Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 212500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽21517
₽53888
₽93462
₽85324
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
212 500
city
-
-
-
2 240
pensions
-
-
-
19 549
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 249
regional
-
-
-
11 686
health
-
-
-
478
national
-
-
-
5 183
total
-
-
-
43 385
Employee
88 533
-
191 037
-
city
950
-
2 064
-
regional
2 899
-
10 351
-
health
200
-
429
-
pensions
7 438
-
15 113
-
unemployment
-
-
-
-
national
419
-
4 204
-
total
11 906
-
32 161
-
Employer
88 533
-
191 037
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 770
-
3 820
-
unemployment
-
-
-
-
pensions
7 438
-
15 113
-
health
200
-
429
-
total
9 408
-
19 362
-
Corporate
113 585
212 500
-
-
regional
24 024
44 945
-
-
national
9 655
18 063
-
-
total
33 679
63 008
-
-
Dividends
79 906
149 493
-
-
withholding
27 966
52 322
-
-
total
27 966
52 322
-
-
Income
212 500
212 500
212 500
212 500
Total tax
82 959
115 330
51 523
43 385
After tax
129 541
97 170
160 977
169 115
Living cost
75 653
75 653
75 653
75 653
Free-cash
53 888
21 517
85 324
93 462

Estimated living cost  is ₽75653 per week

₽49196
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6789
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽929
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18739
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close