Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213500
per

Your estimated
City
free-cash

Dresden , Germany
₽77055
₽88221
₽75997
₽102234
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 500
trade
-
-
-
26 237
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 958
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 847
total
-
-
-
106 936
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 599
-
213 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
3 847
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 078
-
69 958
-
total
8 031
-
80 699
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
174 901
213 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 442
1 762
-
-
income
26 235
32 024
-
-
trade
27 547
33 627
-
-
chamber of commerce
404
460
-
-
total
55 628
67 873
-
-
Dividends
119 274
145 627
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 618
1 982
-
-
withholding
29 435
36 023
-
-
total
31 053
38 005
-
-
Income
213 500
213 500
213 500
213 500
Total tax
94 712
105 878
80 699
106 936
After tax
118 788
107 622
132 801
106 564
Living cost
30 567
30 567
30 567
30 567
Free-cash
88 221
77 055
102 234
75 997

Estimated living cost  is ₽30567 per week

₽19227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽82230
₽81382
₽71556
₽72702
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
municipal
-
-
-
23 646
pensions
-
-
-
25 620
national
-
-
-
39 389
social contributions
-
-
-
2 295
total
-
-
-
90 950
Employee
79 050
-
184 569
-
municipal
9 764
-
24 472
-
pensions
3 162
-
7 383
-
national
15 130
-
41 199
-
total
28 056
-
73 054
-
Employer
79 050
-
184 569
-
social contributions
850
-
1 984
-
pensions
6 324
-
14 766
-
total
7 174
-
16 750
-
Corporate
122 059
213 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

24 412
42 700
-
-
total
24 412
42 700
-
-
Dividends
97 647
170 800
-
-
withholding
21 482
37 576
-
-
total
21 482
37 576
-
-
Income
213 500
213 500
213 500
213 500
Total tax
81 124
80 276
89 804
90 950
After tax
132 376
133 224
123 696
122 550
Living cost
50 994
50 994
50 994
50 994
Free-cash
81 382
82 230
72 702
71 556

Estimated living cost  is ₽50994 per week

₽34660
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽763
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10830
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽149804
₽141528
₽55750
₽71117
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
213 500
microenterprise
-
-
-
-
income
-
-
-
43 647
surtax
-
-
-
54 442
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 666
total
-
-
-
136 755
Employee
29 488
-
166 239
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 244
-
13 229
-
surtax
-
-
24 105
-
income
5 249
-
36 794
-
total
8 493
-
74 128
-
Employer
29 488
-
166 239
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 103
-
28 973
-
surtax
-
-
18 287
-
total
7 103
-
47 260
-
Corporate
176 909
213 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

35 381
42 701
-
-
total
35 381
42 701
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

141 527
170 799
-
-
total
-
-
-
-
Income
213 500
213 500
213 500
213 500
Total tax
50 977
42 701
121 388
136 755
After tax
162 523
170 799
92 112
76 745
Living cost
20 995
20 995
20 995
20 995
Free-cash
141 528
149 804
71 117
55 750

Estimated living cost  is ₽20995 per week

₽13394
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1999
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽63959
₽57778
₽73107
₽94292
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
73 849
pensions
-
-
-
11 824
health
-
-
-
12 444
total
-
-
-
98 117
Employee
86 179
86 179
194 746
-
health
13 228
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 106
14 106
33 910
-
pensions
15 512
11 824
11 824
-
total
42 846
37 181
58 178
-
Employer
86 179
86 179
194 746
-
unemployment
3 102
3 102
3 855
-
pensions
5 998
5 998
7 455
-
health
5 990
5 990
7 444
-
total
15 090
15 090
18 754
-
Corporate
113 287
112 230
-
-
income
22 657
22 447
-
-
total
22 657
22 447
-
-
Dividends
90 630
89 783
-
-
income
19 258
19 080
-
-
withholding
13 595
13 467
-
-
total
32 853
32 547
-
-
Income
213 500
213 500
213 500
213 500
Total tax
113 446
107 265
76 932
98 117
After tax
100 054
106 235
136 568
115 383
Living cost
42 276
42 276
42 276
42 276
Free-cash
57 778
63 959
94 292
73 107

Estimated living cost  is ₽42276 per week

₽29960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7833
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽77581
₽76705
₽68088
₽67143
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
municipal
-
-
-
56 284
accident
-
-
-
171
pensions
-
-
-
9 237
other
-
-
-
9 930
unemployment
-
-
-
86
health
-
-
-
5 332
national
-
-
-
25 382
total
-
-
-
106 422
Employee
55 558
-
186 651
-
municipal
16 567
-
55 659
-
national
-
-
24 859
-
total
16 567
-
80 518
-
Employer
55 558
-
186 651
-
accident
111
-
171
-
other
6 456
-
9 930
-
unemployment
1 467
-
2 256
-
pensions
6 006
-
9 237
-
health
3 417
-
5 255
-
total
17 457
-
26 849
-
Corporate
140 486
213 500
-
-
income
30 907
46 970
-
-
total
30 907
46 970
-
-
Dividends
109 579
166 530
-
-
withholding
32 874
49 959
-
-
total
32 874
49 959
-
-
Income
213 500
213 500
213 500
213 500
Total tax
97 805
96 929
107 367
106 422
After tax
115 695
116 571
106 133
107 078
Living cost
38 990
38 990
38 990
38 990
Free-cash
76 705
77 581
67 143
68 088

Estimated living cost  is ₽38990 per week

₽25841
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3826
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽66879
₽81059
₽65754
₽93157
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 500
trade
-
-
-
27 403
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 958
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 847
total
-
-
-
108 102
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 177
-
213 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

241
-
3 847
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 397
-
69 958
-
total
11 532
-
80 699
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
162 323
213 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 339
1 762
-
-
income
24 348
32 024
-
-
trade
26 702
35 121
-
-
chamber of commerce
385
458
-
-
total
52 774
69 365
-
-
Dividends
109 549
144 136
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 486
1 961
-
-
withholding
27 005
35 651
-
-
total
28 491
37 612
-
-
Income
213 500
213 500
213 500
213 500
Total tax
92 797
106 977
80 699
108 102
After tax
120 703
106 523
132 801
105 398
Living cost
39 644
39 644
39 644
39 644
Free-cash
81 059
66 879
93 157
65 754

Estimated living cost  is ₽39644 per week

₽26514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4181
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽122904
₽118714
₽111405
₽109625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
47 590
health
-
-
-
5 445
social contributions
-
-
-
16 328
total
-
-
-
69 363
Employee
77 600
77 600
201 092
-
social contributions
3 771
6 440
8 687
-
health
772
1 319
3 418
-
income
8 149
7 183
46 630
-
total
12 692
14 942
58 735
-
Employer
77 600
77 600
201 092
-
social contributions
3 771
6 440
8 687
-
health
841
1 436
3 721
-
total
4 612
7 876
12 408
-
Corporate
163 465
128 023
-
-
income
20 434
16 002
-
-
total
20 434
16 002
-
-
Dividends
143 031
112 021
-
-
withholding
24 316
19 044
-
-
total
24 316
19 044
-
-
Income
213 500
213 500
213 500
213 500
Total tax
62 054
57 864
71 143
69 363
After tax
151 446
155 636
142 357
144 137
Living cost
32 732
32 732
32 732
32 732
Free-cash
118 714
122 904
109 625
111 405

Estimated living cost  is ₽32732 per week

₽22376
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2557
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽101522
₽101903
₽129566
₽105431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
26 100
pensions
-
-
-
21 350
unemployment
-
-
-
3 202
health
-
-
-
14 945
total
-
-
-
65 597
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 470
10 535
178 661
-
health
1 853
737
12 506
-
income
3 236
1 288
21 841
-
pensions
2 647
1 053
17 866
-
unemployment
397
158
2 680
-
total
8 133
3 236
54 893
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 470
10 535
178 661
-
pensions
5 162
2 054
34 839
-
total
5 162
2 054
34 839
-
Corporate
181 869
200 911
-
-
income
16 368
18 082
-
-
total
16 368
18 082
-
-
Dividends
165 501
182 829
-
-
social contributions
32 152
35 531
-
-
withholding
31 445
34 738
-
-
total
63 597
70 269
-
-
Income
213 500
213 500
213 500
213 500
Total tax
93 260
93 641
89 732
65 597
After tax
120 240
119 859
123 768
147 903
Living cost
18 337
18 337
18 337
18 337
Free-cash
101 903
101 522
105 431
129 566

Estimated living cost  is ₽18337 per week

₽12513
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽366
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽146424
₽140156
₽90062
₽98683
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
28 609
pensions
-
-
-
42 699
health
-
-
-
27 755
total
-
-
-
99 063
Employee
28 629
-
159 565
-
income
3 223
-
30 764
-
pensions
573
-
3 191
-
unemployment
458
-
2 553
-
total
4 254
-
36 508
-
Employer
28 629
-
159 565
-
unemployment
230
-
1 277
-
pensions
5 726
-
31 913
-
health
3 721
-
20 744
-
total
9 677
-
53 934
-
Corporate
175 195
213 500
-
-
income
35 038
42 701
-
-
total
35 038
42 701
-
-
Dividends
140 156
170 799
-
-
total
-
-
-
-
Income
213 500
213 500
213 500
213 500
Total tax
48 969
42 701
90 442
99 063
After tax
164 531
170 799
123 058
114 437
Living cost
24 375
24 375
24 375
24 375
Free-cash
140 156
146 424
98 683
90 062

Estimated living cost  is ₽24375 per week

₽16719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1452
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽4776
₽13908
₽123747
₽95193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
accident
-
-
-
253
income
-
-
-
60 697
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
67 684
Employee
34 715
-
194 437
-
health
3 975
-
22 263
-
income
4 763
-
47 259
-
pensions
3 909
-
7 653
-
total
12 647
-
77 175
-
Employer
34 715
-
194 437
-
accident
580
-
3 247
-
unemployment
850
-
4 764
-
pensions
5 645
-
11 052
-
total
7 075
-
19 063
-
Corporate
171 710
213 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

154 539
192 150
-
-
total
154 539
192 150
-
-
Dividends
17 171
21 350
-
-
withholding
3 262
4 057
-
-
total
3 262
4 057
-
-
Income
213 500
213 500
213 500
213 500
Total tax
177 523
196 207
96 238
67 684
After tax
35 977
17 293
117 262
145 816
Living cost
22 069
22 069
22 069
22 069
Free-cash
13 908
-4 776
95 193
123 747

Estimated living cost  is ₽22069 per week

₽16174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4211
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽193746
₽192044
₽202286
₽161721
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
213 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 135
total
-
-
-
2 135
Employee
11 349
-
213 500
-
income
2 269
-
42 700
-
total
2 269
-
42 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

202 151
213 500
-
-
total
-
-
-
-
Dividends
202 151
213 500
-
-
withholding
10 108
10 675
-
-
total
10 108
10 675
-
-
Income
213 500
213 500
213 500
213 500
Total tax
12 377
10 675
42 700
2 135
After tax
201 123
202 825
170 800
211 365
Living cost
9 079
9 079
9 079
9 079
Free-cash
192 044
193 746
161 721
202 286

Estimated living cost  is ₽9079 per week

₽5627
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽755
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽129969
₽123154
₽99350
₽97556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
36 387
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
36 831
other
-
-
-
7 289
health
-
-
-
6 753
total
-
-
-
87 260
Employee
36 642
-
174 658
-
health
513
-
2 149
-
income
6 308
-
35 787
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 564
-
10 742
-
unemployment
366
-
1 534
-
total
9 751
-
50 212
-
Employer
36 642
-
174 658
-
accident
293
-
1 398
-
other
1 833
-
7 672
-
unemployment
366
-
1 534
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 230
-
26 089
-
health
513
-
2 149
-
total
9 235
-
38 842
-
Corporate
167 624
213 500
-
-
income
35 201
44 834
-
-
total
35 201
44 834
-
-
Dividends
132 422
168 666
-
-
withholding
9 269
11 807
-
-
total
9 269
11 807
-
-
Income
213 500
213 500
213 500
213 500
Total tax
63 456
56 641
89 054
87 260
After tax
150 044
156 859
124 446
126 240
Living cost
26 890
26 890
26 890
26 890
Free-cash
123 154
129 969
97 556
99 350

Estimated living cost  is ₽26890 per week

₽19000
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1816
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽68240
₽76395
₽71211
₽52083
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
64 748
pensions
-
-
-
9 814
total
-
-
-
74 562
Employee
95 823
-
186 180
-
health
1 579
-
2 563
-
income
17 273
-
51 993
-
pensions
9 244
-
11 814
-
total
28 096
-
66 370
-
Employer
95 823
-
186 180
-
pensions
11 314
-
23 783
-
health
1 820
-
3 537
-
total
13 134
-
27 320
-
Corporate
104 543
213 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

19 862
40 566
-
-
total
19 862
40 566
-
-
Dividends
84 680
172 934
-
-
withholding
8 286
36 967
-
-
total
8 286
36 967
-
-
Income
213 500
213 500
213 500
213 500
Total tax
69 378
77 533
93 690
74 562
After tax
144 122
135 967
119 810
138 938
Living cost
67 727
67 727
67 727
67 727
Free-cash
76 395
68 240
52 083
71 211

Estimated living cost  is ₽67727 per week

₽50749
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽169303
₽164613
₽158819
₽167575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
32 025
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 220
unemployment
-
-
-
141
health
-
-
-
4 056
total
-
-
-
41 442
Employee
17 531
-
206 580
-
health
806
-
1 622
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
income
1 753
-
20 658
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 539
-
3 097
-
total
4 291
-
25 765
-
Employer
17 531
-
206 580
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
unemployment
105
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 932
-
3 887
-
health
1 210
-
2 434
-
total
3 440
-
6 921
-
Corporate
192 529
213 500
-
-
income
19 253
21 350
-
-
total
19 253
21 350
-
-
Dividends
173 276
192 150
-
-
withholding
8 664
9 608
-
-
total
8 664
9 608
-
-
Income
213 500
213 500
213 500
213 500
Total tax
35 648
30 958
32 686
41 442
After tax
177 852
182 542
180 814
172 058
Living cost
13 239
13 239
13 239
13 239
Free-cash
164 613
169 303
167 575
158 819

Estimated living cost  is ₽13239 per week

₽7729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽945
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4214
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽50275
₽52814
₽59423
₽80608
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
73 849
pensions
-
-
-
11 824
health
-
-
-
12 444
total
-
-
-
98 117
Employee
93 563
86 179
194 746
-
health
11 672
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 106
14 106
33 910
-
pensions
11 824
11 824
11 824
-
total
37 602
37 181
58 178
-
Employer
93 563
86 179
194 746
-
unemployment
3 369
3 102
3 855
-
pensions
6 511
5 998
7 455
-
health
6 502
5 990
7 444
-
total
16 382
15 090
18 754
-
Corporate
103 556
112 230
-
-
income
20 712
22 447
-
-
total
20 712
22 447
-
-
Dividends
82 844
89 783
-
-
income
17 603
19 080
-
-
withholding
12 427
13 467
-
-
total
30 030
32 547
-
-
Income
213 500
213 500
213 500
213 500
Total tax
104 726
107 265
76 932
98 117
After tax
108 774
106 235
136 568
115 383
Living cost
55 960
55 960
55 960
55 960
Free-cash
52 814
50 275
80 608
59 423

Estimated living cost  is ₽55960 per week

₽41280
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4998
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽642
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9041
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽122825
₽114203
₽101088
₽91852
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
22 485
health
-
-
-
28 823
solidarity contribution
-
-
-
2 155
social contributions
-
-
-
34 779
total
-
-
-
88 242
Employee
35 544
-
168 553
-
social contributions
2 310
-
7 742
-
health
4 798
-
22 755
-
solidarity contribution
-
-
1 326
-
income
4 265
-
20 708
-
total
11 373
-
52 531
-
Employer
35 544
-
168 553
-
social contributions
8 886
-
29 777
-
health
3 199
-
15 170
-
total
12 085
-
44 947
-
Corporate
165 871
213 500
-
-
income
31 516
40 565
-
-
total
31 516
40 565
-
-
Dividends
134 356
172 935
-
-
withholding
20 153
25 940
-
-
total
20 153
25 940
-
-
Income
213 500
213 500
213 500
213 500
Total tax
75 127
66 505
97 478
88 242
After tax
138 373
146 995
116 022
125 258
Living cost
24 170
24 170
24 170
24 170
Free-cash
114 203
122 825
91 852
101 088

Estimated living cost  is ₽24170 per week

₽16789
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1719
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽71327
₽66059
₽59462
₽50907
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
municipal
-
-
-
1 304
regional
-
-
-
2 636
national
-
-
-
57 006
social contributions
-
-
-
50 509
total
-
-
-
111 455
Employee
89 689
-
213 500
-
social contributions
30 243
-
66 218
-
regional
846
-
2 362
-
municipal
475
-
1 178
-
national
15 541
-
50 252
-
total
47 105
-
120 010
-
Employer
89 689
-
213 500
-
total
-
-
-
-
Corporate
123 811
213 500
-
-
nationa
29 714
51 240
-
-
municipal
4 828
8 327
-
-
total
34 542
59 567
-
-
Dividends
89 269
153 933
-
-
withholding
23 211
40 023
-
-
total
23 211
40 023
-
-
Income
213 500
213 500
213 500
213 500
Total tax
104 858
99 590
120 010
111 455
After tax
108 642
113 910
93 490
102 045
Living cost
42 583
42 583
42 583
42 583
Free-cash
66 059
71 327
50 907
59 462

Estimated living cost  is ₽42583 per week

₽29684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽653
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽112021
₽108883
₽78290
₽72120
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
65 375
pensions
-
-
-
26 938
other
-
-
-
-
unemployment
-
-
-
230
health
-
-
-
9 562
surtax
-
-
-
10 836
total
-
-
-
112 941
Employee
33 373
-
185 149
-
other
-
-
-
-
health
852
-
3 434
-
surtax
109
-
9 629
-
income
5 594
-
59 339
-
pensions
2 225
-
8 984
-
unemployment
2 323
-
9 374
-
total
11 103
-
90 760
-
Employer
33 373
-
185 149
-
other
-
-
-
-
unemployment
1 057
-
4 269
-
pensions
4 449
-
17 954
-
health
1 519
-
6 128
-
total
7 025
-
28 351
-
Corporate
173 103
213 500
-
-
income
45 006
55 511
-
-
total
45 006
55 511
-
-
Dividends
128 096
157 989
-
-
withholding
19 214
23 699
-
-
total
19 214
23 699
-
-
Income
213 500
213 500
213 500
213 500
Total tax
82 348
79 210
119 111
112 941
After tax
131 152
134 290
94 389
100 559
Living cost
22 269
22 269
22 269
22 269
Free-cash
108 883
112 021
72 120
78 290

Estimated living cost  is ₽22269 per week

₽13616
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2055
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6084
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽89698
₽96386
₽92669
₽73541
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
64 748
pensions
-
-
-
9 814
total
-
-
-
74 562
Employee
64 218
-
186 180
-
health
932
-
2 563
-
income
11 566
-
51 993
-
pensions
5 451
-
11 814
-
total
17 949
-
66 370
-
Employer
64 218
-
186 180
-
pensions
6 952
-
23 783
-
health
1 220
-
3 537
-
total
8 172
-
27 320
-
Corporate
141 110
213 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

26 812
40 566
-
-
total
26 812
40 566
-
-
Dividends
114 298
172 934
-
-
withholding
17 912
36 967
-
-
total
17 912
36 967
-
-
Income
213 500
213 500
213 500
213 500
Total tax
70 845
77 533
93 690
74 562
After tax
142 655
135 967
119 810
138 938
Living cost
46 269
46 269
46 269
46 269
Free-cash
96 386
89 698
73 541
92 669

Estimated living cost  is ₽46269 per week

₽34665
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3468
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7652
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽21354
₽53989
₽93677
₽85470
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
city
-
-
-
2 251
pensions
-
-
-
19 643
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 271
regional
-
-
-
11 722
health
-
-
-
480
national
-
-
-
5 183
total
-
-
-
43 550
Employee
89 259
-
191 914
-
city
958
-
2 073
-
regional
2 923
-
10 379
-
health
202
-
431
-
pensions
7 499
-
15 205
-
unemployment
-
-
-
-
national
422
-
4 195
-
total
12 004
-
32 283
-
Employer
89 259
-
191 914
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
3 838
-
unemployment
-
-
-
-
pensions
7 499
-
15 205
-
health
202
-
431
-
total
9 486
-
19 474
-
Corporate
113 775
213 500
-
-
regional
24 064
45 156
-
-
national
9 671
18 148
-
-
total
33 735
63 304
-
-
Dividends
80 039
150 196
-
-
withholding
28 013
52 569
-
-
total
28 013
52 569
-
-
Income
213 500
213 500
213 500
213 500
Total tax
83 238
115 873
51 757
43 550
After tax
130 262
97 627
161 743
169 950
Living cost
76 273
76 273
76 273
76 273
Free-cash
53 989
21 354
85 470
93 677

Estimated living cost  is ₽76273 per week

₽49599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽59197
₽75562
₽58001
₽86571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 500
trade
-
-
-
28 569
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 958
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 847
total
-
-
-
109 268
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 649
-
213 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

393
-
3 847
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 132
-
69 958
-
total
14 419
-
80 699
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
152 851
213 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 260
1 762
-
-
income
22 927
32 024
-
-
trade
26 214
36 615
-
-
chamber of commerce
368
454
-
-
total
50 769
70 855
-
-
Dividends
102 082
142 646
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 383
1 940
-
-
withholding
25 137
35 278
-
-
total
26 520
37 218
-
-
Income
213 500
213 500
213 500
213 500
Total tax
91 708
108 073
80 699
109 268
After tax
121 792
105 427
132 801
104 232
Living cost
46 230
46 230
46 230
46 230
Free-cash
75 562
59 197
86 571
58 001

Estimated living cost  is ₽46230 per week

₽33765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8168
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽73078
₽79040
₽83474
₽78079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
37 989
pensions
-
-
-
34 663
other
-
-
-
6 619
health
-
-
-
10 144
surtax
-
-
-
-
social contributions
-
-
-
6 084
total
-
-
-
95 499
Employee
43 191
-
163 443
-
social contributions
1 231
-
4 656
-
surtax
-
-
-
-
income
2 549
-
34 071
-
pensions
4 883
-
12 109
-
total
8 663
-
50 836
-
Employer
43 191
-
163 443
-
other
1 490
-
6 692
-
social contributions
130
-
490
-
unemployment
1 748
-
6 619
-
pensions
7 095
-
20 253
-
health
3 024
-
16 004
-
total
13 487
-
50 058
-
Corporate
156 821
213 500
-
-
surtax
-
-
-
-
income
43 909
59 779
-
-
total
43 909
59 779
-
-
Dividends
112 912
153 721
-
-
surtax
-
-
-
-
social contributions
19 421
26 440
-
-
withholding
14 453
19 676
-
-
total
33 874
46 116
-
-
Income
213 500
213 500
213 500
213 500
Total tax
99 933
105 895
100 894
95 499
After tax
113 567
107 605
112 606
118 001
Living cost
34 527
34 527
34 527
34 527
Free-cash
79 040
73 078
78 079
83 474

Estimated living cost  is ₽34527 per week

₽21771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2808
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9363
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽76499
₽82104
₽86895
₽81500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
37 989
pensions
-
-
-
34 663
other
-
-
-
6 619
health
-
-
-
10 144
surtax
-
-
-
-
social contributions
-
-
-
6 084
total
-
-
-
95 499
Employee
38 554
-
163 443
-
social contributions
1 099
-
4 656
-
surtax
-
-
-
-
income
1 988
-
34 071
-
pensions
4 361
-
12 109
-
total
7 448
-
50 836
-
Employer
38 554
-
163 443
-
other
1 331
-
6 692
-
social contributions
115
-
490
-
unemployment
1 561
-
6 619
-
pensions
6 335
-
20 253
-
health
2 698
-
16 004
-
total
12 040
-
50 058
-
Corporate
162 906
213 500
-
-
surtax
-
-
-
-
income
45 614
59 779
-
-
total
45 614
59 779
-
-
Dividends
117 292
153 721
-
-
surtax
-
-
-
-
social contributions
20 174
26 440
-
-
withholding
15 014
19 676
-
-
total
35 188
46 116
-
-
Income
213 500
213 500
213 500
213 500
Total tax
100 290
105 895
100 894
95 499
After tax
113 210
107 605
112 606
118 001
Living cost
31 106
31 106
31 106
31 106
Free-cash
82 104
76 499
81 500
86 895

Estimated living cost  is ₽31106 per week

₽18040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9317
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽108858
₽109378
₽115710
₽110256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
32 024
health
-
-
-
14 903
social contributions
-
-
-
29 464
total
-
-
-
76 391
Employee
34 217
-
213 500
-
social contributions
4 723
-
29 464
-
health
2 388
-
14 903
-
income
5 707
-
37 478
-
total
12 818
-
81 845
-
Employer
34 217
-
213 500
-
total
-
-
-
-
Corporate
179 283
213 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

8 965
10 675
-
-
total
8 965
10 675
-
-
Dividends
170 319
202 825
-
-
health
11 889
14 156
-
-
social contributions
23 504
27 989
-
-
withholding
25 547
30 423
-
-
total
60 940
72 568
-
-
Income
213 500
213 500
213 500
213 500
Total tax
82 723
83 243
81 845
76 391
After tax
130 777
130 257
131 655
137 109
Living cost
21 399
21 399
21 399
21 399
Free-cash
109 378
108 858
110 256
115 710

Estimated living cost  is ₽21399 per week

₽14321
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1319
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5265
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽82228
₽80669
₽74034
₽20555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
chamber of commerce
-
-
-
854
income
-
-
-
65 835
pensions
-
-
-
21 811
unemployment
-
-
-
6 190
health
-
-
-
9 018
surtax
-
-
-
199
total
-
-
-
103 907
Employee
50 434
40 217
175 189
-
other
504
402
1 180
-
health
1 951
1 557
4 562
-
income
5 741
2 966
54 883
-
pensions
5 165
4 117
12 073
-
unemployment
1 513
1 207
3 537
-
total
14 874
10 249
76 235
-
Employer
50 434
40 217
175 189
-
accident
655
523
1 532
-
other
2 396
1 909
7 835
-
chamber of commerce
201
161
701
-
unemployment
1 513
1 207
3 537
-
surtax
199
199
199
-
pensions
6 329
5 048
14 796
-
payroll
1 513
1 207
5 255
-
health
1 906
1 521
4 456
-
total
14 712
11 775
38 311
-
Corporate
148 355
161 509
171 359
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

37 089
40 378
42 840
-
total
37 089
40 378
42 840
-
Dividends
111 265
121 132
-
-
withholding
30 597
33 311
-
-
total
30 597
33 311
-
-
Income
213 500
213 500
213 500
213 500
Total tax
97 272
95 713
157 386
103 907
After tax
116 228
117 787
56 114
109 593
Living cost
35 559
35 559
35 559
35 559
Free-cash
80 669
82 228
20 555
74 034

Estimated living cost  is ₽35559 per week

₽23716
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3033
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8225
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽81120
₽67398
₽55994
₽36376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
national
-
-
-
84 249
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 301
social contributions
-
-
-
25 160
total
-
-
-
120 710
Employee

The minimum management director salary is set at €45,000 per year.

72 186
-
165 364
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 765
-
8 626
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 392
-
7 771
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 414
-
12 402
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

628
-
1 438
-
national
22 193
-
61 955
-
total
35 392
-
92 192
-
Employer

The minimum management director salary is set at €45,000 per year.

72 186
-
165 364
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

938
-
2 149
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 053
-
2 415
-
surtax
8 185
-
18 753
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 396
-
14 650
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 439
-
10 169
-
total
21 011
-
48 136
-
Corporate
120 301
213 500
-
-
surtax
481
894
-
-
income
24 061
44 679
-
-
total
24 542
45 573
-
-
Dividends
95 759
167 927
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

28 361
50 011
-
-
total
28 361
50 011
-
-
Income
213 500
213 500
213 500
213 500
Total tax
109 306
95 584
140 328
120 710
After tax
104 194
117 916
73 172
92 790
Living cost
36 796
36 796
36 796
36 796
Free-cash
67 398
81 120
36 376
55 994

Estimated living cost  is ₽36796 per week

₽23701
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽576
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9302
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽105437
₽98523
₽82969
₽78735
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
accident
-
-
-
843
income
-
-
-
66 024
pensions
-
-
-
26 470
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
94 086
Employee
50 234
-
183 680
-
other
50
-
94
-
income
10 599
-
62 559
-
pensions
2 361
-
4 397
-
unemployment
779
-
1 450
-
total
13 789
-
68 500
-
Employer
50 234
-
183 680
-
accident
994
-
1 852
-
other
400
-
749
-
unemployment
2 763
-
5 144
-
pensions
11 854
-
22 075
-
total
16 011
-
29 820
-
Corporate
147 254
213 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

22 089
32 024
-
-
total
22 089
32 024
-
-
Dividends
125 165
181 476
-
-
withholding
26 643
39 594
-
-
total
26 643
39 594
-
-
Income
213 500
213 500
213 500
213 500
Total tax
78 532
71 618
98 320
94 086
After tax
134 968
141 882
115 180
119 414
Living cost
36 445
36 445
36 445
36 445
Free-cash
98 523
105 437
78 735
82 969

Estimated living cost  is ₽36445 per week

₽26838
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2585
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽67162
₽53371
₽46712
₽55225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
accident
-
-
-
1 800
income
-
-
-
39 067
pensions
-
-
-
32 001
health
-
-
-
14 999
surtax
-
-
-
10 585
communal
-
-
-
13 494
total
-
-
-
111 946
Employee
76 423
-
190 710
-
health
3 401
-
8 486
-
surtax
4 684
-
11 688
-
income
7 382
-
45 213
-
pensions
6 113
-
15 257
-
total
21 580
-
80 644
-
Employer
76 423
-
190 710
-
accident
688
-
1 716
-
pensions
6 113
-
15 257
-
health
2 331
-
5 816
-
total
9 132
-
22 789
-
Corporate
127 945
213 500
-
-
surtax
1 342
2 243
-
-
communal
8 637
14 411
-
-
income
19 191
32 024
-
-
total
29 170
48 678
-
-
Dividends
98 775
164 822
-
-
income
30 588
18 094
-
-
withholding
14 817
24 724
-
-
total
45 405
42 818
-
-
Income
213 500
213 500
213 500
213 500
Total tax
105 287
91 496
103 433
111 946
After tax
108 213
122 004
110 067
101 554
Living cost
54 842
54 842
54 842
54 842
Free-cash
53 371
67 162
55 225
46 712

Estimated living cost  is ₽54842 per week

₽41140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9798
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽111623
₽108416
₽77892
₽71722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
65 375
pensions
-
-
-
26 938
other
-
-
-
-
unemployment
-
-
-
230
health
-
-
-
9 562
surtax
-
-
-
10 836
total
-
-
-
112 941
Employee
33 985
-
185 149
-
other
-
-
-
-
health
868
-
3 434
-
surtax
121
-
9 629
-
income
5 697
-
59 339
-
pensions
2 267
-
8 984
-
unemployment
2 365
-
9 374
-
total
11 318
-
90 760
-
Employer
33 985
-
185 149
-
other
-
-
-
-
unemployment
1 078
-
4 269
-
pensions
4 531
-
17 954
-
health
1 545
-
6 128
-
total
7 154
-
28 351
-
Corporate
172 360
213 500
-
-
income
44 813
55 511
-
-
total
44 813
55 511
-
-
Dividends
127 547
157 989
-
-
withholding
19 132
23 699
-
-
total
19 132
23 699
-
-
Income
213 500
213 500
213 500
213 500
Total tax
82 417
79 210
119 111
112 941
After tax
131 083
134 290
94 389
100 559
Living cost
22 667
22 667
22 667
22 667
Free-cash
108 416
111 623
71 722
77 892

Estimated living cost  is ₽22667 per week

₽13685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1971
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽85036
₽82793
₽74188
₽65677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
municipal
-
-
-
1 304
regional
-
-
-
3 308
national
-
-
-
57 006
social contributions
-
-
-
50 509
total
-
-
-
112 127
Employee
55 980
-
213 500
-
social contributions
18 877
-
66 218
-
regional
754
-
2 990
-
municipal
297
-
1 178
-
national
8 869
-
50 252
-
total
28 797
-
120 638
-
Employer
55 980
-
213 500
-
total
-
-
-
-
Corporate
157 520
213 500
-
-
nationa
37 806
51 240
-
-
municipal
7 829
10 611
-
-
total
45 635
61 851
-
-
Dividends
111 885
151 648
-
-
withholding
29 090
39 428
-
-
total
29 090
39 428
-
-
Income
213 500
213 500
213 500
213 500
Total tax
103 522
101 279
120 638
112 127
After tax
109 978
112 221
92 862
101 373
Living cost
27 185
27 185
27 185
27 185
Free-cash
82 793
85 036
65 677
74 188

Estimated living cost  is ₽27185 per week

₽16906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2754
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7059
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽117212
₽106586
₽95475
₽86239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
22 485
health
-
-
-
28 823
solidarity contribution
-
-
-
2 155
social contributions
-
-
-
34 779
total
-
-
-
88 242
Employee
43 799
-
168 553
-
social contributions
2 847
-
7 742
-
health
5 913
-
22 755
-
solidarity contribution
-
-
1 326
-
income
5 256
-
20 708
-
total
14 016
-
52 531
-
Employer
43 799
-
168 553
-
social contributions
10 950
-
29 777
-
health
3 942
-
15 170
-
total
14 892
-
44 947
-
Corporate
154 809
213 500
-
-
income
29 414
40 565
-
-
total
29 414
40 565
-
-
Dividends
125 395
172 935
-
-
withholding
18 809
25 940
-
-
total
18 809
25 940
-
-
Income
213 500
213 500
213 500
213 500
Total tax
77 131
66 505
97 478
88 242
After tax
136 369
146 995
116 022
125 258
Living cost
29 783
29 783
29 783
29 783
Free-cash
106 586
117 212
86 239
95 475

Estimated living cost  is ₽29783 per week

₽22149
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽85699
₽85202
₽77596
₽23970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
chamber of commerce
-
-
-
854
income
-
-
-
65 835
pensions
-
-
-
21 811
unemployment
-
-
-
6 190
health
-
-
-
9 018
surtax
-
-
-
-
total
-
-
-
103 708
Employee
44 114
40 217
175 376
-
other
440
402
1 180
-
health
1 706
1 557
4 562
-
income
3 930
2 966
54 973
-
pensions
4 518
4 117
12 073
-
unemployment
1 323
1 207
3 537
-
total
11 917
10 249
76 325
-
Employer
44 114
40 217
175 376
-
accident
573
523
1 532
-
other
2 095
1 909
7 840
-
chamber of commerce
176
161
701
-
unemployment
1 323
1 207
3 537
-
surtax
-
-
-
-
pensions
5 537
5 048
14 796
-
payroll
1 323
1 207
5 261
-
health
1 668
1 521
4 456
-
total
12 695
11 576
38 123
-
Corporate
156 691
161 708
171 546
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

39 173
40 427
42 886
-
total
39 173
40 427
42 886
-
Dividends
117 518
121 281
-
-
withholding
32 317
33 353
-
-
total
32 317
33 353
-
-
Income
213 500
213 500
213 500
213 500
Total tax
96 102
95 605
157 334
103 708
After tax
117 398
117 895
56 166
109 792
Living cost
32 196
32 196
32 196
32 196
Free-cash
85 202
85 699
23 970
77 596

Estimated living cost  is ₽32196 per week

₽19314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3288
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9020
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽188676
₽186023
₽197216
₽156651
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
213 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 135
total
-
-
-
2 135
Employee
17 686
-
213 500
-
income
3 537
-
42 700
-
total
3 537
-
42 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

195 814
213 500
-
-
total
-
-
-
-
Dividends
195 814
213 500
-
-
withholding
9 791
10 675
-
-
total
9 791
10 675
-
-
Income
213 500
213 500
213 500
213 500
Total tax
13 328
10 675
42 700
2 135
After tax
200 172
202 825
170 800
211 365
Living cost
14 149
14 149
14 149
14 149
Free-cash
186 023
188 676
156 651
197 216

Estimated living cost  is ₽14149 per week

₽9574
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽119927
₽111486
₽73481
₽68846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
213 500
income
-
-
-
52 631
pensions
-
-
-
38 991
unemployment
-
-
-
320
health
-
-
-
21 009
total
-
-
-
112 951
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 626
-
184 737
-
health
2 882
-
11 933
-
income
7 696
-
47 997
-
pensions
6 917
-
28 634
-
unemployment
63
-
259
-
total
17 558
-
88 823
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 626
-
184 737
-
unemployment
27
-
111
-
pensions
3 949
-
16 349
-
health
2 972
-
12 303
-
total
6 948
-
28 763
-
Corporate
161 926
213 500
-
-
income
30 766
40 565
-
-
total
30 766
40 565
-
-
Dividends
131 161
172 935
-
-
withholding
19 674
25 940
-
-
total
19 674
25 940
-
-
Income
213 500
213 500
213 500
213 500
Total tax
74 946
66 505
117 586
112 951
After tax
138 554
146 995
95 914
100 549
Living cost
27 068
27 068
27 068
27 068
Free-cash
111 486
119 927
68 846
73 481

Estimated living cost  is ₽27068 per week

₽18576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6234
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽86313
₽38272
₽103966
₽156633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
41 615
social contributions
-
-
-
24 339
total
-
-
-
65 954
Employee
62 487
-
-
-
social contributions
5 124
-
730
-
income
13 783
-
-
-
total
18 907
-
730
-
Employer
62 487
-
-
-
social contributions
88 107
-
12 557
-
total
88 107
-
12 557
-
Corporate
62 906
213 500
-
-
income
13 839
46 970
-
-
total
13 839
46 970
-
-
Dividends
49 067
166 530
-
-
income
10 795
36 637
-
-
total
10 795
36 637
-
-
Income
213 500
213 500
213 500
213 500
Total tax
131 648
83 607
13 287
65 954
After tax
81 852
129 893
200 213
147 546
Living cost
43 580
43 580
43 580
43 580
Free-cash
38 272
86 313
156 633
103 966

Estimated living cost  is ₽43580 per week

₽28276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4099
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10649
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽89786
₽88769
₽80394
₽64195
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
213 500
income
-
-
-
27 262
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
74 190
total
-
-
-
101 452
Employee
46 414
-
172 525
-
social contributions
5 106
-
18 979
-
surtax
-
-
8
-
income
9 654
-
57 689
-
total
14 760
-
76 676
-
Employer
46 414
-
172 525
-
social contributions
11 023
-
40 975
-
total
11 023
-
40 975
-
Corporate
156 063
213 500
-
-
surtax
-
-
-
-
income
32 773
44 834
-
-
total
32 773
44 834
-
-
Dividends
123 290
168 666
-
-
withholding
34 521
47 226
-
-
total
34 521
47 226
-
-
Income
213 500
213 500
213 500
213 500
Total tax
93 077
92 060
117 651
101 452
After tax
120 423
121 440
95 849
112 048
Living cost
31 654
31 654
31 654
31 654
Free-cash
88 769
89 786
64 195
80 394

Estimated living cost  is ₽31654 per week

₽23684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1867
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽58863
₽65800
₽69260
₽63865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
37 989
pensions
-
-
-
34 663
other
-
-
-
6 619
health
-
-
-
10 144
surtax
-
-
-
-
social contributions
-
-
-
6 084
total
-
-
-
95 499
Employee
63 206
-
163 443
-
social contributions
1 800
-
4 656
-
surtax
-
-
-
-
income
5 515
-
34 071
-
pensions
7 149
-
12 109
-
total
14 464
-
50 836
-
Employer
63 206
-
163 443
-
other
2 181
-
6 692
-
social contributions
190
-
490
-
unemployment
2 560
-
6 619
-
pensions
10 386
-
20 253
-
health
4 424
-
16 004
-
total
19 741
-
50 058
-
Corporate
130 553
213 500
-
-
surtax
-
-
-
-
income
36 555
59 779
-
-
total
36 555
59 779
-
-
Dividends
93 998
153 721
-
-
surtax
-
-
-
-
social contributions
16 167
26 440
-
-
withholding
12 032
19 676
-
-
total
28 199
46 116
-
-
Income
213 500
213 500
213 500
213 500
Total tax
98 959
105 895
100 894
95 499
After tax
114 541
107 605
112 606
118 001
Living cost
48 742
48 742
48 742
48 742
Free-cash
65 800
58 863
63 865
69 260

Estimated living cost  is ₽48742 per week

₽32987
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3987
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11098
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽161816
₽158424
₽125671
₽131343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
10 525
social contributions
-
-
-
46 969
total
-
-
-
57 494
Employee
32 444
-
184 848
-
income
-
-
11 155
-
social contributions
2 109
-
12 015
-
total
2 109
-
23 170
-
Employer
32 444
-
184 848
-
social contributions
5 029
-
28 652
-
total
5 029
-
28 652
-
Corporate
176 027
213 500
-
-
income
17 603
21 349
-
-
total
17 603
21 349
-
-
Dividends
158 424
192 151
-
-
total
-
-
-
-
Income
213 500
213 500
213 500
213 500
Total tax
24 741
21 349
51 822
57 494
After tax
188 759
192 151
161 678
156 006
Living cost
30 335
30 335
30 335
30 335
Free-cash
158 424
161 816
131 343
125 671

Estimated living cost  is ₽30335 per week

₽19614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2287
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽6471
-₽6471
₽75234
-₽6471
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
municipal
-
-
-
45 532
pensions
-
-
-
875
national
-
-
-
26 226
labour market
-
-
-
17 010
total
-
-
-
89 643
Employee
205 225
205 225
205 225
-
labour market
16 395
16 395
16 395
-
national
25 072
25 072
25 072
-
municipal
43 701
43 701
43 701
-
pensions
292
292
292
-
total
85 460
85 460
85 460
-
Employer
205 225
205 225
205 225
-
labour market
16 418
16 418
16 418
-
municipal
43 771
43 771
43 771
-
pensions
583
583
583
-
national
25 116
25 116
25 116
-
total
85 888
85 888
85 888
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
213 500
213 500
213 500
213 500
Total tax
171 348
171 348
171 348
89 643
After tax
42 152
42 152
42 152
123 857
Living cost
48 623
48 623
48 623
48 623
Free-cash
-6 471
-6 471
-6 471
75 234

Estimated living cost  is ₽48623 per week

₽33278
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽748
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10296
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽4450
₽13958
₽124073
₽95519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
accident
-
-
-
253
income
-
-
-
60 697
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
67 684
Employee
34 203
-
194 437
-
health
3 917
-
22 263
-
income
4 692
-
47 259
-
pensions
3 852
-
7 653
-
total
12 461
-
77 175
-
Employer
34 203
-
194 437
-
accident
571
-
3 247
-
unemployment
838
-
4 764
-
pensions
5 561
-
11 052
-
total
6 970
-
19 063
-
Corporate
172 326
213 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

155 094
192 150
-
-
total
155 094
192 150
-
-
Dividends
17 233
21 350
-
-
withholding
3 274
4 057
-
-
total
3 274
4 057
-
-
Income
213 500
213 500
213 500
213 500
Total tax
177 799
196 207
96 238
67 684
After tax
35 701
17 293
117 262
145 816
Living cost
21 743
21 743
21 743
21 743
Free-cash
13 958
-4 450
95 519
124 073

Estimated living cost  is ₽21743 per week

₽15827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1239
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽92818
₽95936
₽93767
₽69312
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
213 500
municipal
-
-
-
37 915
health
-
-
-
2 867
national
-
-
-
40 206
total
-
-
-
80 988
Employee
53 094
-
179 607
-
health
396
-
2 344
-
municipal
8 696
-
29 240
-
pensions
3 583
-
12 124
-
unemployment
797
-
2 695
-
national
877
-
25 147
-
total
14 349
-
71 550
-
Employer
53 094
-
179 607
-
accident
54
-
180
-
unemployment
345
-
1 168
-
pensions
9 212
-
31 162
-
health
408
-
1 383
-
total
10 019
-
33 893
-
Corporate
150 388
213 500
-
-
income
30 078
42 701
-
-
total
30 078
42 701
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

90 232
128 099
-
-
national
8 131
16 178
-
-
municipal
16 242
23 058
-
-
total
24 373
39 236
-
-
Income
213 500
213 500
213 500
213 500
Total tax
78 819
81 937
105 443
80 988
After tax
134 681
131 563
108 057
132 512
Living cost
38 745
38 745
38 745
38 745
Free-cash
95 936
92 818
69 312
93 767

Estimated living cost  is ₽38745 per week

₽25308
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽617
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9095
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽132271
₽126776
₽120772
₽118992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
47 590
health
-
-
-
5 445
social contributions
-
-
-
16 328
total
-
-
-
69 363
Employee
77 600
77 600
201 092
-
social contributions
2 934
6 440
8 687
-
health
601
1 319
3 418
-
income
8 449
7 183
46 630
-
total
11 984
14 942
58 735
-
Employer
77 600
77 600
201 092
-
social contributions
2 934
6 440
8 687
-
health
653
1 436
3 721
-
total
3 587
7 876
12 408
-
Corporate
174 563
128 023
-
-
income
21 821
16 002
-
-
total
21 821
16 002
-
-
Dividends
152 743
112 021
-
-
withholding
25 967
19 044
-
-
total
25 967
19 044
-
-
Income
213 500
213 500
213 500
213 500
Total tax
63 359
57 864
71 143
69 363
After tax
150 141
155 636
142 357
144 137
Living cost
23 365
23 365
23 365
23 365
Free-cash
126 776
132 271
118 992
120 772

Estimated living cost  is ₽23365 per week

₽14003
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2292
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6553
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽160776
₽155641
₽165359
₽145119
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
213 500
income
-
-
-
22 018
pensions
-
-
-
6 419
unemployment
-
-
-
29
health
-
-
-
3 652
total
-
-
-
32 118
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 164
-
203 637
-
health
1 969
-
8 139
-
income
1 584
-
19 515
-
pensions
3 474
-
14 363
-
unemployment
115
-
479
-
total
7 142
-
42 496
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 164
-
203 637
-
unemployment
115
-
479
-
pensions
1 274
-
5 266
-
health
996
-
4 117
-
total
2 385
-
9 862
-
Corporate
187 952
213 500
-
-
income
16 916
19 214
-
-
total
16 916
19 214
-
-
Dividends
171 036
194 286
-
-
withholding
15 393
17 487
-
-
total
15 393
17 487
-
-
Income
213 500
213 500
213 500
213 500
Total tax
41 836
36 701
52 358
32 118
After tax
171 664
176 799
161 142
181 382
Living cost
16 023
16 023
16 023
16 023
Free-cash
155 641
160 776
145 119
165 359

Estimated living cost  is ₽16023 per week

₽10223
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1155
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽114131
₽109674
₽91663
₽87429
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
accident
-
-
-
843
income
-
-
-
66 024
pensions
-
-
-
26 470
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
94 086
Employee
37 315
-
183 680
-
other
36
-
94
-
income
7 194
-
62 559
-
pensions
1 754
-
4 397
-
unemployment
578
-
1 450
-
total
9 562
-
68 500
-
Employer
37 315
-
183 680
-
accident
739
-
1 852
-
other
299
-
749
-
unemployment
2 053
-
5 144
-
pensions
8 806
-
22 075
-
total
11 897
-
29 820
-
Corporate
164 289
213 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

24 643
32 024
-
-
total
24 643
32 024
-
-
Dividends
139 645
181 476
-
-
withholding
29 973
39 594
-
-
total
29 973
39 594
-
-
Income
213 500
213 500
213 500
213 500
Total tax
76 075
71 618
98 320
94 086
After tax
137 425
141 882
115 180
119 414
Living cost
27 751
27 751
27 751
27 751
Free-cash
109 674
114 131
87 429
91 663

Estimated living cost  is ₽27751 per week

₽18731
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5866
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽130468
₽130014
₽134401
₽134203
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
72 876
pensions
-
-
-
2 010
health
-
-
-
1 457
total
-
-
-
76 343
Employee
4 198
-
211 238
-
health
210
-
503
-
income
812
-
72 770
-
pensions
378
-
905
-
unemployment
42
-
101
-
total
1 442
-
74 279
-
Employer
4 198
-
211 238
-
unemployment
84
-
201
-
pensions
462
-
1 106
-
health
399
-
955
-
total
945
-
2 262
-
Corporate
208 358
213 500
-
-
income
45 839
46 970
-
-
total
45 839
46 970
-
-
Dividends
162 519
166 530
-
-
withholding
32 504
33 306
-
-
total
32 504
33 306
-
-
Income
213 500
213 500
213 500
213 500
Total tax
80 730
80 276
76 541
76 343
After tax
132 770
133 224
136 959
137 157
Living cost
2 756
2 756
2 756
2 756
Free-cash
130 014
130 468
134 203
134 401

Estimated living cost  is ₽2756 per week

₽1638
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽63
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽136801
₽131836
₽118695
₽118696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
213 500
income
-
-
-
49 159
pensions
-
-
-
19 392
unemployment
-
-
-
1 119
health
-
-
-
7 682
total
-
-
-
77 352
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 319
-
200 149
-
health
1 355
-
3 841
-
income
3 628
-
49 159
-
pensions
3 685
-
10 442
-
unemployment
197
-
559
-
total
8 865
-
64 001
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 319
-
200 149
-
unemployment
197
-
559
-
pensions
3 158
-
8 950
-
health
1 355
-
3 841
-
total
4 710
-
13 350
-
Corporate
182 470
213 500
-
-
income
27 371
32 025
-
-
total
27 371
32 025
-
-
Dividends
155 100
181 475
-
-
withholding
23 265
27 221
-
-
total
23 265
27 221
-
-
Income
213 500
213 500
213 500
213 500
Total tax
64 211
59 246
77 351
77 352
After tax
149 289
154 254
136 149
136 148
Living cost
17 453
17 453
17 453
17 453
Free-cash
131 836
136 801
118 696
118 695

Estimated living cost  is ₽17453 per week

₽11751
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1350
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3847
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽94234
₽93870
₽84842
₽68643
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
213 500
income
-
-
-
27 262
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
74 190
total
-
-
-
101 452
Employee
39 168
-
172 525
-
social contributions
4 309
-
18 979
-
surtax
-
-
8
-
income
7 653
-
57 689
-
total
11 962
-
76 676
-
Employer
39 168
-
172 525
-
social contributions
9 302
-
40 975
-
total
9 302
-
40 975
-
Corporate
165 030
213 500
-
-
surtax
-
-
-
-
income
34 655
44 834
-
-
total
34 655
44 834
-
-
Dividends
130 375
168 666
-
-
withholding
36 505
47 226
-
-
total
36 505
47 226
-
-
Income
213 500
213 500
213 500
213 500
Total tax
92 424
92 060
117 651
101 452
After tax
121 076
121 440
95 849
112 048
Living cost
27 206
27 206
27 206
27 206
Free-cash
93 870
94 234
68 643
84 842

Estimated living cost  is ₽27206 per week

₽19270
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5565
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽106415
₽99809
₽83947
₽79713
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
accident
-
-
-
843
income
-
-
-
66 024
pensions
-
-
-
26 470
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
94 086
Employee
48 738
-
183 680
-
other
48
-
94
-
income
10 180
-
62 559
-
pensions
2 290
-
4 397
-
unemployment
755
-
1 450
-
total
13 273
-
68 500
-
Employer
48 738
-
183 680
-
accident
965
-
1 852
-
other
391
-
749
-
unemployment
2 681
-
5 144
-
pensions
11 502
-
22 075
-
total
15 539
-
29 820
-
Corporate
149 223
213 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

22 384
32 024
-
-
total
22 384
32 024
-
-
Dividends
126 839
181 476
-
-
withholding
27 028
39 594
-
-
total
27 028
39 594
-
-
Income
213 500
213 500
213 500
213 500
Total tax
78 224
71 618
98 320
94 086
After tax
135 276
141 882
115 180
119 414
Living cost
35 467
35 467
35 467
35 467
Free-cash
99 809
106 415
79 713
83 947

Estimated living cost  is ₽35467 per week

₽25471
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2758
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6739
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽165172
₽159018
₽154687
₽163444
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
32 025
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 220
unemployment
-
-
-
141
health
-
-
-
4 056
total
-
-
-
41 442
Employee
23 001
-
206 580
-
health
1 058
-
1 622
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
income
2 300
-
20 658
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 019
-
3 097
-
total
5 630
-
25 765
-
Employer
23 001
-
206 580
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
unemployment
138
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 535
-
3 887
-
health
1 587
-
2 434
-
total
4 513
-
6 921
-
Corporate
185 986
213 500
-
-
income
18 599
21 350
-
-
total
18 599
21 350
-
-
Dividends
167 387
192 150
-
-
withholding
8 369
9 608
-
-
total
8 369
9 608
-
-
Income
213 500
213 500
213 500
213 500
Total tax
37 111
30 958
32 686
41 442
After tax
176 389
182 542
180 814
172 058
Living cost
17 370
17 370
17 370
17 370
Free-cash
159 018
165 172
163 444
154 687

Estimated living cost  is ₽17370 per week

₽11489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽994
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4474
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽70858
₽84060
₽69936
₽93840
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 500
trade
-
-
-
23 904
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 958
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 847
total
-
-
-
104 603
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 212
-
213 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

228
-
3 847
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 129
-
69 958
-
total
11 251
-
80 699
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
163 288
213 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 346
1 762
-
-
income
24 494
32 024
-
-
trade
23 431
30 638
-
-
chamber of commerce
393
465
-
-
total
49 664
64 889
-
-
Dividends
113 624
148 611
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 542
2 022
-
-
withholding
28 022
36 770
-
-
total
29 564
38 792
-
-
Income
213 500
213 500
213 500
213 500
Total tax
90 479
103 681
80 699
104 603
After tax
123 021
109 819
132 801
108 897
Living cost
38 961
38 961
38 961
38 961
Free-cash
84 060
70 858
93 840
69 936

Estimated living cost  is ₽38961 per week

₽26876
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4192
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽91963
₽94191
₽50846
₽50846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
68 719
social contributions
-
-
-
36 448
total
-
-
-
105 167
Employee
78 939
-
213 500
-
income
14 896
-
68 719
-
social contributions
6 558
-
36 448
-
total
21 454
-
105 167
-
Employer
78 939
-
213 500
-
total
-
-
-
-
Corporate
134 561
213 500
-
-
income
16 820
26 687
-
-
total
16 820
26 687
-
-
Dividends
117 740
186 813
-
-
withholding
23 548
37 363
-
-
total
23 548
37 363
-
-
Income
213 500
213 500
213 500
213 500
Total tax
61 822
64 050
105 167
105 167
After tax
151 678
149 450
108 333
108 333
Living cost
57 487
57 487
57 487
57 487
Free-cash
94 191
91 963
50 846
50 846

Estimated living cost  is ₽57487 per week

₽43735
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4684
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8518
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽96810
₽100337
₽138102
₽112990
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
213 500
income
-
-
-
32 024
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 741
total
-
-
-
38 765
Employee
46 295
-
208 858
-
income
5 023
-
54 593
-
social contributions
4 638
-
4 642
-
total
9 661
-
59 235
-
Employer
46 295
-
208 858
-
social contributions
4 638
-
4 642
-
total
4 638
-
4 642
-
Corporate
162 567
213 500
-
-
income
56 899
74 725
-
-
total
56 899
74 725
-
-
Dividends
105 668
138 775
-
-
social contributions
5 332
5 332
-
-
total
5 332
5 332
-
-
Income
213 500
213 500
213 500
213 500
Total tax
76 530
80 057
63 877
38 765
After tax
136 970
133 443
149 623
174 735
Living cost
36 633
36 633
36 633
36 633
Free-cash
100 337
96 810
112 990
138 102

Estimated living cost  is ₽36633 per week

₽24130
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2888
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽561
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9053
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽98352
₽104348
₽101323
₽82195
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
64 748
pensions
-
-
-
9 814
total
-
-
-
74 562
Employee
51 632
-
186 180
-
health
674
-
2 563
-
income
9 403
-
51 993
-
pensions
3 941
-
11 814
-
total
14 018
-
66 370
-
Employer
51 632
-
186 180
-
pensions
5 217
-
23 783
-
health
981
-
3 537
-
total
6 198
-
27 320
-
Corporate
155 670
213 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

29 577
40 566
-
-
total
29 577
40 566
-
-
Dividends
126 092
172 934
-
-
withholding
21 744
36 967
-
-
total
21 744
36 967
-
-
Income
213 500
213 500
213 500
213 500
Total tax
71 537
77 533
93 690
74 562
After tax
141 963
135 967
119 810
138 938
Living cost
37 615
37 615
37 615
37 615
Free-cash
104 348
98 352
82 195
101 323

Estimated living cost  is ₽37615 per week

₽25804
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3459
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽6603
₽13626
₽121920
₽93366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
accident
-
-
-
253
income
-
-
-
60 697
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
67 684
Employee
37 589
-
194 437
-
health
4 304
-
22 263
-
income
5 157
-
47 259
-
pensions
4 233
-
7 653
-
total
13 694
-
77 175
-
Employer
37 589
-
194 437
-
accident
628
-
3 247
-
unemployment
921
-
4 764
-
pensions
6 112
-
11 052
-
total
7 661
-
19 063
-
Corporate
168 251
213 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

151 426
192 150
-
-
total
151 426
192 150
-
-
Dividends
16 825
21 350
-
-
withholding
3 197
4 057
-
-
total
3 197
4 057
-
-
Income
213 500
213 500
213 500
213 500
Total tax
175 978
196 207
96 238
67 684
After tax
37 522
17 293
117 262
145 816
Living cost
23 896
23 896
23 896
23 896
Free-cash
13 626
-6 603
93 366
121 920

Estimated living cost  is ₽23896 per week

₽17537
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1392
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4485
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽149697
₽146643
₽119746
₽141938
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
213 500
work injury
-
-
-
807
health insurance
-
-
-
11 943
income
-
-
-
35 741
pensions
-
-
-
29 695
unemployment
-
-
-
1 937
total
-
-
-
80 123
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 810
-
213 500
-
work injury
109
-
403
-
income
2 181
-
35 741
-
pensions
4 013
-
14 848
-
health insurance
1 614
-
5 971
-
unemployment
262
-
968
-
total
8 179
-
57 931
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
191 690
213 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

19 169
21 350
-
-
total
19 169
21 350
-
-
Dividends
172 521
192 150
-
-
withholding
25 878
28 822
-
-
total
25 878
28 822
-
-
Income
213 500
213 500
213 500
213 500
Total tax
53 226
50 172
57 931
80 123
After tax
160 274
163 328
155 569
133 377
Living cost
13 631
13 631
13 631
13 631
Free-cash
146 643
149 697
141 938
119 746

Estimated living cost  is ₽13631 per week

₽8445
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽72255
₽67664
₽59224
₽50935
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
municipal
-
-
-
1 467
regional
-
-
-
5 091
national
-
-
-
57 006
social contributions
-
-
-
50 509
total
-
-
-
114 073
Employee
85 039
-
213 500
-
social contributions
28 675
-
66 218
-
regional
1 284
-
4 567
-
municipal
507
-
1 325
-
national
14 371
-
50 252
-
total
44 837
-
122 362
-
Employer
85 039
-
213 500
-
total
-
-
-
-
Corporate
128 461
213 500
-
-
nationa
30 831
51 240
-
-
municipal
6 191
10 290
-
-
total
37 022
61 530
-
-
Dividends
91 439
151 970
-
-
withholding
23 774
39 512
-
-
total
23 774
39 512
-
-
Income
213 500
213 500
213 500
213 500
Total tax
105 633
101 042
122 362
114 073
After tax
107 867
112 458
91 138
99 427
Living cost
40 203
40 203
40 203
40 203
Free-cash
67 664
72 255
50 935
59 224

Estimated living cost  is ₽40203 per week

₽28240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽607
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8589
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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