Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽55453
₽23228
₽87869
₽95954
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
regional
-
-
-
11 948
city
-
-
-
2 271
pensions
-
-
-
19 827
health
-
-
-
486
national
-
-
-
5 390
total
-
-
-
44 232
Employee
88 137
-
193 831
-
national
417
-
4 412
-
unemployment
-
-
-
-
regional
2 886
-
10 614
-
city
946
-
2 095
-
health
199
-
435
-
pensions
7 405
-
15 225
-
total
11 853
-
32 781
-
Employer
88 137
-
193 831
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 762
-
3 876
-
health
199
-
435
-
unemployment
-
-
-
-
pensions
7 405
-
15 225
-
total
9 366
-
19 536
-
Corporate
117 028
215 500
-
-
national
9 946
18 318
-
-
regional
24 752
45 579
-
-
total
34 698
63 897
-
-
Dividends
82 329
151 603
-
-
withholding
28 816
53 061
-
-
total
28 816
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
84 733
116 958
52 317
44 232
After tax
130 767
98 542
163 183
171 268
Living cost
75 314
75 314
75 314
75 314
Free-cash
55 453
23 228
87 869
95 954

Estimated living cost  is ₽75314 per week

₽48976
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6759
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽925
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18655
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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