Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 218000
per

Your estimated
City
free-cash

Valencia , Spain
₽17263
₽13337
₽38492
₽11796
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
218 000
accident
-
-
-
1 960
income
-
-
-
32 011
pensions
-
-
-
61 694
other
-
-
-
218
unemployment
-
-
-
1 524
total
-
-
-
97 407
Employee
146 292
-
165 301
-
unemployment
2 267
-
2 560
-
pensions
6 877
-
7 771
-
income
28 204
-
32 671
-
other
143
-
165
-
total
37 491
-
43 167
-
Employer
146 292
-
165 301
-
pensions
34 522
-
39 012
-
other
1 171
-
1 321
-
unemployment
8 049
-
9 092
-
accident
2 898
-
3 274
-
total
46 640
-
52 699
-
Corporate
25 068
218 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 762
32 698
-
-
total
3 762
32 698
-
-
Dividends
21 307
185 302
-
-
withholding
4 047
38 013
-
-
total
4 047
38 013
-
-
Income
218 000
218 000
218 000
218 000
Total tax
91 940
70 711
95 866
97 407
After tax
126 060
147 289
122 134
120 593
Living cost
108 797
108 797
108 797
108 797
Free-cash
17 263
38 492
13 337
11 796

Estimated living cost  is ₽108797 per month

₽73436
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10459
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1907
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22997
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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