Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽99091
₽57611
₽91467
₽27000
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
national
-
-
-
5 764
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 311
pensions
-
-
-
19 826
city
-
-
-
2 271
health
-
-
-
485
regional
-
-
-
12 210
total
-
-
-
44 867
Employee
83 722
-
194 094
-
city
899
-
2 102
-
pensions
7 034
-
14 951
-
health
189
-
437
-
regional
2 741
-
10 922
-
unemployment
-
-
-
-
national
396
-
4 808
-
total
11 259
-
33 220
-
Employer
83 722
-
194 094
-
pensions
7 034
-
14 951
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 674
-
3 883
-
health
189
-
437
-
unemployment
-
-
-
-
total
8 897
-
19 271
-
Corporate
121 960
215 500
-
-
national
10 367
18 318
-
-
regional
25 794
45 578
-
-
total
36 161
63 896
-
-
Dividends
85 799
151 604
-
-
withholding
30 030
53 062
-
-
total
30 030
53 062
-
-
Income
215 500
215 500
215 500
215 500
Total tax
86 347
116 958
52 491
44 867
After tax
129 153
98 542
163 009
170 633
Living cost
71 542
71 542
71 542
71 542
Free-cash
57 611
27 000
91 467
99 091

Estimated living cost  is ₽71542 per week

₽46523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6420
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽878
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17720
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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