Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽91497
₽27035
₽99118
₽57631
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
city
-
-
-
2 272
health
-
-
-
485
national
-
-
-
5 768
pensions
-
-
-
19 826
regional
-
-
-
12 213
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
total
-
-
-
44 874
Employee
83 682
-
194 095
-
pensions
7 030
-
14 950
-
city
898
-
2 101
-
health
189
-
437
-
national
396
-
4 811
-
regional
2 740
-
10 926
-
unemployment
-
-
-
-
total
11 253
-
33 225
-
Employer
83 682
-
194 095
-
unemployment
-
-
-
-
health
189
-
437
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 673
-
3 883
-
pensions
7 030
-
14 950
-
total
8 892
-
19 270
-
Corporate
122 005
215 500
-
-
national
10 371
18 318
-
-
regional
25 804
45 578
-
-
total
36 175
63 896
-
-
Dividends
85 830
151 604
-
-
withholding
30 041
53 061
-
-
total
30 041
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
86 361
116 957
52 495
44 874
After tax
129 139
98 543
163 005
170 626
Living cost
71 508
71 508
71 508
71 508
Free-cash
57 631
27 035
91 497
99 118

Estimated living cost  is ₽71508 per week

₽46500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6417
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽878
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17712
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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