Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 216000
per

Your estimated
City
free-cash

Valencia , Spain
₽10022
₽7852
₽32391
₽6190
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
216 000
accident
-
-
-
1 944
income
-
-
-
31 408
pensions
-
-
-
61 130
other
-
-
-
219
unemployment
-
-
-
1 513
total
-
-
-
96 214
Employee
152 745
-
163 783
-
unemployment
2 367
-
2 540
-
pensions
7 181
-
7 698
-
income
29 448
-
31 933
-
other
149
-
165
-
total
39 145
-
42 336
-
Employer
152 745
-
163 783
-
pensions
36 045
-
38 655
-
other
1 223
-
1 309
-
unemployment
8 404
-
9 007
-
accident
3 026
-
3 245
-
total
48 698
-
52 216
-
Corporate
14 557
216 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 187
32 400
-
-
total
2 187
32 400
-
-
Dividends
12 370
183 600
-
-
withholding
2 352
37 613
-
-
total
2 352
37 613
-
-
Income
216 000
216 000
216 000
216 000
Total tax
92 382
70 013
94 552
96 214
After tax
123 618
145 987
121 448
119 786
Living cost
113 596
113 596
113 596
113 596
Free-cash
10 022
32 391
7 852
6 190

Estimated living cost  is ₽113596 per month

₽76676
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10920
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1991
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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