Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽167261
₽171483
₽170935
₽161935
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
unemployment
-
-
-
127
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 698
health
-
-
-
3 650
total
-
-
-
40 650
Employee
15 777
-
208 272
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
health
726
-
1 460
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 385
-
2 787
-
income
1 577
-
20 827
-
total
3 862
-
25 423
-
Employer
15 777
-
208 272
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 739
-
3 498
-
unemployment
94
-
190
-
health
1 089
-
2 190
-
total
3 096
-
6 227
-
Corporate
195 628
214 500
-
-
income
19 563
21 450
-
-
total
19 563
21 450
-
-
Dividends
176 065
193 050
-
-
withholding
8 803
9 652
-
-
total
8 803
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
35 324
31 102
31 650
40 650
After tax
179 176
183 398
182 850
173 850
Living cost
11 915
11 915
11 915
11 915
Free-cash
167 261
171 483
170 935
161 935

Estimated living cost  is ₽11915 per week

₽6956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3792
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₽162229
₽167766
₽167218
₽158218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
unemployment
-
-
-
127
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 698
health
-
-
-
3 650
total
-
-
-
40 650
Employee
20 700
-
208 272
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
health
952
-
1 460
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 817
-
2 787
-
income
2 070
-
20 827
-
total
5 066
-
25 423
-
Employer
20 700
-
208 272
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 281
-
3 498
-
unemployment
124
-
190
-
health
1 428
-
2 190
-
total
4 060
-
6 227
-
Corporate
189 739
214 500
-
-
income
18 974
21 450
-
-
total
18 974
21 450
-
-
Dividends
170 765
193 050
-
-
withholding
8 539
9 652
-
-
total
8 539
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
36 639
31 102
31 650
40 650
After tax
177 861
183 398
182 850
173 850
Living cost
15 632
15 632
15 632
15 632
Free-cash
162 229
167 766
167 218
158 218

Estimated living cost  is ₽15632 per week

₽10339
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽895
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4026
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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