Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213000
per

Your estimated
City
free-cash

Dresden , Germany
₽76908
₽102012
₽75830
₽88033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 814
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 840
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 871
trade
-
-
-
26 182
total
-
-
-
106 707
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 468
-
213 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
3 840
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 075
-
69 814
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 871
-
6 871
-
total
8 005
-
80 525
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
174 532
213 000
-
-
income
26 180
31 950
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 439
1 758
-
-
chamber of commerce
403
458
-
-
trade
27 489
33 547
-
-
total
55 511
67 713
-
-
Dividends
119 021
145 287
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 615
1 977
-
-
withholding
29 373
35 939
-
-
total
30 988
37 916
-
-
Income
213 000
213 000
213 000
213 000
Total tax
94 504
105 629
80 525
106 707
After tax
118 496
107 371
132 475
106 293
Living cost
30 463
30 463
30 463
30 463
Free-cash
88 033
76 908
102 012
75 830

Estimated living cost  is ₽30463 per week

₽19162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7180
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽79501
₽70812
₽69668
₽78612
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
social contributions
-
-
-
2 290
municipal
-
-
-
23 528
national
-
-
-
38 543
pensions
-
-
-
25 560
total
-
-
-
89 921
Employee
82 797
-
184 137
-
municipal
10 227
-
24 353
-
pensions
3 312
-
7 365
-
national
15 847
-
40 349
-
total
29 386
-
72 067
-
Employer
82 797
-
184 137
-
pensions
6 624
-
14 731
-
social contributions
890
-
1 979
-
total
7 514
-
16 710
-
Corporate
117 225
213 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

23 445
42 600
-
-
total
23 445
42 600
-
-
Dividends
93 780
170 400
-
-
withholding
20 632
37 488
-
-
total
20 632
37 488
-
-
Income
213 000
213 000
213 000
213 000
Total tax
80 977
80 088
88 777
89 921
After tax
132 023
132 912
124 223
123 079
Living cost
53 411
53 411
53 411
53 411
Free-cash
78 612
79 501
70 812
69 668

Estimated living cost  is ₽53411 per week

₽36303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽799
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽149476
₽70985
₽55657
₽141226
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
213 000
income
-
-
-
43 569
surtax
-
-
-
54 315
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 535
microenterprise
-
-
-
-
total
-
-
-
136 419
Employee
29 388
-
165 879
-
surtax
-
-
24 052
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 233
-
13 185
-
income
5 231
-
36 733
-
total
8 464
-
73 970
-
Employer
29 388
-
165 879
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 079
-
28 875
-
surtax
-
-
18 246
-
total
7 079
-
47 121
-
Corporate
176 533
213 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

35 307
42 600
-
-
total
35 307
42 600
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

141 225
170 400
-
-
total
-
-
-
-
Income
213 000
213 000
213 000
213 000
Total tax
50 850
42 600
121 091
136 419
After tax
162 150
170 400
91 909
76 581
Living cost
20 924
20 924
20 924
20 924
Free-cash
141 226
149 476
70 985
55 657

Estimated living cost  is ₽20924 per week

₽13349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1993
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5107
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽63856
₽94116
₽72967
₽57696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
73 715
health
-
-
-
12 402
pensions
-
-
-
11 784
total
-
-
-
97 901
Employee
85 887
85 887
194 309
-
pensions
15 460
11 784
11 784
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 058
14 058
33 875
-
health
13 183
11 213
12 402
-
total
42 701
37 055
58 061
-
Employer
85 887
85 887
194 309
-
health
5 970
5 970
7 419
-
pensions
5 978
5 978
7 430
-
unemployment
3 092
3 092
3 842
-
total
15 040
15 040
18 691
-
Corporate
113 127
112 073
-
-
income
22 624
22 415
-
-
total
22 624
22 415
-
-
Dividends
90 503
89 659
-
-
income
19 231
19 054
-
-
withholding
13 576
13 448
-
-
total
32 807
32 502
-
-
Income
213 000
213 000
213 000
213 000
Total tax
113 172
107 012
76 752
97 901
After tax
99 828
105 988
136 248
115 099
Living cost
42 132
42 132
42 132
42 132
Free-cash
57 696
63 856
94 116
72 967

Estimated living cost  is ₽42132 per week

₽29858
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3798
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽670
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7806
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽75092
₽65251
₽66251
₽74167
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
accident
-
-
-
181
other
-
-
-
10 494
unemployment
-
-
-
90
health
-
-
-
5 635
municipal
-
-
-
55 715
national
-
-
-
23 666
pensions
-
-
-
9 762
total
-
-
-
105 543
Employee
58 715
-
184 625
-
municipal
17 509
-
55 055
-
national
-
-
23 113
-
total
17 509
-
78 168
-
Employer
58 715
-
184 625
-
health
3 611
-
5 554
-
pensions
6 347
-
9 762
-
accident
117
-
181
-
unemployment
1 550
-
2 384
-
other
6 823
-
10 494
-
total
18 448
-
28 375
-
Corporate
135 837
213 000
-
-
income
29 884
46 860
-
-
total
29 884
46 860
-
-
Dividends
105 953
166 140
-
-
withholding
31 786
49 842
-
-
total
31 786
49 842
-
-
Income
213 000
213 000
213 000
213 000
Total tax
97 627
96 702
106 543
105 543
After tax
115 373
116 298
106 457
107 457
Living cost
41 206
41 206
41 206
41 206
Free-cash
74 167
75 092
65 251
66 251

Estimated living cost  is ₽41206 per week

₽27310
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4043
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽626
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9227
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽66765
₽92965
₽65619
₽80897
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 814
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 840
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 871
trade
-
-
-
27 346
total
-
-
-
107 871
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 004
-
213 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

240
-
3 840
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 382
-
69 814
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 871
-
6 871
-
total
11 493
-
80 525
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
161 996
213 000
-
-
income
24 300
31 950
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 336
1 758
-
-
chamber of commerce
384
456
-
-
trade
26 648
35 038
-
-
total
52 668
69 202
-
-
Dividends
109 329
143 798
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 483
1 956
-
-
withholding
26 949
35 567
-
-
total
28 432
37 523
-
-
Income
213 000
213 000
213 000
213 000
Total tax
92 593
106 725
80 525
107 871
After tax
120 407
106 275
132 475
105 129
Living cost
39 510
39 510
39 510
39 510
Free-cash
80 897
66 765
92 965
65 619

Estimated living cost  is ₽39510 per week

₽26424
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4166
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽122647
₽109393
₽111169
₽118478
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
47 505
social contributions
-
-
-
16 273
health
-
-
-
5 432
total
-
-
-
69 210
Employee
77 337
77 337
200 630
-
social contributions
3 758
6 419
8 657
-
income
8 121
7 159
46 549
-
health
769
1 315
3 411
-
total
12 648
14 893
58 617
-
Employer
77 337
77 337
200 630
-
health
838
1 431
3 712
-
social contributions
3 758
6 419
8 657
-
total
4 596
7 850
12 369
-
Corporate
163 134
127 813
-
-
income
20 391
15 977
-
-
total
20 391
15 977
-
-
Dividends
142 743
111 836
-
-
withholding
24 266
19 012
-
-
total
24 266
19 012
-
-
Income
213 000
213 000
213 000
213 000
Total tax
61 901
57 732
70 986
69 210
After tax
151 099
155 268
142 014
143 790
Living cost
32 621
32 621
32 621
32 621
Free-cash
118 478
122 647
109 393
111 169

Estimated living cost  is ₽32621 per week

₽22300
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2548
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7226
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽101126
₽105023
₽129101
₽101510
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
26 039
unemployment
-
-
-
3 195
health
-
-
-
14 910
pensions
-
-
-
21 300
total
-
-
-
65 444
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 641
10 603
178 243
-
unemployment
400
159
2 674
-
pensions
2 664
1 060
17 824
-
income
3 257
1 296
21 790
-
health
1 865
742
12 477
-
total
8 186
3 257
54 765
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 641
10 603
178 243
-
pensions
5 195
2 068
34 757
-
total
5 195
2 068
34 757
-
Corporate
181 164
200 330
-
-
income
16 305
18 030
-
-
total
16 305
18 030
-
-
Dividends
164 860
182 300
-
-
social contributions
32 026
35 427
-
-
withholding
31 323
34 637
-
-
total
63 349
70 064
-
-
Income
213 000
213 000
213 000
213 000
Total tax
93 035
93 419
89 522
65 444
After tax
119 965
119 581
123 478
147 556
Living cost
18 455
18 455
18 455
18 455
Free-cash
101 510
101 126
105 023
129 101

Estimated living cost  is ₽18455 per week

₽12594
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1510
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3982
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽146108
₽98479
₽89877
₽139860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
28 541
health
-
-
-
27 690
pensions
-
-
-
42 600
total
-
-
-
98 831
Employee
28 531
-
159 193
-
unemployment
456
-
2 548
-
pensions
571
-
3 184
-
income
3 212
-
30 692
-
total
4 239
-
36 424
-
Employer
28 531
-
159 193
-
health
3 708
-
20 695
-
pensions
5 707
-
31 837
-
unemployment
229
-
1 273
-
total
9 644
-
53 805
-
Corporate
174 824
213 000
-
-
income
34 965
42 600
-
-
total
34 965
42 600
-
-
Dividends
139 859
170 400
-
-
total
-
-
-
-
Income
213 000
213 000
213 000
213 000
Total tax
48 848
42 600
90 229
98 831
After tax
164 152
170 400
122 771
114 169
Living cost
24 292
24 292
24 292
24 292
Free-cash
139 860
146 108
98 479
89 877

Estimated living cost  is ₽24292 per week

₽16662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1447
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5695
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽5147
₽94480
₽123087
₽13817
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
accident
-
-
-
257
income
-
-
-
60 422
other
-
-
-
377
health
-
-
-
2 221
pensions
-
-
-
4 236
total
-
-
-
67 513
Employee
35 237
-
193 798
-
pensions
3 968
-
7 768
-
income
4 834
-
46 960
-
health
4 035
-
22 190
-
total
12 837
-
76 918
-
Employer
35 237
-
193 798
-
pensions
5 730
-
11 218
-
accident
588
-
3 236
-
unemployment
863
-
4 748
-
total
7 181
-
19 202
-
Corporate
170 582
213 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

153 524
191 700
-
-
total
153 524
191 700
-
-
Dividends
17 058
21 300
-
-
withholding
3 241
4 047
-
-
total
3 241
4 047
-
-
Income
213 000
213 000
213 000
213 000
Total tax
176 783
195 747
96 120
67 513
After tax
36 217
17 253
116 880
145 487
Living cost
22 400
22 400
22 400
22 400
Free-cash
13 817
-5 147
94 480
123 087

Estimated living cost  is ₽22400 per week

₽16417
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1241
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4275
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽194210
₽162260
₽202730
₽192684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
213 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 130
total
-
-
-
2 130
Employee
10 174
-
213 000
-
income
2 035
-
42 600
-
total
2 035
-
42 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

202 826
213 000
-
-
total
-
-
-
-
Dividends
202 826
213 000
-
-
withholding
10 141
10 650
-
-
total
10 141
10 650
-
-
Income
213 000
213 000
213 000
213 000
Total tax
12 176
10 650
42 600
2 130
After tax
200 824
202 350
170 400
210 870
Living cost
8 140
8 140
8 140
8 140
Free-cash
192 684
194 210
162 260
202 730

Estimated living cost  is ₽8140 per week

₽5044
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2195
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽129691
₽97391
₽99182
₽122897
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
36 319
other
-
-
-
7 264
health
-
-
-
6 730
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
36 706
total
-
-
-
87 019
Employee
36 518
-
174 288
-
unemployment
365
-
1 529
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 556
-
10 705
-
income
6 287
-
35 723
-
health
512
-
2 141
-
total
9 720
-
50 098
-
Employer
36 518
-
174 288
-
health
512
-
2 141
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 209
-
26 001
-
accident
292
-
1 395
-
unemployment
365
-
1 529
-
other
1 827
-
7 646
-
total
9 205
-
38 712
-
Corporate
167 279
213 000
-
-
income
35 128
44 730
-
-
total
35 128
44 730
-
-
Dividends
132 151
168 270
-
-
withholding
9 251
11 780
-
-
total
9 251
11 780
-
-
Income
213 000
213 000
213 000
213 000
Total tax
63 304
56 510
88 810
87 019
After tax
149 696
156 490
124 190
125 981
Living cost
26 799
26 799
26 799
26 799
Free-cash
122 897
129 691
97 391
99 182

Estimated living cost  is ₽26799 per week

₽18935
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1809
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5623
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽68586
₽52539
₽71614
₽76637
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
64 795
pensions
-
-
-
9 732
total
-
-
-
74 527
Employee
94 595
-
185 726
-
pensions
9 126
-
11 700
-
income
17 052
-
52 078
-
health
1 559
-
2 550
-
total
27 737
-
66 328
-
Employer
94 595
-
185 726
-
health
1 797
-
3 529
-
pensions
11 169
-
23 745
-
total
12 966
-
27 274
-
Corporate
105 439
213 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

20 033
40 471
-
-
total
20 033
40 471
-
-
Dividends
85 406
172 529
-
-
withholding
8 768
37 084
-
-
total
8 768
37 084
-
-
Income
213 000
213 000
213 000
213 000
Total tax
69 504
77 555
93 602
74 527
After tax
143 496
135 445
119 398
138 473
Living cost
66 859
66 859
66 859
66 859
Free-cash
76 637
68 586
52 539
71 614

Estimated living cost  is ₽66859 per week

₽50099
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽168910
₽167189
₽158452
₽164230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
31 950
unemployment
-
-
-
141
health
-
-
-
4 046
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 206
total
-
-
-
41 343
Employee
17 485
-
206 098
-
accident

We are using the highest rate at 1.1%.

193
-
387
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 535
-
3 089
-
income
1 748
-
20 610
-
health
804
-
1 618
-
total
4 280
-
25 704
-
Employer
17 485
-
206 098
-
health
1 207
-
2 427
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 927
-
3 877
-
accident

We are using the highest rate at 1.1%.

193
-
387
-
unemployment
105
-
211
-
total
3 432
-
6 902
-
Corporate
192 084
213 000
-
-
income
19 209
21 300
-
-
total
19 209
21 300
-
-
Dividends
172 876
191 700
-
-
withholding
8 644
9 585
-
-
total
8 644
9 585
-
-
Income
213 000
213 000
213 000
213 000
Total tax
35 565
30 885
32 606
41 343
After tax
177 435
182 115
180 394
171 657
Living cost
13 205
13 205
13 205
13 205
Free-cash
164 230
168 910
167 189
158 452

Estimated living cost  is ₽13205 per week

₽7709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽943
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4203
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽50218
₽80478
₽59329
₽52750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
73 715
health
-
-
-
12 402
pensions
-
-
-
11 784
total
-
-
-
97 901
Employee
93 245
85 887
194 309
-
pensions
11 784
11 784
11 784
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 058
14 058
33 875
-
health
11 633
11 213
12 402
-
total
37 475
37 055
58 061
-
Employer
93 245
85 887
194 309
-
health
6 480
5 970
7 419
-
pensions
6 489
5 978
7 430
-
unemployment
3 357
3 092
3 842
-
total
16 326
15 040
18 691
-
Corporate
103 428
112 073
-
-
income
20 685
22 415
-
-
total
20 685
22 415
-
-
Dividends
82 743
89 659
-
-
income
17 582
19 054
-
-
withholding
12 412
13 448
-
-
total
29 994
32 502
-
-
Income
213 000
213 000
213 000
213 000
Total tax
104 480
107 012
76 752
97 901
After tax
108 520
105 988
136 248
115 099
Living cost
55 770
55 770
55 770
55 770
Free-cash
52 750
50 218
80 478
59 329

Estimated living cost  is ₽55770 per week

₽41140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽639
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9010
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽121658
₽90169
₽99288
₽112740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
22 242
social contributions
-
-
-
35 964
solidarity contribution
-
-
-
1 758
health
-
-
-
28 755
total
-
-
-
88 719
Employee
36 754
-
167 164
-
solidarity contribution
-
-
940
-
social contributions
2 389
-
8 006
-
income
4 411
-
20 489
-
health
4 962
-
22 567
-
total
11 762
-
52 002
-
Employer
36 754
-
167 164
-
health
3 308
-
15 045
-
social contributions
9 189
-
30 791
-
total
12 497
-
45 836
-
Corporate
163 749
213 000
-
-
income
31 112
40 470
-
-
total
31 112
40 470
-
-
Dividends
132 637
172 530
-
-
withholding
19 896
25 879
-
-
total
19 896
25 879
-
-
Income
213 000
213 000
213 000
213 000
Total tax
75 267
66 349
97 838
88 719
After tax
137 733
146 651
115 162
124 281
Living cost
24 993
24 993
24 993
24 993
Free-cash
112 740
121 658
90 169
99 288

Estimated living cost  is ₽24993 per week

₽17360
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1778
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5363
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽71205
₽50857
₽59382
₽65956
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
social contributions
-
-
-
50 337
regional
-
-
-
2 631
municipal
-
-
-
1 302
national
-
-
-
56 909
total
-
-
-
111 179
Employee
89 385
-
213 000
-
municipal
473
-
1 176
-
national
15 488
-
50 177
-
regional
843
-
2 358
-
social contributions
30 141
-
65 993
-
total
46 945
-
119 704
-
Employer
89 385
-
213 000
-
total
-
-
-
-
Corporate
123 615
213 000
-
-
municipal
4 821
8 306
-
-
nationa
29 667
51 120
-
-
total
34 488
59 426
-
-
Dividends
89 127
153 574
-
-
withholding
23 172
39 930
-
-
total
23 172
39 930
-
-
Income
213 000
213 000
213 000
213 000
Total tax
104 605
99 356
119 704
111 179
After tax
108 395
113 644
93 296
101 821
Living cost
42 439
42 439
42 439
42 439
Free-cash
65 956
71 205
50 857
59 382

Estimated living cost  is ₽42439 per week

₽29583
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽651
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9421
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽111783
₽71978
₽78127
₽108652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
65 255
other
-
-
-
-
surtax
-
-
-
10 820
unemployment
-
-
-
229
health
-
-
-
9 530
pensions
-
-
-
26 846
total
-
-
-
112 680
Employee
33 259
-
184 745
-
other
-
-
-
-
unemployment
2 315
-
9 343
-
pensions
2 218
-
8 953
-
surtax
109
-
9 617
-
income
5 575
-
59 239
-
health
849
-
3 422
-
total
11 066
-
90 574
-
Employer
33 259
-
184 745
-
health
1 514
-
6 108
-
pensions
4 434
-
17 893
-
unemployment
1 054
-
4 254
-
other
-
-
-
-
total
7 002
-
28 255
-
Corporate
172 740
213 000
-
-
income
44 913
55 380
-
-
total
44 913
55 380
-
-
Dividends
127 827
157 620
-
-
withholding
19 174
23 644
-
-
total
19 174
23 644
-
-
Income
213 000
213 000
213 000
213 000
Total tax
82 155
79 024
118 829
112 680
After tax
130 845
133 976
94 171
100 320
Living cost
22 193
22 193
22 193
22 193
Free-cash
108 652
111 783
71 978
78 127

Estimated living cost  is ₽22193 per week

₽13570
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2048
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6064
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽89769
₽73722
₽92797
₽96375
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
64 795
pensions
-
-
-
9 732
total
-
-
-
74 527
Employee
63 395
-
185 726
-
pensions
5 381
-
11 700
-
income
11 418
-
52 078
-
health
920
-
2 550
-
total
17 719
-
66 328
-
Employer
63 395
-
185 726
-
health
1 204
-
3 529
-
pensions
6 863
-
23 745
-
total
8 067
-
27 274
-
Corporate
141 538
213 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

26 893
40 471
-
-
total
26 893
40 471
-
-
Dividends
114 645
172 529
-
-
withholding
18 270
37 084
-
-
total
18 270
37 084
-
-
Income
213 000
213 000
213 000
213 000
Total tax
70 949
77 555
93 602
74 527
After tax
142 051
135 445
119 398
138 473
Living cost
45 676
45 676
45 676
45 676
Free-cash
96 375
89 769
73 722
92 797

Estimated living cost  is ₽45676 per week

₽34220
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7554
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽17655
₽81786
₽90412
₽51774
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 260
regional
-
-
-
11 441
health
-
-
-
479
city
-
-
-
2 245
national
-
-
-
4 821
pensions
-
-
-
19 597
total
-
-
-
42 843
Employee
93 322
-
191 208
-
unemployment
-
-
-
-
pensions
7 840
-
15 433
-
national
442
-
3 803
-
regional
3 056
-
10 054
-
city
1 002
-
2 062
-
health
211
-
430
-
total
12 551
-
31 782
-
Employer
93 322
-
191 208
-
health
211
-
430
-
pensions
7 840
-
15 433
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 866
-
3 824
-
total
9 917
-
19 687
-
Corporate
108 735
213 000
-
-
regional
22 997
45 049
-
-
national
9 243
18 106
-
-
total
32 240
63 155
-
-
Dividends
76 495
149 845
-
-
withholding
26 773
52 445
-
-
total
26 773
52 445
-
-
Income
213 000
213 000
213 000
213 000
Total tax
81 481
115 600
51 469
42 843
After tax
131 519
97 400
161 531
170 157
Living cost
79 745
79 745
79 745
79 745
Free-cash
51 774
17 655
81 786
90 412

Estimated living cost  is ₽79745 per week

₽51857
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7156
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽979
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽59106
₽86401
₽57890
₽75415
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 814
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 840
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 871
trade
-
-
-
28 511
total
-
-
-
109 036
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 444
-
213 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

391
-
3 840
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 108
-
69 814
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 871
-
6 871
-
total
14 370
-
80 525
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
152 556
213 000
-
-
income
22 884
31 950
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 258
1 758
-
-
chamber of commerce
368
452
-
-
trade
26 163
36 529
-
-
total
50 673
70 689
-
-
Dividends
101 883
142 311
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 380
1 935
-
-
withholding
25 088
35 196
-
-
total
26 468
37 131
-
-
Income
213 000
213 000
213 000
213 000
Total tax
91 511
107 820
80 525
109 036
After tax
121 489
105 180
132 475
103 964
Living cost
46 074
46 074
46 074
46 074
Free-cash
75 415
59 106
86 401
57 890

Estimated living cost  is ₽46074 per week

₽33650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3685
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8140
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽72943
₽77896
₽83294
₽78883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
37 931
other
-
-
-
6 604
surtax
-
-
-
-
social contributions
-
-
-
6 069
health
-
-
-
10 127
pensions
-
-
-
34 565
total
-
-
-
95 296
Employee
43 044
-
163 050
-
pensions
4 867
-
12 085
-
surtax
-
-
-
-
social contributions
1 227
-
4 646
-
income
2 540
-
34 012
-
total
8 634
-
50 743
-
Employer
43 044
-
163 050
-
health
3 014
-
15 970
-
pensions
7 071
-
20 209
-
unemployment
1 743
-
6 604
-
social contributions
130
-
489
-
other
1 485
-
6 679
-
total
13 443
-
49 951
-
Corporate
156 513
213 000
-
-
income
43 823
59 640
-
-
surtax
-
-
-
-
total
43 823
59 640
-
-
Dividends
112 690
153 360
-
-
surtax
-
-
-
-
social contributions
19 382
26 377
-
-
withholding
14 425
19 630
-
-
total
33 807
46 007
-
-
Income
213 000
213 000
213 000
213 000
Total tax
99 707
105 647
100 694
95 296
After tax
113 293
107 353
112 306
117 704
Living cost
34 410
34 410
34 410
34 410
Free-cash
78 883
72 943
77 896
83 294

Estimated living cost  is ₽34410 per week

₽21697
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2798
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9331
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽76352
₽81305
₽86703
₽81938
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
37 931
other
-
-
-
6 604
surtax
-
-
-
-
social contributions
-
-
-
6 069
health
-
-
-
10 127
pensions
-
-
-
34 565
total
-
-
-
95 296
Employee
38 423
-
163 050
-
pensions
4 346
-
12 085
-
surtax
-
-
-
-
social contributions
1 096
-
4 646
-
income
1 981
-
34 012
-
total
7 423
-
50 743
-
Employer
38 423
-
163 050
-
health
2 689
-
15 970
-
pensions
6 314
-
20 209
-
unemployment
1 556
-
6 604
-
social contributions
115
-
489
-
other
1 326
-
6 679
-
total
12 000
-
49 951
-
Corporate
162 577
213 000
-
-
income
45 522
59 640
-
-
surtax
-
-
-
-
total
45 522
59 640
-
-
Dividends
117 056
153 360
-
-
surtax
-
-
-
-
social contributions
20 134
26 377
-
-
withholding
14 982
19 630
-
-
total
35 116
46 007
-
-
Income
213 000
213 000
213 000
213 000
Total tax
100 061
105 647
100 694
95 296
After tax
112 939
107 353
112 306
117 704
Living cost
31 001
31 001
31 001
31 001
Free-cash
81 938
76 352
81 305
86 703

Estimated living cost  is ₽31001 per week

₽17979
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9285
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽108622
₽110016
₽115461
₽109144
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
31 950
social contributions
-
-
-
29 394
health
-
-
-
14 868
total
-
-
-
76 212
Employee
34 101
-
213 000
-
social contributions
4 707
-
29 394
-
income
5 688
-
37 395
-
health
2 380
-
14 868
-
total
12 775
-
81 657
-
Employer
34 101
-
213 000
-
total
-
-
-
-
Corporate
178 899
213 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

8 946
10 650
-
-
total
8 946
10 650
-
-
Dividends
169 954
202 350
-
-
social contributions
23 453
27 925
-
-
withholding
25 493
30 352
-
-
health
11 862
14 124
-
-
total
60 808
72 401
-
-
Income
213 000
213 000
213 000
213 000
Total tax
82 529
83 051
81 657
76 212
After tax
130 471
129 949
131 343
136 788
Living cost
21 327
21 327
21 327
21 327
Free-cash
109 144
108 622
110 016
115 461

Estimated living cost  is ₽21327 per week

₽14272
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1315
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽82075
₽20542
₽73896
₽80515
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
65 722
surtax
-
-
-
198
unemployment
-
-
-
6 169
chamber of commerce
-
-
-
851
health
-
-
-
8 988
pensions
-
-
-
21 737
total
-
-
-
103 665
Employee
50 263
40 080
174 803
-
other
502
401
1 176
-
unemployment
1 508
1 202
3 525
-
pensions
5 147
4 103
12 032
-
income
5 722
2 956
54 796
-
health
1 945
1 552
4 546
-
total
14 824
10 214
76 075
-
Employer
50 263
40 080
174 803
-
chamber of commerce
200
160
699
-
health
1 899
1 515
4 441
-
pensions
6 308
5 031
14 746
-
accident
653
521
1 527
-
unemployment
1 508
1 202
3 525
-
surtax
198
198
198
-
payroll
1 508
1 202
5 245
-
other
2 388
1 903
7 816
-
total
14 662
11 732
38 197
-
Corporate
148 075
161 185
170 986
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

37 019
40 296
42 747
-
total
37 019
40 296
42 747
-
Dividends
111 056
120 889
-
-
withholding
30 541
33 244
-
-
total
30 541
33 244
-
-
Income
213 000
213 000
213 000
213 000
Total tax
97 046
95 486
157 019
103 665
After tax
115 954
117 514
55 981
109 335
Living cost
35 439
35 439
35 439
35 439
Free-cash
80 515
82 075
20 542
73 896

Estimated living cost  is ₽35439 per week

₽23636
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3023
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8197
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽80957
₽36323
₽55904
₽67294
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 276
social contributions
-
-
-
25 075
national
-
-
-
84 074
total
-
-
-
120 425
Employee

The minimum management director salary is set at €45,000 per year.

71 942
-
164 976
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

626
-
1 435
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 752
-
8 604
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 396
-
12 373
-
national
22 118
-
61 817
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 380
-
7 755
-
total
35 272
-
91 984
-
Employer

The minimum management director salary is set at €45,000 per year.

71 942
-
164 976
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 424
-
10 146
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 375
-
14 616
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

935
-
2 143
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 050
-
2 409
-
surtax
8 157
-
18 708
-
total
20 941
-
48 022
-
Corporate
120 117
213 000
-
-
income
24 023
44 592
-
-
surtax
481
891
-
-
total
24 504
45 483
-
-
Dividends
95 613
167 516
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

28 318
49 889
-
-
total
28 318
49 889
-
-
Income
213 000
213 000
213 000
213 000
Total tax
109 035
95 372
140 006
120 425
After tax
103 965
117 628
72 994
92 575
Living cost
36 671
36 671
36 671
36 671
Free-cash
67 294
80 957
36 323
55 904

Estimated living cost  is ₽36671 per week

₽23621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3206
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽574
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9270
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽105224
₽78593
₽82811
₽98335
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
accident
-
-
-
840
income
-
-
-
65 899
other
-
-
-
94
unemployment
-
-
-
653
pensions
-
-
-
26 381
total
-
-
-
93 867
Employee
50 064
-
183 281
-
other
50
-
94
-
unemployment
777
-
1 445
-
pensions
2 353
-
4 382
-
income
10 563
-
62 446
-
total
13 743
-
68 367
-
Employer
50 064
-
183 281
-
pensions
11 814
-
22 000
-
accident
991
-
1 846
-
unemployment
2 754
-
5 126
-
other
399
-
746
-
total
15 958
-
29 718
-
Corporate
146 979
213 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

22 046
31 950
-
-
total
22 046
31 950
-
-
Dividends
124 932
181 050
-
-
withholding
26 596
39 504
-
-
total
26 596
39 504
-
-
Income
213 000
213 000
213 000
213 000
Total tax
78 343
71 454
98 085
93 867
After tax
134 657
141 546
114 915
119 133
Living cost
36 322
36 322
36 322
36 322
Free-cash
98 335
105 224
78 593
82 811

Estimated living cost  is ₽36322 per week

₽26747
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6474
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽67044
₽55133
₽46639
₽53298
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
communal
-
-
-
13 461
accident
-
-
-
1 796
income
-
-
-
38 994
surtax
-
-
-
10 560
health
-
-
-
14 967
pensions
-
-
-
31 927
total
-
-
-
111 705
Employee
76 164
-
190 265
-
pensions
6 092
-
15 221
-
surtax
4 668
-
11 660
-
income
7 357
-
45 128
-
health
3 390
-
8 467
-
total
21 507
-
80 476
-
Employer
76 164
-
190 265
-
health
2 323
-
5 802
-
pensions
6 092
-
15 221
-
accident
685
-
1 712
-
total
9 100
-
22 735
-
Corporate
127 735
213 000
-
-
communal
8 623
14 377
-
-
income
19 160
31 950
-
-
surtax
1 342
2 237
-
-
total
29 125
48 564
-
-
Dividends
98 610
164 436
-
-
income
30 522
18 071
-
-
withholding
14 792
24 665
-
-
total
45 314
42 736
-
-
Income
213 000
213 000
213 000
213 000
Total tax
105 046
91 300
103 211
111 705
After tax
107 954
121 700
109 789
101 295
Living cost
54 656
54 656
54 656
54 656
Free-cash
53 298
67 044
55 133
46 639

Estimated living cost  is ₽54656 per week

₽41000
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽578
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9764
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽111386
₽71581
₽77730
₽108187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
65 255
other
-
-
-
-
surtax
-
-
-
10 820
unemployment
-
-
-
229
health
-
-
-
9 530
pensions
-
-
-
26 846
total
-
-
-
112 680
Employee
33 870
-
184 745
-
other
-
-
-
-
unemployment
2 357
-
9 343
-
pensions
2 260
-
8 953
-
surtax
120
-
9 617
-
income
5 678
-
59 239
-
health
865
-
3 422
-
total
11 280
-
90 574
-
Employer
33 870
-
184 745
-
health
1 540
-
6 108
-
pensions
4 516
-
17 893
-
unemployment
1 075
-
4 254
-
other
-
-
-
-
total
7 131
-
28 255
-
Corporate
171 999
213 000
-
-
income
44 720
55 380
-
-
total
44 720
55 380
-
-
Dividends
127 279
157 620
-
-
withholding
19 092
23 644
-
-
total
19 092
23 644
-
-
Income
213 000
213 000
213 000
213 000
Total tax
82 223
79 024
118 829
112 680
After tax
130 777
133 976
94 171
100 320
Living cost
22 590
22 590
22 590
22 590
Free-cash
108 187
111 386
71 581
77 730

Estimated living cost  is ₽22590 per week

₽13639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1964
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽84864
₽65577
₽74056
₽82629
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
social contributions
-
-
-
50 337
regional
-
-
-
3 303
municipal
-
-
-
1 302
national
-
-
-
56 909
total
-
-
-
111 851
Employee
55 790
-
213 000
-
municipal
296
-
1 176
-
national
8 839
-
50 177
-
regional
751
-
2 984
-
social contributions
18 813
-
65 993
-
total
28 699
-
120 330
-
Employer
55 790
-
213 000
-
total
-
-
-
-
Corporate
157 210
213 000
-
-
municipal
7 814
10 587
-
-
nationa
37 731
51 120
-
-
total
45 545
61 707
-
-
Dividends
111 665
151 293
-
-
withholding
29 034
39 336
-
-
total
29 034
39 336
-
-
Income
213 000
213 000
213 000
213 000
Total tax
103 278
101 043
120 330
111 851
After tax
109 722
111 957
92 670
101 149
Living cost
27 093
27 093
27 093
27 093
Free-cash
82 629
84 864
65 577
74 056

Estimated living cost  is ₽27093 per week

₽16849
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2745
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7035
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽115853
₽84364
₽93483
₽104865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
22 242
social contributions
-
-
-
35 964
solidarity contribution
-
-
-
1 758
health
-
-
-
28 755
total
-
-
-
88 719
Employee
45 291
-
167 164
-
solidarity contribution
-
-
940
-
social contributions
2 944
-
8 006
-
income
5 435
-
20 489
-
health
6 114
-
22 567
-
total
14 493
-
52 002
-
Employer
45 291
-
167 164
-
health
4 076
-
15 045
-
social contributions
11 323
-
30 791
-
total
15 399
-
45 836
-
Corporate
152 310
213 000
-
-
income
28 939
40 470
-
-
total
28 939
40 470
-
-
Dividends
123 371
172 530
-
-
withholding
18 506
25 879
-
-
total
18 506
25 879
-
-
Income
213 000
213 000
213 000
213 000
Total tax
77 337
66 349
97 838
88 719
After tax
135 663
146 651
115 162
124 281
Living cost
30 798
30 798
30 798
30 798
Free-cash
104 865
115 853
84 364
93 483

Estimated living cost  is ₽30798 per week

₽22903
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1706
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5656
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽85533
₽23943
₽77446
₽85034
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
65 722
surtax
-
-
-
-
unemployment
-
-
-
6 169
chamber of commerce
-
-
-
851
health
-
-
-
8 988
pensions
-
-
-
21 737
total
-
-
-
103 467
Employee
43 964
40 080
174 987
-
other
439
401
1 176
-
unemployment
1 319
1 202
3 525
-
pensions
4 502
4 103
12 032
-
income
3 916
2 956
54 885
-
health
1 701
1 552
4 546
-
total
11 877
10 214
76 164
-
Employer
43 964
40 080
174 987
-
chamber of commerce
176
160
700
-
health
1 662
1 515
4 441
-
pensions
5 518
5 031
14 746
-
accident
571
521
1 527
-
unemployment
1 319
1 202
3 525
-
surtax
-
-
-
-
payroll
1 319
1 202
5 251
-
other
2 088
1 903
7 823
-
total
12 653
11 534
38 013
-
Corporate
156 384
161 384
171 169
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

39 096
40 346
42 793
-
total
39 096
40 346
42 793
-
Dividends
117 288
121 038
-
-
withholding
32 253
33 286
-
-
total
32 253
33 286
-
-
Income
213 000
213 000
213 000
213 000
Total tax
95 879
95 380
156 970
103 467
After tax
117 121
117 620
56 030
109 533
Living cost
32 087
32 087
32 087
32 087
Free-cash
85 034
85 533
23 943
77 446

Estimated living cost  is ₽32087 per week

₽19248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3277
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽573
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽189666
₽157716
₽198186
₽187288
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
213 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 130
total
-
-
-
2 130
Employee
15 855
-
213 000
-
income
3 171
-
42 600
-
total
3 171
-
42 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

197 145
213 000
-
-
total
-
-
-
-
Dividends
197 145
213 000
-
-
withholding
9 857
10 650
-
-
total
9 857
10 650
-
-
Income
213 000
213 000
213 000
213 000
Total tax
13 028
10 650
42 600
2 130
After tax
199 972
202 350
170 400
210 870
Living cost
12 684
12 684
12 684
12 684
Free-cash
187 288
189 666
157 716
198 186

Estimated living cost  is ₽12684 per week

₽8583
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽532
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3142
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽119675
₽68686
₽73313
₽111262
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
213 000
income
-
-
-
52 535
unemployment
-
-
-
319
health
-
-
-
20 958
pensions
-
-
-
38 899
total
-
-
-
112 711
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 474
-
184 302
-
unemployment
63
-
258
-
pensions
6 894
-
28 566
-
income
7 670
-
47 910
-
health
2 872
-
11 906
-
total
17 499
-
88 640
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 474
-
184 302
-
health
2 962
-
12 276
-
pensions
3 936
-
16 311
-
unemployment
27
-
111
-
total
6 925
-
28 698
-
Corporate
161 601
213 000
-
-
income
30 704
40 470
-
-
total
30 704
40 470
-
-
Dividends
130 898
172 530
-
-
withholding
19 634
25 879
-
-
total
19 634
25 879
-
-
Income
213 000
213 000
213 000
213 000
Total tax
74 762
66 349
117 338
112 711
After tax
138 238
146 651
95 662
100 289
Living cost
26 976
26 976
26 976
26 976
Free-cash
111 262
119 675
68 686
73 313

Estimated living cost  is ₽26976 per week

₽18513
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1729
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽85586
₽155581
₽103197
₽37078
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
41 518
social contributions
-
-
-
24 282
total
-
-
-
65 800
Employee
63 094
-
-
-
social contributions
5 174
-
737
-
income
13 917
-
-
-
total
19 091
-
737
-
Employer
63 094
-
-
-
social contributions
88 963
-
12 679
-
total
88 963
-
12 679
-
Corporate
60 942
213 000
-
-
income
13 407
46 860
-
-
total
13 407
46 860
-
-
Dividends
47 535
166 140
-
-
income
10 458
36 551
-
-
total
10 458
36 551
-
-
Income
213 000
213 000
213 000
213 000
Total tax
131 919
83 411
13 416
65 800
After tax
81 081
129 589
199 584
147 200
Living cost
44 003
44 003
44 003
44 003
Free-cash
37 078
85 586
155 581
103 197

Estimated living cost  is ₽44003 per week

₽28551
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4138
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽561
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10753
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽89607
₽64063
₽80226
₽88593
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
213 000
income
-
-
-
27 210
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
74 017
total
-
-
-
101 227
Employee
46 257
-
172 122
-
surtax
-
-
13
-
social contributions
5 088
-
18 933
-
income
9 622
-
57 566
-
total
14 710
-
76 512
-
Employer
46 257
-
172 122
-
social contributions
10 986
-
40 878
-
total
10 986
-
40 878
-
Corporate
155 758
213 000
-
-
income
32 710
44 730
-
-
surtax
-
-
-
-
total
32 710
44 730
-
-
Dividends
123 048
168 270
-
-
withholding
34 454
47 116
-
-
total
34 454
47 116
-
-
Income
213 000
213 000
213 000
213 000
Total tax
92 860
91 846
117 390
101 227
After tax
120 140
121 154
95 610
111 773
Living cost
31 547
31 547
31 547
31 547
Free-cash
88 593
89 607
64 063
80 226

Estimated living cost  is ₽31547 per week

₽23604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽58777
₽63730
₽69128
₽65689
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
37 931
other
-
-
-
6 604
surtax
-
-
-
-
social contributions
-
-
-
6 069
health
-
-
-
10 127
pensions
-
-
-
34 565
total
-
-
-
95 296
Employee
62 992
-
163 050
-
pensions
7 125
-
12 085
-
surtax
-
-
-
-
social contributions
1 794
-
4 646
-
income
5 496
-
34 012
-
total
14 415
-
50 743
-
Employer
62 992
-
163 050
-
health
4 409
-
15 970
-
pensions
10 350
-
20 209
-
unemployment
2 552
-
6 604
-
social contributions
189
-
489
-
other
2 174
-
6 679
-
total
19 674
-
49 951
-
Corporate
130 334
213 000
-
-
income
36 494
59 640
-
-
surtax
-
-
-
-
total
36 494
59 640
-
-
Dividends
93 840
153 360
-
-
surtax
-
-
-
-
social contributions
16 141
26 377
-
-
withholding
12 011
19 630
-
-
total
28 152
46 007
-
-
Income
213 000
213 000
213 000
213 000
Total tax
98 735
105 647
100 694
95 296
After tax
114 265
107 353
112 306
117 704
Living cost
48 576
48 576
48 576
48 576
Free-cash
65 689
58 777
63 730
69 128

Estimated living cost  is ₽48576 per week

₽32876
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3974
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽666
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11060
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽161468
₽131060
₽125401
₽158090
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
10 507
social contributions
-
-
-
46 860
total
-
-
-
57 367
Employee
32 334
-
184 415
-
income
-
-
11 135
-
social contributions
2 101
-
11 988
-
total
2 101
-
23 123
-
Employer
32 334
-
184 415
-
social contributions
5 012
-
28 585
-
total
5 012
-
28 585
-
Corporate
175 654
213 000
-
-
income
17 565
21 300
-
-
total
17 565
21 300
-
-
Dividends
158 090
191 700
-
-
total
-
-
-
-
Income
213 000
213 000
213 000
213 000
Total tax
24 678
21 300
51 708
57 367
After tax
188 322
191 700
161 292
155 633
Living cost
30 232
30 232
30 232
30 232
Free-cash
158 090
161 468
131 060
125 401

Estimated living cost  is ₽30232 per week

₽19548
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7837
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽6026
-₽6026
₽75134
-₽6026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
labour market
-
-
-
16 970
municipal
-
-
-
45 436
national
-
-
-
26 175
pensions
-
-
-
871
total
-
-
-
89 452
Employee
204 345
204 345
204 345
-
municipal
43 514
43 514
43 514
-
labour market
16 324
16 324
16 324
-
pensions
290
290
290
-
national
24 964
24 964
24 964
-
total
85 092
85 092
85 092
-
Employer
204 345
204 345
204 345
-
national
25 008
25 008
25 008
-
labour market
16 348
16 348
16 348
-
pensions
581
581
581
-
municipal
43 583
43 583
43 583
-
total
85 520
85 520
85 520
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
213 000
213 000
213 000
213 000
Total tax
170 612
170 612
170 612
89 452
After tax
42 388
42 388
42 388
123 548
Living cost
48 414
48 414
48 414
48 414
Free-cash
-6 026
-6 026
-6 026
75 134

Estimated living cost  is ₽48414 per week

₽33135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4283
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽745
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10252
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽4817
₽94810
₽123417
₽13867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
accident
-
-
-
257
income
-
-
-
60 422
other
-
-
-
377
health
-
-
-
2 221
pensions
-
-
-
4 236
total
-
-
-
67 513
Employee
34 717
-
193 798
-
pensions
3 909
-
7 768
-
income
4 763
-
46 960
-
health
3 975
-
22 190
-
total
12 647
-
76 918
-
Employer
34 717
-
193 798
-
pensions
5 645
-
11 218
-
accident
580
-
3 236
-
unemployment
851
-
4 748
-
total
7 076
-
19 202
-
Corporate
171 207
213 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

154 087
191 700
-
-
total
154 087
191 700
-
-
Dividends
17 121
21 300
-
-
withholding
3 253
4 047
-
-
total
3 253
4 047
-
-
Income
213 000
213 000
213 000
213 000
Total tax
177 063
195 747
96 120
67 513
After tax
35 937
17 253
116 880
145 487
Living cost
22 070
22 070
22 070
22 070
Free-cash
13 867
-4 817
94 810
123 417

Estimated living cost  is ₽22070 per week

₽16064
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1258
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽92631
₽69166
₽93563
₽95736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
213 000
health
-
-
-
2 861
municipal
-
-
-
37 825
national
-
-
-
40 138
total
-
-
-
80 824
Employee
52 914
-
179 187
-
municipal
8 667
-
29 171
-
unemployment
794
-
2 687
-
pensions
3 571
-
12 095
-
national
874
-
25 116
-
health
395
-
2 340
-
total
14 301
-
71 409
-
Employer
52 914
-
179 187
-
health
407
-
1 380
-
pensions
9 180
-
31 089
-
accident
53
-
179
-
unemployment
344
-
1 164
-
total
9 984
-
33 812
-
Corporate
150 102
213 000
-
-
income
30 020
42 600
-
-
total
30 020
42 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

90 061
127 800
-
-
municipal
16 212
23 004
-
-
national
8 134
16 152
-
-
total
24 346
39 156
-
-
Income
213 000
213 000
213 000
213 000
Total tax
78 651
81 756
105 221
80 824
After tax
134 349
131 244
107 779
132 176
Living cost
38 613
38 613
38 613
38 613
Free-cash
95 736
92 631
69 166
93 563

Estimated living cost  is ₽38613 per week

₽25222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3714
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9064
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽131982
₽118728
₽120504
₽126509
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
47 505
social contributions
-
-
-
16 273
health
-
-
-
5 432
total
-
-
-
69 210
Employee
77 337
77 337
200 630
-
social contributions
2 924
6 419
8 657
-
income
8 421
7 159
46 549
-
health
599
1 315
3 411
-
total
11 944
14 893
58 617
-
Employer
77 337
77 337
200 630
-
health
651
1 431
3 712
-
social contributions
2 924
6 419
8 657
-
total
3 575
7 850
12 369
-
Corporate
174 195
127 813
-
-
income
21 775
15 977
-
-
total
21 775
15 977
-
-
Dividends
152 420
111 836
-
-
withholding
25 911
19 012
-
-
total
25 911
19 012
-
-
Income
213 000
213 000
213 000
213 000
Total tax
63 205
57 732
70 986
69 210
After tax
149 795
155 268
142 014
143 790
Living cost
23 286
23 286
23 286
23 286
Free-cash
126 509
131 982
118 728
120 504

Estimated living cost  is ₽23286 per week

₽13956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽160417
₽144826
₽164997
₽155301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
213 000
income
-
-
-
21 968
unemployment
-
-
-
29
health
-
-
-
3 640
pensions
-
-
-
6 398
total
-
-
-
32 035
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 085
-
203 171
-
unemployment
115
-
477
-
pensions
3 462
-
14 314
-
income
1 578
-
19 474
-
health
1 962
-
8 112
-
total
7 117
-
42 377
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 085
-
203 171
-
health
992
-
4 103
-
pensions
1 269
-
5 249
-
unemployment
115
-
477
-
total
2 376
-
9 829
-
Corporate
187 538
213 000
-
-
income
16 878
19 170
-
-
total
16 878
19 170
-
-
Dividends
170 661
193 830
-
-
withholding
15 360
17 445
-
-
total
15 360
17 445
-
-
Income
213 000
213 000
213 000
213 000
Total tax
41 731
36 615
52 206
32 035
After tax
171 269
176 385
160 794
180 965
Living cost
15 968
15 968
15 968
15 968
Free-cash
155 301
160 417
144 826
164 997

Estimated living cost  is ₽15968 per week

₽10188
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1151
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽113889
₽87258
₽91476
₽109447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
accident
-
-
-
840
income
-
-
-
65 899
other
-
-
-
94
unemployment
-
-
-
653
pensions
-
-
-
26 381
total
-
-
-
93 867
Employee
37 188
-
183 281
-
other
36
-
94
-
unemployment
576
-
1 445
-
pensions
1 748
-
4 382
-
income
7 170
-
62 446
-
total
9 530
-
68 367
-
Employer
37 188
-
183 281
-
pensions
8 776
-
22 000
-
accident
737
-
1 846
-
unemployment
2 046
-
5 126
-
other
298
-
746
-
total
11 857
-
29 718
-
Corporate
163 955
213 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

24 594
31 950
-
-
total
24 594
31 950
-
-
Dividends
139 361
181 050
-
-
withholding
29 915
39 504
-
-
total
29 915
39 504
-
-
Income
213 000
213 000
213 000
213 000
Total tax
75 896
71 454
98 085
93 867
After tax
137 104
141 546
114 915
119 133
Living cost
27 657
27 657
27 657
27 657
Free-cash
109 447
113 889
87 258
91 476

Estimated living cost  is ₽27657 per week

₽18668
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2659
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5846
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽130953
₽135201
₽135340
₽130632
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
73 236
health
-
-
-
1 036
pensions
-
-
-
1 429
total
-
-
-
75 701
Employee
2 983
-
211 393
-
unemployment
30
-
71
-
pensions
268
-
643
-
income
577
-
73 161
-
health
149
-
357
-
total
1 024
-
74 232
-
Employer
2 983
-
211 393
-
health
283
-
679
-
pensions
328
-
786
-
unemployment
60
-
143
-
total
671
-
1 608
-
Corporate
209 346
213 000
-
-
income
46 056
46 860
-
-
total
46 056
46 860
-
-
Dividends
163 290
166 140
-
-
withholding
32 658
33 228
-
-
total
32 658
33 228
-
-
Income
213 000
213 000
213 000
213 000
Total tax
80 409
80 088
75 840
75 701
After tax
132 591
132 912
137 160
137 299
Living cost
1 959
1 959
1 959
1 959
Free-cash
130 632
130 953
135 201
135 340

Estimated living cost  is ₽1959 per week

₽1164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽159
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽45
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽591
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽136499
₽118463
₽118462
₽131550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
213 000
income
-
-
-
49 049
unemployment
-
-
-
1 115
health
-
-
-
7 656
pensions
-
-
-
19 325
total
-
-
-
77 145
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 227
-
199 696
-
unemployment
197
-
557
-
pensions
3 672
-
10 406
-
income
3 615
-
49 049
-
health
1 351
-
3 828
-
total
8 835
-
63 840
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 227
-
199 696
-
health
1 351
-
3 828
-
pensions
3 147
-
8 919
-
unemployment
197
-
557
-
total
4 695
-
13 304
-
Corporate
182 078
213 000
-
-
income
27 312
31 950
-
-
total
27 312
31 950
-
-
Dividends
154 766
181 050
-
-
withholding
23 215
27 158
-
-
total
23 215
27 158
-
-
Income
213 000
213 000
213 000
213 000
Total tax
64 057
59 108
77 144
77 145
After tax
148 943
153 892
135 856
135 855
Living cost
17 393
17 393
17 393
17 393
Free-cash
131 550
136 499
118 463
118 462

Estimated living cost  is ₽17393 per week

₽11711
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1345
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3834
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽94040
₽68496
₽84659
₽93678
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
213 000
income
-
-
-
27 210
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
74 017
total
-
-
-
101 227
Employee
39 035
-
172 122
-
surtax
-
-
13
-
social contributions
4 294
-
18 933
-
income
7 627
-
57 566
-
total
11 921
-
76 512
-
Employer
39 035
-
172 122
-
social contributions
9 270
-
40 878
-
total
9 270
-
40 878
-
Corporate
164 695
213 000
-
-
income
34 586
44 730
-
-
surtax
-
-
-
-
total
34 586
44 730
-
-
Dividends
130 109
168 270
-
-
withholding
36 431
47 116
-
-
total
36 431
47 116
-
-
Income
213 000
213 000
213 000
213 000
Total tax
92 208
91 846
117 390
101 227
After tax
120 792
121 154
95 610
111 773
Living cost
27 114
27 114
27 114
27 114
Free-cash
93 678
94 040
68 496
84 659

Estimated living cost  is ₽27114 per week

₽19204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5546
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽106200
₽79569
₽83787
₽99618
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
accident
-
-
-
840
income
-
-
-
65 899
other
-
-
-
94
unemployment
-
-
-
653
pensions
-
-
-
26 381
total
-
-
-
93 867
Employee
48 573
-
183 281
-
other
48
-
94
-
unemployment
752
-
1 445
-
pensions
2 283
-
4 382
-
income
10 145
-
62 446
-
total
13 228
-
68 367
-
Employer
48 573
-
183 281
-
pensions
11 463
-
22 000
-
accident
962
-
1 846
-
unemployment
2 672
-
5 126
-
other
389
-
746
-
total
15 486
-
29 718
-
Corporate
148 941
213 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

22 342
31 950
-
-
total
22 342
31 950
-
-
Dividends
126 599
181 050
-
-
withholding
26 980
39 504
-
-
total
26 980
39 504
-
-
Income
213 000
213 000
213 000
213 000
Total tax
78 036
71 454
98 085
93 867
After tax
134 964
141 546
114 915
119 133
Living cost
35 346
35 346
35 346
35 346
Free-cash
99 618
106 200
79 569
83 787

Estimated living cost  is ₽35346 per week

₽25384
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2748
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6716
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽164790
₽163069
₽154332
₽158653
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
31 950
unemployment
-
-
-
141
health
-
-
-
4 046
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 206
total
-
-
-
41 343
Employee
22 941
-
206 098
-
accident

We are using the highest rate at 1.1%.

252
-
387
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 014
-
3 089
-
income
2 294
-
20 610
-
health
1 055
-
1 618
-
total
5 615
-
25 704
-
Employer
22 941
-
206 098
-
health
1 583
-
2 427
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 528
-
3 877
-
accident

We are using the highest rate at 1.1%.

252
-
387
-
unemployment
138
-
211
-
total
4 501
-
6 902
-
Corporate
185 558
213 000
-
-
income
18 556
21 300
-
-
total
18 556
21 300
-
-
Dividends
167 002
191 700
-
-
withholding
8 350
9 585
-
-
total
8 350
9 585
-
-
Income
213 000
213 000
213 000
213 000
Total tax
37 022
30 885
32 606
41 343
After tax
175 978
182 115
180 394
171 657
Living cost
17 325
17 325
17 325
17 325
Free-cash
158 653
164 790
163 069
154 332

Estimated living cost  is ₽17325 per week

₽11459
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽992
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4462
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽70731
₽93646
₽69790
₽83891
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 814
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 840
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 871
trade
-
-
-
23 856
total
-
-
-
104 381
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 042
-
213 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

227
-
3 840
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 115
-
69 814
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 871
-
6 871
-
total
11 213
-
80 525
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
162 958
213 000
-
-
income
24 443
31 950
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 344
1 758
-
-
chamber of commerce
391
466
-
-
trade
23 384
30 566
-
-
total
49 562
64 740
-
-
Dividends
113 395
148 260
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 538
2 017
-
-
withholding
27 967
36 683
-
-
total
29 505
38 700
-
-
Income
213 000
213 000
213 000
213 000
Total tax
90 280
103 440
80 525
104 381
After tax
122 720
109 560
132 475
108 619
Living cost
38 829
38 829
38 829
38 829
Free-cash
83 891
70 731
93 646
69 790

Estimated living cost  is ₽38829 per week

₽26785
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽563
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7302
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽91808
₽50766
₽50766
₽94027
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
68 576
social contributions
-
-
-
36 366
total
-
-
-
104 942
Employee
78 672
-
213 000
-
income
14 845
-
68 576
-
social contributions
6 536
-
36 366
-
total
21 381
-
104 942
-
Employer
78 672
-
213 000
-
total
-
-
-
-
Corporate
134 328
213 000
-
-
income
16 792
26 625
-
-
total
16 792
26 625
-
-
Dividends
117 536
186 375
-
-
withholding
23 508
37 275
-
-
total
23 508
37 275
-
-
Income
213 000
213 000
213 000
213 000
Total tax
61 681
63 900
104 942
104 942
After tax
151 319
149 100
108 058
108 058
Living cost
57 292
57 292
57 292
57 292
Free-cash
94 027
91 808
50 766
50 766

Estimated living cost  is ₽57292 per week

₽43587
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽96627
₽112752
₽138464
₽100140
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
213 000
income
-
-
-
31 950
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 077
total
-
-
-
38 027
Employee
46 138
-
208 374
-
income
5 006
-
54 487
-
social contributions
4 623
-
4 626
-
total
9 629
-
59 113
-
Employer
46 138
-
208 374
-
social contributions
4 623
-
4 626
-
total
4 623
-
4 626
-
Corporate
162 240
213 000
-
-
income
56 785
74 550
-
-
total
56 785
74 550
-
-
Dividends
105 455
138 450
-
-
social contributions
5 314
5 314
-
-
total
5 314
5 314
-
-
Income
213 000
213 000
213 000
213 000
Total tax
76 351
79 864
63 739
38 027
After tax
136 649
133 136
149 261
174 973
Living cost
36 509
36 509
36 509
36 509
Free-cash
100 140
96 627
112 752
138 464

Estimated living cost  is ₽36509 per week

₽24048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2878
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽559
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9022
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽98312
₽82265
₽101340
₽104233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
income
-
-
-
64 795
pensions
-
-
-
9 732
total
-
-
-
74 527
Employee
50 971
-
185 726
-
pensions
3 890
-
11 700
-
income
9 282
-
52 078
-
health
665
-
2 550
-
total
13 837
-
66 328
-
Employer
50 971
-
185 726
-
health
969
-
3 529
-
pensions
5 150
-
23 745
-
total
6 119
-
27 274
-
Corporate
155 911
213 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

29 623
40 471
-
-
total
29 623
40 471
-
-
Dividends
126 288
172 529
-
-
withholding
22 055
37 084
-
-
total
22 055
37 084
-
-
Income
213 000
213 000
213 000
213 000
Total tax
71 634
77 555
93 602
74 527
After tax
141 366
135 445
119 398
138 473
Living cost
37 133
37 133
37 133
37 133
Free-cash
104 233
98 312
82 265
101 340

Estimated living cost  is ₽37133 per week

₽25473
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3415
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7778
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽7002
₽92625
₽121232
₽13533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
accident
-
-
-
257
income
-
-
-
60 422
other
-
-
-
377
health
-
-
-
2 221
pensions
-
-
-
4 236
total
-
-
-
67 513
Employee
38 154
-
193 798
-
pensions
4 296
-
7 768
-
income
5 234
-
46 960
-
health
4 368
-
22 190
-
total
13 898
-
76 918
-
Employer
38 154
-
193 798
-
pensions
6 204
-
11 218
-
accident
637
-
3 236
-
unemployment
935
-
4 748
-
total
7 776
-
19 202
-
Corporate
167 071
213 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

150 364
191 700
-
-
total
150 364
191 700
-
-
Dividends
16 707
21 300
-
-
withholding
3 174
4 047
-
-
total
3 174
4 047
-
-
Income
213 000
213 000
213 000
213 000
Total tax
175 212
195 747
96 120
67 513
After tax
37 788
17 253
116 880
145 487
Living cost
24 255
24 255
24 255
24 255
Free-cash
13 533
-7 002
92 625
121 232

Estimated living cost  is ₽24255 per week

₽17800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1413
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4552
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽149356
₽141630
₽119509
₽146312
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
213 000
income
-
-
-
35 660
unemployment
-
-
-
1 931
work injury
-
-
-
804
health insurance
-
-
-
11 905
pensions
-
-
-
29 602
total
-
-
-
79 902
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 742
-
213 000
-
health insurance
1 609
-
5 953
-
unemployment
261
-
965
-
work injury
109
-
402
-
pensions
4 000
-
14 801
-
income
2 174
-
35 660
-
total
8 153
-
57 781
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
191 258
213 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

19 126
21 300
-
-
total
19 126
21 300
-
-
Dividends
172 133
191 700
-
-
withholding
25 820
28 755
-
-
total
25 820
28 755
-
-
Income
213 000
213 000
213 000
213 000
Total tax
53 099
50 055
57 781
79 902
After tax
159 901
162 945
155 219
133 098
Living cost
13 589
13 589
13 589
13 589
Free-cash
146 312
149 356
141 630
119 509

Estimated living cost  is ₽13589 per week

₽8418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽987
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3759
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽72127
₽50881
₽59141
₽67551
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
social contributions
-
-
-
50 337
regional
-
-
-
5 082
municipal
-
-
-
1 464
national
-
-
-
56 909
total
-
-
-
113 792
Employee
84 751
-
213 000
-
municipal
506
-
1 323
-
national
14 322
-
50 177
-
regional
1 280
-
4 559
-
social contributions
28 577
-
65 993
-
total
44 685
-
122 052
-
Employer
84 751
-
213 000
-
total
-
-
-
-
Corporate
128 249
213 000
-
-
municipal
6 182
10 266
-
-
nationa
30 780
51 120
-
-
total
36 962
61 386
-
-
Dividends
91 288
151 614
-
-
withholding
23 735
39 420
-
-
total
23 735
39 420
-
-
Income
213 000
213 000
213 000
213 000
Total tax
105 382
100 806
122 052
113 792
After tax
107 618
112 194
90 948
99 208
Living cost
40 067
40 067
40 067
40 067
Free-cash
67 551
72 127
50 881
59 141

Estimated living cost  is ₽40067 per week

₽28144
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽605
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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