Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 211000
per

Your estimated
City
free-cash

Dresden , Germany
₽76390
₽101166
₽75179
₽87331
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 293
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 812
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 760
trade
-
-
-
25 987
total
-
-
-
105 852
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

37 844
-
211 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

58
-
3 812
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 057
-
69 293
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 760
-
6 760
-
total
7 875
-
79 865
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
173 156
211 000
-
-
income
25 974
31 650
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 429
1 741
-
-
chamber of commerce
400
453
-
-
trade
27 273
33 233
-
-
total
55 076
67 077
-
-
Dividends
118 080
143 925
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 604
1 958
-
-
withholding
29 145
35 606
-
-
total
30 749
37 564
-
-
Income
211 000
211 000
211 000
211 000
Total tax
93 700
104 641
79 865
105 852
After tax
117 300
106 359
131 135
105 148
Living cost
29 969
29 969
29 969
29 969
Free-cash
87 331
76 390
101 166
75 179

Estimated living cost  is ₽29969 per week

₽18852
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽560
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7064
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽79262
₽70490
₽69358
₽78391
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
social contributions
-
-
-
2 268
municipal
-
-
-
23 320
national
-
-
-
38 332
pensions
-
-
-
25 320
total
-
-
-
89 240
Employee
81 232
-
182 408
-
municipal
10 033
-
24 137
-
pensions
3 249
-
7 296
-
national
15 548
-
40 121
-
total
28 830
-
71 554
-
Employer
81 232
-
182 408
-
pensions
6 499
-
14 593
-
social contributions
873
-
1 961
-
total
7 372
-
16 554
-
Corporate
117 035
211 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

23 407
42 200
-
-
total
23 407
42 200
-
-
Dividends
93 628
168 800
-
-
withholding
20 598
37 136
-
-
total
20 598
37 136
-
-
Income
211 000
211 000
211 000
211 000
Total tax
80 207
79 336
88 108
89 240
After tax
130 793
131 664
122 892
121 760
Living cost
52 402
52 402
52 402
52 402
Free-cash
78 391
79 262
70 490
69 358

Estimated living cost  is ₽52402 per week

₽35617
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽784
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11129
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽148215
₽70542
₽55382
₽140099
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
211 000
income
-
-
-
43 319
surtax
-
-
-
53 804
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
37 910
microenterprise
-
-
-
-
total
-
-
-
135 033
Employee
28 912
-
164 498
-
surtax
-
-
23 852
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 181
-
12 971
-
income
5 147
-
36 548
-
total
8 328
-
73 371
-
Employer
28 912
-
164 498
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 964
-
28 407
-
surtax
-
-
18 095
-
total
6 964
-
46 502
-
Corporate
175 124
211 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

35 024
42 200
-
-
total
35 024
42 200
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

140 100
168 800
-
-
total
-
-
-
-
Income
211 000
211 000
211 000
211 000
Total tax
50 316
42 200
119 873
135 033
After tax
160 684
168 800
91 127
75 967
Living cost
20 585
20 585
20 585
20 585
Free-cash
140 099
148 215
70 542
55 382

Estimated living cost  is ₽20585 per week

₽13132
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5025
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽63563
₽93516
₽72486
₽57501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
73 271
health
-
-
-
12 201
pensions
-
-
-
11 593
total
-
-
-
97 065
Employee
84 494
84 494
192 612
-
pensions
15 209
11 593
11 593
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 830
13 830
33 853
-
health
12 969
11 031
12 201
-
total
42 008
36 454
57 647
-
Employer
84 494
84 494
192 612
-
health
5 873
5 873
7 298
-
pensions
5 881
5 881
7 310
-
unemployment
3 042
3 042
3 780
-
total
14 796
14 796
18 388
-
Corporate
112 746
111 710
-
-
income
22 549
22 342
-
-
total
22 549
22 342
-
-
Dividends
90 197
89 367
-
-
income
19 167
18 991
-
-
withholding
13 530
13 405
-
-
total
32 697
32 396
-
-
Income
211 000
211 000
211 000
211 000
Total tax
112 050
105 988
76 035
97 065
After tax
98 950
105 012
134 965
113 935
Living cost
41 449
41 449
41 449
41 449
Free-cash
57 501
63 563
93 516
72 486

Estimated living cost  is ₽41449 per week

₽29374
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3737
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽659
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7680
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽74389
₽64638
₽65629
₽73474
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
accident
-
-
-
179
other
-
-
-
10 395
unemployment
-
-
-
90
health
-
-
-
5 582
municipal
-
-
-
55 192
national
-
-
-
23 446
pensions
-
-
-
9 670
total
-
-
-
104 554
Employee
58 161
-
182 893
-
municipal
17 344
-
54 539
-
national
-
-
22 898
-
total
17 344
-
77 437
-
Employer
58 161
-
182 893
-
health
3 577
-
5 502
-
pensions
6 287
-
9 670
-
accident
116
-
179
-
unemployment
1 535
-
2 362
-
other
6 758
-
10 395
-
total
18 273
-
28 108
-
Corporate
134 565
211 000
-
-
income
29 604
46 420
-
-
total
29 604
46 420
-
-
Dividends
104 961
164 580
-
-
withholding
31 488
49 374
-
-
total
31 488
49 374
-
-
Income
211 000
211 000
211 000
211 000
Total tax
96 709
95 794
105 545
104 554
After tax
114 291
115 206
105 455
106 446
Living cost
40 817
40 817
40 817
40 817
Free-cash
73 474
74 389
64 638
65 629

Estimated living cost  is ₽40817 per week

₽27052
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4005
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽620
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9140
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽66405
₽92266
₽65125
₽80306
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 293
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 812
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 760
trade
-
-
-
27 141
total
-
-
-
107 006
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 177
-
211 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

237
-
3 812
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 311
-
69 293
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 760
-
6 760
-
total
11 308
-
79 865
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
160 823
211 000
-
-
income
24 124
31 650
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 328
1 741
-
-
chamber of commerce
379
451
-
-
trade
26 456
34 710
-
-
total
52 287
68 552
-
-
Dividends
108 536
142 449
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 472
1 938
-
-
withholding
26 758
35 236
-
-
total
28 230
37 174
-
-
Income
211 000
211 000
211 000
211 000
Total tax
91 825
105 726
79 865
107 006
After tax
119 175
105 274
131 135
103 994
Living cost
38 869
38 869
38 869
38 869
Free-cash
80 306
66 405
92 266
65 125

Estimated living cost  is ₽38869 per week

₽25996
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4099
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽121713
₽108531
₽110286
₽117612
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
47 231
social contributions
-
-
-
16 009
health
-
-
-
5 381
total
-
-
-
68 621
Employee
76 083
76 083
198 805
-
social contributions
3 697
6 315
8 517
-
income
7 989
7 043
46 284
-
health
757
1 294
3 380
-
total
12 443
14 652
58 181
-
Employer
76 083
76 083
198 805
-
health
824
1 408
3 678
-
social contributions
3 697
6 315
8 517
-
total
4 521
7 723
12 195
-
Corporate
161 943
127 194
-
-
income
20 243
15 900
-
-
total
20 243
15 900
-
-
Dividends
141 700
111 294
-
-
withholding
24 088
18 919
-
-
total
24 088
18 919
-
-
Income
211 000
211 000
211 000
211 000
Total tax
61 295
57 194
70 376
68 621
After tax
149 705
153 806
140 624
142 379
Living cost
32 093
32 093
32 093
32 093
Free-cash
117 612
121 713
108 531
110 286

Estimated living cost  is ₽32093 per week

₽21939
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2507
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7109
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽100287
₽104150
₽128003
₽100666
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
25 795
unemployment
-
-
-
3 165
health
-
-
-
14 770
pensions
-
-
-
21 100
total
-
-
-
64 830
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 224
10 437
176 569
-
unemployment
393
157
2 649
-
pensions
2 622
1 044
17 657
-
income
3 206
1 276
21 586
-
health
1 836
731
12 360
-
total
8 057
3 208
54 252
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 224
10 437
176 569
-
pensions
5 114
2 035
34 431
-
total
5 114
2 035
34 431
-
Corporate
179 662
198 528
-
-
income
16 170
17 868
-
-
total
16 170
17 868
-
-
Dividends
163 492
180 660
-
-
social contributions
31 762
35 110
-
-
withholding
31 064
34 325
-
-
total
62 826
69 435
-
-
Income
211 000
211 000
211 000
211 000
Total tax
92 167
92 546
88 683
64 830
After tax
118 833
118 454
122 317
146 170
Living cost
18 167
18 167
18 167
18 167
Free-cash
100 666
100 287
104 150
128 003

Estimated living cost  is ₽18167 per week

₽12397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3920
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽144901
₽97717
₽89196
₽138756
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
28 274
health
-
-
-
27 431
pensions
-
-
-
42 200
total
-
-
-
97 905
Employee
28 069
-
157 699
-
unemployment
449
-
2 524
-
pensions
561
-
3 154
-
income
3 160
-
30 405
-
total
4 170
-
36 083
-
Employer
28 069
-
157 699
-
health
3 648
-
20 500
-
pensions
5 614
-
31 539
-
unemployment
225
-
1 262
-
total
9 487
-
53 301
-
Corporate
173 443
211 000
-
-
income
34 688
42 200
-
-
total
34 688
42 200
-
-
Dividends
138 755
168 800
-
-
total
-
-
-
-
Income
211 000
211 000
211 000
211 000
Total tax
48 345
42 200
89 384
97 905
After tax
162 655
168 800
121 616
113 095
Living cost
23 899
23 899
23 899
23 899
Free-cash
138 756
144 901
97 717
89 196

Estimated living cost  is ₽23899 per week

₽16392
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1423
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽4971
₽93756
₽122054
₽13708
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
accident
-
-
-
253
income
-
-
-
59 899
other
-
-
-
372
health
-
-
-
2 187
pensions
-
-
-
4 173
total
-
-
-
66 884
Employee
34 705
-
192 039
-
pensions
3 908
-
7 651
-
income
4 761
-
46 582
-
health
3 974
-
21 989
-
total
12 643
-
76 222
-
Employer
34 705
-
192 039
-
pensions
5 643
-
11 048
-
accident
579
-
3 207
-
unemployment
850
-
4 705
-
total
7 072
-
18 960
-
Corporate
169 222
211 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

152 300
189 900
-
-
total
152 300
189 900
-
-
Dividends
16 922
21 100
-
-
withholding
3 215
4 009
-
-
total
3 215
4 009
-
-
Income
211 000
211 000
211 000
211 000
Total tax
175 230
193 909
95 182
66 884
After tax
35 770
17 091
115 818
144 116
Living cost
22 062
22 062
22 062
22 062
Free-cash
13 708
-4 971
93 756
122 054

Estimated living cost  is ₽22062 per week

₽16170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1222
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽192350
₽160700
₽200790
₽190831
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
211 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 110
total
-
-
-
2 110
Employee
10 125
-
211 000
-
income
2 025
-
42 200
-
total
2 025
-
42 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

200 875
211 000
-
-
total
-
-
-
-
Dividends
200 875
211 000
-
-
withholding
10 044
10 550
-
-
total
10 044
10 550
-
-
Income
211 000
211 000
211 000
211 000
Total tax
12 069
10 550
42 200
2 110
After tax
198 931
200 450
168 800
208 890
Living cost
8 100
8 100
8 100
8 100
Free-cash
190 831
192 350
160 700
200 790

Estimated living cost  is ₽8100 per week

₽5020
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽673
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽128656
₽96893
₽98663
₽121974
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
36 094
other
-
-
-
7 146
health
-
-
-
6 621
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
36 111
total
-
-
-
85 972
Employee
35 926
-
172 904
-
unemployment
359
-
1 504
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 514
-
10 532
-
income
6 185
-
35 503
-
health
503
-
2 107
-
total
9 561
-
49 646
-
Employer
35 926
-
172 904
-
health
503
-
2 107
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 108
-
25 579
-
accident
287
-
1 384
-
unemployment
359
-
1 504
-
other
1 797
-
7 522
-
total
9 054
-
38 096
-
Corporate
166 020
211 000
-
-
income
34 864
44 311
-
-
total
34 864
44 311
-
-
Dividends
131 156
166 689
-
-
withholding
9 182
11 668
-
-
total
9 182
11 668
-
-
Income
211 000
211 000
211 000
211 000
Total tax
62 661
55 979
87 742
85 972
After tax
148 339
155 021
123 258
125 028
Living cost
26 365
26 365
26 365
26 365
Free-cash
121 974
128 656
96 893
98 663

Estimated living cost  is ₽26365 per week

₽18628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1780
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5532
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽68158
₽52288
₽71180
₽76095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
64 268
pensions
-
-
-
9 617
total
-
-
-
73 885
Employee
93 288
-
183 975
-
pensions
9 000
-
11 556
-
income
16 816
-
51 675
-
health
1 537
-
2 521
-
total
27 353
-
65 752
-
Employer
93 288
-
183 975
-
health
1 772
-
3 496
-
pensions
11 015
-
23 529
-
total
12 787
-
27 025
-
Corporate
104 926
211 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

19 936
40 089
-
-
total
19 936
40 089
-
-
Dividends
84 990
170 911
-
-
withholding
8 894
36 818
-
-
total
8 894
36 818
-
-
Income
211 000
211 000
211 000
211 000
Total tax
68 970
76 907
92 777
73 885
After tax
142 030
134 093
118 223
137 115
Living cost
65 935
65 935
65 935
65 935
Free-cash
76 095
68 158
52 288
71 180

Estimated living cost  is ₽65935 per week

₽49406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7747
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8246
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽167431
₽165818
₽157147
₽162835
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
31 650
unemployment
-
-
-
138
health
-
-
-
3 975
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 116
total
-
-
-
40 879
Employee
17 180
-
204 219
-
accident

We are using the highest rate at 1.1%.

189
-
380
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 508
-
3 035
-
income
1 718
-
20 422
-
health
790
-
1 590
-
total
4 205
-
25 427
-
Employer
17 180
-
204 219
-
health
1 186
-
2 385
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 893
-
3 809
-
accident

We are using the highest rate at 1.1%.

189
-
380
-
unemployment
103
-
207
-
total
3 371
-
6 781
-
Corporate
190 449
211 000
-
-
income
19 045
21 100
-
-
total
19 045
21 100
-
-
Dividends
171 404
189 900
-
-
withholding
8 570
9 495
-
-
total
8 570
9 495
-
-
Income
211 000
211 000
211 000
211 000
Total tax
35 191
30 595
32 208
40 879
After tax
175 809
180 405
178 792
170 121
Living cost
12 974
12 974
12 974
12 974
Free-cash
162 835
167 431
165 818
157 147

Estimated living cost  is ₽12974 per week

₽7575
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽927
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽344
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4130
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽50146
₽80099
₽59069
₽52634
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
73 271
health
-
-
-
12 201
pensions
-
-
-
11 593
total
-
-
-
97 065
Employee
91 734
84 494
192 612
-
pensions
11 593
11 593
11 593
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 830
13 830
33 853
-
health
11 444
11 031
12 201
-
total
36 867
36 454
57 647
-
Employer
91 734
84 494
192 612
-
health
6 375
5 873
7 298
-
pensions
6 384
5 881
7 310
-
unemployment
3 303
3 042
3 780
-
total
16 062
14 796
18 388
-
Corporate
103 205
111 710
-
-
income
20 641
22 342
-
-
total
20 641
22 342
-
-
Dividends
82 564
89 367
-
-
income
17 545
18 991
-
-
withholding
12 385
13 405
-
-
total
29 930
32 396
-
-
Income
211 000
211 000
211 000
211 000
Total tax
103 500
105 988
76 035
97 065
After tax
107 500
105 012
134 965
113 935
Living cost
54 866
54 866
54 866
54 866
Free-cash
52 634
50 146
80 099
59 069

Estimated living cost  is ₽54866 per week

₽40473
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4901
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽629
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8864
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽120688
₽89610
₽98663
₽111916
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
22 070
social contributions
-
-
-
35 378
solidarity contribution
-
-
-
1 818
health
-
-
-
28 485
total
-
-
-
87 751
Employee
36 156
-
165 789
-
solidarity contribution
-
-
1 006
-
social contributions
2 350
-
7 875
-
income
4 339
-
20 330
-
health
4 881
-
22 382
-
total
11 570
-
51 593
-
Employer
36 156
-
165 789
-
health
3 254
-
14 921
-
social contributions
9 039
-
30 290
-
total
12 293
-
45 211
-
Corporate
162 551
211 000
-
-
income
30 885
40 090
-
-
total
30 885
40 090
-
-
Dividends
131 666
170 910
-
-
withholding
19 750
25 636
-
-
total
19 750
25 636
-
-
Income
211 000
211 000
211 000
211 000
Total tax
74 498
65 726
96 804
87 751
After tax
136 502
145 274
114 196
123 249
Living cost
24 586
24 586
24 586
24 586
Free-cash
111 916
120 688
89 610
98 663

Estimated living cost  is ₽24586 per week

₽17078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1749
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5276
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽70824
₽50822
₽59213
₽65660
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
social contributions
-
-
-
49 521
regional
-
-
-
2 612
municipal
-
-
-
1 292
national
-
-
-
56 611
total
-
-
-
110 036
Employee
87 936
-
211 000
-
municipal
466
-
1 168
-
national
15 237
-
49 989
-
regional
830
-
2 346
-
social contributions
29 652
-
64 924
-
total
46 185
-
118 427
-
Employer
87 936
-
211 000
-
total
-
-
-
-
Corporate
123 064
211 000
-
-
municipal
4 799
8 230
-
-
nationa
29 536
50 640
-
-
total
34 335
58 870
-
-
Dividends
88 730
152 130
-
-
withholding
23 069
39 555
-
-
total
23 069
39 555
-
-
Income
211 000
211 000
211 000
211 000
Total tax
103 589
98 425
118 427
110 036
After tax
107 411
112 575
92 573
100 964
Living cost
41 751
41 751
41 751
41 751
Free-cash
65 660
70 824
50 822
59 213

Estimated living cost  is ₽41751 per week

₽29104
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽640
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽110885
₽71481
₽77529
₽107805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
64 850
other
-
-
-
-
surtax
-
-
-
10 776
unemployment
-
-
-
225
health
-
-
-
9 375
pensions
-
-
-
26 411
total
-
-
-
111 637
Employee
32 720
-
183 203
-
other
-
-
-
-
unemployment
2 278
-
9 191
-
pensions
2 182
-
8 808
-
surtax
107
-
9 591
-
income
5 485
-
58 932
-
health
836
-
3 367
-
total
10 888
-
89 889
-
Employer
32 720
-
183 203
-
health
1 489
-
6 008
-
pensions
4 362
-
17 603
-
unemployment
1 036
-
4 185
-
other
-
-
-
-
total
6 887
-
27 796
-
Corporate
171 392
211 000
-
-
income
44 562
54 859
-
-
total
44 562
54 859
-
-
Dividends
126 830
156 141
-
-
withholding
19 024
23 422
-
-
total
19 024
23 422
-
-
Income
211 000
211 000
211 000
211 000
Total tax
81 361
78 281
117 685
111 637
After tax
129 639
132 719
93 315
99 363
Living cost
21 834
21 834
21 834
21 834
Free-cash
107 805
110 885
71 481
77 529

Estimated living cost  is ₽21834 per week

₽13350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2015
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽89048
₽73178
₽92070
₽95558
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
64 268
pensions
-
-
-
9 617
total
-
-
-
73 885
Employee
62 519
-
183 975
-
pensions
5 306
-
11 556
-
income
11 260
-
51 675
-
health
908
-
2 521
-
total
17 474
-
65 752
-
Employer
62 519
-
183 975
-
health
1 188
-
3 496
-
pensions
6 768
-
23 529
-
total
7 956
-
27 025
-
Corporate
140 526
211 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

26 699
40 089
-
-
total
26 699
40 089
-
-
Dividends
113 826
170 911
-
-
withholding
18 268
36 818
-
-
total
18 268
36 818
-
-
Income
211 000
211 000
211 000
211 000
Total tax
70 397
76 907
92 777
73 885
After tax
140 603
134 093
118 223
137 115
Living cost
45 045
45 045
45 045
45 045
Free-cash
95 558
89 048
73 178
92 070

Estimated living cost  is ₽45045 per week

₽33747
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3376
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7449
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽18276
₽81772
₽90223
₽51739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 220
regional
-
-
-
11 389
health
-
-
-
474
city
-
-
-
2 224
national
-
-
-
4 850
pensions
-
-
-
19 412
total
-
-
-
42 569
Employee
91 524
-
189 467
-
unemployment
-
-
-
-
pensions
7 689
-
15 232
-
national
433
-
3 850
-
regional
2 997
-
10 023
-
city
982
-
2 043
-
health
207
-
426
-
total
12 308
-
31 574
-
Employer
91 524
-
189 467
-
health
207
-
426
-
pensions
7 689
-
15 232
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 830
-
3 788
-
total
9 726
-
19 446
-
Corporate
108 744
211 000
-
-
regional
22 999
44 627
-
-
national
9 244
17 936
-
-
total
32 243
62 563
-
-
Dividends
76 500
148 438
-
-
withholding
26 776
51 953
-
-
total
26 776
51 953
-
-
Income
211 000
211 000
211 000
211 000
Total tax
81 053
114 516
51 020
42 569
After tax
129 947
96 484
159 980
168 431
Living cost
78 208
78 208
78 208
78 208
Free-cash
51 739
18 276
81 772
90 223

Estimated living cost  is ₽78208 per week

₽50858
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7018
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽960
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19372
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽58864
₽85808
₽57512
₽74906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 293
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 812
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 760
trade
-
-
-
28 296
total
-
-
-
108 161
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

59 464
-
211 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

385
-
3 812
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 992
-
69 293
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 760
-
6 760
-
total
14 137
-
79 865
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
151 536
211 000
-
-
income
22 731
31 650
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 251
1 741
-
-
chamber of commerce
364
447
-
-
trade
25 989
36 186
-
-
total
50 335
70 024
-
-
Dividends
101 202
140 977
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 371
1 917
-
-
withholding
24 924
34 868
-
-
total
26 295
36 785
-
-
Income
211 000
211 000
211 000
211 000
Total tax
90 767
106 809
79 865
108 161
After tax
120 233
104 191
131 135
102 839
Living cost
45 327
45 327
45 327
45 327
Free-cash
74 906
58 864
85 808
57 512

Estimated living cost  is ₽45327 per week

₽33105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3626
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8008
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽72492
₽77171
₽82614
₽78336
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
37 787
other
-
-
-
6 542
surtax
-
-
-
-
social contributions
-
-
-
6 012
health
-
-
-
10 068
pensions
-
-
-
34 125
total
-
-
-
94 534
Employee
42 347
-
161 452
-
pensions
4 788
-
11 994
-
surtax
-
-
-
-
social contributions
1 207
-
4 600
-
income
2 499
-
33 835
-
total
8 494
-
50 429
-
Employer
42 347
-
161 452
-
health
2 965
-
15 847
-
pensions
6 957
-
20 054
-
unemployment
1 714
-
6 538
-
social contributions
128
-
484
-
other
1 461
-
6 625
-
total
13 225
-
49 548
-
Corporate
155 429
211 000
-
-
income
43 520
59 080
-
-
surtax
-
-
-
-
total
43 520
59 080
-
-
Dividends
111 909
151 920
-
-
surtax
-
-
-
-
social contributions
19 248
26 131
-
-
withholding
14 325
19 445
-
-
total
33 573
45 576
-
-
Income
211 000
211 000
211 000
211 000
Total tax
98 812
104 656
99 977
94 534
After tax
112 188
106 344
111 023
116 466
Living cost
33 852
33 852
33 852
33 852
Free-cash
78 336
72 492
77 171
82 614

Estimated living cost  is ₽33852 per week

₽21345
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2753
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽576
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9180
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽75846
₽80525
₽85968
₽81341
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
37 787
other
-
-
-
6 542
surtax
-
-
-
-
social contributions
-
-
-
6 012
health
-
-
-
10 068
pensions
-
-
-
34 125
total
-
-
-
94 534
Employee
37 800
-
161 452
-
pensions
4 275
-
11 994
-
surtax
-
-
-
-
social contributions
1 078
-
4 600
-
income
1 949
-
33 835
-
total
7 302
-
50 429
-
Employer
37 800
-
161 452
-
health
2 646
-
15 847
-
pensions
6 211
-
20 054
-
unemployment
1 530
-
6 538
-
social contributions
113
-
484
-
other
1 305
-
6 625
-
total
11 805
-
49 548
-
Corporate
161 395
211 000
-
-
income
45 191
59 080
-
-
surtax
-
-
-
-
total
45 191
59 080
-
-
Dividends
116 203
151 920
-
-
surtax
-
-
-
-
social contributions
19 988
26 131
-
-
withholding
14 875
19 445
-
-
total
34 863
45 576
-
-
Income
211 000
211 000
211 000
211 000
Total tax
99 161
104 656
99 977
94 534
After tax
111 839
106 344
111 023
116 466
Living cost
30 498
30 498
30 498
30 498
Free-cash
81 341
75 846
80 525
85 968

Estimated living cost  is ₽30498 per week

₽17688
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3098
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽578
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9135
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽107747
₽109092
₽114522
₽108264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
31 650
social contributions
-
-
-
29 119
health
-
-
-
14 728
total
-
-
-
75 497
Employee
33 548
-
211 000
-
social contributions
4 630
-
29 119
-
income
5 595
-
37 080
-
health
2 341
-
14 728
-
total
12 566
-
80 927
-
Employer
33 548
-
211 000
-
total
-
-
-
-
Corporate
177 452
211 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

8 872
10 551
-
-
total
8 872
10 551
-
-
Dividends
168 580
200 449
-
-
social contributions
23 264
27 662
-
-
withholding
25 286
30 067
-
-
health
11 767
13 992
-
-
total
60 317
71 721
-
-
Income
211 000
211 000
211 000
211 000
Total tax
81 755
82 272
80 927
75 497
After tax
129 245
128 728
130 073
135 503
Living cost
20 981
20 981
20 981
20 981
Free-cash
108 264
107 747
109 092
114 522

Estimated living cost  is ₽20981 per week

₽14041
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5162
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽81531
₽20575
₽73418
₽80004
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
65 384
surtax
-
-
-
195
unemployment
-
-
-
6 069
chamber of commerce
-
-
-
843
health
-
-
-
8 842
pensions
-
-
-
21 385
total
-
-
-
102 718
Employee
49 448
39 431
173 325
-
other
494
394
1 157
-
unemployment
1 483
1 183
3 468
-
pensions
5 064
4 037
11 837
-
income
5 629
2 908
54 559
-
health
1 913
1 527
4 473
-
total
14 583
10 049
75 494
-
Employer
49 448
39 431
173 325
-
chamber of commerce
197
158
693
-
health
1 868
1 491
4 369
-
pensions
6 206
4 949
14 507
-
accident
642
513
1 502
-
unemployment
1 483
1 183
3 468
-
surtax
195
195
195
-
payroll
1 483
1 183
5 199
-
other
2 349
1 872
7 742
-
total
14 423
11 544
37 675
-
Corporate
147 128
160 025
169 570
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

36 781
40 007
42 392
-
total
36 781
40 007
42 392
-
Dividends
110 347
120 018
-
-
withholding
30 345
33 005
-
-
total
30 345
33 005
-
-
Income
211 000
211 000
211 000
211 000
Total tax
96 132
94 605
155 561
102 718
After tax
114 868
116 395
55 439
108 282
Living cost
34 864
34 864
34 864
34 864
Free-cash
80 004
81 531
20 575
73 418

Estimated living cost  is ₽34864 per week

₽23253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2974
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽573
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8065
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽80360
₽36164
₽55639
₽67014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 180
social contributions
-
-
-
24 668
national
-
-
-
83 437
total
-
-
-
119 285
Employee

The minimum management director salary is set at €45,000 per year.

70 775
-
163 428
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

616
-
1 421
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 691
-
8 525
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 308
-
12 257
-
national
21 759
-
61 305
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 325
-
7 681
-
total
34 699
-
91 189
-
Employer

The minimum management director salary is set at €45,000 per year.

70 775
-
163 428
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 352
-
10 049
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 271
-
14 480
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

920
-
2 124
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 033
-
2 386
-
surtax
8 025
-
18 532
-
total
20 601
-
47 571
-
Corporate
119 623
211 000
-
-
income
23 925
44 292
-
-
surtax
479
886
-
-
total
24 404
45 178
-
-
Dividends
95 219
165 822
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

28 206
49 386
-
-
total
28 206
49 386
-
-
Income
211 000
211 000
211 000
211 000
Total tax
107 910
94 564
138 760
119 285
After tax
103 090
116 436
72 240
91 715
Living cost
36 076
36 076
36 076
36 076
Free-cash
67 014
80 360
36 164
55 639

Estimated living cost  is ₽36076 per week

₽23238
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽104470
₽78117
₽82268
₽97690
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
accident
-
-
-
826
income
-
-
-
65 486
other
-
-
-
92
unemployment
-
-
-
642
pensions
-
-
-
25 953
total
-
-
-
92 999
Employee
49 252
-
181 763
-
other
49
-
92
-
unemployment
764
-
1 421
-
pensions
2 315
-
4 311
-
income
10 392
-
62 089
-
total
13 520
-
67 913
-
Employer
49 252
-
181 763
-
pensions
11 623
-
21 644
-
accident
975
-
1 816
-
unemployment
2 709
-
5 043
-
other
392
-
734
-
total
15 699
-
29 237
-
Corporate
146 049
211 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 907
31 650
-
-
total
21 907
31 650
-
-
Dividends
124 142
179 350
-
-
withholding
26 451
39 147
-
-
total
26 451
39 147
-
-
Income
211 000
211 000
211 000
211 000
Total tax
77 577
70 797
97 150
92 999
After tax
133 423
140 203
113 850
118 001
Living cost
35 733
35 733
35 733
35 733
Free-cash
97 690
104 470
78 117
82 268

Estimated living cost  is ₽35733 per week

₽26313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2535
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6369
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽66670
₽54851
₽46441
₽53128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
communal
-
-
-
13 335
accident
-
-
-
1 778
income
-
-
-
38 765
surtax
-
-
-
10 460
health
-
-
-
14 824
pensions
-
-
-
31 627
total
-
-
-
110 789
Employee
74 930
-
188 478
-
pensions
5 993
-
15 078
-
surtax
4 593
-
11 551
-
income
7 237
-
44 840
-
health
3 335
-
8 387
-
total
21 158
-
79 856
-
Employer
74 930
-
188 478
-
health
2 285
-
5 749
-
pensions
5 993
-
15 078
-
accident
674
-
1 696
-
total
8 952
-
22 523
-
Corporate
127 118
211 000
-
-
communal
8 581
14 242
-
-
income
19 068
31 650
-
-
surtax
1 335
2 216
-
-
total
28 984
48 108
-
-
Dividends
98 134
162 893
-
-
income
30 287
18 018
-
-
withholding
14 721
24 434
-
-
total
45 008
42 452
-
-
Income
211 000
211 000
211 000
211 000
Total tax
104 102
90 560
102 379
110 789
After tax
106 898
120 440
108 621
100 211
Living cost
53 770
53 770
53 770
53 770
Free-cash
53 128
66 670
54 851
46 441

Estimated living cost  is ₽53770 per week

₽40336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3258
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9606
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽110495
₽71091
₽77139
₽107347
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
64 850
other
-
-
-
-
surtax
-
-
-
10 776
unemployment
-
-
-
225
health
-
-
-
9 375
pensions
-
-
-
26 411
total
-
-
-
111 637
Employee
33 321
-
183 203
-
other
-
-
-
-
unemployment
2 319
-
9 191
-
pensions
2 223
-
8 808
-
surtax
118
-
9 591
-
income
5 586
-
58 932
-
health
851
-
3 367
-
total
11 097
-
89 889
-
Employer
33 321
-
183 203
-
health
1 515
-
6 008
-
pensions
4 443
-
17 603
-
unemployment
1 057
-
4 185
-
other
-
-
-
-
total
7 015
-
27 796
-
Corporate
170 664
211 000
-
-
income
44 373
54 859
-
-
total
44 373
54 859
-
-
Dividends
126 291
156 141
-
-
withholding
18 944
23 422
-
-
total
18 944
23 422
-
-
Income
211 000
211 000
211 000
211 000
Total tax
81 429
78 281
117 685
111 637
After tax
129 571
132 719
93 315
99 363
Living cost
22 224
22 224
22 224
22 224
Free-cash
107 347
110 495
71 091
77 139

Estimated living cost  is ₽22224 per week

₽13418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6360
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽84253
₽65300
₽73646
₽82058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
social contributions
-
-
-
49 521
regional
-
-
-
3 277
municipal
-
-
-
1 292
national
-
-
-
56 611
total
-
-
-
110 701
Employee
54 886
-
211 000
-
municipal
291
-
1 168
-
national
8 695
-
49 989
-
regional
739
-
2 966
-
social contributions
18 508
-
64 924
-
total
28 233
-
119 047
-
Employer
54 886
-
211 000
-
total
-
-
-
-
Corporate
156 114
211 000
-
-
municipal
7 758
10 487
-
-
nationa
37 467
50 640
-
-
total
45 225
61 127
-
-
Dividends
110 889
149 873
-
-
withholding
28 831
38 967
-
-
total
28 831
38 967
-
-
Income
211 000
211 000
211 000
211 000
Total tax
102 289
100 094
119 047
110 701
After tax
108 711
110 906
91 953
100 299
Living cost
26 653
26 653
26 653
26 653
Free-cash
82 058
84 253
65 300
73 646

Estimated living cost  is ₽26653 per week

₽16576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2700
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6921
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽114977
₽83899
₽92952
₽104168
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
22 070
social contributions
-
-
-
35 378
solidarity contribution
-
-
-
1 818
health
-
-
-
28 485
total
-
-
-
87 751
Employee
44 554
-
165 789
-
solidarity contribution
-
-
1 006
-
social contributions
2 896
-
7 875
-
income
5 346
-
20 330
-
health
6 015
-
22 382
-
total
14 257
-
51 593
-
Employer
44 554
-
165 789
-
health
4 010
-
14 921
-
social contributions
11 138
-
30 290
-
total
15 148
-
45 211
-
Corporate
151 298
211 000
-
-
income
28 747
40 090
-
-
total
28 747
40 090
-
-
Dividends
122 551
170 910
-
-
withholding
18 383
25 636
-
-
total
18 383
25 636
-
-
Income
211 000
211 000
211 000
211 000
Total tax
76 535
65 726
96 804
87 751
After tax
134 465
145 274
114 196
123 249
Living cost
30 297
30 297
30 297
30 297
Free-cash
104 168
114 977
83 899
92 952

Estimated living cost  is ₽30297 per week

₽22530
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1678
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽84934
₽23921
₽76910
₽84447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
65 384
surtax
-
-
-
-
unemployment
-
-
-
6 069
chamber of commerce
-
-
-
843
health
-
-
-
8 842
pensions
-
-
-
21 385
total
-
-
-
102 523
Employee
43 251
39 431
173 505
-
other
432
394
1 157
-
unemployment
1 297
1 183
3 468
-
pensions
4 429
4 037
11 837
-
income
3 853
2 908
54 645
-
health
1 673
1 527
4 473
-
total
11 684
10 049
75 580
-
Employer
43 251
39 431
173 505
-
chamber of commerce
173
158
695
-
health
1 635
1 491
4 369
-
pensions
5 428
4 949
14 507
-
accident
561
513
1 502
-
unemployment
1 297
1 183
3 468
-
surtax
-
-
-
-
payroll
1 297
1 183
5 205
-
other
2 054
1 872
7 749
-
total
12 445
11 349
37 495
-
Corporate
155 302
160 221
169 750
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

38 826
40 056
42 437
-
total
38 826
40 056
42 437
-
Dividends
116 475
120 165
-
-
withholding
32 031
33 045
-
-
total
32 031
33 045
-
-
Income
211 000
211 000
211 000
211 000
Total tax
94 986
94 499
155 512
102 523
After tax
116 014
116 501
55 488
108 477
Living cost
31 567
31 567
31 567
31 567
Free-cash
84 447
84 934
23 921
76 910

Estimated living cost  is ₽31567 per week

₽18936
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3224
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽563
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽187827
₽156177
₽196267
₽185460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
211 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 110
total
-
-
-
2 110
Employee
15 779
-
211 000
-
income
3 156
-
42 200
-
total
3 156
-
42 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

195 221
211 000
-
-
total
-
-
-
-
Dividends
195 221
211 000
-
-
withholding
9 761
10 550
-
-
total
9 761
10 550
-
-
Income
211 000
211 000
211 000
211 000
Total tax
12 917
10 550
42 200
2 110
After tax
198 083
200 450
168 800
208 890
Living cost
12 623
12 623
12 623
12 623
Free-cash
185 460
187 827
156 177
196 267

Estimated living cost  is ₽12623 per week

₽8542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽530
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽118735
₽68064
₽72645
₽110458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
211 000
income
-
-
-
52 203
unemployment
-
-
-
317
health
-
-
-
20 763
pensions
-
-
-
38 533
total
-
-
-
111 816
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

43 753
-
182 574
-
unemployment
62
-
255
-
pensions
6 782
-
28 298
-
income
7 545
-
47 624
-
health
2 826
-
11 794
-
total
17 215
-
87 971
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

43 753
-
182 574
-
health
2 914
-
12 160
-
pensions
3 872
-
16 157
-
unemployment
26
-
109
-
total
6 812
-
28 426
-
Corporate
160 434
211 000
-
-
income
30 482
40 090
-
-
total
30 482
40 090
-
-
Dividends
129 953
170 910
-
-
withholding
19 494
25 636
-
-
total
19 494
25 636
-
-
Income
211 000
211 000
211 000
211 000
Total tax
74 003
65 726
116 397
111 816
After tax
136 997
145 274
94 603
99 184
Living cost
26 539
26 539
26 539
26 539
Free-cash
110 458
118 735
68 064
72 645

Estimated living cost  is ₽26539 per week

₽18213
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1701
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6112
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽84945
₽154332
₽102391
₽37072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
41 128
social contributions
-
-
-
24 054
total
-
-
-
65 182
Employee
62 268
-
-
-
social contributions
5 106
-
728
-
income
13 735
-
-
-
total
18 841
-
728
-
Employer
62 268
-
-
-
social contributions
87 798
-
12 513
-
total
87 798
-
12 513
-
Corporate
60 935
211 000
-
-
income
13 406
46 420
-
-
total
13 406
46 420
-
-
Dividends
47 529
164 580
-
-
income
10 456
36 208
-
-
total
10 456
36 208
-
-
Income
211 000
211 000
211 000
211 000
Total tax
130 501
82 628
13 241
65 182
After tax
80 499
128 372
197 759
145 818
Living cost
43 427
43 427
43 427
43 427
Free-cash
37 072
84 945
154 332
102 391

Estimated living cost  is ₽43427 per week

₽28177
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4084
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10612
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽88980
₽63562
₽79608
₽87985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
211 000
income
-
-
-
27 034
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
73 322
total
-
-
-
100 356
Employee
45 507
-
170 505
-
surtax
-
-
38
-
social contributions
5 006
-
18 756
-
income
9 466
-
57 113
-
total
14 472
-
75 907
-
Employer
45 507
-
170 505
-
social contributions
10 808
-
40 495
-
total
10 808
-
40 495
-
Corporate
154 686
211 000
-
-
income
32 483
44 311
-
-
surtax
-
-
-
-
total
32 483
44 311
-
-
Dividends
122 202
166 689
-
-
withholding
34 216
46 673
-
-
total
34 216
46 673
-
-
Income
211 000
211 000
211 000
211 000
Total tax
91 979
90 984
116 402
100 356
After tax
119 021
120 016
94 598
110 644
Living cost
31 036
31 036
31 036
31 036
Free-cash
87 985
88 980
63 562
79 608

Estimated living cost  is ₽31036 per week

₽23221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽58555
₽63234
₽68677
₽65356
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
37 787
other
-
-
-
6 542
surtax
-
-
-
-
social contributions
-
-
-
6 012
health
-
-
-
10 068
pensions
-
-
-
34 125
total
-
-
-
94 534
Employee
61 971
-
161 452
-
pensions
7 009
-
11 994
-
surtax
-
-
-
-
social contributions
1 765
-
4 600
-
income
5 407
-
33 835
-
total
14 181
-
50 429
-
Employer
61 971
-
161 452
-
health
4 337
-
15 847
-
pensions
10 183
-
20 054
-
unemployment
2 510
-
6 538
-
social contributions
186
-
484
-
other
2 139
-
6 625
-
total
19 355
-
49 548
-
Corporate
129 674
211 000
-
-
income
36 308
59 080
-
-
surtax
-
-
-
-
total
36 308
59 080
-
-
Dividends
93 366
151 920
-
-
surtax
-
-
-
-
social contributions
16 060
26 131
-
-
withholding
11 951
19 445
-
-
total
28 011
45 576
-
-
Income
211 000
211 000
211 000
211 000
Total tax
97 855
104 656
99 977
94 534
After tax
113 145
106 344
111 023
116 466
Living cost
47 789
47 789
47 789
47 789
Free-cash
65 356
58 555
63 234
68 677

Estimated living cost  is ₽47789 per week

₽32343
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3909
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽655
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10881
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽160159
₽129994
₽124390
₽156833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
10 449
social contributions
-
-
-
46 419
total
-
-
-
56 868
Employee
31 810
-
182 683
-
income
-
-
11 073
-
social contributions
2 067
-
11 874
-
total
2 067
-
22 947
-
Employer
31 810
-
182 683
-
social contributions
4 931
-
28 317
-
total
4 931
-
28 317
-
Corporate
174 260
211 000
-
-
income
17 427
21 099
-
-
total
17 427
21 099
-
-
Dividends
156 833
189 901
-
-
total
-
-
-
-
Income
211 000
211 000
211 000
211 000
Total tax
24 425
21 099
51 264
56 868
After tax
186 575
189 901
159 736
154 132
Living cost
29 742
29 742
29 742
29 742
Free-cash
156 833
160 159
129 994
124 390

Estimated living cost  is ₽29742 per week

₽19231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2242
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽560
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7710
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽4469
-₽4469
₽74689
-₽4469
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
labour market
-
-
-
16 812
municipal
-
-
-
45 045
national
-
-
-
25 969
pensions
-
-
-
857
total
-
-
-
88 683
Employee
201 026
201 026
201 026
-
municipal
42 807
42 807
42 807
-
labour market
16 059
16 059
16 059
-
pensions
286
286
286
-
national
24 559
24 559
24 559
-
total
83 711
83 711
83 711
-
Employer
201 026
201 026
201 026
-
national
24 602
24 602
24 602
-
labour market
16 082
16 082
16 082
-
pensions
571
571
571
-
municipal
42 875
42 875
42 875
-
total
84 130
84 130
84 130
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
211 000
211 000
211 000
211 000
Total tax
167 841
167 841
167 841
88 683
After tax
43 159
43 159
43 159
122 317
Living cost
47 628
47 628
47 628
47 628
Free-cash
-4 469
-4 469
-4 469
74 689

Estimated living cost  is ₽47628 per week

₽32597
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4213
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽732
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10085
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽4646
₽94081
₽122379
₽13757
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
accident
-
-
-
253
income
-
-
-
59 899
other
-
-
-
372
health
-
-
-
2 187
pensions
-
-
-
4 173
total
-
-
-
66 884
Employee
34 194
-
192 039
-
pensions
3 850
-
7 651
-
income
4 691
-
46 582
-
health
3 915
-
21 989
-
total
12 456
-
76 222
-
Employer
34 194
-
192 039
-
pensions
5 560
-
11 048
-
accident
571
-
3 207
-
unemployment
838
-
4 705
-
total
6 969
-
18 960
-
Corporate
169 838
211 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

152 854
189 900
-
-
total
152 854
189 900
-
-
Dividends
16 984
21 100
-
-
withholding
3 227
4 009
-
-
total
3 227
4 009
-
-
Income
211 000
211 000
211 000
211 000
Total tax
175 506
193 909
95 182
66 884
After tax
35 494
17 091
115 818
144 116
Living cost
21 737
21 737
21 737
21 737
Free-cash
13 757
-4 646
94 081
122 379

Estimated living cost  is ₽21737 per week

₽15822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1239
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽91950
₽68602
₽92771
₽95005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
211 000
health
-
-
-
2 837
municipal
-
-
-
37 469
national
-
-
-
39 936
total
-
-
-
80 242
Employee
52 057
-
177 505
-
municipal
8 526
-
28 897
-
unemployment
781
-
2 663
-
pensions
3 513
-
11 981
-
national
860
-
25 054
-
health
389
-
2 321
-
total
14 069
-
70 916
-
Employer
52 057
-
177 505
-
health
400
-
1 367
-
pensions
9 032
-
30 797
-
accident
53
-
178
-
unemployment
338
-
1 153
-
total
9 823
-
33 495
-
Corporate
149 121
211 000
-
-
income
29 825
42 200
-
-
total
29 825
42 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

89 473
126 600
-
-
municipal
16 105
22 787
-
-
national
8 186
16 076
-
-
total
24 291
38 863
-
-
Income
211 000
211 000
211 000
211 000
Total tax
78 008
81 063
104 411
80 242
After tax
132 992
129 937
106 589
130 758
Living cost
37 987
37 987
37 987
37 987
Free-cash
95 005
91 950
68 602
92 771

Estimated living cost  is ₽37987 per week

₽24813
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3654
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽605
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8917
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽130898
₽117716
₽119471
₽125515
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
47 231
social contributions
-
-
-
16 009
health
-
-
-
5 381
total
-
-
-
68 621
Employee
76 083
76 083
198 805
-
social contributions
2 877
6 315
8 517
-
income
8 284
7 043
46 284
-
health
590
1 294
3 380
-
total
11 751
14 652
58 181
-
Employer
76 083
76 083
198 805
-
health
640
1 408
3 678
-
social contributions
2 877
6 315
8 517
-
total
3 517
7 723
12 195
-
Corporate
172 824
127 194
-
-
income
21 602
15 900
-
-
total
21 602
15 900
-
-
Dividends
151 222
111 294
-
-
withholding
25 707
18 919
-
-
total
25 707
18 919
-
-
Income
211 000
211 000
211 000
211 000
Total tax
62 577
57 194
70 376
68 621
After tax
148 423
153 806
140 624
142 379
Living cost
22 908
22 908
22 908
22 908
Free-cash
125 515
130 898
117 716
119 471

Estimated living cost  is ₽22908 per week

₽13729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2248
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽159020
₽143773
₽163616
₽153985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
211 000
income
-
-
-
21 772
unemployment
-
-
-
28
health
-
-
-
3 581
pensions
-
-
-
6 294
total
-
-
-
31 675
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

22 711
-
201 330
-
unemployment
113
-
469
-
pensions
3 406
-
14 082
-
income
1 553
-
19 317
-
health
1 930
-
7 980
-
total
7 002
-
41 848
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

22 711
-
201 330
-
health
976
-
4 037
-
pensions
1 249
-
5 164
-
unemployment
113
-
469
-
total
2 338
-
9 670
-
Corporate
185 951
211 000
-
-
income
16 736
18 991
-
-
total
16 736
18 991
-
-
Dividends
169 216
192 009
-
-
withholding
15 230
17 280
-
-
total
15 230
17 280
-
-
Income
211 000
211 000
211 000
211 000
Total tax
41 306
36 271
51 518
31 675
After tax
169 694
174 729
159 482
179 325
Living cost
15 709
15 709
15 709
15 709
Free-cash
153 985
159 020
143 773
163 616

Estimated living cost  is ₽15709 per week

₽10023
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1132
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4086
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽112994
₽86641
₽90792
₽108624
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
accident
-
-
-
826
income
-
-
-
65 486
other
-
-
-
92
unemployment
-
-
-
642
pensions
-
-
-
25 953
total
-
-
-
92 999
Employee
36 586
-
181 763
-
other
36
-
92
-
unemployment
567
-
1 421
-
pensions
1 720
-
4 311
-
income
7 053
-
62 089
-
total
9 376
-
67 913
-
Employer
36 586
-
181 763
-
pensions
8 633
-
21 644
-
accident
725
-
1 816
-
unemployment
2 013
-
5 043
-
other
293
-
734
-
total
11 664
-
29 237
-
Corporate
162 750
211 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

24 413
31 650
-
-
total
24 413
31 650
-
-
Dividends
138 337
179 350
-
-
withholding
29 714
39 147
-
-
total
29 714
39 147
-
-
Income
211 000
211 000
211 000
211 000
Total tax
75 167
70 797
97 150
92 999
After tax
135 833
140 203
113 850
118 001
Living cost
27 209
27 209
27 209
27 209
Free-cash
108 624
112 994
86 641
90 792

Estimated living cost  is ₽27209 per week

₽18365
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2616
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5751
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽129729
₽133941
₽134079
₽129412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
72 552
health
-
-
-
1 023
pensions
-
-
-
1 411
total
-
-
-
74 986
Employee
2 947
-
209 412
-
unemployment
29
-
71
-
pensions
265
-
635
-
income
570
-
72 478
-
health
147
-
353
-
total
1 011
-
73 537
-
Employer
2 947
-
209 412
-
health
280
-
670
-
pensions
324
-
776
-
unemployment
59
-
141
-
total
663
-
1 587
-
Corporate
207 390
211 000
-
-
income
45 626
46 420
-
-
total
45 626
46 420
-
-
Dividends
161 764
164 580
-
-
withholding
32 353
32 916
-
-
total
32 353
32 916
-
-
Income
211 000
211 000
211 000
211 000
Total tax
79 653
79 336
75 124
74 986
After tax
131 347
131 664
135 876
136 014
Living cost
1 935
1 935
1 935
1 935
Free-cash
129 412
129 729
133 941
134 079

Estimated living cost  is ₽1935 per week

₽1150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽157
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽44
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽584
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽135338
₽117634
₽117634
₽130469
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
211 000
income
-
-
-
48 617
unemployment
-
-
-
1 097
health
-
-
-
7 531
pensions
-
-
-
19 011
total
-
-
-
76 256
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

25 801
-
197 912
-
unemployment
194
-
548
-
pensions
3 612
-
10 237
-
income
3 556
-
48 617
-
health
1 329
-
3 766
-
total
8 691
-
63 168
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

25 801
-
197 912
-
health
1 329
-
3 766
-
pensions
3 096
-
8 774
-
unemployment
194
-
548
-
total
4 619
-
13 088
-
Corporate
180 580
211 000
-
-
income
27 087
31 650
-
-
total
27 087
31 650
-
-
Dividends
153 493
179 350
-
-
withholding
23 024
26 902
-
-
total
23 024
26 902
-
-
Income
211 000
211 000
211 000
211 000
Total tax
63 421
58 552
76 256
76 256
After tax
147 579
152 448
134 744
134 744
Living cost
17 110
17 110
17 110
17 110
Free-cash
130 469
135 338
117 634
117 634

Estimated living cost  is ₽17110 per week

₽11520
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽93341
₽67923
₽83969
₽92983
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
211 000
income
-
-
-
27 034
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
73 322
total
-
-
-
100 356
Employee
38 403
-
170 505
-
surtax
-
-
38
-
social contributions
4 225
-
18 756
-
income
7 504
-
57 113
-
total
11 729
-
75 907
-
Employer
38 403
-
170 505
-
social contributions
9 120
-
40 495
-
total
9 120
-
40 495
-
Corporate
163 478
211 000
-
-
income
34 331
44 311
-
-
surtax
-
-
-
-
total
34 331
44 311
-
-
Dividends
129 147
166 689
-
-
withholding
36 162
46 673
-
-
total
36 162
46 673
-
-
Income
211 000
211 000
211 000
211 000
Total tax
91 342
90 984
116 402
100 356
After tax
119 658
120 016
94 598
110 644
Living cost
26 675
26 675
26 675
26 675
Free-cash
92 983
93 341
67 923
83 969

Estimated living cost  is ₽26675 per week

₽18893
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1853
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5456
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽105430
₽79077
₽83228
₽98954
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
accident
-
-
-
826
income
-
-
-
65 486
other
-
-
-
92
unemployment
-
-
-
642
pensions
-
-
-
25 953
total
-
-
-
92 999
Employee
47 786
-
181 763
-
other
47
-
92
-
unemployment
740
-
1 421
-
pensions
2 246
-
4 311
-
income
9 981
-
62 089
-
total
13 014
-
67 913
-
Employer
47 786
-
181 763
-
pensions
11 277
-
21 644
-
accident
946
-
1 816
-
unemployment
2 629
-
5 043
-
other
383
-
734
-
total
15 235
-
29 237
-
Corporate
147 979
211 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

22 198
31 650
-
-
total
22 198
31 650
-
-
Dividends
125 782
179 350
-
-
withholding
26 826
39 147
-
-
total
26 826
39 147
-
-
Income
211 000
211 000
211 000
211 000
Total tax
77 273
70 797
97 150
92 999
After tax
133 727
140 203
113 850
118 001
Living cost
34 773
34 773
34 773
34 773
Free-cash
98 954
105 430
79 077
83 228

Estimated living cost  is ₽34773 per week

₽24973
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6607
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽163382
₽161769
₽153098
₽157352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
31 650
unemployment
-
-
-
138
health
-
-
-
3 975
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 116
total
-
-
-
40 879
Employee
22 540
-
204 219
-
accident

We are using the highest rate at 1.1%.

248
-
380
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 979
-
3 035
-
income
2 254
-
20 422
-
health
1 037
-
1 590
-
total
5 518
-
25 427
-
Employer
22 540
-
204 219
-
health
1 555
-
2 385
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 484
-
3 809
-
accident

We are using the highest rate at 1.1%.

248
-
380
-
unemployment
135
-
207
-
total
4 422
-
6 781
-
Corporate
184 037
211 000
-
-
income
18 404
21 100
-
-
total
18 404
21 100
-
-
Dividends
165 633
189 900
-
-
withholding
8 281
9 495
-
-
total
8 281
9 495
-
-
Income
211 000
211 000
211 000
211 000
Total tax
36 625
30 595
32 208
40 879
After tax
174 375
180 405
178 792
170 121
Living cost
17 023
17 023
17 023
17 023
Free-cash
157 352
163 382
161 769
153 098

Estimated living cost  is ₽17023 per week

₽11259
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽975
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽406
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4384
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽70328
₽92935
₽69258
₽83275
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 293
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 812
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 760
trade
-
-
-
23 677
total
-
-
-
103 542
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 231
-
211 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

223
-
3 812
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 048
-
69 293
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 760
-
6 760
-
total
11 031
-
79 865
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
161 769
211 000
-
-
income
24 265
31 650
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 335
1 741
-
-
chamber of commerce
387
460
-
-
trade
23 213
30 279
-
-
total
49 200
64 130
-
-
Dividends
112 569
146 871
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 527
2 000
-
-
withholding
27 767
36 342
-
-
total
29 294
38 342
-
-
Income
211 000
211 000
211 000
211 000
Total tax
89 525
102 472
79 865
103 542
After tax
121 475
108 528
131 135
107 458
Living cost
38 200
38 200
38 200
38 200
Free-cash
83 275
70 328
92 935
69 258

Estimated living cost  is ₽38200 per week

₽26351
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4110
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽91338
₽50538
₽50538
₽93522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
68 046
social contributions
-
-
-
36 053
total
-
-
-
104 099
Employee
77 397
-
211 000
-
income
14 604
-
68 046
-
social contributions
6 430
-
36 053
-
total
21 034
-
104 099
-
Employer
77 397
-
211 000
-
total
-
-
-
-
Corporate
133 603
211 000
-
-
income
16 700
26 375
-
-
total
16 700
26 375
-
-
Dividends
116 904
184 625
-
-
withholding
23 381
36 924
-
-
total
23 381
36 924
-
-
Income
211 000
211 000
211 000
211 000
Total tax
61 115
63 299
104 099
104 099
After tax
149 885
147 701
106 901
106 901
Living cost
56 363
56 363
56 363
56 363
Free-cash
93 522
91 338
50 538
50 538

Estimated living cost  is ₽56363 per week

₽42880
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽96006
₽111869
₽137428
₽99462
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
211 000
income
-
-
-
31 650
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 005
total
-
-
-
37 655
Employee
45 390
-
206 449
-
income
4 925
-
54 112
-
social contributions
4 548
-
4 551
-
total
9 473
-
58 663
-
Employer
45 390
-
206 449
-
social contributions
4 548
-
4 551
-
total
4 548
-
4 551
-
Corporate
161 063
211 000
-
-
income
56 373
73 850
-
-
total
56 373
73 850
-
-
Dividends
104 690
137 150
-
-
social contributions
5 227
5 227
-
-
total
5 227
5 227
-
-
Income
211 000
211 000
211 000
211 000
Total tax
75 621
79 077
63 214
37 655
After tax
135 379
131 923
147 786
173 345
Living cost
35 917
35 917
35 917
35 917
Free-cash
99 462
96 006
111 869
137 428

Estimated living cost  is ₽35917 per week

₽23658
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2832
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽97473
₽81603
₽100495
₽103308
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
64 268
pensions
-
-
-
9 617
total
-
-
-
73 885
Employee
50 266
-
183 975
-
pensions
3 837
-
11 556
-
income
9 154
-
51 675
-
health
656
-
2 521
-
total
13 647
-
65 752
-
Employer
50 266
-
183 975
-
health
955
-
3 496
-
pensions
5 078
-
23 529
-
total
6 033
-
27 025
-
Corporate
154 700
211 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

29 394
40 089
-
-
total
29 394
40 089
-
-
Dividends
125 306
170 911
-
-
withholding
21 998
36 818
-
-
total
21 998
36 818
-
-
Income
211 000
211 000
211 000
211 000
Total tax
71 072
76 907
92 777
73 885
After tax
139 928
134 093
118 223
137 115
Living cost
36 620
36 620
36 620
36 620
Free-cash
103 308
97 473
81 603
100 495

Estimated living cost  is ₽36620 per week

₽25121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3368
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽6798
₽91929
₽120227
₽13426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
accident
-
-
-
253
income
-
-
-
59 899
other
-
-
-
372
health
-
-
-
2 187
pensions
-
-
-
4 173
total
-
-
-
66 884
Employee
37 578
-
192 039
-
pensions
4 231
-
7 651
-
income
5 155
-
46 582
-
health
4 303
-
21 989
-
total
13 689
-
76 222
-
Employer
37 578
-
192 039
-
pensions
6 110
-
11 048
-
accident
628
-
3 207
-
unemployment
921
-
4 705
-
total
7 659
-
18 960
-
Corporate
165 764
211 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

149 187
189 900
-
-
total
149 187
189 900
-
-
Dividends
16 576
21 100
-
-
withholding
3 150
4 009
-
-
total
3 150
4 009
-
-
Income
211 000
211 000
211 000
211 000
Total tax
173 685
193 909
95 182
66 884
After tax
37 315
17 091
115 818
144 116
Living cost
23 889
23 889
23 889
23 889
Free-cash
13 426
-6 798
91 929
120 227

Estimated living cost  is ₽23889 per week

₽17532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1392
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽148046
₽140523
₽118761
₽145051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
211 000
income
-
-
-
35 343
unemployment
-
-
-
1 899
work injury
-
-
-
791
health insurance
-
-
-
11 713
pensions
-
-
-
29 124
total
-
-
-
78 870
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 391
-
211 000
-
health insurance
1 583
-
5 857
-
unemployment
257
-
950
-
work injury
107
-
396
-
pensions
3 936
-
14 562
-
income
2 139
-
35 343
-
total
8 022
-
57 108
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
189 609
211 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

18 961
21 100
-
-
total
18 961
21 100
-
-
Dividends
170 649
189 900
-
-
withholding
25 597
28 485
-
-
total
25 597
28 485
-
-
Income
211 000
211 000
211 000
211 000
Total tax
52 580
49 585
57 108
78 870
After tax
158 420
161 415
153 892
132 130
Living cost
13 369
13 369
13 369
13 369
Free-cash
145 051
148 046
140 523
118 761

Estimated living cost  is ₽13369 per week

₽8282
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽971
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽417
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽71724
₽50822
₽58952
₽67222
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
social contributions
-
-
-
49 521
regional
-
-
-
5 046
municipal
-
-
-
1 453
national
-
-
-
56 611
total
-
-
-
112 631
Employee
83 377
-
211 000
-
municipal
498
-
1 314
-
national
14 090
-
49 989
-
regional
1 259
-
4 534
-
social contributions
28 114
-
64 924
-
total
43 961
-
120 761
-
Employer
83 377
-
211 000
-
total
-
-
-
-
Corporate
127 623
211 000
-
-
municipal
6 151
10 169
-
-
nationa
30 630
50 640
-
-
total
36 781
60 809
-
-
Dividends
90 842
150 190
-
-
withholding
23 619
39 050
-
-
total
23 619
39 050
-
-
Income
211 000
211 000
211 000
211 000
Total tax
104 361
99 859
120 761
112 631
After tax
106 639
111 141
90 239
98 369
Living cost
39 417
39 417
39 417
39 417
Free-cash
67 222
71 724
50 822
58 952

Estimated living cost  is ₽39417 per week

₽27688
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2711
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽595
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8421
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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