Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽167359
₽171556
₽171069
₽162060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
unemployment
-
-
-
126
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 669
health
-
-
-
3 628
total
-
-
-
40 598
Employee
15 681
-
208 310
-
accident

We are using the highest rate at 1.1%.

173
-
347
-
health
721
-
1 451
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 377
-
2 770
-
income
1 568
-
20 831
-
total
3 839
-
25 399
-
Employer
15 681
-
208 310
-
accident

We are using the highest rate at 1.1%.

173
-
347
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 728
-
3 477
-
unemployment
94
-
189
-
health
1 082
-
2 177
-
total
3 077
-
6 190
-
Corporate
195 742
214 500
-
-
income
19 574
21 450
-
-
total
19 574
21 450
-
-
Dividends
176 168
193 050
-
-
withholding
8 809
9 652
-
-
total
8 809
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
35 299
31 102
31 589
40 598
After tax
179 201
183 398
182 911
173 902
Living cost
11 842
11 842
11 842
11 842
Free-cash
167 359
171 556
171 069
162 060

Estimated living cost  is ₽11842 per week

₽6914
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽314
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₽162355
₽167860
₽167373
₽158364
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
unemployment
-
-
-
126
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 669
health
-
-
-
3 628
total
-
-
-
40 598
Employee
20 574
-
208 310
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
health
946
-
1 451
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 806
-
2 770
-
income
2 058
-
20 831
-
total
5 036
-
25 399
-
Employer
20 574
-
208 310
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 267
-
3 477
-
unemployment
124
-
189
-
health
1 420
-
2 177
-
total
4 037
-
6 190
-
Corporate
189 889
214 500
-
-
income
18 989
21 450
-
-
total
18 989
21 450
-
-
Dividends
170 901
193 050
-
-
withholding
8 545
9 652
-
-
total
8 545
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
36 607
31 102
31 589
40 598
After tax
177 893
183 398
182 911
173 902
Living cost
15 538
15 538
15 538
15 538
Free-cash
162 355
167 860
167 373
158 364

Estimated living cost  is ₽15538 per week

₽10276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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