Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽167058
₽170655
₽171333
₽161679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 696
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 757
unemployment
-
-
-
129
total
-
-
-
40 757
Employee
15 974
-
208 194
-
accident

We are using the highest rate at 1.1%.

176
-
354
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 403
-
2 822
-
health
735
-
1 478
-
income
1 597
-
20 820
-
total
3 911
-
25 474
-
Employer
15 974
-
208 194
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 761
-
3 542
-
health
1 103
-
2 218
-
unemployment
96
-
193
-
accident

We are using the highest rate at 1.1%.

176
-
354
-
total
3 136
-
6 307
-
Corporate
195 391
214 500
-
-
income
19 539
21 450
-
-
total
19 539
21 450
-
-
Dividends
175 852
193 050
-
-
withholding
8 792
9 653
-
-
total
8 792
9 653
-
-
Income
214 500
214 500
214 500
214 500
Total tax
35 378
31 103
31 781
40 757
After tax
179 122
183 397
182 719
173 743
Living cost
12 064
12 064
12 064
12 064
Free-cash
167 058
171 333
170 655
161 679

Estimated living cost  is ₽12064 per week

₽7043
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽862
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽320
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3840
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₽161963
₽166891
₽167569
₽157915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 696
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 757
unemployment
-
-
-
129
total
-
-
-
40 757
Employee
20 959
-
208 194
-
accident

We are using the highest rate at 1.1%.

230
-
354
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 840
-
2 822
-
health
964
-
1 478
-
income
2 096
-
20 820
-
total
5 130
-
25 474
-
Employer
20 959
-
208 194
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 310
-
3 542
-
health
1 446
-
2 218
-
unemployment
126
-
193
-
accident

We are using the highest rate at 1.1%.

230
-
354
-
total
4 112
-
6 307
-
Corporate
189 429
214 500
-
-
income
18 943
21 450
-
-
total
18 943
21 450
-
-
Dividends
170 485
193 050
-
-
withholding
8 524
9 653
-
-
total
8 524
9 653
-
-
Income
214 500
214 500
214 500
214 500
Total tax
36 709
31 103
31 781
40 757
After tax
177 791
183 397
182 719
173 743
Living cost
15 828
15 828
15 828
15 828
Free-cash
161 963
167 569
166 891
157 915

Estimated living cost  is ₽15828 per week

₽10469
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽906
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4076
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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