Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽94288
₽101331
₽59301
₽29952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
national
-
-
-
6 218
health
-
-
-
484
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 311
pensions
-
-
-
19 828
city
-
-
-
2 271
regional
-
-
-
12 466
total
-
-
-
45 578
Employee
80 269
-
194 304
-
health
181
-
437
-
regional
2 628
-
11 165
-
pensions
6 744
-
14 736
-
city
861
-
2 107
-
unemployment
-
-
-
-
national
380
-
5 117
-
total
10 794
-
33 562
-
Employer
80 269
-
194 304
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 605
-
3 886
-
pensions
6 744
-
14 736
-
health
181
-
437
-
unemployment
-
-
-
-
total
8 530
-
19 059
-
Corporate
125 818
215 500
-
-
national
10 695
18 318
-
-
regional
26 610
45 578
-
-
total
37 305
63 896
-
-
Dividends
88 513
151 604
-
-
withholding
30 979
53 061
-
-
total
30 979
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
87 608
116 957
52 621
45 578
After tax
127 892
98 543
162 879
169 922
Living cost
68 591
68 591
68 591
68 591
Free-cash
59 301
29 952
94 288
101 331

Estimated living cost  is ₽68591 per week

₽44604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6155
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽842
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽16990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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