Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽56621
₽97659
₽25271
₽89816
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
health
-
-
-
486
national
-
-
-
5 587
regional
-
-
-
12 091
city
-
-
-
2 271
pensions
-
-
-
19 826
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 309
total
-
-
-
44 570
Employee
85 746
-
193 973
-
pensions
7 204
-
15 078
-
city
920
-
2 098
-
unemployment
-
-
-
-
health
194
-
437
-
national
406
-
4 625
-
regional
2 808
-
10 781
-
total
11 532
-
33 019
-
Employer
85 746
-
193 973
-
health
194
-
437
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 714
-
3 879
-
unemployment
-
-
-
-
pensions
7 204
-
15 078
-
total
9 112
-
19 394
-
Corporate
119 699
215 500
-
-
regional
25 317
45 579
-
-
national
10 175
18 318
-
-
total
35 492
63 897
-
-
Dividends
84 207
151 603
-
-
withholding
29 472
53 061
-
-
total
29 472
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
85 608
116 958
52 413
44 570
After tax
129 892
98 542
163 087
170 930
Living cost
73 271
73 271
73 271
73 271
Free-cash
56 621
25 271
89 816
97 659

Estimated living cost  is ₽73271 per week

₽47647
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6575
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽900
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18149
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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