Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 216000
per

Your estimated
City
free-cash

Valencia , Spain
₽10604
₽8310
₽32858
₽6647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
216 000
accident
-
-
-
1 944
income
-
-
-
31 426
pensions
-
-
-
61 126
other
-
-
-
219
unemployment
-
-
-
1 514
total
-
-
-
96 229
Employee
152 110
-
163 789
-
unemployment
2 358
-
2 537
-
pensions
7 151
-
7 697
-
income
29 326
-
31 956
-
other
148
-
164
-
total
38 983
-
42 354
-
Employer
152 110
-
163 789
-
pensions
35 895
-
38 651
-
other
1 218
-
1 312
-
unemployment
8 369
-
9 009
-
accident
3 013
-
3 240
-
total
48 495
-
52 212
-
Corporate
15 395
216 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 311
32 398
-
-
total
2 311
32 398
-
-
Dividends
13 085
183 602
-
-
withholding
2 483
37 620
-
-
total
2 483
37 620
-
-
Income
216 000
216 000
216 000
216 000
Total tax
92 272
70 018
94 566
96 229
After tax
123 728
145 982
121 434
119 771
Living cost
113 124
113 124
113 124
113 124
Free-cash
10 604
32 858
8 310
6 647

Estimated living cost  is ₽113124 per month

₽76357
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10875
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1983
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23912
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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