Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽22147
₽54835
₽95049
₽86834
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
city
-
-
-
2 272
national
-
-
-
5 287
regional
-
-
-
11 873
health
-
-
-
485
pensions
-
-
-
19 827
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 311
total
-
-
-
44 055
Employee
89 403
-
193 756
-
national
423
-
4 298
-
city
959
-
2 094
-
pensions
7 511
-
15 303
-
unemployment
-
-
-
-
health
202
-
436
-
regional
2 928
-
10 525
-
total
12 023
-
32 656
-
Employer
89 403
-
193 756
-
health
202
-
436
-
pensions
7 511
-
15 303
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 788
-
3 875
-
unemployment
-
-
-
-
total
9 501
-
19 614
-
Corporate
115 613
215 500
-
-
national
9 826
18 317
-
-
regional
24 452
45 578
-
-
total
34 278
63 895
-
-
Dividends
81 335
151 605
-
-
withholding
28 467
53 062
-
-
total
28 467
53 062
-
-
Income
215 500
215 500
215 500
215 500
Total tax
84 269
116 957
52 270
44 055
After tax
131 231
98 543
163 230
171 445
Living cost
76 396
76 396
76 396
76 396
Free-cash
54 835
22 147
86 834
95 049

Estimated living cost  is ₽76396 per week

₽49679
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽938
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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