Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽91998
₽27556
₽99522
₽57927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
regional
-
-
-
12 250
pensions
-
-
-
19 826
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
city
-
-
-
2 272
health
-
-
-
485
national
-
-
-
5 848
total
-
-
-
44 991
Employee
83 073
-
194 134
-
city
892
-
2 102
-
unemployment
-
-
-
-
pensions
6 979
-
14 910
-
regional
2 720
-
10 968
-
health
188
-
438
-
national
393
-
4 866
-
total
11 172
-
33 284
-
Employer
83 073
-
194 134
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 661
-
3 883
-
health
188
-
438
-
unemployment
-
-
-
-
pensions
6 979
-
14 910
-
total
8 828
-
19 231
-
Corporate
122 686
215 500
-
-
national
10 429
18 318
-
-
regional
25 948
45 578
-
-
total
36 377
63 896
-
-
Dividends
86 309
151 604
-
-
withholding
30 209
53 061
-
-
total
30 209
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
86 586
116 957
52 515
44 991
After tax
128 914
98 543
162 985
170 509
Living cost
70 987
70 987
70 987
70 987
Free-cash
57 927
27 556
91 998
99 522

Estimated living cost  is ₽70987 per week

₽46162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6370
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽871
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17583
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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