Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽56520
₽25096
₽89652
₽97511
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
city
-
-
-
2 271
regional
-
-
-
12 079
pensions
-
-
-
19 826
national
-
-
-
5 570
health
-
-
-
485
total
-
-
-
44 541
Employee
85 953
-
193 963
-
national
407
-
4 608
-
unemployment
-
-
-
-
city
922
-
2 098
-
regional
2 815
-
10 766
-
health
194
-
436
-
pensions
7 221
-
15 089
-
total
11 559
-
32 997
-
Employer
85 953
-
193 963
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 719
-
3 878
-
pensions
7 221
-
15 089
-
unemployment
-
-
-
-
health
194
-
436
-
total
9 134
-
19 403
-
Corporate
119 468
215 500
-
-
regional
25 267
45 578
-
-
national
10 155
18 317
-
-
total
35 422
63 895
-
-
Dividends
84 046
151 605
-
-
withholding
29 417
53 061
-
-
total
29 417
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
85 532
116 956
52 400
44 541
After tax
129 968
98 544
163 100
170 959
Living cost
73 448
73 448
73 448
73 448
Free-cash
56 520
25 096
89 652
97 511

Estimated living cost  is ₽73448 per week

₽47762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6591
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽902
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18193
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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