Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 210500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽19982
₽52616
₽91466
₽83245
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 500
city
-
-
-
2 220
pensions
-
-
-
19 365
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 210
regional
-
-
-
11 484
health
-
-
-
474
national
-
-
-
5 007
total
-
-
-
42 760
Employee
89 260
-
189 143
-
city
958
-
2 041
-
regional
2 923
-
10 144
-
health
202
-
425
-
pensions
7 499
-
15 069
-
unemployment
-
-
-
-
national
422
-
4 025
-
total
12 004
-
31 704
-
Employer
89 260
-
189 143
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
3 783
-
unemployment
-
-
-
-
pensions
7 499
-
15 069
-
health
202
-
425
-
total
9 486
-
19 277
-
Corporate
110 773
210 500
-
-
regional
23 430
44 520
-
-
national
9 415
17 893
-
-
total
32 845
62 413
-
-
Dividends
77 929
148 087
-
-
withholding
27 275
51 831
-
-
total
27 275
51 831
-
-
Income
210 500
210 500
210 500
210 500
Total tax
81 610
114 244
50 981
42 760
After tax
128 890
96 256
159 519
167 740
Living cost
76 274
76 274
76 274
76 274
Free-cash
52 616
19 982
83 245
91 466

Estimated living cost  is ₽76274 per week

₽49600
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18893
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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