Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽27731
₽92167
₽58031
₽99657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
city
-
-
-
2 272
health
-
-
-
486
regional
-
-
-
12 262
pensions
-
-
-
19 826
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
national
-
-
-
5 876
total
-
-
-
45 032
Employee
82 867
-
194 147
-
pensions
6 962
-
14 899
-
regional
2 713
-
10 983
-
unemployment
-
-
-
-
national
392
-
4 884
-
city
889
-
2 102
-
health
187
-
436
-
total
11 143
-
33 304
-
Employer
82 867
-
194 147
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 657
-
3 883
-
unemployment
-
-
-
-
health
187
-
436
-
pensions
6 962
-
14 899
-
total
8 806
-
19 218
-
Corporate
122 915
215 500
-
-
national
10 448
18 318
-
-
regional
25 996
45 578
-
-
total
36 444
63 896
-
-
Dividends
86 471
151 604
-
-
withholding
30 265
53 062
-
-
total
30 265
53 062
-
-
Income
215 500
215 500
215 500
215 500
Total tax
86 658
116 958
52 522
45 032
After tax
128 842
98 542
162 978
170 468
Living cost
70 811
70 811
70 811
70 811
Free-cash
58 031
27 731
92 167
99 657

Estimated living cost  is ₽70811 per week

₽46048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽869
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close