Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽167172
₽170813
₽171418
₽161823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 670
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 724
unemployment
-
-
-
128
total
-
-
-
40 697
Employee
15 863
-
208 238
-
accident

We are using the highest rate at 1.1%.

175
-
351
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 393
-
2 802
-
health
730
-
1 468
-
income
1 586
-
20 824
-
total
3 884
-
25 445
-
Employer
15 863
-
208 238
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 748
-
3 517
-
health
1 095
-
2 202
-
unemployment
95
-
192
-
accident

We are using the highest rate at 1.1%.

175
-
351
-
total
3 113
-
6 262
-
Corporate
195 524
214 500
-
-
income
19 553
21 450
-
-
total
19 553
21 450
-
-
Dividends
175 971
193 050
-
-
withholding
8 798
9 652
-
-
total
8 798
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
35 348
31 102
31 707
40 697
After tax
179 152
183 398
182 793
173 803
Living cost
11 980
11 980
11 980
11 980
Free-cash
167 172
171 418
170 813
161 823

Estimated living cost  is ₽11980 per week

₽6994
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽317
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3813
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₽162110
₽167075
₽167680
₽158085
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 670
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 724
unemployment
-
-
-
128
total
-
-
-
40 697
Employee
20 814
-
208 238
-
accident

We are using the highest rate at 1.1%.

229
-
351
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 827
-
2 802
-
health
958
-
1 468
-
income
2 082
-
20 824
-
total
5 096
-
25 445
-
Employer
20 814
-
208 238
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 294
-
3 517
-
health
1 436
-
2 202
-
unemployment
125
-
192
-
accident

We are using the highest rate at 1.1%.

229
-
351
-
total
4 084
-
6 262
-
Corporate
189 603
214 500
-
-
income
18 960
21 450
-
-
total
18 960
21 450
-
-
Dividends
170 642
193 050
-
-
withholding
8 532
9 652
-
-
total
8 532
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
36 672
31 102
31 707
40 697
After tax
177 828
183 398
182 793
173 803
Living cost
15 718
15 718
15 718
15 718
Free-cash
162 110
167 680
167 075
158 085

Estimated living cost  is ₽15718 per week

₽10396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽900
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽375
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4048
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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