Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 210500
per

Your estimated
City
free-cash

Helsinki , Finland
₽93642
₽96858
₽69531
₽94071
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
210 500
national
-
-
-
41 996
health
-
-
-
2 865
municipal
-
-
-
37 375
total
-
-
-
82 236
Employee
47 444
-
177 084
-
unemployment
712
-
2 656
-
municipal
7 771
-
28 822
-
national
784
-
27 148
-
pensions
3 202
-
11 953
-
health
354
-
2 351
-
total
12 823
-
72 930
-
Employer
47 444
-
177 084
-
pensions
8 231
-
30 725
-
health
365
-
1 364
-
accident
48
-
176
-
unemployment
308
-
1 152
-
total
8 952
-
33 417
-
Corporate
154 104
210 500
-
-
income
30 820
42 100
-
-
total
30 820
42 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

92 463
126 300
-
-
municipal
16 644
22 735
-
-
national
9 781
16 972
-
-
total
26 425
39 707
-
-
Income
210 500
210 500
210 500
210 500
Total tax
79 020
81 807
106 347
82 236
After tax
131 480
128 693
104 153
128 264
Living cost
34 622
34 622
34 622
34 622
Free-cash
96 858
94 071
69 531
93 642

Estimated living cost  is ₽34622 per week

₽22615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3330
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Additional information

Source

[[ row[2] ]] [[ row[0] ]]

Additional information

Source