Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽167307
₽171518
₽170998
₽161994
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
unemployment
-
-
-
127
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
health
-
-
-
3 640
total
-
-
-
40 626
Employee
15 731
-
208 290
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
health
724
-
1 456
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 381
-
2 779
-
income
1 573
-
20 829
-
total
3 851
-
25 412
-
Employer
15 731
-
208 290
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 734
-
3 488
-
unemployment
94
-
190
-
health
1 086
-
2 184
-
total
3 087
-
6 210
-
Corporate
195 682
214 500
-
-
income
19 569
21 450
-
-
total
19 569
21 450
-
-
Dividends
176 114
193 050
-
-
withholding
8 806
9 652
-
-
total
8 806
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
35 313
31 102
31 622
40 626
After tax
179 187
183 398
182 878
173 874
Living cost
11 880
11 880
11 880
11 880
Free-cash
167 307
171 518
170 998
161 994

Estimated living cost  is ₽11880 per week

₽6936
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3781
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₽162289
₽167811
₽167291
₽158287
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
unemployment
-
-
-
127
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
health
-
-
-
3 640
total
-
-
-
40 626
Employee
20 640
-
208 290
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
health
950
-
1 456
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 812
-
2 779
-
income
2 064
-
20 829
-
total
5 053
-
25 412
-
Employer
20 640
-
208 290
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 274
-
3 488
-
unemployment
124
-
190
-
health
1 424
-
2 184
-
total
4 049
-
6 210
-
Corporate
189 811
214 500
-
-
income
18 981
21 450
-
-
total
18 981
21 450
-
-
Dividends
170 830
193 050
-
-
withholding
8 541
9 652
-
-
total
8 541
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
36 624
31 102
31 622
40 626
After tax
177 876
183 398
182 878
173 874
Living cost
15 587
15 587
15 587
15 587
Free-cash
162 289
167 811
167 291
158 287

Estimated living cost  is ₽15587 per week

₽10309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4014
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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