Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 211000
per

Your estimated
City
free-cash

Dresden , Germany
₽87979
₽77411
₽101728
₽75492
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 000
trade
-
-
-
26 236
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 958
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 527
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 847
total
-
-
-
106 568
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

36 544
-
211 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

56
-
3 847
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 527
-
6 527
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 021
-
69 958
-
total
7 604
-
80 332
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
174 456
211 000
-
-
trade
27 476
33 233
-
-
income
26 169
31 650
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 440
1 741
-
-
chamber of commerce
395
448
-
-
total
55 480
67 072
-
-
Dividends
118 976
143 929
-
-
withholding
29 382
35 619
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 615
1 958
-
-
total
30 997
37 577
-
-
Income
211 000
211 000
211 000
211 000
Total tax
94 081
104 649
80 332
106 568
After tax
116 919
106 351
130 668
104 432
Living cost
28 940
28 940
28 940
28 940
Free-cash
87 979
77 411
101 728
75 492

Estimated living cost  is ₽28940 per week

₽18204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3374
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6821
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽81892
₽82706
₽72827
₽71695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
social contributions
-
-
-
2 268
pensions
-
-
-
25 320
municipal
-
-
-
23 404
national
-
-
-
39 355
total
-
-
-
90 347
Employee
75 893
-
182 408
-
national
14 526
-
41 144
-
municipal
9 374
-
24 221
-
pensions
3 036
-
7 296
-
total
26 936
-
72 661
-
Employer
75 893
-
182 408
-
pensions
6 071
-
14 593
-
social contributions
816
-
1 961
-
total
6 887
-
16 554
-
Corporate
123 210
211 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

24 642
42 200
-
-
total
24 642
42 200
-
-
Dividends
98 568
168 800
-
-
withholding
21 685
37 136
-
-
total
21 685
37 136
-
-
Income
211 000
211 000
211 000
211 000
Total tax
80 150
79 336
89 215
90 347
After tax
130 850
131 664
121 785
120 653
Living cost
48 958
48 958
48 958
48 958
Free-cash
81 892
82 706
72 827
71 695

Estimated living cost  is ₽48958 per week

₽33276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4551
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽733
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10398
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽141086
₽148922
₽71653
₽56605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
211 000
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
36 607
income
-
-
-
44 106
microenterprise
-
-
-
-
surtax
-
-
-
53 805
total
-
-
-
134 518
Employee
27 918
-
165 378
-
surtax
-
-
23 980
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 071
-
12 525
-
income
4 970
-
37 343
-
total
8 041
-
73 848
-
Employer
27 918
-
165 378
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 725
-
27 431
-
surtax
-
-
18 191
-
total
6 725
-
45 622
-
Corporate
176 357
211 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

35 271
42 201
-
-
total
35 271
42 201
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

141 086
168 799
-
-
total
-
-
-
-
Income
211 000
211 000
211 000
211 000
Total tax
50 037
42 201
119 470
134 518
After tax
160 963
168 799
91 530
76 482
Living cost
19 877
19 877
19 877
19 877
Free-cash
141 086
148 922
71 653
56 605

Estimated living cost  is ₽19877 per week

₽12681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4852
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽59225
₽65077
₽94926
₽73493
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
74 506
pensions
-
-
-
11 194
health
-
-
-
11 782
total
-
-
-
97 482
Employee
81 591
81 591
193 244
-
health
12 523
10 652
11 782
-
pensions
14 686
11 194
11 194
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 355
13 355
35 316
-
total
40 564
35 201
58 292
-
Employer
81 591
81 591
193 244
-
pensions
5 679
5 679
7 059
-
unemployment
2 937
2 937
3 650
-
health
5 671
5 671
7 048
-
total
14 287
14 287
17 757
-
Corporate
116 123
115 122
-
-
income
23 224
23 025
-
-
total
23 224
23 025
-
-
Dividends
92 898
92 097
-
-
withholding
13 934
13 814
-
-
income
19 741
19 571
-
-
total
33 675
33 385
-
-
Income
211 000
211 000
211 000
211 000
Total tax
111 750
105 898
76 049
97 482
After tax
99 250
105 102
134 951
113 518
Living cost
40 025
40 025
40 025
40 025
Free-cash
59 225
65 077
94 926
73 493

Estimated living cost  is ₽40025 per week

₽28365
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3608
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽636
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽75031
₽75912
₽65786
₽66739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
other
-
-
-
10 007
unemployment
-
-
-
86
pensions
-
-
-
9 309
municipal
-
-
-
55 480
accident
-
-
-
172
national
-
-
-
24 539
health
-
-
-
5 374
total
-
-
-
104 967
Employee
55 990
-
183 942
-
national
-
-
24 012
-
municipal
16 696
-
54 851
-
total
16 696
-
78 863
-
Employer
55 990
-
183 942
-
other
6 506
-
10 007
-
accident
112
-
172
-
pensions
6 052
-
9 309
-
unemployment
1 478
-
2 273
-
health
3 443
-
5 296
-
total
17 591
-
27 057
-
Corporate
137 418
211 000
-
-
income
30 232
46 420
-
-
total
30 232
46 420
-
-
Dividends
107 186
164 580
-
-
withholding
32 156
49 374
-
-
total
32 156
49 374
-
-
Income
211 000
211 000
211 000
211 000
Total tax
96 675
95 794
105 920
104 967
After tax
114 325
115 206
105 080
106 033
Living cost
39 294
39 294
39 294
39 294
Free-cash
75 031
75 912
65 786
66 739

Estimated living cost  is ₽39294 per week

₽26042
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽597
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8799
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽81154
₽67731
₽93134
₽65732
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 000
trade
-
-
-
27 402
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 958
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 527
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 847
total
-
-
-
107 734
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

48 452
-
211 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

228
-
3 847
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 527
-
6 527
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 163
-
69 958
-
total
10 918
-
80 332
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
162 548
211 000
-
-
trade
26 738
34 709
-
-
income
24 383
31 650
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 342
1 741
-
-
chamber of commerce
377
446
-
-
total
52 840
68 546
-
-
Dividends
109 708
142 455
-
-
withholding
27 065
35 251
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 489
1 938
-
-
total
28 554
37 189
-
-
Income
211 000
211 000
211 000
211 000
Total tax
92 312
105 735
80 332
107 734
After tax
118 688
105 265
130 668
103 266
Living cost
37 534
37 534
37 534
37 534
Free-cash
81 154
67 731
93 134
65 732

Estimated living cost  is ₽37534 per week

₽25103
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3958
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽560
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7913
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽118835
₽122798
₽109352
₽111089
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
social contributions
-
-
-
15 459
income
-
-
-
48 081
health
-
-
-
5 381
total
-
-
-
68 921
Employee
73 469
73 469
199 093
-
health
731
1 249
3 385
-
social contributions
3 570
6 098
8 224
-
income
7 715
6 801
47 143
-
total
12 016
14 148
58 752
-
Employer
73 469
73 469
199 093
-
social contributions
3 570
6 098
8 224
-
health
796
1 360
3 682
-
total
4 366
7 458
11 906
-
Corporate
163 629
130 074
-
-
income
20 454
16 258
-
-
total
20 454
16 258
-
-
Dividends
143 175
113 815
-
-
withholding
24 339
19 348
-
-
total
24 339
19 348
-
-
Income
211 000
211 000
211 000
211 000
Total tax
61 175
57 212
70 658
68 921
After tax
149 825
153 788
140 342
142 079
Living cost
30 990
30 990
30 990
30 990
Free-cash
118 835
122 798
109 352
111 089

Estimated living cost  is ₽30990 per week

₽21185
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2421
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽101142
₽100775
₽104646
₽128499
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
unemployment
-
-
-
3 165
income
-
-
-
25 795
pensions
-
-
-
21 100
health
-
-
-
14 770
total
-
-
-
64 830
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 509
10 152
176 569
-
unemployment
383
152
2 649
-
health
1 786
711
12 360
-
pensions
2 551
1 015
17 657
-
income
3 118
1 241
21 586
-
total
7 838
3 119
54 252
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 509
10 152
176 569
-
pensions
4 974
1 980
34 431
-
total
4 974
1 980
34 431
-
Corporate
180 517
198 868
-
-
income
16 247
17 898
-
-
total
16 247
17 898
-
-
Dividends
164 270
180 970
-
-
withholding
31 211
34 384
-
-
social contributions
31 917
35 173
-
-
total
63 128
69 557
-
-
Income
211 000
211 000
211 000
211 000
Total tax
92 187
92 554
88 683
64 830
After tax
118 813
118 446
122 317
146 170
Living cost
17 671
17 671
17 671
17 671
Free-cash
101 142
100 775
104 646
128 499

Estimated living cost  is ₽17671 per week

₽12059
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽353
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3813
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽139789
₽145722
₽98538
₽90017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
28 274
pensions
-
-
-
42 201
health
-
-
-
27 431
total
-
-
-
97 906
Employee
27 104
-
157 698
-
unemployment
433
-
2 524
-
pensions
542
-
3 155
-
income
3 051
-
30 404
-
total
4 026
-
36 083
-
Employer
27 104
-
157 698
-
pensions
5 421
-
31 539
-
unemployment
218
-
1 262
-
health
3 523
-
20 501
-
total
9 162
-
53 302
-
Corporate
174 734
211 000
-
-
income
34 946
42 201
-
-
total
34 946
42 201
-
-
Dividends
139 788
168 799
-
-
total
-
-
-
-
Income
211 000
211 000
211 000
211 000
Total tax
48 134
42 201
89 385
97 906
After tax
162 866
168 799
121 615
113 094
Living cost
23 077
23 077
23 077
23 077
Free-cash
139 789
145 722
98 538
90 017

Estimated living cost  is ₽23077 per week

₽15829
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1374
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5410
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽13798
-₽4373
₽94523
₽122635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
other
-
-
-
362
income
-
-
-
60 106
pensions
-
-
-
4 059
accident
-
-
-
246
health
-
-
-
2 128
total
-
-
-
66 901
Employee
33 763
-
192 327
-
health
3 866
-
22 021
-
pensions
3 802
-
7 443
-
income
4 632
-
46 876
-
total
12 300
-
76 340
-
Employer
33 763
-
192 327
-
accident
564
-
3 212
-
pensions
5 490
-
10 749
-
unemployment
827
-
4 712
-
total
6 881
-
18 673
-
Corporate
170 356
211 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

153 320
189 900
-
-
total
153 320
189 900
-
-
Dividends
17 036
21 100
-
-
withholding
3 237
4 009
-
-
total
3 237
4 009
-
-
Income
211 000
211 000
211 000
211 000
Total tax
175 738
193 909
95 013
66 901
After tax
35 262
17 091
115 987
144 099
Living cost
21 464
21 464
21 464
21 464
Free-cash
13 798
-4 373
94 523
122 635

Estimated living cost  is ₽21464 per week

₽15731
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽191175
₽192639
₽160989
₽201079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
211 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 110
total
-
-
-
2 110
Employee
9 763
-
211 000
-
income
1 952
-
42 200
-
total
1 952
-
42 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

201 237
211 000
-
-
total
-
-
-
-
Dividends
201 237
211 000
-
-
withholding
10 062
10 550
-
-
total
10 062
10 550
-
-
Income
211 000
211 000
211 000
211 000
Total tax
12 014
10 550
42 200
2 110
After tax
198 986
200 450
168 800
208 890
Living cost
7 811
7 811
7 811
7 811
Free-cash
191 175
192 639
160 989
201 079

Estimated living cost  is ₽7811 per week

₽4840
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽649
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽215
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2106
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽123111
₽129565
₽98963
₽100712
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
other
-
-
-
6 901
income
-
-
-
36 665
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
34 870
health
-
-
-
6 393
total
-
-
-
84 829
Employee
34 691
-
174 157
-
unemployment
346
-
1 452
-
health
486
-
2 034
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 428
-
10 170
-
income
5 972
-
36 081
-
total
9 232
-
49 737
-
Employer
34 691
-
174 157
-
other
1 735
-
7 263
-
accident
277
-
1 392
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 898
-
24 700
-
unemployment
346
-
1 452
-
health
486
-
2 034
-
total
8 742
-
36 841
-
Corporate
167 566
211 000
-
-
income
35 189
44 309
-
-
total
35 189
44 309
-
-
Dividends
132 377
166 691
-
-
withholding
9 267
11 667
-
-
total
9 267
11 667
-
-
Income
211 000
211 000
211 000
211 000
Total tax
62 430
55 976
86 578
84 829
After tax
148 570
155 024
124 422
126 171
Living cost
25 459
25 459
25 459
25 459
Free-cash
123 111
129 565
98 963
100 712

Estimated living cost  is ₽25459 per week

₽17988
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1719
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5341
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽78070
₽70533
₽54997
₽73840
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
65 196
pensions
-
-
-
9 346
total
-
-
-
74 542
Employee
88 595
-
183 895
-
health
1 460
-
2 487
-
pensions
8 547
-
11 158
-
income
15 970
-
52 635
-
total
25 977
-
66 280
-
Employer
88 595
-
183 895
-
pensions
10 461
-
23 612
-
health
1 683
-
3 493
-
total
12 144
-
27 105
-
Corporate
110 262
211 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

20 950
40 089
-
-
total
20 950
40 089
-
-
Dividends
89 312
170 911
-
-
withholding
11 241
37 760
-
-
total
11 241
37 760
-
-
Income
211 000
211 000
211 000
211 000
Total tax
70 312
77 849
93 385
74 542
After tax
140 688
133 151
117 615
136 458
Living cost
62 618
62 618
62 618
62 618
Free-cash
78 070
70 533
54 997
73 840

Estimated living cost  is ₽62618 per week

₽46921
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7357
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7831
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽163446
₽167883
₽166657
₽157920
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
unemployment
-
-
-
133
income
-
-
-
31 650
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 938
health
-
-
-
3 837
total
-
-
-
40 558
Employee
16 581
-
204 455
-
accident

We are using the highest rate at 1.1%.

183
-
367
-
health
763
-
1 535
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 456
-
2 929
-
income
1 658
-
20 445
-
total
4 060
-
25 276
-
Employer
16 581
-
204 455
-
accident

We are using the highest rate at 1.1%.

183
-
367
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 827
-
3 676
-
unemployment
99
-
200
-
health
1 144
-
2 302
-
total
3 253
-
6 545
-
Corporate
191 165
211 000
-
-
income
19 116
21 100
-
-
total
19 116
21 100
-
-
Dividends
172 049
189 900
-
-
withholding
8 603
9 495
-
-
total
8 603
9 495
-
-
Income
211 000
211 000
211 000
211 000
Total tax
35 032
30 595
31 821
40 558
After tax
175 968
180 405
179 179
170 442
Living cost
12 522
12 522
12 522
12 522
Free-cash
163 446
167 883
166 657
157 920

Estimated living cost  is ₽12522 per week

₽7311
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽894
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽332
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3986
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽54522
₽52121
₽81970
₽60537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
74 506
pensions
-
-
-
11 194
health
-
-
-
11 782
total
-
-
-
97 482
Employee
88 581
81 591
193 244
-
health
11 051
10 652
11 782
-
pensions
11 194
11 194
11 194
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 355
13 355
35 316
-
total
35 600
35 201
58 292
-
Employer
88 581
81 591
193 244
-
pensions
6 165
5 679
7 059
-
unemployment
3 189
2 937
3 650
-
health
6 156
5 671
7 048
-
total
15 510
14 287
17 757
-
Corporate
106 909
115 122
-
-
income
21 382
23 025
-
-
total
21 382
23 025
-
-
Dividends
85 527
92 097
-
-
withholding
12 830
13 814
-
-
income
18 175
19 571
-
-
total
31 005
33 385
-
-
Income
211 000
211 000
211 000
211 000
Total tax
103 497
105 898
76 049
97 482
After tax
107 503
105 102
134 951
113 518
Living cost
52 981
52 981
52 981
52 981
Free-cash
54 522
52 121
81 970
60 537

Estimated living cost  is ₽52981 per week

₽39082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4732
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽607
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽113113
₽121570
₽91080
₽100229
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
social contributions
-
-
-
34 109
income
-
-
-
22 261
health
-
-
-
28 485
solidarity contribution
-
-
-
2 212
total
-
-
-
87 067
Employee
34 859
-
166 786
-
solidarity contribution
-
-
1 391
-
health
4 706
-
22 516
-
social contributions
2 266
-
7 593
-
income
4 183
-
20 502
-
total
11 155
-
52 002
-
Employer
34 859
-
166 786
-
social contributions
8 715
-
29 203
-
health
3 137
-
15 011
-
total
11 852
-
44 214
-
Corporate
164 289
211 000
-
-
income
31 215
40 090
-
-
total
31 215
40 090
-
-
Dividends
133 074
170 910
-
-
withholding
19 961
25 636
-
-
total
19 961
25 636
-
-
Income
211 000
211 000
211 000
211 000
Total tax
74 183
65 726
96 216
87 067
After tax
136 817
145 274
114 784
123 933
Living cost
23 704
23 704
23 704
23 704
Free-cash
113 113
121 570
91 080
100 229

Estimated living cost  is ₽23704 per week

₽16465
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1686
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽466
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5087
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽67272
₽72260
₽53027
₽61126
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
regional
-
-
-
2 650
social contributions
-
-
-
47 819
municipal
-
-
-
1 305
national
-
-
-
57 784
total
-
-
-
109 558
Employee
84 914
-
211 000
-
national
14 714
-
51 388
-
regional
801
-
2 390
-
municipal
450
-
1 186
-
social contributions
28 633
-
62 693
-
total
44 598
-
117 657
-
Employer
84 914
-
211 000
-
total
-
-
-
-
Corporate
126 086
211 000
-
-
nationa
30 261
50 641
-
-
municipal
4 917
8 230
-
-
total
35 178
58 871
-
-
Dividends
90 908
152 129
-
-
withholding
23 636
39 553
-
-
total
23 636
39 553
-
-
Income
211 000
211 000
211 000
211 000
Total tax
103 412
98 424
117 657
109 558
After tax
107 588
112 576
93 343
101 442
Living cost
40 316
40 316
40 316
40 316
Free-cash
67 272
72 260
53 027
61 126

Estimated living cost  is ₽40316 per week

₽28104
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2644
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽618
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8950
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽108661
₽111637
₽72360
₽78203
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
other
-
-
-
-
unemployment
-
-
-
218
income
-
-
-
65 884
pensions
-
-
-
25 503
health
-
-
-
9 053
surtax
-
-
-
11 056
total
-
-
-
111 714
Employee
31 596
-
184 158
-
surtax
103
-
9 914
-
unemployment
2 199
-
8 875
-
other
-
-
-
-
health
807
-
3 251
-
pensions
2 107
-
8 505
-
income
5 296
-
60 171
-
total
10 512
-
90 716
-
Employer
31 596
-
184 158
-
other
-
-
-
-
pensions
4 212
-
16 998
-
unemployment
1 001
-
4 041
-
health
1 438
-
5 802
-
total
6 651
-
26 841
-
Corporate
172 754
211 000
-
-
income
44 917
54 860
-
-
total
44 917
54 860
-
-
Dividends
127 837
156 140
-
-
withholding
19 176
23 420
-
-
total
19 176
23 420
-
-
Income
211 000
211 000
211 000
211 000
Total tax
81 256
78 280
117 557
111 714
After tax
129 744
132 720
93 443
99 286
Living cost
21 083
21 083
21 083
21 083
Free-cash
108 661
111 637
72 360
78 203

Estimated living cost  is ₽21083 per week

₽12891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1945
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5760
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽96554
₽90372
₽74836
₽93679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
65 196
pensions
-
-
-
9 346
total
-
-
-
74 542
Employee
59 374
-
183 895
-
health
862
-
2 487
-
pensions
5 040
-
11 158
-
income
10 694
-
52 635
-
total
16 596
-
66 280
-
Employer
59 374
-
183 895
-
pensions
6 427
-
23 612
-
health
1 128
-
3 493
-
total
7 555
-
27 105
-
Corporate
144 071
211 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

27 373
40 089
-
-
total
27 373
40 089
-
-
Dividends
116 698
170 911
-
-
withholding
20 143
37 760
-
-
total
20 143
37 760
-
-
Income
211 000
211 000
211 000
211 000
Total tax
71 667
77 849
93 385
74 542
After tax
139 333
133 151
117 615
136 458
Living cost
42 779
42 779
42 779
42 779
Free-cash
96 554
90 372
74 836
93 679

Estimated living cost  is ₽42779 per week

₽32050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3206
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7075
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽53245
₽20908
₽84282
₽92418
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 220
city
-
-
-
2 224
regional
-
-
-
11 571
pensions
-
-
-
19 413
national
-
-
-
5 102
health
-
-
-
476
total
-
-
-
43 006
Employee
88 444
-
189 652
-
national
419
-
4 126
-
unemployment
-
-
-
-
city
949
-
2 048
-
regional
2 896
-
10 239
-
health
200
-
427
-
pensions
7 430
-
15 041
-
total
11 894
-
31 881
-
Employer
88 444
-
189 652
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 768
-
3 793
-
pensions
7 430
-
15 041
-
unemployment
-
-
-
-
health
200
-
427
-
total
9 398
-
19 261
-
Corporate
112 185
211 000
-
-
regional
23 728
44 627
-
-
national
9 537
17 936
-
-
total
33 265
62 563
-
-
Dividends
78 921
148 437
-
-
withholding
27 622
51 953
-
-
total
27 622
51 953
-
-
Income
211 000
211 000
211 000
211 000
Total tax
82 179
114 516
51 142
43 006
After tax
128 821
96 484
159 858
167 994
Living cost
75 576
75 576
75 576
75 576
Free-cash
53 245
20 908
84 282
92 418

Estimated living cost  is ₽75576 per week

₽49146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽928
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18720
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽75904
₽60411
₽86899
₽58331
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 000
trade
-
-
-
28 568
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 958
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 527
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 847
total
-
-
-
108 900
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

57 420
-
211 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

372
-
3 847
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 527
-
6 527
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 752
-
69 958
-
total
13 651
-
80 332
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
153 580
211 000
-
-
trade
26 339
36 186
-
-
income
23 038
31 650
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 267
1 741
-
-
chamber of commerce
361
442
-
-
total
51 005
70 019
-
-
Dividends
102 575
140 981
-
-
withholding
25 280
34 883
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 391
1 918
-
-
total
26 671
36 801
-
-
Income
211 000
211 000
211 000
211 000
Total tax
91 327
106 820
80 332
108 900
After tax
119 673
104 180
130 668
102 100
Living cost
43 769
43 769
43 769
43 769
Free-cash
75 904
60 411
86 899
58 331

Estimated living cost  is ₽43769 per week

₽31967
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3501
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7733
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽79300
₽73653
₽77185
₽83113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
other
-
-
-
6 542
social contributions
-
-
-
6 012
income
-
-
-
38 835
pensions
-
-
-
33 554
health
-
-
-
10 255
surtax
-
-
-
-
total
-
-
-
95 198
Employee
40 891
-
161 115
-
surtax
-
-
-
-
pensions
4 623
-
12 108
-
social contributions
1 166
-
4 591
-
income
2 413
-
34 543
-
total
8 202
-
51 242
-
Employer
40 891
-
161 115
-
other
1 411
-
6 671
-
pensions
6 718
-
20 224
-
unemployment
1 655
-
6 525
-
social contributions
123
-
484
-
health
2 863
-
15 980
-
total
12 770
-
49 884
-
Corporate
157 339
211 000
-
-
income
44 055
59 081
-
-
surtax
-
-
-
-
total
44 055
59 081
-
-
Dividends
113 283
151 919
-
-
withholding
14 500
19 446
-
-
social contributions
19 484
26 131
-
-
surtax
-
-
-
-
total
33 984
45 577
-
-
Income
211 000
211 000
211 000
211 000
Total tax
99 011
104 658
101 126
95 198
After tax
111 989
106 342
109 874
115 802
Living cost
32 689
32 689
32 689
32 689
Free-cash
79 300
73 653
77 185
83 113

Estimated living cost  is ₽32689 per week

₽20612
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2658
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽557
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8864
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽82201
₽76892
₽80424
₽86352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
other
-
-
-
6 542
social contributions
-
-
-
6 012
income
-
-
-
38 835
pensions
-
-
-
33 554
health
-
-
-
10 255
surtax
-
-
-
-
total
-
-
-
95 198
Employee
36 501
-
161 115
-
surtax
-
-
-
-
pensions
4 128
-
12 108
-
social contributions
1 041
-
4 591
-
income
1 882
-
34 543
-
total
7 051
-
51 242
-
Employer
36 501
-
161 115
-
other
1 260
-
6 671
-
pensions
5 998
-
20 224
-
unemployment
1 478
-
6 525
-
social contributions
109
-
484
-
health
2 555
-
15 980
-
total
11 400
-
49 884
-
Corporate
163 099
211 000
-
-
income
45 667
59 081
-
-
surtax
-
-
-
-
total
45 667
59 081
-
-
Dividends
117 432
151 919
-
-
withholding
15 031
19 446
-
-
social contributions
20 200
26 131
-
-
surtax
-
-
-
-
total
35 231
45 577
-
-
Income
211 000
211 000
211 000
211 000
Total tax
99 349
104 658
101 126
95 198
After tax
111 651
106 342
109 874
115 802
Living cost
29 450
29 450
29 450
29 450
Free-cash
82 201
76 892
80 424
86 352

Estimated living cost  is ₽29450 per week

₽17080
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2992
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽558
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8821
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽108966
₽108469
₽109637
₽115243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
social contributions
-
-
-
29 119
income
-
-
-
31 650
health
-
-
-
14 728
total
-
-
-
75 497
Employee
32 395
-
211 000
-
health
2 261
-
14 728
-
social contributions
4 471
-
29 119
-
income
5 403
-
37 256
-
total
12 135
-
81 103
-
Employer
32 395
-
211 000
-
total
-
-
-
-
Corporate
178 605
211 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

8 930
10 551
-
-
total
8 930
10 551
-
-
Dividends
169 675
200 449
-
-
health
11 843
13 992
-
-
withholding
25 451
30 067
-
-
social contributions
23 415
27 661
-
-
total
60 709
71 720
-
-
Income
211 000
211 000
211 000
211 000
Total tax
81 774
82 271
81 103
75 497
After tax
129 226
128 729
129 897
135 503
Living cost
20 260
20 260
20 260
20 260
Free-cash
108 966
108 469
109 637
115 243

Estimated living cost  is ₽20260 per week

₽13559
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1249
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽466
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4984
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽81195
₽82672
₽21692
₽74491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
chamber of commerce
-
-
-
843
unemployment
-
-
-
5 860
income
-
-
-
66 763
pensions
-
-
-
20 650
health
-
-
-
8 538
surtax
-
-
-
189
total
-
-
-
102 843
Employee
47 749
38 076
174 126
-
unemployment
1 432
1 142
3 349
-
other
477
381
1 117
-
health
1 848
1 474
4 319
-
pensions
4 890
3 898
11 430
-
income
5 436
2 809
55 928
-
total
14 083
9 704
76 143
-
Employer
47 749
38 076
174 126
-
payroll
1 432
1 142
5 224
-
other
2 268
1 808
7 738
-
accident
620
495
1 451
-
pensions
5 992
4 779
14 008
-
unemployment
1 432
1 142
3 349
-
chamber of commerce
190
152
696
-
surtax
189
189
189
-
health
1 804
1 440
4 219
-
total
13 927
11 147
36 874
-
Corporate
149 323
161 777
170 500
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

37 331
40 444
42 625
-
total
37 331
40 444
42 625
-
Dividends
111 992
121 333
-
-
withholding
30 798
33 367
-
-
total
30 798
33 367
-
-
Income
211 000
211 000
211 000
211 000
Total tax
96 139
94 662
155 642
102 843
After tax
114 861
116 338
55 358
108 157
Living cost
33 666
33 666
33 666
33 666
Free-cash
81 195
82 672
21 692
74 491

Estimated living cost  is ₽33666 per week

₽22454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2872
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7787
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽68751
₽81174
₽37067
₽56915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
social contributions
-
-
-
23 821
national
-
-
-
84 196
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 231
total
-
-
-
119 248
Employee

The minimum management director salary is set at €45,000 per year.

68 343
-
163 427
-
national
21 011
-
61 639
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

595
-
1 421
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 211
-
7 682
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 126
-
12 257
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 565
-
8 524
-
total
33 508
-
91 523
-
Employer

The minimum management director salary is set at €45,000 per year.

68 343
-
163 427
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

888
-
2 123
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 056
-
14 480
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

997
-
2 386
-
surtax
7 749
-
18 534
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 203
-
10 050
-
total
19 893
-
47 573
-
Corporate
122 763
211 000
-
-
income
24 553
44 871
-
-
surtax
491
897
-
-
total
25 044
45 768
-
-
Dividends
97 718
165 231
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

28 967
49 221
-
-
total
28 967
49 221
-
-
Income
211 000
211 000
211 000
211 000
Total tax
107 412
94 989
139 096
119 248
After tax
103 588
116 011
71 904
91 752
Living cost
34 837
34 837
34 837
34 837
Free-cash
68 751
81 174
37 067
56 915

Estimated living cost  is ₽34837 per week

₽22439
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3046
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8806
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽99080
₽105625
₽79420
₽83430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
other
-
-
-
89
unemployment
-
-
-
620
income
-
-
-
66 497
pensions
-
-
-
25 061
accident
-
-
-
798
total
-
-
-
93 065
Employee
47 560
-
182 768
-
unemployment
738
-
1 373
-
other
47
-
89
-
pensions
2 236
-
4 163
-
income
10 035
-
63 218
-
total
13 056
-
68 843
-
Employer
47 560
-
182 768
-
other
379
-
709
-
accident
941
-
1 753
-
pensions
11 223
-
20 900
-
unemployment
2 616
-
4 870
-
total
15 159
-
28 232
-
Corporate
148 281
211 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

22 242
31 650
-
-
total
22 242
31 650
-
-
Dividends
126 039
179 350
-
-
withholding
26 958
39 220
-
-
total
26 958
39 220
-
-
Income
211 000
211 000
211 000
211 000
Total tax
77 415
70 870
97 075
93 065
After tax
133 585
140 130
113 925
117 935
Living cost
34 505
34 505
34 505
34 505
Free-cash
99 080
105 625
79 420
83 430

Estimated living cost  is ₽34505 per week

₽25409
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2448
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6150
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽54771
₽67896
₽56027
₽47617
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
39 435
pensions
-
-
-
31 626
accident
-
-
-
1 779
communal
-
-
-
13 336
health
-
-
-
14 824
surtax
-
-
-
10 460
total
-
-
-
111 460
Employee
72 355
-
188 475
-
surtax
4 435
-
11 551
-
health
3 220
-
8 388
-
pensions
5 788
-
15 078
-
income
6 989
-
45 509
-
total
20 432
-
80 526
-
Employer
72 355
-
188 475
-
accident
651
-
1 697
-
pensions
5 788
-
15 078
-
health
2 207
-
5 749
-
total
8 646
-
22 524
-
Corporate
130 000
211 000
-
-
income
19 500
31 650
-
-
communal
8 776
14 242
-
-
surtax
1 365
2 216
-
-
total
29 641
48 108
-
-
Dividends
100 359
162 892
-
-
withholding
15 054
24 434
-
-
income
30 533
18 639
-
-
total
45 587
43 073
-
-
Income
211 000
211 000
211 000
211 000
Total tax
104 306
91 181
103 050
111 460
After tax
106 694
119 819
107 950
99 540
Living cost
51 923
51 923
51 923
51 923
Free-cash
54 771
67 896
56 027
47 617

Estimated living cost  is ₽51923 per week

₽38950
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9276
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽108219
₽111260
₽71983
₽77826
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
other
-
-
-
-
unemployment
-
-
-
218
income
-
-
-
65 884
pensions
-
-
-
25 503
health
-
-
-
9 053
surtax
-
-
-
11 056
total
-
-
-
111 714
Employee
32 176
-
184 158
-
surtax
114
-
9 914
-
unemployment
2 239
-
8 875
-
other
-
-
-
-
health
821
-
3 251
-
pensions
2 147
-
8 505
-
income
5 394
-
60 171
-
total
10 715
-
90 716
-
Employer
32 176
-
184 158
-
other
-
-
-
-
pensions
4 290
-
16 998
-
unemployment
1 021
-
4 041
-
health
1 463
-
5 802
-
total
6 774
-
26 841
-
Corporate
172 050
211 000
-
-
income
44 734
54 860
-
-
total
44 734
54 860
-
-
Dividends
127 317
156 140
-
-
withholding
19 098
23 420
-
-
total
19 098
23 420
-
-
Income
211 000
211 000
211 000
211 000
Total tax
81 321
78 280
117 557
111 714
After tax
129 679
132 720
93 443
99 286
Living cost
21 460
21 460
21 460
21 460
Free-cash
108 219
111 260
71 983
77 826

Estimated living cost  is ₽21460 per week

₽12957
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽83047
₽85168
₽66984
₽75042
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
regional
-
-
-
3 312
social contributions
-
-
-
47 819
municipal
-
-
-
1 305
national
-
-
-
57 784
total
-
-
-
110 220
Employee
53 000
-
211 000
-
national
8 397
-
51 388
-
regional
713
-
3 011
-
municipal
281
-
1 186
-
social contributions
17 872
-
62 693
-
total
27 263
-
118 278
-
Employer
53 000
-
211 000
-
total
-
-
-
-
Corporate
158 000
211 000
-
-
nationa
37 920
50 641
-
-
municipal
7 853
10 487
-
-
total
45 773
61 128
-
-
Dividends
112 228
149 872
-
-
withholding
29 179
38 966
-
-
total
29 179
38 966
-
-
Income
211 000
211 000
211 000
211 000
Total tax
102 215
100 094
118 278
110 220
After tax
108 785
110 906
92 722
100 780
Living cost
25 738
25 738
25 738
25 738
Free-cash
83 047
85 168
66 984
75 042

Estimated living cost  is ₽25738 per week

₽16006
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2607
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6683
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽105642
₽116064
₽85574
₽94723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
social contributions
-
-
-
34 109
income
-
-
-
22 261
health
-
-
-
28 485
solidarity contribution
-
-
-
2 212
total
-
-
-
87 067
Employee
42 955
-
166 786
-
solidarity contribution
-
-
1 391
-
health
5 799
-
22 516
-
social contributions
2 792
-
7 593
-
income
5 155
-
20 502
-
total
13 746
-
52 002
-
Employer
42 955
-
166 786
-
social contributions
10 739
-
29 203
-
health
3 866
-
15 011
-
total
14 605
-
44 214
-
Corporate
153 440
211 000
-
-
income
29 154
40 090
-
-
total
29 154
40 090
-
-
Dividends
124 286
170 910
-
-
withholding
18 643
25 636
-
-
total
18 643
25 636
-
-
Income
211 000
211 000
211 000
211 000
Total tax
76 148
65 726
96 216
87 067
After tax
134 852
145 274
114 784
123 933
Living cost
29 210
29 210
29 210
29 210
Free-cash
105 642
116 064
85 574
94 723

Estimated living cost  is ₽29210 per week

₽21722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1618
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽85486
₽85960
₽24924
₽77864
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
chamber of commerce
-
-
-
843
unemployment
-
-
-
5 860
income
-
-
-
66 763
pensions
-
-
-
20 650
health
-
-
-
8 538
surtax
-
-
-
-
total
-
-
-
102 654
Employee
41 765
38 076
174 300
-
unemployment
1 253
1 142
3 349
-
other
417
381
1 117
-
health
1 615
1 474
4 319
-
pensions
4 277
3 898
11 430
-
income
3 721
2 809
56 011
-
total
11 283
9 704
76 226
-
Employer
41 765
38 076
174 300
-
payroll
1 253
1 142
5 229
-
other
1 984
1 808
7 746
-
accident
542
495
1 451
-
pensions
5 242
4 779
14 008
-
unemployment
1 253
1 142
3 349
-
chamber of commerce
167
152
698
-
surtax
-
-
-
-
health
1 579
1 440
4 219
-
total
12 020
10 958
36 700
-
Corporate
157 216
161 966
170 674
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

39 303
40 491
42 668
-
total
39 303
40 491
42 668
-
Dividends
117 912
121 475
-
-
withholding
32 426
33 405
-
-
total
32 426
33 405
-
-
Income
211 000
211 000
211 000
211 000
Total tax
95 032
94 558
155 594
102 654
After tax
115 968
116 442
55 406
108 346
Living cost
30 482
30 482
30 482
30 482
Free-cash
85 486
85 960
24 924
77 864

Estimated living cost  is ₽30482 per week

₽18285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3113
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8540
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽185996
₽188278
₽156628
₽196718
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
211 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 110
total
-
-
-
2 110
Employee
15 215
-
211 000
-
income
3 043
-
42 200
-
total
3 043
-
42 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

195 785
211 000
-
-
total
-
-
-
-
Dividends
195 785
211 000
-
-
withholding
9 789
10 550
-
-
total
9 789
10 550
-
-
Income
211 000
211 000
211 000
211 000
Total tax
12 832
10 550
42 200
2 110
After tax
198 168
200 450
168 800
208 890
Living cost
12 172
12 172
12 172
12 172
Free-cash
185 996
188 278
156 628
196 718

Estimated living cost  is ₽12172 per week

₽8237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽511
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽111656
₽119647
₽68167
₽72748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
211 000
unemployment
-
-
-
317
income
-
-
-
53 010
pensions
-
-
-
38 534
health
-
-
-
20 764
total
-
-
-
112 625
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

42 250
-
182 572
-
unemployment
60
-
256
-
health
2 729
-
11 794
-
pensions
6 549
-
28 299
-
income
7 286
-
48 430
-
total
16 624
-
88 779
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

42 250
-
182 572
-
pensions
3 739
-
16 157
-
unemployment
25
-
109
-
health
2 814
-
12 161
-
total
6 578
-
28 427
-
Corporate
162 172
211 000
-
-
income
30 812
40 090
-
-
total
30 812
40 090
-
-
Dividends
131 360
170 910
-
-
withholding
19 703
25 636
-
-
total
19 703
25 636
-
-
Income
211 000
211 000
211 000
211 000
Total tax
73 717
65 726
117 206
112 625
After tax
137 283
145 274
93 794
98 375
Living cost
25 627
25 627
25 627
25 627
Free-cash
111 656
119 647
68 167
72 748

Estimated living cost  is ₽25627 per week

₽17587
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1643
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽43223
₽87871
₽158150
₽105317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
social contributions
-
-
-
24 054
income
-
-
-
41 128
total
-
-
-
65 182
Employee
58 073
-
-
-
social contributions
4 762
-
679
-
income
12 810
-
-
-
total
17 572
-
679
-
Employer
58 073
-
-
-
social contributions
81 883
-
11 670
-
total
81 883
-
11 670
-
Corporate
71 044
211 000
-
-
income
15 630
46 420
-
-
total
15 630
46 420
-
-
Dividends
55 414
164 580
-
-
income
12 191
36 208
-
-
total
12 191
36 208
-
-
Income
211 000
211 000
211 000
211 000
Total tax
127 276
82 628
12 349
65 182
After tax
83 724
128 372
198 651
145 818
Living cost
40 501
40 501
40 501
40 501
Free-cash
43 223
87 871
158 150
105 317

Estimated living cost  is ₽40501 per week

₽26279
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3809
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽89086
₽90048
₽63961
₽80291
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
211 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
73 323
income
-
-
-
27 417
surtax
-
-
-
-
total
-
-
-
100 740
Employee
43 943
-
170 506
-
surtax
-
-
167
-
social contributions
4 834
-
18 755
-
income
9 140
-
57 654
-
total
13 974
-
76 576
-
Employer
43 943
-
170 506
-
social contributions
10 436
-
40 494
-
total
10 436
-
40 494
-
Corporate
156 621
211 000
-
-
income
32 890
44 309
-
-
surtax
-
-
-
-
total
32 890
44 309
-
-
Dividends
123 731
166 691
-
-
withholding
34 645
46 674
-
-
total
34 645
46 674
-
-
Income
211 000
211 000
211 000
211 000
Total tax
91 945
90 983
117 070
100 740
After tax
119 055
120 017
93 930
110 260
Living cost
29 969
29 969
29 969
29 969
Free-cash
89 086
90 048
63 961
80 291

Estimated living cost  is ₽29969 per week

₽22423
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5278
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽66767
₽60195
₽63727
₽69655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
other
-
-
-
6 542
social contributions
-
-
-
6 012
income
-
-
-
38 835
pensions
-
-
-
33 554
health
-
-
-
10 255
surtax
-
-
-
-
total
-
-
-
95 198
Employee
59 841
-
161 115
-
surtax
-
-
-
-
pensions
6 768
-
12 108
-
social contributions
1 704
-
4 591
-
income
5 221
-
34 543
-
total
13 693
-
51 242
-
Employer
59 841
-
161 115
-
other
2 065
-
6 671
-
pensions
9 833
-
20 224
-
unemployment
2 424
-
6 525
-
social contributions
179
-
484
-
health
4 188
-
15 980
-
total
18 689
-
49 884
-
Corporate
132 469
211 000
-
-
income
37 091
59 081
-
-
surtax
-
-
-
-
total
37 091
59 081
-
-
Dividends
95 378
151 919
-
-
withholding
12 208
19 446
-
-
social contributions
16 405
26 131
-
-
surtax
-
-
-
-
total
28 613
45 577
-
-
Income
211 000
211 000
211 000
211 000
Total tax
98 086
104 658
101 126
95 198
After tax
112 914
106 342
109 874
115 802
Living cost
46 147
46 147
46 147
46 147
Free-cash
66 767
60 195
63 727
69 655

Estimated living cost  is ₽46147 per week

₽31231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3775
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽633
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10507
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽157970
₽161181
₽130811
₽125204
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
10 656
social contributions
-
-
-
46 420
total
-
-
-
57 076
Employee
30 716
-
182 684
-
social contributions
1 996
-
11 874
-
income
-
-
11 279
-
total
1 996
-
23 153
-
Employer
30 716
-
182 684
-
social contributions
4 761
-
28 316
-
total
4 761
-
28 316
-
Corporate
175 522
211 000
-
-
income
17 553
21 099
-
-
total
17 553
21 099
-
-
Dividends
157 969
189 901
-
-
total
-
-
-
-
Income
211 000
211 000
211 000
211 000
Total tax
24 310
21 099
51 469
57 076
After tax
186 690
189 901
159 531
153 924
Living cost
28 720
28 720
28 720
28 720
Free-cash
157 970
161 181
130 811
125 204

Estimated living cost  is ₽28720 per week

₽18570
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2165
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7445
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
₽1780
₽3125
₽3125
₽76014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
pensions
-
-
-
827
municipal
-
-
-
45 227
labour market
-
-
-
16 814
national
-
-
-
26 169
total
-
-
-
89 037
Employee
193 941
193 941
193 941
-
national
23 693
23 693
23 693
-
municipal
41 299
41 299
41 299
-
labour market
15 493
15 493
15 493
-
pensions
276
276
276
-
total
80 761
80 761
80 761
-
Employer
193 941
193 941
193 941
-
municipal
41 364
41 364
41 364
-
pensions
551
551
551
-
national
23 735
23 735
23 735
-
labour market
15 515
15 515
15 515
-
total
81 165
81 165
81 165
-
Corporate
3 124
-
-
-
income
687
-
-
-
total
687
-
-
-
Dividends
2 437
-
-
-
withholding
658
-
-
-
total
658
-
-
-
Income
211 000
211 000
211 000
211 000
Total tax
163 271
161 926
161 926
89 037
After tax
47 729
49 074
49 074
121 963
Living cost
45 949
45 949
45 949
45 949
Free-cash
1 780
3 125
3 125
76 014

Estimated living cost  is ₽45949 per week

₽31448
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4065
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽707
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9730
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽13848
-₽4056
₽94840
₽122952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
other
-
-
-
362
income
-
-
-
60 106
pensions
-
-
-
4 059
accident
-
-
-
246
health
-
-
-
2 128
total
-
-
-
66 901
Employee
33 266
-
192 327
-
health
3 809
-
22 021
-
pensions
3 746
-
7 443
-
income
4 564
-
46 876
-
total
12 119
-
76 340
-
Employer
33 266
-
192 327
-
accident
555
-
3 212
-
pensions
5 409
-
10 749
-
unemployment
815
-
4 712
-
total
6 779
-
18 673
-
Corporate
170 955
211 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

153 859
189 900
-
-
total
153 859
189 900
-
-
Dividends
17 096
21 100
-
-
withholding
3 248
4 009
-
-
total
3 248
4 009
-
-
Income
211 000
211 000
211 000
211 000
Total tax
176 005
193 909
95 013
66 901
After tax
34 995
17 091
115 987
144 099
Living cost
21 147
21 147
21 147
21 147
Free-cash
13 848
-4 056
94 840
122 952

Estimated living cost  is ₽21147 per week

₽15393
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1206
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽397
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4152
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽95837
₽92882
₽69038
₽93207
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
211 000
municipal
-
-
-
37 467
national
-
-
-
40 794
health
-
-
-
2 850
total
-
-
-
81 111
Employee
50 268
-
177 504
-
national
830
-
25 912
-
unemployment
754
-
2 662
-
health
375
-
2 335
-
municipal
8 233
-
28 894
-
pensions
3 392
-
11 981
-
total
13 584
-
71 784
-
Employer
50 268
-
177 504
-
accident
51
-
178
-
pensions
8 721
-
30 798
-
unemployment
326
-
1 153
-
health
386
-
1 367
-
total
9 484
-
33 496
-
Corporate
151 248
211 000
-
-
income
30 250
42 201
-
-
total
30 250
42 201
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

90 748
126 600
-
-
municipal
16 334
22 787
-
-
national
8 829
16 448
-
-
total
25 163
39 235
-
-
Income
211 000
211 000
211 000
211 000
Total tax
78 481
81 436
105 280
81 111
After tax
132 519
129 564
105 720
129 889
Living cost
36 682
36 682
36 682
36 682
Free-cash
95 837
92 882
69 038
93 207

Estimated living cost  is ₽36682 per week

₽23961
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8611
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽126467
₽131667
₽118221
₽119958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
social contributions
-
-
-
15 459
income
-
-
-
48 081
health
-
-
-
5 381
total
-
-
-
68 921
Employee
73 469
73 469
199 093
-
health
569
1 249
3 385
-
social contributions
2 778
6 098
8 224
-
income
8 000
6 801
47 143
-
total
11 347
14 148
58 752
-
Employer
73 469
73 469
199 093
-
social contributions
2 778
6 098
8 224
-
health
618
1 360
3 682
-
total
3 396
7 458
11 906
-
Corporate
174 136
130 074
-
-
income
21 767
16 258
-
-
total
21 767
16 258
-
-
Dividends
152 370
113 815
-
-
withholding
25 902
19 348
-
-
total
25 902
19 348
-
-
Income
211 000
211 000
211 000
211 000
Total tax
62 412
57 212
70 658
68 921
After tax
148 588
153 788
140 342
142 079
Living cost
22 121
22 121
22 121
22 121
Free-cash
126 467
131 667
118 221
119 958

Estimated living cost  is ₽22121 per week

₽13258
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2170
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽154700
₽159559
₽145286
₽164447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
211 000
unemployment
-
-
-
27
income
-
-
-
21 821
pensions
-
-
-
6 078
health
-
-
-
3 458
total
-
-
-
31 384
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 931
-
201 662
-
unemployment
109
-
453
-
health
1 864
-
7 706
-
pensions
3 289
-
13 598
-
income
1 499
-
19 451
-
total
6 761
-
41 208
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 931
-
201 662
-
pensions
1 206
-
4 986
-
unemployment
109
-
453
-
health
943
-
3 898
-
total
2 258
-
9 337
-
Corporate
186 812
211 000
-
-
income
16 813
18 991
-
-
total
16 813
18 991
-
-
Dividends
169 999
192 009
-
-
withholding
15 299
17 281
-
-
total
15 299
17 281
-
-
Income
211 000
211 000
211 000
211 000
Total tax
41 131
36 272
50 545
31 384
After tax
169 869
174 728
160 455
179 616
Living cost
15 170
15 170
15 170
15 170
Free-cash
154 700
159 559
145 286
164 447

Estimated living cost  is ₽15170 per week

₽9678
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1093
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3945
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽109637
₽113856
₽87651
₽91661
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
other
-
-
-
89
unemployment
-
-
-
620
income
-
-
-
66 497
pensions
-
-
-
25 061
accident
-
-
-
798
total
-
-
-
93 065
Employee
35 328
-
182 768
-
unemployment
548
-
1 373
-
other
34
-
89
-
pensions
1 661
-
4 163
-
income
6 811
-
63 218
-
total
9 054
-
68 843
-
Employer
35 328
-
182 768
-
other
283
-
709
-
accident
700
-
1 753
-
pensions
8 337
-
20 900
-
unemployment
1 944
-
4 870
-
total
11 264
-
28 232
-
Corporate
164 409
211 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

24 660
31 650
-
-
total
24 660
31 650
-
-
Dividends
139 748
179 350
-
-
withholding
30 111
39 220
-
-
total
30 111
39 220
-
-
Income
211 000
211 000
211 000
211 000
Total tax
75 089
70 870
97 075
93 065
After tax
135 911
140 130
113 925
117 935
Living cost
26 274
26 274
26 274
26 274
Free-cash
109 637
113 856
87 651
91 661

Estimated living cost  is ₽26274 per week

₽17734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2526
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5554
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽129552
₽129850
₽134142
₽134271
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
72 633
pensions
-
-
-
1 323
health
-
-
-
959
total
-
-
-
74 915
Employee
2 762
-
209 512
-
unemployment
28
-
66
-
health
138
-
331
-
pensions
249
-
595
-
income
534
-
72 564
-
total
949
-
73 556
-
Employer
2 762
-
209 512
-
pensions
304
-
728
-
unemployment
55
-
132
-
health
262
-
628
-
total
621
-
1 488
-
Corporate
207 616
211 000
-
-
income
45 676
46 420
-
-
total
45 676
46 420
-
-
Dividends
161 941
164 580
-
-
withholding
32 388
32 916
-
-
total
32 388
32 916
-
-
Income
211 000
211 000
211 000
211 000
Total tax
79 634
79 336
75 044
74 915
After tax
131 366
131 664
135 956
136 085
Living cost
1 814
1 814
1 814
1 814
Free-cash
129 552
129 850
134 142
134 271

Estimated living cost  is ₽1814 per week

₽1078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽147
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽42
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽547
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽131260
₽135953
₽119096
₽119097
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
211 000
unemployment
-
-
-
1 057
income
-
-
-
48 766
pensions
-
-
-
18 326
health
-
-
-
7 260
total
-
-
-
75 409
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 872
-
198 383
-
unemployment
187
-
529
-
health
1 281
-
3 630
-
pensions
3 482
-
9 868
-
income
3 428
-
48 766
-
total
8 378
-
62 793
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 872
-
198 383
-
pensions
2 985
-
8 458
-
unemployment
187
-
529
-
health
1 281
-
3 630
-
total
4 453
-
12 617
-
Corporate
181 676
211 000
-
-
income
27 251
31 650
-
-
total
27 251
31 650
-
-
Dividends
154 425
179 350
-
-
withholding
23 164
26 903
-
-
total
23 164
26 903
-
-
Income
211 000
211 000
211 000
211 000
Total tax
63 246
58 553
75 410
75 409
After tax
147 754
152 447
135 590
135 591
Living cost
16 494
16 494
16 494
16 494
Free-cash
131 260
135 953
119 096
119 097

Estimated living cost  is ₽16494 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1276
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3635
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽93916
₽94259
₽68172
₽84502
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
211 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
73 323
income
-
-
-
27 417
surtax
-
-
-
-
total
-
-
-
100 740
Employee
37 083
-
170 506
-
surtax
-
-
167
-
social contributions
4 080
-
18 755
-
income
7 246
-
57 654
-
total
11 326
-
76 576
-
Employer
37 083
-
170 506
-
social contributions
8 806
-
40 494
-
total
8 806
-
40 494
-
Corporate
165 111
211 000
-
-
income
34 672
44 309
-
-
surtax
-
-
-
-
total
34 672
44 309
-
-
Dividends
130 438
166 691
-
-
withholding
36 522
46 674
-
-
total
36 522
46 674
-
-
Income
211 000
211 000
211 000
211 000
Total tax
91 326
90 983
117 070
100 740
After tax
119 674
120 017
93 930
110 260
Living cost
25 758
25 758
25 758
25 758
Free-cash
93 916
94 259
68 172
84 502

Estimated living cost  is ₽25758 per week

₽18244
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽100301
₽106552
₽80347
₽84357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
other
-
-
-
89
unemployment
-
-
-
620
income
-
-
-
66 497
pensions
-
-
-
25 061
accident
-
-
-
798
total
-
-
-
93 065
Employee
46 143
-
182 768
-
unemployment
714
-
1 373
-
other
45
-
89
-
pensions
2 169
-
4 163
-
income
9 638
-
63 218
-
total
12 566
-
68 843
-
Employer
46 143
-
182 768
-
other
370
-
709
-
accident
914
-
1 753
-
pensions
10 890
-
20 900
-
unemployment
2 538
-
4 870
-
total
14 712
-
28 232
-
Corporate
150 145
211 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

22 521
31 650
-
-
total
22 521
31 650
-
-
Dividends
127 624
179 350
-
-
withholding
27 322
39 220
-
-
total
27 322
39 220
-
-
Income
211 000
211 000
211 000
211 000
Total tax
77 121
70 870
97 075
93 065
After tax
133 879
140 130
113 925
117 935
Living cost
33 578
33 578
33 578
33 578
Free-cash
100 301
106 552
80 347
84 357

Estimated living cost  is ₽33578 per week

₽24115
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2611
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6380
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽158154
₽163975
₽162749
₽154012
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
unemployment
-
-
-
133
income
-
-
-
31 650
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 938
health
-
-
-
3 837
total
-
-
-
40 558
Employee
21 756
-
204 455
-
accident

We are using the highest rate at 1.1%.

239
-
367
-
health
1 001
-
1 535
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 910
-
2 929
-
income
2 176
-
20 445
-
total
5 326
-
25 276
-
Employer
21 756
-
204 455
-
accident

We are using the highest rate at 1.1%.

239
-
367
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 397
-
3 676
-
unemployment
131
-
200
-
health
1 501
-
2 302
-
total
4 268
-
6 545
-
Corporate
184 976
211 000
-
-
income
18 498
21 100
-
-
total
18 498
21 100
-
-
Dividends
166 478
189 900
-
-
withholding
8 324
9 495
-
-
total
8 324
9 495
-
-
Income
211 000
211 000
211 000
211 000
Total tax
36 416
30 595
31 821
40 558
After tax
174 584
180 405
179 179
170 442
Living cost
16 430
16 430
16 430
16 430
Free-cash
158 154
163 975
162 749
154 012

Estimated living cost  is ₽16430 per week

₽10867
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽941
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽392
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽84133
₽71633
₽93781
₽69877
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
211 000
trade
-
-
-
23 904
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
69 958
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 527
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 847
total
-
-
-
104 236
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 539
-
211 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
3 847
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 527
-
6 527
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 909
-
69 958
-
total
10 652
-
80 332
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
163 461
211 000
-
-
trade
23 456
30 279
-
-
income
24 519
31 650
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 349
1 741
-
-
chamber of commerce
384
455
-
-
total
49 708
64 125
-
-
Dividends
113 752
146 875
-
-
withholding
28 075
36 355
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 545
2 000
-
-
total
29 620
38 355
-
-
Income
211 000
211 000
211 000
211 000
Total tax
89 980
102 480
80 332
104 236
After tax
121 020
108 520
130 668
106 764
Living cost
36 887
36 887
36 887
36 887
Free-cash
84 133
71 633
93 781
69 877

Estimated living cost  is ₽36887 per week

₽25445
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3969
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6937
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽95383
₽93274
₽51775
₽51775
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
social contributions
-
-
-
36 192
income
-
-
-
68 607
total
-
-
-
104 799
Employee
74 737
-
211 000
-
social contributions
6 209
-
36 192
-
income
14 103
-
68 607
-
total
20 312
-
104 799
-
Employer
74 737
-
211 000
-
total
-
-
-
-
Corporate
136 263
211 000
-
-
income
17 033
26 376
-
-
total
17 033
26 376
-
-
Dividends
119 231
184 624
-
-
withholding
23 846
36 924
-
-
total
23 846
36 924
-
-
Income
211 000
211 000
211 000
211 000
Total tax
61 191
63 300
104 799
104 799
After tax
149 809
147 700
106 201
106 201
Living cost
54 426
54 426
54 426
54 426
Free-cash
95 383
93 274
51 775
51 775

Estimated living cost  is ₽54426 per week

₽41406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4435
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8065
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽100759
₽97418
₽112736
₽138847
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
211 000
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 820
income
-
-
-
31 650
total
-
-
-
37 470
Employee
43 830
-
206 605
-
social contributions
4 391
-
4 395
-
income
4 756
-
54 791
-
total
9 147
-
59 186
-
Employer
43 830
-
206 605
-
social contributions
4 391
-
4 395
-
total
4 391
-
4 395
-
Corporate
162 779
211 000
-
-
income
56 972
73 851
-
-
total
56 972
73 851
-
-
Dividends
105 806
137 149
-
-
social contributions
5 048
5 048
-
-
total
5 048
5 048
-
-
Income
211 000
211 000
211 000
211 000
Total tax
75 558
78 899
63 581
37 470
After tax
135 442
132 101
147 419
173 530
Living cost
34 683
34 683
34 683
34 683
Free-cash
100 759
97 418
112 736
138 847

Estimated living cost  is ₽34683 per week

₽22845
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2734
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8571
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽103915
₽98373
₽82837
₽101680
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
income
-
-
-
65 196
pensions
-
-
-
9 346
total
-
-
-
74 542
Employee
47 738
-
183 895
-
health
623
-
2 487
-
pensions
3 644
-
11 158
-
income
8 693
-
52 635
-
total
12 960
-
66 280
-
Employer
47 738
-
183 895
-
pensions
4 823
-
23 612
-
health
907
-
3 493
-
total
5 730
-
27 105
-
Corporate
157 532
211 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

29 932
40 089
-
-
total
29 932
40 089
-
-
Dividends
127 600
170 911
-
-
withholding
23 685
37 760
-
-
total
23 685
37 760
-
-
Income
211 000
211 000
211 000
211 000
Total tax
72 307
77 849
93 385
74 542
After tax
138 693
133 151
117 615
136 458
Living cost
34 778
34 778
34 778
34 778
Free-cash
103 915
98 373
82 837
101 680

Estimated living cost  is ₽34778 per week

₽23857
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3198
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7285
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽13525
-₽6150
₽92746
₽120858
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
other
-
-
-
362
income
-
-
-
60 106
pensions
-
-
-
4 059
accident
-
-
-
246
health
-
-
-
2 128
total
-
-
-
66 901
Employee
36 559
-
192 327
-
health
4 186
-
22 021
-
pensions
4 117
-
7 443
-
income
5 016
-
46 876
-
total
13 319
-
76 340
-
Employer
36 559
-
192 327
-
accident
610
-
3 212
-
pensions
5 944
-
10 749
-
unemployment
896
-
4 712
-
total
7 450
-
18 673
-
Corporate
166 991
211 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

150 292
189 900
-
-
total
150 292
189 900
-
-
Dividends
16 699
21 100
-
-
withholding
3 173
4 009
-
-
total
3 173
4 009
-
-
Income
211 000
211 000
211 000
211 000
Total tax
174 234
193 909
95 013
66 901
After tax
36 766
17 091
115 987
144 099
Living cost
23 241
23 241
23 241
23 241
Free-cash
13 525
-6 150
92 746
120 858

Estimated living cost  is ₽23241 per week

₽17056
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽145624
₽148514
₽141661
₽120659
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
211 000
unemployment
-
-
-
1 833
income
-
-
-
35 435
pensions
-
-
-
28 105
health insurance
-
-
-
11 303
work injury
-
-
-
764
total
-
-
-
77 440
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 642
-
211 000
-
health insurance
1 528
-
5 652
-
unemployment
248
-
916
-
work injury
103
-
382
-
pensions
3 798
-
14 053
-
income
2 064
-
35 435
-
total
7 741
-
56 438
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
190 358
211 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

19 036
21 100
-
-
total
19 036
21 100
-
-
Dividends
171 322
189 900
-
-
withholding
25 698
28 485
-
-
total
25 698
28 485
-
-
Income
211 000
211 000
211 000
211 000
Total tax
52 475
49 585
56 438
77 440
After tax
158 525
161 415
154 562
133 560
Living cost
12 901
12 901
12 901
12 901
Free-cash
145 624
148 514
141 661
120 659

Estimated living cost  is ₽12901 per week

₽7993
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽937
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3569
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽68732
₽73077
₽52903
₽60751
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
211 000
regional
-
-
-
5 114
social contributions
-
-
-
47 819
municipal
-
-
-
1 469
national
-
-
-
57 784
total
-
-
-
112 186
Employee
80 512
-
211 000
-
national
13 606
-
51 388
-
regional
1 216
-
4 619
-
municipal
480
-
1 334
-
social contributions
27 148
-
62 693
-
total
42 450
-
120 034
-
Employer
80 512
-
211 000
-
total
-
-
-
-
Corporate
130 488
211 000
-
-
nationa
31 316
50 641
-
-
municipal
6 290
10 170
-
-
total
37 606
60 811
-
-
Dividends
92 882
150 189
-
-
withholding
24 149
39 049
-
-
total
24 149
39 049
-
-
Income
211 000
211 000
211 000
211 000
Total tax
104 205
99 860
120 034
112 186
After tax
106 795
111 140
90 966
98 814
Living cost
38 063
38 063
38 063
38 063
Free-cash
68 732
73 077
52 903
60 751

Estimated living cost  is ₽38063 per week

₽26736
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2618
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8132
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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