Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213500
per

Your estimated
City
free-cash

Valencia , Spain
₽11977
₽36470
₽10416
₽15394
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
income
-
-
-
31 239
pensions
-
-
-
60 424
unemployment
-
-
-
1 495
accident
-
-
-
1 919
other
-
-
-
216
total
-
-
-
95 293
Employee
144 940
-
161 883
-
pensions
6 814
-
7 610
-
other
141
-
164
-
income
27 943
-
31 834
-
unemployment
2 246
-
2 507
-
total
37 144
-
42 115
-
Employer
144 940
-
161 883
-
accident
2 871
-
3 206
-
unemployment
7 974
-
8 904
-
other
1 160
-
1 302
-
pensions
34 203
-
38 205
-
total
46 208
-
51 617
-
Corporate
22 351
213 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 355
32 023
-
-
total
3 355
32 023
-
-
Dividends
18 996
181 477
-
-
withholding
3 608
37 216
-
-
total
3 608
37 216
-
-
Income
213 500
213 500
213 500
213 500
Total tax
90 315
69 239
93 732
95 293
After tax
123 185
144 261
119 768
118 207
Living cost
107 791
107 791
107 791
107 791
Free-cash
15 394
36 470
11 977
10 416

Estimated living cost  is ₽107791 per month

₽72757
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10362
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1889
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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