Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213500
per

Your estimated
City
free-cash

Valencia , Spain
₽11465
₽16778
₽12972
₽37589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
other
-
-
-
213
pensions
-
-
-
60 421
income
-
-
-
31 329
accident
-
-
-
1 921
unemployment
-
-
-
1 494
total
-
-
-
95 378
Employee
143 415
-
161 889
-
pensions
6 742
-
7 611
-
income
27 649
-
31 977
-
other
140
-
162
-
unemployment
2 223
-
2 510
-
total
36 754
-
42 260
-
Employer
143 415
-
161 889
-
pensions
33 843
-
38 208
-
other
1 148
-
1 295
-
unemployment
7 890
-
8 906
-
accident
2 841
-
3 202
-
total
45 722
-
51 611
-
Corporate
24 363
213 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 651
32 025
-
-
total
3 651
32 025
-
-
Dividends
20 712
181 475
-
-
withholding
3 938
37 229
-
-
total
3 938
37 229
-
-
Income
213 500
213 500
213 500
213 500
Total tax
90 065
69 254
93 871
95 378
After tax
123 435
144 246
119 629
118 122
Living cost
106 657
106 657
106 657
106 657
Free-cash
16 778
37 589
12 972
11 465

Estimated living cost  is ₽106657 per month

₽71992
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10253
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1870
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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