Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 219000
per

Your estimated
City
free-cash

Valencia , Spain
₽11835
₽34190
₽9266
₽7584
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
219 000
other
-
-
-
220
unemployment
-
-
-
1 532
income
-
-
-
31 907
pensions
-
-
-
61 976
accident
-
-
-
1 971
total
-
-
-
97 606
Employee
153 033
-
166 056
-
unemployment
2 372
-
2 576
-
other
149
-
165
-
pensions
7 194
-
7 807
-
income
29 503
-
32 433
-
total
39 218
-
42 981
-
Employer
153 033
-
166 056
-
other
1 225
-
1 327
-
accident
3 032
-
3 291
-
pensions
36 113
-
39 191
-
unemployment
8 419
-
9 134
-
total
48 789
-
52 943
-
Corporate
17 179
219 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 576
32 853
-
-
total
2 576
32 853
-
-
Dividends
14 602
186 147
-
-
withholding
2 772
38 147
-
-
total
2 772
38 147
-
-
Income
219 000
219 000
219 000
219 000
Total tax
93 355
71 000
95 924
97 606
After tax
125 645
148 000
123 076
121 394
Living cost
113 810
113 810
113 810
113 810
Free-cash
11 835
34 190
9 266
7 584

Estimated living cost  is ₽113810 per month

₽76820
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10941
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1995
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24057
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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