Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 218000
per

Your estimated
City
free-cash

Valencia , Spain
₽11459
₽8984
₽33774
₽7300
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
218 000
accident
-
-
-
1 959
income
-
-
-
31 748
pensions
-
-
-
61 694
other
-
-
-
219
unemployment
-
-
-
1 528
total
-
-
-
97 148
Employee
152 685
-
165 302
-
unemployment
2 367
-
2 562
-
pensions
7 178
-
7 766
-
income
29 437
-
32 273
-
other
149
-
165
-
total
39 131
-
42 766
-
Employer
152 685
-
165 302
-
pensions
36 031
-
39 008
-
other
1 222
-
1 324
-
unemployment
8 400
-
9 090
-
accident
3 025
-
3 276
-
total
48 678
-
52 698
-
Corporate
16 636
218 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 492
32 700
-
-
total
2 492
32 700
-
-
Dividends
14 144
185 300
-
-
withholding
2 688
37 974
-
-
total
2 688
37 974
-
-
Income
218 000
218 000
218 000
218 000
Total tax
92 989
70 674
95 464
97 148
After tax
125 011
147 326
122 536
120 852
Living cost
113 552
113 552
113 552
113 552
Free-cash
11 459
33 774
8 984
7 300

Estimated living cost  is ₽113552 per month

₽76646
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10916
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1990
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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