Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽90848
₽26354
₽98561
₽57239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
regional
-
-
-
12 165
pensions
-
-
-
19 826
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 311
city
-
-
-
2 271
health
-
-
-
486
national
-
-
-
5 690
total
-
-
-
44 749
Employee
84 481
-
194 050
-
city
907
-
2 101
-
unemployment
-
-
-
-
pensions
7 098
-
15 000
-
regional
2 766
-
10 869
-
health
191
-
436
-
national
400
-
4 739
-
total
11 362
-
33 145
-
Employer
84 481
-
194 050
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 689
-
3 881
-
health
191
-
436
-
unemployment
-
-
-
-
pensions
7 098
-
15 000
-
total
8 978
-
19 317
-
Corporate
121 112
215 500
-
-
national
10 294
18 317
-
-
regional
25 615
45 578
-
-
total
35 909
63 895
-
-
Dividends
85 204
151 605
-
-
withholding
29 822
53 061
-
-
total
29 822
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
86 071
116 956
52 462
44 749
After tax
129 429
98 544
163 038
170 751
Living cost
72 190
72 190
72 190
72 190
Free-cash
57 239
26 354
90 848
98 561

Estimated living cost  is ₽72190 per week

₽46944
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽886
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17881
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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