Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽86765
₽22075
₽94990
₽54793
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 311
health
-
-
-
485
pensions
-
-
-
19 826
city
-
-
-
2 272
national
-
-
-
5 280
regional
-
-
-
11 868
total
-
-
-
44 042
Employee
89 487
-
193 749
-
national
424
-
4 291
-
city
960
-
2 094
-
pensions
7 518
-
15 309
-
health
202
-
436
-
regional
2 930
-
10 517
-
unemployment
-
-
-
-
total
12 034
-
32 647
-
Employer
89 487
-
193 749
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 789
-
3 875
-
unemployment
-
-
-
-
health
202
-
436
-
pensions
7 518
-
15 309
-
total
9 509
-
19 620
-
Corporate
115 520
215 500
-
-
regional
24 432
45 578
-
-
national
9 820
18 318
-
-
total
34 252
63 896
-
-
Dividends
81 268
151 604
-
-
withholding
28 444
53 061
-
-
total
28 444
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
84 239
116 957
52 267
44 042
After tax
131 261
98 543
163 233
171 458
Living cost
76 468
76 468
76 468
76 468
Free-cash
54 793
22 075
86 765
94 990

Estimated living cost  is ₽76468 per week

₽49726
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6862
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽939
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18941
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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