Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 216500
per

Your estimated
City
free-cash

Valencia , Spain
₽11085
₽8691
₽33300
₽7014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
216 500
accident
-
-
-
1 950
income
-
-
-
31 520
pensions
-
-
-
61 270
other
-
-
-
218
unemployment
-
-
-
1 513
total
-
-
-
96 471
Employee
151 964
-
164 160
-
unemployment
2 355
-
2 543
-
pensions
7 144
-
7 713
-
income
29 298
-
32 043
-
other
148
-
164
-
total
38 945
-
42 463
-
Employer
151 964
-
164 160
-
pensions
35 860
-
38 738
-
other
1 217
-
1 310
-
unemployment
8 361
-
9 031
-
accident
3 010
-
3 252
-
total
48 448
-
52 331
-
Corporate
16 088
216 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 410
32 476
-
-
total
2 410
32 476
-
-
Dividends
13 678
184 024
-
-
withholding
2 597
37 709
-
-
total
2 597
37 709
-
-
Income
216 500
216 500
216 500
216 500
Total tax
92 400
70 185
94 794
96 471
After tax
124 100
146 315
121 706
120 029
Living cost
113 015
113 015
113 015
113 015
Free-cash
11 085
33 300
8 691
7 014

Estimated living cost  is ₽113015 per month

₽76283
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10864
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1981
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23889
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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Source

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