Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽166583
₽170004
₽170982
₽161077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 804
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 896
unemployment
-
-
-
132
total
-
-
-
41 007
Employee
16 441
-
208 010
-
accident

We are using the highest rate at 1.1%.

181
-
364
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 443
-
2 904
-
health
756
-
1 522
-
income
1 644
-
20 801
-
total
4 024
-
25 591
-
Employer
16 441
-
208 010
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 812
-
3 645
-
health
1 135
-
2 282
-
unemployment
98
-
198
-
accident

We are using the highest rate at 1.1%.

181
-
364
-
total
3 226
-
6 489
-
Corporate
194 833
214 500
-
-
income
19 483
21 450
-
-
total
19 483
21 450
-
-
Dividends
175 350
193 050
-
-
withholding
8 768
9 652
-
-
total
8 768
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
35 501
31 102
32 080
41 007
After tax
178 999
183 398
182 420
173 493
Living cost
12 416
12 416
12 416
12 416
Free-cash
166 583
170 982
170 004
161 077

Estimated living cost  is ₽12416 per week

₽7249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽329
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3952
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₽161336
₽166130
₽167108
₽157203
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 804
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 896
unemployment
-
-
-
132
total
-
-
-
41 007
Employee
21 571
-
208 010
-
accident

We are using the highest rate at 1.1%.

237
-
364
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 894
-
2 904
-
health
992
-
1 522
-
income
2 157
-
20 801
-
total
5 280
-
25 591
-
Employer
21 571
-
208 010
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 377
-
3 645
-
health
1 489
-
2 282
-
unemployment
130
-
198
-
accident

We are using the highest rate at 1.1%.

237
-
364
-
total
4 233
-
6 489
-
Corporate
188 697
214 500
-
-
income
18 870
21 450
-
-
total
18 870
21 450
-
-
Dividends
169 827
193 050
-
-
withholding
8 491
9 652
-
-
total
8 491
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
36 874
31 102
32 080
41 007
After tax
177 626
183 398
182 420
173 493
Living cost
16 290
16 290
16 290
16 290
Free-cash
161 336
167 108
166 130
157 203

Estimated living cost  is ₽16290 per week

₽10774
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4195
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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