Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽84887
₽20108
₽93346
₽53667
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
pensions
-
-
-
19 827
regional
-
-
-
11 733
city
-
-
-
2 272
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 309
national
-
-
-
5 092
health
-
-
-
485
total
-
-
-
43 718
Employee
91 790
-
193 610
-
national
434
-
4 083
-
unemployment
-
-
-
-
regional
3 006
-
10 357
-
pensions
7 712
-
15 453
-
city
985
-
2 089
-
health
207
-
435
-
total
12 344
-
32 417
-
Employer
91 790
-
193 610
-
pensions
7 712
-
15 453
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 835
-
3 872
-
health
207
-
435
-
unemployment
-
-
-
-
total
9 754
-
19 760
-
Corporate
112 947
215 500
-
-
national
9 601
18 318
-
-
regional
23 888
45 578
-
-
total
33 489
63 896
-
-
Dividends
79 457
151 604
-
-
withholding
27 810
53 060
-
-
total
27 810
53 060
-
-
Income
215 500
215 500
215 500
215 500
Total tax
83 397
116 956
52 177
43 718
After tax
132 103
98 544
163 323
171 782
Living cost
78 436
78 436
78 436
78 436
Free-cash
53 667
20 108
84 887
93 346

Estimated living cost  is ₽78436 per week

₽51006
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽963
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19428
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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