Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽161491
₽171224
₽166912
₽170451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 730
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 800
unemployment
-
-
-
130
income
-
-
-
32 175
total
-
-
-
40 835
Employee
16 119
-
208 137
-
health
741
-
1 492
-
accident

We are using the highest rate at 1.1%.

177
-
357
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 415
-
2 848
-
income
1 612
-
20 814
-
total
3 945
-
25 511
-
Employer
16 119
-
208 137
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

177
-
357
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 574
-
unemployment
96
-
195
-
total
3 163
-
6 364
-
Corporate
195 218
214 500
-
-
income
19 521
21 450
-
-
total
19 521
21 450
-
-
Dividends
175 696
193 050
-
-
withholding
8 785
9 652
-
-
total
8 785
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
35 414
31 102
31 875
40 835
After tax
179 086
183 398
182 625
173 665
Living cost
12 174
12 174
12 174
12 174
Free-cash
166 912
171 224
170 451
161 491

Estimated living cost  is ₽12174 per week

₽7107
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3875
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₽157693
₽167426
₽161768
₽166653
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 730
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 800
unemployment
-
-
-
130
income
-
-
-
32 175
total
-
-
-
40 835
Employee
21 149
-
208 137
-
health
973
-
1 492
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
income
2 115
-
20 814
-
total
5 177
-
25 511
-
Employer
21 149
-
208 137
-
health
1 459
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 574
-
unemployment
127
-
195
-
total
4 149
-
6 364
-
Corporate
189 201
214 500
-
-
income
18 920
21 450
-
-
total
18 920
21 450
-
-
Dividends
170 281
193 050
-
-
withholding
8 514
9 652
-
-
total
8 514
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
36 760
31 102
31 875
40 835
After tax
177 740
183 398
182 625
173 665
Living cost
15 972
15 972
15 972
15 972
Free-cash
161 768
167 426
166 653
157 693

Estimated living cost  is ₽15972 per week

₽10564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽914
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4113
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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