Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽20190
₽84969
₽93414
₽53717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 311
regional
-
-
-
11 738
health
-
-
-
485
city
-
-
-
2 272
national
-
-
-
5 101
pensions
-
-
-
19 826
total
-
-
-
43 733
Employee
91 693
-
193 619
-
unemployment
-
-
-
-
pensions
7 703
-
15 445
-
national
434
-
4 093
-
regional
3 002
-
10 364
-
city
984
-
2 089
-
health
207
-
435
-
total
12 330
-
32 426
-
Employer
91 693
-
193 619
-
health
207
-
435
-
pensions
7 703
-
15 445
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 833
-
3 872
-
total
9 743
-
19 752
-
Corporate
113 055
215 500
-
-
regional
23 911
45 579
-
-
national
9 609
18 317
-
-
total
33 520
63 896
-
-
Dividends
79 535
151 605
-
-
withholding
27 837
53 061
-
-
total
27 837
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
83 430
116 957
52 178
43 733
After tax
132 070
98 543
163 322
171 767
Living cost
78 353
78 353
78 353
78 353
Free-cash
53 717
20 190
84 969
93 414

Estimated living cost  is ₽78353 per week

₽50952
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7031
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽962
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19407
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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