Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213500
per

Your estimated
City
free-cash

Valencia , Spain
₽14322
₽35595
₽11211
₽9591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
other
-
-
-
210
unemployment
-
-
-
1 492
income
-
-
-
31 200
pensions
-
-
-
60 420
accident
-
-
-
1 920
total
-
-
-
95 242
Employee
146 117
-
161 891
-
unemployment
2 265
-
2 512
-
other
142
-
165
-
pensions
6 869
-
7 612
-
income
28 170
-
31 725
-
total
37 446
-
42 014
-
Employer
146 117
-
161 891
-
other
1 170
-
1 297
-
accident
2 895
-
3 202
-
pensions
34 481
-
38 208
-
unemployment
8 039
-
8 901
-
total
46 585
-
51 608
-
Corporate
20 799
213 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 120
32 028
-
-
total
3 120
32 028
-
-
Dividends
17 679
181 472
-
-
withholding
3 360
37 210
-
-
total
3 360
37 210
-
-
Income
213 500
213 500
213 500
213 500
Total tax
90 511
69 238
93 622
95 242
After tax
122 989
144 262
119 878
118 258
Living cost
108 667
108 667
108 667
108 667
Free-cash
14 322
35 595
11 211
9 591

Estimated living cost  is ₽108667 per month

₽73348
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1905
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22970
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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