Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500

per

Your estimated

Best value All models

City

free-cash

Varna , Bulgaria

₽171279

₽169869

₽160972

₽166682

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

215 500

income

32 325

unemployment

138

health

3 975

pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

5 116

total

41 554

Employee

17 180

208 719

accident

We are using the highest rate at 1.1%.

189

380

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 508

3 035

income

1 718

20 871

health

790

1 590

total

4 205

25 876

Employer

17 180

208 719

health

1 186

2 385

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 893

3 809

accident

We are using the highest rate at 1.1%.

189

380

unemployment

103

207

total

3 371

6 781

Corporate

194 949

215 500

income

19 495

21 550

total

19 495

21 550

Dividends

175 455

193 950

withholding

8 773

9 697

total

8 773

9 697

Income

215 500

Total tax

35 844

31 247

32 657

41 554

After tax

179 656

184 253

182 843

173 946

Living cost

12 974

Free-cash

166 682

171 279

169 869

160 972

Estimated living cost is ₽12974 per week

₽7575

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽927

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽344

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽4130

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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