Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽147533
₽158876
₽140362
₽150191
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
9 668
unemployment
-
-
-
261
income
-
-
-
32 175
health
-
-
-
7 513
total
-
-
-
49 617
Employee
32 469
-
201 683
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 851
-
5 736
-
income
3 246
-
20 168
-
accident

We are using the highest rate at 1.1%.

357
-
719
-
health
1 493
-
3 005
-
total
7 947
-
29 628
-
Employer
32 469
-
201 683
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

3 578
-
7 199
-
health
2 241
-
4 508
-
unemployment
194
-
392
-
accident

We are using the highest rate at 1.1%.

357
-
719
-
total
6 370
-
12 818
-
Corporate
175 660
214 500
-
-
income
17 566
21 451
-
-
total
17 566
21 451
-
-
Dividends
158 094
193 049
-
-
withholding
7 905
9 652
-
-
total
7 905
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
39 788
31 103
42 446
49 617
After tax
174 712
183 397
172 054
164 883
Living cost
24 521
24 521
24 521
24 521
Free-cash
150 191
158 876
147 533
140 362

Estimated living cost  is ₽24521 per week

₽14316
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽650
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7805
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₽139882
₽151225
₽132711
₽139828
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
9 668
unemployment
-
-
-
261
income
-
-
-
32 175
health
-
-
-
7 513
total
-
-
-
49 617
Employee
42 601
-
201 683
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

3 740
-
5 736
-
income
4 261
-
20 168
-
accident

We are using the highest rate at 1.1%.

468
-
719
-
health
1 960
-
3 005
-
total
10 429
-
29 628
-
Employer
42 601
-
201 683
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

4 694
-
7 199
-
health
2 940
-
4 508
-
unemployment
256
-
392
-
accident

We are using the highest rate at 1.1%.

468
-
719
-
total
8 358
-
12 818
-
Corporate
163 541
214 500
-
-
income
16 353
21 451
-
-
total
16 353
21 451
-
-
Dividends
147 188
193 049
-
-
withholding
7 360
9 652
-
-
total
7 360
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
42 500
31 103
42 446
49 617
After tax
172 000
183 397
172 054
164 883
Living cost
32 172
32 172
32 172
32 172
Free-cash
139 828
151 225
139 882
132 711

Estimated living cost  is ₽32172 per week

₽21278
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽768
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8286
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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