Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 216500
per

Your estimated
City
free-cash

Valencia , Spain
₽14852
₽11611
₽36361
₽9972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
216 500
accident
-
-
-
1 950
income
-
-
-
31 646
pensions
-
-
-
61 266
other
-
-
-
220
unemployment
-
-
-
1 517
total
-
-
-
96 599
Employee
147 814
-
164 171
-
unemployment
2 291
-
2 541
-
pensions
6 949
-
7 715
-
income
28 497
-
32 207
-
other
144
-
167
-
total
37 881
-
42 630
-
Employer
147 814
-
164 171
-
pensions
34 881
-
38 743
-
other
1 183
-
1 312
-
unemployment
8 132
-
9 028
-
accident
2 928
-
3 247
-
total
47 124
-
52 330
-
Corporate
21 561
216 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 232
32 476
-
-
total
3 232
32 476
-
-
Dividends
18 329
184 024
-
-
withholding
3 482
37 734
-
-
total
3 482
37 734
-
-
Income
216 500
216 500
216 500
216 500
Total tax
91 719
70 210
94 960
96 599
After tax
124 781
146 290
121 540
119 901
Living cost
109 929
109 929
109 929
109 929
Free-cash
14 852
36 361
11 611
9 972

Estimated living cost  is ₽109929 per month

₽74200
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1927
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23236
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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