Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽56555
₽89709
₽25157
₽97563
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
health
-
-
-
484
pensions
-
-
-
19 827
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 311
regional
-
-
-
12 082
city
-
-
-
2 271
national
-
-
-
5 575
total
-
-
-
44 550
Employee
85 881
-
193 966
-
unemployment
-
-
-
-
pensions
7 215
-
15 084
-
regional
2 812
-
10 772
-
national
407
-
4 613
-
health
194
-
437
-
city
922
-
2 098
-
total
11 550
-
33 004
-
Employer
85 881
-
193 966
-
pensions
7 215
-
15 084
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 717
-
3 879
-
health
194
-
437
-
unemployment
-
-
-
-
total
9 126
-
19 400
-
Corporate
119 548
215 500
-
-
regional
25 285
45 577
-
-
national
10 161
18 317
-
-
total
35 446
63 894
-
-
Dividends
84 101
151 606
-
-
withholding
29 436
53 062
-
-
total
29 436
53 062
-
-
Income
215 500
215 500
215 500
215 500
Total tax
85 558
116 956
52 404
44 550
After tax
129 942
98 544
163 096
170 950
Living cost
73 387
73 387
73 387
73 387
Free-cash
56 555
25 157
89 709
97 563

Estimated living cost  is ₽73387 per week

₽47722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6586
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽901
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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