Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 217000
per

Your estimated
City
free-cash

Valencia , Spain
₽34828
₽10103
₽8436
₽12894
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
217 000
accident
-
-
-
1 952
income
-
-
-
31 655
other
-
-
-
216
unemployment
-
-
-
1 520
pensions
-
-
-
61 411
total
-
-
-
96 754
Employee
150 344
-
164 539
-
other
147
-
162
-
unemployment
2 330
-
2 554
-
pensions
7 068
-
7 731
-
income
28 985
-
32 179
-
total
38 530
-
42 626
-
Employer
150 344
-
164 539
-
pensions
35 478
-
38 835
-
accident
2 978
-
3 256
-
unemployment
8 272
-
9 051
-
other
1 204
-
1 319
-
total
47 932
-
52 461
-
Corporate
18 725
217 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 809
32 554
-
-
total
2 809
32 554
-
-
Dividends
15 916
184 446
-
-
withholding
3 025
37 808
-
-
total
3 025
37 808
-
-
Income
217 000
217 000
217 000
217 000
Total tax
92 296
70 362
95 087
96 754
After tax
124 704
146 638
121 913
120 246
Living cost
111 810
111 810
111 810
111 810
Free-cash
12 894
34 828
10 103
8 436

Estimated living cost  is ₽111810 per month

₽75470
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10748
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1960
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23634
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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