Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 218500
per

Your estimated
City
free-cash

Helsinki , Finland
₽100732
₽97866
₽72278
₽97304
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
218 500
municipal
-
-
-
38 793
national
-
-
-
43 792
health
-
-
-
2 978
total
-
-
-
85 563
Employee
48 830
-
183 814
-
national
807
-
28 381
-
unemployment
733
-
2 756
-
health
365
-
2 443
-
municipal
7 998
-
29 917
-
pensions
3 295
-
12 408
-
total
13 198
-
75 905
-
Employer
48 830
-
183 814
-
accident
49
-
183
-
pensions
8 472
-
31 891
-
unemployment
317
-
1 194
-
health
375
-
1 416
-
total
9 213
-
34 684
-
Corporate
160 457
218 500
-
-
income
32 092
43 700
-
-
total
32 092
43 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

96 274
131 100
-
-
municipal
17 329
23 597
-
-
national
10 303
17 704
-
-
total
27 632
41 301
-
-
Income
218 500
218 500
218 500
218 500
Total tax
82 135
85 001
110 589
85 563
After tax
136 365
133 499
107 911
132 937
Living cost
35 633
35 633
35 633
35 633
Free-cash
100 732
97 866
72 278
97 304

Estimated living cost  is ₽35633 per week

₽23275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3427
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close