Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽91069
₽26579
₽98752
₽57370
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
regional
-
-
-
12 182
pensions
-
-
-
19 825
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
city
-
-
-
2 272
health
-
-
-
484
national
-
-
-
5 711
total
-
-
-
44 784
Employee
84 216
-
194 065
-
city
904
-
2 100
-
unemployment
-
-
-
-
pensions
7 075
-
14 982
-
regional
2 758
-
10 888
-
health
190
-
436
-
national
399
-
4 762
-
total
11 326
-
33 168
-
Employer
84 216
-
194 065
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 684
-
3 881
-
health
190
-
436
-
unemployment
-
-
-
-
pensions
7 075
-
14 982
-
total
8 949
-
19 299
-
Corporate
121 408
215 500
-
-
national
10 319
18 317
-
-
regional
25 678
45 579
-
-
total
35 997
63 896
-
-
Dividends
85 411
151 604
-
-
withholding
29 894
53 061
-
-
total
29 894
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
86 166
116 957
52 467
44 784
After tax
129 334
98 543
163 033
170 716
Living cost
71 964
71 964
71 964
71 964
Free-cash
57 370
26 579
91 069
98 752

Estimated living cost  is ₽71964 per week

₽46797
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6458
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽883
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17825
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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