Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 211000
per

Your estimated
City
free-cash

Dresden , Germany
₽77337
₽101688
₽75469
₽87936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 910
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 845
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 544
trade
-
-
-
26 219
total
-
-
-
106 518
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

36 637
-
211 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

56
-
3 845
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 023
-
69 910
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 544
-
6 544
-
total
7 623
-
80 299
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
174 363
211 000
-
-
income
26 154
31 651
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 438
1 741
-
-
chamber of commerce
396
449
-
-
trade
27 462
33 232
-
-
total
55 450
67 073
-
-
Dividends
118 913
143 927
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 614
1 960
-
-
withholding
29 364
35 617
-
-
total
30 978
37 577
-
-
Income
211 000
211 000
211 000
211 000
Total tax
94 051
104 650
80 299
106 518
After tax
116 949
106 350
130 701
104 482
Living cost
29 013
29 013
29 013
29 013
Free-cash
87 936
77 337
101 688
75 469

Estimated living cost  is ₽29013 per week

₽18250
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽80476
₽71315
₽70181
₽79625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
social contributions
-
-
-
2 268
municipal
-
-
-
23 350
national
-
-
-
38 693
pensions
-
-
-
25 320
total
-
-
-
89 631
Employee
79 351
-
182 408
-
municipal
9 801
-
24 166
-
pensions
3 174
-
7 296
-
national
15 188
-
40 481
-
total
28 163
-
71 943
-
Employer
79 351
-
182 408
-
pensions
6 348
-
14 593
-
social contributions
853
-
1 961
-
total
7 201
-
16 554
-
Corporate
119 211
211 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

23 842
42 200
-
-
total
23 842
42 200
-
-
Dividends
95 369
168 800
-
-
withholding
20 981
37 136
-
-
total
20 981
37 136
-
-
Income
211 000
211 000
211 000
211 000
Total tax
80 187
79 336
88 497
89 631
After tax
130 813
131 664
122 503
121 369
Living cost
51 188
51 188
51 188
51 188
Free-cash
79 625
80 476
71 315
70 181

Estimated living cost  is ₽51188 per week

₽34792
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4758
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽766
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10872
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽148871
₽71573
₽56516
₽141016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
211 000
income
-
-
-
44 051
surtax
-
-
-
53 805
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
36 700
microenterprise
-
-
-
-
total
-
-
-
134 556
Employee
27 990
-
165 315
-
surtax
-
-
23 971
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 079
-
12 557
-
income
4 982
-
37 285
-
total
8 061
-
73 813
-
Employer
27 990
-
165 315
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 742
-
27 501
-
surtax
-
-
18 185
-
total
6 742
-
45 686
-
Corporate
176 268
211 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

35 253
42 201
-
-
total
35 253
42 201
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

141 015
168 799
-
-
total
-
-
-
-
Income
211 000
211 000
211 000
211 000
Total tax
50 056
42 201
119 499
134 556
After tax
160 944
168 799
91 501
76 444
Living cost
19 928
19 928
19 928
19 928
Free-cash
141 016
148 871
71 573
56 516

Estimated living cost  is ₽19928 per week

₽12713
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4864
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽64968
₽94826
₽73420
₽59098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
74 418
health
-
-
-
11 812
pensions
-
-
-
11 223
total
-
-
-
97 453
Employee
81 798
81 798
193 199
-
pensions
14 724
11 223
11 223
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 389
13 389
35 211
-
health
12 555
10 679
11 812
-
total
40 668
35 291
58 246
-
Employer
81 798
81 798
193 199
-
health
5 686
5 686
7 066
-
pensions
5 693
5 693
7 076
-
unemployment
2 945
2 945
3 659
-
total
14 324
14 324
17 801
-
Corporate
115 881
114 878
-
-
income
23 176
22 976
-
-
total
23 176
22 976
-
-
Dividends
92 705
91 901
-
-
income
19 701
19 528
-
-
withholding
13 906
13 786
-
-
total
33 607
33 314
-
-
Income
211 000
211 000
211 000
211 000
Total tax
111 775
105 905
76 047
97 453
After tax
99 225
105 095
134 953
113 547
Living cost
40 127
40 127
40 127
40 127
Free-cash
59 098
64 968
94 826
73 420

Estimated living cost  is ₽40127 per week

₽28437
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3617
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽638
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7435
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽76121
₽65942
₽66889
₽75246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
accident
-
-
-
171
other
-
-
-
9 954
unemployment
-
-
-
86
health
-
-
-
5 345
municipal
-
-
-
55 520
national
-
-
-
24 690
pensions
-
-
-
9 260
total
-
-
-
105 026
Employee
55 692
-
184 086
-
municipal
16 607
-
54 894
-
national
-
-
24 165
-
total
16 607
-
79 059
-
Employer
55 692
-
184 086
-
health
3 425
-
5 268
-
pensions
6 020
-
9 260
-
accident
111
-
171
-
unemployment
1 470
-
2 261
-
other
6 471
-
9 954
-
total
17 497
-
26 914
-
Corporate
137 810
211 000
-
-
income
30 318
46 420
-
-
total
30 318
46 420
-
-
Dividends
107 492
164 580
-
-
withholding
32 247
49 374
-
-
total
32 247
49 374
-
-
Income
211 000
211 000
211 000
211 000
Total tax
96 669
95 794
105 973
105 026
After tax
114 331
115 206
105 027
105 974
Living cost
39 085
39 085
39 085
39 085
Free-cash
75 246
76 121
65 942
66 889

Estimated living cost  is ₽39085 per week

₽25904
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3835
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽594
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽67634
₽93072
₽65688
₽81096
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 910
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 845
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 544
trade
-
-
-
27 384
total
-
-
-
107 683
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

48 576
-
211 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

229
-
3 845
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 174
-
69 910
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 544
-
6 544
-
total
10 947
-
80 299
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
162 424
211 000
-
-
income
24 363
31 651
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 340
1 741
-
-
chamber of commerce
376
445
-
-
trade
26 719
34 710
-
-
total
52 798
68 547
-
-
Dividends
109 626
142 453
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 487
1 940
-
-
withholding
27 043
35 250
-
-
total
28 530
37 190
-
-
Income
211 000
211 000
211 000
211 000
Total tax
92 275
105 737
80 299
107 683
After tax
118 725
105 263
130 701
103 317
Living cost
37 629
37 629
37 629
37 629
Free-cash
81 096
67 634
93 072
65 688

Estimated living cost  is ₽37629 per week

₽25167
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3968
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽562
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7933
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽122721
₽109292
₽111033
₽118748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
48 019
social contributions
-
-
-
15 498
health
-
-
-
5 381
total
-
-
-
68 898
Employee
73 656
73 656
199 072
-
social contributions
3 579
6 113
8 245
-
income
7 734
6 818
47 081
-
health
733
1 252
3 385
-
total
12 046
14 183
58 711
-
Employer
73 656
73 656
199 072
-
health
798
1 363
3 683
-
social contributions
3 579
6 113
8 245
-
total
4 377
7 476
11 928
-
Corporate
163 508
129 868
-
-
income
20 439
16 234
-
-
total
20 439
16 234
-
-
Dividends
143 069
113 634
-
-
withholding
24 321
19 317
-
-
total
24 321
19 317
-
-
Income
211 000
211 000
211 000
211 000
Total tax
61 183
57 210
70 639
68 898
After tax
149 817
153 790
140 361
142 102
Living cost
31 069
31 069
31 069
31 069
Free-cash
118 748
122 721
109 292
111 033

Estimated living cost  is ₽31069 per week

₽21239
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2427
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6882
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽100851
₽104725
₽128578
₽101218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
25 795
unemployment
-
-
-
3 165
health
-
-
-
14 770
pensions
-
-
-
21 100
total
-
-
-
64 830
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 394
10 106
176 569
-
unemployment
381
152
2 649
-
pensions
2 539
1 011
17 657
-
income
3 104
1 236
21 586
-
health
1 778
707
12 360
-
total
7 802
3 106
54 252
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 394
10 106
176 569
-
pensions
4 952
1 971
34 431
-
total
4 952
1 971
34 431
-
Corporate
180 654
198 923
-
-
income
16 259
17 903
-
-
total
16 259
17 903
-
-
Dividends
164 396
181 020
-
-
social contributions
31 942
35 183
-
-
withholding
31 235
34 394
-
-
total
63 177
69 577
-
-
Income
211 000
211 000
211 000
211 000
Total tax
92 190
92 557
88 683
64 830
After tax
118 810
118 443
122 317
146 170
Living cost
17 592
17 592
17 592
17 592
Free-cash
101 218
100 851
104 725
128 578

Estimated living cost  is ₽17592 per week

₽12005
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1439
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽145663
₽98480
₽89960
₽139714
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
28 275
health
-
-
-
27 430
pensions
-
-
-
42 199
total
-
-
-
97 904
Employee
27 173
-
157 698
-
unemployment
434
-
2 523
-
pensions
544
-
3 154
-
income
3 059
-
30 404
-
total
4 037
-
36 081
-
Employer
27 173
-
157 698
-
health
3 532
-
20 501
-
pensions
5 435
-
31 540
-
unemployment
218
-
1 262
-
total
9 185
-
53 303
-
Corporate
174 642
211 000
-
-
income
34 928
42 201
-
-
total
34 928
42 201
-
-
Dividends
139 714
168 799
-
-
total
-
-
-
-
Income
211 000
211 000
211 000
211 000
Total tax
48 150
42 201
89 384
97 904
After tax
162 850
168 799
121 616
113 096
Living cost
23 136
23 136
23 136
23 136
Free-cash
139 714
145 663
98 480
89 960

Estimated living cost  is ₽23136 per week

₽15869
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1378
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5424
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽4284
₽94637
₽122722
₽13813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
accident
-
-
-
245
income
-
-
-
60 136
other
-
-
-
360
health
-
-
-
2 119
pensions
-
-
-
4 043
total
-
-
-
66 903
Employee
33 625
-
192 370
-
pensions
3 786
-
7 413
-
income
4 613
-
46 919
-
health
3 850
-
22 027
-
total
12 249
-
76 359
-
Employer
33 625
-
192 370
-
pensions
5 468
-
10 704
-
accident
561
-
3 212
-
unemployment
824
-
4 713
-
total
6 853
-
18 629
-
Corporate
170 523
211 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

153 470
189 900
-
-
total
153 470
189 900
-
-
Dividends
17 052
21 100
-
-
withholding
3 240
4 009
-
-
total
3 240
4 009
-
-
Income
211 000
211 000
211 000
211 000
Total tax
175 812
193 909
94 988
66 903
After tax
35 188
17 091
116 012
144 097
Living cost
21 375
21 375
21 375
21 375
Free-cash
13 813
-4 284
94 637
122 722

Estimated living cost  is ₽21375 per week

₽15666
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1184
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽192605
₽160955
₽201045
₽191134
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
211 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 110
total
-
-
-
2 110
Employee
9 805
-
211 000
-
income
1 961
-
42 200
-
total
1 961
-
42 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

201 195
211 000
-
-
total
-
-
-
-
Dividends
201 195
211 000
-
-
withholding
10 060
10 550
-
-
total
10 060
10 550
-
-
Income
211 000
211 000
211 000
211 000
Total tax
12 021
10 550
42 200
2 110
After tax
198 979
200 450
168 800
208 890
Living cost
7 845
7 845
7 845
7 845
Free-cash
191 134
192 605
160 955
201 045

Estimated living cost  is ₽7845 per week

₽4861
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽652
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽216
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2115
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽129500
₽98812
₽100565
₽123030
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
36 626
other
-
-
-
6 918
health
-
-
-
6 409
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
34 959
total
-
-
-
84 912
Employee
34 779
-
174 067
-
unemployment
347
-
1 456
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 434
-
10 196
-
income
5 988
-
36 040
-
health
487
-
2 040
-
total
9 256
-
49 732
-
Employer
34 779
-
174 067
-
health
487
-
2 040
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 913
-
24 763
-
accident
278
-
1 392
-
unemployment
347
-
1 456
-
other
1 740
-
7 282
-
total
8 765
-
36 933
-
Corporate
167 455
211 000
-
-
income
35 166
44 309
-
-
total
35 166
44 309
-
-
Dividends
132 289
166 691
-
-
withholding
9 260
11 668
-
-
total
9 260
11 668
-
-
Income
211 000
211 000
211 000
211 000
Total tax
62 447
55 977
86 665
84 912
After tax
148 553
155 023
124 335
126 088
Living cost
25 523
25 523
25 523
25 523
Free-cash
123 030
129 500
98 812
100 565

Estimated living cost  is ₽25523 per week

₽18034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1723
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5355
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽69852
₽54222
₽73080
₽77506
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
64 933
pensions
-
-
-
9 422
total
-
-
-
74 355
Employee
89 935
-
183 918
-
pensions
8 676
-
11 272
-
income
16 212
-
52 361
-
health
1 482
-
2 498
-
total
26 370
-
66 131
-
Employer
89 935
-
183 918
-
health
1 708
-
3 494
-
pensions
10 619
-
23 588
-
total
12 327
-
27 082
-
Corporate
108 738
211 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

20 660
40 091
-
-
total
20 660
40 091
-
-
Dividends
88 078
170 909
-
-
withholding
10 572
37 492
-
-
total
10 572
37 492
-
-
Income
211 000
211 000
211 000
211 000
Total tax
69 929
77 583
93 213
74 355
After tax
141 071
133 417
117 787
136 645
Living cost
63 565
63 565
63 565
63 565
Free-cash
77 506
69 852
54 222
73 080

Estimated living cost  is ₽63565 per week

₽47631
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7469
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7950
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽167839
₽166575
₽157845
₽163388
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
31 650
unemployment
-
-
-
134
health
-
-
-
3 850
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 955
total
-
-
-
40 589
Employee
16 639
-
204 432
-
accident

We are using the highest rate at 1.1%.

183
-
368
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 461
-
2 940
-
income
1 664
-
20 443
-
health
765
-
1 540
-
total
4 073
-
25 291
-
Employer
16 639
-
204 432
-
health
1 148
-
2 310
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 834
-
3 689
-
accident

We are using the highest rate at 1.1%.

183
-
368
-
unemployment
100
-
201
-
total
3 265
-
6 568
-
Corporate
191 096
211 000
-
-
income
19 109
21 100
-
-
total
19 109
21 100
-
-
Dividends
171 986
189 900
-
-
withholding
8 599
9 495
-
-
total
8 599
9 495
-
-
Income
211 000
211 000
211 000
211 000
Total tax
35 046
30 595
31 859
40 589
After tax
175 954
180 405
179 141
170 411
Living cost
12 566
12 566
12 566
12 566
Free-cash
163 388
167 839
166 575
157 845

Estimated living cost  is ₽12566 per week

₽7336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽897
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽333
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽51980
₽81838
₽60432
₽54390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
74 418
health
-
-
-
11 812
pensions
-
-
-
11 223
total
-
-
-
97 453
Employee
88 807
81 798
193 199
-
pensions
11 223
11 223
11 223
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 389
13 389
35 211
-
health
11 079
10 679
11 812
-
total
35 691
35 291
58 246
-
Employer
88 807
81 798
193 199
-
health
6 171
5 686
7 066
-
pensions
6 180
5 693
7 076
-
unemployment
3 197
2 945
3 659
-
total
15 548
14 324
17 801
-
Corporate
106 644
114 878
-
-
income
21 329
22 976
-
-
total
21 329
22 976
-
-
Dividends
85 315
91 901
-
-
income
18 130
19 528
-
-
withholding
12 797
13 786
-
-
total
30 927
33 314
-
-
Income
211 000
211 000
211 000
211 000
Total tax
103 495
105 905
76 047
97 453
After tax
107 505
105 095
134 953
113 547
Living cost
53 115
53 115
53 115
53 115
Free-cash
54 390
51 980
81 838
60 432

Estimated living cost  is ₽53115 per week

₽39181
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4744
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽609
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8582
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽121451
₽90882
₽100018
₽112952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
22 235
social contributions
-
-
-
34 280
solidarity contribution
-
-
-
2 159
health
-
-
-
28 485
total
-
-
-
87 159
Employee
35 034
-
166 652
-
solidarity contribution
-
-
1 339
-
social contributions
2 277
-
7 631
-
income
4 204
-
20 478
-
health
4 730
-
22 498
-
total
11 211
-
51 946
-
Employer
35 034
-
166 652
-
health
3 153
-
14 999
-
social contributions
8 758
-
29 350
-
total
11 911
-
44 349
-
Corporate
164 055
211 000
-
-
income
31 170
40 090
-
-
total
31 170
40 090
-
-
Dividends
132 884
170 910
-
-
withholding
19 933
25 636
-
-
total
19 933
25 636
-
-
Income
211 000
211 000
211 000
211 000
Total tax
74 225
65 726
96 295
87 159
After tax
136 775
145 274
114 705
123 841
Living cost
23 823
23 823
23 823
23 823
Free-cash
112 952
121 451
90 882
100 018

Estimated living cost  is ₽23823 per week

₽16548
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1695
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5112
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽72157
₽52869
₽60987
₽67155
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
social contributions
-
-
-
47 941
regional
-
-
-
2 647
municipal
-
-
-
1 305
national
-
-
-
57 701
total
-
-
-
109 594
Employee
85 130
-
211 000
-
municipal
451
-
1 185
-
national
14 751
-
51 288
-
regional
803
-
2 387
-
social contributions
28 706
-
62 852
-
total
44 711
-
117 712
-
Employer
85 130
-
211 000
-
total
-
-
-
-
Corporate
125 870
211 000
-
-
municipal
4 910
8 229
-
-
nationa
30 209
50 641
-
-
total
35 119
58 870
-
-
Dividends
90 751
152 131
-
-
withholding
23 596
39 554
-
-
total
23 596
39 554
-
-
Income
211 000
211 000
211 000
211 000
Total tax
103 426
98 424
117 712
109 594
After tax
107 574
112 576
93 288
101 406
Living cost
40 419
40 419
40 419
40 419
Free-cash
67 155
72 157
52 869
60 987

Estimated living cost  is ₽40419 per week

₽28175
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽620
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8972
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽111582
₽72295
₽78153
₽108601
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
65 811
other
-
-
-
-
surtax
-
-
-
11 037
unemployment
-
-
-
218
health
-
-
-
9 076
pensions
-
-
-
25 568
total
-
-
-
111 710
Employee
31 676
-
184 090
-
other
-
-
-
-
unemployment
2 205
-
8 898
-
pensions
2 112
-
8 527
-
surtax
104
-
9 892
-
income
5 310
-
60 082
-
health
809
-
3 259
-
total
10 540
-
90 658
-
Employer
31 676
-
184 090
-
health
1 441
-
5 817
-
pensions
4 223
-
17 041
-
unemployment
1 003
-
4 052
-
other
-
-
-
-
total
6 667
-
26 910
-
Corporate
172 656
211 000
-
-
income
44 891
54 859
-
-
total
44 891
54 859
-
-
Dividends
127 765
156 141
-
-
withholding
19 164
23 422
-
-
total
19 164
23 422
-
-
Income
211 000
211 000
211 000
211 000
Total tax
81 262
78 281
117 568
111 710
After tax
129 738
132 719
93 432
99 290
Living cost
21 137
21 137
21 137
21 137
Free-cash
108 601
111 582
72 295
78 153

Estimated living cost  is ₽21137 per week

₽12924
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5775
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽89991
₽74361
₽93219
₽96273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
64 933
pensions
-
-
-
9 422
total
-
-
-
74 355
Employee
60 272
-
183 918
-
pensions
5 116
-
11 272
-
income
10 855
-
52 361
-
health
875
-
2 498
-
total
16 846
-
66 131
-
Employer
60 272
-
183 918
-
health
1 145
-
3 494
-
pensions
6 524
-
23 588
-
total
7 669
-
27 082
-
Corporate
143 058
211 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

27 180
40 091
-
-
total
27 180
40 091
-
-
Dividends
115 878
170 909
-
-
withholding
19 606
37 492
-
-
total
19 606
37 492
-
-
Income
211 000
211 000
211 000
211 000
Total tax
71 301
77 583
93 213
74 355
After tax
139 699
133 417
117 787
136 645
Living cost
43 426
43 426
43 426
43 426
Free-cash
96 273
89 991
74 361
93 219

Estimated living cost  is ₽43426 per week

₽32534
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3255
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7182
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽20003
₽83417
₽91663
₽52725
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 219
regional
-
-
-
11 509
health
-
-
-
475
city
-
-
-
2 224
national
-
-
-
5 016
pensions
-
-
-
19 412
total
-
-
-
42 855
Employee
89 503
-
189 589
-
unemployment
-
-
-
-
pensions
7 519
-
15 108
-
national
424
-
4 030
-
regional
2 931
-
10 165
-
city
961
-
2 047
-
health
202
-
426
-
total
12 037
-
31 776
-
Employer
89 503
-
189 589
-
health
202
-
426
-
pensions
7 519
-
15 108
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 790
-
3 791
-
total
9 511
-
19 325
-
Corporate
111 001
211 000
-
-
regional
23 478
44 626
-
-
national
9 435
17 934
-
-
total
32 913
62 560
-
-
Dividends
78 089
148 440
-
-
withholding
27 332
51 955
-
-
total
27 332
51 955
-
-
Income
211 000
211 000
211 000
211 000
Total tax
81 793
114 515
51 101
42 855
After tax
129 207
96 485
159 899
168 145
Living cost
76 482
76 482
76 482
76 482
Free-cash
52 725
20 003
83 417
91 663

Estimated living cost  is ₽76482 per week

₽49735
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽939
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18944
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽60300
₽86820
₽58271
₽75833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 910
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 845
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 544
trade
-
-
-
28 549
total
-
-
-
108 848
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

57 566
-
211 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

373
-
3 845
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 769
-
69 910
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 544
-
6 544
-
total
13 686
-
80 299
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
153 434
211 000
-
-
income
23 014
31 651
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 265
1 741
-
-
chamber of commerce
362
442
-
-
trade
26 314
36 186
-
-
total
50 955
70 020
-
-
Dividends
102 479
140 981
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 389
1 918
-
-
withholding
25 256
34 881
-
-
total
26 645
36 799
-
-
Income
211 000
211 000
211 000
211 000
Total tax
91 286
106 819
80 299
108 848
After tax
119 714
104 181
130 701
102 152
Living cost
43 881
43 881
43 881
43 881
Free-cash
75 833
60 300
86 820
58 271

Estimated living cost  is ₽43881 per week

₽32049
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3510
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7753
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽73572
₽77182
₽83079
₽79230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
38 761
other
-
-
-
6 540
surtax
-
-
-
-
social contributions
-
-
-
6 011
health
-
-
-
10 243
pensions
-
-
-
33 594
total
-
-
-
95 149
Employee
40 995
-
161 141
-
pensions
4 635
-
12 103
-
surtax
-
-
-
-
social contributions
1 169
-
4 590
-
income
2 419
-
34 493
-
total
8 223
-
51 186
-
Employer
40 995
-
161 141
-
health
2 870
-
15 970
-
pensions
6 735
-
20 212
-
unemployment
1 660
-
6 526
-
social contributions
124
-
484
-
other
1 414
-
6 668
-
total
12 803
-
49 860
-
Corporate
157 202
211 000
-
-
income
44 017
59 080
-
-
surtax
-
-
-
-
total
44 017
59 080
-
-
Dividends
113 186
151 920
-
-
surtax
-
-
-
-
social contributions
19 468
26 130
-
-
withholding
14 487
19 446
-
-
total
33 955
45 576
-
-
Income
211 000
211 000
211 000
211 000
Total tax
98 998
104 656
101 046
95 149
After tax
112 002
106 344
109 954
115 851
Living cost
32 772
32 772
32 772
32 772
Free-cash
79 230
73 572
77 182
83 079

Estimated living cost  is ₽32772 per week

₽20664
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2665
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽558
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8887
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽76819
₽80429
₽86326
₽82141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
38 761
other
-
-
-
6 540
surtax
-
-
-
-
social contributions
-
-
-
6 011
health
-
-
-
10 243
pensions
-
-
-
33 594
total
-
-
-
95 149
Employee
36 594
-
161 141
-
pensions
4 139
-
12 103
-
surtax
-
-
-
-
social contributions
1 043
-
4 590
-
income
1 887
-
34 493
-
total
7 069
-
51 186
-
Employer
36 594
-
161 141
-
health
2 561
-
15 970
-
pensions
6 013
-
20 212
-
unemployment
1 481
-
6 526
-
social contributions
109
-
484
-
other
1 263
-
6 668
-
total
11 427
-
49 860
-
Corporate
162 978
211 000
-
-
income
45 634
59 080
-
-
surtax
-
-
-
-
total
45 634
59 080
-
-
Dividends
117 343
151 920
-
-
surtax
-
-
-
-
social contributions
20 184
26 130
-
-
withholding
15 020
19 446
-
-
total
35 204
45 576
-
-
Income
211 000
211 000
211 000
211 000
Total tax
99 334
104 656
101 046
95 149
After tax
111 666
106 344
109 954
115 851
Living cost
29 525
29 525
29 525
29 525
Free-cash
82 141
76 819
80 429
86 326

Estimated living cost  is ₽29525 per week

₽17123
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2999
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽560
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8843
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽108419
₽109600
₽115193
₽108916
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
31 651
social contributions
-
-
-
29 118
health
-
-
-
14 727
total
-
-
-
75 496
Employee
32 478
-
211 000
-
social contributions
4 483
-
29 118
-
income
5 417
-
37 244
-
health
2 267
-
14 727
-
total
12 167
-
81 089
-
Employer
32 478
-
211 000
-
total
-
-
-
-
Corporate
178 522
211 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

8 927
10 550
-
-
total
8 927
10 550
-
-
Dividends
169 596
200 450
-
-
social contributions
23 403
27 662
-
-
withholding
25 439
30 067
-
-
health
11 837
13 991
-
-
total
60 679
71 720
-
-
Income
211 000
211 000
211 000
211 000
Total tax
81 773
82 270
81 089
75 496
After tax
129 227
128 730
129 911
135 504
Living cost
20 311
20 311
20 311
20 311
Free-cash
108 916
108 419
109 600
115 193

Estimated living cost  is ₽20311 per week

₽13593
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1252
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4997
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽82591
₽21614
₽74415
₽81109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
66 664
surtax
-
-
-
189
unemployment
-
-
-
5 875
chamber of commerce
-
-
-
843
health
-
-
-
8 560
pensions
-
-
-
20 702
total
-
-
-
102 833
Employee
47 870
38 173
174 067
-
other
478
382
1 120
-
unemployment
1 436
1 145
3 357
-
pensions
4 902
3 908
11 459
-
income
5 450
2 816
55 828
-
health
1 852
1 478
4 330
-
total
14 118
9 729
76 094
-
Employer
47 870
38 173
174 067
-
chamber of commerce
191
153
696
-
health
1 809
1 443
4 230
-
pensions
6 008
4 792
14 044
-
accident
622
496
1 454
-
unemployment
1 436
1 145
3 357
-
surtax
189
189
189
-
payroll
1 436
1 145
5 222
-
other
2 274
1 812
7 740
-
total
13 965
11 175
36 932
-
Corporate
149 166
161 652
170 432
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

37 291
40 412
42 608
-
total
37 291
40 412
42 608
-
Dividends
111 875
121 240
-
-
withholding
30 765
33 341
-
-
total
30 765
33 341
-
-
Income
211 000
211 000
211 000
211 000
Total tax
96 139
94 657
155 634
102 833
After tax
114 861
116 343
55 366
108 167
Living cost
33 752
33 752
33 752
33 752
Free-cash
81 109
82 591
21 614
74 415

Estimated living cost  is ₽33752 per week

₽22511
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2879
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7807
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽81114
₽37002
₽56826
₽68626
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 226
social contributions
-
-
-
23 881
national
-
-
-
84 142
total
-
-
-
119 249
Employee

The minimum management director salary is set at €45,000 per year.

68 517
-
163 424
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

596
-
1 421
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 574
-
8 523
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 139
-
12 257
-
national
21 065
-
61 614
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 219
-
7 682
-
total
33 593
-
91 497
-
Employer

The minimum management director salary is set at €45,000 per year.

68 517
-
163 424
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 214
-
10 050
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 071
-
14 480
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

891
-
2 125
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 000
-
2 387
-
surtax
7 769
-
18 534
-
total
19 945
-
47 576
-
Corporate
122 539
211 000
-
-
income
24 507
44 831
-
-
surtax
491
896
-
-
total
24 998
45 727
-
-
Dividends
97 541
165 273
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

28 913
49 234
-
-
total
28 913
49 234
-
-
Income
211 000
211 000
211 000
211 000
Total tax
107 449
94 961
139 073
119 249
After tax
103 551
116 039
71 927
91 751
Living cost
34 925
34 925
34 925
34 925
Free-cash
68 626
81 114
37 002
56 826

Estimated living cost  is ₽34925 per week

₽22496
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8829
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽105542
₽79327
₽83346
₽98980
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
accident
-
-
-
800
income
-
-
-
66 425
other
-
-
-
89
unemployment
-
-
-
622
pensions
-
-
-
25 125
total
-
-
-
93 061
Employee
47 681
-
182 696
-
other
47
-
89
-
unemployment
740
-
1 376
-
pensions
2 241
-
4 174
-
income
10 060
-
63 137
-
total
13 088
-
68 776
-
Employer
47 681
-
182 696
-
pensions
11 252
-
20 953
-
accident
943
-
1 758
-
unemployment
2 623
-
4 882
-
other
380
-
711
-
total
15 198
-
28 304
-
Corporate
148 121
211 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

22 218
31 651
-
-
total
22 218
31 651
-
-
Dividends
125 903
179 349
-
-
withholding
26 923
39 214
-
-
total
26 923
39 214
-
-
Income
211 000
211 000
211 000
211 000
Total tax
77 427
70 865
97 080
93 061
After tax
133 573
140 135
113 920
117 939
Living cost
34 593
34 593
34 593
34 593
Free-cash
98 980
105 542
79 327
83 346

Estimated living cost  is ₽34593 per week

₽25474
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2454
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6166
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽67810
₽55943
₽47530
₽54656
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
communal
-
-
-
13 335
accident
-
-
-
1 780
income
-
-
-
39 386
surtax
-
-
-
10 461
health
-
-
-
14 826
pensions
-
-
-
31 627
total
-
-
-
111 415
Employee
72 539
-
188 478
-
pensions
5 802
-
15 078
-
surtax
4 446
-
11 552
-
income
7 007
-
45 463
-
health
3 228
-
8 387
-
total
20 483
-
80 480
-
Employer
72 539
-
188 478
-
health
2 212
-
5 748
-
pensions
5 802
-
15 078
-
accident
653
-
1 696
-
total
8 667
-
22 522
-
Corporate
129 794
211 000
-
-
communal
8 762
14 242
-
-
income
19 470
31 651
-
-
surtax
1 363
2 216
-
-
total
29 595
48 109
-
-
Dividends
100 199
162 892
-
-
income
30 515
18 592
-
-
withholding
15 029
24 434
-
-
total
45 544
43 026
-
-
Income
211 000
211 000
211 000
211 000
Total tax
104 289
91 135
103 002
111 415
After tax
106 711
119 865
107 998
99 585
Living cost
52 055
52 055
52 055
52 055
Free-cash
54 656
67 810
55 943
47 530

Estimated living cost  is ₽52055 per week

₽39049
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽111204
₽71917
₽77775
₽108158
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
65 811
other
-
-
-
-
surtax
-
-
-
11 037
unemployment
-
-
-
218
health
-
-
-
9 076
pensions
-
-
-
25 568
total
-
-
-
111 710
Employee
32 258
-
184 090
-
other
-
-
-
-
unemployment
2 245
-
8 898
-
pensions
2 152
-
8 527
-
surtax
115
-
9 892
-
income
5 408
-
60 082
-
health
823
-
3 259
-
total
10 743
-
90 658
-
Employer
32 258
-
184 090
-
health
1 467
-
5 817
-
pensions
4 301
-
17 041
-
unemployment
1 023
-
4 052
-
other
-
-
-
-
total
6 791
-
26 910
-
Corporate
171 951
211 000
-
-
income
44 707
54 859
-
-
total
44 707
54 859
-
-
Dividends
127 244
156 141
-
-
withholding
19 086
23 422
-
-
total
19 086
23 422
-
-
Income
211 000
211 000
211 000
211 000
Total tax
81 327
78 281
117 568
111 710
After tax
129 673
132 719
93 432
99 290
Living cost
21 515
21 515
21 515
21 515
Free-cash
108 158
111 204
71 917
77 775

Estimated living cost  is ₽21515 per week

₽12990
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6157
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽85102
₽66865
₽74941
₽82978
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
social contributions
-
-
-
47 941
regional
-
-
-
3 309
municipal
-
-
-
1 305
national
-
-
-
57 701
total
-
-
-
110 256
Employee
53 135
-
211 000
-
municipal
282
-
1 185
-
national
8 418
-
51 288
-
regional
715
-
3 007
-
social contributions
17 917
-
62 852
-
total
27 332
-
118 332
-
Employer
53 135
-
211 000
-
total
-
-
-
-
Corporate
157 865
211 000
-
-
municipal
7 845
10 487
-
-
nationa
37 887
50 641
-
-
total
45 732
61 128
-
-
Dividends
112 133
149 873
-
-
withholding
29 155
38 967
-
-
total
29 155
38 967
-
-
Income
211 000
211 000
211 000
211 000
Total tax
102 219
100 095
118 332
110 256
After tax
108 781
110 905
92 668
100 744
Living cost
25 803
25 803
25 803
25 803
Free-cash
82 978
85 102
66 865
74 941

Estimated living cost  is ₽25803 per week

₽16047
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6700
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽115918
₽85349
₽94485
₽105445
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
22 235
social contributions
-
-
-
34 280
solidarity contribution
-
-
-
2 159
health
-
-
-
28 485
total
-
-
-
87 159
Employee
43 171
-
166 652
-
solidarity contribution
-
-
1 339
-
social contributions
2 806
-
7 631
-
income
5 180
-
20 478
-
health
5 828
-
22 498
-
total
13 814
-
51 946
-
Employer
43 171
-
166 652
-
health
3 885
-
14 999
-
social contributions
10 793
-
29 350
-
total
14 678
-
44 349
-
Corporate
153 151
211 000
-
-
income
29 099
40 090
-
-
total
29 099
40 090
-
-
Dividends
124 052
170 910
-
-
withholding
18 608
25 636
-
-
total
18 608
25 636
-
-
Income
211 000
211 000
211 000
211 000
Total tax
76 199
65 726
96 295
87 159
After tax
134 801
145 274
114 705
123 841
Living cost
29 356
29 356
29 356
29 356
Free-cash
105 445
115 918
85 349
94 485

Estimated living cost  is ₽29356 per week

₽21831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1626
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5391
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽85887
₽24854
₽77796
₽85409
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
66 664
surtax
-
-
-
-
unemployment
-
-
-
5 875
chamber of commerce
-
-
-
843
health
-
-
-
8 560
pensions
-
-
-
20 702
total
-
-
-
102 644
Employee
41 871
38 173
174 245
-
other
418
382
1 120
-
unemployment
1 256
1 145
3 357
-
pensions
4 288
3 908
11 459
-
income
3 730
2 816
55 914
-
health
1 620
1 478
4 330
-
total
11 312
9 729
76 180
-
Employer
41 871
38 173
174 245
-
chamber of commerce
167
153
696
-
health
1 583
1 443
4 230
-
pensions
5 255
4 792
14 044
-
accident
544
496
1 454
-
unemployment
1 256
1 145
3 357
-
surtax
-
-
-
-
payroll
1 256
1 145
5 228
-
other
1 989
1 812
7 745
-
total
12 050
10 986
36 754
-
Corporate
157 079
161 841
170 610
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

39 271
40 459
42 652
-
total
39 271
40 459
42 652
-
Dividends
117 808
121 382
-
-
withholding
32 398
33 379
-
-
total
32 398
33 379
-
-
Income
211 000
211 000
211 000
211 000
Total tax
95 031
94 553
155 586
102 644
After tax
115 969
116 447
55 414
108 356
Living cost
30 560
30 560
30 560
30 560
Free-cash
85 409
85 887
24 854
77 796

Estimated living cost  is ₽30560 per week

₽18332
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3121
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8562
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽188226
₽156576
₽196666
₽185934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
211 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 110
total
-
-
-
2 110
Employee
15 281
-
211 000
-
income
3 056
-
42 200
-
total
3 056
-
42 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

195 719
211 000
-
-
total
-
-
-
-
Dividends
195 719
211 000
-
-
withholding
9 786
10 550
-
-
total
9 786
10 550
-
-
Income
211 000
211 000
211 000
211 000
Total tax
12 842
10 550
42 200
2 110
After tax
198 158
200 450
168 800
208 890
Living cost
12 224
12 224
12 224
12 224
Free-cash
185 934
188 226
156 576
196 666

Estimated living cost  is ₽12224 per week

₽8272
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽119582
₽68160
₽72742
₽111571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
211 000
income
-
-
-
52 954
unemployment
-
-
-
316
health
-
-
-
20 762
pensions
-
-
-
38 534
total
-
-
-
112 566
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

42 357
-
182 574
-
unemployment
60
-
256
-
pensions
6 566
-
28 299
-
income
7 304
-
48 373
-
health
2 736
-
11 794
-
total
16 666
-
88 722
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

42 357
-
182 574
-
health
2 821
-
12 159
-
pensions
3 748
-
16 158
-
unemployment
25
-
109
-
total
6 594
-
28 426
-
Corporate
162 048
211 000
-
-
income
30 789
40 090
-
-
total
30 789
40 090
-
-
Dividends
131 259
170 910
-
-
withholding
19 688
25 636
-
-
total
19 688
25 636
-
-
Income
211 000
211 000
211 000
211 000
Total tax
73 737
65 726
117 148
112 566
After tax
137 263
145 274
93 852
98 434
Living cost
25 692
25 692
25 692
25 692
Free-cash
111 571
119 582
68 160
72 742

Estimated living cost  is ₽25692 per week

₽17632
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5917
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽86938
₽156933
₽104384
₽41261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
41 128
social contributions
-
-
-
24 054
total
-
-
-
65 182
Employee
59 411
-
-
-
social contributions
4 872
-
694
-
income
13 105
-
-
-
total
17 977
-
694
-
Employer
59 411
-
-
-
social contributions
83 769
-
11 939
-
total
83 769
-
11 939
-
Corporate
67 820
211 000
-
-
income
14 921
46 420
-
-
total
14 921
46 420
-
-
Dividends
52 900
164 580
-
-
income
11 638
36 208
-
-
total
11 638
36 208
-
-
Income
211 000
211 000
211 000
211 000
Total tax
128 305
82 628
12 633
65 182
After tax
82 695
128 372
198 367
145 818
Living cost
41 434
41 434
41 434
41 434
Free-cash
41 261
86 938
156 933
104 384

Estimated living cost  is ₽41434 per week

₽26884
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3897
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽89972
₽63934
₽80244
₽89008
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
211 000
income
-
-
-
27 389
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
73 322
total
-
-
-
100 711
Employee
44 055
-
170 504
-
surtax
-
-
158
-
social contributions
4 846
-
18 755
-
income
9 164
-
57 614
-
total
14 010
-
76 527
-
Employer
44 055
-
170 504
-
social contributions
10 463
-
40 494
-
total
10 463
-
40 494
-
Corporate
156 482
211 000
-
-
income
32 861
44 309
-
-
surtax
-
-
-
-
total
32 861
44 309
-
-
Dividends
123 621
166 691
-
-
withholding
34 613
46 674
-
-
total
34 613
46 674
-
-
Income
211 000
211 000
211 000
211 000
Total tax
91 947
90 983
117 021
100 711
After tax
119 053
120 017
93 979
110 289
Living cost
30 045
30 045
30 045
30 045
Free-cash
89 008
89 972
63 934
80 244

Estimated living cost  is ₽30045 per week

₽22480
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1772
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽502
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽60080
₽63690
₽69587
₽66664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
38 761
other
-
-
-
6 540
surtax
-
-
-
-
social contributions
-
-
-
6 011
health
-
-
-
10 243
pensions
-
-
-
33 594
total
-
-
-
95 149
Employee
59 993
-
161 141
-
pensions
6 786
-
12 103
-
surtax
-
-
-
-
social contributions
1 709
-
4 590
-
income
5 235
-
34 493
-
total
13 730
-
51 186
-
Employer
59 993
-
161 141
-
health
4 199
-
15 970
-
pensions
9 858
-
20 212
-
unemployment
2 430
-
6 526
-
social contributions
180
-
484
-
other
2 070
-
6 668
-
total
18 737
-
49 860
-
Corporate
132 269
211 000
-
-
income
37 035
59 080
-
-
surtax
-
-
-
-
total
37 035
59 080
-
-
Dividends
95 235
151 920
-
-
surtax
-
-
-
-
social contributions
16 380
26 130
-
-
withholding
12 190
19 446
-
-
total
28 570
45 576
-
-
Income
211 000
211 000
211 000
211 000
Total tax
98 072
104 656
101 046
95 149
After tax
112 928
106 344
109 954
115 851
Living cost
46 264
46 264
46 264
46 264
Free-cash
66 664
60 080
63 690
69 587

Estimated living cost  is ₽46264 per week

₽31311
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽634
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽161107
₽130753
₽125146
₽157890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
10 641
social contributions
-
-
-
46 420
total
-
-
-
57 061
Employee
30 795
-
182 683
-
income
-
-
11 265
-
social contributions
2 001
-
11 874
-
total
2 001
-
23 139
-
Employer
30 795
-
182 683
-
social contributions
4 773
-
28 315
-
total
4 773
-
28 315
-
Corporate
175 432
211 000
-
-
income
17 543
21 100
-
-
total
17 543
21 100
-
-
Dividends
157 889
189 900
-
-
total
-
-
-
-
Income
211 000
211 000
211 000
211 000
Total tax
24 317
21 100
51 454
57 061
After tax
186 683
189 900
159 546
153 939
Living cost
28 793
28 793
28 793
28 793
Free-cash
157 890
161 107
130 753
125 146

Estimated living cost  is ₽28793 per week

₽18617
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2170
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
₽2631
₽2631
₽75927
₽1498
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
labour market
-
-
-
16 814
municipal
-
-
-
45 216
national
-
-
-
26 156
pensions
-
-
-
829
total
-
-
-
89 015
Employee
194 401
194 401
194 401
-
municipal
41 397
41 397
41 397
-
labour market
15 530
15 530
15 530
-
pensions
276
276
276
-
national
23 750
23 750
23 750
-
total
80 953
80 953
80 953
-
Employer
194 401
194 401
194 401
-
national
23 791
23 791
23 791
-
labour market
15 552
15 552
15 552
-
pensions
553
553
553
-
municipal
41 462
41 462
41 462
-
total
81 358
81 358
81 358
-
Corporate
2 631
-
-
-
income
579
-
-
-
total
579
-
-
-
Dividends
2 052
-
-
-
withholding
554
-
-
-
total
554
-
-
-
Income
211 000
211 000
211 000
211 000
Total tax
163 444
162 311
162 311
89 015
After tax
47 556
48 689
48 689
121 985
Living cost
46 058
46 058
46 058
46 058
Free-cash
1 498
2 631
2 631
75 927

Estimated living cost  is ₽46058 per week

₽31523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4074
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽708
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9753
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽3969
₽94952
₽123037
₽13861
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
accident
-
-
-
245
income
-
-
-
60 136
other
-
-
-
360
health
-
-
-
2 119
pensions
-
-
-
4 043
total
-
-
-
66 903
Employee
33 129
-
192 370
-
pensions
3 731
-
7 413
-
income
4 545
-
46 919
-
health
3 793
-
22 027
-
total
12 069
-
76 359
-
Employer
33 129
-
192 370
-
pensions
5 387
-
10 704
-
accident
553
-
3 212
-
unemployment
812
-
4 713
-
total
6 752
-
18 629
-
Corporate
171 119
211 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

154 007
189 900
-
-
total
154 007
189 900
-
-
Dividends
17 112
21 100
-
-
withholding
3 251
4 009
-
-
total
3 251
4 009
-
-
Income
211 000
211 000
211 000
211 000
Total tax
176 079
193 909
94 988
66 903
After tax
34 921
17 091
116 012
144 097
Living cost
21 060
21 060
21 060
21 060
Free-cash
13 861
-3 969
94 952
123 037

Estimated living cost  is ₽21060 per week

₽15329
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1201
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4135
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽92816
₽69006
₽93176
₽95776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
211 000
health
-
-
-
2 850
municipal
-
-
-
37 467
national
-
-
-
40 732
total
-
-
-
81 049
Employee
50 396
-
177 504
-
municipal
8 254
-
28 895
-
unemployment
756
-
2 663
-
pensions
3 401
-
11 981
-
national
833
-
25 851
-
health
376
-
2 334
-
total
13 620
-
71 724
-
Employer
50 396
-
177 504
-
health
387
-
1 367
-
pensions
8 743
-
30 796
-
accident
51
-
178
-
unemployment
327
-
1 154
-
total
9 508
-
33 495
-
Corporate
151 096
211 000
-
-
income
30 220
42 201
-
-
total
30 220
42 201
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

90 657
126 599
-
-
municipal
16 318
22 787
-
-
national
8 783
16 421
-
-
total
25 101
39 208
-
-
Income
211 000
211 000
211 000
211 000
Total tax
78 449
81 409
105 219
81 049
After tax
132 551
129 591
105 781
129 951
Living cost
36 775
36 775
36 775
36 775
Free-cash
95 776
92 816
69 006
93 176

Estimated living cost  is ₽36775 per week

₽24021
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3537
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8632
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽131613
₽118184
₽119925
₽126399
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
48 019
social contributions
-
-
-
15 498
health
-
-
-
5 381
total
-
-
-
68 898
Employee
73 656
73 656
199 072
-
social contributions
2 785
6 113
8 245
-
income
8 020
6 818
47 081
-
health
571
1 252
3 385
-
total
11 376
14 183
58 711
-
Employer
73 656
73 656
199 072
-
health
620
1 363
3 683
-
social contributions
2 785
6 113
8 245
-
total
3 405
7 476
11 928
-
Corporate
174 043
129 868
-
-
income
21 755
16 234
-
-
total
21 755
16 234
-
-
Dividends
152 288
113 634
-
-
withholding
25 888
19 317
-
-
total
25 888
19 317
-
-
Income
211 000
211 000
211 000
211 000
Total tax
62 424
57 210
70 639
68 898
After tax
148 576
153 790
140 361
142 102
Living cost
22 177
22 177
22 177
22 177
Free-cash
126 399
131 613
118 184
119 925

Estimated living cost  is ₽22177 per week

₽13291
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2176
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6220
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽159521
₽145176
₽164389
₽154650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
211 000
income
-
-
-
21 817
unemployment
-
-
-
27
health
-
-
-
3 466
pensions
-
-
-
6 093
total
-
-
-
31 403
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 986
-
201 639
-
unemployment
109
-
454
-
pensions
3 297
-
13 633
-
income
1 503
-
19 443
-
health
1 869
-
7 725
-
total
6 778
-
41 255
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 986
-
201 639
-
health
945
-
3 908
-
pensions
1 209
-
4 999
-
unemployment
109
-
454
-
total
2 263
-
9 361
-
Corporate
186 750
211 000
-
-
income
16 807
18 990
-
-
total
16 807
18 990
-
-
Dividends
169 944
192 010
-
-
withholding
15 294
17 281
-
-
total
15 294
17 281
-
-
Income
211 000
211 000
211 000
211 000
Total tax
41 142
36 271
50 616
31 403
After tax
169 858
174 729
160 384
179 597
Living cost
15 208
15 208
15 208
15 208
Free-cash
154 650
159 521
145 176
164 389

Estimated living cost  is ₽15208 per week

₽9703
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1096
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3955
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽113795
₽87580
₽91599
₽109563
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
accident
-
-
-
800
income
-
-
-
66 425
other
-
-
-
89
unemployment
-
-
-
622
pensions
-
-
-
25 125
total
-
-
-
93 061
Employee
35 418
-
182 696
-
other
35
-
89
-
unemployment
549
-
1 376
-
pensions
1 665
-
4 174
-
income
6 828
-
63 137
-
total
9 077
-
68 776
-
Employer
35 418
-
182 696
-
pensions
8 358
-
20 953
-
accident
702
-
1 758
-
unemployment
1 949
-
4 882
-
other
284
-
711
-
total
11 293
-
28 304
-
Corporate
164 290
211 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

24 643
31 651
-
-
total
24 643
31 651
-
-
Dividends
139 647
179 349
-
-
withholding
30 084
39 214
-
-
total
30 084
39 214
-
-
Income
211 000
211 000
211 000
211 000
Total tax
75 097
70 865
97 080
93 061
After tax
135 903
140 135
113 920
117 939
Living cost
26 340
26 340
26 340
26 340
Free-cash
109 563
113 795
87 580
91 599

Estimated living cost  is ₽26340 per week

₽17779
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2532
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽129800
₽134058
₽134192
₽129494
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
72 599
health
-
-
-
986
pensions
-
-
-
1 359
total
-
-
-
74 944
Employee
2 839
-
209 471
-
unemployment
28
-
68
-
pensions
255
-
612
-
income
549
-
72 528
-
health
142
-
340
-
total
974
-
73 548
-
Employer
2 839
-
209 471
-
health
270
-
646
-
pensions
312
-
748
-
unemployment
57
-
136
-
total
639
-
1 530
-
Corporate
207 523
211 000
-
-
income
45 655
46 420
-
-
total
45 655
46 420
-
-
Dividends
161 868
164 580
-
-
withholding
32 374
32 916
-
-
total
32 374
32 916
-
-
Income
211 000
211 000
211 000
211 000
Total tax
79 642
79 336
75 078
74 944
After tax
131 358
131 664
135 922
136 056
Living cost
1 864
1 864
1 864
1 864
Free-cash
129 494
129 800
134 058
134 192

Estimated living cost  is ₽1864 per week

₽1108
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽151
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽43
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽562
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽135915
₽119002
₽119003
₽131210
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
211 000
income
-
-
-
48 757
unemployment
-
-
-
1 060
health
-
-
-
7 277
pensions
-
-
-
18 370
total
-
-
-
75 464
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 931
-
198 353
-
unemployment
187
-
530
-
pensions
3 490
-
9 892
-
income
3 437
-
48 757
-
health
1 284
-
3 639
-
total
8 398
-
62 818
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 931
-
198 353
-
health
1 284
-
3 639
-
pensions
2 992
-
8 478
-
unemployment
187
-
530
-
total
4 463
-
12 647
-
Corporate
181 606
211 000
-
-
income
27 241
31 650
-
-
total
27 241
31 650
-
-
Dividends
154 365
179 350
-
-
withholding
23 155
26 902
-
-
total
23 155
26 902
-
-
Income
211 000
211 000
211 000
211 000
Total tax
63 257
58 552
75 465
75 464
After tax
147 743
152 448
135 535
135 536
Living cost
16 533
16 533
16 533
16 533
Free-cash
131 210
135 915
119 002
119 003

Estimated living cost  is ₽16533 per week

₽11132
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3644
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽94193
₽68155
₽84465
₽93848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
211 000
income
-
-
-
27 389
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
73 322
total
-
-
-
100 711
Employee
37 177
-
170 504
-
surtax
-
-
158
-
social contributions
4 090
-
18 755
-
income
7 264
-
57 614
-
total
11 354
-
76 527
-
Employer
37 177
-
170 504
-
social contributions
8 829
-
40 494
-
total
8 829
-
40 494
-
Corporate
164 994
211 000
-
-
income
34 648
44 309
-
-
surtax
-
-
-
-
total
34 648
44 309
-
-
Dividends
130 346
166 691
-
-
withholding
36 497
46 674
-
-
total
36 497
46 674
-
-
Income
211 000
211 000
211 000
211 000
Total tax
91 328
90 983
117 021
100 711
After tax
119 672
120 017
93 979
110 289
Living cost
25 824
25 824
25 824
25 824
Free-cash
93 848
94 193
68 155
84 465

Estimated living cost  is ₽25824 per week

₽18290
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1794
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5282
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽106471
₽80256
₽84275
₽100204
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
accident
-
-
-
800
income
-
-
-
66 425
other
-
-
-
89
unemployment
-
-
-
622
pensions
-
-
-
25 125
total
-
-
-
93 061
Employee
46 261
-
182 696
-
other
45
-
89
-
unemployment
716
-
1 376
-
pensions
2 174
-
4 174
-
income
9 662
-
63 137
-
total
12 597
-
68 776
-
Employer
46 261
-
182 696
-
pensions
10 917
-
20 953
-
accident
916
-
1 758
-
unemployment
2 545
-
4 882
-
other
371
-
711
-
total
14 749
-
28 304
-
Corporate
149 990
211 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

22 498
31 651
-
-
total
22 498
31 651
-
-
Dividends
127 492
179 349
-
-
withholding
27 288
39 214
-
-
total
27 288
39 214
-
-
Income
211 000
211 000
211 000
211 000
Total tax
77 132
70 865
97 080
93 061
After tax
133 868
140 135
113 920
117 939
Living cost
33 664
33 664
33 664
33 664
Free-cash
100 204
106 471
80 256
84 275

Estimated living cost  is ₽33664 per week

₽24176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2618
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6397
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽163918
₽162654
₽153924
₽158077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
31 650
unemployment
-
-
-
134
health
-
-
-
3 850
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 955
total
-
-
-
40 589
Employee
21 831
-
204 432
-
accident

We are using the highest rate at 1.1%.

240
-
368
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 917
-
2 940
-
income
2 183
-
20 443
-
health
1 004
-
1 540
-
total
5 344
-
25 291
-
Employer
21 831
-
204 432
-
health
1 507
-
2 310
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 406
-
3 689
-
accident

We are using the highest rate at 1.1%.

240
-
368
-
unemployment
131
-
201
-
total
4 284
-
6 568
-
Corporate
184 885
211 000
-
-
income
18 488
21 100
-
-
total
18 488
21 100
-
-
Dividends
166 397
189 900
-
-
withholding
8 320
9 495
-
-
total
8 320
9 495
-
-
Income
211 000
211 000
211 000
211 000
Total tax
36 436
30 595
31 859
40 589
After tax
174 564
180 405
179 141
170 411
Living cost
16 487
16 487
16 487
16 487
Free-cash
158 077
163 918
162 654
153 924

Estimated living cost  is ₽16487 per week

₽10904
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4246
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽71540
₽93720
₽69833
₽84071
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 910
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 845
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 544
trade
-
-
-
23 887
total
-
-
-
104 186
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 660
-
211 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
3 845
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 919
-
69 910
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 544
-
6 544
-
total
10 679
-
80 299
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
163 340
211 000
-
-
income
24 501
31 651
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 347
1 741
-
-
chamber of commerce
385
454
-
-
trade
23 440
30 278
-
-
total
49 673
64 124
-
-
Dividends
113 666
146 875
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 543
2 000
-
-
withholding
28 053
36 355
-
-
total
29 596
38 355
-
-
Income
211 000
211 000
211 000
211 000
Total tax
89 948
102 479
80 299
104 186
After tax
121 052
108 521
130 701
106 814
Living cost
36 981
36 981
36 981
36 981
Free-cash
84 071
71 540
93 720
69 833

Estimated living cost  is ₽36981 per week

₽25510
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3979
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6955
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽93134
₽51687
₽51687
₽95251
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
68 567
social contributions
-
-
-
36 181
total
-
-
-
104 748
Employee
74 927
-
211 000
-
income
14 138
-
68 567
-
social contributions
6 225
-
36 181
-
total
20 363
-
104 748
-
Employer
74 927
-
211 000
-
total
-
-
-
-
Corporate
136 073
211 000
-
-
income
17 009
26 375
-
-
total
17 009
26 375
-
-
Dividends
119 064
184 625
-
-
withholding
23 812
36 926
-
-
total
23 812
36 926
-
-
Income
211 000
211 000
211 000
211 000
Total tax
61 184
63 301
104 748
104 748
After tax
149 816
147 699
106 252
106 252
Living cost
54 565
54 565
54 565
54 565
Free-cash
95 251
93 134
51 687
51 687

Estimated living cost  is ₽54565 per week

₽41512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8085
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽97319
₽112676
₽138714
₽100664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
211 000
income
-
-
-
31 651
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 864
total
-
-
-
37 515
Employee
43 942
-
206 594
-
income
4 768
-
54 741
-
social contributions
4 403
-
4 406
-
total
9 171
-
59 147
-
Employer
43 942
-
206 594
-
social contributions
4 403
-
4 406
-
total
4 403
-
4 406
-
Corporate
162 656
211 000
-
-
income
56 930
73 849
-
-
total
56 930
73 849
-
-
Dividends
105 726
137 151
-
-
social contributions
5 061
5 061
-
-
total
5 061
5 061
-
-
Income
211 000
211 000
211 000
211 000
Total tax
75 565
78 910
63 553
37 515
After tax
135 435
132 090
147 447
173 485
Living cost
34 771
34 771
34 771
34 771
Free-cash
100 664
97 319
112 676
138 714

Estimated living cost  is ₽34771 per week

₽22904
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2741
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8592
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽98113
₽82483
₽101341
₽103741
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
64 933
pensions
-
-
-
9 422
total
-
-
-
74 355
Employee
48 460
-
183 918
-
pensions
3 699
-
11 272
-
income
8 825
-
52 361
-
health
632
-
2 498
-
total
13 156
-
66 131
-
Employer
48 460
-
183 918
-
health
921
-
3 494
-
pensions
4 896
-
23 588
-
total
5 817
-
27 082
-
Corporate
156 723
211 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

29 778
40 091
-
-
total
29 778
40 091
-
-
Dividends
126 946
170 909
-
-
withholding
23 204
37 492
-
-
total
23 204
37 492
-
-
Income
211 000
211 000
211 000
211 000
Total tax
71 955
77 583
93 213
74 355
After tax
139 045
133 417
117 787
136 645
Living cost
35 304
35 304
35 304
35 304
Free-cash
103 741
98 113
82 483
101 341

Estimated living cost  is ₽35304 per week

₽24218
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3247
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7395
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽6054
₽92867
₽120952
₽13540
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
accident
-
-
-
245
income
-
-
-
60 136
other
-
-
-
360
health
-
-
-
2 119
pensions
-
-
-
4 043
total
-
-
-
66 903
Employee
36 408
-
192 370
-
pensions
4 100
-
7 413
-
income
4 995
-
46 919
-
health
4 169
-
22 027
-
total
13 264
-
76 359
-
Employer
36 408
-
192 370
-
pensions
5 920
-
10 704
-
accident
608
-
3 212
-
unemployment
892
-
4 713
-
total
7 420
-
18 629
-
Corporate
167 172
211 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

150 455
189 900
-
-
total
150 455
189 900
-
-
Dividends
16 717
21 100
-
-
withholding
3 176
4 009
-
-
total
3 176
4 009
-
-
Income
211 000
211 000
211 000
211 000
Total tax
174 315
193 909
94 988
66 903
After tax
36 685
17 091
116 012
144 097
Living cost
23 145
23 145
23 145
23 145
Free-cash
13 540
-6 054
92 867
120 952

Estimated living cost  is ₽23145 per week

₽16986
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1349
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽466
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽148496
₽141618
₽120588
₽145602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
211 000
income
-
-
-
35 432
unemployment
-
-
-
1 835
work injury
-
-
-
765
health insurance
-
-
-
11 318
pensions
-
-
-
28 143
total
-
-
-
77 493
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 670
-
211 000
-
health insurance
1 530
-
5 659
-
unemployment
248
-
918
-
work injury
103
-
382
-
pensions
3 803
-
14 072
-
income
2 067
-
35 432
-
total
7 751
-
56 463
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
190 330
211 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

19 033
21 100
-
-
total
19 033
21 100
-
-
Dividends
171 297
189 900
-
-
withholding
25 695
28 485
-
-
total
25 695
28 485
-
-
Income
211 000
211 000
211 000
211 000
Total tax
52 479
49 585
56 463
77 493
After tax
158 521
161 415
154 537
133 507
Living cost
12 919
12 919
12 919
12 919
Free-cash
145 602
148 496
141 618
120 588

Estimated living cost  is ₽12919 per week

₽8003
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽939
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3574
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽72981
₽52754
₽60621
₽68623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
social contributions
-
-
-
47 941
regional
-
-
-
5 111
municipal
-
-
-
1 467
national
-
-
-
57 701
total
-
-
-
112 220
Employee
80 716
-
211 000
-
municipal
482
-
1 334
-
national
13 640
-
51 288
-
regional
1 219
-
4 613
-
social contributions
27 217
-
62 852
-
total
42 558
-
120 087
-
Employer
80 716
-
211 000
-
total
-
-
-
-
Corporate
130 284
211 000
-
-
municipal
6 280
10 170
-
-
nationa
31 269
50 641
-
-
total
37 549
60 811
-
-
Dividends
92 734
150 189
-
-
withholding
24 111
39 049
-
-
total
24 111
39 049
-
-
Income
211 000
211 000
211 000
211 000
Total tax
104 218
99 860
120 087
112 220
After tax
106 782
111 140
90 913
98 780
Living cost
38 159
38 159
38 159
38 159
Free-cash
68 623
72 981
52 754
60 621

Estimated living cost  is ₽38159 per week

₽26804
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2625
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽576
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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