Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽170569
₽174244
₽174932
₽165079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
health
-
-
-
3 772
income
-
-
-
32 850
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 855
unemployment
-
-
-
131
total
-
-
-
41 608
Employee
16 304
-
212 564
-
accident

We are using the highest rate at 1.1%.

180
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 432
-
2 880
-
health
750
-
1 509
-
income
1 630
-
21 257
-
total
3 992
-
26 007
-
Employer
16 304
-
212 564
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 797
-
3 615
-
health
1 125
-
2 263
-
unemployment
97
-
197
-
accident

We are using the highest rate at 1.1%.

180
-
361
-
total
3 199
-
6 436
-
Corporate
199 497
219 000
-
-
income
19 950
21 900
-
-
total
19 950
21 900
-
-
Dividends
179 547
197 100
-
-
withholding
8 977
9 855
-
-
total
8 977
9 855
-
-
Income
219 000
219 000
219 000
219 000
Total tax
36 118
31 755
32 443
41 608
After tax
182 882
187 245
186 557
177 392
Living cost
12 313
12 313
12 313
12 313
Free-cash
170 569
174 932
174 244
165 079

Estimated living cost  is ₽12313 per week

₽7189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽879
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽326
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3919
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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