Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽73144
₽94364
₽57998
₽64122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
health
-
-
-
12 329
income
-
-
-
73 931
pensions
-
-
-
11 714
total
-
-
-
97 974
Employee
85 378
85 378
194 420
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 975
13 975
34 131
-
pensions
15 368
11 714
11 714
-
health
13 105
11 147
12 329
-
total
42 448
36 836
58 174
-
Employer
85 378
85 378
194 420
-
pensions
5 942
5 942
7 386
-
health
5 935
5 935
7 375
-
unemployment
3 074
3 074
3 819
-
total
14 951
14 951
18 580
-
Corporate
113 719
112 672
-
-
income
22 745
22 534
-
-
total
22 745
22 534
-
-
Dividends
90 975
90 138
-
-
withholding
13 645
13 520
-
-
income
19 331
19 155
-
-
total
32 976
32 675
-
-
Income
213 000
213 000
213 000
213 000
Total tax
113 120
106 996
76 754
97 974
After tax
99 880
106 004
136 246
115 026
Living cost
41 882
41 882
41 882
41 882
Free-cash
57 998
64 122
94 364
73 144

Estimated living cost  is ₽41882 per week

₽29681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽666
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7760
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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