Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽54682
₽86584
₽21884
₽94834
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
health
-
-
-
484
pensions
-
-
-
19 824
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
regional
-
-
-
11 856
city
-
-
-
2 272
national
-
-
-
5 262
total
-
-
-
44 008
Employee
89 710
-
193 736
-
unemployment
-
-
-
-
pensions
7 537
-
15 324
-
regional
2 938
-
10 502
-
national
425
-
4 270
-
health
203
-
435
-
city
963
-
2 093
-
total
12 066
-
32 624
-
Employer
89 710
-
193 736
-
pensions
7 537
-
15 324
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 794
-
3 875
-
health
203
-
435
-
unemployment
-
-
-
-
total
9 534
-
19 634
-
Corporate
115 271
215 500
-
-
regional
24 380
45 579
-
-
national
9 797
18 318
-
-
total
34 177
63 897
-
-
Dividends
81 093
151 603
-
-
withholding
28 383
53 061
-
-
total
28 383
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
84 160
116 958
52 258
44 008
After tax
131 340
98 542
163 242
171 492
Living cost
76 658
76 658
76 658
76 658
Free-cash
54 682
21 884
86 584
94 834

Estimated living cost  is ₽76658 per week

₽49850
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6879
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽941
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18988
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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