Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽56617
₽25265
₽89812
₽97654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
city
-
-
-
2 272
regional
-
-
-
12 090
pensions
-
-
-
19 825
national
-
-
-
5 585
health
-
-
-
486
total
-
-
-
44 568
Employee
85 754
-
193 973
-
national
406
-
4 625
-
unemployment
-
-
-
-
city
920
-
2 098
-
regional
2 808
-
10 780
-
health
194
-
437
-
pensions
7 204
-
15 077
-
total
11 532
-
33 017
-
Employer
85 754
-
193 973
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 715
-
3 879
-
pensions
7 204
-
15 077
-
unemployment
-
-
-
-
health
194
-
437
-
total
9 113
-
19 393
-
Corporate
119 691
215 500
-
-
regional
25 315
45 577
-
-
national
10 174
18 318
-
-
total
35 489
63 895
-
-
Dividends
84 201
151 605
-
-
withholding
29 471
53 062
-
-
total
29 471
53 062
-
-
Income
215 500
215 500
215 500
215 500
Total tax
85 605
116 957
52 410
44 568
After tax
129 895
98 543
163 090
170 932
Living cost
73 278
73 278
73 278
73 278
Free-cash
56 617
25 265
89 812
97 654

Estimated living cost  is ₽73278 per week

₽47651
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6576
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽900
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18150
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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