Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽56055
₽96829
₽24278
₽88868
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
health
-
-
-
484
national
-
-
-
5 491
regional
-
-
-
12 022
city
-
-
-
2 272
pensions
-
-
-
19 827
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 311
total
-
-
-
44 407
Employee
86 908
-
193 903
-
pensions
7 301
-
15 150
-
city
933
-
2 096
-
unemployment
-
-
-
-
health
196
-
437
-
national
411
-
4 522
-
regional
2 846
-
10 698
-
total
11 687
-
32 903
-
Employer
86 908
-
193 903
-
health
196
-
437
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 738
-
3 878
-
unemployment
-
-
-
-
pensions
7 301
-
15 150
-
total
9 235
-
19 465
-
Corporate
118 401
215 500
-
-
regional
25 042
45 579
-
-
national
10 063
18 318
-
-
total
35 105
63 897
-
-
Dividends
83 296
151 603
-
-
withholding
29 154
53 061
-
-
total
29 154
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
85 181
116 958
52 368
44 407
After tax
130 319
98 542
163 132
171 093
Living cost
74 264
74 264
74 264
74 264
Free-cash
56 055
24 278
88 868
96 829

Estimated living cost  is ₽74264 per week

₽48293
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6664
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽912
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18395
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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