Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽22323
₽54933
₽95195
₽87001
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
city
-
-
-
2 271
national
-
-
-
5 304
regional
-
-
-
11 887
health
-
-
-
485
pensions
-
-
-
19 827
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 311
total
-
-
-
44 085
Employee
89 197
-
193 765
-
national
422
-
4 316
-
city
957
-
2 093
-
pensions
7 494
-
15 291
-
unemployment
-
-
-
-
health
202
-
437
-
regional
2 921
-
10 538
-
total
11 996
-
32 675
-
Employer
89 197
-
193 765
-
health
202
-
437
-
pensions
7 494
-
15 291
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 783
-
3 876
-
unemployment
-
-
-
-
total
9 479
-
19 604
-
Corporate
115 844
215 500
-
-
national
9 847
18 317
-
-
regional
24 501
45 579
-
-
total
34 348
63 896
-
-
Dividends
81 496
151 604
-
-
withholding
28 524
53 061
-
-
total
28 524
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
84 347
116 957
52 279
44 085
After tax
131 153
98 543
163 221
171 415
Living cost
76 220
76 220
76 220
76 220
Free-cash
54 933
22 323
87 001
95 195

Estimated living cost  is ₽76220 per week

₽49565
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6840
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close