Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽56224
₽24575
₽89150
₽97078
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 311
city
-
-
-
2 272
regional
-
-
-
12 042
pensions
-
-
-
19 826
national
-
-
-
5 520
health
-
-
-
484
total
-
-
-
44 455
Employee
86 560
-
193 923
-
national
410
-
4 553
-
unemployment
-
-
-
-
city
929
-
2 097
-
regional
2 834
-
10 724
-
health
196
-
437
-
pensions
7 272
-
15 128
-
total
11 641
-
32 939
-
Employer
86 560
-
193 923
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 731
-
3 879
-
pensions
7 272
-
15 128
-
unemployment
-
-
-
-
health
196
-
437
-
total
9 199
-
19 444
-
Corporate
118 790
215 500
-
-
regional
25 124
45 579
-
-
national
10 097
18 317
-
-
total
35 221
63 896
-
-
Dividends
83 568
151 604
-
-
withholding
29 248
53 062
-
-
total
29 248
53 062
-
-
Income
215 500
215 500
215 500
215 500
Total tax
85 309
116 958
52 383
44 455
After tax
130 191
98 542
163 117
171 045
Living cost
73 967
73 967
73 967
73 967
Free-cash
56 224
24 575
89 150
97 078

Estimated living cost  is ₽73967 per week

₽48100
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6638
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽908
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18321
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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