Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽166991
₽170563
₽171283
₽161593
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 712
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 777
unemployment
-
-
-
129
total
-
-
-
40 793
Employee
16 041
-
208 168
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 408
-
2 834
-
health
738
-
1 485
-
income
1 604
-
20 817
-
total
3 927
-
25 491
-
Employer
16 041
-
208 168
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 768
-
3 556
-
health
1 107
-
2 227
-
unemployment
96
-
194
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
total
3 148
-
6 332
-
Corporate
195 311
214 500
-
-
income
19 531
21 450
-
-
total
19 531
21 450
-
-
Dividends
175 780
193 050
-
-
withholding
8 789
9 653
-
-
total
8 789
9 653
-
-
Income
214 500
214 500
214 500
214 500
Total tax
35 395
31 103
31 823
40 793
After tax
179 105
183 397
182 677
173 707
Living cost
12 114
12 114
12 114
12 114
Free-cash
166 991
171 283
170 563
161 593

Estimated living cost  is ₽12114 per week

₽7073
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽865
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽321
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Sofia , Bulgaria
₽161874
₽166783
₽167503
₽157813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 712
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 777
unemployment
-
-
-
129
total
-
-
-
40 793
Employee
21 047
-
208 168
-
accident

We are using the highest rate at 1.1%.

231
-
355
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 848
-
2 834
-
health
968
-
1 485
-
income
2 105
-
20 817
-
total
5 152
-
25 491
-
Employer
21 047
-
208 168
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 319
-
3 556
-
health
1 452
-
2 227
-
unemployment
126
-
194
-
accident

We are using the highest rate at 1.1%.

231
-
355
-
total
4 128
-
6 332
-
Corporate
189 324
214 500
-
-
income
18 932
21 450
-
-
total
18 932
21 450
-
-
Dividends
170 391
193 050
-
-
withholding
8 520
9 653
-
-
total
8 520
9 653
-
-
Income
214 500
214 500
214 500
214 500
Total tax
36 732
31 103
31 823
40 793
After tax
177 768
183 397
182 677
173 707
Living cost
15 894
15 894
15 894
15 894
Free-cash
161 874
167 503
166 783
157 813

Estimated living cost  is ₽15894 per week

₽10512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽910
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽379
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4093
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close