Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽56842
₽25662
₽90192
₽97985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 309
city
-
-
-
2 271
regional
-
-
-
12 117
pensions
-
-
-
19 827
national
-
-
-
5 624
health
-
-
-
485
total
-
-
-
44 633
Employee
85 291
-
194 001
-
national
404
-
4 666
-
unemployment
-
-
-
-
city
915
-
2 098
-
regional
2 793
-
10 814
-
health
193
-
436
-
pensions
7 166
-
15 048
-
total
11 471
-
33 062
-
Employer
85 291
-
194 001
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 705
-
3 880
-
pensions
7 166
-
15 048
-
unemployment
-
-
-
-
health
193
-
436
-
total
9 064
-
19 364
-
Corporate
120 208
215 500
-
-
regional
25 424
45 578
-
-
national
10 219
18 318
-
-
total
35 643
63 896
-
-
Dividends
84 566
151 603
-
-
withholding
29 598
53 060
-
-
total
29 598
53 060
-
-
Income
215 500
215 500
215 500
215 500
Total tax
85 776
116 956
52 426
44 633
After tax
129 724
98 544
163 074
170 867
Living cost
72 882
72 882
72 882
72 882
Free-cash
56 842
25 662
90 192
97 985

Estimated living cost  is ₽72882 per week

₽47394
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6540
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽895
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18052
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close