Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 216000
per

Your estimated
City
free-cash

Valencia , Spain
₽16174
₽12548
₽37381
₽11014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
216 000
accident
-
-
-
1 940
income
-
-
-
31 627
pensions
-
-
-
61 126
other
-
-
-
217
unemployment
-
-
-
1 513
total
-
-
-
96 423
Employee
145 977
-
163 789
-
unemployment
2 263
-
2 540
-
pensions
6 863
-
7 702
-
income
28 143
-
32 271
-
other
142
-
165
-
total
37 411
-
42 678
-
Employer
145 977
-
163 789
-
pensions
34 448
-
38 651
-
other
1 169
-
1 311
-
unemployment
8 031
-
9 005
-
accident
2 892
-
3 244
-
total
46 540
-
52 211
-
Corporate
23 483
216 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 521
32 402
-
-
total
3 521
32 402
-
-
Dividends
19 962
183 598
-
-
withholding
3 791
37 654
-
-
total
3 791
37 654
-
-
Income
216 000
216 000
216 000
216 000
Total tax
91 263
70 056
94 889
96 423
After tax
124 737
145 944
121 111
119 577
Living cost
108 563
108 563
108 563
108 563
Free-cash
16 174
37 381
12 548
11 014

Estimated living cost  is ₽108563 per month

₽73278
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1903
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22948
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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