Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽167100
₽171363
₽170711
₽161730
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
unemployment
-
-
-
128
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 745
health
-
-
-
3 687
total
-
-
-
40 735
Employee
15 936
-
208 210
-
accident

We are using the highest rate at 1.1%.

175
-
353
-
health
733
-
1 475
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 399
-
2 815
-
income
1 593
-
20 821
-
total
3 900
-
25 464
-
Employer
15 936
-
208 210
-
accident

We are using the highest rate at 1.1%.

175
-
353
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 756
-
3 533
-
unemployment
95
-
192
-
health
1 100
-
2 212
-
total
3 126
-
6 290
-
Corporate
195 438
214 500
-
-
income
19 544
21 450
-
-
total
19 544
21 450
-
-
Dividends
175 894
193 050
-
-
withholding
8 795
9 652
-
-
total
8 795
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
35 365
31 102
31 754
40 735
After tax
179 135
183 398
182 746
173 765
Living cost
12 035
12 035
12 035
12 035
Free-cash
167 100
171 363
170 711
161 730

Estimated living cost  is ₽12035 per week

₽7026
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽319
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3831
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₽162012
₽167608
₽166956
₽157975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
unemployment
-
-
-
128
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 745
health
-
-
-
3 687
total
-
-
-
40 735
Employee
20 908
-
208 210
-
accident

We are using the highest rate at 1.1%.

230
-
353
-
health
962
-
1 475
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 836
-
2 815
-
income
2 091
-
20 821
-
total
5 119
-
25 464
-
Employer
20 908
-
208 210
-
accident

We are using the highest rate at 1.1%.

230
-
353
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 304
-
3 533
-
unemployment
126
-
192
-
health
1 443
-
2 212
-
total
4 103
-
6 290
-
Corporate
189 490
214 500
-
-
income
18 949
21 450
-
-
total
18 949
21 450
-
-
Dividends
170 541
193 050
-
-
withholding
8 527
9 652
-
-
total
8 527
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
36 698
31 102
31 754
40 735
After tax
177 802
183 398
182 746
173 765
Living cost
15 790
15 790
15 790
15 790
Free-cash
162 012
167 608
166 956
157 975

Estimated living cost  is ₽15790 per week

₽10443
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽904
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽377
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4067
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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