Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽56191
₽24521
₽89101
₽97033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
city
-
-
-
2 272
regional
-
-
-
12 038
pensions
-
-
-
19 825
national
-
-
-
5 515
health
-
-
-
485
total
-
-
-
44 445
Employee
86 625
-
193 920
-
national
410
-
4 547
-
unemployment
-
-
-
-
city
930
-
2 097
-
regional
2 837
-
10 719
-
health
196
-
437
-
pensions
7 278
-
15 131
-
total
11 651
-
32 931
-
Employer
86 625
-
193 920
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 732
-
3 878
-
pensions
7 278
-
15 131
-
unemployment
-
-
-
-
health
196
-
437
-
total
9 206
-
19 446
-
Corporate
118 718
215 500
-
-
regional
25 109
45 578
-
-
national
10 091
18 318
-
-
total
35 200
63 896
-
-
Dividends
83 518
151 604
-
-
withholding
29 230
53 061
-
-
total
29 230
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
85 287
116 957
52 377
44 445
After tax
130 213
98 543
163 123
171 055
Living cost
74 022
74 022
74 022
74 022
Free-cash
56 191
24 521
89 101
97 033

Estimated living cost  is ₽74022 per week

₽48135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6643
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽909
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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