Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 211500
per

Your estimated
City
free-cash

Valencia , Spain
₽30678
₽6702
₽5076
₽8546
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 500
accident
-
-
-
1 906
income
-
-
-
30 708
other
-
-
-
209
unemployment
-
-
-
1 480
pensions
-
-
-
59 851
total
-
-
-
94 154
Employee
150 962
-
160 373
-
other
147
-
163
-
unemployment
2 340
-
2 487
-
pensions
7 097
-
7 539
-
income
29 104
-
31 219
-
total
38 688
-
41 408
-
Employer
150 962
-
160 373
-
pensions
35 624
-
37 848
-
accident
2 991
-
3 177
-
unemployment
8 306
-
8 817
-
other
1 209
-
1 278
-
total
48 130
-
51 120
-
Corporate
12 409
211 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 859
31 727
-
-
total
1 859
31 727
-
-
Dividends
10 550
179 773
-
-
withholding
2 007
36 825
-
-
total
2 007
36 825
-
-
Income
211 500
211 500
211 500
211 500
Total tax
90 684
68 552
92 528
94 154
After tax
120 816
142 948
118 972
117 346
Living cost
112 270
112 270
112 270
112 270
Free-cash
8 546
30 678
6 702
5 076

Estimated living cost  is ₽112270 per month

₽75780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1968
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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