Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽89264
₽24693
₽97176
₽56290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
city
-
-
-
2 272
health
-
-
-
486
national
-
-
-
5 530
pensions
-
-
-
19 827
regional
-
-
-
12 050
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 309
total
-
-
-
44 474
Employee
86 424
-
193 932
-
pensions
7 261
-
15 119
-
city
928
-
2 098
-
health
195
-
436
-
national
409
-
4 565
-
regional
2 830
-
10 734
-
unemployment
-
-
-
-
total
11 623
-
32 952
-
Employer
86 424
-
193 932
-
unemployment
-
-
-
-
health
195
-
436
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 728
-
3 879
-
pensions
7 261
-
15 119
-
total
9 184
-
19 434
-
Corporate
118 942
215 500
-
-
national
10 110
18 317
-
-
regional
25 157
45 579
-
-
total
35 267
63 896
-
-
Dividends
83 676
151 604
-
-
withholding
29 286
53 061
-
-
total
29 286
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
85 360
116 957
52 386
44 474
After tax
130 140
98 543
163 114
171 026
Living cost
73 850
73 850
73 850
73 850
Free-cash
56 290
24 693
89 264
97 176

Estimated living cost  is ₽73850 per week

₽48024
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6627
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽907
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18292
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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