Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽27099
₽91565
₽57667
₽99170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
city
-
-
-
2 272
health
-
-
-
484
regional
-
-
-
12 217
pensions
-
-
-
19 826
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
national
-
-
-
5 779
total
-
-
-
44 888
Employee
83 606
-
194 101
-
pensions
7 024
-
14 943
-
regional
2 738
-
10 931
-
unemployment
-
-
-
-
national
396
-
4 818
-
city
897
-
2 101
-
health
189
-
437
-
total
11 244
-
33 230
-
Employer
83 606
-
194 101
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 672
-
3 883
-
unemployment
-
-
-
-
health
189
-
437
-
pensions
7 024
-
14 943
-
total
8 885
-
19 263
-
Corporate
122 090
215 500
-
-
national
10 378
18 318
-
-
regional
25 823
45 579
-
-
total
36 201
63 897
-
-
Dividends
85 889
151 603
-
-
withholding
30 061
53 062
-
-
total
30 061
53 062
-
-
Income
215 500
215 500
215 500
215 500
Total tax
86 391
116 959
52 493
44 888
After tax
129 109
98 541
163 007
170 612
Living cost
71 442
71 442
71 442
71 442
Free-cash
57 667
27 099
91 565
99 170

Estimated living cost  is ₽71442 per week

₽46458
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6411
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽877
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17696
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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