Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽93828
₽100975
₽59024
₽29473
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
national
-
-
-
6 144
health
-
-
-
484
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 311
pensions
-
-
-
19 827
city
-
-
-
2 271
regional
-
-
-
12 419
total
-
-
-
45 456
Employee
80 828
-
194 268
-
health
183
-
436
-
regional
2 647
-
11 126
-
pensions
6 791
-
14 773
-
city
867
-
2 106
-
unemployment
-
-
-
-
national
383
-
5 068
-
total
10 871
-
33 509
-
Employer
80 828
-
194 268
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 616
-
3 885
-
pensions
6 791
-
14 773
-
health
183
-
436
-
unemployment
-
-
-
-
total
8 590
-
19 094
-
Corporate
125 194
215 500
-
-
national
10 642
18 318
-
-
regional
26 478
45 578
-
-
total
37 120
63 896
-
-
Dividends
88 074
151 605
-
-
withholding
30 826
53 062
-
-
total
30 826
53 062
-
-
Income
215 500
215 500
215 500
215 500
Total tax
87 407
116 958
52 603
45 456
After tax
128 093
98 542
162 897
170 044
Living cost
69 069
69 069
69 069
69 069
Free-cash
59 024
29 473
93 828
100 975

Estimated living cost  is ₽69069 per week

₽44914
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6198
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽848
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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