Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 211500
per

Your estimated
City
free-cash

Valencia , Spain
₽10908
₽15993
₽12404
₽36731
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
other
-
-
-
212
pensions
-
-
-
59 852
income
-
-
-
30 974
accident
-
-
-
1 905
unemployment
-
-
-
1 480
total
-
-
-
94 423
Employee
142 759
-
160 374
-
pensions
6 711
-
7 539
-
income
27 523
-
31 618
-
other
139
-
161
-
unemployment
2 213
-
2 484
-
total
36 586
-
41 802
-
Employer
142 759
-
160 374
-
pensions
33 688
-
37 850
-
other
1 143
-
1 282
-
unemployment
7 854
-
8 821
-
accident
2 828
-
3 172
-
total
45 513
-
51 125
-
Corporate
23 228
211 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 488
31 725
-
-
total
3 488
31 725
-
-
Dividends
19 740
179 775
-
-
withholding
3 751
36 875
-
-
total
3 751
36 875
-
-
Income
211 500
211 500
211 500
211 500
Total tax
89 338
68 600
92 927
94 423
After tax
122 162
142 900
118 573
117 077
Living cost
106 169
106 169
106 169
106 169
Free-cash
15 993
36 731
12 404
10 908

Estimated living cost  is ₽106169 per month

₽71663
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10206
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1861
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22442
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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