Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽83450
₽92088
₽18599
₽52804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
city
-
-
-
2 271
health
-
-
-
485
national
-
-
-
4 948
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
pensions
-
-
-
19 826
regional
-
-
-
11 628
total
-
-
-
43 468
Employee
93 555
-
193 504
-
regional
3 063
-
10 231
-
health
211
-
435
-
national
443
-
3 925
-
pensions
7 860
-
15 562
-
unemployment
-
-
-
-
city
1 004
-
2 086
-
total
12 581
-
32 239
-
Employer
93 555
-
193 504
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 871
-
3 870
-
unemployment
-
-
-
-
pensions
7 860
-
15 562
-
health
211
-
435
-
total
9 942
-
19 867
-
Corporate
110 975
215 500
-
-
regional
23 471
45 578
-
-
national
9 433
18 317
-
-
total
32 904
63 895
-
-
Dividends
78 071
151 605
-
-
withholding
27 325
53 062
-
-
total
27 325
53 062
-
-
Income
215 500
215 500
215 500
215 500
Total tax
82 752
116 957
52 106
43 468
After tax
132 748
98 543
163 394
172 032
Living cost
79 944
79 944
79 944
79 944
Free-cash
52 804
18 599
83 450
92 088

Estimated living cost  is ₽79944 per week

₽51986
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7174
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽981
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19802
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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