Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽56240
₽24606
₽89185
₽97105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 311
city
-
-
-
2 271
regional
-
-
-
12 043
pensions
-
-
-
19 827
national
-
-
-
5 522
health
-
-
-
484
total
-
-
-
44 458
Employee
86 525
-
193 928
-
national
410
-
4 555
-
unemployment
-
-
-
-
city
929
-
2 096
-
regional
2 833
-
10 725
-
health
196
-
437
-
pensions
7 269
-
15 125
-
total
11 637
-
32 938
-
Employer
86 525
-
193 928
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 730
-
3 878
-
pensions
7 269
-
15 125
-
unemployment
-
-
-
-
health
196
-
437
-
total
9 195
-
19 440
-
Corporate
118 829
215 500
-
-
regional
25 133
45 579
-
-
national
10 101
18 317
-
-
total
35 234
63 896
-
-
Dividends
83 595
151 603
-
-
withholding
29 257
53 061
-
-
total
29 257
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
85 323
116 957
52 378
44 458
After tax
130 177
98 543
163 122
171 042
Living cost
73 937
73 937
73 937
73 937
Free-cash
56 240
24 606
89 185
97 105

Estimated living cost  is ₽73937 per week

₽48080
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6635
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽908
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18314
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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