Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213500
per

Your estimated
City
free-cash

Valencia , Spain
₽8145
₽6387
₽30579
₽4746
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
accident
-
-
-
1 923
income
-
-
-
30 982
pensions
-
-
-
60 417
other
-
-
-
212
unemployment
-
-
-
1 491
total
-
-
-
95 025
Employee
152 924
-
161 889
-
unemployment
2 370
-
2 511
-
pensions
7 189
-
7 605
-
income
29 483
-
31 500
-
other
149
-
165
-
total
39 191
-
41 781
-
Employer
152 924
-
161 889
-
pensions
36 087
-
38 206
-
other
1 224
-
1 295
-
unemployment
8 414
-
8 900
-
accident
3 029
-
3 202
-
total
48 754
-
51 603
-
Corporate
11 821
213 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 774
32 022
-
-
total
1 774
32 022
-
-
Dividends
10 047
181 478
-
-
withholding
1 907
37 170
-
-
total
1 907
37 170
-
-
Income
213 500
213 500
213 500
213 500
Total tax
91 626
69 192
93 384
95 025
After tax
121 874
144 308
120 116
118 475
Living cost
113 729
113 729
113 729
113 729
Free-cash
8 145
30 579
6 387
4 746

Estimated living cost  is ₽113729 per month

₽76766
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1994
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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