Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 218500
per

Your estimated
City
free-cash

Helsinki , Finland
₽100994
₽98156
₽72412
₽97439
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
218 500
municipal
-
-
-
38 793
national
-
-
-
44 060
health
-
-
-
2 983
total
-
-
-
85 836
Employee
48 272
-
183 813
-
national
797
-
28 647
-
unemployment
724
-
2 758
-
health
360
-
2 448
-
municipal
7 906
-
29 916
-
pensions
3 258
-
12 407
-
total
13 045
-
76 176
-
Employer
48 272
-
183 813
-
accident
49
-
185
-
pensions
8 375
-
31 892
-
unemployment
313
-
1 194
-
health
371
-
1 416
-
total
9 108
-
34 687
-
Corporate
161 120
218 500
-
-
income
32 223
43 701
-
-
total
32 223
43 701
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

96 673
131 099
-
-
municipal
17 401
23 598
-
-
national
10 504
17 820
-
-
total
27 905
41 418
-
-
Income
218 500
218 500
218 500
218 500
Total tax
82 281
85 119
110 863
85 836
After tax
136 219
133 381
107 637
132 664
Living cost
35 225
35 225
35 225
35 225
Free-cash
100 994
98 156
72 412
97 439

Estimated living cost  is ₽35225 per week

₽23009
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3388
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽561
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close