Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽55250
₽22874
₽87533
₽95657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 311
city
-
-
-
2 272
regional
-
-
-
11 925
pensions
-
-
-
19 825
national
-
-
-
5 357
health
-
-
-
484
total
-
-
-
44 174
Employee
88 552
-
193 807
-
national
419
-
4 374
-
unemployment
-
-
-
-
city
950
-
2 095
-
regional
2 900
-
10 584
-
health
200
-
435
-
pensions
7 440
-
15 250
-
total
11 909
-
32 738
-
Employer
88 552
-
193 807
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 770
-
3 875
-
pensions
7 440
-
15 250
-
unemployment
-
-
-
-
health
200
-
435
-
total
9 410
-
19 560
-
Corporate
116 564
215 500
-
-
regional
24 653
45 578
-
-
national
9 908
18 317
-
-
total
34 561
63 895
-
-
Dividends
82 004
151 605
-
-
withholding
28 701
53 062
-
-
total
28 701
53 062
-
-
Income
215 500
215 500
215 500
215 500
Total tax
84 581
116 957
52 298
44 174
After tax
130 919
98 543
163 202
171 326
Living cost
75 669
75 669
75 669
75 669
Free-cash
55 250
22 874
87 533
95 657

Estimated living cost  is ₽75669 per week

₽49206
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽929
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18743
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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