Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 211500
per

Your estimated
City
free-cash

Valencia , Spain
₽6118
₽31763
₽9885
₽7747
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
accident
-
-
-
1 903
other
-
-
-
215
pensions
-
-
-
59 852
unemployment
-
-
-
1 481
income
-
-
-
30 754
total
-
-
-
94 205
Employee
149 493
-
160 372
-
pensions
7 028
-
7 534
-
unemployment
2 317
-
2 486
-
other
146
-
161
-
income
28 821
-
31 268
-
total
38 312
-
41 449
-
Employer
149 493
-
160 372
-
accident
2 962
-
3 176
-
pensions
35 277
-
37 847
-
other
1 197
-
1 281
-
unemployment
8 225
-
8 823
-
total
47 661
-
51 127
-
Corporate
14 347
211 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 148
31 725
-
-
total
2 148
31 725
-
-
Dividends
12 199
179 775
-
-
withholding
2 317
36 835
-
-
total
2 317
36 835
-
-
Income
211 500
211 500
211 500
211 500
Total tax
90 438
68 560
92 576
94 205
After tax
121 062
142 940
118 924
117 295
Living cost
111 177
111 177
111 177
111 177
Free-cash
9 885
31 763
7 747
6 118

Estimated living cost  is ₽111177 per month

₽75043
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10688
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1949
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23500
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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