Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 214500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽166480
₽169863
₽170906
₽160947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 827
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 926
unemployment
-
-
-
133
total
-
-
-
41 061
Employee
16 541
-
207 970
-
accident

We are using the highest rate at 1.1%.

182
-
366
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 452
-
2 922
-
health
761
-
1 531
-
income
1 654
-
20 797
-
total
4 049
-
25 616
-
Employer
16 541
-
207 970
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 823
-
3 667
-
health
1 142
-
2 296
-
unemployment
99
-
200
-
accident

We are using the highest rate at 1.1%.

182
-
366
-
total
3 246
-
6 529
-
Corporate
194 713
214 500
-
-
income
19 471
21 450
-
-
total
19 471
21 450
-
-
Dividends
175 241
193 050
-
-
withholding
8 762
9 652
-
-
total
8 762
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
35 528
31 102
32 145
41 061
After tax
178 972
183 398
182 355
173 439
Living cost
12 492
12 492
12 492
12 492
Free-cash
166 480
170 906
169 863
160 947

Estimated living cost  is ₽12492 per week

₽7293
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽331
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₽161200
₽165965
₽167008
₽157049
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
214 500
health
-
-
-
3 827
income
-
-
-
32 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 926
unemployment
-
-
-
133
total
-
-
-
41 061
Employee
21 703
-
207 970
-
accident

We are using the highest rate at 1.1%.

239
-
366
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 905
-
2 922
-
health
998
-
1 531
-
income
2 171
-
20 797
-
total
5 313
-
25 616
-
Employer
21 703
-
207 970
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 392
-
3 667
-
health
1 498
-
2 296
-
unemployment
130
-
200
-
accident

We are using the highest rate at 1.1%.

239
-
366
-
total
4 259
-
6 529
-
Corporate
188 539
214 500
-
-
income
18 854
21 450
-
-
total
18 854
21 450
-
-
Dividends
169 685
193 050
-
-
withholding
8 484
9 652
-
-
total
8 484
9 652
-
-
Income
214 500
214 500
214 500
214 500
Total tax
36 910
31 102
32 145
41 061
After tax
177 590
183 398
182 355
173 439
Living cost
16 390
16 390
16 390
16 390
Free-cash
161 200
167 008
165 965
157 049

Estimated living cost  is ₽16390 per week

₽10840
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽938
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4221
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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