Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽83884
₽92467
₽19053
₽53067
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
city
-
-
-
2 272
health
-
-
-
486
national
-
-
-
4 991
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
pensions
-
-
-
19 826
regional
-
-
-
11 659
total
-
-
-
43 544
Employee
93 023
-
193 535
-
regional
3 046
-
10 269
-
health
210
-
435
-
national
440
-
3 972
-
pensions
7 815
-
15 528
-
unemployment
-
-
-
-
city
998
-
2 089
-
total
12 509
-
32 293
-
Employer
93 023
-
193 535
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 860
-
3 871
-
unemployment
-
-
-
-
pensions
7 815
-
15 528
-
health
210
-
435
-
total
9 885
-
19 834
-
Corporate
111 569
215 500
-
-
regional
23 596
45 578
-
-
national
9 483
18 317
-
-
total
33 079
63 895
-
-
Dividends
78 490
151 605
-
-
withholding
27 471
53 063
-
-
total
27 471
53 063
-
-
Income
215 500
215 500
215 500
215 500
Total tax
82 944
116 958
52 127
43 544
After tax
132 556
98 542
163 373
171 956
Living cost
79 489
79 489
79 489
79 489
Free-cash
53 067
19 053
83 884
92 467

Estimated living cost  is ₽79489 per week

₽51691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7133
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽976
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19689
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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