Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 211000
per

Your estimated
City
free-cash

Dresden , Germany
₽76342
₽87306
₽75166
₽101141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 000
trade
-
-
-
25 975
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 262
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 771
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 808
total
-
-
-
105 816
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

37 906
-
211 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 059
-
69 262
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

58
-
3 808
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 771
-
6 771
-
total
7 888
-
79 841
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
173 094
211 000
-
-
income
25 963
31 651
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 427
1 742
-
-
trade
27 263
33 232
-
-
chamber of commerce
399
453
-
-
total
55 052
67 078
-
-
Dividends
118 041
143 922
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 602
1 958
-
-
withholding
29 134
35 604
-
-
total
30 736
37 562
-
-
Income
211 000
211 000
211 000
211 000
Total tax
93 676
104 640
79 841
105 816
After tax
117 324
106 360
131 159
105 184
Living cost
30 018
30 018
30 018
30 018
Free-cash
87 306
76 342
101 141
75 166

Estimated living cost  is ₽30018 per week

₽18883
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽560
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7075
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽77911
₽77017
₽68442
₽69574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
municipal
-
-
-
23 286
national
-
-
-
37 931
pensions
-
-
-
25 320
social contributions
-
-
-
2 268
total
-
-
-
88 805
Employee
83 327
-
182 408
-
national
15 949
-
39 720
-
pensions
3 333
-
7 296
-
municipal
10 292
-
24 103
-
total
29 574
-
71 119
-
Employer
83 327
-
182 408
-
social contributions
896
-
1 961
-
pensions
6 666
-
14 593
-
total
7 562
-
16 554
-
Corporate
114 611
211 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

22 922
42 200
-
-
total
22 922
42 200
-
-
Dividends
91 689
168 800
-
-
withholding
20 172
37 136
-
-
total
20 172
37 136
-
-
Income
211 000
211 000
211 000
211 000
Total tax
80 230
79 336
87 673
88 805
After tax
130 770
131 664
123 327
122 195
Living cost
53 753
53 753
53 753
53 753
Free-cash
77 017
77 911
69 574
68 442

Estimated living cost  is ₽53753 per week

₽36535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4997
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽805
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽148182
₽140051
₽55323
₽70489
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
211 000
microenterprise
-
-
-
-
income
-
-
-
43 281
surtax
-
-
-
53 806
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
37 972
total
-
-
-
135 059
Employee
28 959
-
164 456
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 186
-
12 992
-
income
5 155
-
36 510
-
surtax
-
-
23 846
-
total
8 341
-
73 348
-
Employer
28 959
-
164 456
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 976
-
28 454
-
surtax
-
-
18 091
-
total
6 976
-
46 545
-
Corporate
175 065
211 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

35 014
42 200
-
-
total
35 014
42 200
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

140 052
168 800
-
-
total
-
-
-
-
Income
211 000
211 000
211 000
211 000
Total tax
50 331
42 200
119 893
135 059
After tax
160 669
168 800
91 107
75 941
Living cost
20 618
20 618
20 618
20 618
Free-cash
140 051
148 182
70 489
55 323

Estimated living cost  is ₽20618 per week

₽13154
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1963
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5033
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽63492
₽57419
₽72438
₽93449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
73 212
health
-
-
-
12 221
pensions
-
-
-
11 612
total
-
-
-
97 045
Employee
84 633
84 633
192 582
-
pensions
15 234
11 612
11 612
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 853
13 853
33 783
-
health
12 990
11 049
12 221
-
total
42 077
36 514
57 616
-
Employer
84 633
84 633
192 582
-
health
5 883
5 883
7 310
-
pensions
5 890
5 890
7 322
-
unemployment
3 047
3 047
3 786
-
total
14 820
14 820
18 418
-
Corporate
112 585
111 547
-
-
income
22 518
22 309
-
-
total
22 518
22 309
-
-
Dividends
90 067
89 238
-
-
income
19 140
18 963
-
-
withholding
13 509
13 385
-
-
total
32 649
32 348
-
-
Income
211 000
211 000
211 000
211 000
Total tax
112 064
105 991
76 034
97 045
After tax
98 936
105 009
134 966
113 955
Living cost
41 517
41 517
41 517
41 517
Free-cash
57 419
63 492
93 449
72 438

Estimated living cost  is ₽41517 per week

₽29422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽660
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7692
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽75581
₽74693
₽66497
₽65535
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
municipal
-
-
-
55 418
national
-
-
-
24 301
unemployment
-
-
-
87
accident
-
-
-
174
health
-
-
-
5 419
pensions
-
-
-
9 388
other
-
-
-
10 091
total
-
-
-
104 878
Employee
56 462
-
183 713
-
national
-
-
23 770
-
municipal
16 837
-
54 783
-
total
16 837
-
78 553
-
Employer
56 462
-
183 713
-
health
3 472
-
5 341
-
pensions
6 103
-
9 388
-
accident
113
-
174
-
other
6 561
-
10 091
-
unemployment
1 491
-
2 293
-
total
17 740
-
27 287
-
Corporate
136 797
211 000
-
-
income
30 095
46 420
-
-
total
30 095
46 420
-
-
Dividends
106 702
164 580
-
-
withholding
32 010
49 374
-
-
total
32 010
49 374
-
-
Income
211 000
211 000
211 000
211 000
Total tax
96 682
95 794
105 840
104 878
After tax
114 318
115 206
105 160
106 122
Living cost
39 625
39 625
39 625
39 625
Free-cash
74 693
75 581
65 535
66 497

Estimated living cost  is ₽39625 per week

₽26262
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3888
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8873
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽66342
₽80268
₽65096
₽92226
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 000
trade
-
-
-
27 130
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 262
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 771
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 808
total
-
-
-
106 971
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 259
-
211 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 318
-
69 262
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

237
-
3 808
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 771
-
6 771
-
total
11 326
-
79 841
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
160 741
211 000
-
-
income
24 111
31 651
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 326
1 742
-
-
trade
26 441
34 709
-
-
chamber of commerce
380
451
-
-
total
52 258
68 553
-
-
Dividends
108 483
142 447
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 471
1 937
-
-
withholding
26 744
35 235
-
-
total
28 215
37 172
-
-
Income
211 000
211 000
211 000
211 000
Total tax
91 799
105 725
79 841
106 971
After tax
119 201
105 275
131 159
104 029
Living cost
38 933
38 933
38 933
38 933
Free-cash
80 268
66 342
92 226
65 096

Estimated living cost  is ₽38933 per week

₽26039
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4106
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽581
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8208
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽121661
₽117552
₽110250
₽108493
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
47 189
health
-
-
-
5 381
social contributions
-
-
-
16 035
total
-
-
-
68 605
Employee
76 208
76 208
198 792
-
social contributions
3 703
6 325
8 531
-
income
8 003
7 055
46 243
-
health
758
1 296
3 380
-
total
12 464
14 676
58 154
-
Employer
76 208
76 208
198 792
-
social contributions
3 703
6 325
8 531
-
health
826
1 411
3 677
-
total
4 529
7 736
12 208
-
Corporate
161 863
127 057
-
-
income
20 233
15 883
-
-
total
20 233
15 883
-
-
Dividends
141 630
111 174
-
-
withholding
24 077
18 899
-
-
total
24 077
18 899
-
-
Income
211 000
211 000
211 000
211 000
Total tax
61 303
57 194
70 362
68 605
After tax
149 697
153 806
140 638
142 395
Living cost
32 145
32 145
32 145
32 145
Free-cash
117 552
121 661
108 493
110 250

Estimated living cost  is ₽32145 per week

₽21974
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2511
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽99003
₽99406
₽126689
₽102836
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
unemployment
-
-
-
3 165
income
-
-
-
25 795
health
-
-
-
14 770
pensions
-
-
-
21 100
total
-
-
-
64 830
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

28 121
11 192
176 569
-
pensions
2 812
1 119
17 657
-
unemployment
422
168
2 649
-
income
3 438
1 368
21 586
-
health
1 968
783
12 360
-
total
8 640
3 438
54 252
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

28 121
11 192
176 569
-
pensions
5 484
2 182
34 431
-
total
5 484
2 182
34 431
-
Corporate
177 395
197 626
-
-
income
15 966
17 786
-
-
total
15 966
17 786
-
-
Dividends
161 430
179 839
-
-
social contributions
31 351
34 941
-
-
withholding
30 672
34 169
-
-
total
62 023
69 110
-
-
Income
211 000
211 000
211 000
211 000
Total tax
92 113
92 516
88 683
64 830
After tax
118 887
118 484
122 317
146 170
Living cost
19 481
19 481
19 481
19 481
Free-cash
99 406
99 003
102 836
126 689

Estimated living cost  is ₽19481 per week

₽13294
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4204
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽144862
₽138706
₽89157
₽97678
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
28 275
health
-
-
-
27 430
pensions
-
-
-
42 200
total
-
-
-
97 905
Employee
28 115
-
157 698
-
pensions
562
-
3 154
-
unemployment
449
-
2 524
-
income
3 165
-
30 404
-
total
4 176
-
36 082
-
Employer
28 115
-
157 698
-
health
3 654
-
20 500
-
pensions
5 623
-
31 540
-
unemployment
226
-
1 262
-
total
9 503
-
53 302
-
Corporate
173 382
211 000
-
-
income
34 677
42 200
-
-
total
34 677
42 200
-
-
Dividends
138 705
168 800
-
-
total
-
-
-
-
Income
211 000
211 000
211 000
211 000
Total tax
48 356
42 200
89 384
97 905
After tax
162 644
168 800
121 616
113 095
Living cost
23 938
23 938
23 938
23 938
Free-cash
138 706
144 862
97 678
89 157

Estimated living cost  is ₽23938 per week

₽16419
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1426
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5612
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽4617
₽13761
₽122398
₽94210
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
accident
-
-
-
249
income
-
-
-
60 021
health
-
-
-
2 152
pensions
-
-
-
4 106
other
-
-
-
366
total
-
-
-
66 894
Employee
34 148
-
192 210
-
pensions
3 845
-
7 528
-
income
4 685
-
46 756
-
health
3 910
-
22 008
-
total
12 440
-
76 292
-
Employer
34 148
-
192 210
-
pensions
5 553
-
10 871
-
accident
570
-
3 210
-
unemployment
837
-
4 709
-
total
6 960
-
18 790
-
Corporate
169 892
211 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

152 903
189 900
-
-
total
152 903
189 900
-
-
Dividends
16 989
21 100
-
-
withholding
3 228
4 009
-
-
total
3 228
4 009
-
-
Income
211 000
211 000
211 000
211 000
Total tax
175 531
193 909
95 082
66 894
After tax
35 469
17 091
115 918
144 106
Living cost
21 708
21 708
21 708
21 708
Free-cash
13 761
-4 617
94 210
122 398

Estimated living cost  is ₽21708 per week

₽15910
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1203
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽191854
₽190242
₽200294
₽160204
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
211 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 110
total
-
-
-
2 110
Employee
10 745
-
211 000
-
income
2 149
-
42 200
-
total
2 149
-
42 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

200 255
211 000
-
-
total
-
-
-
-
Dividends
200 255
211 000
-
-
withholding
10 013
10 550
-
-
total
10 013
10 550
-
-
Income
211 000
211 000
211 000
211 000
Total tax
12 162
10 550
42 200
2 110
After tax
198 838
200 450
168 800
208 890
Living cost
8 596
8 596
8 596
8 596
Free-cash
190 242
191 854
160 204
200 294

Estimated living cost  is ₽8596 per week

₽5327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽715
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽236
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽128614
₽121923
₽98566
₽96798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
36 067
health
-
-
-
6 631
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
36 170
other
-
-
-
7 158
total
-
-
-
86 026
Employee
35 984
-
172 846
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 518
-
10 549
-
unemployment
359
-
1 506
-
income
6 195
-
35 476
-
health
504
-
2 110
-
total
9 576
-
49 641
-
Employer
35 984
-
172 846
-
health
504
-
2 110
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 118
-
25 621
-
accident
288
-
1 382
-
other
1 800
-
7 534
-
unemployment
359
-
1 506
-
total
9 069
-
38 153
-
Corporate
165 947
211 000
-
-
income
34 848
44 310
-
-
total
34 848
44 310
-
-
Dividends
131 099
166 690
-
-
withholding
9 176
11 668
-
-
total
9 176
11 668
-
-
Income
211 000
211 000
211 000
211 000
Total tax
62 669
55 978
87 794
86 026
After tax
148 331
155 022
123 206
124 974
Living cost
26 408
26 408
26 408
26 408
Free-cash
121 923
128 614
96 798
98 566

Estimated living cost  is ₽26408 per week

₽18659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5541
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽67660
₽75683
₽70623
₽51721
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
64 075
pensions
-
-
-
9 674
total
-
-
-
73 749
Employee
94 269
-
183 993
-
pensions
9 094
-
11 640
-
income
16 993
-
51 475
-
health
1 553
-
2 530
-
total
27 640
-
65 645
-
Employer
94 269
-
183 993
-
health
1 790
-
3 495
-
pensions
11 130
-
23 511
-
total
12 920
-
27 006
-
Corporate
103 810
211 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

19 725
40 090
-
-
total
19 725
40 090
-
-
Dividends
84 086
170 910
-
-
withholding
8 404
36 622
-
-
total
8 404
36 622
-
-
Income
211 000
211 000
211 000
211 000
Total tax
68 689
76 712
92 651
73 749
After tax
142 311
134 288
118 349
137 251
Living cost
66 628
66 628
66 628
66 628
Free-cash
75 683
67 660
51 721
70 623

Estimated living cost  is ₽66628 per week

₽49926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7828
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽167384
₽162771
₽157067
₽165729
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
unemployment
-
-
-
139
income
-
-
-
31 650
health
-
-
-
3 989
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 134
total
-
-
-
40 912
Employee
17 242
-
204 194
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 514
-
3 046
-
income
1 724
-
20 419
-
health
793
-
1 596
-
accident

We are using the highest rate at 1.1%.

190
-
382
-
total
4 221
-
25 443
-
Employer
17 242
-
204 194
-
health
1 190
-
2 394
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 900
-
3 823
-
accident

We are using the highest rate at 1.1%.

190
-
382
-
unemployment
103
-
208
-
total
3 383
-
6 807
-
Corporate
190 375
211 000
-
-
income
19 037
21 100
-
-
total
19 037
21 100
-
-
Dividends
171 338
189 900
-
-
withholding
8 567
9 495
-
-
total
8 567
9 495
-
-
Income
211 000
211 000
211 000
211 000
Total tax
35 208
30 595
32 250
40 912
After tax
175 792
180 405
178 750
170 088
Living cost
13 021
13 021
13 021
13 021
Free-cash
162 771
167 384
165 729
157 067

Estimated living cost  is ₽13021 per week

₽7602
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽345
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽50053
₽52545
₽58999
₽80010
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
73 212
health
-
-
-
12 221
pensions
-
-
-
11 612
total
-
-
-
97 045
Employee
91 884
84 633
192 582
-
pensions
11 612
11 612
11 612
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 853
13 853
33 783
-
health
11 463
11 049
12 221
-
total
36 928
36 514
57 616
-
Employer
91 884
84 633
192 582
-
health
6 385
5 883
7 310
-
pensions
6 394
5 890
7 322
-
unemployment
3 308
3 047
3 786
-
total
16 087
14 820
18 418
-
Corporate
103 028
111 547
-
-
income
20 605
22 309
-
-
total
20 605
22 309
-
-
Dividends
82 423
89 238
-
-
income
17 515
18 963
-
-
withholding
12 364
13 385
-
-
total
29 879
32 348
-
-
Income
211 000
211 000
211 000
211 000
Total tax
103 499
105 991
76 034
97 045
After tax
107 501
105 009
134 966
113 955
Living cost
54 956
54 956
54 956
54 956
Free-cash
52 545
50 053
80 010
58 999

Estimated living cost  is ₽54956 per week

₽40539
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4909
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽630
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽120564
₽111748
₽98441
₽89403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
solidarity contribution
-
-
-
1 763
income
-
-
-
22 044
health
-
-
-
28 485
social contributions
-
-
-
35 557
total
-
-
-
87 849
Employee
36 339
-
165 649
-
social contributions
2 362
-
7 915
-
income
4 361
-
20 306
-
solidarity contribution
-
-
952
-
health
4 906
-
22 363
-
total
11 629
-
51 536
-
Employer
36 339
-
165 649
-
social contributions
9 085
-
30 443
-
health
3 270
-
14 908
-
total
12 355
-
45 351
-
Corporate
162 306
211 000
-
-
income
30 838
40 090
-
-
total
30 838
40 090
-
-
Dividends
131 468
170 910
-
-
withholding
19 720
25 636
-
-
total
19 720
25 636
-
-
Income
211 000
211 000
211 000
211 000
Total tax
74 542
65 726
96 887
87 849
After tax
136 458
145 274
114 113
123 151
Living cost
24 710
24 710
24 710
24 710
Free-cash
111 748
120 564
89 403
98 441

Estimated living cost  is ₽24710 per week

₽17164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1758
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5302
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽70758
₽65584
₽59121
₽50719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
municipal
-
-
-
1 292
national
-
-
-
56 555
regional
-
-
-
2 611
social contributions
-
-
-
49 602
total
-
-
-
110 060
Employee
88 080
-
211 000
-
national
15 262
-
49 922
-
social contributions
29 700
-
65 030
-
municipal
466
-
1 168
-
regional
831
-
2 342
-
total
46 259
-
118 462
-
Employer
88 080
-
211 000
-
total
-
-
-
-
Corporate
122 920
211 000
-
-
municipal
4 794
8 228
-
-
nationa
29 501
50 641
-
-
total
34 295
58 869
-
-
Dividends
88 625
152 131
-
-
withholding
23 043
39 554
-
-
total
23 043
39 554
-
-
Income
211 000
211 000
211 000
211 000
Total tax
103 597
98 423
118 462
110 060
After tax
107 403
112 577
92 538
100 940
Living cost
41 819
41 819
41 819
41 819
Free-cash
65 584
70 758
50 719
59 121

Estimated living cost  is ₽41819 per week

₽29151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2742
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽641
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9283
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽110849
₽107766
₽77498
₽71440
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
unemployment
-
-
-
226
income
-
-
-
64 801
health
-
-
-
9 390
surtax
-
-
-
10 762
pensions
-
-
-
26 454
other
-
-
-
-
total
-
-
-
111 633
Employee
32 774
-
183 158
-
pensions
2 185
-
8 822
-
unemployment
2 281
-
9 206
-
income
5 494
-
58 872
-
other
-
-
-
-
surtax
107
-
9 577
-
health
837
-
3 372
-
total
10 904
-
89 849
-
Employer
32 774
-
183 158
-
health
1 491
-
6 018
-
pensions
4 369
-
17 632
-
other
-
-
-
-
unemployment
1 038
-
4 192
-
total
6 898
-
27 842
-
Corporate
171 328
211 000
-
-
income
44 545
54 861
-
-
total
44 545
54 861
-
-
Dividends
126 783
156 139
-
-
withholding
19 018
23 421
-
-
total
19 018
23 421
-
-
Income
211 000
211 000
211 000
211 000
Total tax
81 365
78 282
117 691
111 633
After tax
129 635
132 718
93 309
99 367
Living cost
21 869
21 869
21 869
21 869
Free-cash
107 766
110 849
71 440
77 498

Estimated living cost  is ₽21869 per week

₽13372
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2018
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5975
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽88769
₽95352
₽91732
₽72830
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
64 075
pensions
-
-
-
9 674
total
-
-
-
73 749
Employee
63 176
-
183 993
-
pensions
5 362
-
11 640
-
income
11 378
-
51 475
-
health
917
-
2 530
-
total
17 657
-
65 645
-
Employer
63 176
-
183 993
-
health
1 200
-
3 495
-
pensions
6 839
-
23 511
-
total
8 039
-
27 006
-
Corporate
139 785
211 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

26 559
40 090
-
-
total
26 559
40 090
-
-
Dividends
113 226
170 910
-
-
withholding
17 874
36 622
-
-
total
17 874
36 622
-
-
Income
211 000
211 000
211 000
211 000
Total tax
70 129
76 712
92 651
73 749
After tax
140 871
134 288
118 349
137 251
Living cost
45 519
45 519
45 519
45 519
Free-cash
95 352
88 769
72 830
91 732

Estimated living cost  is ₽45519 per week

₽34102
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3412
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽19138
₽52230
₽90937
₽82591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
city
-
-
-
2 225
national
-
-
-
4 934
regional
-
-
-
11 449
health
-
-
-
475
pensions
-
-
-
19 413
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 219
total
-
-
-
42 715
Employee
90 517
-
189 529
-
national
428
-
3 941
-
city
971
-
2 044
-
pensions
7 605
-
15 169
-
unemployment
-
-
-
-
health
205
-
427
-
regional
2 964
-
10 094
-
total
12 173
-
31 675
-
Employer
90 517
-
189 529
-
health
205
-
427
-
pensions
7 605
-
15 169
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 810
-
3 790
-
unemployment
-
-
-
-
total
9 620
-
19 386
-
Corporate
109 869
211 000
-
-
national
9 339
17 935
-
-
regional
23 237
44 626
-
-
total
32 576
62 561
-
-
Dividends
77 293
148 439
-
-
withholding
27 053
51 953
-
-
total
27 053
51 953
-
-
Income
211 000
211 000
211 000
211 000
Total tax
81 422
114 514
51 061
42 715
After tax
129 578
96 486
159 939
168 285
Living cost
77 348
77 348
77 348
77 348
Free-cash
52 230
19 138
82 591
90 937

Estimated living cost  is ₽77348 per week

₽50298
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6941
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽950
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19159
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽58786
₽74863
₽57474
₽85758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 000
trade
-
-
-
28 284
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 262
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 771
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 808
total
-
-
-
108 125
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

59 561
-
211 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 004
-
69 262
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

386
-
3 808
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 771
-
6 771
-
total
14 161
-
79 841
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
151 439
211 000
-
-
income
22 715
31 651
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 249
1 742
-
-
trade
25 971
36 187
-
-
chamber of commerce
363
448
-
-
total
50 298
70 028
-
-
Dividends
101 141
140 973
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 369
1 918
-
-
withholding
24 908
34 867
-
-
total
26 277
36 785
-
-
Income
211 000
211 000
211 000
211 000
Total tax
90 736
106 813
79 841
108 125
After tax
120 264
104 187
131 159
102 875
Living cost
45 401
45 401
45 401
45 401
Free-cash
74 863
58 786
85 758
57 474

Estimated living cost  is ₽45401 per week

₽33159
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3632
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽591
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8021
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽72435
₽78292
₽82591
₽77169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
37 738
health
-
-
-
10 060
surtax
-
-
-
-
pensions
-
-
-
34 151
other
-
-
-
6 541
social contributions
-
-
-
6 011
total
-
-
-
94 501
Employee
42 416
-
161 467
-
pensions
4 796
-
11 988
-
social contributions
1 209
-
4 600
-
income
2 503
-
33 802
-
surtax
-
-
-
-
total
8 508
-
50 390
-
Employer
42 416
-
161 467
-
social contributions
128
-
485
-
health
2 970
-
15 841
-
pensions
6 968
-
20 045
-
other
1 463
-
6 623
-
unemployment
1 717
-
6 539
-
total
13 246
-
49 533
-
Corporate
155 338
211 000
-
-
income
43 494
59 079
-
-
surtax
-
-
-
-
total
43 494
59 079
-
-
Dividends
111 844
151 921
-
-
social contributions
19 236
26 131
-
-
surtax
-
-
-
-
withholding
14 316
19 447
-
-
total
33 552
45 578
-
-
Income
211 000
211 000
211 000
211 000
Total tax
98 800
104 657
99 923
94 501
After tax
112 200
106 343
111 077
116 499
Living cost
33 908
33 908
33 908
33 908
Free-cash
78 292
72 435
77 169
82 591

Estimated living cost  is ₽33908 per week

₽21380
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽577
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9195
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽75795
₽81300
₽85951
₽80529
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
37 738
health
-
-
-
10 060
surtax
-
-
-
-
pensions
-
-
-
34 151
other
-
-
-
6 541
social contributions
-
-
-
6 011
total
-
-
-
94 501
Employee
37 862
-
161 467
-
pensions
4 282
-
11 988
-
social contributions
1 080
-
4 600
-
income
1 952
-
33 802
-
surtax
-
-
-
-
total
7 314
-
50 390
-
Employer
37 862
-
161 467
-
social contributions
113
-
485
-
health
2 650
-
15 841
-
pensions
6 221
-
20 045
-
other
1 307
-
6 623
-
unemployment
1 533
-
6 539
-
total
11 824
-
49 533
-
Corporate
161 314
211 000
-
-
income
45 168
59 079
-
-
surtax
-
-
-
-
total
45 168
59 079
-
-
Dividends
116 146
151 921
-
-
social contributions
19 979
26 131
-
-
surtax
-
-
-
-
withholding
14 867
19 447
-
-
total
34 846
45 578
-
-
Income
211 000
211 000
211 000
211 000
Total tax
99 152
104 657
99 923
94 501
After tax
111 848
106 343
111 077
116 499
Living cost
30 548
30 548
30 548
30 548
Free-cash
81 300
75 795
80 529
85 951

Estimated living cost  is ₽30548 per week

₽17716
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3103
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽579
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9150
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽107714
₽108227
₽114489
₽109069
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
31 651
health
-
-
-
14 728
social contributions
-
-
-
29 117
total
-
-
-
75 496
Employee
33 603
-
211 000
-
social contributions
4 638
-
29 117
-
income
5 605
-
37 071
-
health
2 345
-
14 728
-
total
12 588
-
80 916
-
Employer
33 603
-
211 000
-
total
-
-
-
-
Corporate
177 397
211 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

8 870
10 551
-
-
total
8 870
10 551
-
-
Dividends
168 528
200 449
-
-
social contributions
23 257
27 662
-
-
health
11 764
13 991
-
-
withholding
25 279
30 067
-
-
total
60 300
71 720
-
-
Income
211 000
211 000
211 000
211 000
Total tax
81 758
82 271
80 916
75 496
After tax
129 242
128 729
130 084
135 504
Living cost
21 015
21 015
21 015
21 015
Free-cash
108 227
107 714
109 069
114 489

Estimated living cost  is ₽21015 per week

₽14064
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5170
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽81476
₽79946
₽73366
₽20521
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
unemployment
-
-
-
6 079
income
-
-
-
65 318
chamber of commerce
-
-
-
844
health
-
-
-
8 856
surtax
-
-
-
196
pensions
-
-
-
21 420
total
-
-
-
102 713
Employee
49 529
39 495
173 286
-
pensions
5 072
4 044
11 856
-
unemployment
1 486
1 185
3 474
-
income
5 638
2 913
54 494
-
other
495
395
1 159
-
health
1 916
1 529
4 480
-
total
14 607
10 066
75 463
-
Employer
49 529
39 495
173 286
-
chamber of commerce
197
158
694
-
health
1 871
1 493
4 376
-
payroll
1 486
1 185
5 198
-
pensions
6 216
4 958
14 531
-
surtax
196
196
196
-
accident
643
513
1 505
-
other
2 353
1 875
7 741
-
unemployment
1 486
1 185
3 474
-
total
14 448
11 563
37 715
-
Corporate
147 023
159 942
169 524
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

36 755
39 986
42 380
-
total
36 755
39 986
42 380
-
Dividends
110 268
119 956
-
-
withholding
30 323
32 988
-
-
total
30 323
32 988
-
-
Income
211 000
211 000
211 000
211 000
Total tax
96 133
94 603
155 558
102 713
After tax
114 867
116 397
55 442
108 287
Living cost
34 921
34 921
34 921
34 921
Free-cash
79 946
81 476
20 521
73 366

Estimated living cost  is ₽34921 per week

₽23291
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2979
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽574
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8078
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽80322
₽66928
₽55578
₽36117
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
national
-
-
-
83 401
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 177
social contributions
-
-
-
24 709
total
-
-
-
119 287
Employee

The minimum management director salary is set at €45,000 per year.

70 891
-
163 425
-
national
21 795
-
61 289
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 317
-
12 257
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 698
-
8 523
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

617
-
1 422
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 331
-
7 681
-
total
34 758
-
91 172
-
Employer

The minimum management director salary is set at €45,000 per year.

70 891
-
163 425
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 360
-
10 051
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 282
-
14 480
-
surtax
8 038
-
18 533
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

922
-
2 125
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 034
-
2 387
-
total
20 636
-
47 576
-
Corporate
119 473
211 000
-
-
income
23 895
44 263
-
-
surtax
478
886
-
-
total
24 373
45 149
-
-
Dividends
95 101
165 851
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

28 170
49 394
-
-
total
28 170
49 394
-
-
Income
211 000
211 000
211 000
211 000
Total tax
107 937
94 543
138 748
119 287
After tax
103 063
116 457
72 252
91 713
Living cost
36 135
36 135
36 135
36 135
Free-cash
66 928
80 322
36 117
55 578

Estimated living cost  is ₽36135 per week

₽23276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9135
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽104414
₽97624
₽82214
₽78055
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
unemployment
-
-
-
643
accident
-
-
-
828
income
-
-
-
65 437
pensions
-
-
-
25 995
other
-
-
-
92
total
-
-
-
92 995
Employee
49 333
-
181 715
-
pensions
2 319
-
4 318
-
unemployment
765
-
1 424
-
income
10 409
-
62 035
-
other
49
-
92
-
total
13 542
-
67 869
-
Employer
49 333
-
181 715
-
pensions
11 642
-
21 679
-
accident
976
-
1 819
-
other
393
-
735
-
unemployment
2 714
-
5 052
-
total
15 725
-
29 285
-
Corporate
145 943
211 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 892
31 651
-
-
total
21 892
31 651
-
-
Dividends
124 051
179 349
-
-
withholding
26 426
39 144
-
-
total
26 426
39 144
-
-
Income
211 000
211 000
211 000
211 000
Total tax
77 585
70 795
97 154
92 995
After tax
133 415
140 205
113 846
118 005
Living cost
35 791
35 791
35 791
35 791
Free-cash
97 624
104 414
78 055
82 214

Estimated living cost  is ₽35791 per week

₽26357
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2539
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6379
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽66608
₽53053
₽46383
₽54794
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
accident
-
-
-
1 779
income
-
-
-
38 733
communal
-
-
-
13 334
health
-
-
-
14 826
surtax
-
-
-
10 461
pensions
-
-
-
31 626
total
-
-
-
110 759
Employee
75 052
-
188 476
-
pensions
6 003
-
15 078
-
income
7 249
-
44 808
-
surtax
4 600
-
11 551
-
health
3 340
-
8 388
-
total
21 192
-
79 825
-
Employer
75 052
-
188 476
-
health
2 289
-
5 749
-
pensions
6 003
-
15 078
-
accident
675
-
1 696
-
total
8 967
-
22 523
-
Corporate
126 980
211 000
-
-
income
19 046
31 651
-
-
surtax
1 333
2 215
-
-
communal
8 570
14 243
-
-
total
28 949
48 109
-
-
Dividends
98 030
162 891
-
-
income
30 276
17 991
-
-
withholding
14 705
24 434
-
-
total
44 981
42 425
-
-
Income
211 000
211 000
211 000
211 000
Total tax
104 089
90 534
102 348
110 759
After tax
106 911
120 466
108 652
100 241
Living cost
53 858
53 858
53 858
53 858
Free-cash
53 053
66 608
54 794
46 383

Estimated living cost  is ₽53858 per week

₽40402
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3263
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽570
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9622
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽110458
₽107306
₽77107
₽71049
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
unemployment
-
-
-
226
income
-
-
-
64 801
health
-
-
-
9 390
surtax
-
-
-
10 762
pensions
-
-
-
26 454
other
-
-
-
-
total
-
-
-
111 633
Employee
33 376
-
183 158
-
pensions
2 227
-
8 822
-
unemployment
2 323
-
9 206
-
income
5 595
-
58 872
-
other
-
-
-
-
surtax
118
-
9 577
-
health
852
-
3 372
-
total
11 115
-
89 849
-
Employer
33 376
-
183 158
-
health
1 518
-
6 018
-
pensions
4 450
-
17 632
-
other
-
-
-
-
unemployment
1 059
-
4 192
-
total
7 027
-
27 842
-
Corporate
170 598
211 000
-
-
income
44 355
54 861
-
-
total
44 355
54 861
-
-
Dividends
126 243
156 139
-
-
withholding
18 937
23 421
-
-
total
18 937
23 421
-
-
Income
211 000
211 000
211 000
211 000
Total tax
81 434
78 282
117 691
111 633
After tax
129 566
132 718
93 309
99 367
Living cost
22 260
22 260
22 260
22 260
Free-cash
107 306
110 458
71 049
77 107

Estimated living cost  is ₽22260 per week

₽13440
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1935
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6370
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽84208
₽82009
₽73577
₽65220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
municipal
-
-
-
1 292
national
-
-
-
56 555
regional
-
-
-
3 277
social contributions
-
-
-
49 602
total
-
-
-
110 726
Employee
54 976
-
211 000
-
national
8 710
-
49 922
-
social contributions
18 538
-
65 030
-
municipal
292
-
1 168
-
regional
740
-
2 963
-
total
28 280
-
119 083
-
Employer
54 976
-
211 000
-
total
-
-
-
-
Corporate
156 024
211 000
-
-
municipal
7 754
10 487
-
-
nationa
37 445
50 641
-
-
total
45 199
61 128
-
-
Dividends
110 825
149 873
-
-
withholding
28 815
38 967
-
-
total
28 815
38 967
-
-
Income
211 000
211 000
211 000
211 000
Total tax
102 294
100 095
119 083
110 726
After tax
108 706
110 905
91 917
100 274
Living cost
26 697
26 697
26 697
26 697
Free-cash
82 009
84 208
65 220
73 577

Estimated living cost  is ₽26697 per week

₽16603
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6932
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽114824
₽103961
₽92701
₽83663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
solidarity contribution
-
-
-
1 763
income
-
-
-
22 044
health
-
-
-
28 485
social contributions
-
-
-
35 557
total
-
-
-
87 849
Employee
44 779
-
165 649
-
social contributions
2 911
-
7 915
-
income
5 373
-
20 306
-
solidarity contribution
-
-
952
-
health
6 045
-
22 363
-
total
14 329
-
51 536
-
Employer
44 779
-
165 649
-
social contributions
11 195
-
30 443
-
health
4 030
-
14 908
-
total
15 225
-
45 351
-
Corporate
150 997
211 000
-
-
income
28 689
40 090
-
-
total
28 689
40 090
-
-
Dividends
122 307
170 910
-
-
withholding
18 346
25 636
-
-
total
18 346
25 636
-
-
Income
211 000
211 000
211 000
211 000
Total tax
76 589
65 726
96 887
87 849
After tax
134 411
145 274
114 113
123 151
Living cost
30 450
30 450
30 450
30 450
Free-cash
103 961
114 824
83 663
92 701

Estimated living cost  is ₽30450 per week

₽22644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1687
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5592
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽84887
₽84394
₽76865
₽23872
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
unemployment
-
-
-
6 079
income
-
-
-
65 318
chamber of commerce
-
-
-
844
health
-
-
-
8 856
surtax
-
-
-
-
pensions
-
-
-
21 420
total
-
-
-
102 517
Employee
43 322
39 495
173 468
-
pensions
4 437
4 044
11 856
-
unemployment
1 300
1 185
3 474
-
income
3 859
2 913
54 581
-
other
433
395
1 159
-
health
1 676
1 529
4 480
-
total
11 705
10 066
75 550
-
Employer
43 322
39 495
173 468
-
chamber of commerce
173
158
694
-
health
1 638
1 493
4 376
-
payroll
1 300
1 185
5 204
-
pensions
5 437
4 958
14 531
-
surtax
-
-
-
-
accident
562
513
1 505
-
other
2 058
1 875
7 749
-
unemployment
1 300
1 185
3 474
-
total
12 468
11 367
37 533
-
Corporate
155 210
160 138
169 707
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

38 803
40 035
42 427
-
total
38 803
40 035
42 427
-
Dividends
116 407
120 102
-
-
withholding
32 012
33 027
-
-
total
32 012
33 027
-
-
Income
211 000
211 000
211 000
211 000
Total tax
94 988
94 495
155 510
102 517
After tax
116 012
116 505
55 490
108 483
Living cost
31 618
31 618
31 618
31 618
Free-cash
84 394
84 887
23 872
76 865

Estimated living cost  is ₽31618 per week

₽18967
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3229
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽564
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽187054
₽184542
₽195494
₽155404
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
211 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 110
total
-
-
-
2 110
Employee
16 745
-
211 000
-
income
3 349
-
42 200
-
total
3 349
-
42 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

194 255
211 000
-
-
total
-
-
-
-
Dividends
194 255
211 000
-
-
withholding
9 713
10 550
-
-
total
9 713
10 550
-
-
Income
211 000
211 000
211 000
211 000
Total tax
13 062
10 550
42 200
2 110
After tax
197 938
200 450
168 800
208 890
Living cost
13 396
13 396
13 396
13 396
Free-cash
184 542
187 054
155 404
195 494

Estimated living cost  is ₽13396 per week

₽9065
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽562
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3319
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽118691
₽110403
₽72639
₽68058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
211 000
unemployment
-
-
-
316
income
-
-
-
52 167
health
-
-
-
20 761
pensions
-
-
-
38 534
total
-
-
-
111 778
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

43 825
-
182 575
-
pensions
6 793
-
28 299
-
unemployment
62
-
256
-
income
7 558
-
47 585
-
health
2 830
-
11 794
-
total
17 243
-
87 934
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

43 825
-
182 575
-
health
2 919
-
12 159
-
pensions
3 878
-
16 157
-
unemployment
26
-
109
-
total
6 823
-
28 425
-
Corporate
160 352
211 000
-
-
income
30 466
40 090
-
-
total
30 466
40 090
-
-
Dividends
129 886
170 910
-
-
withholding
19 482
25 636
-
-
total
19 482
25 636
-
-
Income
211 000
211 000
211 000
211 000
Total tax
74 014
65 726
116 359
111 778
After tax
136 986
145 274
94 641
99 222
Living cost
26 583
26 583
26 583
26 583
Free-cash
110 403
118 691
68 058
72 639

Estimated living cost  is ₽26583 per week

₽18243
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6122
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽81699
₽30247
₽99145
₽150097
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
41 128
social contributions
-
-
-
24 054
total
-
-
-
65 182
Employee
66 923
-
-
-
social contributions
5 488
-
782
-
income
14 762
-
-
-
total
20 250
-
782
-
Employer
66 923
-
-
-
social contributions
94 361
-
13 448
-
total
94 361
-
13 448
-
Corporate
49 717
211 000
-
-
income
10 938
46 420
-
-
total
10 938
46 420
-
-
Dividends
38 779
164 580
-
-
income
8 531
36 208
-
-
total
8 531
36 208
-
-
Income
211 000
211 000
211 000
211 000
Total tax
134 080
82 628
14 230
65 182
After tax
76 920
128 372
196 770
145 818
Living cost
46 673
46 673
46 673
46 673
Free-cash
30 247
81 699
150 097
99 145

Estimated living cost  is ₽46673 per week

₽30283
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4390
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽595
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11405
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽88930
₽87934
₽79578
₽63547
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
211 000
income
-
-
-
27 014
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
73 322
total
-
-
-
100 336
Employee
45 581
-
170 504
-
social contributions
5 014
-
18 755
-
income
9 481
-
57 086
-
surtax
-
-
32
-
total
14 495
-
75 873
-
Employer
45 581
-
170 504
-
social contributions
10 825
-
40 494
-
total
10 825
-
40 494
-
Corporate
154 593
211 000
-
-
income
32 465
44 310
-
-
surtax
-
-
-
-
total
32 465
44 310
-
-
Dividends
122 128
166 690
-
-
withholding
34 195
46 674
-
-
total
34 195
46 674
-
-
Income
211 000
211 000
211 000
211 000
Total tax
91 980
90 984
116 367
100 336
After tax
119 020
120 016
94 633
110 664
Living cost
31 086
31 086
31 086
31 086
Free-cash
87 934
88 930
63 547
79 578

Estimated living cost  is ₽31086 per week

₽23259
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5475
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽58476
₽65290
₽68632
₽63210
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
37 738
health
-
-
-
10 060
surtax
-
-
-
-
pensions
-
-
-
34 151
other
-
-
-
6 541
social contributions
-
-
-
6 011
total
-
-
-
94 501
Employee
62 072
-
161 467
-
pensions
7 021
-
11 988
-
social contributions
1 768
-
4 600
-
income
5 416
-
33 802
-
surtax
-
-
-
-
total
14 205
-
50 390
-
Employer
62 072
-
161 467
-
social contributions
186
-
485
-
health
4 344
-
15 841
-
pensions
10 199
-
20 045
-
other
2 142
-
6 623
-
unemployment
2 515
-
6 539
-
total
19 386
-
49 533
-
Corporate
129 541
211 000
-
-
income
36 272
59 079
-
-
surtax
-
-
-
-
total
36 272
59 079
-
-
Dividends
93 270
151 921
-
-
social contributions
16 041
26 131
-
-
surtax
-
-
-
-
withholding
11 939
19 447
-
-
total
27 980
45 578
-
-
Income
211 000
211 000
211 000
211 000
Total tax
97 843
104 657
99 923
94 501
After tax
113 157
106 343
111 077
116 499
Living cost
47 867
47 867
47 867
47 867
Free-cash
65 290
58 476
63 210
68 632

Estimated living cost  is ₽47867 per week

₽32396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3916
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽160109
₽156780
₽124349
₽129958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
10 440
social contributions
-
-
-
46 420
total
-
-
-
56 860
Employee
31 862
-
182 684
-
social contributions
2 071
-
11 875
-
income
-
-
11 062
-
total
2 071
-
22 937
-
Employer
31 862
-
182 684
-
social contributions
4 939
-
28 314
-
total
4 939
-
28 314
-
Corporate
174 200
211 000
-
-
income
17 419
21 100
-
-
total
17 419
21 100
-
-
Dividends
156 780
189 900
-
-
total
-
-
-
-
Income
211 000
211 000
211 000
211 000
Total tax
24 429
21 100
51 251
56 860
After tax
186 571
189 900
159 749
154 140
Living cost
29 791
29 791
29 791
29 791
Free-cash
156 780
160 109
129 958
124 349

Estimated living cost  is ₽29791 per week

₽19262
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2246
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽560
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7722
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽4531
-₽4531
₽74679
-₽4531
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
municipal
-
-
-
45 044
national
-
-
-
25 968
labour market
-
-
-
16 811
pensions
-
-
-
857
total
-
-
-
88 680
Employee
201 082
201 082
201 082
-
national
24 566
24 566
24 566
-
pensions
286
286
286
-
municipal
42 819
42 819
42 819
-
labour market
16 064
16 064
16 064
-
total
83 735
83 735
83 735
-
Employer
201 082
201 082
201 082
-
municipal
42 887
42 887
42 887
-
labour market
16 087
16 087
16 087
-
national
24 609
24 609
24 609
-
pensions
572
572
572
-
total
84 155
84 155
84 155
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
211 000
211 000
211 000
211 000
Total tax
167 890
167 890
167 890
88 680
After tax
43 110
43 110
43 110
122 320
Living cost
47 641
47 641
47 641
47 641
Free-cash
-4 531
-4 531
-4 531
74 679

Estimated living cost  is ₽47641 per week

₽32606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4214
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽733
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽4297
₽13809
₽122718
₽94530
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
accident
-
-
-
249
income
-
-
-
60 021
health
-
-
-
2 152
pensions
-
-
-
4 106
other
-
-
-
366
total
-
-
-
66 894
Employee
33 645
-
192 210
-
pensions
3 789
-
7 528
-
income
4 616
-
46 756
-
health
3 853
-
22 008
-
total
12 258
-
76 292
-
Employer
33 645
-
192 210
-
pensions
5 471
-
10 871
-
accident
562
-
3 210
-
unemployment
824
-
4 709
-
total
6 857
-
18 790
-
Corporate
170 498
211 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

153 449
189 900
-
-
total
153 449
189 900
-
-
Dividends
17 050
21 100
-
-
withholding
3 239
4 009
-
-
total
3 239
4 009
-
-
Income
211 000
211 000
211 000
211 000
Total tax
175 803
193 909
95 082
66 894
After tax
35 197
17 091
115 918
144 106
Living cost
21 388
21 388
21 388
21 388
Free-cash
13 809
-4 297
94 530
122 718

Estimated living cost  is ₽21388 per week

₽15568
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1219
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4199
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽91902
₽94967
₽92750
₽68581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
211 000
municipal
-
-
-
37 470
national
-
-
-
39 894
health
-
-
-
2 836
total
-
-
-
80 200
Employee
52 142
-
177 506
-
national
861
-
25 012
-
pensions
3 519
-
11 982
-
unemployment
782
-
2 663
-
municipal
8 540
-
28 897
-
health
389
-
2 321
-
total
14 091
-
70 875
-
Employer
52 142
-
177 506
-
health
401
-
1 367
-
pensions
9 046
-
30 797
-
accident
53
-
177
-
unemployment
339
-
1 153
-
total
9 839
-
33 494
-
Corporate
149 020
211 000
-
-
income
29 804
42 200
-
-
total
29 804
42 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

89 412
126 600
-
-
municipal
16 093
22 789
-
-
national
8 156
16 059
-
-
total
24 249
38 848
-
-
Income
211 000
211 000
211 000
211 000
Total tax
77 983
81 048
104 369
80 200
After tax
133 017
129 952
106 631
130 800
Living cost
38 050
38 050
38 050
38 050
Free-cash
94 967
91 902
68 581
92 750

Estimated living cost  is ₽38050 per week

₽24854
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3660
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽606
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8932
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽130860
₽125469
₽119449
₽117692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
47 189
health
-
-
-
5 381
social contributions
-
-
-
16 035
total
-
-
-
68 605
Employee
76 208
76 208
198 792
-
social contributions
2 881
6 325
8 531
-
income
8 298
7 055
46 243
-
health
591
1 296
3 380
-
total
11 770
14 676
58 154
-
Employer
76 208
76 208
198 792
-
social contributions
2 881
6 325
8 531
-
health
641
1 411
3 677
-
total
3 522
7 736
12 208
-
Corporate
172 762
127 057
-
-
income
21 595
15 883
-
-
total
21 595
15 883
-
-
Dividends
151 167
111 174
-
-
withholding
25 698
18 899
-
-
total
25 698
18 899
-
-
Income
211 000
211 000
211 000
211 000
Total tax
62 585
57 194
70 362
68 605
After tax
148 415
153 806
140 638
142 395
Living cost
22 946
22 946
22 946
22 946
Free-cash
125 469
130 860
117 692
119 449

Estimated living cost  is ₽22946 per week

₽13752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2251
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6436
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽158995
₽153951
₽163576
₽143700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
211 000
unemployment
-
-
-
28
income
-
-
-
21 770
health
-
-
-
3 587
pensions
-
-
-
6 304
total
-
-
-
31 689
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

22 748
-
201 314
-
pensions
3 412
-
14 105
-
unemployment
113
-
470
-
income
1 555
-
19 311
-
health
1 933
-
7 993
-
total
7 013
-
41 879
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

22 748
-
201 314
-
health
978
-
4 044
-
pensions
1 251
-
5 172
-
unemployment
113
-
470
-
total
2 342
-
9 686
-
Corporate
185 910
211 000
-
-
income
16 733
18 990
-
-
total
16 733
18 990
-
-
Dividends
169 177
192 010
-
-
withholding
15 226
17 280
-
-
total
15 226
17 280
-
-
Income
211 000
211 000
211 000
211 000
Total tax
41 314
36 270
51 565
31 689
After tax
169 686
174 730
159 435
179 311
Living cost
15 735
15 735
15 735
15 735
Free-cash
153 951
158 995
143 700
163 576

Estimated living cost  is ₽15735 per week

₽10039
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1134
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽112952
₽108574
₽90752
₽86593
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
unemployment
-
-
-
643
accident
-
-
-
828
income
-
-
-
65 437
pensions
-
-
-
25 995
other
-
-
-
92
total
-
-
-
92 995
Employee
36 645
-
181 715
-
pensions
1 723
-
4 318
-
unemployment
568
-
1 424
-
income
7 065
-
62 035
-
other
36
-
92
-
total
9 392
-
67 869
-
Employer
36 645
-
181 715
-
pensions
8 648
-
21 679
-
accident
726
-
1 819
-
other
293
-
735
-
unemployment
2 016
-
5 052
-
total
11 683
-
29 285
-
Corporate
162 671
211 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

24 401
31 651
-
-
total
24 401
31 651
-
-
Dividends
138 271
179 349
-
-
withholding
29 697
39 144
-
-
total
29 697
39 144
-
-
Income
211 000
211 000
211 000
211 000
Total tax
75 173
70 795
97 154
92 995
After tax
135 827
140 205
113 846
118 005
Living cost
27 253
27 253
27 253
27 253
Free-cash
108 574
112 952
86 593
90 752

Estimated living cost  is ₽27253 per week

₽18395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽129993
₽129719
₽134497
₽134378
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
72 729
health
-
-
-
884
pensions
-
-
-
1 219
total
-
-
-
74 832
Employee
2 545
-
209 629
-
pensions
229
-
549
-
unemployment
25
-
61
-
income
492
-
72 665
-
health
127
-
305
-
total
873
-
73 580
-
Employer
2 545
-
209 629
-
health
242
-
579
-
pensions
280
-
670
-
unemployment
51
-
122
-
total
573
-
1 371
-
Corporate
207 882
211 000
-
-
income
45 734
46 420
-
-
total
45 734
46 420
-
-
Dividends
162 148
164 580
-
-
withholding
32 430
32 916
-
-
total
32 430
32 916
-
-
Income
211 000
211 000
211 000
211 000
Total tax
79 610
79 336
74 951
74 832
After tax
131 390
131 664
136 049
136 168
Living cost
1 671
1 671
1 671
1 671
Free-cash
129 719
129 993
134 378
134 497

Estimated living cost  is ₽1671 per week

₽993
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽135
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽38
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽135308
₽130433
₽117565
₽117566
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
211 000
unemployment
-
-
-
1 099
income
-
-
-
48 610
health
-
-
-
7 544
pensions
-
-
-
19 043
total
-
-
-
76 296
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

25 844
-
197 890
-
pensions
3 618
-
10 254
-
unemployment
194
-
549
-
income
3 562
-
48 610
-
health
1 331
-
3 772
-
total
8 705
-
63 185
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

25 844
-
197 890
-
health
1 331
-
3 772
-
pensions
3 101
-
8 789
-
unemployment
194
-
549
-
total
4 626
-
13 110
-
Corporate
180 530
211 000
-
-
income
27 079
31 650
-
-
total
27 079
31 650
-
-
Dividends
153 450
179 350
-
-
withholding
23 018
26 903
-
-
total
23 018
26 903
-
-
Income
211 000
211 000
211 000
211 000
Total tax
63 428
58 553
76 295
76 296
After tax
147 572
152 447
134 705
134 704
Living cost
17 139
17 139
17 139
17 139
Free-cash
130 433
135 308
117 566
117 565

Estimated living cost  is ₽17139 per week

₽11540
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3778
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽93298
₽92941
₽83946
₽67915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
211 000
income
-
-
-
27 014
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
73 322
total
-
-
-
100 336
Employee
38 465
-
170 504
-
social contributions
4 232
-
18 755
-
income
7 516
-
57 086
-
surtax
-
-
32
-
total
11 748
-
75 873
-
Employer
38 465
-
170 504
-
social contributions
9 135
-
40 494
-
total
9 135
-
40 494
-
Corporate
163 400
211 000
-
-
income
34 314
44 310
-
-
surtax
-
-
-
-
total
34 314
44 310
-
-
Dividends
129 086
166 690
-
-
withholding
36 144
46 674
-
-
total
36 144
46 674
-
-
Income
211 000
211 000
211 000
211 000
Total tax
91 341
90 984
116 367
100 336
After tax
119 659
120 016
94 633
110 664
Living cost
26 718
26 718
26 718
26 718
Free-cash
92 941
93 298
67 915
83 946

Estimated living cost  is ₽26718 per week

₽18924
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽105375
₽98890
₽83175
₽79016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
unemployment
-
-
-
643
accident
-
-
-
828
income
-
-
-
65 437
pensions
-
-
-
25 995
other
-
-
-
92
total
-
-
-
92 995
Employee
47 864
-
181 715
-
pensions
2 249
-
4 318
-
unemployment
741
-
1 424
-
income
9 997
-
62 035
-
other
47
-
92
-
total
13 034
-
67 869
-
Employer
47 864
-
181 715
-
pensions
11 296
-
21 679
-
accident
948
-
1 819
-
other
384
-
735
-
unemployment
2 633
-
5 052
-
total
15 261
-
29 285
-
Corporate
147 876
211 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

22 181
31 651
-
-
total
22 181
31 651
-
-
Dividends
125 695
179 349
-
-
withholding
26 804
39 144
-
-
total
26 804
39 144
-
-
Income
211 000
211 000
211 000
211 000
Total tax
77 280
70 795
97 154
92 995
After tax
133 720
140 205
113 846
118 005
Living cost
34 830
34 830
34 830
34 830
Free-cash
98 890
105 375
79 016
83 175

Estimated living cost  is ₽34830 per week

₽25014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2708
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6618
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽163321
₽157267
₽153004
₽161666
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
unemployment
-
-
-
139
income
-
-
-
31 650
health
-
-
-
3 989
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 134
total
-
-
-
40 912
Employee
22 622
-
204 194
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 986
-
3 046
-
income
2 263
-
20 419
-
health
1 041
-
1 596
-
accident

We are using the highest rate at 1.1%.

249
-
382
-
total
5 539
-
25 443
-
Employer
22 622
-
204 194
-
health
1 561
-
2 394
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 493
-
3 823
-
accident

We are using the highest rate at 1.1%.

249
-
382
-
unemployment
136
-
208
-
total
4 439
-
6 807
-
Corporate
183 940
211 000
-
-
income
18 394
21 100
-
-
total
18 394
21 100
-
-
Dividends
165 545
189 900
-
-
withholding
8 277
9 495
-
-
total
8 277
9 495
-
-
Income
211 000
211 000
211 000
211 000
Total tax
36 649
30 595
32 250
40 912
After tax
174 351
180 405
178 750
170 088
Living cost
17 084
17 084
17 084
17 084
Free-cash
157 267
163 321
161 666
153 004

Estimated living cost  is ₽17084 per week

₽11299
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽978
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4400
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽70266
₽83232
₽69230
₽92897
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 000
trade
-
-
-
23 667
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 262
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 771
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 808
total
-
-
-
103 508
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 312
-
211 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 055
-
69 262
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

224
-
3 808
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 771
-
6 771
-
total
11 050
-
79 841
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
161 688
211 000
-
-
income
24 254
31 651
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 333
1 742
-
-
trade
23 203
30 278
-
-
chamber of commerce
387
461
-
-
total
49 177
64 132
-
-
Dividends
112 511
146 869
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 527
1 999
-
-
withholding
27 752
36 341
-
-
total
29 279
38 340
-
-
Income
211 000
211 000
211 000
211 000
Total tax
89 506
102 472
79 841
103 508
After tax
121 494
108 528
131 159
107 492
Living cost
38 262
38 262
38 262
38 262
Free-cash
83 232
70 266
92 897
69 230

Estimated living cost  is ₽38262 per week

₽26394
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4117
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7196
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽91246
₽93433
₽50480
₽50480
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
68 018
social contributions
-
-
-
36 047
total
-
-
-
104 065
Employee
77 523
-
211 000
-
social contributions
6 441
-
36 047
-
income
14 628
-
68 018
-
total
21 069
-
104 065
-
Employer
77 523
-
211 000
-
total
-
-
-
-
Corporate
133 477
211 000
-
-
income
16 684
26 375
-
-
total
16 684
26 375
-
-
Dividends
116 793
184 625
-
-
withholding
23 359
36 924
-
-
total
23 359
36 924
-
-
Income
211 000
211 000
211 000
211 000
Total tax
61 112
63 299
104 065
104 065
After tax
149 888
147 701
106 935
106 935
Living cost
56 455
56 455
56 455
56 455
Free-cash
93 433
91 246
50 480
50 480

Estimated living cost  is ₽56455 per week

₽42950
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4600
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8365
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽95937
₽99402
₽137270
₽111826
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
211 000
income
-
-
-
31 651
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 103
total
-
-
-
37 754
Employee
45 464
-
206 441
-
social contributions
4 555
-
4 559
-
income
4 933
-
54 080
-
total
9 488
-
58 639
-
Employer
45 464
-
206 441
-
social contributions
4 555
-
4 559
-
total
4 555
-
4 559
-
Corporate
160 981
211 000
-
-
income
56 343
73 851
-
-
total
56 343
73 851
-
-
Dividends
104 638
137 149
-
-
social contributions
5 236
5 236
-
-
total
5 236
5 236
-
-
Income
211 000
211 000
211 000
211 000
Total tax
75 622
79 087
63 198
37 754
After tax
135 378
131 913
147 802
173 246
Living cost
35 976
35 976
35 976
35 976
Free-cash
99 402
95 937
111 826
137 270

Estimated living cost  is ₽35976 per week

₽23697
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2836
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8890
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽97283
₽103183
₽100246
₽81344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
64 075
pensions
-
-
-
9 674
total
-
-
-
73 749
Employee
50 795
-
183 993
-
pensions
3 877
-
11 640
-
income
9 250
-
51 475
-
health
663
-
2 530
-
total
13 790
-
65 645
-
Employer
50 795
-
183 993
-
health
965
-
3 495
-
pensions
5 132
-
23 511
-
total
6 097
-
27 006
-
Corporate
154 108
211 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

29 280
40 090
-
-
total
29 280
40 090
-
-
Dividends
124 828
170 910
-
-
withholding
21 645
36 622
-
-
total
21 645
36 622
-
-
Income
211 000
211 000
211 000
211 000
Total tax
70 812
76 712
92 651
73 749
After tax
140 188
134 288
118 349
137 251
Living cost
37 005
37 005
37 005
37 005
Free-cash
103 183
97 283
81 344
100 246

Estimated living cost  is ₽37005 per week

₽25385
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽6415
₽13486
₽120600
₽92412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
accident
-
-
-
249
income
-
-
-
60 021
health
-
-
-
2 152
pensions
-
-
-
4 106
other
-
-
-
366
total
-
-
-
66 894
Employee
36 975
-
192 210
-
pensions
4 163
-
7 528
-
income
5 073
-
46 756
-
health
4 233
-
22 008
-
total
13 469
-
76 292
-
Employer
36 975
-
192 210
-
pensions
6 012
-
10 871
-
accident
617
-
3 210
-
unemployment
906
-
4 709
-
total
7 535
-
18 790
-
Corporate
166 490
211 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

149 841
189 900
-
-
total
149 841
189 900
-
-
Dividends
16 649
21 100
-
-
withholding
3 163
4 009
-
-
total
3 163
4 009
-
-
Income
211 000
211 000
211 000
211 000
Total tax
174 008
193 909
95 082
66 894
After tax
36 992
17 091
115 918
144 106
Living cost
23 506
23 506
23 506
23 506
Free-cash
13 486
-6 415
92 412
120 600

Estimated living cost  is ₽23506 per week

₽17250
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1370
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4412
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽148007
₽145005
₽118601
₽140429
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
211 000
unemployment
-
-
-
1 905
health insurance
-
-
-
11 747
income
-
-
-
35 336
work injury
-
-
-
794
pensions
-
-
-
29 209
total
-
-
-
78 991
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 453
-
211 000
-
work injury
107
-
397
-
pensions
3 947
-
14 604
-
unemployment
257
-
952
-
income
2 145
-
35 336
-
health insurance
1 587
-
5 874
-
total
8 043
-
57 163
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
189 547
211 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

18 955
21 100
-
-
total
18 955
21 100
-
-
Dividends
170 593
189 900
-
-
withholding
25 589
28 485
-
-
total
25 589
28 485
-
-
Income
211 000
211 000
211 000
211 000
Total tax
52 587
49 585
57 163
78 991
After tax
158 413
161 415
153 837
132 009
Living cost
13 408
13 408
13 408
13 408
Free-cash
145 005
148 007
140 429
118 601

Estimated living cost  is ₽13408 per week

₽8306
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽974
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽418
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3709
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽71656
₽67150
₽58866
₽50721
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
municipal
-
-
-
1 452
national
-
-
-
56 555
regional
-
-
-
5 043
social contributions
-
-
-
49 602
total
-
-
-
112 652
Employee
83 513
-
211 000
-
national
14 113
-
49 922
-
social contributions
28 160
-
65 030
-
municipal
498
-
1 315
-
regional
1 261
-
4 530
-
total
44 032
-
120 797
-
Employer
83 513
-
211 000
-
total
-
-
-
-
Corporate
127 487
211 000
-
-
municipal
6 144
10 171
-
-
nationa
30 598
50 641
-
-
total
36 742
60 812
-
-
Dividends
90 745
150 189
-
-
withholding
23 594
39 050
-
-
total
23 594
39 050
-
-
Income
211 000
211 000
211 000
211 000
Total tax
104 368
99 862
120 797
112 652
After tax
106 632
111 138
90 203
98 348
Living cost
39 482
39 482
39 482
39 482
Free-cash
67 150
71 656
50 721
58 866

Estimated living cost  is ₽39482 per week

₽27733
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2716
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8435
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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