Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219000
per

Your estimated
City
free-cash

Valencia , Spain
₽35865
₽10885
₽9205
₽13894
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
accident
-
-
-
1 973
income
-
-
-
31 975
other
-
-
-
217
unemployment
-
-
-
1 532
pensions
-
-
-
61 977
total
-
-
-
97 674
Employee
150 762
-
166 061
-
other
147
-
162
-
unemployment
2 337
-
2 577
-
pensions
7 087
-
7 807
-
income
29 066
-
32 509
-
total
38 637
-
43 055
-
Employer
150 762
-
166 061
-
pensions
35 577
-
39 190
-
accident
2 987
-
3 288
-
unemployment
8 295
-
9 130
-
other
1 207
-
1 331
-
total
48 066
-
52 939
-
Corporate
20 174
219 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 025
32 853
-
-
total
3 025
32 853
-
-
Dividends
17 148
186 147
-
-
withholding
3 257
38 161
-
-
total
3 257
38 161
-
-
Income
219 000
219 000
219 000
219 000
Total tax
92 985
71 014
95 994
97 674
After tax
126 015
147 986
123 006
121 326
Living cost
112 121
112 121
112 121
112 121
Free-cash
13 894
35 865
10 885
9 205

Estimated living cost  is ₽112121 per month

₽75680
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10778
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1965
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23700
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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