Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽98667
₽57312
₽90970
₽26478
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
national
-
-
-
5 702
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 311
pensions
-
-
-
19 826
city
-
-
-
2 271
health
-
-
-
485
regional
-
-
-
12 175
total
-
-
-
44 770
Employee
84 332
-
194 058
-
city
905
-
2 101
-
pensions
7 085
-
14 990
-
health
191
-
437
-
regional
2 761
-
10 879
-
unemployment
-
-
-
-
national
399
-
4 752
-
total
11 341
-
33 159
-
Employer
84 332
-
194 058
-
pensions
7 085
-
14 990
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 686
-
3 881
-
health
191
-
437
-
unemployment
-
-
-
-
total
8 962
-
19 308
-
Corporate
121 279
215 500
-
-
national
10 309
18 318
-
-
regional
25 651
45 579
-
-
total
35 960
63 897
-
-
Dividends
85 318
151 603
-
-
withholding
29 862
53 062
-
-
total
29 862
53 062
-
-
Income
215 500
215 500
215 500
215 500
Total tax
86 125
116 959
52 467
44 770
After tax
129 375
98 541
163 033
170 730
Living cost
72 063
72 063
72 063
72 063
Free-cash
57 312
26 478
90 970
98 667

Estimated living cost  is ₽72063 per week

₽46862
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6467
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽885
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17850
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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