Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽94398
₽101419
₽59367
₽30070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
national
-
-
-
6 236
health
-
-
-
485
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
pensions
-
-
-
19 827
city
-
-
-
2 272
regional
-
-
-
12 478
total
-
-
-
45 608
Employee
80 131
-
194 310
-
health
181
-
438
-
regional
2 624
-
11 176
-
pensions
6 732
-
14 727
-
city
860
-
2 107
-
unemployment
-
-
-
-
national
379
-
5 129
-
total
10 776
-
33 577
-
Employer
80 131
-
194 310
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 602
-
3 887
-
pensions
6 732
-
14 727
-
health
181
-
438
-
unemployment
-
-
-
-
total
8 515
-
19 052
-
Corporate
125 972
215 500
-
-
national
10 708
18 318
-
-
regional
26 644
45 579
-
-
total
37 352
63 897
-
-
Dividends
88 620
151 603
-
-
withholding
31 017
53 060
-
-
total
31 017
53 060
-
-
Income
215 500
215 500
215 500
215 500
Total tax
87 660
116 957
52 629
45 608
After tax
127 840
98 543
162 871
169 892
Living cost
68 473
68 473
68 473
68 473
Free-cash
59 367
30 070
94 398
101 419

Estimated living cost  is ₽68473 per week

₽44527
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽841
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽16960
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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