Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213500
per

Your estimated
City
free-cash

Valencia , Spain
₽6985
₽32908
₽11005
₽8630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
pensions
-
-
-
60 424
other
-
-
-
215
unemployment
-
-
-
1 491
accident
-
-
-
1 922
income
-
-
-
31 080
total
-
-
-
95 132
Employee
149 769
-
161 893
-
pensions
7 041
-
7 610
-
other
146
-
161
-
unemployment
2 321
-
2 506
-
income
28 874
-
31 603
-
total
38 382
-
41 880
-
Employer
149 769
-
161 893
-
pensions
35 343
-
38 210
-
other
1 199
-
1 291
-
unemployment
8 240
-
8 901
-
accident
2 967
-
3 205
-
total
47 749
-
51 607
-
Corporate
15 982
213 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 398
32 022
-
-
total
2 398
32 022
-
-
Dividends
13 584
181 478
-
-
withholding
2 583
37 187
-
-
total
2 583
37 187
-
-
Income
213 500
213 500
213 500
213 500
Total tax
91 112
69 209
93 487
95 132
After tax
122 388
144 291
120 013
118 368
Living cost
111 383
111 383
111 383
111 383
Free-cash
11 005
32 908
8 630
6 985

Estimated living cost  is ₽111383 per month

₽75182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10707
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1952
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23544
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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