Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽56003
₽24190
₽88787
₽96757
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
city
-
-
-
2 271
regional
-
-
-
12 016
pensions
-
-
-
19 826
national
-
-
-
5 482
health
-
-
-
485
total
-
-
-
44 390
Employee
87 012
-
193 898
-
national
412
-
4 512
-
unemployment
-
-
-
-
city
934
-
2 097
-
regional
2 849
-
10 692
-
health
197
-
435
-
pensions
7 310
-
15 155
-
total
11 702
-
32 891
-
Employer
87 012
-
193 898
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 740
-
3 879
-
pensions
7 310
-
15 155
-
unemployment
-
-
-
-
health
197
-
435
-
total
9 247
-
19 469
-
Corporate
118 285
215 500
-
-
regional
25 017
45 578
-
-
national
10 054
18 317
-
-
total
35 071
63 895
-
-
Dividends
83 214
151 605
-
-
withholding
29 124
53 062
-
-
total
29 124
53 062
-
-
Income
215 500
215 500
215 500
215 500
Total tax
85 144
116 957
52 360
44 390
After tax
130 356
98 543
163 140
171 110
Living cost
74 353
74 353
74 353
74 353
Free-cash
56 003
24 190
88 787
96 757

Estimated living cost  is ₽74353 per week

₽48351
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6672
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽913
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18417
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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