Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽21943
₽54717
₽94877
₽86638
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
city
-
-
-
2 272
national
-
-
-
5 268
regional
-
-
-
11 860
health
-
-
-
484
pensions
-
-
-
19 826
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 311
total
-
-
-
44 021
Employee
89 644
-
193 740
-
national
424
-
4 277
-
city
962
-
2 093
-
pensions
7 531
-
15 318
-
unemployment
-
-
-
-
health
203
-
437
-
regional
2 935
-
10 506
-
total
12 055
-
32 631
-
Employer
89 644
-
193 740
-
health
203
-
437
-
pensions
7 531
-
15 318
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 792
-
3 874
-
unemployment
-
-
-
-
total
9 526
-
19 629
-
Corporate
115 344
215 500
-
-
national
9 804
18 317
-
-
regional
24 396
45 577
-
-
total
34 200
63 894
-
-
Dividends
81 144
151 606
-
-
withholding
28 400
53 061
-
-
total
28 400
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
84 181
116 955
52 260
44 021
After tax
131 319
98 545
163 240
171 479
Living cost
76 602
76 602
76 602
76 602
Free-cash
54 717
21 943
86 638
94 877

Estimated living cost  is ₽76602 per week

₽49813
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽940
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18974
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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