Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 218500
per

Your estimated
City
free-cash

Helsinki , Finland
₽100242
₽97311
₽72019
₽97044
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
218 500
municipal
-
-
-
38 796
national
-
-
-
43 283
health
-
-
-
2 969
total
-
-
-
85 048
Employee
49 893
-
183 813
-
national
824
-
27 871
-
unemployment
749
-
2 757
-
health
373
-
2 435
-
municipal
8 172
-
29 918
-
pensions
3 367
-
12 408
-
total
13 485
-
75 389
-
Employer
49 893
-
183 813
-
accident
50
-
184
-
pensions
8 656
-
31 891
-
unemployment
324
-
1 195
-
health
383
-
1 414
-
total
9 413
-
34 684
-
Corporate
159 194
218 500
-
-
income
31 838
43 700
-
-
total
31 838
43 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

95 516
131 100
-
-
municipal
17 193
23 598
-
-
national
9 921
17 483
-
-
total
27 114
41 081
-
-
Income
218 500
218 500
218 500
218 500
Total tax
81 850
84 781
110 073
85 048
After tax
136 650
133 719
108 427
133 452
Living cost
36 408
36 408
36 408
36 408
Free-cash
100 242
97 311
72 019
97 044

Estimated living cost  is ₽36408 per week

₽23782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3502
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽579
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8546
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close