Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213000
per

Your estimated
City
free-cash

Dresden , Germany
₽76946
₽88056
₽75839
₽102031
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 000
trade
-
-
-
26 192
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 842
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 862
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 841
total
-
-
-
106 737
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 418
-
213 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 862
-
6 862
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
3 841
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 073
-
69 842
-
total
7 994
-
80 545
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
174 582
213 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 441
1 757
-
-
income
26 188
31 950
-
-
trade
27 497
33 547
-
-
chamber of commerce
404
459
-
-
total
55 530
67 713
-
-
Dividends
119 052
145 286
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 616
1 977
-
-
withholding
29 381
35 940
-
-
total
30 997
37 917
-
-
Income
213 000
213 000
213 000
213 000
Total tax
94 521
105 630
80 545
106 737
After tax
118 479
107 370
132 455
106 263
Living cost
30 423
30 423
30 423
30 423
Free-cash
88 056
76 946
102 031
75 839

Estimated living cost  is ₽30423 per week

₽19137
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽568
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7171
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽82229
₽81386
₽71519
₽72663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
municipal
-
-
-
23 595
pensions
-
-
-
25 560
national
-
-
-
39 353
social contributions
-
-
-
2 290
total
-
-
-
90 798
Employee
78 568
-
184 137
-
municipal
9 704
-
24 420
-
pensions
3 143
-
7 365
-
national
15 038
-
41 159
-
total
27 885
-
72 944
-
Employer
78 568
-
184 137
-
social contributions
845
-
1 979
-
pensions
6 285
-
14 731
-
total
7 130
-
16 710
-
Corporate
122 117
213 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

24 423
42 600
-
-
total
24 423
42 600
-
-
Dividends
97 693
170 400
-
-
withholding
21 493
37 488
-
-
total
21 493
37 488
-
-
Income
213 000
213 000
213 000
213 000
Total tax
80 931
80 088
89 654
90 798
After tax
132 069
132 912
123 346
122 202
Living cost
50 683
50 683
50 683
50 683
Free-cash
81 386
82 229
72 663
71 519

Estimated living cost  is ₽50683 per week

₽34449
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4711
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽759
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10764
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽149503
₽141263
₽55707
₽71028
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
213 000
microenterprise
-
-
-
-
income
-
-
-
43 598
surtax
-
-
-
54 314
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 484
total
-
-
-
136 396
Employee
29 350
-
165 912
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 229
-
13 167
-
surtax
-
-
24 057
-
income
5 225
-
36 763
-
total
8 454
-
73 987
-
Employer
29 350
-
165 912
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 070
-
28 837
-
surtax
-
-
18 251
-
total
7 070
-
47 088
-
Corporate
176 580
213 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

35 316
42 600
-
-
total
35 316
42 600
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

141 264
170 400
-
-
total
-
-
-
-
Income
213 000
213 000
213 000
213 000
Total tax
50 840
42 600
121 075
136 396
After tax
162 160
170 400
91 925
76 604
Living cost
20 897
20 897
20 897
20 897
Free-cash
141 263
149 503
71 028
55 707

Estimated living cost  is ₽20897 per week

₽13331
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1990
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5101
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽63917
₽57762
₽73007
₽94171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
73 762
pensions
-
-
-
11 768
health
-
-
-
12 386
total
-
-
-
97 916
Employee
85 775
85 775
194 334
-
health
13 165
11 198
12 386
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 040
14 040
33 932
-
pensions
15 439
11 768
11 768
-
total
42 644
37 006
58 086
-
Employer
85 775
85 775
194 334
-
unemployment
3 088
3 088
3 837
-
pensions
5 970
5 970
7 420
-
health
5 962
5 962
7 409
-
total
15 020
15 020
18 666
-
Corporate
113 257
112 205
-
-
income
22 652
22 441
-
-
total
22 652
22 441
-
-
Dividends
90 605
89 765
-
-
income
19 254
19 074
-
-
withholding
13 591
13 465
-
-
total
32 845
32 539
-
-
Income
213 000
213 000
213 000
213 000
Total tax
113 161
107 006
76 752
97 916
After tax
99 839
105 994
136 248
115 084
Living cost
42 077
42 077
42 077
42 077
Free-cash
57 762
63 917
94 171
73 007

Estimated living cost  is ₽42077 per week

₽29819
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽77337
₽76463
₽67884
₽66939
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
municipal
-
-
-
56 140
accident
-
-
-
171
pensions
-
-
-
9 231
other
-
-
-
9 922
unemployment
-
-
-
85
health
-
-
-
5 328
national
-
-
-
25 278
total
-
-
-
106 155
Employee
55 516
-
186 171
-
municipal
16 555
-
55 516
-
national
-
-
24 755
-
total
16 555
-
80 271
-
Employer
55 516
-
186 171
-
accident
111
-
171
-
other
6 451
-
9 922
-
unemployment
1 466
-
2 254
-
pensions
6 001
-
9 231
-
health
3 414
-
5 251
-
total
17 443
-
26 829
-
Corporate
140 041
213 000
-
-
income
30 809
46 860
-
-
total
30 809
46 860
-
-
Dividends
109 232
166 140
-
-
withholding
32 769
49 842
-
-
total
32 769
49 842
-
-
Income
213 000
213 000
213 000
213 000
Total tax
97 576
96 702
107 100
106 155
After tax
115 424
116 298
105 900
106 845
Living cost
38 961
38 961
38 961
38 961
Free-cash
76 463
77 337
66 939
67 884

Estimated living cost  is ₽38961 per week

₽25822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3823
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽66817
₽80932
₽65641
₽92997
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 000
trade
-
-
-
27 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 842
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 862
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 841
total
-
-
-
107 901
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 937
-
213 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 862
-
6 862
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

240
-
3 841
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 376
-
69 842
-
total
11 478
-
80 545
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
162 063
213 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 336
1 757
-
-
income
24 309
31 950
-
-
trade
26 659
35 038
-
-
chamber of commerce
383
456
-
-
total
52 687
69 201
-
-
Dividends
109 376
143 799
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 483
1 956
-
-
withholding
26 962
35 568
-
-
total
28 445
37 524
-
-
Income
213 000
213 000
213 000
213 000
Total tax
92 610
106 725
80 545
107 901
After tax
120 390
106 275
132 455
105 099
Living cost
39 458
39 458
39 458
39 458
Free-cash
80 932
66 817
92 997
65 641

Estimated living cost  is ₽39458 per week

₽26390
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4161
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽589
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽122689
₽118525
₽111200
₽109427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
47 538
health
-
-
-
5 432
social contributions
-
-
-
16 251
total
-
-
-
69 221
Employee
77 236
77 236
200 643
-
social contributions
3 753
6 410
8 646
-
health
768
1 313
3 410
-
income
8 110
7 150
46 581
-
total
12 631
14 873
58 637
-
Employer
77 236
77 236
200 643
-
social contributions
3 753
6 410
8 646
-
health
837
1 430
3 711
-
total
4 590
7 840
12 357
-
Corporate
163 200
127 924
-
-
income
20 399
15 990
-
-
total
20 399
15 990
-
-
Dividends
142 800
111 934
-
-
withholding
24 276
19 029
-
-
total
24 276
19 029
-
-
Income
213 000
213 000
213 000
213 000
Total tax
61 896
57 732
70 994
69 221
After tax
151 104
155 268
142 006
143 779
Living cost
32 579
32 579
32 579
32 579
Free-cash
118 525
122 689
109 427
111 200

Estimated living cost  is ₽32579 per week

₽22271
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2545
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7217
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽101345
₽101725
₽129324
₽105246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
26 039
pensions
-
-
-
21 300
unemployment
-
-
-
3 195
health
-
-
-
14 910
total
-
-
-
65 444
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 319
10 475
178 243
-
health
1 842
733
12 477
-
income
3 217
1 281
21 790
-
pensions
2 632
1 047
17 824
-
unemployment
395
157
2 674
-
total
8 086
3 218
54 765
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 319
10 475
178 243
-
pensions
5 132
2 043
34 757
-
total
5 132
2 043
34 757
-
Corporate
181 549
200 483
-
-
income
16 339
18 043
-
-
total
16 339
18 043
-
-
Dividends
165 209
182 439
-
-
social contributions
32 096
35 456
-
-
withholding
31 390
34 663
-
-
total
63 486
70 119
-
-
Income
213 000
213 000
213 000
213 000
Total tax
93 043
93 423
89 522
65 444
After tax
119 957
119 577
123 478
147 556
Living cost
18 232
18 232
18 232
18 232
Free-cash
101 725
101 345
105 246
129 324

Estimated living cost  is ₽18232 per week

₽12442
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1492
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽364
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3934
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽146139
₽139898
₽89907
₽98509
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
28 542
pensions
-
-
-
42 600
health
-
-
-
27 690
total
-
-
-
98 832
Employee
28 494
-
159 193
-
income
3 208
-
30 692
-
pensions
570
-
3 183
-
unemployment
456
-
2 547
-
total
4 234
-
36 422
-
Employer
28 494
-
159 193
-
unemployment
229
-
1 273
-
pensions
5 699
-
31 840
-
health
3 704
-
20 695
-
total
9 632
-
53 808
-
Corporate
174 874
213 000
-
-
income
34 975
42 600
-
-
total
34 975
42 600
-
-
Dividends
139 899
170 400
-
-
total
-
-
-
-
Income
213 000
213 000
213 000
213 000
Total tax
48 841
42 600
90 230
98 832
After tax
164 159
170 400
122 770
114 168
Living cost
24 261
24 261
24 261
24 261
Free-cash
139 898
146 139
98 509
89 907

Estimated living cost  is ₽24261 per week

₽16640
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1445
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5688
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽4791
₽13870
₽123432
₽94937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
accident
-
-
-
253
income
-
-
-
60 546
pensions
-
-
-
4 169
other
-
-
-
371
health
-
-
-
2 185
total
-
-
-
67 524
Employee
34 676
-
193 969
-
health
3 970
-
22 209
-
income
4 757
-
47 135
-
pensions
3 905
-
7 645
-
total
12 632
-
76 989
-
Employer
34 676
-
193 969
-
accident
579
-
3 239
-
unemployment
850
-
4 752
-
pensions
5 639
-
11 039
-
total
7 068
-
19 030
-
Corporate
171 257
213 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

154 132
191 700
-
-
total
154 132
191 700
-
-
Dividends
17 126
21 300
-
-
withholding
3 254
4 047
-
-
total
3 254
4 047
-
-
Income
213 000
213 000
213 000
213 000
Total tax
177 086
195 747
96 019
67 524
After tax
35 914
17 253
116 981
145 476
Living cost
22 044
22 044
22 044
22 044
Free-cash
13 870
-4 791
94 937
123 432

Estimated living cost  is ₽22044 per week

₽16156
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1221
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4207
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽193250
₽191543
₽201770
₽161300
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
213 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 130
total
-
-
-
2 130
Employee
11 374
-
213 000
-
income
2 275
-
42 600
-
total
2 275
-
42 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

201 626
213 000
-
-
total
-
-
-
-
Dividends
201 626
213 000
-
-
withholding
10 082
10 650
-
-
total
10 082
10 650
-
-
Income
213 000
213 000
213 000
213 000
Total tax
12 357
10 650
42 600
2 130
After tax
200 643
202 350
170 400
210 870
Living cost
9 100
9 100
9 100
9 100
Free-cash
191 543
193 250
161 300
201 770

Estimated living cost  is ₽9100 per week

₽5639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽129725
₽122943
₽99260
₽97470
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
36 342
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
36 658
other
-
-
-
7 255
health
-
-
-
6 721
total
-
-
-
86 976
Employee
36 470
-
174 337
-
health
511
-
2 139
-
income
6 279
-
35 745
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 552
-
10 691
-
unemployment
364
-
1 527
-
total
9 706
-
50 102
-
Employer
36 470
-
174 337
-
accident
292
-
1 395
-
other
1 824
-
7 636
-
unemployment
364
-
1 527
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 201
-
25 967
-
health
511
-
2 139
-
total
9 192
-
38 664
-
Corporate
167 339
213 000
-
-
income
35 141
44 731
-
-
total
35 141
44 731
-
-
Dividends
132 198
168 269
-
-
withholding
9 254
11 780
-
-
total
9 254
11 780
-
-
Income
213 000
213 000
213 000
213 000
Total tax
63 293
56 511
88 766
86 976
After tax
149 707
156 489
124 234
126 024
Living cost
26 764
26 764
26 764
26 764
Free-cash
122 943
129 725
97 470
99 260

Estimated living cost  is ₽26764 per week

₽18910
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1807
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽68416
₽76493
₽71421
₽52342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
64 726
pensions
-
-
-
9 752
total
-
-
-
74 478
Employee
94 938
-
185 731
-
health
1 564
-
2 553
-
income
17 114
-
52 008
-
pensions
9 159
-
11 729
-
total
27 837
-
66 290
-
Employer
94 938
-
185 731
-
pensions
11 209
-
23 738
-
health
1 803
-
3 529
-
total
13 012
-
27 267
-
Corporate
105 050
213 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

19 960
40 469
-
-
total
19 960
40 469
-
-
Dividends
85 090
172 531
-
-
withholding
8 597
37 014
-
-
total
8 597
37 014
-
-
Income
213 000
213 000
213 000
213 000
Total tax
69 406
77 483
93 557
74 478
After tax
143 594
135 517
119 443
138 522
Living cost
67 101
67 101
67 101
67 101
Free-cash
76 493
68 416
52 342
71 421

Estimated living cost  is ₽67101 per week

₽50280
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8392
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽168947
₽164283
₽158516
₽167257
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
31 950
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 192
unemployment
-
-
-
140
health
-
-
-
4 034
total
-
-
-
41 316
Employee
17 436
-
206 117
-
health
802
-
1 614
-
accident

We are using the highest rate at 1.1%.

192
-
386
-
income
1 743
-
20 612
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 531
-
3 080
-
total
4 268
-
25 692
-
Employer
17 436
-
206 117
-
accident

We are using the highest rate at 1.1%.

192
-
386
-
unemployment
104
-
210
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 922
-
3 866
-
health
1 203
-
2 421
-
total
3 421
-
6 883
-
Corporate
192 143
213 000
-
-
income
19 214
21 300
-
-
total
19 214
21 300
-
-
Dividends
172 929
191 700
-
-
withholding
8 646
9 585
-
-
total
8 646
9 585
-
-
Income
213 000
213 000
213 000
213 000
Total tax
35 549
30 885
32 575
41 316
After tax
177 451
182 115
180 425
171 684
Living cost
13 168
13 168
13 168
13 168
Free-cash
164 283
168 947
167 257
158 516

Estimated living cost  is ₽13168 per week

₽7687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽940
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4191
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽50297
₽52823
₽59387
₽80551
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
73 762
pensions
-
-
-
11 768
health
-
-
-
12 386
total
-
-
-
97 916
Employee
93 124
85 775
194 334
-
health
11 618
11 198
12 386
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 040
14 040
33 932
-
pensions
11 768
11 768
11 768
-
total
37 426
37 006
58 086
-
Employer
93 124
85 775
194 334
-
unemployment
3 353
3 088
3 837
-
pensions
6 481
5 970
7 420
-
health
6 471
5 962
7 409
-
total
16 305
15 020
18 666
-
Corporate
103 571
112 205
-
-
income
20 714
22 441
-
-
total
20 714
22 441
-
-
Dividends
82 858
89 765
-
-
income
17 607
19 074
-
-
withholding
12 428
13 465
-
-
total
30 035
32 539
-
-
Income
213 000
213 000
213 000
213 000
Total tax
104 480
107 006
76 752
97 916
After tax
108 520
105 994
136 248
115 084
Living cost
55 697
55 697
55 697
55 697
Free-cash
52 823
50 297
80 551
59 387

Estimated living cost  is ₽55697 per week

₽41086
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4975
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽639
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽122630
₽114062
₽101017
₽91791
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
22 452
health
-
-
-
28 755
solidarity contribution
-
-
-
2 192
social contributions
-
-
-
34 564
total
-
-
-
87 963
Employee
35 324
-
168 264
-
social contributions
2 296
-
7 694
-
health
4 769
-
22 716
-
solidarity contribution
-
-
1 364
-
income
4 239
-
20 678
-
total
11 304
-
52 452
-
Employer
35 324
-
168 264
-
social contributions
8 831
-
29 593
-
health
3 179
-
15 144
-
total
12 010
-
44 737
-
Corporate
165 666
213 000
-
-
income
31 476
40 470
-
-
total
31 476
40 470
-
-
Dividends
134 189
172 530
-
-
withholding
20 128
25 880
-
-
total
20 128
25 880
-
-
Income
213 000
213 000
213 000
213 000
Total tax
74 918
66 350
97 189
87 963
After tax
138 082
146 650
115 811
125 037
Living cost
24 020
24 020
24 020
24 020
Free-cash
114 062
122 630
91 791
101 017

Estimated living cost  is ₽24020 per week

₽16685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1709
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5154
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽71260
₽66016
₽59457
₽50941
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
municipal
-
-
-
1 302
regional
-
-
-
2 631
national
-
-
-
56 954
social contributions
-
-
-
50 272
total
-
-
-
111 159
Employee
89 268
-
213 000
-
social contributions
30 101
-
65 907
-
regional
842
-
2 360
-
municipal
473
-
1 176
-
national
15 468
-
50 232
-
total
46 884
-
119 675
-
Employer
89 268
-
213 000
-
total
-
-
-
-
Corporate
123 732
213 000
-
-
nationa
29 695
51 120
-
-
municipal
4 826
8 307
-
-
total
34 521
59 427
-
-
Dividends
89 211
153 573
-
-
withholding
23 195
39 929
-
-
total
23 195
39 929
-
-
Income
213 000
213 000
213 000
213 000
Total tax
104 600
99 356
119 675
111 159
After tax
108 400
113 644
93 325
101 841
Living cost
42 384
42 384
42 384
42 384
Free-cash
66 016
71 260
50 941
59 457

Estimated living cost  is ₽42384 per week

₽29545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2779
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽650
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9409
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽111813
₽108686
₽78155
₽72011
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
65 294
pensions
-
-
-
26 811
other
-
-
-
-
unemployment
-
-
-
229
health
-
-
-
9 517
surtax
-
-
-
10 830
total
-
-
-
112 681
Employee
33 216
-
184 782
-
other
-
-
-
-
health
848
-
3 418
-
surtax
109
-
9 630
-
income
5 568
-
59 286
-
pensions
2 215
-
8 942
-
unemployment
2 312
-
9 330
-
total
11 052
-
90 606
-
Employer
33 216
-
184 782
-
other
-
-
-
-
unemployment
1 052
-
4 249
-
pensions
4 428
-
17 870
-
health
1 512
-
6 100
-
total
6 992
-
28 219
-
Corporate
172 792
213 000
-
-
income
44 927
55 380
-
-
total
44 927
55 380
-
-
Dividends
127 865
157 620
-
-
withholding
19 179
23 643
-
-
total
19 179
23 643
-
-
Income
213 000
213 000
213 000
213 000
Total tax
82 150
79 023
118 825
112 681
After tax
130 850
133 977
94 175
100 319
Living cost
22 164
22 164
22 164
22 164
Free-cash
108 686
111 813
72 011
78 155

Estimated living cost  is ₽22164 per week

₽13552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6056
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽89675
₽96304
₽92680
₽73601
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
64 726
pensions
-
-
-
9 752
total
-
-
-
74 478
Employee
63 625
-
185 731
-
health
924
-
2 553
-
income
11 459
-
52 008
-
pensions
5 400
-
11 729
-
total
17 783
-
66 290
-
Employer
63 625
-
185 731
-
pensions
6 887
-
23 738
-
health
1 209
-
3 529
-
total
8 096
-
27 267
-
Corporate
141 279
213 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

26 842
40 469
-
-
total
26 842
40 469
-
-
Dividends
114 437
172 531
-
-
withholding
18 133
37 014
-
-
total
18 133
37 014
-
-
Income
213 000
213 000
213 000
213 000
Total tax
70 854
77 483
93 557
74 478
After tax
142 146
135 517
119 443
138 522
Living cost
45 842
45 842
45 842
45 842
Free-cash
96 304
89 675
73 601
92 680

Estimated living cost  is ₽45842 per week

₽34344
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7581
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽21005
₽53694
₽93211
₽84981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
city
-
-
-
2 245
pensions
-
-
-
19 595
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 260
regional
-
-
-
11 674
health
-
-
-
479
national
-
-
-
5 142
total
-
-
-
43 395
Employee
89 401
-
191 444
-
city
959
-
2 068
-
regional
2 927
-
10 328
-
health
202
-
432
-
pensions
7 511
-
15 191
-
unemployment
-
-
-
-
national
423
-
4 155
-
total
12 022
-
32 174
-
Employer
89 401
-
191 444
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 787
-
3 828
-
unemployment
-
-
-
-
pensions
7 511
-
15 191
-
health
202
-
432
-
total
9 500
-
19 451
-
Corporate
113 116
213 000
-
-
regional
23 924
45 050
-
-
national
9 614
18 104
-
-
total
33 538
63 154
-
-
Dividends
79 577
149 846
-
-
withholding
27 852
52 447
-
-
total
27 852
52 447
-
-
Income
213 000
213 000
213 000
213 000
Total tax
82 912
115 601
51 625
43 395
After tax
130 088
97 399
161 375
169 605
Living cost
76 394
76 394
76 394
76 394
Free-cash
53 694
21 005
84 981
93 211

Estimated living cost  is ₽76394 per week

₽49678
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽938
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18922
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽59165
₽75453
₽57920
₽86441
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 000
trade
-
-
-
28 521
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 842
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 862
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 841
total
-
-
-
109 066
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 365
-
213 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 862
-
6 862
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

391
-
3 841
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 098
-
69 842
-
total
14 351
-
80 545
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
152 635
213 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 260
1 757
-
-
income
22 896
31 950
-
-
trade
26 177
36 529
-
-
chamber of commerce
368
452
-
-
total
50 701
70 688
-
-
Dividends
101 935
142 312
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 380
1 937
-
-
withholding
25 101
35 196
-
-
total
26 481
37 133
-
-
Income
213 000
213 000
213 000
213 000
Total tax
91 533
107 821
80 545
109 066
After tax
121 467
105 179
132 455
103 934
Living cost
46 014
46 014
46 014
46 014
Free-cash
75 453
59 165
86 441
57 920

Estimated living cost  is ₽46014 per week

₽33607
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3681
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8130
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽72987
₽78918
₽83314
₽77899
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
37 973
pensions
-
-
-
34 543
other
-
-
-
6 603
health
-
-
-
10 133
surtax
-
-
-
-
social contributions
-
-
-
6 069
total
-
-
-
95 321
Employee
42 988
-
163 035
-
social contributions
1 226
-
4 645
-
surtax
-
-
-
-
income
2 537
-
34 038
-
pensions
4 861
-
12 089
-
total
8 624
-
50 772
-
Employer
42 988
-
163 035
-
other
1 483
-
6 680
-
social contributions
130
-
490
-
unemployment
1 740
-
6 603
-
pensions
7 062
-
20 217
-
health
3 010
-
15 974
-
total
13 425
-
49 964
-
Corporate
156 587
213 000
-
-
surtax
-
-
-
-
income
43 844
59 640
-
-
total
43 844
59 640
-
-
Dividends
112 743
153 360
-
-
surtax
-
-
-
-
social contributions
19 393
26 377
-
-
withholding
14 431
19 631
-
-
total
33 824
46 008
-
-
Income
213 000
213 000
213 000
213 000
Total tax
99 717
105 648
100 736
95 321
After tax
113 283
107 352
112 264
117 679
Living cost
34 365
34 365
34 365
34 365
Free-cash
78 918
72 987
77 899
83 314

Estimated living cost  is ₽34365 per week

₽21669
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2794
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9319
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽76392
₽81971
₽86719
₽81304
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
37 973
pensions
-
-
-
34 543
other
-
-
-
6 603
health
-
-
-
10 133
surtax
-
-
-
-
social contributions
-
-
-
6 069
total
-
-
-
95 321
Employee
38 373
-
163 035
-
social contributions
1 094
-
4 645
-
surtax
-
-
-
-
income
1 979
-
34 038
-
pensions
4 340
-
12 089
-
total
7 413
-
50 772
-
Employer
38 373
-
163 035
-
other
1 325
-
6 680
-
social contributions
114
-
490
-
unemployment
1 553
-
6 603
-
pensions
6 305
-
20 217
-
health
2 686
-
15 974
-
total
11 983
-
49 964
-
Corporate
162 643
213 000
-
-
surtax
-
-
-
-
income
45 541
59 640
-
-
total
45 541
59 640
-
-
Dividends
117 103
153 360
-
-
surtax
-
-
-
-
social contributions
20 142
26 377
-
-
withholding
14 990
19 631
-
-
total
35 132
46 008
-
-
Income
213 000
213 000
213 000
213 000
Total tax
100 069
105 648
100 736
95 321
After tax
112 931
107 352
112 264
117 679
Living cost
30 960
30 960
30 960
30 960
Free-cash
81 971
76 392
81 304
86 719

Estimated living cost  is ₽30960 per week

₽17956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽587
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9273
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽108651
₽109171
₽115489
₽110037
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
31 950
health
-
-
-
14 868
social contributions
-
-
-
29 394
total
-
-
-
76 212
Employee
34 056
-
213 000
-
social contributions
4 700
-
29 394
-
health
2 377
-
14 868
-
income
5 680
-
37 402
-
total
12 757
-
81 664
-
Employer
34 056
-
213 000
-
total
-
-
-
-
Corporate
178 944
213 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

8 947
10 649
-
-
total
8 947
10 649
-
-
Dividends
169 996
202 351
-
-
health
11 866
14 124
-
-
social contributions
23 460
27 924
-
-
withholding
25 500
30 353
-
-
total
60 826
72 401
-
-
Income
213 000
213 000
213 000
213 000
Total tax
82 530
83 050
81 664
76 212
After tax
130 470
129 950
131 336
136 788
Living cost
21 299
21 299
21 299
21 299
Free-cash
109 171
108 651
110 037
115 489

Estimated living cost  is ₽21299 per week

₽14254
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽82117
₽80561
₽73936
₽20583
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
chamber of commerce
-
-
-
852
income
-
-
-
65 776
pensions
-
-
-
21 709
unemployment
-
-
-
6 161
health
-
-
-
8 976
surtax
-
-
-
198
total
-
-
-
103 672
Employee
50 197
40 028
174 834
-
other
501
400
1 174
-
health
1 942
1 550
4 540
-
income
5 715
2 953
54 850
-
pensions
5 141
4 098
12 016
-
unemployment
1 506
1 201
3 521
-
total
14 805
10 202
76 101
-
Employer
50 197
40 028
174 834
-
accident
652
520
1 525
-
other
2 385
1 900
7 815
-
chamber of commerce
200
160
700
-
unemployment
1 506
1 201
3 521
-
surtax
198
198
198
-
pensions
6 300
5 024
14 727
-
payroll
1 506
1 201
5 246
-
health
1 897
1 513
4 436
-
total
14 644
11 717
38 168
-
Corporate
148 160
161 253
171 022
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

37 039
40 314
42 756
-
total
37 039
40 314
42 756
-
Dividends
111 121
120 939
-
-
withholding
30 559
33 258
-
-
total
30 559
33 258
-
-
Income
213 000
213 000
213 000
213 000
Total tax
97 047
95 491
157 025
103 672
After tax
115 953
117 509
55 975
109 328
Living cost
35 392
35 392
35 392
35 392
Free-cash
80 561
82 117
20 583
73 936

Estimated living cost  is ₽35392 per week

₽23605
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3019
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽581
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽80988
₽67363
₽55954
₽36361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
national
-
-
-
84 103
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 278
social contributions
-
-
-
25 042
total
-
-
-
120 423
Employee

The minimum management director salary is set at €45,000 per year.

71 848
-
164 970
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 747
-
8 604
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 376
-
7 752
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 389
-
12 373
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

625
-
1 435
-
national
22 089
-
61 830
-
total
35 226
-
91 994
-
Employer

The minimum management director salary is set at €45,000 per year.

71 848
-
164 970
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

934
-
2 144
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 048
-
2 409
-
surtax
8 147
-
18 707
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 366
-
14 616
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 418
-
10 146
-
total
20 913
-
48 022
-
Corporate
120 238
213 000
-
-
surtax
480
892
-
-
income
24 047
44 614
-
-
total
24 527
45 506
-
-
Dividends
95 711
167 494
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

28 348
49 883
-
-
total
28 348
49 883
-
-
Income
213 000
213 000
213 000
213 000
Total tax
109 014
95 389
140 016
120 423
After tax
103 986
117 611
72 984
92 577
Living cost
36 623
36 623
36 623
36 623
Free-cash
67 363
80 988
36 361
55 954

Estimated living cost  is ₽36623 per week

₽23590
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽574
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽105270
₽98388
₽82857
₽78643
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
accident
-
-
-
839
income
-
-
-
65 939
pensions
-
-
-
26 346
other
-
-
-
93
unemployment
-
-
-
652
total
-
-
-
93 869
Employee
49 998
-
183 320
-
other
50
-
93
-
income
10 549
-
62 491
-
pensions
2 350
-
4 376
-
unemployment
776
-
1 443
-
total
13 725
-
68 403
-
Employer
49 998
-
183 320
-
accident
989
-
1 843
-
other
398
-
745
-
unemployment
2 751
-
5 120
-
pensions
11 799
-
21 972
-
total
15 937
-
29 680
-
Corporate
147 065
213 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

22 059
31 950
-
-
total
22 059
31 950
-
-
Dividends
125 005
181 050
-
-
withholding
26 617
39 506
-
-
total
26 617
39 506
-
-
Income
213 000
213 000
213 000
213 000
Total tax
78 338
71 456
98 083
93 869
After tax
134 662
141 544
114 917
119 131
Living cost
36 274
36 274
36 274
36 274
Free-cash
98 388
105 270
78 643
82 857

Estimated living cost  is ₽36274 per week

₽26712
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2573
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽67093
₽53362
₽46685
₽55177
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
accident
-
-
-
1 796
income
-
-
-
39 023
pensions
-
-
-
31 925
health
-
-
-
14 965
surtax
-
-
-
10 560
communal
-
-
-
13 461
total
-
-
-
111 730
Employee
76 065
-
190 264
-
health
3 385
-
8 467
-
surtax
4 662
-
11 660
-
income
7 347
-
45 155
-
pensions
6 084
-
15 220
-
total
21 478
-
80 502
-
Employer
76 065
-
190 264
-
accident
684
-
1 712
-
pensions
6 084
-
15 220
-
health
2 320
-
5 804
-
total
9 088
-
22 736
-
Corporate
127 847
213 000
-
-
surtax
1 342
2 236
-
-
communal
8 629
14 378
-
-
income
19 177
31 950
-
-
total
29 148
48 564
-
-
Dividends
98 699
164 436
-
-
income
30 534
18 093
-
-
withholding
14 805
24 665
-
-
total
45 339
42 758
-
-
Income
213 000
213 000
213 000
213 000
Total tax
105 053
91 322
103 238
111 730
After tax
107 947
121 678
109 762
101 270
Living cost
54 585
54 585
54 585
54 585
Free-cash
53 362
67 093
55 177
46 685

Estimated living cost  is ₽54585 per week

₽40947
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽578
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽111416
₽108222
₽77758
₽71614
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
65 294
pensions
-
-
-
26 811
other
-
-
-
-
unemployment
-
-
-
229
health
-
-
-
9 517
surtax
-
-
-
10 830
total
-
-
-
112 681
Employee
33 826
-
184 782
-
other
-
-
-
-
health
863
-
3 418
-
surtax
120
-
9 630
-
income
5 671
-
59 286
-
pensions
2 257
-
8 942
-
unemployment
2 354
-
9 330
-
total
11 265
-
90 606
-
Employer
33 826
-
184 782
-
other
-
-
-
-
unemployment
1 073
-
4 249
-
pensions
4 510
-
17 870
-
health
1 538
-
6 100
-
total
7 121
-
28 219
-
Corporate
172 053
213 000
-
-
income
44 734
55 380
-
-
total
44 734
55 380
-
-
Dividends
127 319
157 620
-
-
withholding
19 097
23 643
-
-
total
19 097
23 643
-
-
Income
213 000
213 000
213 000
213 000
Total tax
82 217
79 023
118 825
112 681
After tax
130 783
133 977
94 175
100 319
Living cost
22 561
22 561
22 561
22 561
Free-cash
108 222
111 416
71 614
77 758

Estimated living cost  is ₽22561 per week

₽13621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1961
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6456
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽84900
₽82671
₽74111
₽65642
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
municipal
-
-
-
1 302
regional
-
-
-
3 304
national
-
-
-
56 954
social contributions
-
-
-
50 272
total
-
-
-
111 832
Employee
55 717
-
213 000
-
social contributions
18 788
-
65 907
-
regional
750
-
2 986
-
municipal
295
-
1 176
-
national
8 827
-
50 232
-
total
28 660
-
120 301
-
Employer
55 717
-
213 000
-
total
-
-
-
-
Corporate
157 283
213 000
-
-
nationa
37 748
51 120
-
-
municipal
7 817
10 587
-
-
total
45 565
61 707
-
-
Dividends
111 717
151 294
-
-
withholding
29 047
39 336
-
-
total
29 047
39 336
-
-
Income
213 000
213 000
213 000
213 000
Total tax
103 272
101 043
120 301
111 832
After tax
109 728
111 957
92 699
101 168
Living cost
27 057
27 057
27 057
27 057
Free-cash
82 671
84 900
65 642
74 111

Estimated living cost  is ₽27057 per week

₽16827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2741
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7026
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽117051
₽106492
₽95438
₽86212
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
22 452
health
-
-
-
28 755
solidarity contribution
-
-
-
2 192
social contributions
-
-
-
34 564
total
-
-
-
87 963
Employee
43 528
-
168 264
-
social contributions
2 829
-
7 694
-
health
5 876
-
22 716
-
solidarity contribution
-
-
1 364
-
income
5 223
-
20 678
-
total
13 928
-
52 452
-
Employer
43 528
-
168 264
-
social contributions
10 882
-
29 593
-
health
3 918
-
15 144
-
total
14 800
-
44 737
-
Corporate
154 672
213 000
-
-
income
29 388
40 470
-
-
total
29 388
40 470
-
-
Dividends
125 284
172 530
-
-
withholding
18 793
25 880
-
-
total
18 793
25 880
-
-
Income
213 000
213 000
213 000
213 000
Total tax
76 909
66 350
97 189
87 963
After tax
136 091
146 650
115 811
125 037
Living cost
29 599
29 599
29 599
29 599
Free-cash
106 492
117 051
86 212
95 438

Estimated living cost  is ₽29599 per week

₽22012
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1640
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5436
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽85570
₽85076
₽77481
₽23981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
chamber of commerce
-
-
-
852
income
-
-
-
65 776
pensions
-
-
-
21 709
unemployment
-
-
-
6 161
health
-
-
-
8 976
surtax
-
-
-
-
total
-
-
-
103 474
Employee
43 907
40 028
175 019
-
other
438
400
1 174
-
health
1 698
1 550
4 540
-
income
3 911
2 953
54 938
-
pensions
4 497
4 098
12 016
-
unemployment
1 317
1 201
3 521
-
total
11 861
10 202
76 189
-
Employer
43 907
40 028
175 019
-
accident
570
520
1 525
-
other
2 085
1 900
7 823
-
chamber of commerce
175
160
700
-
unemployment
1 317
1 201
3 521
-
surtax
-
-
-
-
pensions
5 511
5 024
14 727
-
payroll
1 317
1 201
5 251
-
health
1 660
1 513
4 436
-
total
12 635
11 519
37 983
-
Corporate
156 458
161 451
171 207
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

39 115
40 364
42 802
-
total
39 115
40 364
42 802
-
Dividends
117 342
121 088
-
-
withholding
32 268
33 300
-
-
total
32 268
33 300
-
-
Income
213 000
213 000
213 000
213 000
Total tax
95 879
95 385
156 974
103 474
After tax
117 121
117 615
56 026
109 526
Living cost
32 045
32 045
32 045
32 045
Free-cash
85 076
85 570
23 981
77 481

Estimated living cost  is ₽32045 per week

₽19223
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3273
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽572
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8978
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽188170
₽185511
₽196690
₽156220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
213 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 130
total
-
-
-
2 130
Employee
17 726
-
213 000
-
income
3 545
-
42 600
-
total
3 545
-
42 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

195 274
213 000
-
-
total
-
-
-
-
Dividends
195 274
213 000
-
-
withholding
9 764
10 650
-
-
total
9 764
10 650
-
-
Income
213 000
213 000
213 000
213 000
Total tax
13 309
10 650
42 600
2 130
After tax
199 691
202 350
170 400
210 870
Living cost
14 180
14 180
14 180
14 180
Free-cash
185 511
188 170
156 220
196 690

Estimated living cost  is ₽14180 per week

₽9596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3513
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽119710
₽111308
₽73313
₽68690
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
213 000
income
-
-
-
52 566
pensions
-
-
-
38 900
unemployment
-
-
-
320
health
-
-
-
20 960
total
-
-
-
112 746
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 416
-
184 304
-
health
2 869
-
11 907
-
income
7 660
-
47 941
-
pensions
6 885
-
28 567
-
unemployment
63
-
257
-
total
17 477
-
88 672
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 416
-
184 304
-
unemployment
27
-
111
-
pensions
3 930
-
16 311
-
health
2 958
-
12 275
-
total
6 915
-
28 697
-
Corporate
161 668
213 000
-
-
income
30 717
40 470
-
-
total
30 717
40 470
-
-
Dividends
130 951
172 530
-
-
withholding
19 642
25 879
-
-
total
19 642
25 879
-
-
Income
213 000
213 000
213 000
213 000
Total tax
74 751
66 349
117 369
112 746
After tax
138 249
146 651
95 631
100 254
Living cost
26 941
26 941
26 941
26 941
Free-cash
111 308
119 710
68 690
73 313

Estimated living cost  is ₽26941 per week

₽18489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6204
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽86025
₽38000
₽103636
₽156154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
41 518
social contributions
-
-
-
24 282
total
-
-
-
65 800
Employee
62 465
-
-
-
social contributions
5 122
-
730
-
income
13 779
-
-
-
total
18 901
-
730
-
Employer
62 465
-
-
-
social contributions
88 076
-
12 552
-
total
88 076
-
12 552
-
Corporate
62 459
213 000
-
-
income
13 741
46 860
-
-
total
13 741
46 860
-
-
Dividends
48 718
166 140
-
-
income
10 718
36 551
-
-
total
10 718
36 551
-
-
Income
213 000
213 000
213 000
213 000
Total tax
131 436
83 411
13 282
65 800
After tax
81 564
129 589
199 718
147 200
Living cost
43 564
43 564
43 564
43 564
Free-cash
38 000
86 025
156 154
103 636

Estimated living cost  is ₽43564 per week

₽28266
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4097
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽89648
₽88637
₽80250
₽64085
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
213 000
income
-
-
-
27 226
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
74 018
total
-
-
-
101 244
Employee
46 196
-
172 122
-
social contributions
5 082
-
18 933
-
surtax
-
-
17
-
income
9 609
-
57 581
-
total
14 691
-
76 531
-
Employer
46 196
-
172 122
-
social contributions
10 972
-
40 878
-
total
10 972
-
40 878
-
Corporate
155 832
213 000
-
-
surtax
-
-
-
-
income
32 724
44 731
-
-
total
32 724
44 731
-
-
Dividends
123 108
168 269
-
-
withholding
34 470
47 115
-
-
total
34 470
47 115
-
-
Income
213 000
213 000
213 000
213 000
Total tax
92 857
91 846
117 409
101 244
After tax
120 143
121 154
95 591
111 756
Living cost
31 506
31 506
31 506
31 506
Free-cash
88 637
89 648
64 085
80 250

Estimated living cost  is ₽31506 per week

₽23573
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5549
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽58839
₽65746
₽69166
₽63751
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
37 973
pensions
-
-
-
34 543
other
-
-
-
6 603
health
-
-
-
10 133
surtax
-
-
-
-
social contributions
-
-
-
6 069
total
-
-
-
95 321
Employee
62 910
-
163 035
-
social contributions
1 792
-
4 645
-
surtax
-
-
-
-
income
5 489
-
34 038
-
pensions
7 115
-
12 089
-
total
14 396
-
50 772
-
Employer
62 910
-
163 035
-
other
2 171
-
6 680
-
social contributions
189
-
490
-
unemployment
2 548
-
6 603
-
pensions
10 337
-
20 217
-
health
4 403
-
15 974
-
total
19 648
-
49 964
-
Corporate
130 442
213 000
-
-
surtax
-
-
-
-
income
36 523
59 640
-
-
total
36 523
59 640
-
-
Dividends
93 919
153 360
-
-
surtax
-
-
-
-
social contributions
16 152
26 377
-
-
withholding
12 022
19 631
-
-
total
28 174
46 008
-
-
Income
213 000
213 000
213 000
213 000
Total tax
98 741
105 648
100 736
95 321
After tax
114 259
107 352
112 264
117 679
Living cost
48 513
48 513
48 513
48 513
Free-cash
65 746
58 839
63 751
69 166

Estimated living cost  is ₽48513 per week

₽32833
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3969
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽665
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11046
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽161506
₽158133
₽125431
₽131094
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
10 514
social contributions
-
-
-
46 862
total
-
-
-
57 376
Employee
32 292
-
184 414
-
income
-
-
11 143
-
social contributions
2 099
-
11 986
-
total
2 099
-
23 129
-
Employer
32 292
-
184 414
-
social contributions
5 005
-
28 584
-
total
5 005
-
28 584
-
Corporate
175 703
213 000
-
-
income
17 570
21 301
-
-
total
17 570
21 301
-
-
Dividends
158 133
191 699
-
-
total
-
-
-
-
Income
213 000
213 000
213 000
213 000
Total tax
24 674
21 301
51 713
57 376
After tax
188 326
191 699
161 287
155 624
Living cost
30 193
30 193
30 193
30 193
Free-cash
158 133
161 506
131 094
125 431

Estimated living cost  is ₽30193 per week

₽19522
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2276
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽568
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7826
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽5845
-₽5845
₽75165
-₽5845
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
municipal
-
-
-
45 440
pensions
-
-
-
871
national
-
-
-
26 180
labour market
-
-
-
16 970
total
-
-
-
89 461
Employee
204 176
204 176
204 176
-
labour market
16 311
16 311
16 311
-
national
24 944
24 944
24 944
-
municipal
43 478
43 478
43 478
-
pensions
290
290
290
-
total
85 023
85 023
85 023
-
Employer
204 176
204 176
204 176
-
labour market
16 334
16 334
16 334
-
municipal
43 547
43 547
43 547
-
pensions
580
580
580
-
national
24 987
24 987
24 987
-
total
85 448
85 448
85 448
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
213 000
213 000
213 000
213 000
Total tax
170 471
170 471
170 471
89 461
After tax
42 529
42 529
42 529
123 539
Living cost
48 374
48 374
48 374
48 374
Free-cash
-5 845
-5 845
-5 845
75 165

Estimated living cost  is ₽48374 per week

₽33108
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽744
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽4466
₽13922
₽123757
₽95262
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
accident
-
-
-
253
income
-
-
-
60 546
pensions
-
-
-
4 169
other
-
-
-
371
health
-
-
-
2 185
total
-
-
-
67 524
Employee
34 165
-
193 969
-
health
3 912
-
22 209
-
income
4 687
-
47 135
-
pensions
3 847
-
7 645
-
total
12 446
-
76 989
-
Employer
34 165
-
193 969
-
accident
570
-
3 239
-
unemployment
837
-
4 752
-
pensions
5 555
-
11 039
-
total
6 962
-
19 030
-
Corporate
171 872
213 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

154 685
191 700
-
-
total
154 685
191 700
-
-
Dividends
17 187
21 300
-
-
withholding
3 266
4 047
-
-
total
3 266
4 047
-
-
Income
213 000
213 000
213 000
213 000
Total tax
177 359
195 747
96 019
67 524
After tax
35 641
17 253
116 981
145 476
Living cost
21 719
21 719
21 719
21 719
Free-cash
13 922
-4 466
95 262
123 757

Estimated living cost  is ₽21719 per week

₽15809
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1238
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽92665
₽95771
₽93579
₽69180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
213 000
municipal
-
-
-
37 825
health
-
-
-
2 861
national
-
-
-
40 172
total
-
-
-
80 858
Employee
52 845
-
179 188
-
health
395
-
2 341
-
municipal
8 656
-
29 171
-
pensions
3 566
-
12 094
-
unemployment
793
-
2 688
-
national
873
-
25 150
-
total
14 283
-
71 444
-
Employer
52 845
-
179 188
-
accident
53
-
179
-
unemployment
343
-
1 165
-
pensions
9 168
-
31 089
-
health
406
-
1 380
-
total
9 970
-
33 813
-
Corporate
150 184
213 000
-
-
income
30 036
42 600
-
-
total
30 036
42 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

90 111
127 800
-
-
national
8 158
16 167
-
-
municipal
16 219
23 005
-
-
total
24 377
39 172
-
-
Income
213 000
213 000
213 000
213 000
Total tax
78 666
81 772
105 257
80 858
After tax
134 334
131 228
107 743
132 142
Living cost
38 563
38 563
38 563
38 563
Free-cash
95 771
92 665
69 180
93 579

Estimated living cost  is ₽38563 per week

₽25189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3709
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9052
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽132013
₽126546
₽120524
₽118751
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
47 538
health
-
-
-
5 432
social contributions
-
-
-
16 251
total
-
-
-
69 221
Employee
77 236
77 236
200 643
-
social contributions
2 920
6 410
8 646
-
health
599
1 313
3 410
-
income
8 410
7 150
46 581
-
total
11 929
14 873
58 637
-
Employer
77 236
77 236
200 643
-
social contributions
2 920
6 410
8 646
-
health
650
1 430
3 711
-
total
3 570
7 840
12 357
-
Corporate
174 246
127 924
-
-
income
21 781
15 990
-
-
total
21 781
15 990
-
-
Dividends
152 465
111 934
-
-
withholding
25 919
19 029
-
-
total
25 919
19 029
-
-
Income
213 000
213 000
213 000
213 000
Total tax
63 199
57 732
70 994
69 221
After tax
149 801
155 268
142 006
143 779
Living cost
23 255
23 255
23 255
23 255
Free-cash
126 546
132 013
118 751
120 524

Estimated living cost  is ₽23255 per week

₽13937
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2282
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽160438
₽155330
₽165030
₽144883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
213 000
income
-
-
-
21 970
pensions
-
-
-
6 389
unemployment
-
-
-
29
health
-
-
-
3 635
total
-
-
-
32 023
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 055
-
203 184
-
health
1 959
-
8 101
-
income
1 576
-
19 479
-
pensions
3 458
-
14 296
-
unemployment
114
-
477
-
total
7 107
-
42 353
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 055
-
203 184
-
unemployment
114
-
477
-
pensions
1 268
-
5 242
-
health
991
-
4 098
-
total
2 373
-
9 817
-
Corporate
187 572
213 000
-
-
income
16 882
19 170
-
-
total
16 882
19 170
-
-
Dividends
170 689
193 830
-
-
withholding
15 361
17 445
-
-
total
15 361
17 445
-
-
Income
213 000
213 000
213 000
213 000
Total tax
41 723
36 615
52 170
32 023
After tax
171 277
176 385
160 830
180 977
Living cost
15 947
15 947
15 947
15 947
Free-cash
155 330
160 438
144 883
165 030

Estimated living cost  is ₽15947 per week

₽10175
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽113923
₽109487
₽91510
₽87296
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
accident
-
-
-
839
income
-
-
-
65 939
pensions
-
-
-
26 346
other
-
-
-
93
unemployment
-
-
-
652
total
-
-
-
93 869
Employee
37 140
-
183 320
-
other
36
-
93
-
income
7 160
-
62 491
-
pensions
1 746
-
4 376
-
unemployment
576
-
1 443
-
total
9 518
-
68 403
-
Employer
37 140
-
183 320
-
accident
736
-
1 843
-
other
297
-
745
-
unemployment
2 043
-
5 120
-
pensions
8 764
-
21 972
-
total
11 840
-
29 680
-
Corporate
164 019
213 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

24 602
31 950
-
-
total
24 602
31 950
-
-
Dividends
139 417
181 050
-
-
withholding
29 932
39 506
-
-
total
29 932
39 506
-
-
Income
213 000
213 000
213 000
213 000
Total tax
75 892
71 456
98 083
93 869
After tax
137 108
141 544
114 917
119 131
Living cost
27 621
27 621
27 621
27 621
Free-cash
109 487
113 923
87 296
91 510

Estimated living cost  is ₽27621 per week

₽18644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2655
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽130162
₽129711
₽134085
₽133889
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
72 704
pensions
-
-
-
2 006
health
-
-
-
1 455
total
-
-
-
76 165
Employee
4 189
-
210 743
-
health
209
-
502
-
income
810
-
72 599
-
pensions
377
-
903
-
unemployment
42
-
100
-
total
1 438
-
74 104
-
Employer
4 189
-
210 743
-
unemployment
84
-
201
-
pensions
461
-
1 103
-
health
398
-
953
-
total
943
-
2 257
-
Corporate
207 868
213 000
-
-
income
45 731
46 860
-
-
total
45 731
46 860
-
-
Dividends
162 137
166 140
-
-
withholding
32 427
33 228
-
-
total
32 427
33 228
-
-
Income
213 000
213 000
213 000
213 000
Total tax
80 539
80 088
76 361
76 165
After tax
132 461
132 912
136 639
136 835
Living cost
2 750
2 750
2 750
2 750
Free-cash
129 711
130 162
133 889
134 085

Estimated living cost  is ₽2750 per week

₽1635
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽63
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽830
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽136523
₽131582
₽118519
₽118517
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
213 000
income
-
-
-
49 054
pensions
-
-
-
19 299
unemployment
-
-
-
1 113
health
-
-
-
7 645
total
-
-
-
77 111
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 193
-
199 713
-
health
1 349
-
3 823
-
income
3 610
-
49 054
-
pensions
3 667
-
10 392
-
unemployment
196
-
557
-
total
8 822
-
63 826
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 193
-
199 713
-
unemployment
196
-
557
-
pensions
3 143
-
8 907
-
health
1 349
-
3 823
-
total
4 688
-
13 287
-
Corporate
182 119
213 000
-
-
income
27 318
31 950
-
-
total
27 318
31 950
-
-
Dividends
154 801
181 050
-
-
withholding
23 220
27 157
-
-
total
23 220
27 157
-
-
Income
213 000
213 000
213 000
213 000
Total tax
64 048
59 107
77 113
77 111
After tax
148 952
153 893
135 887
135 889
Living cost
17 370
17 370
17 370
17 370
Free-cash
131 582
136 523
118 517
118 519

Estimated living cost  is ₽17370 per week

₽11695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1344
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3828
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽94075
₽93712
₽84677
₽68512
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
213 000
income
-
-
-
27 226
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
74 018
total
-
-
-
101 244
Employee
38 984
-
172 122
-
social contributions
4 289
-
18 933
-
surtax
-
-
17
-
income
7 617
-
57 581
-
total
11 906
-
76 531
-
Employer
38 984
-
172 122
-
social contributions
9 258
-
40 878
-
total
9 258
-
40 878
-
Corporate
164 758
213 000
-
-
surtax
-
-
-
-
income
34 600
44 731
-
-
total
34 600
44 731
-
-
Dividends
130 158
168 269
-
-
withholding
36 445
47 115
-
-
total
36 445
47 115
-
-
Income
213 000
213 000
213 000
213 000
Total tax
92 209
91 846
117 409
101 244
After tax
120 791
121 154
95 591
111 756
Living cost
27 079
27 079
27 079
27 079
Free-cash
93 712
94 075
68 512
84 677

Estimated living cost  is ₽27079 per week

₽19179
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽106244
₽99669
₽83831
₽79617
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
accident
-
-
-
839
income
-
-
-
65 939
pensions
-
-
-
26 346
other
-
-
-
93
unemployment
-
-
-
652
total
-
-
-
93 869
Employee
48 510
-
183 320
-
other
48
-
93
-
income
10 132
-
62 491
-
pensions
2 280
-
4 376
-
unemployment
751
-
1 443
-
total
13 211
-
68 403
-
Employer
48 510
-
183 320
-
accident
961
-
1 843
-
other
389
-
745
-
unemployment
2 669
-
5 120
-
pensions
11 448
-
21 972
-
total
15 467
-
29 680
-
Corporate
149 024
213 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

22 353
31 950
-
-
total
22 353
31 950
-
-
Dividends
126 671
181 050
-
-
withholding
27 000
39 506
-
-
total
27 000
39 506
-
-
Income
213 000
213 000
213 000
213 000
Total tax
78 031
71 456
98 083
93 869
After tax
134 969
141 544
114 917
119 131
Living cost
35 300
35 300
35 300
35 300
Free-cash
99 669
106 244
79 617
83 831

Estimated living cost  is ₽35300 per week

₽25351
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2745
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6708
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽164839
₽158720
₽154408
₽163149
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
31 950
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 192
unemployment
-
-
-
140
health
-
-
-
4 034
total
-
-
-
41 316
Employee
22 876
-
206 117
-
health
1 052
-
1 614
-
accident

We are using the highest rate at 1.1%.

251
-
386
-
income
2 288
-
20 612
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 008
-
3 080
-
total
5 599
-
25 692
-
Employer
22 876
-
206 117
-
accident

We are using the highest rate at 1.1%.

251
-
386
-
unemployment
137
-
210
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 521
-
3 866
-
health
1 579
-
2 421
-
total
4 488
-
6 883
-
Corporate
185 635
213 000
-
-
income
18 563
21 300
-
-
total
18 563
21 300
-
-
Dividends
167 072
191 700
-
-
withholding
8 354
9 585
-
-
total
8 354
9 585
-
-
Income
213 000
213 000
213 000
213 000
Total tax
37 004
30 885
32 575
41 316
After tax
175 996
182 115
180 425
171 684
Living cost
17 276
17 276
17 276
17 276
Free-cash
158 720
164 839
163 149
154 408

Estimated living cost  is ₽17276 per week

₽11426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽989
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4449
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽70783
₽83922
₽69812
₽93676
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 000
trade
-
-
-
23 864
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 842
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 862
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 841
total
-
-
-
104 409
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 977
-
213 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 862
-
6 862
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

227
-
3 841
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 110
-
69 842
-
total
11 199
-
80 545
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
163 023
213 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 346
1 757
-
-
income
24 453
31 950
-
-
trade
23 394
30 566
-
-
chamber of commerce
391
465
-
-
total
49 584
64 738
-
-
Dividends
113 440
148 261
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 538
2 017
-
-
withholding
27 978
36 683
-
-
total
29 516
38 700
-
-
Income
213 000
213 000
213 000
213 000
Total tax
90 299
103 438
80 545
104 409
After tax
122 701
109 562
132 455
108 591
Living cost
38 779
38 779
38 779
38 779
Free-cash
83 922
70 783
93 676
69 812

Estimated living cost  is ₽38779 per week

₽26750
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4172
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽562
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7293
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽91883
₽94101
₽50813
₽50813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
68 597
social contributions
-
-
-
36 373
total
-
-
-
104 970
Employee
78 569
-
213 000
-
income
14 826
-
68 597
-
social contributions
6 527
-
36 373
-
total
21 353
-
104 970
-
Employer
78 569
-
213 000
-
total
-
-
-
-
Corporate
134 431
213 000
-
-
income
16 804
26 624
-
-
total
16 804
26 624
-
-
Dividends
117 627
186 376
-
-
withholding
23 525
37 276
-
-
total
23 525
37 276
-
-
Income
213 000
213 000
213 000
213 000
Total tax
61 682
63 900
104 970
104 970
After tax
151 318
149 100
108 030
108 030
Living cost
57 217
57 217
57 217
57 217
Free-cash
94 101
91 883
50 813
50 813

Estimated living cost  is ₽57217 per week

₽43530
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4662
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽96682
₽100190
₽137859
₽112786
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
213 000
income
-
-
-
31 950
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 730
total
-
-
-
38 680
Employee
46 078
-
208 380
-
income
5 000
-
54 513
-
social contributions
4 617
-
4 620
-
total
9 617
-
59 133
-
Employer
46 078
-
208 380
-
social contributions
4 617
-
4 620
-
total
4 617
-
4 620
-
Corporate
162 306
213 000
-
-
income
56 808
74 550
-
-
total
56 808
74 550
-
-
Dividends
105 498
138 450
-
-
social contributions
5 307
5 307
-
-
total
5 307
5 307
-
-
Income
213 000
213 000
213 000
213 000
Total tax
76 349
79 857
63 753
38 680
After tax
136 651
133 143
149 247
174 320
Living cost
36 461
36 461
36 461
36 461
Free-cash
100 190
96 682
112 786
137 859

Estimated living cost  is ₽36461 per week

₽24017
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽558
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9010
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽98249
₽104188
₽101254
₽82175
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
64 726
pensions
-
-
-
9 752
total
-
-
-
74 478
Employee
51 155
-
185 731
-
health
667
-
2 553
-
income
9 316
-
52 008
-
pensions
3 904
-
11 729
-
total
13 887
-
66 290
-
Employer
51 155
-
185 731
-
pensions
5 168
-
23 738
-
health
972
-
3 529
-
total
6 140
-
27 267
-
Corporate
155 704
213 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

29 585
40 469
-
-
total
29 585
40 469
-
-
Dividends
126 120
172 531
-
-
withholding
21 932
37 014
-
-
total
21 932
37 014
-
-
Income
213 000
213 000
213 000
213 000
Total tax
71 544
77 483
93 557
74 478
After tax
141 456
135 517
119 443
138 522
Living cost
37 268
37 268
37 268
37 268
Free-cash
104 188
98 249
82 175
101 254

Estimated living cost  is ₽37268 per week

₽25565
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3427
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽466
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7807
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽6616
₽13591
₽121607
₽93112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
accident
-
-
-
253
income
-
-
-
60 546
pensions
-
-
-
4 169
other
-
-
-
371
health
-
-
-
2 185
total
-
-
-
67 524
Employee
37 547
-
193 969
-
health
4 299
-
22 209
-
income
5 151
-
47 135
-
pensions
4 228
-
7 645
-
total
13 678
-
76 989
-
Employer
37 547
-
193 969
-
accident
627
-
3 239
-
unemployment
920
-
4 752
-
pensions
6 105
-
11 039
-
total
7 652
-
19 030
-
Corporate
167 802
213 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

151 022
191 700
-
-
total
151 022
191 700
-
-
Dividends
16 780
21 300
-
-
withholding
3 188
4 047
-
-
total
3 188
4 047
-
-
Income
213 000
213 000
213 000
213 000
Total tax
175 540
195 747
96 019
67 524
After tax
37 460
17 253
116 981
145 476
Living cost
23 869
23 869
23 869
23 869
Free-cash
13 591
-6 616
93 112
121 607

Estimated living cost  is ₽23869 per week

₽17517
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1391
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4480
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽149379
₽146340
₽119600
₽141684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
213 000
work injury
-
-
-
803
health insurance
-
-
-
11 886
income
-
-
-
35 664
pensions
-
-
-
29 554
unemployment
-
-
-
1 927
total
-
-
-
79 834
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 706
-
213 000
-
work injury
109
-
402
-
income
2 171
-
35 664
-
pensions
3 994
-
14 777
-
health insurance
1 606
-
5 943
-
unemployment
260
-
964
-
total
8 140
-
57 750
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
191 294
213 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

19 129
21 300
-
-
total
19 129
21 300
-
-
Dividends
172 165
191 700
-
-
withholding
25 825
28 755
-
-
total
25 825
28 755
-
-
Income
213 000
213 000
213 000
213 000
Total tax
53 094
50 055
57 750
79 834
After tax
159 906
162 945
155 250
133 166
Living cost
13 566
13 566
13 566
13 566
Free-cash
146 340
149 379
141 684
119 600

Estimated living cost  is ₽13566 per week

₽8404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽986
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3753
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽72180
₽67611
₽59213
₽50960
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
municipal
-
-
-
1 464
regional
-
-
-
5 083
national
-
-
-
56 954
social contributions
-
-
-
50 272
total
-
-
-
113 773
Employee
84 640
-
213 000
-
social contributions
28 540
-
65 907
-
regional
1 278
-
4 562
-
municipal
505
-
1 325
-
national
14 303
-
50 232
-
total
44 626
-
122 026
-
Employer
84 640
-
213 000
-
total
-
-
-
-
Corporate
128 360
213 000
-
-
nationa
30 806
51 120
-
-
municipal
6 187
10 266
-
-
total
36 993
61 386
-
-
Dividends
91 366
151 614
-
-
withholding
23 756
39 420
-
-
total
23 756
39 420
-
-
Income
213 000
213 000
213 000
213 000
Total tax
105 375
100 806
122 026
113 773
After tax
107 625
112 194
90 974
99 227
Living cost
40 014
40 014
40 014
40 014
Free-cash
67 611
72 180
50 960
59 213

Estimated living cost  is ₽40014 per week

₽28107
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2752
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽604
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8549
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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