Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽90269
₽25742
₽98053
₽56892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
city
-
-
-
2 272
health
-
-
-
484
national
-
-
-
5 631
pensions
-
-
-
19 827
regional
-
-
-
12 124
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
total
-
-
-
44 648
Employee
85 194
-
194 009
-
pensions
7 157
-
15 042
-
city
914
-
2 100
-
health
193
-
436
-
national
403
-
4 676
-
regional
2 790
-
10 820
-
unemployment
-
-
-
-
total
11 457
-
33 074
-
Employer
85 194
-
194 009
-
unemployment
-
-
-
-
health
193
-
436
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 703
-
3 880
-
pensions
7 157
-
15 042
-
total
9 053
-
19 358
-
Corporate
120 316
215 500
-
-
national
10 228
18 318
-
-
regional
25 447
45 579
-
-
total
35 675
63 897
-
-
Dividends
84 641
151 603
-
-
withholding
29 624
53 062
-
-
total
29 624
53 062
-
-
Income
215 500
215 500
215 500
215 500
Total tax
85 809
116 959
52 432
44 648
After tax
129 691
98 541
163 068
170 852
Living cost
72 799
72 799
72 799
72 799
Free-cash
56 892
25 742
90 269
98 053

Estimated living cost  is ₽72799 per week

₽47340
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6533
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽894
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18032
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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