Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽169817
₽174161
₽164930
₽173592
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 204
unemployment
-
-
-
114
income
-
-
-
32 325
health
-
-
-
3 266
total
-
-
-
39 909
Employee
14 117
-
209 928
-
health
649
-
1 307
-
accident

We are using the highest rate at 1.1%.

155
-
312
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 239
-
2 494
-
income
1 411
-
20 993
-
total
3 454
-
25 106
-
Employer
14 117
-
209 928
-
health
974
-
1 960
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 556
-
3 130
-
accident

We are using the highest rate at 1.1%.

155
-
312
-
unemployment
84
-
170
-
total
2 769
-
5 572
-
Corporate
198 613
215 500
-
-
income
19 862
21 550
-
-
total
19 862
21 550
-
-
Dividends
178 752
193 950
-
-
withholding
8 937
9 697
-
-
total
8 937
9 697
-
-
Income
215 500
215 500
215 500
215 500
Total tax
35 022
31 247
30 678
39 909
After tax
180 478
184 253
184 822
175 591
Living cost
10 661
10 661
10 661
10 661
Free-cash
169 817
173 592
174 161
164 930

Estimated living cost  is ₽10661 per week

₽6224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽761
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽282
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3393
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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