Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽162257
₽167518
₽171283
₽171671
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 624
income
-
-
-
32 175
health
-
-
-
3 593
unemployment
-
-
-
125
total
-
-
-
40 517
Employee
15 527
-
208 371
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 363
-
2 743
-
accident

We are using the highest rate at 1.1%.

171
-
344
-
income
1 552
-
20 837
-
health
714
-
1 437
-
total
3 800
-
25 361
-
Employer
15 527
-
208 371
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 711
-
3 443
-
health
1 072
-
2 156
-
unemployment
93
-
187
-
accident

We are using the highest rate at 1.1%.

171
-
344
-
total
3 047
-
6 130
-
Corporate
195 926
214 500
-
-
income
19 592
21 450
-
-
total
19 592
21 450
-
-
Dividends
176 333
193 050
-
-
withholding
8 817
9 653
-
-
total
8 817
9 653
-
-
Income
214 500
214 500
214 500
214 500
Total tax
35 256
31 103
31 491
40 517
After tax
179 244
183 397
183 009
173 983
Living cost
11 726
11 726
11 726
11 726
Free-cash
167 518
171 671
171 283
162 257

Estimated living cost  is ₽11726 per week

₽6846
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽837
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3732
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₽158598
₽162561
₽167624
₽168012
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 624
income
-
-
-
32 175
health
-
-
-
3 593
unemployment
-
-
-
125
total
-
-
-
40 517
Employee
20 373
-
208 371
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 789
-
2 743
-
accident

We are using the highest rate at 1.1%.

224
-
344
-
income
2 038
-
20 837
-
health
937
-
1 437
-
total
4 988
-
25 361
-
Employer
20 373
-
208 371
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 245
-
3 443
-
health
1 406
-
2 156
-
unemployment
122
-
187
-
accident

We are using the highest rate at 1.1%.

224
-
344
-
total
3 997
-
6 130
-
Corporate
190 130
214 500
-
-
income
19 013
21 450
-
-
total
19 013
21 450
-
-
Dividends
171 118
193 050
-
-
withholding
8 556
9 653
-
-
total
8 556
9 653
-
-
Income
214 500
214 500
214 500
214 500
Total tax
36 554
31 103
31 491
40 517
After tax
177 946
183 397
183 009
173 983
Living cost
15 385
15 385
15 385
15 385
Free-cash
162 561
168 012
167 624
158 598

Estimated living cost  is ₽15385 per week

₽10176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽367
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3962
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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