Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213500

per

Your estimated

Best value All models

City

free-cash

Valencia , Spain

₽9245

₽31473

₽7245

₽5603

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

213 500

other

210

unemployment

1 495

income

31 017

pensions

60 422

accident

1 923

total

95 067

Employee

151 716

161 876

unemployment

2 351

2 507

other

148

164

pensions

7 132

7 607

income

29 250

31 539

total

38 881

41 817

Employer

151 716

161 876

other

1 215

1 300

accident

3 006

3 208

pensions

35 802

38 200

unemployment

8 347

8 900

total

48 370

51 608

Corporate

13 415

213 500

income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 009

32 025

total

2 009

32 025

Dividends

11 406

181 475

withholding

2 165

37 172

total

2 165

37 172

Income

213 500

Total tax

91 425

69 197

93 425

95 067

After tax

122 075

144 303

120 075

118 433

Living cost

112 830

Free-cash

9 245

31 473

7 245

5 603

Estimated living cost is ₽112830 per month

₽76159

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽10846

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽1978

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽23850

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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