Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽55057
₽87208
₽22537
₽95375
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
health
-
-
-
484
pensions
-
-
-
19 828
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
regional
-
-
-
11 900
city
-
-
-
2 272
national
-
-
-
5 325
total
-
-
-
44 119
Employee
88 946
-
193 783
-
unemployment
-
-
-
-
pensions
7 473
-
15 275
-
regional
2 913
-
10 557
-
national
421
-
4 339
-
health
201
-
435
-
city
955
-
2 095
-
total
11 963
-
32 701
-
Employer
88 946
-
193 783
-
pensions
7 473
-
15 275
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 778
-
3 875
-
health
201
-
435
-
unemployment
-
-
-
-
total
9 452
-
19 585
-
Corporate
116 124
215 500
-
-
regional
24 559
45 578
-
-
national
9 870
18 317
-
-
total
34 429
63 895
-
-
Dividends
81 695
151 606
-
-
withholding
28 593
53 062
-
-
total
28 593
53 062
-
-
Income
215 500
215 500
215 500
215 500
Total tax
84 437
116 957
52 286
44 119
After tax
131 063
98 543
163 214
171 381
Living cost
76 006
76 006
76 006
76 006
Free-cash
55 057
22 537
87 208
95 375

Estimated living cost  is ₽76006 per week

₽49425
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6821
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽933
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18826
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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