Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽89342
₽24771
₽97242
₽56334
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
city
-
-
-
2 272
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
national
-
-
-
5 538
pensions
-
-
-
19 826
regional
-
-
-
12 056
health
-
-
-
485
total
-
-
-
44 487
Employee
86 331
-
193 938
-
health
195
-
436
-
pensions
7 253
-
15 114
-
unemployment
-
-
-
-
city
927
-
2 097
-
national
409
-
4 573
-
regional
2 827
-
10 739
-
total
11 611
-
32 959
-
Employer
86 331
-
193 938
-
unemployment
-
-
-
-
health
195
-
436
-
pensions
7 253
-
15 114
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 726
-
3 878
-
total
9 174
-
19 428
-
Corporate
119 046
215 500
-
-
regional
25 179
45 579
-
-
national
10 120
18 318
-
-
total
35 299
63 897
-
-
Dividends
83 748
151 603
-
-
withholding
29 311
53 061
-
-
total
29 311
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
85 395
116 958
52 387
44 487
After tax
130 105
98 542
163 113
171 013
Living cost
73 771
73 771
73 771
73 771
Free-cash
56 334
24 771
89 342
97 242

Estimated living cost  is ₽73771 per week

₽47972
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽906
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18273
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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