Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽28552
₽92950
₽58497
₽100282
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
city
-
-
-
2 272
health
-
-
-
485
regional
-
-
-
12 330
pensions
-
-
-
19 826
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 311
national
-
-
-
6 002
total
-
-
-
45 226
Employee
81 908
-
194 205
-
pensions
6 881
-
14 838
-
regional
2 682
-
11 050
-
unemployment
-
-
-
-
national
388
-
4 970
-
city
879
-
2 103
-
health
185
-
437
-
total
11 015
-
33 398
-
Employer
81 908
-
194 205
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 638
-
3 885
-
unemployment
-
-
-
-
health
185
-
437
-
pensions
6 881
-
14 838
-
total
8 704
-
19 160
-
Corporate
123 987
215 500
-
-
national
10 540
18 318
-
-
regional
26 224
45 577
-
-
total
36 764
63 895
-
-
Dividends
87 223
151 605
-
-
withholding
30 528
53 061
-
-
total
30 528
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
87 011
116 956
52 558
45 226
After tax
128 489
98 544
162 942
170 274
Living cost
69 992
69 992
69 992
69 992
Free-cash
58 497
28 552
92 950
100 282

Estimated living cost  is ₽69992 per week

₽45515
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6281
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽859
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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