Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽162304
₽167553
₽171334
₽171699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 613
income
-
-
-
32 175
health
-
-
-
3 584
unemployment
-
-
-
125
total
-
-
-
40 497
Employee
15 491
-
208 385
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 360
-
2 737
-
accident

We are using the highest rate at 1.1%.

171
-
343
-
income
1 549
-
20 838
-
health
713
-
1 434
-
total
3 793
-
25 352
-
Employer
15 491
-
208 385
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 707
-
3 434
-
health
1 069
-
2 151
-
unemployment
93
-
187
-
accident

We are using the highest rate at 1.1%.

171
-
343
-
total
3 040
-
6 115
-
Corporate
195 970
214 500
-
-
income
19 597
21 450
-
-
total
19 597
21 450
-
-
Dividends
176 373
193 050
-
-
withholding
8 818
9 652
-
-
total
8 818
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
35 248
31 102
31 467
40 497
After tax
179 252
183 398
183 033
174 003
Living cost
11 699
11 699
11 699
11 699
Free-cash
167 553
171 699
171 334
162 304

Estimated living cost  is ₽11699 per week

₽6830
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽835
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽310
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3724
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₽158654
₽162610
₽167684
₽168049
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 613
income
-
-
-
32 175
health
-
-
-
3 584
unemployment
-
-
-
125
total
-
-
-
40 497
Employee
20 324
-
208 385
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 784
-
2 737
-
accident

We are using the highest rate at 1.1%.

223
-
343
-
income
2 033
-
20 838
-
health
935
-
1 434
-
total
4 975
-
25 352
-
Employer
20 324
-
208 385
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 240
-
3 434
-
health
1 403
-
2 151
-
unemployment
122
-
187
-
accident

We are using the highest rate at 1.1%.

223
-
343
-
total
3 988
-
6 115
-
Corporate
190 188
214 500
-
-
income
19 019
21 450
-
-
total
19 019
21 450
-
-
Dividends
171 169
193 050
-
-
withholding
8 559
9 652
-
-
total
8 559
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
36 541
31 102
31 467
40 497
After tax
177 959
183 398
183 033
174 003
Living cost
15 349
15 349
15 349
15 349
Free-cash
162 610
168 049
167 684
158 654

Estimated living cost  is ₽15349 per week

₽10152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽879
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽366
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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