Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219000
per

Your estimated
City
free-cash

Valencia , Spain
₽13593
₽10653
₽35628
₽8964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
accident
-
-
-
1 970
income
-
-
-
31 967
pensions
-
-
-
61 981
other
-
-
-
217
unemployment
-
-
-
1 535
total
-
-
-
97 670
Employee
151 091
-
166 061
-
unemployment
2 342
-
2 574
-
pensions
7 103
-
7 809
-
income
29 129
-
32 495
-
other
147
-
163
-
total
38 721
-
43 041
-
Employer
151 091
-
166 061
-
pensions
35 655
-
39 191
-
other
1 210
-
1 326
-
unemployment
8 313
-
9 135
-
accident
2 993
-
3 288
-
total
48 171
-
52 940
-
Corporate
19 739
219 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 962
32 847
-
-
total
2 962
32 847
-
-
Dividends
16 776
186 153
-
-
withholding
3 187
38 159
-
-
total
3 187
38 159
-
-
Income
219 000
219 000
219 000
219 000
Total tax
93 041
71 006
95 981
97 670
After tax
125 959
147 994
123 019
121 330
Living cost
112 366
112 366
112 366
112 366
Free-cash
13 593
35 628
10 653
8 964

Estimated living cost  is ₽112366 per month

₽75845
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10802
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1970
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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