Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 216000
per

Your estimated
City
free-cash

Valencia , Spain
₽10310
₽34932
₽8655
₽13159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
216 000
income
-
-
-
31 518
pensions
-
-
-
61 128
unemployment
-
-
-
1 509
accident
-
-
-
1 946
other
-
-
-
215
total
-
-
-
96 316
Employee
149 293
-
163 783
-
pensions
7 018
-
7 700
-
other
146
-
161
-
income
28 783
-
32 047
-
unemployment
2 314
-
2 536
-
total
38 261
-
42 444
-
Employer
149 293
-
163 783
-
accident
2 958
-
3 241
-
unemployment
8 214
-
9 011
-
other
1 195
-
1 310
-
pensions
35 230
-
38 655
-
total
47 597
-
52 217
-
Corporate
19 110
216 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 866
32 403
-
-
total
2 866
32 403
-
-
Dividends
16 244
183 597
-
-
withholding
3 088
37 636
-
-
total
3 088
37 636
-
-
Income
216 000
216 000
216 000
216 000
Total tax
91 812
70 039
94 661
96 316
After tax
124 188
145 961
121 339
119 684
Living cost
111 029
111 029
111 029
111 029
Free-cash
13 159
34 932
10 310
8 655

Estimated living cost  is ₽111029 per month

₽74943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10673
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1946
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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