Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213500
per

Your estimated
City
free-cash

Valencia , Spain
₽13501
₽34935
₽10588
₽8937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
other
-
-
-
211
unemployment
-
-
-
1 494
income
-
-
-
31 174
pensions
-
-
-
60 423
accident
-
-
-
1 924
total
-
-
-
95 226
Employee
147 019
-
161 882
-
unemployment
2 279
-
2 513
-
other
143
-
158
-
pensions
6 912
-
7 606
-
income
28 344
-
31 687
-
total
37 678
-
41 964
-
Employer
147 019
-
161 882
-
other
1 177
-
1 298
-
accident
2 913
-
3 207
-
pensions
34 693
-
38 202
-
unemployment
8 089
-
8 904
-
total
46 872
-
51 611
-
Corporate
19 609
213 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 943
32 022
-
-
total
2 943
32 022
-
-
Dividends
16 667
181 478
-
-
withholding
3 169
37 206
-
-
total
3 169
37 206
-
-
Income
213 500
213 500
213 500
213 500
Total tax
90 662
69 228
93 575
95 226
After tax
122 838
144 272
119 925
118 274
Living cost
109 337
109 337
109 337
109 337
Free-cash
13 501
34 935
10 588
8 937

Estimated living cost  is ₽109337 per month

₽73801
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10511
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1917
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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