Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213500

per

Your estimated

Best value All models

City

free-cash

Valencia , Spain

₽8309

₽6507

₽30716

₽4867

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

213 500

accident

1 921

income

30 991

pensions

60 422

other

212

unemployment

1 497

total

95 043

Employee

152 737

161 889

unemployment

2 367

2 508

pensions

7 180

7 612

income

29 447

31 508

other

149

165

total

39 143

41 793

Employer

152 737

161 889

pensions

36 043

38 206

other

1 223

1 293

unemployment

8 403

8 905

accident

3 026

3 206

total

48 695

51 610

Corporate

12 068

213 500

income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 811

32 022

total

1 811

32 022

Dividends

10 257

181 478

withholding

1 952

37 172

total

1 952

37 172

Income

213 500

Total tax

91 601

69 194

93 403

95 043

After tax

121 899

144 306

120 097

118 457

Living cost

113 590

Free-cash

8 309

30 716

6 507

4 867

Estimated living cost is ₽113590 per month

₽76672

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽10919

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽1991

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽24010

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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