Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 218000
per

Your estimated
City
free-cash

Valencia , Spain
₽27132
₽3278
₽896
₽2564
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
218 000
accident
-
-
-
1 958
income
-
-
-
31 456
pensions
-
-
-
61 693
other
-
-
-
216
unemployment
-
-
-
1 527
total
-
-
-
96 850
Employee
161 698
-
165 295
-
other
158
-
166
-
income
31 174
-
31 987
-
pensions
7 602
-
7 768
-
unemployment
2 506
-
2 564
-
total
41 440
-
42 485
-
Employer
161 698
-
165 295
-
accident
3 203
-
3 270
-
other
1 295
-
1 328
-
unemployment
8 896
-
9 087
-
pensions
38 157
-
39 012
-
total
51 551
-
52 697
-
Corporate
4 750
218 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

714
32 697
-
-
total
714
32 697
-
-
Dividends
4 037
185 303
-
-
withholding
763
37 917
-
-
total
763
37 917
-
-
Income
218 000
218 000
218 000
218 000
Total tax
94 468
70 614
95 182
96 850
After tax
123 532
147 386
122 818
121 150
Living cost
120 254
120 254
120 254
120 254
Free-cash
3 278
27 132
2 564
896

Estimated living cost  is ₽120254 per month

₽81170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25419
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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[[ row[2] ]] [[ row[0] ]]

Estimated living cost

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