Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213500
per

Your estimated
City
free-cash

Valencia , Spain
₽13595
₽10653
₽35012
₽9017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 500
accident
-
-
-
1 923
income
-
-
-
31 175
pensions
-
-
-
60 419
other
-
-
-
211
unemployment
-
-
-
1 493
total
-
-
-
95 221
Employee
146 917
-
161 888
-
unemployment
2 277
-
2 511
-
pensions
6 907
-
7 608
-
income
28 325
-
31 695
-
other
143
-
158
-
total
37 652
-
41 972
-
Employer
146 917
-
161 888
-
pensions
34 670
-
38 206
-
other
1 176
-
1 297
-
unemployment
8 083
-
8 905
-
accident
2 910
-
3 205
-
total
46 839
-
51 613
-
Corporate
19 743
213 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 963
32 023
-
-
total
2 963
32 023
-
-
Dividends
16 780
181 477
-
-
withholding
3 189
37 203
-
-
total
3 189
37 203
-
-
Income
213 500
213 500
213 500
213 500
Total tax
90 643
69 226
93 585
95 221
After tax
122 857
144 274
119 915
118 279
Living cost
109 262
109 262
109 262
109 262
Free-cash
13 595
35 012
10 653
9 017

Estimated living cost  is ₽109262 per month

₽73750
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10503
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1915
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23095
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close