Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213500
per

Your estimated
City
free-cash

Valencia , Spain
₽116221
₽93963
₽97277
₽119706
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
unemployment
-
-
-
512
income
-
-
-
72 567
other
-
-
-
73
accident
-
-
-
659
pensions
-
-
-
20 705
total
-
-
-
94 516
Employee
29 188
-
190 175
-
unemployment
452
-
1 134
-
pensions
1 372
-
3 439
-
income
5 627
-
69 858
-
other
28
-
73
-
total
7 479
-
74 504
-
Employer
29 188
-
190 175
-
pensions
6 888
-
17 267
-
accident
578
-
1 449
-
unemployment
1 606
-
4 024
-
other
234
-
586
-
total
9 306
-
23 326
-
Corporate
175 007
213 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

26 251
32 025
-
-
total
26 251
32 025
-
-
Dividends
148 756
181 475
-
-
withholding
32 536
40 062
-
-
total
32 536
40 062
-
-
Income
213 500
213 500
213 500
213 500
Total tax
75 572
72 087
97 830
94 516
After tax
137 928
141 413
115 670
118 984
Living cost
21 707
21 707
21 707
21 707
Free-cash
116 221
119 706
93 963
97 277

Estimated living cost  is ₽21707 per week

₽14652
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2087
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4588
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽130494
₽110906
₽112588
₽135824
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 809
income
-
-
-
40 086
other
-
-
-
5 701
health
-
-
-
5 282
total
-
-
-
79 878
Employee
28 661
-
182 749
-
health
401
-
1 681
-
unemployment
286
-
1 200
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 006
-
8 402
-
income
4 934
-
39 526
-
total
7 627
-
50 809
-
Employer
28 661
-
182 749
-
health
401
-
1 681
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 873
-
20 407
-
accident
229
-
1 462
-
unemployment
286
-
1 200
-
other
1 434
-
6 001
-
total
7 223
-
30 751
-
Corporate
177 615
213 500
-
-
income
37 300
44 835
-
-
total
37 300
44 835
-
-
Dividends
140 316
168 665
-
-
withholding
9 822
11 807
-
-
total
9 822
11 807
-
-
Income
213 500
213 500
213 500
213 500
Total tax
61 972
56 642
81 560
79 878
After tax
151 528
156 858
131 940
133 622
Living cost
21 034
21 034
21 034
21 034
Free-cash
130 494
135 824
110 906
112 588

Estimated living cost  is ₽21034 per week

₽14861
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1420
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽339
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4413
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽168503
₽172906
₽163734
₽172175
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 088
unemployment
-
-
-
110
income
-
-
-
32 025
health
-
-
-
3 176
total
-
-
-
39 399
Employee
13 728
-
208 081
-
health
631
-
1 270
-
accident

We are using the highest rate at 1.1%.

151
-
304
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 205
-
2 425
-
income
1 373
-
20 808
-
total
3 360
-
24 807
-
Employer
13 728
-
208 081
-
health
948
-
1 906
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 513
-
3 044
-
accident

We are using the highest rate at 1.1%.

151
-
304
-
unemployment
82
-
166
-
total
2 694
-
5 420
-
Corporate
197 079
213 500
-
-
income
19 708
21 350
-
-
total
19 708
21 350
-
-
Dividends
177 371
192 150
-
-
withholding
8 868
9 608
-
-
total
8 868
9 608
-
-
Income
213 500
213 500
213 500
213 500
Total tax
34 630
30 958
30 227
39 399
After tax
178 870
182 542
183 273
174 101
Living cost
10 367
10 367
10 367
10 367
Free-cash
168 503
172 175
172 906
163 734

Estimated living cost  is ₽10367 per week

₽6053
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽85260
₽78174
₽86710
₽80598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
44 756
other
-
-
-
6 618
health
-
-
-
11 352
social contributions
-
-
-
6 083
pensions
-
-
-
30 974
surtax
-
-
-
-
total
-
-
-
99 783
Employee
33 784
-
161 280
-
pensions
3 820
-
12 856
-
income
1 994
-
38 647
-
social contributions
963
-
4 596
-
surtax
-
-
-
-
total
6 777
-
56 099
-
Employer
33 784
-
161 280
-
health
2 365
-
16 865
-
social contributions
102
-
484
-
pensions
5 550
-
21 350
-
unemployment
1 368
-
6 531
-
other
1 165
-
6 990
-
total
10 550
-
52 220
-
Corporate
169 166
213 500
-
-
income
47 366
59 780
-
-
surtax
-
-
-
-
total
47 366
59 780
-
-
Dividends
121 800
153 720
-
-
social contributions
20 949
26 439
-
-
surtax
-
-
-
-
withholding
15 591
19 676
-
-
total
36 540
46 115
-
-
Income
213 500
213 500
213 500
213 500
Total tax
101 233
105 895
108 319
99 783
After tax
112 267
107 605
105 181
113 717
Living cost
27 007
27 007
27 007
27 007
Free-cash
85 260
80 598
78 174
86 710

Estimated living cost  is ₽27007 per week

₽17029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2196
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7324
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽68906
₽103410
₽79621
₽73743
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
pensions
-
-
-
9 249
income
-
-
-
81 828
health
-
-
-
9 734
total
-
-
-
100 811
Employee
67 409
67 409
198 830
-
health
10 347
8 801
9 734
-
pensions
12 134
9 249
9 249
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 034
11 034
43 369
-
total
33 515
29 084
62 352
-
Employer
67 409
67 409
198 830
-
health
4 686
4 686
5 823
-
pensions
4 692
4 692
5 832
-
unemployment
2 427
2 427
3 015
-
total
11 805
11 805
14 670
-
Corporate
135 114
134 287
-
-
income
27 022
26 857
-
-
total
27 022
26 857
-
-
Dividends
108 092
107 429
-
-
income
22 970
22 829
-
-
withholding
16 214
16 114
-
-
total
39 184
38 943
-
-
Income
213 500
213 500
213 500
213 500
Total tax
111 526
106 689
77 022
100 811
After tax
101 974
106 811
136 478
112 689
Living cost
33 068
33 068
33 068
33 068
Free-cash
68 906
73 743
103 410
79 621

Estimated living cost  is ₽33068 per week

₽23434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽92380
₽105863
₽78017
₽83649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 500
trade
-
-
-
27 846
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
74 252
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 393
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 083
total
-
-
-
111 574
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

30 192
-
213 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 393
-
5 393
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

843
-
74 252
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
4 083
-
total
6 282
-
83 728
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
183 308
213 500
-
-
income
27 497
32 025
-
-
trade
28 871
33 627
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 513
1 762
-
-
chamber of commerce
383
427
-
-
total
58 264
67 841
-
-
Dividends
125 044
145 659
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 703
1 986
-
-
withholding
30 962
36 115
-
-
total
32 665
38 101
-
-
Income
213 500
213 500
213 500
213 500
Total tax
97 211
105 942
83 728
111 574
After tax
116 289
107 558
129 772
101 926
Living cost
23 909
23 909
23 909
23 909
Free-cash
92 380
83 649
105 863
78 017

Estimated living cost  is ₽23909 per week

₽15040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5635
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽132937
₽122248
₽123923
₽137233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
53 085
health
-
-
-
5 444
social contributions
-
-
-
12 772
total
-
-
-
71 301
Employee
60 699
60 699
202 951
-
health
470
1 032
3 450
-
income
6 609
5 619
52 182
-
social contributions
2 295
5 038
6 795
-
total
9 374
11 689
62 427
-
Employer
60 699
60 699
202 951
-
health
511
1 123
3 754
-
social contributions
2 295
5 038
6 795
-
total
2 806
6 161
10 549
-
Corporate
183 044
146 640
-
-
income
22 880
18 329
-
-
total
22 880
18 329
-
-
Dividends
160 164
128 311
-
-
withholding
27 227
21 812
-
-
total
27 227
21 812
-
-
Income
213 500
213 500
213 500
213 500
Total tax
62 287
57 991
72 976
71 301
After tax
151 213
155 509
140 524
142 199
Living cost
18 276
18 276
18 276
18 276
Free-cash
132 937
137 233
122 248
123 923

Estimated living cost  is ₽18276 per week

₽10953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽404
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5126
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽95884
₽66789
₽84801
₽96678
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
213 500
income
-
-
-
29 748
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
74 191
surtax
-
-
-
-
total
-
-
-
103 939
Employee
36 305
-
172 526
-
income
7 552
-
61 156
-
social contributions
3 994
-
18 978
-
surtax
-
-
843
-
total
11 546
-
80 977
-
Employer
36 305
-
172 526
-
social contributions
8 622
-
40 974
-
total
8 622
-
40 974
-
Corporate
168 573
213 500
-
-
income
35 400
44 835
-
-
surtax
-
-
-
-
total
35 400
44 835
-
-
Dividends
133 172
168 665
-
-
withholding
37 288
47 227
-
-
total
37 288
47 227
-
-
Income
213 500
213 500
213 500
213 500
Total tax
92 856
92 062
121 951
103 939
After tax
120 644
121 438
91 549
109 561
Living cost
24 760
24 760
24 760
24 760
Free-cash
95 884
96 678
66 789
84 801

Estimated living cost  is ₽24760 per week

₽18526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1461
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽195717
₽164814
₽205379
₽196839
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
213 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 135
total
-
-
-
2 135
Employee
7 482
-
213 500
-
income
1 496
-
42 700
-
total
1 496
-
42 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

206 018
213 500
-
-
total
-
-
-
-
Dividends
206 018
213 500
-
-
withholding
10 301
10 675
-
-
total
10 301
10 675
-
-
Income
213 500
213 500
213 500
213 500
Total tax
11 797
10 675
42 700
2 135
After tax
201 703
202 825
170 800
211 365
Living cost
5 986
5 986
5 986
5 986
Free-cash
195 717
196 839
164 814
205 379

Estimated living cost  is ₽5986 per week

₽3710
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽165
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1614
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽119219
₽69523
₽74156
₽125821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
213 500
pensions
-
-
-
38 991
unemployment
-
-
-
321
income
-
-
-
57 850
health
-
-
-
21 009
total
-
-
-
118 171
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 906
-
184 737
-
health
2 254
-
11 933
-
unemployment
49
-
259
-
pensions
5 411
-
28 634
-
income
6 020
-
53 215
-
total
13 734
-
94 041
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 906
-
184 737
-
health
2 325
-
12 303
-
pensions
3 089
-
16 349
-
unemployment
21
-
111
-
total
5 435
-
28 763
-
Corporate
173 159
213 500
-
-
income
32 900
40 565
-
-
total
32 900
40 565
-
-
Dividends
140 259
172 935
-
-
withholding
21 039
25 941
-
-
total
21 039
25 941
-
-
Income
213 500
213 500
213 500
213 500
Total tax
73 108
66 506
122 804
118 171
After tax
140 392
146 994
90 696
95 329
Living cost
21 173
21 173
21 173
21 173
Free-cash
119 219
125 821
69 523
74 156

Estimated living cost  is ₽21173 per week

₽14530
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1357
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽108710
₽118605
₽147855
₽105951
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
213 500
income
-
-
-
32 025
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 966
total
-
-
-
36 991
Employee
36 212
-
209 869
-
social contributions
3 628
-
3 631
-
income
3 929
-
58 979
-
total
7 557
-
62 610
-
Employer
36 212
-
209 869
-
social contributions
3 628
-
3 631
-
total
3 628
-
3 631
-
Corporate
173 660
213 500
-
-
income
60 781
74 725
-
-
total
60 781
74 725
-
-
Dividends
112 880
138 775
-
-
social contributions
4 170
4 170
-
-
total
4 170
4 170
-
-
Income
213 500
213 500
213 500
213 500
Total tax
76 136
78 895
66 241
36 991
After tax
137 364
134 605
147 259
176 509
Living cost
28 654
28 654
28 654
28 654
Free-cash
108 710
105 951
118 605
147 855

Estimated living cost  is ₽28654 per week

₽18875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2259
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽113925
₽61652
₽120373
₽113516
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
32 025
health
-
-
-
14 902
social contributions
-
-
-
29 462
total
-
-
-
76 389
Employee
26 764
-
213 500
-
health
1 868
-
14 902
-
income
4 464
-
90 746
-
social contributions
3 694
-
29 462
-
total
10 026
-
135 110
-
Employer
26 764
-
213 500
-
total
-
-
-
-
Corporate
186 736
213 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

9 337
10 675
-
-
total
9 337
10 675
-
-
Dividends
177 399
202 825
-
-
social contributions
24 482
27 990
-
-
withholding
26 610
30 424
-
-
health
12 382
14 157
-
-
total
63 474
72 571
-
-
Income
213 500
213 500
213 500
213 500
Total tax
82 837
83 246
135 110
76 389
After tax
130 663
130 254
78 390
137 111
Living cost
16 738
16 738
16 738
16 738
Free-cash
113 925
113 516
61 652
120 373

Estimated living cost  is ₽16738 per week

₽11202
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1032
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽385
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽116993
₽98064
₽107986
₽124883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
23 828
health
-
-
-
28 822
social contributions
-
-
-
25 822
solidarity contribution
-
-
-
4 930
total
-
-
-
83 402
Employee
32 518
-
175 589
-
health
4 390
-
23 705
-
solidarity contribution
-
-
4 039
-
income
3 902
-
21 921
-
social contributions
2 114
-
5 748
-
total
10 406
-
55 413
-
Employer
32 518
-
175 589
-
health
2 927
-
15 803
-
social contributions
8 130
-
22 108
-
total
11 057
-
37 911
-
Corporate
169 925
213 500
-
-
income
32 286
40 565
-
-
total
32 286
40 565
-
-
Dividends
137 640
172 935
-
-
withholding
20 646
25 940
-
-
total
20 646
25 940
-
-
Income
213 500
213 500
213 500
213 500
Total tax
74 395
66 505
93 324
83 402
After tax
139 105
146 995
120 176
130 098
Living cost
22 112
22 112
22 112
22 112
Free-cash
116 993
124 883
98 064
107 986

Estimated living cost  is ₽22112 per week

₽16444
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1225
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4061
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽191748
₽161472
₽202037
₽193497
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
213 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 135
total
-
-
-
2 135
Employee
11 661
-
213 500
-
income
2 332
-
42 700
-
total
2 332
-
42 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

201 839
213 500
-
-
total
-
-
-
-
Dividends
201 839
213 500
-
-
withholding
10 092
10 675
-
-
total
10 092
10 675
-
-
Income
213 500
213 500
213 500
213 500
Total tax
12 424
10 675
42 700
2 135
After tax
201 076
202 825
170 800
211 365
Living cost
9 328
9 328
9 328
9 328
Free-cash
191 748
193 497
161 472
202 037

Estimated living cost  is ₽9328 per week

₽6313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽392
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽313
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2311
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽74905
₽67055
₽75591
₽69479
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
44 756
other
-
-
-
6 618
health
-
-
-
11 352
social contributions
-
-
-
6 083
pensions
-
-
-
30 974
surtax
-
-
-
-
total
-
-
-
99 783
Employee
49 440
-
161 280
-
pensions
5 592
-
12 856
-
income
4 314
-
38 647
-
social contributions
1 408
-
4 596
-
surtax
-
-
-
-
total
11 314
-
56 099
-
Employer
49 440
-
161 280
-
health
3 460
-
16 865
-
social contributions
148
-
484
-
pensions
8 124
-
21 350
-
unemployment
2 003
-
6 531
-
other
1 706
-
6 990
-
total
15 441
-
52 220
-
Corporate
148 619
213 500
-
-
income
41 614
59 780
-
-
surtax
-
-
-
-
total
41 614
59 780
-
-
Dividends
107 005
153 720
-
-
social contributions
18 404
26 439
-
-
surtax
-
-
-
-
withholding
13 696
19 676
-
-
total
32 100
46 115
-
-
Income
213 500
213 500
213 500
213 500
Total tax
100 469
105 895
108 319
99 783
After tax
113 031
107 605
105 181
113 717
Living cost
38 126
38 126
38 126
38 126
Free-cash
74 905
69 479
67 055
75 591

Estimated living cost  is ₽38126 per week

₽25803
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3119
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽136774
₽127824
₽127824
₽140646
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
213 500
pensions
-
-
-
15 119
unemployment
-
-
-
872
income
-
-
-
50 088
health
-
-
-
5 989
total
-
-
-
72 068
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 519
-
203 091
-
health
1 057
-
2 995
-
unemployment
154
-
436
-
pensions
2 873
-
8 141
-
income
2 828
-
50 088
-
total
6 912
-
61 660
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 519
-
203 091
-
health
1 057
-
2 995
-
pensions
2 462
-
6 978
-
unemployment
154
-
436
-
total
3 673
-
10 409
-
Corporate
189 308
213 500
-
-
income
28 396
32 025
-
-
total
28 396
32 025
-
-
Dividends
160 912
181 475
-
-
withholding
24 137
27 221
-
-
total
24 137
27 221
-
-
Income
213 500
213 500
213 500
213 500
Total tax
63 118
59 246
72 069
72 068
After tax
150 382
154 254
141 431
141 432
Living cost
13 608
13 608
13 608
13 608
Free-cash
136 774
140 646
127 824
127 824

Estimated living cost  is ₽13608 per week

₽9162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1053
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽66890
₽105919
₽111120
₽43906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
pensions
-
-
-
19 641
city
-
-
-
2 253
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 090
health
-
-
-
480
regional
-
-
-
13 743
national
-
-
-
8 451
total
-
-
-
48 658
Employee
62 868
-
193 497
-
health
142
-
436
-
unemployment
-
-
-
-
city
675
-
2 111
-
pensions
5 282
-
13 567
-
regional
2 059
-
12 550
-
national
298
-
7 322
-
total
8 456
-
35 986
-
Employer
62 868
-
193 497
-
health
142
-
436
-
pensions
5 282
-
13 567
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 257
-
3 870
-
total
6 681
-
17 873
-
Corporate
143 260
213 500
-
-
regional
30 300
45 156
-
-
national
12 177
18 147
-
-
total
42 477
63 303
-
-
Dividends
100 783
150 197
-
-
withholding
35 274
52 569
-
-
total
35 274
52 569
-
-
Income
213 500
213 500
213 500
213 500
Total tax
92 888
115 872
53 859
48 658
After tax
120 612
97 628
159 641
164 842
Living cost
53 722
53 722
53 722
53 722
Free-cash
66 890
43 906
105 919
111 120

Estimated living cost  is ₽53722 per week

₽34935
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4821
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽660
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13307
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽101291
₽72123
₽96580
₽97442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
213 500
municipal
-
-
-
37 897
health
-
-
-
2 959
national
-
-
-
45 758
total
-
-
-
86 614
Employee
41 530
-
179 608
-
health
310
-
2 437
-
unemployment
623
-
2 695
-
pensions
2 803
-
12 123
-
national
686
-
30 699
-
municipal
6 802
-
29 224
-
total
11 224
-
77 178
-
Employer
41 530
-
179 608
-
health
319
-
1 383
-
pensions
7 205
-
31 163
-
accident
42
-
180
-
unemployment
270
-
1 167
-
total
7 836
-
33 893
-
Corporate
164 134
213 500
-
-
income
32 827
42 700
-
-
total
32 827
42 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

98 480
128 100
-
-
municipal
17 727
23 058
-
-
national
12 289
19 994
-
-
total
30 016
43 052
-
-
Income
213 500
213 500
213 500
213 500
Total tax
81 903
85 752
111 071
86 614
After tax
131 597
127 748
102 429
126 886
Living cost
30 306
30 306
30 306
30 306
Free-cash
101 291
97 442
72 123
96 580

Estimated living cost  is ₽30306 per week

₽19796
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽78630
₽42227
₽64260
₽86374
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 629
social contributions
-
-
-
19 680
national
-
-
-
89 149
total
-
-
-
120 458
Employee

The minimum management director salary is set at €45,000 per year.

56 464
-
165 362
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 653
-
7 772
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 945
-
8 625
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

491
-
1 438
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 235
-
12 402
-
national
17 359
-
64 115
-
total
27 683
-
94 352
-
Employer

The minimum management director salary is set at €45,000 per year.

56 464
-
165 362
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 472
-
10 170
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 003
-
14 652
-
surtax
6 402
-
18 752
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

734
-
2 150
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

824
-
2 415
-
total
16 435
-
48 139
-
Corporate
140 600
213 500
-
-
income
28 120
48 433
-
-
surtax
562
969
-
-
total
28 682
49 402
-
-
Dividends
111 918
164 098
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

33 288
48 942
-
-
total
33 288
48 942
-
-
Income
213 500
213 500
213 500
213 500
Total tax
106 088
98 344
142 491
120 458
After tax
107 412
115 156
71 009
93 042
Living cost
28 782
28 782
28 782
28 782
Free-cash
78 630
86 374
42 227
64 260

Estimated living cost  is ₽28782 per week

₽18539
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7276
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽81635
₽70766
₽71595
₽82400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
unemployment
-
-
-
75
municipal
-
-
-
57 196
other
-
-
-
8 702
health
-
-
-
4 673
national
-
-
-
28 842
accident
-
-
-
150
pensions
-
-
-
8 096
total
-
-
-
107 734
Employee
48 691
-
189 969
-
national
-
-
28 383
-
municipal
14 520
-
56 649
-
total
14 520
-
85 032
-
Employer
48 691
-
189 969
-
health
2 994
-
4 606
-
pensions
5 263
-
8 096
-
accident
97
-
150
-
unemployment
1 285
-
1 977
-
other
5 658
-
8 702
-
total
15 297
-
23 531
-
Corporate
149 510
213 500
-
-
income
32 892
46 970
-
-
total
32 892
46 970
-
-
Dividends
116 618
166 530
-
-
withholding
34 985
49 959
-
-
total
34 985
49 959
-
-
Income
213 500
213 500
213 500
213 500
Total tax
97 694
96 929
108 563
107 734
After tax
115 806
116 571
104 937
105 766
Living cost
34 171
34 171
34 171
34 171
Free-cash
81 635
82 400
70 766
71 595

Estimated living cost  is ₽34171 per week

₽22647
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3353
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7652
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽50095
₽163972
₽109590
₽91937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
41 615
social contributions
-
-
-
24 339
total
-
-
-
65 954
Employee
54 424
-
-
-
income
12 005
-
-
-
social contributions
4 463
-
636
-
total
16 468
-
636
-
Employer
54 424
-
-
-
social contributions
76 738
-
10 936
-
total
76 738
-
10 936
-
Corporate
82 338
213 500
-
-
income
18 114
46 970
-
-
total
18 114
46 970
-
-
Dividends
64 224
166 530
-
-
income
14 129
36 637
-
-
total
14 129
36 637
-
-
Income
213 500
213 500
213 500
213 500
Total tax
125 449
83 607
11 572
65 954
After tax
88 051
129 893
201 928
147 546
Living cost
37 956
37 956
37 956
37 956
Free-cash
50 095
91 937
163 972
109 590

Estimated living cost  is ₽37956 per week

₽24628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9275
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽126629
₽114921
₽116596
₽129906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
53 085
health
-
-
-
5 444
social contributions
-
-
-
12 772
total
-
-
-
71 301
Employee
60 699
60 699
202 951
-
health
604
1 032
3 450
-
income
6 374
5 619
52 182
-
social contributions
2 950
5 038
6 795
-
total
9 928
11 689
62 427
-
Employer
60 699
60 699
202 951
-
health
658
1 123
3 754
-
social contributions
2 950
5 038
6 795
-
total
3 608
6 161
10 549
-
Corporate
174 362
146 640
-
-
income
21 796
18 329
-
-
total
21 796
18 329
-
-
Dividends
152 567
128 311
-
-
withholding
25 936
21 812
-
-
total
25 936
21 812
-
-
Income
213 500
213 500
213 500
213 500
Total tax
61 268
57 991
72 976
71 301
After tax
152 232
155 509
140 524
142 199
Living cost
25 603
25 603
25 603
25 603
Free-cash
126 629
129 906
114 921
116 596

Estimated living cost  is ₽25603 per week

₽17502
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2000
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽107459
₽88523
₽107404
₽102968
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
69 505
pensions
-
-
-
8 422
total
-
-
-
77 927
Employee
38 666
-
185 765
-
health
504
-
2 382
-
pensions
2 951
-
9 774
-
income
7 041
-
56 917
-
total
10 496
-
69 073
-
Employer
38 666
-
185 765
-
health
735
-
3 529
-
pensions
3 907
-
24 206
-
total
4 642
-
27 735
-
Corporate
170 193
213 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

32 336
40 565
-
-
total
32 336
40 565
-
-
Dividends
137 857
172 935
-
-
withholding
30 398
41 798
-
-
total
30 398
41 798
-
-
Income
213 500
213 500
213 500
213 500
Total tax
77 872
82 363
96 808
77 927
After tax
135 628
131 137
116 692
135 573
Living cost
28 169
28 169
28 169
28 169
Free-cash
107 459
102 968
88 523
107 404

Estimated living cost  is ₽28169 per week

₽19324
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2590
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5901
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽77420
₽64378
₽70865
₽81010
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
municipal
-
-
-
1 565
regional
-
-
-
5 530
social contributions
-
-
-
39 508
national
-
-
-
64 585
total
-
-
-
111 188
Employee
66 517
-
213 500
-
social contributions
22 429
-
51 796
-
regional
1 004
-
5 121
-
national
11 241
-
59 302
-
municipal
397
-
1 456
-
total
35 071
-
117 675
-
Employer
66 517
-
213 500
-
total
-
-
-
-
Corporate
146 983
213 500
-
-
nationa
35 276
51 240
-
-
municipal
7 084
10 291
-
-
total
42 360
61 531
-
-
Dividends
104 623
151 969
-
-
withholding
27 202
39 512
-
-
total
27 202
39 512
-
-
Income
213 500
213 500
213 500
213 500
Total tax
104 633
101 043
117 675
111 188
After tax
108 867
112 457
95 825
102 312
Living cost
31 447
31 447
31 447
31 447
Free-cash
77 420
81 010
64 378
70 865

Estimated living cost  is ₽31447 per week

₽22089
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2163
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6718
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽14710
₽101901
₽128831
₽460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
pensions
-
-
-
3 184
income
-
-
-
62 505
other
-
-
-
284
health
-
-
-
1 669
accident
-
-
-
193
total
-
-
-
67 835
Employee
26 480
-
196 955
-
health
3 032
-
22 551
-
pensions
2 982
-
5 838
-
income
3 633
-
49 832
-
total
9 647
-
78 221
-
Employer
26 480
-
196 955
-
pensions
4 306
-
8 430
-
accident
442
-
3 289
-
unemployment
649
-
4 825
-
total
5 397
-
16 544
-
Corporate
181 623
213 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

163 461
192 150
-
-
total
163 461
192 150
-
-
Dividends
18 162
21 350
-
-
withholding
3 451
4 056
-
-
total
3 451
4 056
-
-
Income
213 500
213 500
213 500
213 500
Total tax
181 956
196 206
94 765
67 835
After tax
31 544
17 294
118 735
145 665
Living cost
16 834
16 834
16 834
16 834
Free-cash
14 710
460
101 901
128 831

Estimated living cost  is ₽16834 per week

₽12338
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽89606
₽99296
₽73925
₽79279
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 500
trade
-
-
-
25 371
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
74 252
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 393
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 083
total
-
-
-
109 099
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

39 276
-
213 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 393
-
5 393
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 230
-
74 252
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

178
-
4 083
-
total
8 801
-
83 728
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
174 224
213 500
-
-
income
26 134
32 025
-
-
trade
25 001
30 637
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 438
1 762
-
-
chamber of commerce
376
433
-
-
total
52 949
64 857
-
-
Dividends
121 275
148 643
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 651
2 027
-
-
withholding
30 018
36 861
-
-
total
31 669
38 888
-
-
Income
213 500
213 500
213 500
213 500
Total tax
93 419
103 745
83 728
109 099
After tax
120 081
109 755
129 772
104 401
Living cost
30 476
30 476
30 476
30 476
Free-cash
89 606
79 279
99 296
73 925

Estimated living cost  is ₽30476 per week

₽21023
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽147902
₽78292
₽63650
₽154378
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
213 500
income
-
-
-
48 741
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
30 244
surtax
-
-
-
54 443
total
-
-
-
133 428
Employee
23 066
-
171 925
-
income
4 106
-
41 934
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 538
-
10 348
-
surtax
-
-
24 929
-
total
6 644
-
77 211
-
Employer
23 066
-
171 925
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 556
-
22 663
-
surtax
-
-
18 912
-
total
5 556
-
41 575
-
Corporate
184 878
213 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

36 976
42 700
-
-
total
36 976
42 700
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

147 902
170 800
-
-
total
-
-
-
-
Income
213 500
213 500
213 500
213 500
Total tax
49 176
42 700
118 786
133 428
After tax
164 324
170 800
94 714
80 072
Living cost
16 422
16 422
16 422
16 422
Free-cash
147 902
154 378
78 292
63 650

Estimated living cost  is ₽16422 per week

₽10477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4009
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽121848
₽122573
₽123268
₽123454
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
68 169
health
-
-
-
5 167
pensions
-
-
-
7 126
total
-
-
-
80 462
Employee
14 880
-
205 483
-
health
744
-
1 782
-
unemployment
149
-
356
-
pensions
1 339
-
3 207
-
income
2 879
-
67 795
-
total
5 111
-
73 140
-
Employer
14 880
-
205 483
-
health
1 414
-
3 385
-
pensions
1 637
-
3 919
-
unemployment
298
-
713
-
total
3 349
-
8 017
-
Corporate
195 272
213 500
-
-
income
42 960
46 970
-
-
total
42 960
46 970
-
-
Dividends
152 312
166 530
-
-
withholding
30 462
33 306
-
-
total
30 462
33 306
-
-
Income
213 500
213 500
213 500
213 500
Total tax
81 882
80 276
81 157
80 462
After tax
131 618
133 224
132 343
133 038
Living cost
9 770
9 770
9 770
9 770
Free-cash
121 848
123 454
122 573
123 268

Estimated living cost  is ₽9770 per week

₽5806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2948
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽114051
₽77490
₽82317
₽116561
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
pensions
-
-
-
21 071
unemployment
-
-
-
180
income
-
-
-
72 062
other
-
-
-
-
health
-
-
-
7 479
surtax
-
-
-
12 661
total
-
-
-
113 453
Employee
26 583
-
191 324
-
health
679
-
2 686
-
unemployment
1 850
-
7 333
-
pensions
1 774
-
7 027
-
income
4 456
-
67 340
-
other
-
-
-
-
surtax
94
-
11 717
-
total
8 853
-
96 103
-
Employer
26 583
-
191 324
-
health
1 209
-
4 794
-
pensions
3 544
-
14 044
-
unemployment
843
-
3 339
-
other
-
-
-
-
total
5 596
-
22 177
-
Corporate
181 320
213 500
-
-
income
47 143
55 511
-
-
total
47 143
55 511
-
-
Dividends
134 177
157 989
-
-
withholding
20 127
23 698
-
-
total
20 127
23 698
-
-
Income
213 500
213 500
213 500
213 500
Total tax
81 719
79 209
118 280
113 453
After tax
131 781
134 291
95 220
100 047
Living cost
17 730
17 730
17 730
17 730
Free-cash
114 051
116 561
77 490
82 317

Estimated living cost  is ₽17730 per week

₽10705
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1541
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5074
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽91926
₽29871
₽83760
₽92318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
pensions
-
-
-
17 061