Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽57091
₽90601
₽26096
₽98346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
health
-
-
-
486
pensions
-
-
-
19 825
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
regional
-
-
-
12 147
city
-
-
-
2 272
national
-
-
-
5 665
total
-
-
-
44 705
Employee
84 784
-
194 031
-
unemployment
-
-
-
-
pensions
7 123
-
15 018
-
regional
2 776
-
10 848
-
national
401
-
4 713
-
health
192
-
437
-
city
910
-
2 099
-
total
11 402
-
33 115
-
Employer
84 784
-
194 031
-
pensions
7 123
-
15 018
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 695
-
3 880
-
health
192
-
437
-
unemployment
-
-
-
-
total
9 010
-
19 335
-
Corporate
120 774
215 500
-
-
regional
25 545
45 577
-
-
national
10 266
18 317
-
-
total
35 811
63 894
-
-
Dividends
84 964
151 605
-
-
withholding
29 737
53 061
-
-
total
29 737
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
85 960
116 955
52 450
44 705
After tax
129 540
98 545
163 050
170 795
Living cost
72 449
72 449
72 449
72 449
Free-cash
57 091
26 096
90 601
98 346

Estimated living cost  is ₽72449 per week

₽47113
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6501
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽889
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17945
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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