Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽55420
₽87814
₽95910
₽23171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
national
-
-
-
5 385
pensions
-
-
-
19 825
health
-
-
-
484
regional
-
-
-
11 944
city
-
-
-
2 271
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 309
total
-
-
-
44 218
Employee
88 205
-
193 826
-
pensions
7 410
-
15 229
-
regional
2 888
-
10 608
-
national
418
-
4 405
-
unemployment
-
-
-
-
health
199
-
436
-
city
947
-
2 095
-
total
11 862
-
32 773
-
Employer
88 205
-
193 826
-
unemployment
-
-
-
-
health
199
-
436
-
pensions
7 410
-
15 229
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 764
-
3 876
-
total
9 373
-
19 541
-
Corporate
116 952
215 500
-
-
national
9 941
18 317
-
-
regional
24 734
45 578
-
-
total
34 675
63 895
-
-
Dividends
82 277
151 605
-
-
withholding
28 798
53 062
-
-
total
28 798
53 062
-
-
Income
215 500
215 500
215 500
215 500
Total tax
84 708
116 957
52 314
44 218
After tax
130 792
98 543
163 186
171 282
Living cost
75 372
75 372
75 372
75 372
Free-cash
55 420
23 171
87 814
95 910

Estimated living cost  is ₽75372 per week

₽49014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6764
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽925
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18669
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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