Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219000
per

Your estimated
City
free-cash

Valencia , Spain
₽12156
₽9538
₽34459
₽7838
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
accident
-
-
-
1 975
income
-
-
-
31 910
pensions
-
-
-
61 979
other
-
-
-
219
unemployment
-
-
-
1 536
total
-
-
-
97 619
Employee
152 674
-
166 055
-
unemployment
2 366
-
2 570
-
pensions
7 177
-
7 804
-
income
29 434
-
32 443
-
other
149
-
165
-
total
39 126
-
42 982
-
Employer
152 674
-
166 055
-
pensions
36 028
-
39 186
-
other
1 222
-
1 324
-
unemployment
8 400
-
9 136
-
accident
3 025
-
3 291
-
total
48 675
-
52 937
-
Corporate
17 651
219 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 648
32 847
-
-
total
2 648
32 847
-
-
Dividends
15 003
186 153
-
-
withholding
2 852
38 151
-
-
total
2 852
38 151
-
-
Income
219 000
219 000
219 000
219 000
Total tax
93 301
70 998
95 919
97 619
After tax
125 699
148 002
123 081
121 381
Living cost
113 543
113 543
113 543
113 543
Free-cash
12 156
34 459
9 538
7 838

Estimated living cost  is ₽113543 per month

₽76640
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1990
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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