Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽160932
₽170896
₽166469
₽169846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 830
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 929
unemployment
-
-
-
133
income
-
-
-
32 175
total
-
-
-
41 067
Employee
16 553
-
207 966
-
health
761
-
1 532
-
accident

We are using the highest rate at 1.1%.

182
-
366
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 453
-
2 924
-
income
1 655
-
20 797
-
total
4 051
-
25 619
-
Employer
16 553
-
207 966
-
health
1 143
-
2 298
-
accident

We are using the highest rate at 1.1%.

182
-
366
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 824
-
3 670
-
unemployment
99
-
200
-
total
3 248
-
6 534
-
Corporate
194 699
214 500
-
-
income
19 470
21 450
-
-
total
19 470
21 450
-
-
Dividends
175 228
193 050
-
-
withholding
8 761
9 653
-
-
total
8 761
9 653
-
-
Income
214 500
214 500
214 500
214 500
Total tax
35 530
31 103
32 153
41 067
After tax
178 970
183 397
182 347
173 433
Living cost
12 501
12 501
12 501
12 501
Free-cash
166 469
170 896
169 846
160 932

Estimated living cost  is ₽12501 per week

₽7298
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽331
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₽157031
₽166995
₽161185
₽165945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 830
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 929
unemployment
-
-
-
133
income
-
-
-
32 175
total
-
-
-
41 067
Employee
21 719
-
207 966
-
health
999
-
1 532
-
accident

We are using the highest rate at 1.1%.

239
-
366
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 907
-
2 924
-
income
2 172
-
20 797
-
total
5 317
-
25 619
-
Employer
21 719
-
207 966
-
health
1 499
-
2 298
-
accident

We are using the highest rate at 1.1%.

239
-
366
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 393
-
3 670
-
unemployment
130
-
200
-
total
4 261
-
6 534
-
Corporate
188 520
214 500
-
-
income
18 852
21 450
-
-
total
18 852
21 450
-
-
Dividends
169 668
193 050
-
-
withholding
8 483
9 653
-
-
total
8 483
9 653
-
-
Income
214 500
214 500
214 500
214 500
Total tax
36 913
31 103
32 153
41 067
After tax
177 587
183 397
182 347
173 433
Living cost
16 402
16 402
16 402
16 402
Free-cash
161 185
166 995
165 945
157 031

Estimated living cost  is ₽16402 per week

₽10848
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽939
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4224
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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