Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213500
per

Your estimated
City
free-cash

Valencia , Spain
₽72423
₽43649
₽42140
₽58775
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
unemployment
-
-
-
1 496
pensions
-
-
-
60 419
accident
-
-
-
1 920
other
-
-
-
212
income
-
-
-
35 778
total
-
-
-
99 825
Employee
96 189
-
161 888
-
pensions
4 522
-
7 607
-
other
94
-
163
-
unemployment
1 491
-
2 508
-
income
18 544
-
36 425
-
total
24 651
-
46 703
-
Employer
96 189
-
161 888
-
pensions
22 699
-
38 205
-
accident
1 906
-
3 204
-
unemployment
5 292
-
8 906
-
other
770
-
1 298
-
total
30 667
-
51 613
-
Corporate
86 645
213 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

12 998
32 024
-
-
total
12 998
32 024
-
-
Dividends
73 647
181 476
-
-
withholding
14 874
37 518
-
-
total
14 874
37 518
-
-
Income
213 500
213 500
213 500
213 500
Total tax
83 190
69 542
98 316
99 825
After tax
130 310
143 958
115 184
113 675
Living cost
71 535
71 535
71 535
71 535
Free-cash
58 775
72 423
43 649
42 140

Estimated living cost  is ₽71535 per month

₽48285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15121
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Additional information

Source

[[ row[2] ]] [[ row[0] ]]

Additional information

Source