Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213500
per

Your estimated
City
free-cash

Valencia , Spain
₽13206
₽34687
₽10347
₽8699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
other
-
-
-
212
unemployment
-
-
-
1 497
income
-
-
-
31 161
pensions
-
-
-
60 424
accident
-
-
-
1 921
total
-
-
-
95 215
Employee
147 353
-
161 894
-
unemployment
2 284
-
2 511
-
other
144
-
159
-
pensions
6 927
-
7 608
-
income
28 408
-
31 683
-
total
37 763
-
41 961
-
Employer
147 353
-
161 894
-
other
1 180
-
1 293
-
accident
2 919
-
3 206
-
pensions
34 772
-
38 206
-
unemployment
8 107
-
8 901
-
total
46 978
-
51 606
-
Corporate
19 169
213 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 874
32 027
-
-
total
2 874
32 027
-
-
Dividends
16 295
181 473
-
-
withholding
3 093
37 200
-
-
total
3 093
37 200
-
-
Income
213 500
213 500
213 500
213 500
Total tax
90 708
69 227
93 567
95 215
After tax
122 792
144 273
119 933
118 285
Living cost
109 586
109 586
109 586
109 586
Free-cash
13 206
34 687
10 347
8 699

Estimated living cost  is ₽109586 per month

₽73969
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10535
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1921
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23164
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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