Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 217000
per

Your estimated
City
free-cash

Valencia , Spain
₽11469
₽8989
₽33670
₽7322
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
217 000
accident
-
-
-
1 949
income
-
-
-
31 604
pensions
-
-
-
61 407
other
-
-
-
218
unemployment
-
-
-
1 520
total
-
-
-
96 698
Employee
151 917
-
164 536
-
unemployment
2 355
-
2 550
-
pensions
7 142
-
7 734
-
income
29 288
-
32 126
-
other
148
-
164
-
total
38 933
-
42 574
-
Employer
151 917
-
164 536
-
pensions
35 849
-
38 828
-
other
1 216
-
1 318
-
unemployment
8 358
-
9 052
-
accident
3 010
-
3 259
-
total
48 433
-
52 457
-
Corporate
16 649
217 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 495
32 551
-
-
total
2 495
32 551
-
-
Dividends
14 155
184 449
-
-
withholding
2 690
37 799
-
-
total
2 690
37 799
-
-
Income
217 000
217 000
217 000
217 000
Total tax
92 551
70 350
95 031
96 698
After tax
124 449
146 650
121 969
120 302
Living cost
112 980
112 980
112 980
112 980
Free-cash
11 469
33 670
8 989
7 322

Estimated living cost  is ₽112980 per month

₽76260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1980
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23881
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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