Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽85972
₽21245
₽94296
₽54318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
pensions
-
-
-
19 828
regional
-
-
-
11 811
city
-
-
-
2 271
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
national
-
-
-
5 201
health
-
-
-
484
total
-
-
-
43 905
Employee
90 460
-
193 689
-
national
428
-
4 202
-
unemployment
-
-
-
-
regional
2 962
-
10 449
-
pensions
7 600
-
15 370
-
city
971
-
2 091
-
health
204
-
437
-
total
12 165
-
32 549
-
Employer
90 460
-
193 689
-
pensions
7 600
-
15 370
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 809
-
3 873
-
health
204
-
437
-
unemployment
-
-
-
-
total
9 613
-
19 680
-
Corporate
114 432
215 500
-
-
national
9 726
18 317
-
-
regional
24 203
45 577
-
-
total
33 929
63 894
-
-
Dividends
80 503
151 606
-
-
withholding
28 176
53 062
-
-
total
28 176
53 062
-
-
Income
215 500
215 500
215 500
215 500
Total tax
83 883
116 956
52 229
43 905
After tax
131 617
98 544
163 271
171 595
Living cost
77 299
77 299
77 299
77 299
Free-cash
54 318
21 245
85 972
94 296

Estimated living cost  is ₽77299 per week

₽50267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6937
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽949
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19147
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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