Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213000
per

Your estimated
City
free-cash

Dresden , Germany
₽76473
₽79012
₽89361
₽103169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 000
trade
-
-
-
26 696
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 392
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 915
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
71 185
total
-
-
-
108 188
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 785
-
213 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
3 915
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 000
-
71 185
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 392
-
6 392
-
total
7 447
-
81 492
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
177 215
213 000
-
-
trade
27 911
33 548
-
-
income
26 583
31 950
-
-
chamber of commerce
396
447
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 461
1 758
-
-
total
56 351
67 703
-
-
Dividends
120 864
145 297
-
-
withholding
29 860
35 968
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 642
1 978
-
-
total
31 502
37 946
-
-
Income
213 000
213 000
213 000
213 000
Total tax
95 300
105 649
81 492
108 188
After tax
117 700
107 351
131 508
104 812
Living cost
28 339
28 339
28 339
28 339
Free-cash
89 361
79 012
103 169
76 473

Estimated living cost  is ₽28339 per week

₽17826
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3304
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6679
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽72282
₽83355
₽82530
₽73426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
municipal
-
-
-
23 623
pensions
-
-
-
25 560
social contributions
-
-
-
2 290
national
-
-
-
39 688
total
-
-
-
91 161
Employee
76 822
-
184 137
-
municipal
9 489
-
24 448
-
national
14 704
-
41 494
-
pensions
3 073
-
7 365
-
total
27 266
-
73 307
-
Employer
76 822
-
184 137
-
pensions
6 146
-
14 731
-
social contributions
826
-
1 979
-
total
6 972
-
16 710
-
Corporate
124 136
213 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

24 827
42 600
-
-
total
24 827
42 600
-
-
Dividends
99 309
170 400
-
-
withholding
21 848
37 488
-
-
total
21 848
37 488
-
-
Income
213 000
213 000
213 000
213 000
Total tax
80 913
80 088
90 017
91 161
After tax
132 087
132 912
122 983
121 839
Living cost
49 557
49 557
49 557
49 557
Free-cash
82 530
83 355
73 426
72 282

Estimated living cost  is ₽49557 per week

₽33683
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4607
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽742
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10525
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽58177
₽150936
₽143260
₽73275
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
213 000
surtax
-
-
-
54 316
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
35 847
income
-
-
-
45 195
microenterprise
-
-
-
-
total
-
-
-
135 358
Employee
27 339
-
167 693
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 008
-
12 265
-
surtax
-
-
24 315
-
income
4 867
-
38 373
-
total
7 875
-
74 953
-
Employer
27 339
-
167 693
-
surtax
-
-
18 446
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 585
-
26 861
-
total
6 585
-
45 307
-
Corporate
179 076
213 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

35 815
42 599
-
-
total
35 815
42 599
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

143 261
170 401
-
-
total
-
-
-
-
Income
213 000
213 000
213 000
213 000
Total tax
50 275
42 599
120 260
135 358
After tax
162 725
170 401
92 740
77 642
Living cost
19 465
19 465
19 465
19 465
Free-cash
143 260
150 936
73 275
58 177

Estimated living cost  is ₽19465 per week

₽12418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1854
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4751
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽75047
₽66980
₽61247
₽97026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
10 962
health
-
-
-
11 537
income
-
-
-
76 260
total
-
-
-
98 759
Employee
79 897
79 897
195 613
-
pensions
14 381
10 962
10 962
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 078
13 078
36 894
-
health
12 263
10 431
11 537
-
total
39 722
34 471
59 393
-
Employer
79 897
79 897
195 613
-
pensions
5 561
5 561
6 912
-
unemployment
2 876
2 876
3 574
-
health
5 554
5 554
6 901
-
total
13 991
13 991
17 387
-
Corporate
120 092
119 112
-
-
income
24 019
23 822
-
-
total
24 019
23 822
-
-
Dividends
96 073
95 290
-
-
withholding
14 412
14 293
-
-
income
20 415
20 249
-
-
total
34 827
34 542
-
-
Income
213 000
213 000
213 000
213 000
Total tax
112 559
106 826
76 780
98 759
After tax
100 441
106 174
136 220
114 241
Living cost
39 194
39 194
39 194
39 194
Free-cash
61 247
66 980
97 026
75 047

Estimated living cost  is ₽39194 per week

₽27776
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3533
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽623
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7262
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽68186
₽77754
₽76888
₽67252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
municipal
-
-
-
56 219
pensions
-
-
-
9 132
health
-
-
-
5 271
other
-
-
-
9 816
unemployment
-
-
-
85
accident
-
-
-
169
national
-
-
-
25 578
total
-
-
-
106 270
Employee
54 922
-
186 458
-
municipal
16 378
-
55 602
-
national
-
-
25 060
-
total
16 378
-
80 662
-
Employer
54 922
-
186 458
-
pensions
5 937
-
9 132
-
other
6 382
-
9 816
-
unemployment
1 450
-
2 230
-
accident
110
-
169
-
health
3 378
-
5 195
-
total
17 257
-
26 542
-
Corporate
140 822
213 000
-
-
income
30 981
46 860
-
-
total
30 981
46 860
-
-
Dividends
109 841
166 140
-
-
withholding
32 952
49 842
-
-
total
32 952
49 842
-
-
Income
213 000
213 000
213 000
213 000
Total tax
97 568
96 702
107 204
106 270
After tax
115 432
116 298
105 796
106 730
Living cost
38 544
38 544
38 544
38 544
Free-cash
76 888
77 754
67 252
68 186

Estimated living cost  is ₽38544 per week

₽25545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽66871
₽69497
₽82645
₽94753
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 000
trade
-
-
-
27 882
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 392
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 915
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
71 185
total
-
-
-
109 374
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 447
-
213 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

224
-
3 915
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 077
-
71 185
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 392
-
6 392
-
total
10 693
-
81 492
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
165 553
213 000
-
-
trade
27 234
35 039
-
-
income
24 834
31 950
-
-
chamber of commerce
378
446
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 365
1 758
-
-
total
53 811
69 193
-
-
Dividends
111 742
143 807
-
-
withholding
27 580
35 597
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 516
1 958
-
-
total
29 096
37 555
-
-
Income
213 000
213 000
213 000
213 000
Total tax
93 600
106 748
81 492
109 374
After tax
119 400
106 252
131 508
103 626
Living cost
36 755
36 755
36 755
36 755
Free-cash
82 645
69 497
94 753
66 871

Estimated living cost  is ₽36755 per week

₽24582
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽112826
₽124881
₽121001
₽111082
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
health
-
-
-
5 431
social contributions
-
-
-
15 138
income
-
-
-
49 259
total
-
-
-
69 828
Employee
71 944
71 944
201 223
-
social contributions
3 496
5 971
8 054
-
income
7 555
6 660
48 320
-
health
716
1 223
3 421
-
total
11 767
13 854
59 795
-
Employer
71 944
71 944
201 223
-
social contributions
3 496
5 971
8 054
-
health
779
1 332
3 723
-
total
4 275
7 303
11 777
-
Corporate
166 612
133 754
-
-
income
20 827
16 720
-
-
total
20 827
16 720
-
-
Dividends
145 785
117 034
-
-
withholding
24 784
19 896
-
-
total
24 784
19 896
-
-
Income
213 000
213 000
213 000
213 000
Total tax
61 653
57 773
71 572
69 828
After tax
151 347
155 227
141 428
143 172
Living cost
30 346
30 346
30 346
30 346
Free-cash
121 001
124 881
111 082
112 826

Estimated living cost  is ₽30346 per week

₽20745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2370
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6722
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽130322
₽102322
₽102683
₽106244
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
21 300
health
-
-
-
14 910
unemployment
-
-
-
3 195
income
-
-
-
26 039
total
-
-
-
65 444
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 878
9 901
178 243
-
pensions
2 488
990
17 824
-
unemployment
373
149
2 674
-
income
3 041
1 210
21 790
-
health
1 741
693
12 477
-
total
7 643
3 042
54 765
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 878
9 901
178 243
-
pensions
4 851
1 931
34 757
-
total
4 851
1 931
34 757
-
Corporate
183 270
201 168
-
-
income
16 494
18 105
-
-
total
16 494
18 105
-
-
Dividends
166 776
183 063
-
-
withholding
31 687
34 782
-
-
social contributions
32 408
35 584
-
-
total
64 095
70 366
-
-
Income
213 000
213 000
213 000
213 000
Total tax
93 083
93 444
89 522
65 444
After tax
119 917
119 556
123 478
147 556
Living cost
17 234
17 234
17 234
17 234
Free-cash
102 683
102 322
106 244
130 322

Estimated living cost  is ₽17234 per week

₽11761
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1410
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽344
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3719
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽91569
₽147803
₽141990
₽100172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
42 601
health
-
-
-
27 691
income
-
-
-
28 541
total
-
-
-
98 833
Employee
26 542
-
159 194
-
pensions
531
-
3 183
-
unemployment
424
-
2 548
-
income
2 988
-
30 693
-
total
3 943
-
36 424
-
Employer
26 542
-
159 194
-
pensions
5 309
-
31 838
-
unemployment
213
-
1 273
-
health
3 450
-
20 695
-
total
8 972
-
53 806
-
Corporate
177 487
213 000
-
-
income
35 497
42 599
-
-
total
35 497
42 599
-
-
Dividends
141 989
170 401
-
-
total
-
-
-
-
Income
213 000
213 000
213 000
213 000
Total tax
48 412
42 599
90 230
98 833
After tax
164 588
170 401
122 770
114 167
Living cost
22 598
22 598
22 598
22 598
Free-cash
141 990
147 803
100 172
91 569

Estimated living cost  is ₽22598 per week

₽15500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1346
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5298
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽124508
-₽3683
₽14041
₽96357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
3 960
health
-
-
-
2 075
other
-
-
-
353
accident
-
-
-
240
income
-
-
-
60 928
total
-
-
-
67 556
Employee
32 933
-
194 502
-
pensions
3 708
-
7 260
-
income
4 518
-
47 680
-
health
3 771
-
22 270
-
total
11 997
-
77 210
-
Employer
32 933
-
194 502
-
pensions
5 355
-
10 484
-
unemployment
807
-
4 765
-
accident
550
-
3 248
-
total
6 712
-
18 497
-
Corporate
173 355
213 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

156 020
191 700
-
-
total
156 020
191 700
-
-
Dividends
17 336
21 300
-
-
withholding
3 294
4 047
-
-
total
3 294
4 047
-
-
Income
213 000
213 000
213 000
213 000
Total tax
178 023
195 747
95 707
67 556
After tax
34 977
17 253
117 293
145 444
Living cost
20 936
20 936
20 936
20 936
Free-cash
14 041
-3 683
96 357
124 508

Estimated living cost  is ₽20936 per week

₽15344
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3995
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽203238
₽194718
₽193287
₽162768
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
213 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 130
total
-
-
-
2 130
Employee
9 540
-
213 000
-
income
1 908
-
42 600
-
total
1 908
-
42 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

203 460
213 000
-
-
total
-
-
-
-
Dividends
203 460
213 000
-
-
withholding
10 173
10 650
-
-
total
10 173
10 650
-
-
Income
213 000
213 000
213 000
213 000
Total tax
12 081
10 650
42 600
2 130
After tax
200 919
202 350
170 400
210 870
Living cost
7 632
7 632
7 632
7 632
Free-cash
193 287
194 718
162 768
203 238

Estimated living cost  is ₽7632 per week

₽4730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽634
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽210
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2058
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽103406
₽131561
₽125245
₽101651
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
34 146
health
-
-
-
6 260
other
-
-
-
6 758
income
-
-
-
37 500
total
-
-
-
84 664
Employee
33 971
-
176 871
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 377
-
9 959
-
unemployment
339
-
1 422
-
income
5 848
-
36 916
-
health
476
-
1 992
-
total
9 040
-
50 289
-
Employer
33 971
-
176 871
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 776
-
24 188
-
other
1 699
-
7 113
-
unemployment
339
-
1 422
-
accident
272
-
1 415
-
health
476
-
1 992
-
total
8 562
-
36 130
-
Corporate
170 468
213 000
-
-
income
35 797
44 730
-
-
total
35 797
44 730
-
-
Dividends
134 670
168 270
-
-
withholding
9 426
11 779
-
-
total
9 426
11 779
-
-
Income
213 000
213 000
213 000
213 000
Total tax
62 825
56 509
86 419
84 664
After tax
150 175
156 491
126 581
128 336
Living cost
24 930
24 930
24 930
24 930
Free-cash
125 245
131 561
101 651
103 406

Estimated living cost  is ₽24930 per week

₽17615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1683
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽75982
₽72487
₽79881
₽56986
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
9 287
income
-
-
-
66 317
total
-
-
-
75 604
Employee
86 891
-
185 593
-
pensions
8 383
-
11 048
-
income
15 663
-
53 653
-
health
1 432
-
2 492
-
total
25 478
-
67 193
-
Employer
86 891
-
185 593
-
pensions
10 259
-
23 880
-
health
1 650
-
3 527
-
total
11 909
-
27 407
-
Corporate
114 199
213 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

21 698
40 469
-
-
total
21 698
40 469
-
-
Dividends
92 501
172 531
-
-
withholding
12 620
38 630
-
-
total
12 620
38 630
-
-
Income
213 000
213 000
213 000
213 000
Total tax
71 705
79 099
94 600
75 604
After tax
141 295
133 901
118 400
137 396
Living cost
61 414
61 414
61 414
61 414
Free-cash
79 881
72 487
56 986
75 982

Estimated living cost  is ₽61414 per week

₽46019
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽160058
₽169849
₽165503
₽168933
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 837
health
-
-
-
3 758
unemployment
-
-
-
131
income
-
-
-
31 950
total
-
-
-
40 676
Employee
16 242
-
206 588
-
accident

We are using the highest rate at 1.1%.

179
-
359
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 426
-
2 869
-
income
1 624
-
20 659
-
health
747
-
1 503
-
total
3 976
-
25 390
-
Employer
16 242
-
206 588
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 790
-
3 601
-
unemployment
97
-
196
-
accident

We are using the highest rate at 1.1%.

179
-
359
-
health
1 121
-
2 255
-
total
3 187
-
6 411
-
Corporate
193 570
213 000
-
-
income
19 357
21 300
-
-
total
19 357
21 300
-
-
Dividends
174 213
191 700
-
-
withholding
8 711
9 585
-
-
total
8 711
9 585
-
-
Income
213 000
213 000
213 000
213 000
Total tax
35 231
30 885
31 801
40 676
After tax
177 769
182 115
181 199
172 324
Living cost
12 266
12 266
12 266
12 266
Free-cash
165 503
169 849
168 933
160 058

Estimated living cost  is ₽12266 per week

₽7161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽62360
₽54293
₽56645
₽84339
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
10 962
health
-
-
-
11 537
income
-
-
-
76 260
total
-
-
-
98 759
Employee
86 743
79 897
195 613
-
pensions
10 962
10 962
10 962
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 078
13 078
36 894
-
health
10 822
10 431
11 537
-
total
34 862
34 471
59 393
-
Employer
86 743
79 897
195 613
-
pensions
6 037
5 561
6 912
-
unemployment
3 123
2 876
3 574
-
health
6 028
5 554
6 901
-
total
15 188
13 991
17 387
-
Corporate
111 070
119 112
-
-
income
22 213
23 822
-
-
total
22 213
23 822
-
-
Dividends
88 857
95 290
-
-
withholding
13 329
14 293
-
-
income
18 882
20 249
-
-
total
32 211
34 542
-
-
Income
213 000
213 000
213 000
213 000
Total tax
104 474
106 826
76 780
98 759
After tax
108 526
106 174
136 220
114 241
Living cost
51 881
51 881
51 881
51 881
Free-cash
56 645
54 293
84 339
62 360

Estimated living cost  is ₽51881 per week

₽38271
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4634
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽595
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8382
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽102404
₽123411
₽115119
₽93092
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
health
-
-
-
28 755
social contributions
-
-
-
33 442
solidarity contribution
-
-
-
2 539
income
-
-
-
22 620
total
-
-
-
87 356
Employee
34 177
-
169 145
-
social contributions
2 222
-
7 444
-
income
4 101
-
20 830
-
solidarity contribution
-
-
1 704
-
health
4 614
-
22 835
-
total
10 937
-
52 813
-
Employer
34 177
-
169 145
-
social contributions
8 544
-
28 632
-
health
3 076
-
15 223
-
total
11 620
-
43 855
-
Corporate
167 203
213 000
-
-
income
31 769
40 470
-
-
total
31 769
40 470
-
-
Dividends
135 434
172 530
-
-
withholding
20 315
25 879
-
-
total
20 315
25 879
-
-
Income
213 000
213 000
213 000
213 000
Total tax
74 641
66 349
96 668
87 356
After tax
138 359
146 651
116 332
125 644
Living cost
23 240
23 240
23 240
23 240
Free-cash
115 119
123 411
93 092
102 404

Estimated living cost  is ₽23240 per week

₽16143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1653
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4987
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽63330
₽74164
₽69280
₽55399
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
municipal
-
-
-
1 330
regional
-
-
-
2 706
social contributions
-
-
-
46 827
national
-
-
-
59 328
total
-
-
-
110 191
Employee
83 151
-
213 000
-
social contributions
28 039
-
61 391
-
municipal
440
-
1 213
-
regional
785
-
2 452
-
national
14 408
-
53 066
-
total
43 672
-
118 122
-
Employer
83 151
-
213 000
-
total
-
-
-
-
Corporate
129 849
213 000
-
-
nationa
31 163
51 120
-
-
municipal
5 064
8 308
-
-
total
36 227
59 428
-
-
Dividends
93 622
153 573
-
-
withholding
24 342
39 929
-
-
total
24 342
39 929
-
-
Income
213 000
213 000
213 000
213 000
Total tax
104 241
99 357
118 122
110 191
After tax
108 759
113 643
94 878
102 809
Living cost
39 479
39 479
39 479
39 479
Free-cash
69 280
74 164
55 399
63 330

Estimated living cost  is ₽39479 per week

₽27520
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽605
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8764
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽79513
₽113333
₽110419
₽73790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
24 974
health
-
-
-
8 865
surtax
-
-
-
11 402
other
-
-
-
-
unemployment
-
-
-
213
income
-
-
-
67 387
total
-
-
-
112 841
Employee
30 940
-
186 716
-
surtax
101
-
10 284
-
pensions
2 063
-
8 329
-
other
-
-
-
-
unemployment
2 154
-
8 691
-
income
5 186
-
61 792
-
health
790
-
3 183
-
total
10 294
-
92 279
-
Employer
30 940
-
186 716
-
pensions
4 124
-
16 645
-
other
-
-
-
-
unemployment
980
-
3 958
-
health
1 408
-
5 682
-
total
6 512
-
26 285
-
Corporate
175 547
213 000
-
-
income
45 643
55 379
-
-
total
45 643
55 379
-
-
Dividends
129 905
157 621
-
-
withholding
19 486
23 642
-
-
total
19 486
23 642
-
-
Income
213 000
213 000
213 000
213 000
Total tax
81 935
79 021
118 564
112 841
After tax
131 065
133 979
94 436
100 159
Living cost
20 646
20 646
20 646
20 646
Free-cash
110 419
113 333
73 790
79 513

Estimated living cost  is ₽20646 per week

₽12624
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1905
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5641
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽95440
₽91945
₽98012
₽76444
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
9 287
income
-
-
-
66 317
total
-
-
-
75 604
Employee
58 232
-
185 593
-
pensions
4 943
-
11 048
-
income
10 488
-
53 653
-
health
845
-
2 492
-
total
16 276
-
67 193
-
Employer
58 232
-
185 593
-
pensions
6 304
-
23 880
-
health
1 106
-
3 527
-
total
7 410
-
27 407
-
Corporate
147 358
213 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

27 997
40 469
-
-
total
27 997
40 469
-
-
Dividends
119 361
172 531
-
-
withholding
21 349
38 630
-
-
total
21 349
38 630
-
-
Income
213 000
213 000
213 000
213 000
Total tax
73 032
79 099
94 600
75 604
After tax
139 968
133 901
118 400
137 396
Living cost
41 956
41 956
41 956
41 956
Free-cash
98 012
91 945
76 444
95 440

Estimated living cost  is ₽41956 per week

₽31433
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6939
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽94655
₽22737
₽54680
₽86634
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
regional
-
-
-
11 795
city
-
-
-
2 246
pensions
-
-
-
19 596
health
-
-
-
479
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 259
national
-
-
-
5 307
total
-
-
-
43 682
Employee
87 375
-
191 565
-
regional
2 861
-
10 472
-
national
414
-
4 337
-
pensions
7 341
-
15 065
-
unemployment
-
-
-
-
city
938
-
2 071
-
health
198
-
431
-
total
11 752
-
32 376
-
Employer
87 375
-
191 565
-
pensions
7 341
-
15 065
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 747
-
3 831
-
unemployment
-
-
-
-
health
198
-
431
-
total
9 286
-
19 327
-
Corporate
115 379
213 000
-
-
regional
24 402
45 049
-
-
national
9 807
18 104
-
-
total
34 209
63 153
-
-
Dividends
81 171
149 847
-
-
withholding
28 410
52 447
-
-
total
28 410
52 447
-
-
Income
213 000
213 000
213 000
213 000
Total tax
83 657
115 600
51 703
43 682
After tax
129 343
97 400
161 297
169 318
Living cost
74 663
74 663
74 663
74 663
Free-cash
54 680
22 737
86 634
94 655

Estimated living cost  is ₽74663 per week

₽48552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6700
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽917
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18494
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽59577
₽62299
₽77471
₽88647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 000
trade
-
-
-
29 070
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 392
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 915
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
71 185
total
-
-
-
110 562
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

56 228
-
213 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

364
-
3 915
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 612
-
71 185
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 392
-
6 392
-
total
13 368
-
81 492
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
156 772
213 000
-
-
trade
26 886
36 529
-
-
income
23 516
31 950
-
-
chamber of commerce
362
442
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 293
1 758
-
-
total
52 057
70 679
-
-
Dividends
104 714
142 321
-
-
withholding
25 823
35 224
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 420
1 937
-
-
total
27 243
37 161
-
-
Income
213 000
213 000
213 000
213 000
Total tax
92 668
107 840
81 492
110 562
After tax
120 332
105 160
131 508
102 438
Living cost
42 861
42 861
42 861
42 861
Free-cash
77 471
62 299
88 647
59 577

Estimated living cost  is ₽42861 per week

₽31304
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3428
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽558
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽84328
₽75341
₽80867
₽77929
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
33 387
health
-
-
-
10 511
surtax
-
-
-
-
other
-
-
-
6 603
social contributions
-
-
-
6 069
income
-
-
-
40 092
total
-
-
-
96 662
Employee
40 043
-
162 359
-
social contributions
1 142
-
4 625
-
surtax
-
-
-
-
pensions
4 528
-
12 324
-
income
2 363
-
35 472
-
total
8 033
-
52 421
-
Employer
40 043
-
162 359
-
pensions
6 578
-
20 559
-
social contributions
121
-
486
-
other
1 381
-
6 774
-
unemployment
1 621
-
6 576
-
health
2 804
-
16 245
-
total
12 505
-
50 640
-
Corporate
160 453
213 000
-
-
income
44 927
59 641
-
-
surtax
-
-
-
-
total
44 927
59 641
-
-
Dividends
115 526
153 359
-
-
withholding
14 788
19 630
-
-
surtax
-
-
-
-
social contributions
19 870
26 378
-
-
total
34 658
46 008
-
-
Income
213 000
213 000
213 000
213 000
Total tax
100 123
105 649
103 061
96 662
After tax
112 877
107 351
109 939
116 338
Living cost
32 010
32 010
32 010
32 010
Free-cash
80 867
75 341
77 929
84 328

Estimated living cost  is ₽32010 per week

₽20184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8680
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽87499
₽78512
₽83710
₽81100
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
33 387
health
-
-
-
10 511
surtax
-
-
-
-
other
-
-
-
6 603
social contributions
-
-
-
6 069
income
-
-
-
40 092
total
-
-
-
96 662
Employee
35 744
-
162 359
-
social contributions
1 019
-
4 625
-
surtax
-
-
-
-
pensions
4 043
-
12 324
-
income
1 843
-
35 472
-
total
6 905
-
52 421
-
Employer
35 744
-
162 359
-
pensions
5 873
-
20 559
-
social contributions
107
-
486
-
other
1 234
-
6 774
-
unemployment
1 447
-
6 576
-
health
2 502
-
16 245
-
total
11 163
-
50 640
-
Corporate
166 094
213 000
-
-
income
46 505
59 641
-
-
surtax
-
-
-
-
total
46 505
59 641
-
-
Dividends
119 588
153 359
-
-
withholding
15 307
19 630
-
-
surtax
-
-
-
-
social contributions
20 571
26 378
-
-
total
35 878
46 008
-
-
Income
213 000
213 000
213 000
213 000
Total tax
100 451
105 649
103 061
96 662
After tax
112 549
107 351
109 939
116 338
Living cost
28 839
28 839
28 839
28 839
Free-cash
83 710
78 512
81 100
87 499

Estimated living cost  is ₽28839 per week

₽16725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8638
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽116950
₽110111
₽110597
₽111142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
health
-
-
-
14 868
social contributions
-
-
-
29 393
income
-
-
-
31 950
total
-
-
-
76 211
Employee
31 723
-
213 000
-
social contributions
4 378
-
29 393
-
income
5 291
-
37 758
-
health
2 214
-
14 868
-
total
11 883
-
82 019
-
Employer
31 723
-
213 000
-
total
-
-
-
-
Corporate
181 277
213 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

9 064
10 649
-
-
total
9 064
10 649
-
-
Dividends
172 213
202 351
-
-
withholding
25 832
30 352
-
-
social contributions
23 765
27 925
-
-
health
12 020
14 124
-
-
total
61 617
72 401
-
-
Income
213 000
213 000
213 000
213 000
Total tax
82 564
83 050
82 019
76 211
After tax
130 436
129 950
130 981
136 789
Living cost
19 839
19 839
19 839
19 839
Free-cash
110 597
110 111
111 142
116 950

Estimated living cost  is ₽19839 per week

₽13277
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4881
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽76110
₽84424
₽82978
₽22847
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
20 221
health
-
-
-
8 361
surtax
-
-
-
185
unemployment
-
-
-
5 738
income
-
-
-
68 566
chamber of commerce
-
-
-
852
total
-
-
-
103 923
Employee
46 757
37 285
176 455
-
pensions
4 789
3 817
11 193
-
other
467
373
1 094
-
unemployment
1 403
1 119
3 279
-
income
5 323
2 750
57 620
-
health
1 809
1 443
4 229
-
total
13 791
9 502
77 415
-
Employer
46 757
37 285
176 455
-
payroll
1 403
1 119
5 295
-
chamber of commerce
186
149
707
-
pensions
5 868
4 680
13 717
-
surtax
185
185
185
-
other
2 221
1 770
7 810
-
unemployment
1 403
1 119
3 279
-
accident
607
485
1 420
-
health
1 767
1 410
4 132
-
total
13 640
10 917
36 545
-
Corporate
152 603
164 799
172 904
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

38 150
41 200
43 226
-
total
38 150
41 200
43 226
-
Dividends
114 453
123 599
-
-
withholding
31 474
33 990
-
-
total
31 474
33 990
-
-
Income
213 000
213 000
213 000
213 000
Total tax
97 055
95 609
157 186
103 923
After tax
115 945
117 391
55 814
109 077
Living cost
32 967
32 967
32 967
32 967
Free-cash
82 978
84 424
22 847
76 110

Estimated living cost  is ₽32967 per week

₽21988
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2812
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7626
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽58542
₽82634
₽70880
₽38188
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
social contributions
-
-
-
23 326
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 381
national
-
-
-
85 637
total
-
-
-
120 344
Employee

The minimum management director salary is set at €45,000 per year.

66 925
-
164 975
-
national
20 575
-
62 506
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 019
-
12 373
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

582
-
1 435
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 491
-
8 604
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 144
-
7 755
-
total
32 811
-
92 673
-
Employer

The minimum management director salary is set at €45,000 per year.

66 925
-
164 975
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 930
-
14 618
-
surtax
7 588
-
18 707
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

977
-
2 409
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

870
-
2 145
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 116
-
10 147
-
total
19 481
-
48 026
-
Corporate
126 595
213 000
-
-
income
25 319
45 790
-
-
surtax
506
916
-
-
total
25 825
46 706
-
-
Dividends
100 770
166 294
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

29 890
49 547
-
-
total
29 890
49 547
-
-
Income
213 000
213 000
213 000
213 000
Total tax
108 007
96 253
140 699
120 344
After tax
104 993
116 747
72 301
92 656
Living cost
34 114
34 114
34 114
34 114
Free-cash
70 880
82 634
38 188
58 542

Estimated living cost  is ₽34114 per week

₽21973
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2983
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽534
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8624
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽85207
₽107609
₽101200
₽81281
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
24 541
other
-
-
-
87
unemployment
-
-
-
607
accident
-
-
-
781
income
-
-
-
67 988
total
-
-
-
94 004
Employee
46 572
-
185 354
-
pensions
2 189
-
4 077
-
other
46
-
87
-
unemployment
723
-
1 344
-
income
9 826
-
64 776
-
total
12 784
-
70 284
-
Employer
46 572
-
185 354
-
pensions
10 990
-
20 466
-
other
371
-
694
-
unemployment
2 562
-
4 769
-
accident
921
-
1 717
-
total
14 844
-
27 646
-
Corporate
151 583
213 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

22 737
31 950
-
-
total
22 737
31 950
-
-
Dividends
128 846
181 050
-
-
withholding
27 646
39 652
-
-
total
27 646
39 652
-
-
Income
213 000
213 000
213 000
213 000
Total tax
78 011
71 602
97 930
94 004
After tax
134 989
141 398
115 070
118 996
Living cost
33 789
33 789
33 789
33 789
Free-cash
101 200
107 609
81 281
85 207

Estimated living cost  is ₽33789 per week

₽24882
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6022
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽49067
₽69559
₽56691
₽57560
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
31 927
health
-
-
-
14 966
surtax
-
-
-
10 559
accident
-
-
-
1 795
communal
-
-
-
13 462
income
-
-
-
40 379
total
-
-
-
113 088
Employee
70 853
-
190 263
-
surtax
4 343
-
11 660
-
pensions
5 667
-
15 221
-
income
6 844
-
46 510
-
health
3 153
-
8 467
-
total
20 007
-
81 858
-
Employer
70 853
-
190 263
-
pensions
5 667
-
15 221
-
accident
637
-
1 712
-
health
2 161
-
5 804
-
total
8 465
-
22 737
-
Corporate
133 682
213 000
-
-
communal
9 023
14 378
-
-
income
20 052
31 950
-
-
surtax
1 404
2 237
-
-
total
30 479
48 565
-
-
Dividends
103 202
164 435
-
-
withholding
15 481
24 665
-
-
income
31 032
19 366
-
-
total
46 513
44 031
-
-
Income
213 000
213 000
213 000
213 000
Total tax
105 464
92 596
104 595
113 088
After tax
107 536
120 404
108 405
99 912
Living cost
50 845
50 845
50 845
50 845
Free-cash
56 691
69 559
57 560
49 067

Estimated living cost  is ₽50845 per week

₽38141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3080
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽79144
₽112964
₽109985
₽73421
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
24 974
health
-
-
-
8 865
surtax
-
-
-
11 402
other
-
-
-
-
unemployment
-
-
-
213
income
-
-
-
67 387
total
-
-
-
112 841
Employee
31 508
-
186 716
-
surtax
112
-
10 284
-
pensions
2 102
-
8 329
-
other
-
-
-
-
unemployment
2 193
-
8 691
-
income
5 282
-
61 792
-
health
804
-
3 183
-
total
10 493
-
92 279
-
Employer
31 508
-
186 716
-
pensions
4 201
-
16 645
-
other
-
-
-
-
unemployment
1 000
-
3 958
-
health
1 433
-
5 682
-
total
6 634
-
26 285
-
Corporate
174 859
213 000
-
-
income
45 463
55 379
-
-
total
45 463
55 379
-
-
Dividends
129 396
157 621
-
-
withholding
19 410
23 642
-
-
total
19 410
23 642
-
-
Income
213 000
213 000
213 000
213 000
Total tax
82 000
79 021
118 564
112 841
After tax
131 000
133 979
94 436
100 159
Living cost
21 015
21 015
21 015
21 015
Free-cash
109 985
112 964
73 421
79 144

Estimated living cost  is ₽21015 per week

₽12688
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1827
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6014
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽76939
₽86756
₽84676
₽69049
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
municipal
-
-
-
1 330
regional
-
-
-
3 373
social contributions
-
-
-
46 827
national
-
-
-
59 328
total
-
-
-
110 858
Employee
51 900
-
213 000
-
social contributions
17 501
-
61 391
-
municipal
275
-
1 213
-
regional
699
-
3 078
-
national
8 222
-
53 066
-
total
26 697
-
118 748
-
Employer
51 900
-
213 000
-
total
-
-
-
-
Corporate
161 100
213 000
-
-
nationa
38 665
51 120
-
-
municipal
8 007
10 585
-
-
total
46 672
61 705
-
-
Dividends
114 428
151 295
-
-
withholding
29 752
39 336
-
-
total
29 752
39 336
-
-
Income
213 000
213 000
213 000
213 000
Total tax
103 121
101 041
118 748
110 858
After tax
109 879
111 959
94 252
102 142
Living cost
25 203
25 203
25 203
25 203
Free-cash
84 676
86 756
69 049
76 939

Estimated living cost  is ₽25203 per week

₽15674
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2553
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6544
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽97006
₽118013
₽107795
₽87694
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
health
-
-
-
28 755
social contributions
-
-
-
33 442
solidarity contribution
-
-
-
2 539
income
-
-
-
22 620
total
-
-
-
87 356
Employee
42 115
-
169 145
-
social contributions
2 737
-
7 444
-
income
5 054
-
20 830
-
solidarity contribution
-
-
1 704
-
health
5 686
-
22 835
-
total
13 477
-
52 813
-
Employer
42 115
-
169 145
-
social contributions
10 529
-
28 632
-
health
3 790
-
15 223
-
total
14 319
-
43 855
-
Corporate
156 566
213 000
-
-
income
29 748
40 470
-
-
total
29 748
40 470
-
-
Dividends
126 818
172 530
-
-
withholding
19 023
25 879
-
-
total
19 023
25 879
-
-
Income
213 000
213 000
213 000
213 000
Total tax
76 567
66 349
96 668
87 356
After tax
136 433
146 651
116 332
125 644
Living cost
28 638
28 638
28 638
28 638
Free-cash
107 795
118 013
87 694
97 006

Estimated living cost  is ₽28638 per week

₽21297
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1586
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽79413
₽87644
₽87181
₽26014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
20 221
health
-
-
-
8 361
surtax
-
-
-
-
unemployment
-
-
-
5 738
income
-
-
-
68 566
chamber of commerce
-
-
-
852
total
-
-
-
103 738
Employee
40 898
37 285
176 629
-
pensions
4 188
3 817
11 193
-
other
408
373
1 094
-
unemployment
1 227
1 119
3 279
-
income
3 643
2 750
57 703
-
health
1 582
1 443
4 229
-
total
11 048
9 502
77 498
-
Employer
40 898
37 285
176 629
-
payroll
1 227
1 119
5 298
-
chamber of commerce
163
149
707
-
pensions
5 133
4 680
13 717
-
surtax
-
-
-
-
other
1 942
1 770
7 817
-
unemployment
1 227
1 119
3 279
-
accident
531
485
1 420
-
health
1 546
1 410
4 132
-
total
11 769
10 732
36 370
-
Corporate
160 332
164 984
173 078
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

40 084
41 246
43 269
-
total
40 084
41 246
43 269
-
Dividends
120 249
123 737
-
-
withholding
33 069
34 027
-
-
total
33 069
34 027
-
-
Income
213 000
213 000
213 000
213 000
Total tax
95 970
95 507
157 137
103 738
After tax
117 030
117 493
55 863
109 262
Living cost
29 849
29 849
29 849
29 849
Free-cash
87 181
87 644
26 014
79 413

Estimated living cost  is ₽29849 per week

₽17906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3049
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8363
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽198977
₽190457
₽188227
₽158507
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
213 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 130
total
-
-
-
2 130
Employee
14 866
-
213 000
-
income
2 973
-
42 600
-
total
2 973
-
42 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

198 134
213 000
-
-
total
-
-
-
-
Dividends
198 134
213 000
-
-
withholding
9 907
10 650
-
-
total
9 907
10 650
-
-
Income
213 000
213 000
213 000
213 000
Total tax
12 880
10 650
42 600
2 130
After tax
200 120
202 350
170 400
210 870
Living cost
11 893
11 893
11 893
11 893
Free-cash
188 227
190 457
158 507
198 977

Estimated living cost  is ₽11893 per week

₽8048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽499
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2946
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽73527
₽121554
₽113729
₽68903
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
213 000
pensions
-
-
-
38 899
health
-
-
-
20 960
unemployment
-
-
-
320
income
-
-
-
54 199
total
-
-
-
114 378
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 373
-
184 303
-
pensions
6 413
-
28 568
-
unemployment
59
-
257
-
income
7 135
-
49 574
-
health
2 672
-
11 906
-
total
16 279
-
90 305
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 373
-
184 303
-
pensions
3 661
-
16 311
-
unemployment
25
-
110
-
health
2 756
-
12 276
-
total
6 442
-
28 697
-
Corporate
165 186
213 000
-
-
income
31 385
40 471
-
-
total
31 385
40 471
-
-
Dividends
133 800
172 529
-
-
withholding
20 070
25 880
-
-
total
20 070
25 880
-
-
Income
213 000
213 000
213 000
213 000
Total tax
74 176
66 351
119 002
114 378
After tax
138 824
146 649
93 998
98 622
Living cost
25 095
25 095
25 095
25 095
Free-cash
113 729
121 554
68 903
73 527

Estimated living cost  is ₽25095 per week

₽17222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1609
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽106398
₽88787
₽43808
₽159758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
social contributions
-
-
-
24 282
income
-
-
-
41 518
total
-
-
-
65 800
Employee
58 504
-
-
-
social contributions
4 797
-
684
-
income
12 905
-
-
-
total
17 702
-
684
-
Employer
58 504
-
-
-
social contributions
82 491
-
11 756
-
total
82 491
-
11 756
-
Corporate
72 005
213 000
-
-
income
15 841
46 860
-
-
total
15 841
46 860
-
-
Dividends
56 164
166 140
-
-
income
12 356
36 551
-
-
total
12 356
36 551
-
-
Income
213 000
213 000
213 000
213 000
Total tax
128 390
83 411
12 440
65 800
After tax
84 610
129 589
200 560
147 200
Living cost
40 802
40 802
40 802
40 802
Free-cash
43 808
88 787
159 758
106 398

Estimated living cost  is ₽40802 per week

₽26474
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3837
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9971
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽81632
₽91807
₽90865
₽64902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
213 000
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
74 017
income
-
-
-
28 004
total
-
-
-
102 021
Employee
43 031
-
172 121
-
social contributions
4 733
-
18 934
-
surtax
-
-
279
-
income
8 951
-
58 659
-
total
13 684
-
77 872
-
Employer
43 031
-
172 121
-
social contributions
10 220
-
40 879
-
total
10 220
-
40 879
-
Corporate
159 750
213 000
-
-
income
33 548
44 730
-
-
surtax
-
-
-
-
total
33 548
44 730
-
-
Dividends
126 202
168 270
-
-
withholding
35 336
47 116
-
-
total
35 336
47 116
-
-
Income
213 000
213 000
213 000
213 000
Total tax
92 788
91 846
118 751
102 021
After tax
120 212
121 154
94 249
110 979
Living cost
29 347
29 347
29 347
29 347
Free-cash
90 865
91 807
64 902
81 632

Estimated living cost  is ₽29347 per week

₽21958
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5168
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽71149
₽62162
₽68594
₽64750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
33 387
health
-
-
-
10 511
surtax
-
-
-
-
other
-
-
-
6 603
social contributions
-
-
-
6 069
income
-
-
-
40 092
total
-
-
-
96 662
Employee
58 599
-
162 359
-
social contributions
1 669
-
4 625
-
surtax
-
-
-
-
pensions
6 628
-
12 324
-
income
5 113
-
35 472
-
total
13 410
-
52 421
-
Employer
58 599
-
162 359
-
pensions
9 628
-
20 559
-
social contributions
176
-
486
-
other
2 022
-
6 774
-
unemployment
2 374
-
6 576
-
health
4 101
-
16 245
-
total
18 301
-
50 640
-
Corporate
136 099
213 000
-
-
income
38 107
59 641
-
-
surtax
-
-
-
-
total
38 107
59 641
-
-
Dividends
97 992
153 359
-
-
withholding
12 544
19 630
-
-
surtax
-
-
-
-
social contributions
16 855
26 378
-
-
total
29 399
46 008
-
-
Income
213 000
213 000
213 000
213 000
Total tax
99 217
105 649
103 061
96 662
After tax
113 783
107 351
109 939
116 338
Living cost
45 189
45 189
45 189
45 189
Free-cash
68 594
62 162
64 750
71 149

Estimated living cost  is ₽45189 per week

₽30583
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3697
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽620
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10289
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽127083
₽163575
₽160433
₽132743
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
social contributions
-
-
-
46 861
income
-
-
-
10 932
total
-
-
-
57 793
Employee
30 079
-
184 415
-
social contributions
1 955
-
11 986
-
income
-
-
11 562
-
total
1 955
-
23 548
-
Employer
30 079
-
184 415
-
social contributions
4 662
-
28 585
-
total
4 662
-
28 585
-
Corporate
178 259
213 000
-
-
income
17 826
21 301
-
-
total
17 826
21 301
-
-
Dividends
160 433
191 699
-
-
total
-
-
-
-
Income
213 000
213 000
213 000
213 000
Total tax
24 443
21 301
52 133
57 793
After tax
188 557
191 699
160 867
155 207
Living cost
28 124
28 124
28 124
28 124
Free-cash
160 433
163 575
132 743
127 083

Estimated living cost  is ₽28124 per week

₽18185
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2120
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
₽77818
₽9378
₽5340
₽9378
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
municipal
-
-
-
45 806
pensions
-
-
-
810
labour market
-
-
-
16 975
national
-
-
-
26 582
total
-
-
-
90 173
Employee
189 972
189 972
189 972
-
municipal
40 453
40 453
40 453
-
national
23 209
23 209
23 209
-
pensions
270
270
270
-
labour market
15 176
15 176
15 176
-
total
79 108
79 108
79 108
-
Employer
189 972
189 972
189 972
-
labour market
15 198
15 198
15 198
-
pensions
540
540
540
-
municipal
40 518
40 518
40 518
-
national
23 249
23 249
23 249
-
total
79 505
79 505
79 505
-
Corporate
9 378
-
-
-
income
2 063
-
-
-
total
2 063
-
-
-
Dividends
7 315
-
-
-
withholding
1 975
-
-
-
total
1 975
-
-
-
Income
213 000
213 000
213 000
213 000
Total tax
162 651
158 613
158 613
90 173
After tax
50 349
54 387
54 387
122 827
Living cost
45 009
45 009
45 009
45 009
Free-cash
5 340
9 378
9 378
77 818

Estimated living cost  is ₽45009 per week

₽30805
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3982
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽692
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9530
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽124817
-₽3374
₽14089
₽96666
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
3 960
health
-
-
-
2 075
other
-
-
-
353
accident
-
-
-
240
income
-
-
-
60 928
total
-
-
-
67 556
Employee
32 447
-
194 502
-
pensions
3 654
-
7 260
-
income
4 451
-
47 680
-
health
3 715
-
22 270
-
total
11 820
-
77 210
-
Employer
32 447
-
194 502
-
pensions
5 276
-
10 484
-
unemployment
795
-
4 765
-
accident
542
-
3 248
-
total
6 613
-
18 497
-
Corporate
173 940
213 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

156 546
191 700
-
-
total
156 546
191 700
-
-
Dividends
17 394
21 300
-
-
withholding
3 305
4 047
-
-
total
3 305
4 047
-
-
Income
213 000
213 000
213 000
213 000
Total tax
178 284
195 747
95 707
67 556
After tax
34 716
17 253
117 293
145 444
Living cost
20 627
20 627
20 627
20 627
Free-cash
14 089
-3 374
96 666
124 817

Estimated living cost  is ₽20627 per week

₽15014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1176
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4050
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽94457
₽94557
₽97446
₽70061
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
213 000
municipal
-
-
-
37 820
health
-
-
-
2 891
national
-
-
-
41 911
total
-
-
-
82 622
Employee
49 224
-
179 188
-
municipal
8 063
-
29 166
-
national
813
-
26 887
-
pensions
3 322
-
12 095
-
unemployment
739
-
2 688
-
health
368
-
2 369
-
total
13 305
-
73 205
-
Employer
49 224
-
179 188
-
pensions
8 540
-
31 089
-
unemployment
320
-
1 165
-
accident
50
-
179
-
health
378
-
1 380
-
total
9 288
-
33 813
-
Corporate
154 488
213 000
-
-
income
30 897
42 599
-
-
total
30 897
42 599
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

92 693
127 800
-
-
municipal
16 684
23 003
-
-
national
9 459
16 920
-
-
total
26 143
39 923
-
-
Income
213 000
213 000
213 000
213 000
Total tax
79 633
82 522
107 018
82 622
After tax
133 367
130 478
105 982
130 378
Living cost
35 921
35 921
35 921
35 921
Free-cash
97 446
94 557
70 061
94 457

Estimated living cost  is ₽35921 per week

₽23463
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3455
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽572
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8432
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽121510
₽133565
₽128475
₽119766
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
health
-
-
-
5 431
social contributions
-
-
-
15 138
income
-
-
-
49 259
total
-
-
-
69 828
Employee
71 944
71 944
201 223
-
social contributions
2 720
5 971
8 054
-
income
7 833
6 660
48 320
-
health
558
1 223
3 421
-
total
11 111
13 854
59 795
-
Employer
71 944
71 944
201 223
-
social contributions
2 720
5 971
8 054
-
health
605
1 332
3 723
-
total
3 325
7 303
11 777
-
Corporate
176 902
133 754
-
-
income
22 112
16 720
-
-
total
22 112
16 720
-
-
Dividends
154 790
117 034
-
-
withholding
26 315
19 896
-
-
total
26 315
19 896
-
-
Income
213 000
213 000
213 000
213 000
Total tax
62 863
57 773
71 572
69 828
After tax
150 137
155 227
141 428
143 172
Living cost
21 662
21 662
21 662
21 662
Free-cash
128 475
133 565
119 766
121 510

Estimated living cost  is ₽21662 per week

₽12982
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2125
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6076
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽166711
₽161531
₽156770
₽147944
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
213 000
pensions
-
-
-
5 951
health
-
-
-
3 386
unemployment
-
-
-
27
income
-
-
-
22 070
total
-
-
-
31 434
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 475
-
203 856
-
pensions
3 221
-
13 316
-
unemployment
107
-
444
-
income
1 468
-
19 751
-
health
1 825
-
7 546
-
total
6 621
-
41 057
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 475
-
203 856
-
pensions
1 181
-
4 883
-
unemployment
107
-
444
-
health
923
-
3 817
-
total
2 211
-
9 144
-
Corporate
189 314
213 000
-
-
income
17 038
19 170
-
-
total
17 038
19 170
-
-
Dividends
172 276
193 830
-
-
withholding
15 505
17 444
-
-
total
15 505
17 444
-
-
Income
213 000
213 000
213 000
213 000
Total tax
41 375
36 614
50 201
31 434
After tax
171 625
176 386
162 799
181 566
Living cost
14 855
14 855
14 855
14 855
Free-cash
156 770
161 531
147 944
166 711

Estimated living cost  is ₽14855 per week

₽9478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1071
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽93268
₽115670
₽111536
₽89342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
24 541
other
-
-
-
87
unemployment
-
-
-
607
accident
-
-
-
781
income
-
-
-
67 988
total
-
-
-
94 004
Employee
34 595
-
185 354
-
pensions
1 626
-
4 077
-
other
34
-
87
-
unemployment
536
-
1 344
-
income
6 670
-
64 776
-
total
8 866
-
70 284
-
Employer
34 595
-
185 354
-
pensions
8 164
-
20 466
-
other
277
-
694
-
unemployment
1 903
-
4 769
-
accident
685
-
1 717
-
total
11 029
-
27 646
-
Corporate
167 376
213 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

25 107
31 950
-
-
total
25 107
31 950
-
-
Dividends
142 268
181 050
-
-
withholding
30 734
39 652
-
-
total
30 734
39 652
-
-
Income
213 000
213 000
213 000
213 000
Total tax
75 736
71 602
97 930
94 004
After tax
137 264
141 398
115 070
118 996
Living cost
25 728
25 728
25 728
25 728
Free-cash
111 536
115 670
89 342
93 268

Estimated living cost  is ₽25728 per week

₽17366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2473
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5438
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽135560
₽131091
₽130792
₽135430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
1 328
health
-
-
-
963
income
-
-
-
73 328
total
-
-
-
75 619
Employee
2 773
-
211 506
-
pensions
250
-
598
-
unemployment
28
-
66
-
income
536
-
73 259
-
health
139
-
332
-
total
953
-
74 255
-
Employer
2 773
-
211 506
-
pensions
305
-
730
-
unemployment
55
-
133
-
health
263
-
631
-
total
623
-
1 494
-
Corporate
209 603
213 000
-
-
income
46 113
46 860
-
-
total
46 113
46 860
-
-
Dividends
163 490
166 140
-
-
withholding
32 698
33 228
-
-
total
32 698
33 228
-
-
Income
213 000
213 000
213 000
213 000
Total tax
80 387
80 088
75 749
75 619
After tax
132 613
132 912
137 251
137 381
Living cost
1 821
1 821
1 821
1 821
Free-cash
130 792
131 091
135 430
135 560

Estimated living cost  is ₽1821 per week

₽1082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽42
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽549
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽121356
₽137719
₽133116
₽121356
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
213 000
pensions
-
-
-
17 971
health
-
-
-
7 119
unemployment
-
-
-
1 037
income
-
-
-
49 343
total
-
-
-
75 470
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 390
-
200 628
-
pensions
3 415
-
9 677
-
unemployment
183
-
518
-
income
3 362
-
49 343
-
health
1 256
-
3 560
-
total
8 216
-
63 098
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 390
-
200 628
-
pensions
2 927
-
8 294
-
unemployment
183
-
518
-
health
1 256
-
3 560
-
total
4 366
-
12 372
-
Corporate
184 244
213 000
-
-
income
27 637
31 950
-
-
total
27 637
31 950
-
-
Dividends
156 607
181 050
-
-
withholding
23 491
27 157
-
-
total
23 491
27 157
-
-
Income
213 000
213 000
213 000
213 000
Total tax
63 710
59 107
75 470
75 470
After tax
149 290
153 893
137 530
137 530
Living cost
16 174
16 174
16 174
16 174
Free-cash
133 116
137 719
121 356
121 356

Estimated living cost  is ₽16174 per week

₽10890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1251
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3565
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽85756
₽95931
₽95595
₽69026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
213 000
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
74 017
income
-
-
-
28 004
total
-
-
-
102 021
Employee
36 313
-
172 121
-
social contributions
3 995
-
18 934
-
surtax
-
-
279
-
income
7 095
-
58 659
-
total
11 090
-
77 872
-
Employer
36 313
-
172 121
-
social contributions
8 624
-
40 879
-
total
8 624
-
40 879
-
Corporate
168 063
213 000
-
-
income
35 293
44 730
-
-
surtax
-
-
-
-
total
35 293
44 730
-
-
Dividends
132 770
168 270
-
-
withholding
37 175
47 116
-
-
total
37 175
47 116
-
-
Income
213 000
213 000
213 000
213 000
Total tax
92 182
91 846
118 751
102 021
After tax
120 818
121 154
94 249
110 979
Living cost
25 223
25 223
25 223
25 223
Free-cash
95 595
95 931
69 026
85 756

Estimated living cost  is ₽25223 per week

₽17865
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1752
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5160
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽86115
₽108517
₽102394
₽82189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
24 541
other
-
-
-
87
unemployment
-
-
-
607
accident
-
-
-
781
income
-
-
-
67 988
total
-
-
-
94 004
Employee
45 186
-
185 354
-
pensions
2 123
-
4 077
-
other
44
-
87
-
unemployment
700
-
1 344
-
income
9 438
-
64 776
-
total
12 305
-
70 284
-
Employer
45 186
-
185 354
-
pensions
10 664
-
20 466
-
other
362
-
694
-
unemployment
2 486
-
4 769
-
accident
895
-
1 717
-
total
14 407
-
27 646
-
Corporate
153 408
213 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

23 010
31 950
-
-
total
23 010
31 950
-
-
Dividends
130 398
181 050
-
-
withholding
28 003
39 652
-
-
total
28 003
39 652
-
-
Income
213 000
213 000
213 000
213 000
Total tax
77 725
71 602
97 930
94 004
After tax
135 275
141 398
115 070
118 996
Living cost
32 881
32 881
32 881
32 881
Free-cash
102 394
108 517
82 189
86 115

Estimated living cost  is ₽32881 per week

₽23614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2557
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽156230
₽166021
₽160320
₽165105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 837
health
-
-
-
3 758
unemployment
-
-
-
131
income
-
-
-
31 950
total
-
-
-
40 676
Employee
21 311
-
206 588
-
accident

We are using the highest rate at 1.1%.

234
-
359
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 871
-
2 869
-
income
2 131
-
20 659
-
health
980
-
1 503
-
total
5 216
-
25 390
-
Employer
21 311
-
206 588
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 348
-
3 601
-
unemployment
128
-
196
-
accident

We are using the highest rate at 1.1%.

234
-
359
-
health
1 471
-
2 255
-
total
4 181
-
6 411
-
Corporate
187 508
213 000
-
-
income
18 751
21 300
-
-
total
18 751
21 300
-
-
Dividends
168 757
191 700
-
-
withholding
8 438
9 585
-
-
total
8 438
9 585
-
-
Income
213 000
213 000
213 000
213 000
Total tax
36 586
30 885
31 801
40 676
After tax
176 414
182 115
181 199
172 324
Living cost
16 094
16 094
16 094
16 094
Free-cash
160 320
166 021
165 105
156 230

Estimated living cost  is ₽16094 per week

₽10644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽921
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4145
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽71065
₽73420
₽85662
₽95387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
213 000
trade
-
-
-
24 322
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 392
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 915
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
71 185
total
-
-
-
105 814
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 552
-
213 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

211
-
3 915
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 828
-
71 185
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 392
-
6 392
-
total
10 431
-
81 492
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
166 448
213 000
-
-
trade
23 886
30 565
-
-
income
24 967
31 950
-
-
chamber of commerce
385
455
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 372
1 758
-
-
total
50 610
64 728
-
-
Dividends
115 837
148 273
-
-
withholding
28 603
36 712
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 573
2 019
-
-
total
30 176
38 731
-
-
Income
213 000
213 000
213 000
213 000
Total tax
91 217
103 459
81 492
105 814
After tax
121 783
109 541
131 508
107 186
Living cost
36 121
36 121
36 121
36 121
Free-cash
85 662
73 420
95 387
71 065

Estimated living cost  is ₽36121 per week

₽24917
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6793
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽53315
₽95804
₽97870
₽53315
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
social contributions
-
-
-
36 653
income
-
-
-
69 736
total
-
-
-
106 389
Employee
73 185
-
213 000
-
social contributions
6 080
-
36 653
-
income
13 810
-
69 736
-
total
19 890
-
106 389
-
Employer
73 185
-
213 000
-
total
-
-
-
-
Corporate
139 815
213 000
-
-
income
17 476
26 625
-
-
total
17 476
26 625
-
-
Dividends
122 338
186 375
-
-
withholding
24 468
37 275
-
-
total
24 468
37 275
-
-
Income
213 000
213 000
213 000
213 000
Total tax
61 834
63 900
106 389
106 389
After tax
151 166
149 100
106 611
106 611
Living cost
53 296
53 296
53 296
53 296
Free-cash
97 870
95 804
53 315
53 315

Estimated living cost  is ₽53296 per week

₽40547
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽141349
₽99545
₽102814
₽114542
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
213 000
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 738
income
-
-
-
31 950
total
-
-
-
37 688
Employee
42 920
-
208 696
-
social contributions
4 300
-
4 304
-
income
4 657
-
55 887
-
total
8 957
-
60 191
-
Employer
42 920
-
208 696
-
social contributions
4 300
-
4 304
-
total
4 300
-
4 304
-
Corporate
165 780
213 000
-
-
income
58 023
74 549
-
-
total
58 023
74 549
-
-
Dividends
107 757
138 451
-
-
social contributions
4 943
4 943
-
-
total
4 943
4 943
-
-
Income
213 000
213 000
213 000
213 000
Total tax
76 223
79 492
64 495
37 688
After tax
136 777
133 508
148 505
175 312
Living cost
33 963
33 963
33 963
33 963
Free-cash
102 814
99 545
114 542
141 349

Estimated living cost  is ₽33963 per week

₽22371
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8393
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽103287
₽99792
₽105229
₽84291
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
9 287
income
-
-
-
66 317
total
-
-
-
75 604
Employee
46 820
-
185 593
-
pensions
3 573
-
11 048
-
income
8 526
-
53 653
-
health
611
-
2 492
-
total
12 710
-
67 193
-
Employer
46 820
-
185 593
-
pensions
4 730
-
23 880
-
health
890
-
3 527
-
total
5 620
-
27 407
-
Corporate
160 560
213 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

30 507
40 469
-
-
total
30 507
40 469
-
-
Dividends
130 053
172 531
-
-
withholding
24 825
38 630
-
-
total
24 825
38 630
-
-
Income
213 000
213 000
213 000
213 000
Total tax
73 662
79 099
94 600
75 604
After tax
139 338
133 901
118 400
137 396
Living cost
34 109
34 109
34 109
34 109
Free-cash
105 229
99 792
84 291
103 287

Estimated living cost  is ₽34109 per week

₽23399
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3137
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7145
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽122775
-₽5416
₽13776
₽94624
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
pensions
-
-
-
3 960
health
-
-
-
2 075
other
-
-
-
353
accident
-
-
-
240
income
-
-
-
60 928
total
-
-
-
67 556
Employee
35 659
-
194 502
-
pensions
4 015
-
7 260
-
income
4 892
-
47 680
-
health
4 083
-
22 270
-
total
12 990
-
77 210
-
Employer
35 659
-
194 502
-
pensions
5 798
-
10 484
-
unemployment
874
-
4 765
-
accident
595
-
3 248
-
total
7 267
-
18 497
-
Corporate
170 074
213 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

153 066
191 700
-
-
total
153 066
191 700
-
-
Dividends
17 007
21 300
-
-
withholding
3 232
4 047
-
-
total
3 232
4 047
-
-
Income
213 000
213 000
213 000
213 000
Total tax
176 555
195 747
95 707
67 556
After tax
36 445
17 253
117 293
145 444
Living cost
22 669
22 669
22 669
22 669
Free-cash
13 776
-5 416
94 624
122 775

Estimated living cost  is ₽22669 per week

₽16637
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1321
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽123461
₽150330
₽147504
₽143997
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
213 000
pensions
-
-
-
27 481
health insurance
-
-
-
11 052
work injury
-
-
-
747
unemployment
-
-
-
1 792
income
-
-
-
35 852
total
-
-
-
76 924
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 184
-
213 000
-
pensions
3 714
-
13 741
-
health insurance
1 494
-
5 526
-
unemployment
242
-
896
-
income
2 018
-
35 852
-
work injury
101
-
373
-
total
7 569
-
56 388
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
192 816
213 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

19 282
21 300
-
-
total
19 282
21 300
-
-
Dividends
173 535
191 700
-
-
withholding
26 030
28 755
-
-
total
26 030
28 755
-
-
Income
213 000
213 000
213 000
213 000
Total tax
52 881
50 055
56 388
76 924
After tax
160 119
162 945
156 612
136 076
Living cost
12 615
12 615
12 615
12 615
Free-cash
147 504
150 330
143 997
123 461

Estimated living cost  is ₽12615 per week

₽7815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽917
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3490
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽62857
₽74923
₽70667
₽55170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
municipal
-
-
-
1 495
regional
-
-
-
5 221
social contributions
-
-
-
46 827
national
-
-
-
59 328
total
-
-
-
112 871
Employee
78 840
-
213 000
-
social contributions
26 584
-
61 391
-
municipal
471
-
1 365
-
regional
1 190
-
4 736
-
national
13 323
-
53 066
-
total
41 568
-
120 558
-
Employer
78 840
-
213 000
-
total
-
-
-
-
Corporate
134 160
213 000
-
-
nationa
32 199
51 120
-
-
municipal
6 466
10 266
-
-
total
38 665
61 386
-
-
Dividends
95 495
151 614
-
-
withholding
24 828
39 419
-
-
total
24 828
39 419
-
-
Income
213 000
213 000
213 000
213 000
Total tax
105 061
100 805
120 558
112 871
After tax
107 939
112 195
92 442
100 129
Living cost
37 272
37 272
37 272
37 272
Free-cash
70 667
74 923
55 170
62 857

Estimated living cost  is ₽37272 per week

₽26181
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽563
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7963
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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