Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 216500
per

Your estimated
City
free-cash

Valencia , Spain
₽31679
₽7113
₽5445
₽9077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
216 500
accident
-
-
-
1 946
income
-
-
-
31 448
other
-
-
-
214
unemployment
-
-
-
1 519
pensions
-
-
-
61 273
total
-
-
-
96 400
Employee
154 170
-
164 168
-
other
150
-
166
-
unemployment
2 390
-
2 548
-
pensions
7 248
-
7 715
-
income
29 723
-
31 970
-
total
39 511
-
42 399
-
Employer
154 170
-
164 168
-
pensions
36 381
-
38 747
-
accident
3 054
-
3 252
-
unemployment
8 482
-
9 028
-
other
1 234
-
1 306
-
total
49 151
-
52 333
-
Corporate
13 179
216 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 978
32 472
-
-
total
1 978
32 472
-
-
Dividends
11 201
184 028
-
-
withholding
2 128
37 694
-
-
total
2 128
37 694
-
-
Income
216 500
216 500
216 500
216 500
Total tax
92 768
70 166
94 732
96 400
After tax
123 732
146 334
121 768
120 100
Living cost
114 655
114 655
114 655
114 655
Free-cash
9 077
31 679
7 113
5 445

Estimated living cost  is ₽114655 per month

₽77391
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11022
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2010
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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