Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽23004
₽55324
₽95764
₽87650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 309
pensions
-
-
-
19 826
health
-
-
-
485
national
-
-
-
5 370
regional
-
-
-
11 934
city
-
-
-
2 272
total
-
-
-
44 196
Employee
88 401
-
193 813
-
unemployment
-
-
-
-
regional
2 895
-
10 593
-
health
200
-
437
-
pensions
7 427
-
15 242
-
national
418
-
4 388
-
city
949
-
2 095
-
total
11 889
-
32 755
-
Employer
88 401
-
193 813
-
pensions
7 427
-
15 242
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 767
-
3 876
-
health
200
-
437
-
unemployment
-
-
-
-
total
9 394
-
19 555
-
Corporate
116 733
215 500
-
-
national
9 922
18 317
-
-
regional
24 688
45 578
-
-
total
34 610
63 895
-
-
Dividends
82 122
151 605
-
-
withholding
28 743
53 061
-
-
total
28 743
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
84 636
116 956
52 310
44 196
After tax
130 864
98 544
163 190
171 304
Living cost
75 540
75 540
75 540
75 540
Free-cash
55 324
23 004
87 650
95 764

Estimated living cost  is ₽75540 per week

₽49123
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6779
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽927
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18711
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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