Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽167156
₽171405
₽170792
₽161803
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
unemployment
-
-
-
128
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 728
health
-
-
-
3 674
total
-
-
-
40 705
Employee
15 879
-
208 232
-
accident

We are using the highest rate at 1.1%.

175
-
351
-
health
730
-
1 470
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 394
-
2 805
-
income
1 588
-
20 823
-
total
3 887
-
25 449
-
Employer
15 879
-
208 232
-
accident

We are using the highest rate at 1.1%.

175
-
351
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 750
-
3 520
-
unemployment
95
-
192
-
health
1 096
-
2 204
-
total
3 116
-
6 267
-
Corporate
195 506
214 500
-
-
income
19 551
21 450
-
-
total
19 551
21 450
-
-
Dividends
175 955
193 050
-
-
withholding
8 798
9 653
-
-
total
8 798
9 653
-
-
Income
214 500
214 500
214 500
214 500
Total tax
35 352
31 103
31 716
40 705
After tax
179 148
183 397
182 784
173 795
Living cost
11 992
11 992
11 992
11 992
Free-cash
167 156
171 405
170 792
161 803

Estimated living cost  is ₽11992 per week

₽7001
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽318
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3817
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₽162090
₽167664
₽167051
₽158062
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
unemployment
-
-
-
128
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 728
health
-
-
-
3 674
total
-
-
-
40 705
Employee
20 833
-
208 232
-
accident

We are using the highest rate at 1.1%.

229
-
351
-
health
958
-
1 470
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 829
-
2 805
-
income
2 084
-
20 823
-
total
5 100
-
25 449
-
Employer
20 833
-
208 232
-
accident

We are using the highest rate at 1.1%.

229
-
351
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 296
-
3 520
-
unemployment
125
-
192
-
health
1 438
-
2 204
-
total
4 088
-
6 267
-
Corporate
189 579
214 500
-
-
income
18 958
21 450
-
-
total
18 958
21 450
-
-
Dividends
170 621
193 050
-
-
withholding
8 531
9 653
-
-
total
8 531
9 653
-
-
Income
214 500
214 500
214 500
214 500
Total tax
36 677
31 103
31 716
40 705
After tax
177 823
183 397
182 784
173 795
Living cost
15 733
15 733
15 733
15 733
Free-cash
162 090
167 664
167 051
158 062

Estimated living cost  is ₽15733 per week

₽10406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽901
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽375
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4052
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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