Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Helsinki , Finland
₽99210
₽71208
₽95893
₽96363
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
215 500
municipal
-
-
-
38 262
health
-
-
-
2 935
national
-
-
-
43 045
total
-
-
-
84 242
Employee
48 462
-
181 290
-
health
362
-
2 407
-
unemployment
727
-
2 720
-
pensions
3 271
-
12 238
-
national
801
-
27 845
-
municipal
7 938
-
29 506
-
total
13 099
-
74 716
-
Employer
48 462
-
181 290
-
health
372
-
1 397
-
pensions
8 408
-
31 454
-
accident
49
-
182
-
unemployment
315
-
1 178
-
total
9 144
-
34 211
-
Corporate
157 894
215 500
-
-
income
31 578
43 101
-
-
total
31 578
43 101
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

94 737
129 299
-
-
municipal
17 052
23 273
-
-
national
10 052
17 398
-
-
total
27 104
40 671
-
-
Income
215 500
215 500
215 500
215 500
Total tax
80 925
83 772
108 927
84 242
After tax
134 575
131 728
106 573
131 258
Living cost
35 365
35 365
35 365
35 365
Free-cash
99 210
96 363
71 208
95 893

Estimated living cost  is ₽35365 per week

₽23100
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3402
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽563
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8301
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

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