Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽87547
₽22891
₽95670
₽55259
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
pensions
-
-
-
19 827
regional
-
-
-
11 925
city
-
-
-
2 271
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
national
-
-
-
5 358
health
-
-
-
486
total
-
-
-
44 177
Employee
88 534
-
193 808
-
national
419
-
4 375
-
unemployment
-
-
-
-
regional
2 899
-
10 586
-
pensions
7 438
-
15 249
-
city
950
-
2 095
-
health
200
-
435
-
total
11 906
-
32 740
-
Employer
88 534
-
193 808
-
pensions
7 438
-
15 249
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 770
-
3 876
-
health
200
-
435
-
unemployment
-
-
-
-
total
9 408
-
19 560
-
Corporate
116 584
215 500
-
-
national
9 910
18 317
-
-
regional
24 657
45 578
-
-
total
34 567
63 895
-
-
Dividends
82 017
151 604
-
-
withholding
28 707
53 061
-
-
total
28 707
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
84 588
116 956
52 300
44 177
After tax
130 912
98 544
163 200
171 323
Living cost
75 653
75 653
75 653
75 653
Free-cash
55 259
22 891
87 547
95 670

Estimated living cost  is ₽75653 per week

₽49196
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6789
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽929
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18739
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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