Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 211500
per

Your estimated
City
free-cash

Dresden , Germany
₽76283
₽87357
₽75268
₽101245
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 500
trade
-
-
-
25 977
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 270
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 842
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 810
total
-
-
-
105 899
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 304
-
211 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 842
-
6 842
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
3 810
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 070
-
69 270
-
total
7 971
-
79 922
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
173 196
211 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 429
1 745
-
-
income
25 979
31 724
-
-
trade
27 279
33 311
-
-
chamber of commerce
401
456
-
-
total
55 088
67 236
-
-
Dividends
118 108
144 264
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 604
1 963
-
-
withholding
29 147
35 685
-
-
total
30 751
37 648
-
-
Income
211 500
211 500
211 500
211 500
Total tax
93 810
104 884
79 922
105 899
After tax
117 690
106 616
131 578
105 601
Living cost
30 333
30 333
30 333
30 333
Free-cash
87 357
76 283
101 245
75 268

Estimated living cost  is ₽30333 per week

₽19081
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3537
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7150
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽81444
₽80604
₽70875
₽72010
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
municipal
-
-
-
23 424
pensions
-
-
-
25 380
national
-
-
-
39 015
social contributions
-
-
-
2 274
total
-
-
-
90 093
Employee
78 334
-
182 840
-
municipal
9 676
-
24 243
-
pensions
3 133
-
7 314
-
national
14 993
-
40 808
-
total
27 802
-
72 365
-
Employer
78 334
-
182 840
-
social contributions
842
-
1 966
-
pensions
6 267
-
14 627
-
total
7 109
-
16 593
-
Corporate
120 887
211 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

24 177
42 300
-
-
total
24 177
42 300
-
-
Dividends
96 709
169 200
-
-
withholding
21 276
37 224
-
-
total
21 276
37 224
-
-
Income
211 500
211 500
211 500
211 500
Total tax
80 364
79 524
88 958
90 093
After tax
131 136
131 976
122 542
121 407
Living cost
50 532
50 532
50 532
50 532
Free-cash
80 604
81 444
72 010
70 875

Estimated living cost  is ₽50532 per week

₽34346
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4697
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽756
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10732
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽148365
₽140151
₽55165
₽70393
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
211 500
microenterprise
-
-
-
-
income
-
-
-
43 197
surtax
-
-
-
53 933
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 370
total
-
-
-
135 500
Employee
29 263
-
164 639
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 219
-
13 128
-
surtax
-
-
23 874
-
income
5 209
-
36 409
-
total
8 428
-
73 411
-
Employer
29 263
-
164 639
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 049
-
28 752
-
surtax
-
-
18 109
-
total
7 049
-
46 861
-
Corporate
175 188
211 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

35 037
42 300
-
-
total
35 037
42 300
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

140 151
169 200
-
-
total
-
-
-
-
Income
211 500
211 500
211 500
211 500
Total tax
50 514
42 300
120 272
135 500
After tax
160 986
169 200
91 228
76 000
Living cost
20 835
20 835
20 835
20 835
Free-cash
140 151
148 365
70 393
55 165

Estimated living cost  is ₽20835 per week

₽13292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1984
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5086
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽63283
₽57148
₽72371
₽93337
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
73 095
pensions
-
-
-
11 733
health
-
-
-
12 349
total
-
-
-
97 177
Employee
85 520
85 520
192 889
-
health
13 126
11 165
12 349
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 998
13 998
33 518
-
pensions
15 394
11 733
11 733
-
total
42 518
36 896
57 600
-
Employer
85 520
85 520
192 889
-
unemployment
3 079
3 079
3 826
-
pensions
5 952
5 952
7 398
-
health
5 945
5 945
7 387
-
total
14 976
14 976
18 611
-
Corporate
112 053
111 004
-
-
income
22 410
22 201
-
-
total
22 410
22 201
-
-
Dividends
89 643
88 803
-
-
income
19 050
18 872
-
-
withholding
13 446
13 320
-
-
total
32 496
32 192
-
-
Income
211 500
211 500
211 500
211 500
Total tax
112 400
106 265
76 211
97 177
After tax
99 100
105 235
135 289
114 323
Living cost
41 952
41 952
41 952
41 952
Free-cash
57 148
63 283
93 337
72 371

Estimated living cost  is ₽41952 per week

₽29731
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽667
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7773
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽76954
₽76089
₽67523
₽66589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
municipal
-
-
-
55 775
accident
-
-
-
169
pensions
-
-
-
9 127
other
-
-
-
9 811
unemployment
-
-
-
84
health
-
-
-
5 269
national
-
-
-
25 217
total
-
-
-
105 452
Employee
54 894
-
184 971
-
municipal
16 369
-
55 158
-
national
-
-
24 699
-
total
16 369
-
79 857
-
Employer
54 894
-
184 971
-
accident
110
-
169
-
other
6 379
-
9 811
-
unemployment
1 449
-
2 229
-
pensions
5 934
-
9 127
-
health
3 376
-
5 193
-
total
17 248
-
26 529
-
Corporate
139 358
211 500
-
-
income
30 659
46 530
-
-
total
30 659
46 530
-
-
Dividends
108 699
164 970
-
-
withholding
32 610
49 491
-
-
total
32 610
49 491
-
-
Income
211 500
211 500
211 500
211 500
Total tax
96 886
96 021
106 386
105 452
After tax
114 614
115 479
105 114
106 048
Living cost
38 525
38 525
38 525
38 525
Free-cash
76 089
76 954
66 589
67 523

Estimated living cost  is ₽38525 per week

₽25533
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3780
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8627
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽66188
₽80257
₽65104
₽92237
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 500
trade
-
-
-
27 133
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 270
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 842
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 810
total
-
-
-
107 055
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 786
-
211 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 842
-
6 842
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

239
-
3 810
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 363
-
69 270
-
total
11 444
-
79 922
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
160 714
211 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 327
1 745
-
-
income
24 107
31 724
-
-
trade
26 437
34 792
-
-
chamber of commerce
380
452
-
-
total
52 251
68 713
-
-
Dividends
108 463
142 787
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 471
1 942
-
-
withholding
26 736
35 316
-
-
total
28 207
37 258
-
-
Income
211 500
211 500
211 500
211 500
Total tax
91 902
105 971
79 922
107 055
After tax
119 598
105 529
131 578
104 445
Living cost
39 341
39 341
39 341
39 341
Free-cash
80 257
66 188
92 237
65 104

Estimated living cost  is ₽39341 per week

₽26312
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽587
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8294
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽121695
₽117543
₽110321
₽108555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
47 101
health
-
-
-
5 393
social contributions
-
-
-
16 203
total
-
-
-
68 697
Employee
77 007
77 007
199 195
-
social contributions
3 742
6 391
8 620
-
health
766
1 309
3 387
-
income
8 086
7 129
46 151
-
total
12 594
14 829
58 158
-
Employer
77 007
77 007
199 195
-
social contributions
3 742
6 391
8 620
-
health
834
1 425
3 685
-
total
4 576
7 816
12 305
-
Corporate
161 847
126 676
-
-
income
20 230
15 835
-
-
total
20 230
15 835
-
-
Dividends
141 617
110 842
-
-
withholding
24 075
18 843
-
-
total
24 075
18 843
-
-
Income
211 500
211 500
211 500
211 500
Total tax
61 475
57 323
70 463
68 697
After tax
150 025
154 177
141 037
142 803
Living cost
32 482
32 482
32 482
32 482
Free-cash
117 543
121 695
108 555
110 321

Estimated living cost  is ₽32482 per week

₽22205
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2537
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7195
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽100509
₽100888
₽128288
₽104379
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
25 856
pensions
-
-
-
21 150
unemployment
-
-
-
3 173
health
-
-
-
14 805
total
-
-
-
64 984
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 313
10 472
176 987
-
health
1 842
733
12 389
-
income
3 217
1 280
21 637
-
pensions
2 631
1 047
17 699
-
unemployment
395
157
2 655
-
total
8 085
3 217
54 380
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 313
10 472
176 987
-
pensions
5 131
2 042
34 513
-
total
5 131
2 042
34 513
-
Corporate
180 057
198 986
-
-
income
16 205
17 909
-
-
total
16 205
17 909
-
-
Dividends
163 851
181 077
-
-
social contributions
31 831
35 190
-
-
withholding
31 132
34 405
-
-
total
62 963
69 595
-
-
Income
211 500
211 500
211 500
211 500
Total tax
92 384
92 763
88 893
64 984
After tax
119 116
118 737
122 607
146 516
Living cost
18 228
18 228
18 228
18 228
Free-cash
100 888
100 509
104 379
128 288

Estimated living cost  is ₽18228 per week

₽12439
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1491
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽364
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3933
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽145011
₽138791
₽89174
₽97715
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
28 341
pensions
-
-
-
42 300
health
-
-
-
27 496
total
-
-
-
98 137
Employee
28 410
-
158 073
-
income
3 198
-
30 476
-
pensions
568
-
3 162
-
unemployment
454
-
2 530
-
total
4 220
-
36 168
-
Employer
28 410
-
158 073
-
unemployment
228
-
1 264
-
pensions
5 682
-
31 614
-
health
3 693
-
20 550
-
total
9 603
-
53 428
-
Corporate
173 487
211 500
-
-
income
34 697
42 300
-
-
total
34 697
42 300
-
-
Dividends
138 791
169 200
-
-
total
-
-
-
-
Income
211 500
211 500
211 500
211 500
Total tax
48 520
42 300
89 596
98 137
After tax
162 980
169 200
121 904
113 363
Living cost
24 189
24 189
24 189
24 189
Free-cash
138 791
145 011
97 715
89 174

Estimated living cost  is ₽24189 per week

₽16591
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1441
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽4822
₽13763
₽122500
₽94185
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
accident
-
-
-
252
income
-
-
-
60 096
pensions
-
-
-
4 152
other
-
-
-
370
health
-
-
-
2 176
total
-
-
-
67 046
Employee
34 535
-
192 572
-
health
3 954
-
22 049
-
income
4 738
-
46 771
-
pensions
3 889
-
7 613
-
total
12 581
-
76 433
-
Employer
34 535
-
192 572
-
accident
577
-
3 216
-
unemployment
846
-
4 718
-
pensions
5 616
-
10 994
-
total
7 039
-
18 928
-
Corporate
169 927
211 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

152 934
190 350
-
-
total
152 934
190 350
-
-
Dividends
16 993
21 150
-
-
withholding
3 229
4 018
-
-
total
3 229
4 018
-
-
Income
211 500
211 500
211 500
211 500
Total tax
175 783
194 368
95 361
67 046
After tax
35 717
17 132
116 139
144 454
Living cost
21 954
21 954
21 954
21 954
Free-cash
13 763
-4 822
94 185
122 500

Estimated living cost  is ₽21954 per week

₽16090
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽191916
₽190227
₽200376
₽160191
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
211 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 115
total
-
-
-
2 115
Employee
11 261
-
211 500
-
income
2 252
-
42 300
-
total
2 252
-
42 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

200 239
211 500
-
-
total
-
-
-
-
Dividends
200 239
211 500
-
-
withholding
10 012
10 575
-
-
total
10 012
10 575
-
-
Income
211 500
211 500
211 500
211 500
Total tax
12 264
10 575
42 300
2 115
After tax
199 236
200 925
169 200
209 385
Living cost
9 009
9 009
9 009
9 009
Free-cash
190 227
191 916
160 191
200 376

Estimated living cost  is ₽9009 per week

₽5583
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽749
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽248
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽128704
₽121941
₽98315
₽96537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
36 016
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
36 550
other
-
-
-
7 233
health
-
-
-
6 701
total
-
-
-
86 500
Employee
36 362
-
172 959
-
health
509
-
2 132
-
income
6 260
-
35 423
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 545
-
10 660
-
unemployment
363
-
1 522
-
total
9 677
-
49 737
-
Employer
36 362
-
172 959
-
accident
291
-
1 384
-
other
1 819
-
7 613
-
unemployment
363
-
1 522
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 182
-
25 890
-
health
509
-
2 132
-
total
9 164
-
38 541
-
Corporate
165 974
211 500
-
-
income
34 854
44 416
-
-
total
34 854
44 416
-
-
Dividends
131 120
167 084
-
-
withholding
9 179
11 695
-
-
total
9 179
11 695
-
-
Income
211 500
211 500
211 500
211 500
Total tax
62 874
56 111
88 278
86 500
After tax
148 626
155 389
123 222
125 000
Living cost
26 685
26 685
26 685
26 685
Free-cash
121 941
128 704
96 537
98 315

Estimated living cost  is ₽26685 per week

₽18854
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1802
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5599
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽67389
₽75502
₽70307
₽51351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
64 058
pensions
-
-
-
9 745
total
-
-
-
73 803
Employee
95 347
-
184 442
-
health
1 571
-
2 541
-
income
17 187
-
51 422
-
pensions
9 198
-
11 740
-
total
27 956
-
65 703
-
Employer
95 347
-
184 442
-
pensions
11 258
-
23 552
-
health
1 811
-
3 504
-
total
13 069
-
27 056
-
Corporate
103 085
211 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

19 586
40 184
-
-
total
19 586
40 184
-
-
Dividends
83 499
171 316
-
-
withholding
7 997
36 537
-
-
total
7 997
36 537
-
-
Income
211 500
211 500
211 500
211 500
Total tax
68 608
76 721
92 759
73 803
After tax
142 892
134 779
118 741
137 697
Living cost
67 390
67 390
67 390
67 390
Free-cash
75 502
67 389
51 351
70 307

Estimated living cost  is ₽67390 per week

₽50497
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7918
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8428
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽167687
₽163030
₽157280
₽165951
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
31 725
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 183
unemployment
-
-
-
140
health
-
-
-
4 027
total
-
-
-
41 075
Employee
17 405
-
204 629
-
health
801
-
1 611
-
accident

We are using the highest rate at 1.1%.

192
-
385
-
income
1 740
-
20 463
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 528
-
3 075
-
total
4 261
-
25 534
-
Employer
17 405
-
204 629
-
accident

We are using the highest rate at 1.1%.

192
-
385
-
unemployment
104
-
210
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 918
-
3 859
-
health
1 201
-
2 416
-
total
3 415
-
6 870
-
Corporate
190 679
211 500
-
-
income
19 068
21 150
-
-
total
19 068
21 150
-
-
Dividends
171 611
190 350
-
-
withholding
8 581
9 518
-
-
total
8 581
9 518
-
-
Income
211 500
211 500
211 500
211 500
Total tax
35 325
30 668
32 404
41 075
After tax
176 175
180 832
179 096
170 425
Living cost
13 145
13 145
13 145
13 145
Free-cash
163 030
167 687
165 951
157 280

Estimated living cost  is ₽13145 per week

₽7674
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽939
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽348
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽49703
₽52224
₽58791
₽79757
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
73 095
pensions
-
-
-
11 733
health
-
-
-
12 349
total
-
-
-
97 177
Employee
92 848
85 520
192 889
-
health
11 583
11 165
12 349
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 998
13 998
33 518
-
pensions
11 733
11 733
11 733
-
total
37 314
36 896
57 600
-
Employer
92 848
85 520
192 889
-
unemployment
3 343
3 079
3 826
-
pensions
6 462
5 952
7 398
-
health
6 452
5 945
7 387
-
total
16 257
14 976
18 611
-
Corporate
102 396
111 004
-
-
income
20 479
22 201
-
-
total
20 479
22 201
-
-
Dividends
81 916
88 803
-
-
income
17 406
18 872
-
-
withholding
12 288
13 320
-
-
total
29 694
32 192
-
-
Income
211 500
211 500
211 500
211 500
Total tax
103 744
106 265
76 211
97 177
After tax
107 756
105 235
135 289
114 323
Living cost
55 532
55 532
55 532
55 532
Free-cash
52 224
49 703
79 757
58 791

Estimated living cost  is ₽55532 per week

₽40964
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽637
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8972
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽121545
₽112957
₽99911
₽90776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
22 246
health
-
-
-
28 552
solidarity contribution
-
-
-
2 077
social contributions
-
-
-
34 641
total
-
-
-
87 516
Employee
35 402
-
166 827
-
social contributions
2 301
-
7 711
-
health
4 779
-
22 522
-
solidarity contribution
-
-
1 257
-
income
4 248
-
20 489
-
total
11 328
-
51 979
-
Employer
35 402
-
166 827
-
social contributions
8 851
-
29 658
-
health
3 186
-
15 014
-
total
12 037
-
44 672
-
Corporate
164 061
211 500
-
-
income
31 172
40 185
-
-
total
31 172
40 185
-
-
Dividends
132 890
171 315
-
-
withholding
19 933
25 697
-
-
total
19 933
25 697
-
-
Income
211 500
211 500
211 500
211 500
Total tax
74 470
65 882
96 651
87 516
After tax
137 030
145 618
114 849
123 984
Living cost
24 073
24 073
24 073
24 073
Free-cash
112 957
121 545
90 776
99 911

Estimated living cost  is ₽24073 per week

₽16722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1713
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5166
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽70588
₽65356
₽58806
₽50317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
municipal
-
-
-
1 290
regional
-
-
-
2 610
national
-
-
-
56 413
social contributions
-
-
-
50 123
total
-
-
-
110 436
Employee
89 003
-
211 500
-
social contributions
30 012
-
65 712
-
regional
840
-
2 338
-
municipal
471
-
1 167
-
national
15 422
-
49 708
-
total
46 745
-
118 925
-
Employer
89 003
-
211 500
-
total
-
-
-
-
Corporate
122 497
211 500
-
-
nationa
29 400
50 759
-
-
municipal
4 778
8 248
-
-
total
34 178
59 007
-
-
Dividends
88 319
152 493
-
-
withholding
22 963
39 647
-
-
total
22 963
39 647
-
-
Income
211 500
211 500
211 500
211 500
Total tax
103 886
98 654
118 925
110 436
After tax
107 614
112 846
92 575
101 064
Living cost
42 258
42 258
42 258
42 258
Free-cash
65 356
70 588
50 317
58 806

Estimated living cost  is ₽42258 per week

₽29457
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽648
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9381
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽110935
₽107817
₽77522
₽71398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
64 710
pensions
-
-
-
26 732
other
-
-
-
-
unemployment
-
-
-
228
health
-
-
-
9 489
surtax
-
-
-
10 720
total
-
-
-
111 879
Employee
33 118
-
183 366
-
other
-
-
-
-
health
846
-
3 408
-
surtax
108
-
9 523
-
income
5 551
-
58 720
-
pensions
2 208
-
8 915
-
unemployment
2 305
-
9 303
-
total
11 018
-
89 869
-
Employer
33 118
-
183 366
-
other
-
-
-
-
unemployment
1 049
-
4 236
-
pensions
4 415
-
17 817
-
health
1 507
-
6 081
-
total
6 971
-
28 134
-
Corporate
171 412
211 500
-
-
income
44 568
54 990
-
-
total
44 568
54 990
-
-
Dividends
126 844
156 510
-
-
withholding
19 027
23 476
-
-
total
19 027
23 476
-
-
Income
211 500
211 500
211 500
211 500
Total tax
81 584
78 466
118 003
111 879
After tax
129 916
133 034
93 497
99 621
Living cost
22 099
22 099
22 099
22 099
Free-cash
107 817
110 935
71 398
77 522

Estimated living cost  is ₽22099 per week

₽13512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽88740
₽95394
₽91658
₽72702
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
64 058
pensions
-
-
-
9 745
total
-
-
-
73 803
Employee
63 899
-
184 442
-
health
928
-
2 541
-
income
11 508
-
51 422
-
pensions
5 424
-
11 740
-
total
17 860
-
65 703
-
Employer
63 899
-
184 442
-
pensions
6 917
-
23 552
-
health
1 214
-
3 504
-
total
8 131
-
27 056
-
Corporate
139 470
211 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

26 499
40 184
-
-
total
26 499
40 184
-
-
Dividends
112 972
171 316
-
-
withholding
17 577
36 537
-
-
total
17 577
36 537
-
-
Income
211 500
211 500
211 500
211 500
Total tax
70 067
76 721
92 759
73 803
After tax
141 433
134 779
118 741
137 697
Living cost
46 039
46 039
46 039
46 039
Free-cash
95 394
88 740
72 702
91 658

Estimated living cost  is ₽46039 per week

₽34492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3451
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7614
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽21061
₽53430
₽92723
₽84579
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
city
-
-
-
2 229
pensions
-
-
-
19 458
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 230
regional
-
-
-
11 606
health
-
-
-
476
national
-
-
-
5 125
total
-
-
-
43 124
Employee
88 533
-
190 111
-
city
950
-
2 054
-
regional
2 899
-
10 273
-
health
200
-
427
-
pensions
7 438
-
15 068
-
unemployment
-
-
-
-
national
419
-
4 148
-
total
11 906
-
31 970
-
Employer
88 533
-
190 111
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 770
-
3 803
-
unemployment
-
-
-
-
pensions
7 438
-
15 068
-
health
200
-
427
-
total
9 408
-
19 298
-
Corporate
112 585
211 500
-
-
regional
23 812
44 733
-
-
national
9 570
17 977
-
-
total
33 382
62 710
-
-
Dividends
79 203
148 790
-
-
withholding
27 721
52 076
-
-
total
27 721
52 076
-
-
Income
211 500
211 500
211 500
211 500
Total tax
82 417
114 786
51 268
43 124
After tax
129 083
96 714
160 232
168 376
Living cost
75 653
75 653
75 653
75 653
Free-cash
53 430
21 061
84 579
92 723

Estimated living cost  is ₽75653 per week

₽49196
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6789
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽929
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18739
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽58564
₽74801
₽57415
₽85701
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 500
trade
-
-
-
28 286
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 270
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 842
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 810
total
-
-
-
108 208
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 186
-
211 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 842
-
6 842
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

390
-
3 810
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 077
-
69 270
-
total
14 309
-
79 922
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
151 314
211 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 249
1 745
-
-
income
22 697
31 724
-
-
trade
25 951
36 272
-
-
chamber of commerce
365
450
-
-
total
50 262
70 191
-
-
Dividends
101 053
141 309
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 368
1 921
-
-
withholding
24 883
34 947
-
-
total
26 251
36 868
-
-
Income
211 500
211 500
211 500
211 500
Total tax
90 822
107 059
79 922
108 208
After tax
120 678
104 441
131 578
103 292
Living cost
45 877
45 877
45 877
45 877
Free-cash
74 801
58 564
85 701
57 415

Estimated living cost  is ₽45877 per week

₽33507
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3670
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽597
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8105
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽72332
₽78249
₽82667
₽77346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
37 581
pensions
-
-
-
34 368
other
-
-
-
6 557
health
-
-
-
10 038
surtax
-
-
-
-
social contributions
-
-
-
6 026
total
-
-
-
94 570
Employee
42 861
-
161 927
-
social contributions
1 222
-
4 614
-
surtax
-
-
-
-
income
2 530
-
33 713
-
pensions
4 846
-
11 990
-
total
8 598
-
50 317
-
Employer
42 861
-
161 927
-
other
1 479
-
6 628
-
social contributions
129
-
487
-
unemployment
1 735
-
6 558
-
pensions
7 041
-
20 054
-
health
3 001
-
15 847
-
total
13 385
-
49 574
-
Corporate
155 254
211 500
-
-
surtax
-
-
-
-
income
43 471
59 220
-
-
total
43 471
59 220
-
-
Dividends
111 783
152 280
-
-
surtax
-
-
-
-
social contributions
19 225
26 194
-
-
withholding
14 309
19 491
-
-
total
33 534
45 685
-
-
Income
211 500
211 500
211 500
211 500
Total tax
98 988
104 905
99 891
94 570
After tax
112 512
106 595
111 609
116 930
Living cost
34 263
34 263
34 263
34 263
Free-cash
78 249
72 332
77 346
82 667

Estimated living cost  is ₽34263 per week

₽21604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2786
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽75727
₽81289
₽86062
₽80741
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
37 581
pensions
-
-
-
34 368
other
-
-
-
6 557
health
-
-
-
10 038
surtax
-
-
-
-
social contributions
-
-
-
6 026
total
-
-
-
94 570
Employee
38 259
-
161 927
-
social contributions
1 091
-
4 614
-
surtax
-
-
-
-
income
1 973
-
33 713
-
pensions
4 327
-
11 990
-
total
7 391
-
50 317
-
Employer
38 259
-
161 927
-
other
1 321
-
6 628
-
social contributions
114
-
487
-
unemployment
1 549
-
6 558
-
pensions
6 287
-
20 054
-
health
2 678
-
15 847
-
total
11 949
-
49 574
-
Corporate
161 292
211 500
-
-
surtax
-
-
-
-
income
45 162
59 220
-
-
total
45 162
59 220
-
-
Dividends
116 130
152 280
-
-
surtax
-
-
-
-
social contributions
19 976
26 194
-
-
withholding
14 865
19 491
-
-
total
34 841
45 685
-
-
Income
211 500
211 500
211 500
211 500
Total tax
99 343
104 905
99 891
94 570
After tax
112 157
106 595
111 609
116 930
Living cost
30 868
30 868
30 868
30 868
Free-cash
81 289
75 727
80 741
86 062

Estimated living cost  is ₽30868 per week

₽17902
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3136
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9246
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽107798
₽108316
₽114590
₽109196
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
31 724
health
-
-
-
14 763
social contributions
-
-
-
29 187
total
-
-
-
75 674
Employee
33 955
-
211 500
-
social contributions
4 687
-
29 187
-
health
2 370
-
14 763
-
income
5 663
-
37 118
-
total
12 720
-
81 068
-
Employer
33 955
-
211 500
-
total
-
-
-
-
Corporate
177 545
211 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

8 877
10 574
-
-
total
8 877
10 574
-
-
Dividends
168 668
200 926
-
-
health
11 773
14 025
-
-
social contributions
23 277
27 728
-
-
withholding
25 301
30 139
-
-
total
60 351
71 892
-
-
Income
211 500
211 500
211 500
211 500
Total tax
81 948
82 466
81 068
75 674
After tax
129 552
129 034
130 432
135 826
Living cost
21 236
21 236
21 236
21 236
Free-cash
108 316
107 798
109 196
114 590

Estimated living cost  is ₽21236 per week

₽14212
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1309
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5224
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽81401
₽79851
₽73286
₽20308
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
chamber of commerce
-
-
-
846
income
-
-
-
65 148
pensions
-
-
-
21 644
unemployment
-
-
-
6 142
health
-
-
-
8 949
surtax
-
-
-
198
total
-
-
-
102 927
Employee
50 048
39 910
173 506
-
other
500
399
1 171
-
health
1 937
1 545
4 527
-
income
5 698
2 944
54 298
-
pensions
5 126
4 086
11 980
-
unemployment
1 501
1 197
3 510
-
total
14 762
10 171
75 486
-
Employer
50 048
39 910
173 506
-
accident
650
519
1 520
-
other
2 377
1 895
7 761
-
chamber of commerce
200
160
694
-
unemployment
1 501
1 197
3 510
-
surtax
198
198
198
-
pensions
6 281
5 010
14 683
-
payroll
1 501
1 197
5 205
-
health
1 891
1 509
4 422
-
total
14 599
11 685
37 993
-
Corporate
146 852
159 906
169 705
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

36 713
39 976
42 426
-
total
36 713
39 976
42 426
-
Dividends
110 139
119 930
-
-
withholding
30 288
32 980
-
-
total
30 288
32 980
-
-
Income
211 500
211 500
211 500
211 500
Total tax
96 362
94 812
155 905
102 927
After tax
115 138
116 688
55 595
108 573
Living cost
35 288
35 288
35 288
35 288
Free-cash
79 851
81 401
20 308
73 286

Estimated living cost  is ₽35288 per week

₽23535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3010
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8162
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽80320
₽66679
₽55406
₽35992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
national
-
-
-
83 420
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 192
social contributions
-
-
-
24 968
total
-
-
-
119 580
Employee

The minimum management director salary is set at €45,000 per year.

71 635
-
163 814
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 736
-
8 544
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 366
-
7 699
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 373
-
12 286
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

623
-
1 425
-
national
22 023
-
61 356
-
total
35 121
-
91 310
-
Employer

The minimum management director salary is set at €45,000 per year.

71 635
-
163 814
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

931
-
2 130
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 045
-
2 391
-
surtax
8 123
-
18 575
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 348
-
14 514
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 405
-
10 074
-
total
20 852
-
47 684
-
Corporate
119 013
211 500
-
-
surtax
475
884
-
-
income
23 803
44 231
-
-
total
24 278
45 115
-
-
Dividends
94 735
166 385
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

28 056
49 551
-
-
total
28 056
49 551
-
-
Income
211 500
211 500
211 500
211 500
Total tax
108 307
94 666
138 994
119 580
After tax
103 193
116 834
72 506
91 920
Living cost
36 514
36 514
36 514
36 514
Free-cash
66 679
80 320
35 992
55 406

Estimated living cost  is ₽36514 per week

₽23520
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽572
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽104389
₽97529
₽82134
₽77931
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
accident
-
-
-
836
income
-
-
-
65 352
pensions
-
-
-
26 268
other
-
-
-
93
unemployment
-
-
-
650
total
-
-
-
93 199
Employee
49 850
-
181 908
-
other
49
-
93
-
income
10 518
-
61 914
-
pensions
2 343
-
4 363
-
unemployment
773
-
1 439
-
total
13 683
-
67 809
-
Employer
49 850
-
181 908
-
accident
986
-
1 838
-
other
397
-
743
-
unemployment
2 742
-
5 105
-
pensions
11 764
-
21 907
-
total
15 889
-
29 593
-
Corporate
145 760
211 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 865
31 724
-
-
total
21 865
31 724
-
-
Dividends
123 895
179 776
-
-
withholding
26 367
39 220
-
-
total
26 367
39 220
-
-
Income
211 500
211 500
211 500
211 500
Total tax
77 804
70 944
97 402
93 199
After tax
133 696
140 556
114 098
118 301
Living cost
36 167
36 167
36 167
36 167
Free-cash
97 529
104 389
77 931
82 134

Estimated living cost  is ₽36167 per week

₽26633
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2566
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6446
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽66469
₽52790
₽46216
₽54645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
accident
-
-
-
1 783
income
-
-
-
38 666
pensions
-
-
-
31 701
health
-
-
-
14 860
surtax
-
-
-
10 485
communal
-
-
-
13 366
total
-
-
-
110 861
Employee
75 840
-
188 923
-
health
3 375
-
8 408
-
surtax
4 649
-
11 578
-
income
7 325
-
44 755
-
pensions
6 066
-
15 114
-
total
21 415
-
79 855
-
Employer
75 840
-
188 923
-
accident
682
-
1 701
-
pensions
6 066
-
15 114
-
health
2 313
-
5 762
-
total
9 061
-
22 577
-
Corporate
126 599
211 500
-
-
surtax
1 328
2 222
-
-
communal
8 546
14 276
-
-
income
18 989
31 724
-
-
total
28 863
48 222
-
-
Dividends
97 735
163 278
-
-
income
30 288
17 895
-
-
withholding
14 660
24 491
-
-
total
44 948
42 386
-
-
Income
211 500
211 500
211 500
211 500
Total tax
104 287
90 608
102 432
110 861
After tax
107 213
120 892
109 068
100 639
Living cost
54 423
54 423
54 423
54 423
Free-cash
52 790
66 469
54 645
46 216

Estimated living cost  is ₽54423 per week

₽40826
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3297
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽576
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9723
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽110540
₽107352
₽77127
₽71003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
64 710
pensions
-
-
-
26 732
other
-
-
-
-
unemployment
-
-
-
228
health
-
-
-
9 489
surtax
-
-
-
10 720
total
-
-
-
111 879
Employee
33 726
-
183 366
-
other
-
-
-
-
health
861
-
3 408
-
surtax
120
-
9 523
-
income
5 654
-
58 720
-
pensions
2 250
-
8 915
-
unemployment
2 347
-
9 303
-
total
11 232
-
89 869
-
Employer
33 726
-
183 366
-
other
-
-
-
-
unemployment
1 070
-
4 236
-
pensions
4 496
-
17 817
-
health
1 534
-
6 081
-
total
7 100
-
28 134
-
Corporate
170 674
211 500
-
-
income
44 376
54 990
-
-
total
44 376
54 990
-
-
Dividends
126 299
156 510
-
-
withholding
18 946
23 476
-
-
total
18 946
23 476
-
-
Income
211 500
211 500
211 500
211 500
Total tax
81 654
78 466
118 003
111 879
After tax
129 846
133 034
93 497
99 621
Living cost
22 494
22 494
22 494
22 494
Free-cash
107 352
110 540
71 003
77 127

Estimated living cost  is ₽22494 per week

₽13581
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1956
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6437
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽84193
₽81969
₽73422
₽64976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
municipal
-
-
-
1 290
regional
-
-
-
3 275
national
-
-
-
56 413
social contributions
-
-
-
50 123
total
-
-
-
111 101
Employee
55 552
-
211 500
-
social contributions
18 733
-
65 712
-
regional
748
-
2 960
-
municipal
295
-
1 167
-
national
8 801
-
49 708
-
total
28 577
-
119 547
-
Employer
55 552
-
211 500
-
total
-
-
-
-
Corporate
155 948
211 500
-
-
nationa
37 428
50 759
-
-
municipal
7 750
10 511
-
-
total
45 178
61 270
-
-
Dividends
110 770
150 229
-
-
withholding
28 799
39 060
-
-
total
28 799
39 060
-
-
Income
211 500
211 500
211 500
211 500
Total tax
102 554
100 330
119 547
111 101
After tax
108 946
111 170
91 953
100 399
Living cost
26 977
26 977
26 977
26 977
Free-cash
81 969
84 193
64 976
73 422

Estimated living cost  is ₽26977 per week

₽16777
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2733
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7005
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽115953
₽105370
₽94319
₽85184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
22 246
health
-
-
-
28 552
solidarity contribution
-
-
-
2 077
social contributions
-
-
-
34 641
total
-
-
-
87 516
Employee
43 625
-
166 827
-
social contributions
2 836
-
7 711
-
health
5 889
-
22 522
-
solidarity contribution
-
-
1 257
-
income
5 235
-
20 489
-
total
13 960
-
51 979
-
Employer
43 625
-
166 827
-
social contributions
10 906
-
29 658
-
health
3 926
-
15 014
-
total
14 832
-
44 672
-
Corporate
153 043
211 500
-
-
income
29 078
40 185
-
-
total
29 078
40 185
-
-
Dividends
123 965
171 315
-
-
withholding
18 595
25 697
-
-
total
18 595
25 697
-
-
Income
211 500
211 500
211 500
211 500
Total tax
76 465
65 882
96 651
87 516
After tax
135 035
145 618
114 849
123 984
Living cost
29 665
29 665
29 665
29 665
Free-cash
105 370
115 953
85 184
94 319

Estimated living cost  is ₽29665 per week

₽22061
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1643
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽84845
₽84352
₽76821
₽23693
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
chamber of commerce
-
-
-
846
income
-
-
-
65 148
pensions
-
-
-
21 644
unemployment
-
-
-
6 142
health
-
-
-
8 949
surtax
-
-
-
-
total
-
-
-
102 729
Employee
43 777
39 910
173 690
-
other
437
399
1 171
-
health
1 693
1 545
4 527
-
income
3 900
2 944
54 387
-
pensions
4 483
4 086
11 980
-
unemployment
1 313
1 197
3 510
-
total
11 826
10 171
75 575
-
Employer
43 777
39 910
173 690
-
accident
568
519
1 520
-
other
2 079
1 895
7 767
-
chamber of commerce
175
160
696
-
unemployment
1 313
1 197
3 510
-
surtax
-
-
-
-
pensions
5 494
5 010
14 683
-
payroll
1 313
1 197
5 211
-
health
1 655
1 509
4 422
-
total
12 597
11 487
37 809
-
Corporate
155 125
160 104
169 890
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

38 781
40 025
42 473
-
total
38 781
40 025
42 473
-
Dividends
116 345
120 079
-
-
withholding
31 994
33 022
-
-
total
31 994
33 022
-
-
Income
211 500
211 500
211 500
211 500
Total tax
95 198
94 705
155 857
102 729
After tax
116 302
116 795
55 643
108 771
Living cost
31 950
31 950
31 950
31 950
Free-cash
84 352
84 845
23 693
76 821

Estimated living cost  is ₽31950 per week

₽19166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3263
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽570
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8951
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽186885
₽184253
₽195345
₽155160
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
211 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 115
total
-
-
-
2 115
Employee
17 550
-
211 500
-
income
3 510
-
42 300
-
total
3 510
-
42 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

193 950
211 500
-
-
total
-
-
-
-
Dividends
193 950
211 500
-
-
withholding
9 697
10 575
-
-
total
9 697
10 575
-
-
Income
211 500
211 500
211 500
211 500
Total tax
13 207
10 575
42 300
2 115
After tax
198 293
200 925
169 200
209 385
Living cost
14 040
14 040
14 040
14 040
Free-cash
184 253
186 885
155 160
195 345

Estimated living cost  is ₽14040 per week

₽9501
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽118756
₽110379
₽72787
₽68194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
211 500
income
-
-
-
52 098
pensions
-
-
-
38 625
unemployment
-
-
-
317
health
-
-
-
20 812
total
-
-
-
111 852
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 285
-
183 006
-
health
2 860
-
11 821
-
income
7 637
-
47 507
-
pensions
6 864
-
28 366
-
unemployment
63
-
257
-
total
17 424
-
87 951
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 285
-
183 006
-
unemployment
27
-
110
-
pensions
3 919
-
16 196
-
health
2 950
-
12 188
-
total
6 896
-
28 494
-
Corporate
160 320
211 500
-
-
income
30 460
40 185
-
-
total
30 460
40 185
-
-
Dividends
129 860
171 315
-
-
withholding
19 480
25 698
-
-
total
19 480
25 698
-
-
Income
211 500
211 500
211 500
211 500
Total tax
74 260
65 883
116 445
111 852
After tax
137 240
145 617
95 055
99 648
Living cost
26 861
26 861
26 861
26 861
Free-cash
110 379
118 756
68 194
72 787

Estimated living cost  is ₽26861 per week

₽18434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1722
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽85583
₽38076
₽103069
₽155267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
41 226
social contributions
-
-
-
24 111
total
-
-
-
65 337
Employee
61 791
-
-
-
social contributions
5 067
-
722
-
income
13 630
-
-
-
total
18 697
-
722
-
Employer
61 791
-
-
-
social contributions
87 126
-
12 417
-
total
87 126
-
12 417
-
Corporate
62 583
211 500
-
-
income
13 768
46 530
-
-
total
13 768
46 530
-
-
Dividends
48 815
164 970
-
-
income
10 739
36 293
-
-
total
10 739
36 293
-
-
Income
211 500
211 500
211 500
211 500
Total tax
130 330
82 823
13 139
65 337
After tax
81 170
128 677
198 361
146 163
Living cost
43 094
43 094
43 094
43 094
Free-cash
38 076
85 583
155 267
103 069

Estimated living cost  is ₽43094 per week

₽27961
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4053
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽88889
₽87881
₽79605
₽63568
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
211 500
income
-
-
-
26 987
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
73 496
total
-
-
-
100 483
Employee
46 059
-
170 908
-
social contributions
5 067
-
18 799
-
surtax
-
-
2
-
income
9 580
-
57 129
-
total
14 647
-
75 930
-
Employer
46 059
-
170 908
-
social contributions
10 939
-
40 590
-
total
10 939
-
40 590
-
Corporate
154 502
211 500
-
-
surtax
-
-
-
-
income
32 445
44 416
-
-
total
32 445
44 416
-
-
Dividends
122 057
167 084
-
-
withholding
34 176
46 783
-
-
total
34 176
46 783
-
-
Income
211 500
211 500
211 500
211 500
Total tax
92 207
91 199
116 520
100 483
After tax
119 293
120 301
94 980
111 017
Living cost
31 412
31 412
31 412
31 412
Free-cash
87 881
88 889
63 568
79 605

Estimated living cost  is ₽31412 per week

₽23503
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1853
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5532
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽58226
₽65109
₽68561
₽63240
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
37 581
pensions
-
-
-
34 368
other
-
-
-
6 557
health
-
-
-
10 038
surtax
-
-
-
-
social contributions
-
-
-
6 026
total
-
-
-
94 570
Employee
62 723
-
161 927
-
social contributions
1 786
-
4 614
-
surtax
-
-
-
-
income
5 473
-
33 713
-
pensions
7 094
-
11 990
-
total
14 353
-
50 317
-
Employer
62 723
-
161 927
-
other
2 165
-
6 628
-
social contributions
188
-
487
-
unemployment
2 541
-
6 558
-
pensions
10 306
-
20 054
-
health
4 390
-
15 847
-
total
19 590
-
49 574
-
Corporate
129 187
211 500
-
-
surtax
-
-
-
-
income
36 173
59 220
-
-
total
36 173
59 220
-
-
Dividends
93 014
152 280
-
-
surtax
-
-
-
-
social contributions
16 000
26 194
-
-
withholding
11 906
19 491
-
-
total
27 906
45 685
-
-
Income
211 500
211 500
211 500
211 500
Total tax
98 022
104 905
99 891
94 570
After tax
113 478
106 595
111 609
116 930
Living cost
48 369
48 369
48 369
48 369
Free-cash
65 109
58 226
63 240
68 561

Estimated living cost  is ₽48369 per week

₽32735
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽663
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽160247
₽156883
₽124450
₽130071
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
10 416
social contributions
-
-
-
46 531
total
-
-
-
56 947
Employee
32 196
-
183 117
-
income
-
-
11 040
-
social contributions
2 092
-
11 903
-
total
2 092
-
22 943
-
Employer
32 196
-
183 117
-
social contributions
4 991
-
28 383
-
total
4 991
-
28 383
-
Corporate
174 314
211 500
-
-
income
17 431
21 150
-
-
total
17 431
21 150
-
-
Dividends
156 883
190 350
-
-
total
-
-
-
-
Income
211 500
211 500
211 500
211 500
Total tax
24 514
21 150
51 326
56 947
After tax
186 986
190 350
160 174
154 553
Living cost
30 103
30 103
30 103
30 103
Free-cash
156 883
160 247
130 071
124 450

Estimated living cost  is ₽30103 per week

₽19464
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2269
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7803
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽6834
-₽6834
₽74455
-₽6834
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
municipal
-
-
-
45 095
pensions
-
-
-
869
national
-
-
-
25 969
labour market
-
-
-
16 851
total
-
-
-
88 784
Employee
203 697
203 697
203 697
-
labour market
16 273
16 273
16 273
-
national
24 885
24 885
24 885
-
municipal
43 376
43 376
43 376
-
pensions
290
290
290
-
total
84 824
84 824
84 824
-
Employer
203 697
203 697
203 697
-
labour market
16 296
16 296
16 296
-
municipal
43 445
43 445
43 445
-
pensions
579
579
579
-
national
24 929
24 929
24 929
-
total
85 249
85 249
85 249
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
211 500
211 500
211 500
211 500
Total tax
170 073
170 073
170 073
88 784
After tax
41 427
41 427
41 427
122 716
Living cost
48 261
48 261
48 261
48 261
Free-cash
-6 834
-6 834
-6 834
74 455

Estimated living cost  is ₽48261 per week

₽33030
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4269
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽742
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10219
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽4498
₽13814
₽122824
₽94509
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
accident
-
-
-
252
income
-
-
-
60 096
pensions
-
-
-
4 152
other
-
-
-
370
health
-
-
-
2 176
total
-
-
-
67 046
Employee
34 026
-
192 572
-
health
3 896
-
22 049
-
income
4 668
-
46 771
-
pensions
3 832
-
7 613
-
total
12 396
-
76 433
-
Employer
34 026
-
192 572
-
accident
568
-
3 216
-
unemployment
834
-
4 718
-
pensions
5 532
-
10 994
-
total
6 934
-
18 928
-
Corporate
170 540
211 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

153 486
190 350
-
-
total
153 486
190 350
-
-
Dividends
17 054
21 150
-
-
withholding
3 240
4 018
-
-
total
3 240
4 018
-
-
Income
211 500
211 500
211 500
211 500
Total tax
176 056
194 368
95 361
67 046
After tax
35 444
17 132
116 139
144 454
Living cost
21 630
21 630
21 630
21 630
Free-cash
13 814
-4 498
94 509
122 824

Estimated living cost  is ₽21630 per week

₽15744
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1233
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽406
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽91900
₽94995
₽92867
₽68642
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
211 500
municipal
-
-
-
37 559
health
-
-
-
2 839
national
-
-
-
39 786
total
-
-
-
80 184
Employee
52 689
-
177 925
-
health
393
-
2 322
-
municipal
8 630
-
28 967
-
pensions
3 556
-
12 009
-
unemployment
791
-
2 668
-
national
870
-
24 868
-
total
14 240
-
70 834
-
Employer
52 689
-
177 925
-
accident
53
-
179
-
unemployment
342
-
1 157
-
pensions
9 141
-
30 869
-
health
405
-
1 370
-
total
9 941
-
33 575
-
Corporate
148 870
211 500
-
-
income
29 774
42 300
-
-
total
29 774
42 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

89 322
126 900
-
-
national
8 023
16 009
-
-
municipal
16 078
22 842
-
-
total
24 101
38 851
-
-
Income
211 500
211 500
211 500
211 500
Total tax
78 056
81 151
104 409
80 184
After tax
133 444
130 349
107 091
131 316
Living cost
38 449
38 449
38 449
38 449
Free-cash
94 995
91 900
68 642
92 867

Estimated living cost  is ₽38449 per week

₽25115
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽612
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9025
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽130990
₽125540
₽119616
₽117850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
47 101
health
-
-
-
5 393
social contributions
-
-
-
16 203
total
-
-
-
68 697
Employee
77 007
77 007
199 195
-
social contributions
2 911
6 391
8 620
-
health
597
1 309
3 387
-
income
8 385
7 129
46 151
-
total
11 893
14 829
58 158
-
Employer
77 007
77 007
199 195
-
social contributions
2 911
6 391
8 620
-
health
648
1 425
3 685
-
total
3 559
7 816
12 305
-
Corporate
172 861
126 676
-
-
income
21 608
15 835
-
-
total
21 608
15 835
-
-
Dividends
151 253
110 842
-
-
withholding
25 713
18 843
-
-
total
25 713
18 843
-
-
Income
211 500
211 500
211 500
211 500
Total tax
62 773
57 323
70 463
68 697
After tax
148 727
154 177
141 037
142 803
Living cost
23 187
23 187
23 187
23 187
Free-cash
125 540
130 990
117 850
119 616

Estimated living cost  is ₽23187 per week

₽13896
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2275
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6503
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽159242
₽154149
₽163769
₽143682
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
211 500
income
-
-
-
21 808
pensions
-
-
-
6 370
unemployment
-
-
-
29
health
-
-
-
3 624
total
-
-
-
31 831
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

22 987
-
201 713
-
health
1 954
-
8 077
-
income
1 572
-
19 326
-
pensions
3 447
-
14 253
-
unemployment
114
-
475
-
total
7 087
-
42 131
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

22 987
-
201 713
-
unemployment
114
-
475
-
pensions
1 264
-
5 226
-
health
988
-
4 086
-
total
2 366
-
9 787
-
Corporate
186 147
211 500
-
-
income
16 753
19 035
-
-
total
16 753
19 035
-
-
Dividends
169 395
192 465
-
-
withholding
15 245
17 323
-
-
total
15 245
17 323
-
-
Income
211 500
211 500
211 500
211 500
Total tax
41 451
36 358
51 918
31 831
After tax
170 049
175 142
159 582
179 669
Living cost
15 900
15 900
15 900
15 900
Free-cash
154 149
159 242
143 682
163 769

Estimated living cost  is ₽15900 per week

₽10145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4135
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽113017
₽108594
₽90762
₽86559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
accident
-
-
-
836
income
-
-
-
65 352
pensions
-
-
-
26 268
other
-
-
-
93
unemployment
-
-
-
650
total
-
-
-
93 199
Employee
37 030
-
181 908
-
other
36
-
93
-
income
7 139
-
61 914
-
pensions
1 741
-
4 363
-
unemployment
574
-
1 439
-
total
9 490
-
67 809
-
Employer
37 030
-
181 908
-
accident
734
-
1 838
-
other
296
-
743
-
unemployment
2 037
-
5 105
-
pensions
8 738
-
21 907
-
total
11 805
-
29 593
-
Corporate
162 665
211 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

24 400
31 724
-
-
total
24 400
31 724
-
-
Dividends
138 265
179 776
-
-
withholding
29 672
39 220
-
-
total
29 672
39 220
-
-
Income
211 500
211 500
211 500
211 500
Total tax
75 367
70 944
97 402
93 199
After tax
136 133
140 556
114 098
118 301
Living cost
27 539
27 539
27 539
27 539
Free-cash
108 594
113 017
86 559
90 762

Estimated living cost  is ₽27539 per week

₽18588
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5821
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽129237
₽128787
₽133127
₽132932
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
72 187
pensions
-
-
-
1 998
health
-
-
-
1 449
total
-
-
-
75 634
Employee
4 172
-
209 252
-
health
209
-
500
-
income
807
-
72 082
-
pensions
375
-
899
-
unemployment
42
-
100
-
total
1 433
-
73 581
-
Employer
4 172
-
209 252
-
unemployment
83
-
200
-
pensions
459
-
1 099
-
health
396
-
949
-
total
938
-
2 248
-
Corporate
206 389
211 500
-
-
income
45 406
46 530
-
-
total
45 406
46 530
-
-
Dividends
160 984
164 970
-
-
withholding
32 197
32 994
-
-
total
32 197
32 994
-
-
Income
211 500
211 500
211 500
211 500
Total tax
79 974
79 524
75 829
75 634
After tax
131 526
131 976
135 671
135 866
Living cost
2 739
2 739
2 739
2 739
Free-cash
128 787
129 237
132 932
133 127

Estimated living cost  is ₽2739 per week

₽1628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽222
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽63
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽827
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽135486
₽130558
₽117503
₽117502
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
211 500
income
-
-
-
48 691
pensions
-
-
-
19 248
unemployment
-
-
-
1 110
health
-
-
-
7 625
total
-
-
-
76 674
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 123
-
198 249
-
health
1 345
-
3 813
-
income
3 601
-
48 691
-
pensions
3 657
-
10 364
-
unemployment
196
-
555
-
total
8 799
-
63 423
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 123
-
198 249
-
unemployment
196
-
555
-
pensions
3 135
-
8 884
-
health
1 345
-
3 813
-
total
4 676
-
13 252
-
Corporate
180 701
211 500
-
-
income
27 105
31 725
-
-
total
27 105
31 725
-
-
Dividends
153 596
179 775
-
-
withholding
23 039
26 966
-
-
total
23 039
26 966
-
-
Income
211 500
211 500
211 500
211 500
Total tax
63 619
58 691
76 675
76 674
After tax
147 881
152 809
134 825
134 826
Living cost
17 323
17 323
17 323
17 323
Free-cash
130 558
135 486
117 502
117 503

Estimated living cost  is ₽17323 per week

₽11664
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1340
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽501
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3818
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽93302
₽92939
₽84018
₽67981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
211 500
income
-
-
-
26 987
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
73 496
total
-
-
-
100 483
Employee
38 869
-
170 908
-
social contributions
4 276
-
18 799
-
surtax
-
-
2
-
income
7 595
-
57 129
-
total
11 871
-
75 930
-
Employer
38 869
-
170 908
-
social contributions
9 231
-
40 590
-
total
9 231
-
40 590
-
Corporate
163 401
211 500
-
-
surtax
-
-
-
-
income
34 315
44 416
-
-
total
34 315
44 416
-
-
Dividends
129 086
167 084
-
-
withholding
36 145
46 783
-
-
total
36 145
46 783
-
-
Income
211 500
211 500
211 500
211 500
Total tax
91 562
91 199
116 520
100 483
After tax
119 938
120 301
94 980
111 017
Living cost
26 999
26 999
26 999
26 999
Free-cash
92 939
93 302
67 981
84 018

Estimated living cost  is ₽26999 per week

₽19122
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽105360
₽98805
₽83105
₽78902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
accident
-
-
-
836
income
-
-
-
65 352
pensions
-
-
-
26 268
other
-
-
-
93
unemployment
-
-
-
650
total
-
-
-
93 199
Employee
48 366
-
181 908
-
other
48
-
93
-
income
10 102
-
61 914
-
pensions
2 273
-
4 363
-
unemployment
749
-
1 439
-
total
13 172
-
67 809
-
Employer
48 366
-
181 908
-
accident
958
-
1 838
-
other
388
-
743
-
unemployment
2 661
-
5 105
-
pensions
11 414
-
21 907
-
total
15 421
-
29 593
-
Corporate
147 714
211 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

22 157
31 724
-
-
total
22 157
31 724
-
-
Dividends
125 557
179 776
-
-
withholding
26 749
39 220
-
-
total
26 749
39 220
-
-
Income
211 500
211 500
211 500
211 500
Total tax
77 499
70 944
97 402
93 199
After tax
134 001
140 556
114 098
118 301
Living cost
35 196
35 196
35 196
35 196
Free-cash
98 805
105 360
78 902
83 105

Estimated living cost  is ₽35196 per week

₽25276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2737
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6688
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽163586
₽157476
₽153179
₽161850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
31 725
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 183
unemployment
-
-
-
140
health
-
-
-
4 027
total
-
-
-
41 075
Employee
22 837
-
204 629
-
health
1 051
-
1 611
-
accident

We are using the highest rate at 1.1%.

251
-
385
-
income
2 284
-
20 463
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 005
-
3 075
-
total
5 591
-
25 534
-
Employer
22 837
-
204 629
-
accident

We are using the highest rate at 1.1%.

251
-
385
-
unemployment
137
-
210
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 517
-
3 859
-
health
1 576
-
2 416
-
total
4 481
-
6 870
-
Corporate
184 183
211 500
-
-
income
18 418
21 150
-
-
total
18 418
21 150
-
-
Dividends
165 764
190 350
-
-
withholding
8 288
9 518
-
-
total
8 288
9 518
-
-
Income
211 500
211 500
211 500
211 500
Total tax
36 778
30 668
32 404
41 075
After tax
174 722
180 832
179 096
170 425
Living cost
17 246
17 246
17 246
17 246
Free-cash
157 476
163 586
161 850
153 179

Estimated living cost  is ₽17246 per week

₽11407
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽987
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4442
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽70128
₽83227
₽69246
₽92914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 500
trade
-
-
-
23 668
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 270
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 842
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 810
total
-
-
-
103 590
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 829
-
211 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 842
-
6 842
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

226
-
3 810
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 097
-
69 270
-
total
11 165
-
79 922
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
161 671
211 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 334
1 745
-
-
income
24 250
31 724
-
-
trade
23 201
30 350
-
-
chamber of commerce
390
462
-
-
total
49 175
64 281
-
-
Dividends
112 497
147 219
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 526
2 003
-
-
withholding
27 743
36 424
-
-
total
29 269
38 427
-
-
Income
211 500
211 500
211 500
211 500
Total tax
89 609
102 708
79 922
103 590
After tax
121 891
108 792
131 578
107 910
Living cost
38 664
38 664
38 664
38 664
Free-cash
83 227
70 128
92 914
69 246

Estimated living cost  is ₽38664 per week

₽26671
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽561
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7271
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽91003
₽93214
₽50305
₽50305
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
68 048
social contributions
-
-
-
36 100
total
-
-
-
104 148
Employee
78 336
-
211 500
-
income
14 782
-
68 048
-
social contributions
6 508
-
36 100
-
total
21 290
-
104 148
-
Employer
78 336
-
211 500
-
total
-
-
-
-
Corporate
133 164
211 500
-
-
income
16 646
26 437
-
-
total
16 646
26 437
-
-
Dividends
116 518
185 063
-
-
withholding
23 303
37 013
-
-
total
23 303
37 013
-
-
Income
211 500
211 500
211 500
211 500
Total tax
61 239
63 450
104 148
104 148
After tax
150 261
148 050
107 352
107 352
Living cost
57 047
57 047
57 047
57 047
Free-cash
93 214
91 003
50 305
50 305

Estimated living cost  is ₽57047 per week

₽43401
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4649
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽95831
₽99330
₽136747
₽111886
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
211 500
income
-
-
-
31 724
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 676
total
-
-
-
38 400
Employee
45 941
-
206 893
-
income
4 985
-
54 047
-
social contributions
4 603
-
4 607
-
total
9 588
-
58 654
-
Employer
45 941
-
206 893
-
social contributions
4 603
-
4 607
-
total
4 603
-
4 607
-
Corporate
160 956
211 500
-
-
income
56 335
74 025
-
-
total
56 335
74 025
-
-
Dividends
104 621
137 475
-
-
social contributions
5 291
5 291
-
-
total
5 291
5 291
-
-
Income
211 500
211 500
211 500
211 500
Total tax
75 817
79 316
63 261
38 400
After tax
135 683
132 184
148 239
173 100
Living cost
36 353
36 353
36 353
36 353
Free-cash
99 330
95 831
111 886
136 747

Estimated living cost  is ₽36353 per week

₽23946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽557
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8983
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽97351
₽103316
₽100269
₽81313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
income
-
-
-
64 058
pensions
-
-
-
9 745
total
-
-
-
73 803
Employee
51 375
-
184 442
-
health
670
-
2 541
-
income
9 356
-
51 422
-
pensions
3 921
-
11 740
-
total
13 947
-
65 703
-
Employer
51 375
-
184 442
-
pensions
5 191
-
23 552
-
health
976
-
3 504
-
total
6 167
-
27 056
-
Corporate
153 958
211 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

29 253
40 184
-
-
total
29 253
40 184
-
-
Dividends
124 705
171 316
-
-
withholding
21 389
36 537
-
-
total
21 389
36 537
-
-
Income
211 500
211 500
211 500
211 500
Total tax
70 756
76 721
92 759
73 803
After tax
140 744
134 779
118 741
137 697
Living cost
37 428
37 428
37 428
37 428
Free-cash
103 316
97 351
81 313
100 269

Estimated living cost  is ₽37428 per week

₽25675
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3442
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7840
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽6640
₽13486
₽120682
₽92367
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
accident
-
-
-
252
income
-
-
-
60 096
pensions
-
-
-
4 152
other
-
-
-
370
health
-
-
-
2 176
total
-
-
-
67 046
Employee
37 394
-
192 572
-
health
4 281
-
22 049
-
income
5 130
-
46 771
-
pensions
4 211
-
7 613
-
total
13 622
-
76 433
-
Employer
37 394
-
192 572
-
accident
624
-
3 216
-
unemployment
916
-
4 718
-
pensions
6 080
-
10 994
-
total
7 620
-
18 928
-
Corporate
166 486
211 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

149 837
190 350
-
-
total
149 837
190 350
-
-
Dividends
16 649
21 150
-
-
withholding
3 163
4 018
-
-
total
3 163
4 018
-
-
Income
211 500
211 500
211 500
211 500
Total tax
174 242
194 368
95 361
67 046
After tax
37 258
17 132
116 139
144 454
Living cost
23 772
23 772
23 772
23 772
Free-cash
13 486
-6 640
92 367
120 682

Estimated living cost  is ₽23772 per week

₽17446
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1385
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4462
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽148269
₽145238
₽118525
₽140548
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
211 500
work injury
-
-
-
801
health insurance
-
-
-
11 852
income
-
-
-
35 402
pensions
-
-
-
29 470
unemployment
-
-
-
1 922
total
-
-
-
79 447
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 644
-
211 500
-
work injury
108
-
400
-
income
2 164
-
35 402
-
pensions
3 983
-
14 735
-
health insurance
1 602
-
5 926
-
unemployment
260
-
961
-
total
8 117
-
57 424
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
189 856
211 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

18 986
21 150
-
-
total
18 986
21 150
-
-
Dividends
170 870
190 350
-
-
withholding
25 631
28 553
-
-
total
25 631
28 553
-
-
Income
211 500
211 500
211 500
211 500
Total tax
52 734
49 703
57 424
79 447
After tax
158 766
161 797
154 076
132 053
Living cost
13 528
13 528
13 528
13 528
Free-cash
145 238
148 269
140 548
118 525

Estimated living cost  is ₽13528 per week

₽8381
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽983
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽71509
₽66952
₽58577
₽50353
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
municipal
-
-
-
1 452
regional
-
-
-
5 039
national
-
-
-
56 413
social contributions
-
-
-
50 123
total
-
-
-
113 027
Employee
84 389
-
211 500
-
social contributions
28 456
-
65 712
-
regional
1 274
-
4 520
-
municipal
504
-
1 311
-
national
14 261
-
49 708
-
total
44 495
-
121 251
-
Employer
84 389
-
211 500
-
total
-
-
-
-
Corporate
127 111
211 500
-
-
nationa
30 506
50 759
-
-
municipal
6 127
10 194
-
-
total
36 633
60 953
-
-
Dividends
90 478
150 547
-
-
withholding
23 524
39 142
-
-
total
23 524
39 142
-
-
Income
211 500
211 500
211 500
211 500
Total tax
104 652
100 095
121 251
113 027
After tax
106 848
111 405
90 249
98 473
Living cost
39 896
39 896
39 896
39 896
Free-cash
66 952
71 509
50 353
58 577

Estimated living cost  is ₽39896 per week

₽28024
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2744
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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