Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽94365
₽101391
₽59347
₽30033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
national
-
-
-
6 230
health
-
-
-
486
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 309
pensions
-
-
-
19 827
city
-
-
-
2 272
regional
-
-
-
12 474
total
-
-
-
45 598
Employee
80 175
-
194 307
-
health
181
-
436
-
regional
2 625
-
11 172
-
pensions
6 736
-
14 731
-
city
860
-
2 106
-
unemployment
-
-
-
-
national
379
-
5 125
-
total
10 781
-
33 570
-
Employer
80 175
-
194 307
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 603
-
3 887
-
pensions
6 736
-
14 731
-
health
181
-
436
-
unemployment
-
-
-
-
total
8 520
-
19 054
-
Corporate
125 923
215 500
-
-
national
10 704
18 318
-
-
regional
26 633
45 577
-
-
total
37 337
63 895
-
-
Dividends
88 586
151 605
-
-
withholding
31 004
53 061
-
-
total
31 004
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
87 642
116 956
52 624
45 598
After tax
127 858
98 544
162 876
169 902
Living cost
68 511
68 511
68 511
68 511
Free-cash
59 347
30 033
94 365
101 391

Estimated living cost  is ₽68511 per week

₽44552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽841
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽16970
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close