Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽21593
₽54519
₽94590
₽86304
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
city
-
-
-
2 271
national
-
-
-
5 235
regional
-
-
-
11 834
health
-
-
-
484
pensions
-
-
-
19 827
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 310
total
-
-
-
43 961
Employee
90 050
-
193 715
-
national
426
-
4 239
-
city
966
-
2 093
-
pensions
7 565
-
15 344
-
unemployment
-
-
-
-
health
204
-
437
-
regional
2 949
-
10 479
-
total
12 110
-
32 592
-
Employer
90 050
-
193 715
-
health
204
-
437
-
pensions
7 565
-
15 344
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 800
-
3 874
-
unemployment
-
-
-
-
total
9 569
-
19 655
-
Corporate
114 890
215 500
-
-
national
9 765
18 317
-
-
regional
24 299
45 578
-
-
total
34 064
63 895
-
-
Dividends
80 826
151 605
-
-
withholding
28 289
53 063
-
-
total
28 289
53 063
-
-
Income
215 500
215 500
215 500
215 500
Total tax
84 032
116 958
52 247
43 961
After tax
131 468
98 542
163 253
171 539
Living cost
76 949
76 949
76 949
76 949
Free-cash
54 519
21 593
86 304
94 590

Estimated living cost  is ₽76949 per week

₽50039
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6905
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽945
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19060
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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