Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽160988
₽170929
₽166513
₽169909
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 820
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 916
unemployment
-
-
-
133
income
-
-
-
32 175
total
-
-
-
41 044
Employee
16 509
-
207 983
-
health
759
-
1 528
-
accident

We are using the highest rate at 1.1%.

182
-
365
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 449
-
2 916
-
income
1 651
-
20 798
-
total
4 041
-
25 607
-
Employer
16 509
-
207 983
-
health
1 139
-
2 292
-
accident

We are using the highest rate at 1.1%.

182
-
365
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 819
-
3 660
-
unemployment
99
-
199
-
total
3 239
-
6 516
-
Corporate
194 752
214 500
-
-
income
19 475
21 450
-
-
total
19 475
21 450
-
-
Dividends
175 277
193 050
-
-
withholding
8 764
9 653
-
-
total
8 764
9 653
-
-
Income
214 500
214 500
214 500
214 500
Total tax
35 519
31 103
32 123
41 044
After tax
178 981
183 397
182 377
173 456
Living cost
12 468
12 468
12 468
12 468
Free-cash
166 513
170 929
169 909
160 988

Estimated living cost  is ₽12468 per week

₽7279
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽330
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₽157098
₽167039
₽161244
₽166019
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 820
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 916
unemployment
-
-
-
133
income
-
-
-
32 175
total
-
-
-
41 044
Employee
21 660
-
207 983
-
health
996
-
1 528
-
accident

We are using the highest rate at 1.1%.

238
-
365
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 902
-
2 916
-
income
2 166
-
20 798
-
total
5 302
-
25 607
-
Employer
21 660
-
207 983
-
health
1 495
-
2 292
-
accident

We are using the highest rate at 1.1%.

238
-
365
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 387
-
3 660
-
unemployment
130
-
199
-
total
4 250
-
6 516
-
Corporate
188 590
214 500
-
-
income
18 859
21 450
-
-
total
18 859
21 450
-
-
Dividends
169 731
193 050
-
-
withholding
8 487
9 653
-
-
total
8 487
9 653
-
-
Income
214 500
214 500
214 500
214 500
Total tax
36 898
31 103
32 123
41 044
After tax
177 602
183 397
182 377
173 456
Living cost
16 358
16 358
16 358
16 358
Free-cash
161 244
167 039
166 019
157 098

Estimated living cost  is ₽16358 per week

₽10819
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽936
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽390
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4213
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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