Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽29325
₽93687
₽58942
₽100862
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
city
-
-
-
2 272
health
-
-
-
485
regional
-
-
-
12 405
pensions
-
-
-
19 826
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 309
national
-
-
-
6 122
total
-
-
-
45 419
Employee
81 004
-
194 259
-
pensions
6 805
-
14 782
-
regional
2 652
-
11 115
-
unemployment
-
-
-
-
national
383
-
5 052
-
city
869
-
2 105
-
health
183
-
437
-
total
10 892
-
33 491
-
Employer
81 004
-
194 259
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 620
-
3 884
-
unemployment
-
-
-
-
health
183
-
437
-
pensions
6 805
-
14 782
-
total
8 608
-
19 103
-
Corporate
124 997
215 500
-
-
national
10 624
18 317
-
-
regional
26 438
45 577
-
-
total
37 062
63 894
-
-
Dividends
87 936
151 606
-
-
withholding
30 777
53 062
-
-
total
30 777
53 062
-
-
Income
215 500
215 500
215 500
215 500
Total tax
87 339
116 956
52 594
45 419
After tax
128 161
98 544
162 906
170 081
Living cost
69 219
69 219
69 219
69 219
Free-cash
58 942
29 325
93 687
100 862

Estimated living cost  is ₽69219 per week

₽45012
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6212
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽850
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17145
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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