Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219000
per

Your estimated
City
free-cash

Valencia , Spain
₽28199
₽3492
₽1813
₽4468
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
accident
-
-
-
1 968
income
-
-
-
31 647
other
-
-
-
215
unemployment
-
-
-
1 530
pensions
-
-
-
61 980
total
-
-
-
97 340
Employee
161 150
-
166 060
-
other
157
-
165
-
unemployment
2 498
-
2 572
-
pensions
7 576
-
7 807
-
income
31 068
-
32 177
-
total
41 299
-
42 721
-
Employer
161 150
-
166 060
-
pensions
38 028
-
39 194
-
accident
3 192
-
3 292
-
unemployment
8 866
-
9 131
-
other
1 290
-
1 323
-
total
51 376
-
52 940
-
Corporate
6 473
219 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

968
32 851
-
-
total
968
32 851
-
-
Dividends
5 506
186 149
-
-
withholding
1 042
38 103
-
-
total
1 042
38 103
-
-
Income
219 000
219 000
219 000
219 000
Total tax
94 685
70 954
95 661
97 340
After tax
124 315
148 046
123 339
121 660
Living cost
119 847
119 847
119 847
119 847
Free-cash
4 468
28 199
3 492
1 813

Estimated living cost  is ₽119847 per month

₽80895
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2101
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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