Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽98158
₽56962
₽90386
₽25870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
national
-
-
-
5 644
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
pensions
-
-
-
19 826
city
-
-
-
2 272
health
-
-
-
485
regional
-
-
-
12 132
total
-
-
-
44 669
Employee
85 046
-
194 015
-
city
913
-
2 100
-
pensions
7 145
-
15 035
-
health
192
-
437
-
regional
2 785
-
10 829
-
unemployment
-
-
-
-
national
403
-
4 688
-
total
11 438
-
33 089
-
Employer
85 046
-
194 015
-
pensions
7 145
-
15 035
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 700
-
3 880
-
health
192
-
437
-
unemployment
-
-
-
-
total
9 037
-
19 352
-
Corporate
120 481
215 500
-
-
national
10 242
18 318
-
-
regional
25 482
45 578
-
-
total
35 724
63 896
-
-
Dividends
84 758
151 604
-
-
withholding
29 666
53 061
-
-
total
29 666
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
85 865
116 957
52 441
44 669
After tax
129 635
98 543
163 059
170 831
Living cost
72 673
72 673
72 673
72 673
Free-cash
56 962
25 870
90 386
98 158

Estimated living cost  is ₽72673 per week

₽47258
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6522
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽892
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18001
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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