134
total
-
-
-
42 112
Employee
17 242
-
212 194
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 514
-
3 046
-
income
1 724
-
21 220
-
health
793
-
1 596
-
accident

We are using the highest rate at 1.1%.

190
-
382
-
total
4 221
-
26 244
-
Employer
17 242
-
212 194
-
health
1 190
-
2 394
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 900
-
3 823
-
accident

We are using the highest rate at 1.1%.

190
-
382
-
unemployment
103
-
208
-
total
3 383
-
6 807
-
Corporate
198 375
219 000
-
-
income
19 838
21 900
-
-
total
19 838
21 900
-
-
Dividends
178 537
197 100
-
-
withholding
8 927
9 855
-
-
total
8 927
9 855
-
-
Income
219 000
219 000
219 000
219 000
Total tax
36 369
31 755
33 051
42 112
After tax
182 631
187 245
185 949
176 888
Living cost
13 021
13 021
13 021
13 021
Free-cash
169 610
174 224
172 928
163 867

Estimated living cost  is ₽13021 per week

₽7602
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽345
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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