Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 217000
per

Your estimated
City
free-cash

Valencia , Spain
₽14775
₽36360
₽11557
₽9904
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
217 000
other
-
-
-
221
unemployment
-
-
-
1 522
income
-
-
-
31 714
pensions
-
-
-
61 411
accident
-
-
-
1 956
total
-
-
-
96 824
Employee
148 275
-
164 546
-
unemployment
2 298
-
2 549
-
other
145
-
167
-
pensions
6 971
-
7 732
-
income
28 586
-
32 269
-
total
38 000
-
42 717
-
Employer
148 275
-
164 546
-
other
1 187
-
1 316
-
accident
2 937
-
3 257
-
pensions
34 990
-
38 833
-
unemployment
8 158
-
9 048
-
total
47 272
-
52 454
-
Corporate
21 453
217 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 219
32 547
-
-
total
3 219
32 547
-
-
Dividends
18 234
184 453
-
-
withholding
3 462
37 821
-
-
total
3 462
37 821
-
-
Income
217 000
217 000
217 000
217 000
Total tax
91 953
70 368
95 171
96 824
After tax
125 047
146 632
121 829
120 176
Living cost
110 271
110 271
110 271
110 271
Free-cash
14 775
36 360
11 557
9 904

Estimated living cost  is ₽110271 per month

₽74432
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10600
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1933
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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