Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 215500
per

Your estimated
City
free-cash

Valencia , Spain
₽117699
₽95231
₽98521
₽121159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
unemployment
-
-
-
509
income
-
-
-
73 636
other
-
-
-
73
accident
-
-
-
654
pensions
-
-
-
20 556
total
-
-
-
95 428
Employee
28 978
-
192 342
-
unemployment
449
-
1 126
-
pensions
1 362
-
3 415
-
income
5 587
-
70 946
-
other
28
-
73
-
total
7 426
-
75 560
-
Employer
28 978
-
192 342
-
pensions
6 838
-
17 143
-
accident
574
-
1 438
-
unemployment
1 594
-
3 995
-
other
232
-
582
-
total
9 238
-
23 158
-
Corporate
177 283
215 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

26 593
32 325
-
-
total
26 593
32 325
-
-
Dividends
150 690
183 175
-
-
withholding
32 993
40 465
-
-
total
32 993
40 465
-
-
Income
215 500
215 500
215 500
215 500
Total tax
76 250
72 790
98 718
95 428
After tax
139 250
142 710
116 782
120 072
Living cost
21 551
21 551
21 551
21 551
Free-cash
117 699
121 159
95 231
98 521

Estimated living cost  is ₽21551 per week

₽14547
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2072
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽132152
₽112738
₽114429
₽137445
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 602
income
-
-
-
40 682
other
-
-
-
5 660
health
-
-
-
5 244
total
-
-
-
80 188
Employee
28 456
-
184 942
-
health
399
-
1 669
-
unemployment
284
-
1 191
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 991
-
8 342
-
income
4 899
-
40 118
-
total
7 573
-
51 320
-
Employer
28 456
-
184 942
-
health
399
-
1 669
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 838
-
20 261
-
accident
228
-
1 480
-
unemployment
284
-
1 191
-
other
1 423
-
5 958
-
total
7 172
-
30 559
-
Corporate
179 873
215 500
-
-
income
37 773
45 255
-
-
total
37 773
45 255
-
-
Dividends
142 100
170 245
-
-
withholding
9 947
11 917
-
-
total
9 947
11 917
-
-
Income
215 500
215 500
215 500
215 500
Total tax
62 465
57 172
81 879
80 188
After tax
153 035
158 328
133 621
135 312
Living cost
20 883
20 883
20 883
20 883
Free-cash
132 152
137 445
112 738
114 429

Estimated living cost  is ₽20883 per week

₽14755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1410
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽336
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4381
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽170341
₽174885
₽165598
₽173981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 050
unemployment
-
-
-
109
income
-
-
-
32 325
health
-
-
-
3 147
total
-
-
-
39 631
Employee
13 600
-
210 132
-
health
626
-
1 259
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 194
-
2 403
-
income
1 360
-
21 013
-
total
3 330
-
24 976
-
Employer
13 600
-
210 132
-
health
939
-
1 888
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 499
-
3 015
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
unemployment
81
-
164
-
total
2 669
-
5 368
-
Corporate
199 232
215 500
-
-
income
19 923
21 550
-
-
total
19 923
21 550
-
-
Dividends
179 309
193 950
-
-
withholding
8 966
9 698
-
-
total
8 966
9 698
-
-
Income
215 500
215 500
215 500
215 500
Total tax
34 888
31 248
30 344
39 631
After tax
180 612
184 252
185 156
175 869
Living cost
10 270
10 270
10 270
10 270
Free-cash
170 341
173 981
174 885
165 598

Estimated living cost  is ₽10270 per week

₽5996
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽733
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽272
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽86431
₽78913
₽87713
₽81799
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
income
-
-
-
45 577
other
-
-
-
6 681
health
-
-
-
11 530
social contributions
-
-
-
6 141
pensions
-
-
-
31 045
surtax
-
-
-
-
total
-
-
-
100 974
Employee
33 541
-
162 663
-
pensions
3 792
-
13 021
-
income
1 980
-
39 282
-
social contributions
956
-
4 634
-
surtax
-
-
-
-
total
6 728
-
56 937
-
Employer
33 541
-
162 663
-
health
2 348
-
17 074
-
social contributions
101
-
488
-
pensions
5 510
-
21 613
-
unemployment
1 358
-
6 588
-
other
1 157
-
7 074
-
total
10 474
-
52 837
-
Corporate
171 484
215 500
-
-
income
48 015
60 340
-
-
surtax
-
-
-
-
total
48 015
60 340
-
-
Dividends
123 469
155 160
-
-
social contributions
21 236
26 688
-
-
surtax
-
-
-
-
withholding
15 803
19 860
-
-
total
37 039
46 548
-
-
Income
215 500
215 500
215 500
215 500
Total tax
102 256
106 888
109 774
100 974
After tax
113 244
108 612
105 726
114 526
Living cost
26 813
26 813
26 813
26 813
Free-cash
86 431
81 799
78 913
87 713

Estimated living cost  is ₽26813 per week

₽16907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7271
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽70214
₽104921
₽80753
₽75017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
pensions
-
-
-
9 182
income
-
-
-
83 070
health
-
-
-
9 664
total
-
-
-
101 916
Employee
66 925
66 925
200 936
-
health
10 272
8 737
9 664
-
pensions
12 047
9 182
9 182
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

10 955
10 955
44 337
-
total
33 274
28 874
63 183
-
Employer
66 925
66 925
200 936
-
health
4 652
4 652
5 781
-
pensions
4 658
4 658
5 790
-
unemployment
2 409
2 409
2 994
-
total
11 719
11 719
14 565
-
Corporate
137 676
136 855
-
-
income
27 535
27 371
-
-
total
27 535
27 371
-
-
Dividends
110 142
109 484
-
-
income
23 405
23 266
-
-
withholding
16 522
16 422
-
-
total
39 927
39 688
-
-
Income
215 500
215 500
215 500
215 500
Total tax
112 455
107 652
77 748
101 916
After tax
103 045
107 848
137 752
113 584
Living cost
32 831
32 831
32 831
32 831
Free-cash
70 214
75 017
104 921
80 753

Estimated living cost  is ₽32831 per week

₽23266
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽93495
₽107070
₽78868
₽84826
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
215 500
trade
-
-
-
28 202
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
75 202
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 136
total
-
-
-
112 894
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

29 975
-
215 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

837
-
75 202
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
4 136
-
total
6 237
-
84 692
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
185 525
215 500
-
-
income
27 829
32 325
-
-
trade
29 220
33 942
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 530
1 777
-
-
chamber of commerce
385
428
-
-
total
58 964
68 472
-
-
Dividends
126 561
147 028
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 724
2 005
-
-
withholding
31 342
36 459
-
-
total
33 066
38 464
-
-
Income
215 500
215 500
215 500
215 500
Total tax
98 267
106 936
84 692
112 894
After tax
117 233
108 564
130 808
102 606
Living cost
23 738
23 738
23 738
23 738
Free-cash
93 495
84 826
107 070
78 868

Estimated living cost  is ₽23738 per week

₽14932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽134547
₽123586
₽125271
₽138811
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
income
-
-
-
53 909
health
-
-
-
5 495
social contributions
-
-
-
12 680
total
-
-
-
72 084
Employee
60 263
60 263
204 961
-
health
467
1 025
3 485
-
income
6 562
5 579
53 000
-
social contributions
2 278
5 002
6 746
-
total
9 307
11 606
63 231
-
Employer
60 263
60 263
204 961
-
health
507
1 115
3 792
-
social contributions
2 278
5 002
6 746
-
total
2 785
6 117
10 538
-
Corporate
185 262
149 120
-
-
income
23 158
18 639
-
-
total
23 158
18 639
-
-
Dividends
162 105
130 480
-
-
withholding
27 558
22 182
-
-
total
27 558
22 182
-
-
Income
215 500
215 500
215 500
215 500
Total tax
62 808
58 544
73 769
72 084
After tax
152 692
156 956
141 731
143 416
Living cost
18 145
18 145
18 145
18 145
Free-cash
134 547
138 811
123 586
125 271

Estimated living cost  is ₽18145 per week

₽10875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1780
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5089
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽97206
₽67568
₽85858
₽97994
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
215 500
income
-
-
-
30 174
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
74 886
surtax
-
-
-
-
total
-
-
-
105 060
Employee
36 044
-
174 142
-
income
7 497
-
61 936
-
social contributions
3 965
-
19 156
-
surtax
-
-
900
-
total
11 462
-
81 992
-
Employer
36 044
-
174 142
-
social contributions
8 560
-
41 358
-
total
8 560
-
41 358
-
Corporate
170 895
215 500
-
-
income
35 888
45 255
-
-
surtax
-
-
-
-
total
35 888
45 255
-
-
Dividends
135 007
170 245
-
-
withholding
37 802
47 669
-
-
total
37 802
47 669
-
-
Income
215 500
215 500
215 500
215 500
Total tax
93 712
92 924
123 350
105 060
After tax
121 788
122 576
92 150
110 440
Living cost
24 582
24 582
24 582
24 582
Free-cash
97 206
97 994
67 568
85 858

Estimated living cost  is ₽24582 per week

₽18393
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1450
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽197513
₽166326
₽207271
₽198651
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
215 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 155
total
-
-
-
2 155
Employee
7 592
-
215 500
-
income
1 518
-
43 100
-
total
1 518
-
43 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

207 908
215 500
-
-
total
-
-
-
-
Dividends
207 908
215 500
-
-
withholding
10 395
10 775
-
-
total
10 395
10 775
-
-
Income
215 500
215 500
215 500
215 500
Total tax
11 913
10 775
43 100
2 155
After tax
203 587
204 725
172 400
213 345
Living cost
6 074
6 074
6 074
6 074
Free-cash
197 513
198 651
166 326
207 271

Estimated living cost  is ₽6074 per week

₽3764
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1638
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽120797
₽70213
₽74893
₽127351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
215 500
pensions
-
-
-
39 355
unemployment
-
-
-
323
income
-
-
-
58 703
health
-
-
-
21 205
total
-
-
-
119 586
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 656
-
186 468
-
health
2 238
-
12 045
-
unemployment
49
-
262
-
pensions
5 372
-
28 903
-
income
5 976
-
54 024
-
total
13 635
-
95 234
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 656
-
186 468
-
health
2 308
-
12 418
-
pensions
3 067
-
16 502
-
unemployment
21
-
112
-
total
5 396
-
29 032
-
Corporate
175 449
215 500
-
-
income
33 335
40 945
-
-
total
33 335
40 945
-
-
Dividends
142 114
174 555
-
-
withholding
21 316
26 183
-
-
total
21 316
26 183
-
-
Income
215 500
215 500
215 500
215 500
Total tax
73 682
67 128
124 266
119 586
After tax
141 818
148 372
91 234
95 914
Living cost
21 021
21 021
21 021
21 021
Free-cash
120 797
127 351
70 213
74 893

Estimated living cost  is ₽21021 per week

₽14426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4841
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽110224
₽120050
₽149771
₽107486
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
215 500
income
-
-
-
32 325
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 955
total
-
-
-
37 280
Employee
35 952
-
211 895
-
social contributions
3 602
-
3 605
-
income
3 901
-
59 791
-
total
7 503
-
63 396
-
Employer
35 952
-
211 895
-
social contributions
3 602
-
3 605
-
total
3 602
-
3 605
-
Corporate
175 946
215 500
-
-
income
61 582
75 425
-
-
total
61 582
75 425
-
-
Dividends
114 364
140 075
-
-
social contributions
4 140
4 140
-
-
total
4 140
4 140
-
-
Income
215 500
215 500
215 500
215 500
Total tax
76 827
79 565
67 001
37 280
After tax
138 673
135 935
148 499
178 220
Living cost
28 449
28 449
28 449
28 449
Free-cash
110 224
107 486
120 050
149 771

Estimated living cost  is ₽28449 per week

₽18739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2243
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽115262
₽62346
₽121776
₽114859
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
income
-
-
-
32 325
health
-
-
-
15 042
social contributions
-
-
-
29 739
total
-
-
-
77 106
Employee
26 572
-
215 500
-
health
1 855
-
15 042
-
income
4 432
-
91 755
-
social contributions
3 668
-
29 739
-
total
9 955
-
136 536
-
Employer
26 572
-
215 500
-
total
-
-
-
-
Corporate
188 928
215 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

9 447
10 775
-
-
total
9 447
10 775
-
-
Dividends
179 481
204 725
-
-
social contributions
24 768
28 251
-
-
withholding
26 922
30 708
-
-
health
12 528
14 289
-
-
total
64 218
73 248
-
-
Income
215 500
215 500
215 500
215 500
Total tax
83 620
84 023
136 536
77 106
After tax
131 880
131 477
78 964
138 394
Living cost
16 618
16 618
16 618
16 618
Free-cash
115 262
114 859
62 346
121 776

Estimated living cost  is ₽16618 per week

₽11121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1025
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽118610
₽99573
₽109620
₽126435
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
income
-
-
-
24 119
health
-
-
-
29 093
social contributions
-
-
-
25 617
solidarity contribution
-
-
-
5 114
total
-
-
-
83 943
Employee
32 261
-
177 585
-
health
4 355
-
23 974
-
solidarity contribution
-
-
4 213
-
income
3 871
-
22 186
-
social contributions
2 097
-
5 702
-
total
10 323
-
56 075
-
Employer
32 261
-
177 585
-
health
2 903
-
15 983
-
social contributions
8 065
-
21 932
-
total
10 968
-
37 915
-
Corporate
172 271
215 500
-
-
income
32 731
40 945
-
-
total
32 731
40 945
-
-
Dividends
139 539
174 555
-
-
withholding
20 931
26 183
-
-
total
20 931
26 183
-
-
Income
215 500
215 500
215 500
215 500
Total tax
74 953
67 128
93 990
83 943
After tax
140 547
148 372
121 510
131 557
Living cost
21 937
21 937
21 937
21 937
Free-cash
118 610
126 435
99 573
109 620

Estimated living cost  is ₽21937 per week

₽16314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1215
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽193486
₽162935
₽203880
₽195260
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
215 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 155
total
-
-
-
2 155
Employee
11 832
-
215 500
-
income
2 366
-
43 100
-
total
2 366
-
43 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

203 668
215 500
-
-
total
-
-
-
-
Dividends
203 668
215 500
-
-
withholding
10 183
10 775
-
-
total
10 183
10 775
-
-
Income
215 500
215 500
215 500
215 500
Total tax
12 549
10 775
43 100
2 155
After tax
202 951
204 725
172 400
213 345
Living cost
9 465
9 465
9 465
9 465
Free-cash
193 486
195 260
162 935
203 880

Estimated living cost  is ₽9465 per week

₽6405
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽317
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽76148
₽67874
₽76674
₽70760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
income
-
-
-
45 577
other
-
-
-
6 681
health
-
-
-
11 530
social contributions
-
-
-
6 141
pensions
-
-
-
31 045
surtax
-
-
-
-
total
-
-
-
100 974
Employee
49 085
-
162 663
-
pensions
5 552
-
13 021
-
income
4 283
-
39 282
-
social contributions
1 398
-
4 634
-
surtax
-
-
-
-
total
11 233
-
56 937
-
Employer
49 085
-
162 663
-
health
3 435
-
17 074
-
social contributions
147
-
488
-
pensions
8 065
-
21 613
-
unemployment
1 988
-
6 588
-
other
1 694
-
7 074
-
total
15 329
-
52 837
-
Corporate
151 085
215 500
-
-
income
42 304
60 340
-
-
surtax
-
-
-
-
total
42 304
60 340
-
-
Dividends
108 780
155 160
-
-
social contributions
18 711
26 688
-
-
surtax
-
-
-
-
withholding
13 923
19 860
-
-
total
32 634
46 548
-
-
Income
215 500
215 500
215 500
215 500
Total tax
101 500
106 888
109 774
100 974
After tax
114 000
108 612
105 726
114 526
Living cost
37 852
37 852
37 852
37 852
Free-cash
76 148
70 760
67 874
76 674

Estimated living cost  is ₽37852 per week

₽25618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3096
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8618
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽138342
₽129550
₽129550
₽142187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
215 500
pensions
-
-
-
15 013
unemployment
-
-
-
866
income
-
-
-
50 611
health
-
-
-
5 948
total
-
-
-
72 438
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
205 164
-
health
1 049
-
2 974
-
unemployment
153
-
433
-
pensions
2 853
-
8 084
-
income
2 809
-
50 611
-
total
6 864
-
62 102
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
205 164
-
health
1 049
-
2 974
-
pensions
2 445
-
6 929
-
unemployment
153
-
433
-
total
3 647
-
10 336
-
Corporate
191 477
215 500
-
-
income
28 722
32 325
-
-
total
28 722
32 325
-
-
Dividends
162 756
183 175
-
-
withholding
24 413
27 476
-
-
total
24 413
27 476
-
-
Income
215 500
215 500
215 500
215 500
Total tax
63 646
59 801
72 438
72 438
After tax
151 854
155 699
143 062
143 062
Living cost
13 512
13 512
13 512
13 512
Free-cash
138 342
142 187
129 550
129 550

Estimated living cost  is ₽13512 per week

₽9098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2978
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽68054
₽107721
₽112820
₽45253
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
pensions
-
-
-
19 825
city
-
-
-
2 275
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 057
health
-
-
-
485
regional
-
-
-
13 996
national
-
-
-
8 753
total
-
-
-
49 391
Employee
62 361
-
195 378
-
health
141
-
439
-
unemployment
-
-
-
-
city
669
-
2 132
-
pensions
5 239
-
13 626
-
regional
2 042
-
12 772
-
national
295
-
7 548
-
total
8 386
-
36 517
-
Employer
62 361
-
195 378
-
health
141
-
439
-
pensions
5 239
-
13 626
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 247
-
3 908
-
total
6 627
-
17 973
-
Corporate
145 826
215 500
-
-
regional
30 843
45 579
-
-
national
12 396
18 318
-
-
total
43 239
63 897
-
-
Dividends
102 587
151 603
-
-
withholding
35 905
53 061
-
-
total
35 905
53 061
-
-
Income
215 500
215 500
215 500
215 500
Total tax
94 157
116 958
54 490
49 391
After tax
121 343
98 542
161 010
166 109
Living cost
53 289
53 289
53 289
53 289
Free-cash
68 054
45 253
107 721
112 820

Estimated living cost  is ₽53289 per week

₽34653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽654
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13199
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽102555
₽72969
₽97652
₽98523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
215 500
municipal
-
-
-
38 252
health
-
-
-
2 992
national
-
-
-
46 515
total
-
-
-
87 759
Employee
41 232
-
181 291
-
health
308
-
2 464
-
unemployment
619
-
2 719
-
pensions
2 783
-
12 237
-
national
681
-
31 317
-
municipal
6 754
-
29 496
-
total
11 145
-
78 233
-
Employer
41 232
-
181 291
-
health
317
-
1 397
-
pensions
7 154
-
31 453
-
accident
42
-
181
-
unemployment
268
-
1 178
-
total
7 781
-
34 209
-
Corporate
166 488
215 500
-
-
income
33 298
43 100
-
-
total
33 298
43 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

99 893
129 300
-
-
municipal
17 981
23 274
-
-
national
12 651
20 514
-
-
total
30 632
43 788
-
-
Income
215 500
215 500
215 500
215 500
Total tax
82 856
86 888
112 442
87 759
After tax
132 644
128 612
103 058
127 741
Living cost
30 089
30 089
30 089
30 089
Free-cash
102 555
98 523
72 969
97 652

Estimated living cost  is ₽30089 per week

₽19654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2894
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7063
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽80033
₽42975
₽65353
₽87496
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 758
social contributions
-
-
-
19 539
national
-
-
-
90 275
total
-
-
-
121 572
Employee

The minimum management director salary is set at €45,000 per year.

56 059
-
166 909
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 634
-
7 845
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 924
-
8 706
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

488
-
1 452
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 204
-
12 518
-
national
17 235
-
64 842
-
total
27 485
-
95 363
-
Employer

The minimum management director salary is set at €45,000 per year.

56 059
-
166 909
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 447
-
10 265
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 967
-
14 788
-
surtax
6 356
-
18 926
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

729
-
2 170
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

818
-
2 438
-
total
16 317
-
48 587
-
Corporate
143 123
215 500
-
-
income
28 625
49 110
-
-
surtax
573
982
-
-
total
29 198
50 092
-
-
Dividends
113 926
165 409
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

33 892
49 337
-
-
total
33 892
49 337
-
-
Income
215 500
215 500
215 500
215 500
Total tax
106 892
99 429
143 950
121 572
After tax
108 608
116 071
71 550
93 928
Living cost
28 575
28 575
28 575
28 575
Free-cash
80 033
87 496
42 975
65 353

Estimated living cost  is ₽28575 per week

₽18406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2499
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽82886
₽71788
₽72614
₽83650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
unemployment
-
-
-
75
municipal
-
-
-
57 822
other
-
-
-
8 662
health
-
-
-
4 651
national
-
-
-
29 456
accident
-
-
-
149
pensions
-
-
-
8 058
total
-
-
-
108 873
Employee
48 465
-
192 078
-
national
-
-
29 000
-
municipal
14 452
-
57 278
-
total
14 452
-
86 278
-
Employer
48 465
-
192 078
-
health
2 981
-
4 584
-
pensions
5 239
-
8 058
-
accident
97
-
149
-
unemployment
1 279
-
1 968
-
other
5 632
-
8 662
-
total
15 228
-
23 421
-
Corporate
151 808
215 500
-
-
income
33 398
47 410
-
-
total
33 398
47 410
-
-
Dividends
118 410
168 090
-
-
withholding
35 523
50 427
-
-
total
35 523
50 427
-
-
Income
215 500
215 500
215 500
215 500
Total tax
98 601
97 837
109 699
108 873
After tax
116 899
117 663
105 801
106 627
Living cost
34 012
34 012
34 012
34 012
Free-cash
82 886
83 650
71 788
72 614

Estimated living cost  is ₽34012 per week

₽22542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7616
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽51478
₽166074
₽111051
₽93233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
income
-
-
-
42 005
social contributions
-
-
-
24 567
total
-
-
-
66 572
Employee
54 310
-
-
-
income
11 980
-
-
-
social contributions
4 453
-
635
-
total
16 433
-
635
-
Employer
54 310
-
-
-
social contributions
76 578
-
10 914
-
total
76 578
-
10 914
-
Corporate
84 612
215 500
-
-
income
18 615
47 410
-
-
total
18 615
47 410
-
-
Dividends
65 997
168 090
-
-
income
14 519
36 980
-
-
total
14 519
36 980
-
-
Income
215 500
215 500
215 500
215 500
Total tax
126 145
84 390
11 549
66 572
After tax
89 355
131 110
203 951
148 928
Living cost
37 877
37 877
37 877
37 877
Free-cash
51 478
93 233
166 074
111 051

Estimated living cost  is ₽37877 per week

₽24576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3562
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽128288
₽116312
₽117997
₽131537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
income
-
-
-
53 909
health
-
-
-
5 495
social contributions
-
-
-
12 680
total
-
-
-
72 084
Employee
60 263
60 263
204 961
-
health
599
1 025
3 485
-
income
6 328
5 579
53 000
-
social contributions
2 928
5 002
6 746
-
total
9 855
11 606
63 231
-
Employer
60 263
60 263
204 961
-
health
653
1 115
3 792
-
social contributions
2 928
5 002
6 746
-
total
3 581
6 117
10 538
-
Corporate
176 643
149 120
-
-
income
22 081
18 639
-
-
total
22 081
18 639
-
-
Dividends
154 563
130 480
-
-
withholding
26 276
22 182
-
-
total
26 276
22 182
-
-
Income
215 500
215 500
215 500
215 500
Total tax
61 793
58 544
73 769
72 084
After tax
153 707
156 956
141 731
143 416
Living cost
25 419
25 419
25 419
25 419
Free-cash
128 288
131 537
116 312
117 997

Estimated living cost  is ₽25419 per week

₽17377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1985
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽108562
₽89551
₽108601
₽104077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
income
-
-
-
70 306
pensions
-
-
-
8 457
total
-
-
-
78 763
Employee
38 621
-
187 493
-
health
504
-
2 399
-
pensions
2 948
-
9 801
-
income
7 033
-
57 605
-
total
10 485
-
69 805
-
Employer
38 621
-
187 493
-
health
734
-
3 562
-
pensions
3 902
-
24 446
-
total
4 636
-
28 008
-
Corporate
172 243
215 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

32 727
40 944
-
-
total
32 727
40 944
-
-
Dividends
139 517
174 556
-
-
withholding
30 954
42 343
-
-
total
30 954
42 343
-
-
Income
215 500
215 500
215 500
215 500
Total tax
78 802
83 287
97 813
78 763
After tax
136 698
132 213
117 687
136 737
Living cost
28 136
28 136
28 136
28 136
Free-cash
108 562
104 077
89 551
108 601

Estimated living cost  is ₽28136 per week

₽19301
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2587
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5894
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽78727
₽65781
₽72220
₽82290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
municipal
-
-
-
1 587
regional
-
-
-
5 608
social contributions
-
-
-
39 224
national
-
-
-
65 640
total
-
-
-
112 059
Employee
66 040
-
215 500
-
social contributions
22 268
-
51 424
-
regional
997
-
5 202
-
national
11 160
-
60 395
-
municipal
394
-
1 477
-
total
34 819
-
118 498
-
Employer
66 040
-
215 500
-
total
-
-
-
-
Corporate
149 460
215 500
-
-
nationa
35 870
51 720
-
-
municipal
7 204
10 387
-
-
total
43 074
62 107
-
-
Dividends
106 385
153 393
-
-
withholding
27 659
39 882
-
-
total
27 659
39 882
-
-
Income
215 500
215 500
215 500
215 500
Total tax
105 552
101 989
118 498
112 059
After tax
109 948
113 511
97 002
103 441
Living cost
31 221
31 221
31 221
31 221
Free-cash
78 727
82 290
65 781
72 220

Estimated living cost  is ₽31221 per week

₽21931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6670
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽14887
₽103182
₽130286
₽718
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
pensions
-
-
-
3 165
income
-
-
-
63 179
other
-
-
-
282
health
-
-
-
1 659
accident
-
-
-
192
total
-
-
-
68 477
Employee
26 328
-
198 923
-
health
3 015
-
22 777
-
pensions
2 965
-
5 804
-
income
3 612
-
50 423
-
total
9 592
-
79 004
-
Employer
26 328
-
198 923
-
pensions
4 281
-
8 381
-
accident
440
-
3 322
-
unemployment
645
-
4 874
-
total
5 366
-
16 577
-
Corporate
183 807
215 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

165 426
193 950
-
-
total
165 426
193 950
-
-
Dividends
18 381
21 550
-
-
withholding
3 492
4 095
-
-
total
3 492
4 095
-
-
Income
215 500
215 500
215 500
215 500
Total tax
183 876
198 045
95 581
68 477
After tax
31 624
17 455
119 919
147 023
Living cost
16 737
16 737
16 737
16 737
Free-cash
14 887
718
103 182
130 286

Estimated living cost  is ₽16737 per week

₽12267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽927
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽90776
₽100551
₽74856
₽80525
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
215 500
trade
-
-
-
25 695
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
75 202
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 136
total
-
-
-
110 387
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 994
-
215 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 206
-
75 202
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

177
-
4 136
-
total
8 737
-
84 692
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
176 506
215 500
-
-
income
26 476
32 325
-
-
trade
25 329
30 924
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 456
1 777
-
-
chamber of commerce
378
434
-
-
total
53 639
65 460
-
-
Dividends
122 867
150 040
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 673
2 046
-
-
withholding
30 418
37 212
-
-
total
32 091
39 258
-
-
Income
215 500
215 500
215 500
215 500
Total tax
94 467
104 718
84 692
110 387
After tax
121 033
110 782
130 808
105 113
Living cost
30 257
30 257
30 257
30 257
Free-cash
90 776
80 525
100 551
74 856

Estimated living cost  is ₽30257 per week

₽20872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽149668
₽79451
₽64715
₽156096
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
215 500
income
-
-
-
49 501
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
30 027
surtax
-
-
-
54 953
total
-
-
-
134 481
Employee
22 900
-
173 874
-
income
4 076
-
42 633
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 519
-
10 274
-
surtax
-
-
25 212
-
total
6 595
-
78 119
-
Employer
22 900
-
173 874
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 516
-
22 500
-
surtax
-
-
19 126
-
total
5 516
-
41 626
-
Corporate
187 084
215 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

37 417
43 100
-
-
total
37 417
43 100
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

149 666
172 400
-
-
total
-
-
-
-
Income
215 500
215 500
215 500
215 500
Total tax
49 528
43 100
119 745
134 481
After tax
165 972
172 400
95 755
81 019
Living cost
16 304
16 304
16 304
16 304
Free-cash
149 668
156 096
79 451
64 715

Estimated living cost  is ₽16304 per week

₽10402
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1553
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3980
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽123128
₽123917
₽124611
₽124729
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
income
-
-
-
68 887
health
-
-
-
5 152
pensions
-
-
-
7 107
total
-
-
-
81 146
Employee
14 840
-
207 505
-
health
742
-
1 777
-
unemployment
148
-
355
-
pensions
1 336
-
3 198
-
income
2 871
-
68 514
-
total
5 097
-
73 844
-
Employer
14 840
-
207 505
-
health
1 410
-
3 376
-
pensions
1 632
-
3 909
-
unemployment
297
-
711
-
total
3 339
-
7 996
-
Corporate
197 321
215 500
-
-
income
43 411
47 410
-
-
total
43 411
47 410
-
-
Dividends
153 910
168 090
-
-
withholding
30 782
33 618
-
-
total
30 782
33 618
-
-
Income
215 500
215 500
215 500
215 500
Total tax
82 629
81 028
81 840
81 146
After tax
132 871
134 472
133 660
134 354
Living cost
9 743
9 743
9 743
9 743
Free-cash
123 128
124 729
123 917
124 611

Estimated living cost  is ₽9743 per week

₽5790
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2940
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽115452
₽78558
₽83352
₽117946
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
pensions
-
-
-
20 919
unemployment
-
-
-
178
income
-
-
-
73 134
other
-
-
-
-
health
-
-
-
7 426
surtax
-
-
-
12 888
total
-
-
-
114 545
Employee
26 392
-
193 483
-
health
674
-
2 667
-
unemployment
1 837
-
7 280
-
pensions
1 761
-
6 977
-
income
4 425
-
68 447
-
other
-
-
-
-
surtax
94
-
11 951
-
total
8 791
-
97 322
-
Employer
26 392
-
193 483
-
health
1 200
-
4 759
-
pensions
3 519
-
13 943
-
unemployment
837
-
3 315
-
other
-
-
-
-
total
5 556
-
22 017
-
Corporate
183 551
215 500
-
-
income
47 724
56 030
-
-
total
47 724
56 030
-
-
Dividends
135 828
159 470
-
-
withholding
20 374
23 921
-
-
total
20 374
23 921
-
-
Income
215 500
215 500
215 500
215 500
Total tax
82 445
79 951
119 339
114 545
After tax
133 055
135 549
96 161
100 955
Living cost
17 603
17 603
17 603
17 603
Free-cash
115 452
117 946
78 558
83 352

Estimated living cost  is ₽17603 per week

₽10628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1530
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5037
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽93188
₽30477
₽84911
₽93576
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
215 500
pensions
-
-
-
16 938