Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 218000
per

Your estimated
City
free-cash

Valencia , Spain
₽12149
₽9528
₽34342
₽7845
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
218 000
accident
-
-
-
1 965
income
-
-
-
31 768
pensions
-
-
-
61 696
other
-
-
-
218
unemployment
-
-
-
1 528
total
-
-
-
97 175
Employee
151 917
-
165 302
-
unemployment
2 355
-
2 565
-
pensions
7 142
-
7 766
-
income
29 288
-
32 298
-
other
148
-
164
-
total
38 933
-
42 793
-
Employer
151 917
-
165 302
-
pensions
35 849
-
39 015
-
other
1 216
-
1 318
-
unemployment
8 358
-
9 091
-
accident
3 010
-
3 275
-
total
48 433
-
52 699
-
Corporate
17 649
218 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 651
32 700
-
-
total
2 651
32 700
-
-
Dividends
14 999
185 300
-
-
withholding
2 854
37 978
-
-
total
2 854
37 978
-
-
Income
218 000
218 000
218 000
218 000
Total tax
92 871
70 678
95 492
97 175
After tax
125 129
147 322
122 508
120 825
Living cost
112 980
112 980
112 980
112 980
Free-cash
12 149
34 342
9 528
7 845

Estimated living cost  is ₽112980 per month

₽76260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1980
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23881
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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