Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 211000
per

Your estimated
City
free-cash

Valencia , Spain
₽114865
₽92866
₽96139
₽118308
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
unemployment
-
-
-
506
income
-
-
-
71 723
other
-
-
-
73
accident
-
-
-
651
pensions
-
-
-
20 459
total
-
-
-
93 412
Employee
28 840
-
187 953
-
unemployment
447
-
1 120
-
pensions
1 356
-
3 398
-
income
5 560
-
69 046
-
other
28
-
73
-
total
7 391
-
73 637
-
Employer
28 840
-
187 953
-
pensions
6 806
-
17 062
-
accident
571
-
1 431
-
unemployment
1 587
-
3 976
-
other
231
-
579
-
total
9 195
-
23 048
-
Corporate
172 965
211 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

25 944
31 650
-
-
total
25 944
31 650
-
-
Dividends
147 021
179 350
-
-
withholding
32 156
39 593
-
-
total
32 156
39 593
-
-
Income
211 000
211 000
211 000
211 000
Total tax
74 686
71 243
96 685
93 412
After tax
136 314
139 757
114 315
117 588
Living cost
21 448
21 448
21 448
21 448
Free-cash
114 865
118 308
92 866
96 139

Estimated living cost  is ₽21448 per week

₽14477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2062
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽376
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽128971
₽109616
₽111280
₽134239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 466
income
-
-
-
39 619
other
-
-
-
5 633
health
-
-
-
5 219
total
-
-
-
78 937
Employee
28 320
-
180 615
-
health
397
-
1 661
-
unemployment
283
-
1 186
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 982
-
8 302
-
income
4 876
-
39 066
-
total
7 538
-
50 215
-
Employer
28 320
-
180 615
-
health
397
-
1 661
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 815
-
20 164
-
accident
226
-
1 445
-
unemployment
283
-
1 186
-
other
1 417
-
5 930
-
total
7 138
-
30 386
-
Corporate
175 543
211 000
-
-
income
36 863
44 310
-
-
total
36 863
44 310
-
-
Dividends
138 679
166 690
-
-
withholding
9 707
11 668
-
-
total
9 707
11 668
-
-
Income
211 000
211 000
211 000
211 000
Total tax
61 246
55 978
80 601
78 937
After tax
149 754
155 022
130 399
132 063
Living cost
20 783
20 783
20 783
20 783
Free-cash
128 971
134 239
109 616
111 280

Estimated living cost  is ₽20783 per week

₽14685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽335
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽166553
₽170915
₽161846
₽170177
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 033
unemployment
-
-
-
109
income
-
-
-
31 650
health
-
-
-
3 134
total
-
-
-
38 926
Employee
13 543
-
205 654
-
health
623
-
1 253
-
accident

We are using the highest rate at 1.1%.

149
-
300
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 189
-
2 393
-
income
1 354
-
20 565
-
total
3 315
-
24 511
-
Employer
13 543
-
205 654
-
health
935
-
1 880
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 493
-
3 003
-
accident

We are using the highest rate at 1.1%.

149
-
300
-
unemployment
81
-
163
-
total
2 658
-
5 346
-
Corporate
194 799
211 000
-
-
income
19 480
21 100
-
-
total
19 480
21 100
-
-
Dividends
175 319
189 900
-
-
withholding
8 766
9 495
-
-
total
8 766
9 495
-
-
Income
211 000
211 000
211 000
211 000
Total tax
34 219
30 595
29 857
38 926
After tax
176 781
180 405
181 143
172 074
Living cost
10 228
10 228
10 228
10 228
Free-cash
166 553
170 177
170 915
161 846

Estimated living cost  is ₽10228 per week

₽5971
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽730
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽271
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽84265
₽77262
₽85697
₽79657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
44 238
other
-
-
-
6 541
health
-
-
-
11 220
social contributions
-
-
-
6 011
pensions
-
-
-
30 607
surtax
-
-
-
-
total
-
-
-
98 617
Employee
33 382
-
159 391
-
pensions
3 774
-
12 706
-
income
1 970
-
38 198
-
social contributions
952
-
4 541
-
surtax
-
-
-
-
total
6 696
-
55 445
-
Employer
33 382
-
159 391
-
health
2 337
-
16 667
-
social contributions
101
-
478
-
pensions
5 484
-
21 099
-
unemployment
1 351
-
6 455
-
other
1 152
-
6 908
-
total
10 425
-
51 607
-
Corporate
167 193
211 000
-
-
income
46 814
59 080
-
-
surtax
-
-
-
-
total
46 814
59 080
-
-
Dividends
120 379
151 920
-
-
social contributions
20 706
26 131
-
-
surtax
-
-
-
-
withholding
15 408
19 446
-
-
total
36 114
45 577
-
-
Income
211 000
211 000
211 000
211 000
Total tax
100 049
104 657
107 052
98 617
After tax
110 951
106 343
103 948
112 383
Living cost
26 686
26 686
26 686
26 686
Free-cash
84 265
79 657
77 262
85 697

Estimated living cost  is ₽26686 per week

₽16826
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2170
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7236
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽68110
₽102207
₽78693
₽72888
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
pensions
-
-
-
9 138
income
-
-
-
80 877
health
-
-
-
9 618
total
-
-
-
99 633
Employee
66 607
66 607
196 505
-
health
10 223
8 696
9 618
-
pensions
11 989
9 138
9 138
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

10 902
10 902
42 868
-
total
33 114
28 736
61 624
-
Employer
66 607
66 607
196 505
-
health
4 630
4 630
5 753
-
pensions
4 636
4 636
5 762
-
unemployment
2 398
2 398
2 980
-
total
11 664
11 664
14 495
-
Corporate
133 546
132 729
-
-
income
26 709
26 547
-
-
total
26 709
26 547
-
-
Dividends
106 837
106 183
-
-
income
22 703
22 563
-
-
withholding
16 026
15 928
-
-
total
38 729
38 491
-
-
Income
211 000
211 000
211 000
211 000
Total tax
110 216
105 438
76 119
99 633
After tax
100 784
105 562
134 881
111 367
Living cost
32 674
32 674
32 674
32 674
Free-cash
68 110
72 888
102 207
78 693

Estimated living cost  is ₽32674 per week

₽23156
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6054
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽91301
₽104625
₽77104
₽82675
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 000
trade
-
-
-
27 521
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
73 385
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 329
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 036
total
-
-
-
110 271
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

29 833
-
211 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 329
-
5 329
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

833
-
73 385
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
4 036
-
total
6 208
-
82 750
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
181 167
211 000
-
-
income
27 176
31 650
-
-
trade
28 534
33 232
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 495
1 741
-
-
chamber of commerce
379
422
-
-
total
57 584
67 045
-
-
Dividends
123 583
143 955
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 683
1 963
-
-
withholding
30 599
35 692
-
-
total
32 282
37 655
-
-
Income
211 000
211 000
211 000
211 000
Total tax
96 074
104 700
82 750
110 271
After tax
114 926
106 300
128 250
100 729
Living cost
23 625
23 625
23 625
23 625
Free-cash
91 301
82 675
104 625
77 104

Estimated living cost  is ₽23625 per week

₽14861
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2755
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽131382
₽120817
₽122474
₽135628
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
52 467
health
-
-
-
5 380
social contributions
-
-
-
12 620
total
-
-
-
70 467
Employee
59 977
59 977
200 575
-
health
465
1 020
3 410
-
income
6 530
5 552
51 575
-
social contributions
2 268
4 978
6 714
-
total
9 263
11 550
61 699
-
Employer
59 977
59 977
200 575
-
health
505
1 110
3 711
-
social contributions
2 268
4 978
6 714
-
total
2 773
6 088
10 425
-
Corporate
180 906
144 936
-
-
income
22 614
18 117
-
-
total
22 614
18 117
-
-
Dividends
158 292
126 818
-
-
withholding
26 909
21 558
-
-
total
26 909
21 558
-
-
Income
211 000
211 000
211 000
211 000
Total tax
61 559
57 313
72 124
70 467
After tax
149 441
153 687
138 876
140 533
Living cost
18 059
18 059
18 059
18 059
Free-cash
131 382
135 628
120 817
122 474

Estimated living cost  is ₽18059 per week

₽10823
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1772
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽400
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5065
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽94766
₽66010
₽83812
₽95551
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
211 000
income
-
-
-
29 401
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
73 322
surtax
-
-
-
-
total
-
-
-
102 723
Employee
35 873
-
170 504
-
income
7 462
-
60 443
-
social contributions
3 946
-
18 755
-
surtax
-
-
833
-
total
11 408
-
80 031
-
Employer
35 873
-
170 504
-
social contributions
8 520
-
40 494
-
total
8 520
-
40 494
-
Corporate
166 607
211 000
-
-
income
34 988
44 310
-
-
surtax
-
-
-
-
total
34 988
44 310
-
-
Dividends
131 619
166 690
-
-
withholding
36 853
46 674
-
-
total
36 853
46 674
-
-
Income
211 000
211 000
211 000
211 000
Total tax
91 769
90 984
120 525
102 723
After tax
119 231
120 016
90 475
108 277
Living cost
24 465
24 465
24 465
24 465
Free-cash
94 766
95 551
66 010
83 812

Estimated living cost  is ₽24465 per week

₽18305
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1443
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽193540
₽162981
₽203071
₽194631
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
211 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 110
total
-
-
-
2 110
Employee
7 274
-
211 000
-
income
1 455
-
42 200
-
total
1 455
-
42 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

203 726
211 000
-
-
total
-
-
-
-
Dividends
203 726
211 000
-
-
withholding
10 186
10 550
-
-
total
10 186
10 550
-
-
Income
211 000
211 000
211 000
211 000
Total tax
11 641
10 550
42 200
2 110
After tax
199 359
200 450
168 800
208 890
Living cost
5 819
5 819
5 819
5 819
Free-cash
193 540
194 631
162 981
203 071

Estimated living cost  is ₽5819 per week

₽3606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1569
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽117829
₽68709
₽73290
₽124353
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
211 000
pensions
-
-
-
38 534
unemployment
-
-
-
317
income
-
-
-
57 176
health
-
-
-
20 762
total
-
-
-
116 789
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 491
-
182 574
-
health
2 228
-
11 794
-
unemployment
49
-
256
-
pensions
5 346
-
28 299
-
income
5 948
-
52 595
-
total
13 571
-
92 944
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 491
-
182 574
-
health
2 297
-
12 159
-
pensions
3 052
-
16 157
-
unemployment
21
-
110
-
total
5 370
-
28 426
-
Corporate
171 139
211 000
-
-
income
32 516
40 090
-
-
total
32 516
40 090
-
-
Dividends
138 623
170 910
-
-
withholding
20 793
25 636
-
-
total
20 793
25 636
-
-
Income
211 000
211 000
211 000
211 000
Total tax
72 250
65 726
121 370
116 789
After tax
138 750
145 274
89 630
94 211
Living cost
20 921
20 921
20 921
20 921
Free-cash
117 829
124 353
68 709
73 290

Estimated living cost  is ₽20921 per week

₽14358
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽406
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4818
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽107442
₽117220
₽146058
₽104717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
211 000
income
-
-
-
31 650
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 979
total
-
-
-
36 629
Employee
35 781
-
207 412
-
social contributions
3 585
-
3 588
-
income
3 882
-
58 291
-
total
7 467
-
61 879
-
Employer
35 781
-
207 412
-
social contributions
3 585
-
3 588
-
total
3 585
-
3 588
-
Corporate
171 634
211 000
-
-
income
60 072
73 849
-
-
total
60 072
73 849
-
-
Dividends
111 562
137 151
-
-
social contributions
4 121
4 121
-
-
total
4 121
4 121
-
-
Income
211 000
211 000
211 000
211 000
Total tax
75 245
77 970
65 467
36 629
After tax
135 755
133 030
145 533
174 371
Living cost
28 313
28 313
28 313
28 313
Free-cash
107 442
104 717
117 220
146 058

Estimated living cost  is ₽28313 per week

₽18650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2232
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽434
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6997
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽112595
₽60930
₽118965
₽112187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
31 650
health
-
-
-
14 728
social contributions
-
-
-
29 118
total
-
-
-
75 496
Employee
26 446
-
211 000
-
health
1 846
-
14 728
-
income
4 411
-
89 685
-
social contributions
3 650
-
29 118
-
total
9 907
-
133 531
-
Employer
26 446
-
211 000
-
total
-
-
-
-
Corporate
184 554
211 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

9 227
10 551
-
-
total
9 227
10 551
-
-
Dividends
175 327
200 449
-
-
social contributions
24 195
27 663
-
-
withholding
26 299
30 068
-
-
health
12 238
13 992
-
-
total
62 732
71 723
-
-
Income
211 000
211 000
211 000
211 000
Total tax
81 866
82 274
133 531
75 496
After tax
129 134
128 726
77 469
135 504
Living cost
16 539
16 539
16 539
16 539
Free-cash
112 595
112 187
60 930
118 965

Estimated living cost  is ₽16539 per week

₽11069
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1020
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4069
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽115633
₽96926
₽106732
₽123426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
23 550
health
-
-
-
28 485
social contributions
-
-
-
25 512
solidarity contribution
-
-
-
4 874
total
-
-
-
82 421
Employee
32 129
-
173 539
-
health
4 337
-
23 428
-
solidarity contribution
-
-
3 994
-
income
3 855
-
21 665
-
social contributions
2 088
-
5 679
-
total
10 280
-
54 766
-
Employer
32 129
-
173 539
-
health
2 892
-
15 618
-
social contributions
8 032
-
21 843
-
total
10 924
-
37 461
-
Corporate
167 948
211 000
-
-
income
31 910
40 090
-
-
total
31 910
40 090
-
-
Dividends
136 038
170 910
-
-
withholding
20 406
25 637
-
-
total
20 406
25 637
-
-
Income
211 000
211 000
211 000
211 000
Total tax
73 520
65 727
92 227
82 421
After tax
137 480
145 273
118 773
128 579
Living cost
21 847
21 847
21 847
21 847
Free-cash
115 633
123 426
96 926
106 732

Estimated living cost  is ₽21847 per week

₽16247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1210
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽189682
₽159732
₽199822
₽191382
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
211 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 110
total
-
-
-
2 110
Employee
11 335
-
211 000
-
income
2 267
-
42 200
-
total
2 267
-
42 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

199 665
211 000
-
-
total
-
-
-
-
Dividends
199 665
211 000
-
-
withholding
9 983
10 550
-
-
total
9 983
10 550
-
-
Income
211 000
211 000
211 000
211 000
Total tax
12 250
10 550
42 200
2 110
After tax
198 750
200 450
168 800
208 890
Living cost
9 068
9 068
9 068
9 068
Free-cash
189 682
191 382
159 732
199 822

Estimated living cost  is ₽9068 per week

₽6136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽74035
₽66276
₽74711
₽68671
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
44 238
other
-
-
-
6 541
health
-
-
-
11 220
social contributions
-
-
-
6 011
pensions
-
-
-
30 607
surtax
-
-
-
-
total
-
-
-
98 617
Employee
48 852
-
159 391
-
pensions
5 525
-
12 706
-
income
4 262
-
38 198
-
social contributions
1 391
-
4 541
-
surtax
-
-
-
-
total
11 178
-
55 445
-
Employer
48 852
-
159 391
-
health
3 419
-
16 667
-
social contributions
147
-
478
-
pensions
8 027
-
21 099
-
unemployment
1 979
-
6 455
-
other
1 686
-
6 908
-
total
15 258
-
51 607
-
Corporate
146 891
211 000
-
-
income
41 129
59 080
-
-
surtax
-
-
-
-
total
41 129
59 080
-
-
Dividends
105 762
151 920
-
-
social contributions
18 191
26 131
-
-
surtax
-
-
-
-
withholding
13 537
19 446
-
-
total
31 728
45 577
-
-
Income
211 000
211 000
211 000
211 000
Total tax
99 293
104 657
107 052
98 617
After tax
111 707
106 343
103 948
112 383
Living cost
37 672
37 672
37 672
37 672
Free-cash
74 035
68 671
66 276
74 711

Estimated living cost  is ₽37672 per week

₽25496
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3082
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8577
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽135182
₽126344
₽126343
₽139006
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
211 000
pensions
-
-
-
14 934
unemployment
-
-
-
862
income
-
-
-
49 504
health
-
-
-
5 916
total
-
-
-
71 216
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 268
-
200 719
-
health
1 044
-
2 958
-
unemployment
152
-
431
-
pensions
2 837
-
8 041
-
income
2 794
-
49 504
-
total
6 827
-
60 934
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 268
-
200 719
-
health
1 044
-
2 958
-
pensions
2 432
-
6 892
-
unemployment
152
-
431
-
total
3 628
-
10 281
-
Corporate
187 104
211 000
-
-
income
28 066
31 650
-
-
total
28 066
31 650
-
-
Dividends
159 039
179 350
-
-
withholding
23 856
26 903
-
-
total
23 856
26 903
-
-
Income
211 000
211 000
211 000
211 000
Total tax
62 377
58 553
71 215
71 216
After tax
148 623
152 447
139 785
139 784
Living cost
13 441
13 441
13 441
13 441
Free-cash
135 182
139 006
126 344
126 343

Estimated living cost  is ₽13441 per week

₽9050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2962
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽65827
₽104254
₽109461
₽42901
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
pensions
-
-
-
19 412
city
-
-
-
2 225
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 079
health
-
-
-
475
regional
-
-
-
13 530
national
-
-
-
8 234
total
-
-
-
47 955
Employee
62 707
-
191 197
-
health
142
-
431
-
unemployment
-
-
-
-
city
673
-
2 085
-
pensions
5 268
-
13 443
-
regional
2 053
-
12 349
-
national
297
-
7 155
-
total
8 433
-
35 463
-
Employer
62 707
-
191 197
-
health
142
-
431
-
pensions
5 268
-
13 443
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 254
-
3 825
-
total
6 664
-
17 699
-
Corporate
140 940
211 000
-
-
regional
29 809
44 627
-
-
national
11 980
17 935
-
-
total
41 789
62 562
-
-
Dividends
99 151
148 438
-
-
withholding
34 703
51 953
-
-
total
34 703
51 953
-
-
Income
211 000
211 000
211 000
211 000
Total tax
91 589
114 515
53 162
47 955
After tax
119 411
96 485
157 838
163 045
Living cost
53 584
53 584
53 584
53 584
Free-cash
65 827
42 901
104 254
109 461

Estimated living cost  is ₽53584 per week

₽34845
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4809
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13272
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽100109
₽71284
₽95453
₽96303
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
211 000
municipal
-
-
-
37 454
health
-
-
-
2 923
national
-
-
-
45 225
total
-
-
-
85 602
Employee
41 036
-
177 504
-
health
306
-
2 408
-
unemployment
616
-
2 663
-
pensions
2 769
-
11 982
-
national
678
-
30 342
-
municipal
6 721
-
28 881
-
total
11 090
-
76 276
-
Employer
41 036
-
177 504
-
health
315
-
1 366
-
pensions
7 120
-
30 798
-
accident
41
-
178
-
unemployment
266
-
1 153
-
total
7 742
-
33 495
-
Corporate
162 221
211 000
-
-
income
32 444
42 201
-
-
total
32 444
42 201
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

97 333
126 599
-
-
municipal
17 521
22 788
-
-
national
12 149
19 763
-
-
total
29 670
42 551
-
-
Income
211 000
211 000
211 000
211 000
Total tax
80 946
84 752
109 771
85 602
After tax
130 054
126 248
101 229
125 398
Living cost
29 945
29 945
29 945
29 945
Free-cash
100 109
96 303
71 284
95 453

Estimated living cost  is ₽29945 per week

₽19560
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽77717
₽41739
₽63514
₽85366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 493
social contributions
-
-
-
19 446
national
-
-
-
88 108
total
-
-
-
119 047
Employee

The minimum management director salary is set at €45,000 per year.

55 792
-
163 426
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 621
-
7 682
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 910
-
8 524
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

485
-
1 422
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 184
-
12 257
-
national
17 153
-
63 364
-
total
27 353
-
93 249
-
Employer

The minimum management director salary is set at €45,000 per year.

55 792
-
163 426
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 431
-
10 052
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 944
-
14 479
-
surtax
6 326
-
18 532
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

725
-
2 124
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

814
-
2 386
-
total
16 240
-
47 573
-
Corporate
138 967
211 000
-
-
income
27 793
47 868
-
-
surtax
557
958
-
-
total
28 350
48 826
-
-
Dividends
110 618
162 174
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

32 901
48 369
-
-
total
32 901
48 369
-
-
Income
211 000
211 000
211 000
211 000
Total tax
104 844
97 195
140 822
119 047
After tax
106 156
113 805
70 178
91 953
Living cost
28 439
28 439
28 439
28 439
Free-cash
77 717
85 366
41 739
63 514

Estimated living cost  is ₽28439 per week

₽18318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽80817
₽70041
₽70856
₽81572
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
unemployment
-
-
-
74
municipal
-
-
-
56 552
other
-
-
-
8 566
health
-
-
-
4 600
national
-
-
-
28 602
accident
-
-
-
147
pensions
-
-
-
7 969
total
-
-
-
106 510
Employee
47 926
-
187 839
-
national
-
-
28 151
-
municipal
14 292
-
56 013
-
total
14 292
-
84 164
-
Employer
47 926
-
187 839
-
health
2 947
-
4 533
-
pensions
5 181
-
7 969
-
accident
96
-
147
-
unemployment
1 265
-
1 946
-
other
5 569
-
8 566
-
total
15 058
-
23 161
-
Corporate
148 016
211 000
-
-
income
32 563
46 420
-
-
total
32 563
46 420
-
-
Dividends
115 452
164 580
-
-
withholding
34 636
49 374
-
-
total
34 636
49 374
-
-
Income
211 000
211 000
211 000
211 000
Total tax
96 549
95 794
107 325
106 510
After tax
114 451
115 206
103 675
104 490
Living cost
33 634
33 634
33 634
33 634
Free-cash
80 817
81 572
70 041
70 856

Estimated living cost  is ₽33634 per week

₽22292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7532
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽50422
₽162619
₽108741
₽91295
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
41 128
social contributions
-
-
-
24 054
total
-
-
-
65 182
Employee
53 163
-
-
-
income
11 727
-
-
-
social contributions
4 359
-
621
-
total
16 086
-
621
-
Employer
53 163
-
-
-
social contributions
74 960
-
10 683
-
total
74 960
-
10 683
-
Corporate
82 877
211 000
-
-
income
18 233
46 420
-
-
total
18 233
46 420
-
-
Dividends
64 644
164 580
-
-
income
14 222
36 208
-
-
total
14 222
36 208
-
-
Income
211 000
211 000
211 000
211 000
Total tax
123 501
82 628
11 304
65 182
After tax
87 499
128 372
199 696
145 818
Living cost
37 077
37 077
37 077
37 077
Free-cash
50 422
91 295
162 619
108 741

Estimated living cost  is ₽37077 per week

₽24057
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9060
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽125154
₽113577
₽115234
₽128388
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
52 467
health
-
-
-
5 380
social contributions
-
-
-
12 620
total
-
-
-
70 467
Employee
59 977
59 977
200 575
-
health
597
1 020
3 410
-
income
6 298
5 552
51 575
-
social contributions
2 914
4 978
6 714
-
total
9 809
11 550
61 699
-
Employer
59 977
59 977
200 575
-
health
650
1 110
3 711
-
social contributions
2 914
4 978
6 714
-
total
3 564
6 088
10 425
-
Corporate
172 328
144 936
-
-
income
21 541
18 117
-
-
total
21 541
18 117
-
-
Dividends
150 788
126 818
-
-
withholding
25 633
21 558
-
-
total
25 633
21 558
-
-
Income
211 000
211 000
211 000
211 000
Total tax
60 547
57 313
72 124
70 467
After tax
150 453
153 687
138 876
140 533
Living cost
25 299
25 299
25 299
25 299
Free-cash
125 154
128 388
113 577
115 234

Estimated living cost  is ₽25299 per week

₽17294
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1976
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽106138
₽87363
₽106030
₽101672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
68 600
pensions
-
-
-
8 350
total
-
-
-
76 950
Employee
38 461
-
183 597
-
health
502
-
2 358
-
pensions
2 936
-
9 699
-
income
7 004
-
56 157
-
total
10 442
-
68 214
-
Employer
38 461
-
183 597
-
health
731
-
3 489
-
pensions
3 886
-
23 914
-
total
4 617
-
27 403
-
Corporate
167 922
211 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

31 905
40 090
-
-
total
31 905
40 090
-
-
Dividends
136 017
170 910
-
-
withholding
29 878
41 218
-
-
total
29 878
41 218
-
-
Income
211 000
211 000
211 000
211 000
Total tax
76 842
81 308
95 617
76 950
After tax
134 158
129 692
115 383
134 050
Living cost
28 020
28 020
28 020
28 020
Free-cash
106 138
101 672
87 363
106 030

Estimated living cost  is ₽28020 per week

₽19221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽76519
₽63635
₽70042
₽80068
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
municipal
-
-
-
1 548
regional
-
-
-
5 465
social contributions
-
-
-
39 038
national
-
-
-
63 835
total
-
-
-
109 886
Employee
65 726
-
211 000
-
social contributions
22 162
-
51 179
-
regional
992
-
5 061
-
national
11 107
-
58 614
-
municipal
392
-
1 439
-
total
34 653
-
116 293
-
Employer
65 726
-
211 000
-
total
-
-
-
-
Corporate
145 274
211 000
-
-
nationa
34 867
50 641
-
-
municipal
7 003
10 170
-
-
total
41 870
60 811
-
-
Dividends
103 405
150 189
-
-
withholding
26 886
39 049
-
-
total
26 886
39 049
-
-
Income
211 000
211 000
211 000
211 000
Total tax
103 409
99 860
116 293
109 886
After tax
107 591
111 140
94 707
101 114
Living cost
31 072
31 072
31 072
31 072
Free-cash
76 519
80 068
63 635
70 042

Estimated living cost  is ₽31072 per week

₽21826
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2137
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6638
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽14509
₽100452
₽127129
₽254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
pensions
-
-
-
3 184
income
-
-
-
61 704
other
-
-
-
284
health
-
-
-
1 669
accident
-
-
-
193
total
-
-
-
67 034
Employee
26 486
-
194 552
-
health
3 033
-
22 276
-
pensions
2 982
-
5 839
-
income
3 634
-
49 149
-
total
9 649
-
77 264
-
Employer
26 486
-
194 552
-
pensions
4 307
-
8 432
-
accident
442
-
3 249
-
unemployment
649
-
4 766
-
total
5 398
-
16 447
-
Corporate
179 116
211 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

161 204
189 900
-
-
total
161 204
189 900
-
-
Dividends
17 912
21 100
-
-
withholding
3 403
4 009
-
-
total
3 403
4 009
-
-
Income
211 000
211 000
211 000
211 000
Total tax
179 654
193 909
93 711
67 034
After tax
31 346
17 091
117 289
143 966
Living cost
16 837
16 837
16 837
16 837
Free-cash
14 509
254
100 452
127 129

Estimated living cost  is ₽16837 per week

₽12340
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3213
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽88560
₽98137
₽73062
₽78356
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 000
trade
-
-
-
25 075
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
73 385
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 329
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 036
total
-
-
-
107 825
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 809
-
211 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 329
-
5 329
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 191
-
73 385
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

176
-
4 036
-
total
8 696
-
82 750
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
172 191
211 000
-
-
income
25 829
31 650
-
-
trade
24 710
30 278
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 421
1 741
-
-
chamber of commerce
372
428
-
-
total
52 332
64 097
-
-
Dividends
119 860
146 903
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 631
2 004
-
-
withholding
29 668
36 430
-
-
total
31 299
38 434
-
-
Income
211 000
211 000
211 000
211 000
Total tax
92 327
102 531
82 750
107 825
After tax
118 673
108 469
128 250
103 175
Living cost
30 113
30 113
30 113
30 113
Free-cash
88 560
78 356
98 137
73 062

Estimated living cost  is ₽30113 per week

₽20772
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3240
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5663
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽146175
₽77380
₽62910
₽152572
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
211 000
income
-
-
-
48 174
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
29 884
surtax
-
-
-
53 805
total
-
-
-
131 863
Employee
22 791
-
169 915
-
income
4 057
-
41 447
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 507
-
10 225
-
surtax
-
-
24 637
-
total
6 564
-
76 309
-
Employer
22 791
-
169 915
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 490
-
22 393
-
surtax
-
-
18 691
-
total
5 490
-
41 084
-
Corporate
182 719
211 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

36 544
42 201
-
-
total
36 544
42 201
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

146 175
168 799
-
-
total
-
-
-
-
Income
211 000
211 000
211 000
211 000
Total tax
48 598
42 201
117 393
131 863
After tax
162 402
168 799
93 607
79 137
Living cost
16 227
16 227
16 227
16 227
Free-cash
146 175
152 572
77 380
62 910

Estimated living cost  is ₽16227 per week

₽10352
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1545
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽120162
₽120767
₽121469
₽121785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
67 221
health
-
-
-
5 225
pensions
-
-
-
7 206
total
-
-
-
79 652
Employee
15 047
-
202 893
-
health
752
-
1 802
-
unemployment
151
-
360
-
pensions
1 354
-
3 243
-
income
2 911
-
66 842
-
total
5 168
-
72 247
-
Employer
15 047
-
202 893
-
health
1 430
-
3 423
-
pensions
1 655
-
3 963
-
unemployment
301
-
721
-
total
3 386
-
8 107
-
Corporate
192 567
211 000
-
-
income
42 365
46 420
-
-
total
42 365
46 420
-
-
Dividends
150 202
164 580
-
-
withholding
30 040
32 916
-
-
total
30 040
32 916
-
-
Income
211 000
211 000
211 000
211 000
Total tax
80 959
79 336
80 354
79 652
After tax
130 041
131 664
130 646
131 348
Living cost
9 879
9 879
9 879
9 879
Free-cash
120 162
121 785
120 767
121 469

Estimated living cost  is ₽9879 per week

₽5871
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽801
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽226
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2981
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽112720
₽76590
₽81356
₽115201
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
pensions
-
-
-
20 820
unemployment
-
-
-
178
income
-
-
-
71 222
other
-
-
-
-
health
-
-
-
7 390
surtax
-
-
-
12 515
total
-
-
-
112 125
Employee
26 267
-
189 088
-
health
671
-
2 654
-
unemployment
1 828
-
7 245
-
pensions
1 753
-
6 943
-
income
4 403
-
66 557
-
other
-
-
-
-
surtax
93
-
11 581
-
total
8 748
-
94 980
-
Employer
26 267
-
189 088
-
health
1 194
-
4 736
-
pensions
3 502
-
13 876
-
unemployment
833
-
3 299
-
other
-
-
-
-
total
5 529
-
21 911
-
Corporate
179 203
211 000
-
-
income
46 592
54 860
-
-
total
46 592
54 860
-
-
Dividends
132 611
156 140
-
-
withholding
19 892
23 420
-
-
total
19 892
23 420
-
-
Income
211 000
211 000
211 000
211 000
Total tax
80 761
78 280
116 891
112 125
After tax
130 239
132 720
94 109
98 875
Living cost
17 519
17 519
17 519
17 519
Free-cash
112 720
115 201
76 590
81 356

Estimated living cost  is ₽17519 per week

₽10577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽90858
₽29524
₽82785
₽91245
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
pensions
-
-
-
16 857