Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽24256
₽88848
₽96811
₽56041
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
regional
-
-
-
12 020
health
-
-
-
485
city
-
-
-
2 272
national
-
-
-
5 489
pensions
-
-
-
19 826
total
-
-
-
44 402
Employee
86 935
-
193 902
-
unemployment
-
-
-
-
pensions
7 304
-
15 149
-
national
411
-
4 519
-
regional
2 847
-
10 698
-
city
933
-
2 097
-
health
197
-
437
-
total
11 692
-
32 900
-
Employer
86 935
-
193 902
-
health
197
-
437
-
pensions
7 304
-
15 149
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 738
-
3 879
-
total
9 239
-
19 465
-
Corporate
118 371
215 500
-
-
regional
25 034
45 578
-
-
national
10 061
18 318
-
-
total
35 095
63 896
-
-
Dividends
83 275
151 604
-
-
withholding
29 146
53 061
-
-
total
29 146
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
85 172
116 957
52 365
44 402
After tax
130 328
98 543
163 135
171 098
Living cost
74 287
74 287
74 287
74 287
Free-cash
56 041
24 256
88 848
96 811

Estimated living cost  is ₽74287 per week

₽48308
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6666
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽912
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18400
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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