Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽167023
₽170607
₽171306
₽161634
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 704
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 767
unemployment
-
-
-
129
total
-
-
-
40 775
Employee
16 010
-
208 180
-
accident

We are using the highest rate at 1.1%.

176
-
354
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 406
-
2 828
-
health
736
-
1 482
-
income
1 601
-
20 818
-
total
3 919
-
25 482
-
Employer
16 010
-
208 180
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 765
-
3 550
-
health
1 105
-
2 223
-
unemployment
96
-
193
-
accident

We are using the highest rate at 1.1%.

176
-
354
-
total
3 142
-
6 320
-
Corporate
195 348
214 500
-
-
income
19 535
21 450
-
-
total
19 535
21 450
-
-
Dividends
175 813
193 050
-
-
withholding
8 790
9 653
-
-
total
8 790
9 653
-
-
Income
214 500
214 500
214 500
214 500
Total tax
35 386
31 103
31 802
40 775
After tax
179 114
183 397
182 698
173 725
Living cost
12 091
12 091
12 091
12 091
Free-cash
167 023
171 306
170 607
161 634

Estimated living cost  is ₽12091 per week

₽7059
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽320
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3848
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₽161913
₽166834
₽167533
₽157861
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 704
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 767
unemployment
-
-
-
129
total
-
-
-
40 775
Employee
21 006
-
208 180
-
accident

We are using the highest rate at 1.1%.

231
-
354
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 844
-
2 828
-
health
966
-
1 482
-
income
2 101
-
20 818
-
total
5 142
-
25 482
-
Employer
21 006
-
208 180
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 315
-
3 550
-
health
1 450
-
2 223
-
unemployment
126
-
193
-
accident

We are using the highest rate at 1.1%.

231
-
354
-
total
4 122
-
6 320
-
Corporate
189 372
214 500
-
-
income
18 937
21 450
-
-
total
18 937
21 450
-
-
Dividends
170 435
193 050
-
-
withholding
8 522
9 653
-
-
total
8 522
9 653
-
-
Income
214 500
214 500
214 500
214 500
Total tax
36 723
31 103
31 802
40 775
After tax
177 777
183 397
182 698
173 725
Living cost
15 864
15 864
15 864
15 864
Free-cash
161 913
167 533
166 834
157 861

Estimated living cost  is ₽15864 per week

₽10492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4086
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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