Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213000
per

Your estimated
City
free-cash

Valencia , Spain
₽115930
₽93725
₽97031
₽119410
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
unemployment
-
-
-
512
income
-
-
-
72 380
other
-
-
-
73
accident
-
-
-
658
pensions
-
-
-
20 673
total
-
-
-
94 296
Employee
29 143
-
189 711
-
unemployment
452
-
1 132
-
pensions
1 370
-
3 434
-
income
5 619
-
69 674
-
other
28
-
73
-
total
7 469
-
74 313
-
Employer
29 143
-
189 711
-
pensions
6 877
-
17 241
-
accident
577
-
1 446
-
unemployment
1 603
-
4 017
-
other
233
-
585
-
total
9 290
-
23 289
-
Corporate
174 566
213 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

26 185
31 951
-
-
total
26 185
31 951
-
-
Dividends
148 381
181 049
-
-
withholding
32 453
39 966
-
-
total
32 453
39 966
-
-
Income
213 000
213 000
213 000
213 000
Total tax
75 397
71 917
97 602
94 296
After tax
137 603
141 083
115 398
118 704
Living cost
21 673
21 673
21 673
21 673
Free-cash
115 930
119 410
93 725
97 031

Estimated living cost  is ₽21673 per week

₽14629
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2083
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4581
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽130166
₽110609
₽112284
₽135491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 765
income
-
-
-
39 983
other
-
-
-
5 693
health
-
-
-
5 274
total
-
-
-
79 715
Employee
28 617
-
182 298
-
health
401
-
1 678
-
unemployment
286
-
1 198
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 003
-
8 389
-
income
4 927
-
39 423
-
total
7 617
-
50 688
-
Employer
28 617
-
182 298
-
health
401
-
1 678
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 865
-
20 376
-
accident
229
-
1 458
-
unemployment
286
-
1 198
-
other
1 431
-
5 992
-
total
7 212
-
30 702
-
Corporate
177 171
213 000
-
-
income
37 206
44 730
-
-
total
37 206
44 730
-
-
Dividends
139 964
168 270
-
-
withholding
9 798
11 778
-
-
total
9 798
11 778
-
-
Income
213 000
213 000
213 000
213 000
Total tax
61 833
56 508
81 390
79 715
After tax
151 167
156 492
131 610
133 285
Living cost
21 001
21 001
21 001
21 001
Free-cash
130 166
135 491
110 609
112 284

Estimated living cost  is ₽21001 per week

₽14839
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽338
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4406
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽168092
₽172481
₽163331
₽171761
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 083
unemployment
-
-
-
110
income
-
-
-
31 950
health
-
-
-
3 172
total
-
-
-
39 315
Employee
13 710
-
207 588
-
health
631
-
1 269
-
accident

We are using the highest rate at 1.1%.

151
-
303
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 204
-
2 422
-
income
1 371
-
20 759
-
total
3 357
-
24 753
-
Employer
13 710
-
207 588
-
health
946
-
1 903
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 511
-
3 040
-
accident

We are using the highest rate at 1.1%.

151
-
303
-
unemployment
82
-
166
-
total
2 690
-
5 412
-
Corporate
196 600
213 000
-
-
income
19 660
21 300
-
-
total
19 660
21 300
-
-
Dividends
176 939
191 700
-
-
withholding
8 847
9 585
-
-
total
8 847
9 585
-
-
Income
213 000
213 000
213 000
213 000
Total tax
34 554
30 885
30 165
39 315
After tax
178 446
182 115
182 835
173 685
Living cost
10 354
10 354
10 354
10 354
Free-cash
168 092
171 761
172 481
163 331

Estimated living cost  is ₽10354 per week

₽6045
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽739
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽274
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3296
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽85040
₽77991
₽86498
₽80385
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
44 632
other
-
-
-
6 603
health
-
-
-
11 321
social contributions
-
-
-
6 069
pensions
-
-
-
30 911
surtax
-
-
-
-
total
-
-
-
99 536
Employee
33 732
-
160 910
-
pensions
3 814
-
12 822
-
income
1 991
-
38 545
-
social contributions
962
-
4 586
-
surtax
-
-
-
-
total
6 767
-
55 953
-
Employer
33 732
-
160 910
-
health
2 362
-
16 823
-
social contributions
102
-
483
-
pensions
5 541
-
21 294
-
unemployment
1 366
-
6 517
-
other
1 164
-
6 973
-
total
10 535
-
52 090
-
Corporate
168 734
213 000
-
-
income
47 245
59 640
-
-
surtax
-
-
-
-
total
47 245
59 640
-
-
Dividends
121 489
153 360
-
-
social contributions
20 896
26 378
-
-
surtax
-
-
-
-
withholding
15 551
19 631
-
-
total
36 447
46 009
-
-
Income
213 000
213 000
213 000
213 000
Total tax
100 994
105 649
108 043
99 536
After tax
112 006
107 351
104 957
113 464
Living cost
26 966
26 966
26 966
26 966
Free-cash
85 040
80 385
77 991
86 498

Estimated living cost  is ₽26966 per week

₽17003
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽68716
₽103142
₽79416
₽73544
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
9 234
income
-
-
-
81 614
health
-
-
-
9 719
total
-
-
-
100 567
Employee
67 306
67 306
198 353
-
health
10 331
8 787
9 719
-
pensions
12 115
9 234
9 234
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 017
11 017
43 240
-
total
33 463
29 038
62 193
-
Employer
67 306
67 306
198 353
-
health
4 678
4 678
5 814
-
pensions
4 684
4 684
5 823
-
unemployment
2 423
2 423
3 011
-
total
11 785
11 785
14 648
-
Corporate
134 734
133 909
-
-
income
26 946
26 782
-
-
total
26 946
26 782
-
-
Dividends
107 788
107 127
-
-
income
22 905
22 764
-
-
withholding
16 168
16 070
-
-
total
39 073
38 834
-
-
Income
213 000
213 000
213 000
213 000
Total tax
111 267
106 439
76 841
100 567
After tax
101 733
106 561
136 159
112 433
Living cost
33 017
33 017
33 017
33 017
Free-cash
68 716
73 544
103 142
79 416

Estimated living cost  is ₽33017 per week

₽23398
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2976
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6117
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽92153
₽105605
₽77829
₽83434
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 000
trade
-
-
-
27 776
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
74 064
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 384
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 074
total
-
-
-
111 298
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

30 146
-
213 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 384
-
5 384
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

842
-
74 064
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
4 074
-
total
6 272
-
83 522
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
182 854
213 000
-
-
income
27 428
31 951
-
-
trade
28 799
33 548
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 509
1 757
-
-
chamber of commerce
383
426
-
-
total
58 119
67 682
-
-
Dividends
124 735
145 318
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 699
1 982
-
-
withholding
30 884
36 029
-
-
total
32 583
38 011
-
-
Income
213 000
213 000
213 000
213 000
Total tax
96 974
105 693
83 522
111 298
After tax
116 026
107 307
129 478
101 702
Living cost
23 873
23 873
23 873
23 873
Free-cash
92 153
83 434
105 605
77 829

Estimated living cost  is ₽23873 per week

₽15017
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5627
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽132607
₽121952
₽123623
₽136896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
52 946
health
-
-
-
5 431
social contributions
-
-
-
12 752
total
-
-
-
71 129
Employee
60 606
60 606
202 470
-
health
470
1 031
3 442
-
income
6 599
5 610
52 045
-
social contributions
2 291
5 030
6 784
-
total
9 360
11 671
62 271
-
Employer
60 606
60 606
202 470
-
health
510
1 122
3 745
-
social contributions
2 291
5 030
6 784
-
total
2 801
6 152
10 529
-
Corporate
182 591
146 243
-
-
income
22 824
18 280
-
-
total
22 824
18 280
-
-
Dividends
159 767
127 963
-
-
withholding
27 160
21 753
-
-
total
27 160
21 753
-
-
Income
213 000
213 000
213 000
213 000
Total tax
62 145
57 856
72 800
71 129
After tax
150 855
155 144
140 200
141 871
Living cost
18 248
18 248
18 248
18 248
Free-cash
132 607
136 896
121 952
123 623

Estimated living cost  is ₽18248 per week

₽10936
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽404
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽95639
₽66624
₽84589
₽96433
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
213 000
income
-
-
-
29 671
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
74 018
surtax
-
-
-
-
total
-
-
-
103 689
Employee
36 249
-
172 122
-
income
7 540
-
61 003
-
social contributions
3 987
-
18 934
-
surtax
-
-
839
-
total
11 527
-
80 776
-
Employer
36 249
-
172 122
-
social contributions
8 609
-
40 878
-
total
8 609
-
40 878
-
Corporate
168 142
213 000
-
-
income
35 310
44 730
-
-
surtax
-
-
-
-
total
35 310
44 730
-
-
Dividends
132 832
168 270
-
-
withholding
37 193
47 115
-
-
total
37 193
47 115
-
-
Income
213 000
213 000
213 000
213 000
Total tax
92 639
91 845
121 654
103 689
After tax
120 361
121 155
91 346
109 311
Living cost
24 722
24 722
24 722
24 722
Free-cash
95 639
96 433
66 624
84 589

Estimated living cost  is ₽24722 per week

₽18497
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1458
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4354
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽195253
₽164424
₽204894
₽196374
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
213 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 130
total
-
-
-
2 130
Employee
7 469
-
213 000
-
income
1 494
-
42 600
-
total
1 494
-
42 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

205 531
213 000
-
-
total
-
-
-
-
Dividends
205 531
213 000
-
-
withholding
10 277
10 650
-
-
total
10 277
10 650
-
-
Income
213 000
213 000
213 000
213 000
Total tax
11 771
10 650
42 600
2 130
After tax
201 229
202 350
170 400
210 870
Living cost
5 976
5 976
5 976
5 976
Free-cash
195 253
196 374
164 424
204 894

Estimated living cost  is ₽5976 per week

₽3703
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1611
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽118919
₽69357
₽73981
₽125510
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
213 000
pensions
-
-
-
38 900
unemployment
-
-
-
320
income
-
-
-
57 699
health
-
-
-
20 960
total
-
-
-
117 879
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 853
-
184 304
-
health
2 251
-
11 906
-
unemployment
49
-
259
-
pensions
5 402
-
28 567
-
income
6 010
-
53 075
-
total
13 712
-
93 807
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 853
-
184 304
-
health
2 321
-
12 275
-
pensions
3 084
-
16 310
-
unemployment
21
-
111
-
total
5 426
-
28 696
-
Corporate
172 721
213 000
-
-
income
32 817
40 470
-
-
total
32 817
40 470
-
-
Dividends
139 904
172 530
-
-
withholding
20 986
25 880
-
-
total
20 986
25 880
-
-
Income
213 000
213 000
213 000
213 000
Total tax
72 941
66 350
122 503
117 879
After tax
140 059
146 650
90 497
95 121
Living cost
21 140
21 140
21 140
21 140
Free-cash
118 919
125 510
69 357
73 981

Estimated living cost  is ₽21140 per week

₽14508
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽108430
₽118310
₽147482
₽105675
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
213 000
income
-
-
-
31 951
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 957
total
-
-
-
36 908
Employee
36 156
-
209 374
-
social contributions
3 623
-
3 626
-
income
3 923
-
58 828
-
total
7 546
-
62 454
-
Employer
36 156
-
209 374
-
social contributions
3 623
-
3 626
-
total
3 623
-
3 626
-
Corporate
173 221
213 000
-
-
income
60 627
74 551
-
-
total
60 627
74 551
-
-
Dividends
112 594
138 449
-
-
social contributions
4 164
4 164
-
-
total
4 164
4 164
-
-
Income
213 000
213 000
213 000
213 000
Total tax
75 960
78 715
66 080
36 908
After tax
137 040
134 285
146 920
176 092
Living cost
28 610
28 610
28 610
28 610
Free-cash
108 430
105 675
118 310
147 482

Estimated living cost  is ₽28610 per week

₽18846
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2255
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7070
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽113647
₽61499
₽120074
₽113236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
31 951
health
-
-
-
14 867
social contributions
-
-
-
29 395
total
-
-
-
76 213
Employee
26 723
-
213 000
-
health
1 865
-
14 867
-
income
4 457
-
90 526
-
social contributions
3 688
-
29 395
-
total
10 010
-
134 788
-
Employer
26 723
-
213 000
-
total
-
-
-
-
Corporate
186 277
213 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

9 314
10 651
-
-
total
9 314
10 651
-
-
Dividends
176 963
202 349
-
-
social contributions
24 421
27 924
-
-
withholding
26 544
30 352
-
-
health
12 351
14 124
-
-
total
63 316
72 400
-
-
Income
213 000
213 000
213 000
213 000
Total tax
82 640
83 051
134 788
76 213
After tax
130 360
129 949
78 212
136 787
Living cost
16 713
16 713
16 713
16 713
Free-cash
113 647
113 236
61 499
120 074

Estimated living cost  is ₽16713 per week

₽11185
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1031
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4112
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽116685
₽97796
₽107692
₽124564
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
23 768
health
-
-
-
28 755
social contributions
-
-
-
25 790
solidarity contribution
-
-
-
4 909
total
-
-
-
83 222
Employee
32 479
-
175 155
-
health
4 385
-
23 646
-
solidarity contribution
-
-
4 021
-
income
3 897
-
21 865
-
social contributions
2 111
-
5 741
-
total
10 393
-
55 273
-
Employer
32 479
-
175 155
-
health
2 923
-
15 764
-
social contributions
8 120
-
22 081
-
total
11 043
-
37 845
-
Corporate
169 478
213 000
-
-
income
32 201
40 470
-
-
total
32 201
40 470
-
-
Dividends
137 277
172 530
-
-
withholding
20 592
25 880
-
-
total
20 592
25 880
-
-
Income
213 000
213 000
213 000
213 000
Total tax
74 229
66 350
93 118
83 222
After tax
138 771
146 650
119 882
129 778
Living cost
22 086
22 086
22 086
22 086
Free-cash
116 685
124 564
97 796
107 692

Estimated living cost  is ₽22086 per week

₽16424
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4056
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽191292
₽161088
₽201558
₽193038
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
213 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 130
total
-
-
-
2 130
Employee
11 640
-
213 000
-
income
2 328
-
42 600
-
total
2 328
-
42 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

201 360
213 000
-
-
total
-
-
-
-
Dividends
201 360
213 000
-
-
withholding
10 068
10 650
-
-
total
10 068
10 650
-
-
Income
213 000
213 000
213 000
213 000
Total tax
12 396
10 650
42 600
2 130
After tax
200 604
202 350
170 400
210 870
Living cost
9 312
9 312
9 312
9 312
Free-cash
191 292
193 038
161 088
201 558

Estimated living cost  is ₽9312 per week

₽6302
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽391
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2307
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽74703
₽66890
₽75397
₽69284
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
44 632
other
-
-
-
6 603
health
-
-
-
11 321
social contributions
-
-
-
6 069
pensions
-
-
-
30 911
surtax
-
-
-
-
total
-
-
-
99 536
Employee
49 364
-
160 910
-
pensions
5 583
-
12 822
-
income
4 307
-
38 545
-
social contributions
1 406
-
4 586
-
surtax
-
-
-
-
total
11 296
-
55 953
-
Employer
49 364
-
160 910
-
health
3 455
-
16 823
-
social contributions
148
-
483
-
pensions
8 111
-
21 294
-
unemployment
2 000
-
6 517
-
other
1 704
-
6 973
-
total
15 418
-
52 090
-
Corporate
148 219
213 000
-
-
income
41 501
59 640
-
-
surtax
-
-
-
-
total
41 501
59 640
-
-
Dividends
106 718
153 360
-
-
social contributions
18 355
26 378
-
-
surtax
-
-
-
-
withholding
13 660
19 631
-
-
total
32 015
46 009
-
-
Income
213 000
213 000
213 000
213 000
Total tax
100 230
105 649
108 043
99 536
After tax
112 770
107 351
104 957
113 464
Living cost
38 067
38 067
38 067
38 067
Free-cash
74 703
69 284
66 890
75 397

Estimated living cost  is ₽38067 per week

₽25763
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3114
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8667
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽136445
₽127510
₽127509
₽140310
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
213 000
pensions
-
-
-
15 091
unemployment
-
-
-
871
income
-
-
-
49 969
health
-
-
-
5 978
total
-
-
-
71 909
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 481
-
202 611
-
health
1 055
-
2 989
-
unemployment
154
-
435
-
pensions
2 867
-
8 126
-
income
2 823
-
49 969
-
total
6 899
-
61 519
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 481
-
202 611
-
health
1 055
-
2 989
-
pensions
2 458
-
6 965
-
unemployment
154
-
435
-
total
3 667
-
10 389
-
Corporate
188 853
213 000
-
-
income
28 328
31 950
-
-
total
28 328
31 950
-
-
Dividends
160 525
181 050
-
-
withholding
24 079
27 158
-
-
total
24 079
27 158
-
-
Income
213 000
213 000
213 000
213 000
Total tax
62 973
59 108
71 908
71 909
After tax
150 027
153 892
141 092
141 091
Living cost
13 582
13 582
13 582
13 582
Free-cash
136 445
140 310
127 510
127 509

Estimated living cost  is ₽13582 per week

₽9145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2994
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽66736
₽105669
₽110861
₽43804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
19 595
city
-
-
-
2 248
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 080
health
-
-
-
479
regional
-
-
-
13 710
national
-
-
-
8 431
total
-
-
-
48 543
Employee
62 722
-
193 044
-
health
142
-
435
-
unemployment
-
-
-
-
city
673
-
2 106
-
pensions
5 269
-
13 536
-
regional
2 054
-
12 521
-
national
297
-
7 305
-
total
8 435
-
35 903
-
Employer
62 722
-
193 044
-
health
142
-
435
-
pensions
5 269
-
13 536
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 254
-
3 861
-
total
6 665
-
17 832
-
Corporate
142 923
213 000
-
-
regional
30 228
45 049
-
-
national
12 148
18 104
-
-
total
42 376
63 153
-
-
Dividends
100 548
149 846
-
-
withholding
35 192
52 447
-
-
total
35 192
52 447
-
-
Income
213 000
213 000
213 000
213 000
Total tax
92 668
115 600
53 735
48 543
After tax
120 332
97 400
159 265
164 457
Living cost
53 596
53 596
53 596
53 596
Free-cash
66 736
43 804
105 669
110 861

Estimated living cost  is ₽53596 per week

₽34853
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4810
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13275
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽101038
₽71948
₽96346
₽97204
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
213 000
municipal
-
-
-
37 809
health
-
-
-
2 951
national
-
-
-
45 634
total
-
-
-
86 394
Employee
41 467
-
179 187
-
health
310
-
2 430
-
unemployment
622
-
2 688
-
pensions
2 798
-
12 096
-
national
685
-
30 611
-
municipal
6 792
-
29 155
-
total
11 207
-
76 980
-
Employer
41 467
-
179 187
-
health
319
-
1 379
-
pensions
7 194
-
31 089
-
accident
42
-
179
-
unemployment
269
-
1 165
-
total
7 824
-
33 812
-
Corporate
163 709
213 000
-
-
income
32 742
42 600
-
-
total
32 742
42 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

98 226
127 800
-
-
municipal
17 680
23 004
-
-
national
12 249
19 932
-
-
total
29 929
42 936
-
-
Income
213 000
213 000
213 000
213 000
Total tax
81 702
85 536
110 792
86 394
After tax
131 298
127 464
102 208
126 606
Living cost
30 260
30 260
30 260
30 260
Free-cash
101 038
97 204
71 948
96 346

Estimated living cost  is ₽30260 per week

₽19765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7103
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽78411
₽42113
₽64087
₽86157
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 600
social contributions
-
-
-
19 650
national
-
-
-
88 926
total
-
-
-
120 176
Employee

The minimum management director salary is set at €45,000 per year.

56 377
-
164 977
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 649
-
7 754
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 941
-
8 605
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

491
-
1 436
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 228
-
12 374
-
national
17 333
-
63 958
-
total
27 642
-
94 127
-
Employer

The minimum management director salary is set at €45,000 per year.

56 377
-
164 977
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 467
-
10 145
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 996
-
14 617
-
surtax
6 393
-
18 708
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

733
-
2 145
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

823
-
2 408
-
total
16 412
-
48 023
-
Corporate
140 212
213 000
-
-
income
28 042
48 309
-
-
surtax
561
966
-
-
total
28 603
49 275
-
-
Dividends
111 609
163 725
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

33 195
48 831
-
-
total
33 195
48 831
-
-
Income
213 000
213 000
213 000
213 000
Total tax
105 852
98 106
142 150
120 176
After tax
107 148
114 894
70 850
92 824
Living cost
28 737
28 737
28 737
28 737
Free-cash
78 411
86 157
42 113
64 087

Estimated living cost  is ₽28737 per week

₽18511
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7265
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽81410
₽70577
₽71404
₽82177
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
unemployment
-
-
-
75
municipal
-
-
-
57 057
other
-
-
-
8 690
health
-
-
-
4 666
national
-
-
-
28 753
accident
-
-
-
150
pensions
-
-
-
8 084
total
-
-
-
107 475
Employee
48 619
-
189 504
-
national
-
-
28 295
-
municipal
14 498
-
56 510
-
total
14 498
-
84 805
-
Employer
48 619
-
189 504
-
health
2 990
-
4 599
-
pensions
5 256
-
8 084
-
accident
97
-
150
-
unemployment
1 284
-
1 974
-
other
5 650
-
8 690
-
total
15 277
-
23 497
-
Corporate
149 105
213 000
-
-
income
32 803
46 860
-
-
total
32 803
46 860
-
-
Dividends
116 302
166 140
-
-
withholding
34 891
49 842
-
-
total
34 891
49 842
-
-
Income
213 000
213 000
213 000
213 000
Total tax
97 469
96 702
108 302
107 475
After tax
115 531
116 298
104 698
105 525
Living cost
34 121
34 121
34 121
34 121
Free-cash
81 410
82 177
70 577
71 404

Estimated living cost  is ₽34121 per week

₽22614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3348
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7641
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽49847
₽163506
₽109271
₽91660
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
41 518
social contributions
-
-
-
24 282
total
-
-
-
65 800
Employee
54 385
-
-
-
income
11 996
-
-
-
social contributions
4 460
-
636
-
total
16 456
-
636
-
Employer
54 385
-
-
-
social contributions
76 683
-
10 929
-
total
76 683
-
10 929
-
Corporate
81 932
213 000
-
-
income
18 025
46 860
-
-
total
18 025
46 860
-
-
Dividends
63 907
166 140
-
-
income
14 060
36 551
-
-
total
14 060
36 551
-
-
Income
213 000
213 000
213 000
213 000
Total tax
125 224
83 411
11 565
65 800
After tax
87 776
129 589
201 435
147 200
Living cost
37 929
37 929
37 929
37 929
Free-cash
49 847
91 660
163 506
109 271

Estimated living cost  is ₽37929 per week

₽24610
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3567
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽126311
₽114636
₽116307
₽129580
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
52 946
health
-
-
-
5 431
social contributions
-
-
-
12 752
total
-
-
-
71 129
Employee
60 606
60 606
202 470
-
health
603
1 031
3 442
-
income
6 364
5 610
52 045
-
social contributions
2 945
5 030
6 784
-
total
9 912
11 671
62 271
-
Employer
60 606
60 606
202 470
-
health
657
1 122
3 745
-
social contributions
2 945
5 030
6 784
-
total
3 602
6 152
10 529
-
Corporate
173 923
146 243
-
-
income
21 740
18 280
-
-
total
21 740
18 280
-
-
Dividends
152 183
127 963
-
-
withholding
25 871
21 753
-
-
total
25 871
21 753
-
-
Income
213 000
213 000
213 000
213 000
Total tax
61 125
57 856
72 800
71 129
After tax
151 875
155 144
140 200
141 871
Living cost
25 564
25 564
25 564
25 564
Free-cash
126 311
129 580
114 636
116 307

Estimated living cost  is ₽25564 per week

₽17476
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1997
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5663
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽107189
₽88280
₽107120
₽102701
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
69 316
pensions
-
-
-
8 409
total
-
-
-
77 725
Employee
38 647
-
185 332
-
health
504
-
2 377
-
pensions
2 950
-
9 763
-
income
7 038
-
56 757
-
total
10 492
-
68 897
-
Employer
38 647
-
185 332
-
health
735
-
3 521
-
pensions
3 905
-
24 147
-
total
4 640
-
27 668
-
Corporate
169 714
213 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

32 245
40 470
-
-
total
32 245
40 470
-
-
Dividends
137 469
172 530
-
-
withholding
30 279
41 674
-
-
total
30 279
41 674
-
-
Income
213 000
213 000
213 000
213 000
Total tax
77 656
82 144
96 565
77 725
After tax
135 344
130 856
116 435
135 275
Living cost
28 155
28 155
28 155
28 155
Free-cash
107 189
102 701
88 280
107 120

Estimated living cost  is ₽28155 per week

₽19314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5898
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽77209
₽64191
₽70664
₽80797
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
municipal
-
-
-
1 561
regional
-
-
-
5 517
social contributions
-
-
-
39 447
national
-
-
-
64 413
total
-
-
-
110 938
Employee
66 415
-
213 000
-
social contributions
22 395
-
51 716
-
regional
1 003
-
5 107
-
national
11 224
-
59 136
-
municipal
396
-
1 452
-
total
35 018
-
117 411
-
Employer
66 415
-
213 000
-
total
-
-
-
-
Corporate
146 585
213 000
-
-
nationa
35 180
51 119
-
-
municipal
7 066
10 266
-
-
total
42 246
61 385
-
-
Dividends
104 339
151 614
-
-
withholding
27 129
39 420
-
-
total
27 129
39 420
-
-
Income
213 000
213 000
213 000
213 000
Total tax
104 393
100 805
117 411
110 938
After tax
108 607
112 195
95 589
102 062
Living cost
31 398
31 398
31 398
31 398
Free-cash
77 209
80 797
64 191
70 664

Estimated living cost  is ₽31398 per week

₽22055
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6708
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽14667
₽101589
₽128473
₽400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
3 187
income
-
-
-
62 339
other
-
-
-
284
health
-
-
-
1 671
accident
-
-
-
193
total
-
-
-
67 674
Employee
26 510
-
196 466
-
health
3 035
-
22 495
-
pensions
2 985
-
5 844
-
income
3 637
-
49 686
-
total
9 657
-
78 025
-
Employer
26 510
-
196 466
-
pensions
4 311
-
8 439
-
accident
443
-
3 281
-
unemployment
649
-
4 813
-
total
5 403
-
16 533
-
Corporate
181 087
213 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

162 979
191 700
-
-
total
162 979
191 700
-
-
Dividends
18 109
21 300
-
-
withholding
3 441
4 047
-
-
total
3 441
4 047
-
-
Income
213 000
213 000
213 000
213 000
Total tax
181 480
195 747
94 558
67 674
After tax
31 520
17 253
118 442
145 326
Living cost
16 853
16 853
16 853
16 853
Free-cash
14 667
400
101 589
128 473

Estimated living cost  is ₽16853 per week

₽12352
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽934
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3216
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽89381
₽99049
₽73742
₽79069
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 000
trade
-
-
-
25 307
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
74 064
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 384
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 074
total
-
-
-
108 829
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

39 216
-
213 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 384
-
5 384
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 225
-
74 064
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

178
-
4 074
-
total
8 787
-
83 522
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
173 784
213 000
-
-
income
26 068
31 951
-
-
trade
24 937
30 566
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 434
1 757
-
-
chamber of commerce
374
432
-
-
total
52 813
64 706
-
-
Dividends
120 970
148 294
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 647
2 022
-
-
withholding
29 943
36 774
-
-
total
31 590
38 796
-
-
Income
213 000
213 000
213 000
213 000
Total tax
93 190
103 502
83 522
108 829
After tax
119 810
109 498
129 478
104 171
Living cost
30 429
30 429
30 429
30 429
Free-cash
89 381
79 069
99 049
73 742

Estimated living cost  is ₽30429 per week

₽20990
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3274
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5722
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽147537
₽78089
₽63477
₽154003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
213 000
income
-
-
-
48 612
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
30 198
surtax
-
-
-
54 316
total
-
-
-
133 126
Employee
23 030
-
171 505
-
income
4 100
-
41 820
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 534
-
10 332
-
surtax
-
-
24 869
-
total
6 634
-
77 021
-
Employer
23 030
-
171 505
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 547
-
22 628
-
surtax
-
-
18 865
-
total
5 547
-
41 493
-
Corporate
184 422
213 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

36 885
42 600
-
-
total
36 885
42 600
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

147 537
170 400
-
-
total
-
-
-
-
Income
213 000
213 000
213 000
213 000
Total tax
49 066
42 600
118 514
133 126
After tax
163 934
170 400
94 486
79 874
Living cost
16 397
16 397
16 397
16 397
Free-cash
147 537
154 003
78 089
63 477

Estimated living cost  is ₽16397 per week

₽10461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1561
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽121557
₽122276
₽122969
₽123159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
68 006
health
-
-
-
5 158
pensions
-
-
-
7 114
total
-
-
-
80 278
Employee
14 855
-
204 997
-
health
743
-
1 779
-
unemployment
149
-
356
-
pensions
1 337
-
3 201
-
income
2 874
-
67 632
-
total
5 103
-
72 968
-
Employer
14 855
-
204 997
-
health
1 411
-
3 379
-
pensions
1 634
-
3 913
-
unemployment
297
-
711
-
total
3 342
-
8 003
-
Corporate
194 803
213 000
-
-
income
42 856
46 860
-
-
total
42 856
46 860
-
-
Dividends
151 946
166 140
-
-
withholding
30 389
33 228
-
-
total
30 389
33 228
-
-
Income
213 000
213 000
213 000
213 000
Total tax
81 690
80 088
80 971
80 278
After tax
131 310
132 912
132 029
132 722
Living cost
9 753
9 753
9 753
9 753
Free-cash
121 557
123 159
122 276
122 969

Estimated living cost  is ₽9753 per week

₽5796
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2943
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽113767
₽77294
₽82112
₽116273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
21 038
unemployment
-
-
-
179
income
-
-
-
71 873
other
-
-
-
-
health
-
-
-
7 468
surtax
-
-
-
12 627
total
-
-
-
113 185
Employee
26 542
-
190 858
-
health
678
-
2 682
-
unemployment
1 847
-
7 321
-
pensions
1 771
-
7 016
-
income
4 450
-
67 159
-
other
-
-
-
-
surtax
94
-
11 683
-
total
8 840
-
95 861
-
Employer
26 542
-
190 858
-
health
1 207
-
4 786
-
pensions
3 539
-
14 022
-
unemployment
842
-
3 334
-
other
-
-
-
-
total
5 588
-
22 142
-
Corporate
180 870
213 000
-
-
income
47 026
55 380
-
-
total
47 026
55 380
-
-
Dividends
133 844
157 620
-
-
withholding
20 076
23 644
-
-
total
20 076
23 644
-
-
Income
213 000
213 000
213 000
213 000
Total tax
81 530
79 024
118 003
113 185
After tax
131 470
133 976
94 997
99 815
Living cost
17 703
17 703
17 703
17 703
Free-cash
113 767
116 273
77 294
82 112

Estimated living cost  is ₽17703 per week

₽10688
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1539
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5066
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽91692
₽29784
₽83546
₽92084
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
17 034