Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽170418
₽171205
₽161458
₽166884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 736
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 808
unemployment
-
-
-
130
total
-
-
-
40 849
Employee
16 145
-
208 127
-
income
1 614
-
20 813
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 418
-
2 852
-
health
743
-
1 494
-
total
3 953
-
25 516
-
Employer
16 145
-
208 127
-
unemployment
97
-
195
-
health
1 114
-
2 241
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 779
-
3 580
-
total
3 168
-
6 373
-
Corporate
195 187
214 500
-
-
income
19 519
21 450
-
-
total
19 519
21 450
-
-
Dividends
175 668
193 050
-
-
withholding
8 783
9 652
-
-
total
8 783
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
35 423
31 102
31 889
40 849
After tax
179 077
183 398
182 611
173 651
Living cost
12 193
12 193
12 193
12 193
Free-cash
166 884
171 205
170 418
161 458

Estimated living cost  is ₽12193 per week

₽7118
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3881
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₽166613
₽167400
₽157653
₽161730
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 736
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 808
unemployment
-
-
-
130
total
-
-
-
40 849
Employee
21 183
-
208 127
-
income
2 119
-
20 813
-
accident

We are using the highest rate at 1.1%.

233
-
357
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 860
-
2 852
-
health
975
-
1 494
-
total
5 187
-
25 516
-
Employer
21 183
-
208 127
-
unemployment
127
-
195
-
health
1 462
-
2 241
-
accident

We are using the highest rate at 1.1%.

233
-
357
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 334
-
3 580
-
total
4 156
-
6 373
-
Corporate
189 161
214 500
-
-
income
18 916
21 450
-
-
total
18 916
21 450
-
-
Dividends
170 244
193 050
-
-
withholding
8 513
9 652
-
-
total
8 513
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
36 772
31 102
31 889
40 849
After tax
177 728
183 398
182 611
173 651
Living cost
15 998
15 998
15 998
15 998
Free-cash
161 730
167 400
166 613
157 653

Estimated living cost  is ₽15998 per week

₽10581
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽916
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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