Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽55697
₽23657
₽88275
₽96312
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
city
-
-
-
2 271
regional
-
-
-
11 979
pensions
-
-
-
19 826
national
-
-
-
5 431
health
-
-
-
485
total
-
-
-
44 302
Employee
87 636
-
193 858
-
national
415
-
4 456
-
unemployment
-
-
-
-
city
941
-
2 096
-
regional
2 870
-
10 648
-
health
198
-
437
-
pensions
7 363
-
15 194
-
total
11 787
-
32 831
-
Employer
87 636
-
193 858
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 752
-
3 877
-
pensions
7 363
-
15 194
-
unemployment
-
-
-
-
health
198
-
437
-
total
9 313
-
19 508
-
Corporate
117 588
215 500
-
-
regional
24 869
45 578
-
-
national
9 996
18 318
-
-
total
34 865
63 896
-
-
Dividends
82 723
151 604
-
-
withholding
28 952
53 061
-
-
total
28 952
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
84 917
116 957
52 339
44 302
After tax
130 583
98 543
163 161
171 198
Living cost
74 886
74 886
74 886
74 886
Free-cash
55 697
23 657
88 275
96 312

Estimated living cost  is ₽74886 per week

₽48697
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6720
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽919
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18549
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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