Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 218500
per

Your estimated
City
free-cash

Helsinki , Finland
₽102001
₽76053
₽101081
₽106330
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
218 500
health
-
-
-
3 101
municipal
-
-
-
38 772
national
-
-
-
51 248
total
-
-
-
93 121
Employee
33 297
-
183 815
-
health
249
-
2 567
-
municipal
5 454
-
29 894
-
pensions
2 247
-
12 408
-
national
550
-
35 836
-
unemployment
500
-
2 758
-
total
9 000
-
83 463
-
Employer
33 297
-
183 815
-
accident
34
-
184
-
unemployment
216
-
1 195
-
health
256
-
1 415
-
pensions
5 777
-
31 892
-
total
6 283
-
34 686
-
Corporate
178 920
218 500
-
-
income
35 784
43 700
-
-
total
35 784
43 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

107 352
131 100
-
-
municipal
19 323
23 597
-
-
national
17 482
24 904
-
-
total
36 805
48 501
-
-
Income
218 500
218 500
218 500
218 500
Total tax
87 872
92 201
118 149
93 121
After tax
130 628
126 299
100 351
125 379
Living cost
24 298
24 298
24 298
24 298
Free-cash
106 330
102 001
76 053
101 081

Estimated living cost  is ₽24298 per week

₽15871
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5704
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

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