Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 213000
per

Your estimated
City
free-cash

Valencia , Spain
₽30566
₽6421
₽4785
₽8205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
213 000
accident
-
-
-
1 917
income
-
-
-
30 915
other
-
-
-
211
unemployment
-
-
-
1 495
pensions
-
-
-
60 280
total
-
-
-
94 818
Employee
152 478
-
161 508
-
other
149
-
164
-
unemployment
2 363
-
2 504
-
pensions
7 168
-
7 591
-
income
29 396
-
31 431
-
total
39 076
-
41 690
-
Employer
152 478
-
161 508
-
pensions
35 982
-
38 118
-
accident
3 021
-
3 201
-
unemployment
8 389
-
8 882
-
other
1 221
-
1 291
-
total
48 613
-
51 492
-
Corporate
11 910
213 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 784
31 952
-
-
total
1 784
31 952
-
-
Dividends
10 126
181 048
-
-
withholding
1 925
37 085
-
-
total
1 925
37 085
-
-
Income
213 000
213 000
213 000
213 000
Total tax
91 398
69 037
93 182
94 818
After tax
121 602
143 963
119 818
118 182
Living cost
113 397
113 397
113 397
113 397
Free-cash
8 205
30 566
6 421
4 785

Estimated living cost  is ₽113397 per month

₽76541
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10901
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1988
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23969
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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