Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213500
per

Your estimated
City
free-cash

Valencia , Spain
₽9845
₽6068
₽31964
₽7726
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
accident
-
-
-
1 923
unemployment
-
-
-
1 496
pensions
-
-
-
60 420
other
-
-
-
217
income
-
-
-
31 043
total
-
-
-
95 099
Employee
151 047
-
161 879
-
pensions
7 101
-
7 605
-
other
147
-
163
-
income
29 121
-
31 555
-
unemployment
2 341
-
2 512
-
total
38 710
-
41 835
-
Employer
151 047
-
161 879
-
accident
2 992
-
3 202
-
other
1 209
-
1 295
-
unemployment
8 310
-
8 907
-
pensions
35 644
-
38 202
-
total
48 155
-
51 606
-
Corporate
14 297
213 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 147
32 024
-
-
total
2 147
32 024
-
-
Dividends
12 149
181 476
-
-
withholding
2 310
37 179
-
-
total
2 310
37 179
-
-
Income
213 500
213 500
213 500
213 500
Total tax
91 322
69 203
93 441
95 099
After tax
122 178
144 297
120 059
118 401
Living cost
112 333
112 333
112 333
112 333
Free-cash
9 845
31 964
7 726
6 068

Estimated living cost  is ₽112333 per month

₽75823
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10799
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1969
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23745
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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