Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽96075
₽23374
₽55536
₽88007
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
health
-
-
-
485
city
-
-
-
2 272
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 309
regional
-
-
-
11 958
pensions
-
-
-
19 827
national
-
-
-
5 405
total
-
-
-
44 256
Employee
87 967
-
193 840
-
health
199
-
436
-
regional
2 880
-
10 624
-
pensions
7 390
-
15 215
-
unemployment
-
-
-
-
national
416
-
4 426
-
city
944
-
2 095
-
total
11 829
-
32 796
-
Employer
87 967
-
193 840
-
health
199
-
436
-
pensions
7 390
-
15 215
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 759
-
3 877
-
unemployment
-
-
-
-
total
9 348
-
19 528
-
Corporate
117 218
215 500
-
-
national
9 964
18 318
-
-
regional
24 791
45 578
-
-
total
34 755
63 896
-
-
Dividends
82 463
151 604
-
-
withholding
28 863
53 061
-
-
total
28 863
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
84 795
116 957
52 324
44 256
After tax
130 705
98 543
163 176
171 244
Living cost
75 169
75 169
75 169
75 169
Free-cash
55 536
23 374
88 007
96 075

Estimated living cost  is ₽75169 per week

₽48881
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6746
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽923
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18619
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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