Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 210000
per

Your estimated
City
free-cash

Dresden , Germany
₽75297
₽86461
₽74600
₽100285
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
210 000
trade
-
-
-
25 685
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 487
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 767
total
-
-
-
104 833
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 599
-
210 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
3 767
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 078
-
68 487
-
total
8 031
-
79 148
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
171 401
210 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 413
1 733
-
-
income
25 710
31 499
-
-
trade
26 995
33 075
-
-
chamber of commerce
400
456
-
-
total
54 518
66 763
-
-
Dividends
116 883
143 236
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 586
1 948
-
-
withholding
28 837
35 425
-
-
total
30 423
37 373
-
-
Income
210 000
210 000
210 000
210 000
Total tax
92 972
104 136
79 148
104 833
After tax
117 028
105 864
130 852
105 167
Living cost
30 567
30 567
30 567
30 567
Free-cash
86 461
75 297
100 285
74 600

Estimated living cost  is ₽30567 per week

₽19227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽80046
₽79198
₽69816
₽70943
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
municipal
-
-
-
23 238
pensions
-
-
-
25 200
national
-
-
-
38 495
social contributions
-
-
-
2 257
total
-
-
-
89 190
Employee
79 050
-
181 543
-
municipal
9 764
-
24 051
-
pensions
3 162
-
7 262
-
national
15 130
-
40 275
-
total
28 056
-
71 588
-
Employer
79 050
-
181 543
-
social contributions
850
-
1 952
-
pensions
6 324
-
14 523
-
total
7 174
-
16 475
-
Corporate
118 559
210 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

23 712
42 000
-
-
total
23 712
42 000
-
-
Dividends
94 847
168 000
-
-
withholding
20 866
36 960
-
-
total
20 866
36 960
-
-
Income
210 000
210 000
210 000
210 000
Total tax
79 808
78 960
88 063
89 190
After tax
130 192
131 040
121 937
120 810
Living cost
50 994
50 994
50 994
50 994
Free-cash
79 198
80 046
70 943
69 816

Estimated living cost  is ₽50994 per week

₽34660
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽763
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10830
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽147005
₽138727
₽54242
₽69415
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
210 000
microenterprise
-
-
-
-
income
-
-
-
42 547
surtax
-
-
-
53 550
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 666
total
-
-
-
134 763
Employee
29 488
-
163 086
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 244
-
13 229
-
surtax
-
-
23 647
-
income
5 249
-
35 802
-
total
8 493
-
72 678
-
Employer
29 488
-
163 086
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 103
-
28 973
-
surtax
-
-
17 939
-
total
7 103
-
46 912
-
Corporate
173 409
210 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

34 682
42 000
-
-
total
34 682
42 000
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

138 726
168 000
-
-
total
-
-
-
-
Income
210 000
210 000
210 000
210 000
Total tax
50 278
42 000
119 590
134 763
After tax
159 722
168 000
90 410
75 237
Living cost
20 995
20 995
20 995
20 995
Free-cash
138 727
147 005
69 415
54 242

Estimated living cost  is ₽20995 per week

₽13394
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1999
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽62176
₽55992
₽71419
₽92060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
72 037
pensions
-
-
-
11 824
health
-
-
-
12 444
total
-
-
-
96 305
Employee
86 179
86 179
191 246
-
health
13 228
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 106
14 106
32 642
-
pensions
15 512
11 824
11 824
-
total
42 846
37 181
56 910
-
Employer
86 179
86 179
191 246
-
unemployment
3 102
3 102
3 855
-
pensions
5 998
5 998
7 455
-
health
5 990
5 990
7 444
-
total
15 090
15 090
18 754
-
Corporate
109 787
108 730
-
-
income
21 958
21 746
-
-
total
21 958
21 746
-
-
Dividends
87 829
86 984
-
-
income
18 664
18 484
-
-
withholding
13 174
13 047
-
-
total
31 838
31 531
-
-
Income
210 000
210 000
210 000
210 000
Total tax
111 732
105 548
75 664
96 305
After tax
98 268
104 452
134 336
113 695
Living cost
42 276
42 276
42 276
42 276
Free-cash
55 992
62 176
92 060
71 419

Estimated living cost  is ₽42276 per week

₽29960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7833
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽75670
₽74794
₽66507
₽65562
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
municipal
-
-
-
55 240
accident
-
-
-
171
pensions
-
-
-
9 237
other
-
-
-
9 930
unemployment
-
-
-
86
health
-
-
-
5 332
national
-
-
-
24 507
total
-
-
-
104 503
Employee
55 558
-
183 151
-
municipal
16 567
-
54 615
-
national
-
-
23 984
-
total
16 567
-
78 599
-
Employer
55 558
-
183 151
-
accident
111
-
171
-
other
6 456
-
9 930
-
unemployment
1 467
-
2 256
-
pensions
6 006
-
9 237
-
health
3 417
-
5 255
-
total
17 457
-
26 849
-
Corporate
136 986
210 000
-
-
income
30 137
46 200
-
-
total
30 137
46 200
-
-
Dividends
106 849
163 800
-
-
withholding
32 055
49 140
-
-
total
32 055
49 140
-
-
Income
210 000
210 000
210 000
210 000
Total tax
96 216
95 340
105 448
104 503
After tax
113 784
114 660
104 552
105 497
Living cost
38 990
38 990
38 990
38 990
Free-cash
74 794
75 670
65 562
66 507

Estimated living cost  is ₽38990 per week

₽25841
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3826
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽65141
₽79318
₽64381
₽91208
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
210 000
trade
-
-
-
26 827
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 487
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 767
total
-
-
-
105 975
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 177
-
210 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

241
-
3 767
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 397
-
68 487
-
total
11 532
-
79 148
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
158 823
210 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 310
1 733
-
-
income
23 824
31 499
-
-
trade
26 126
34 544
-
-
chamber of commerce
379
452
-
-
total
51 639
68 228
-
-
Dividends
107 185
141 771
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 454
1 928
-
-
withholding
26 413
35 059
-
-
total
27 867
36 987
-
-
Income
210 000
210 000
210 000
210 000
Total tax
91 038
105 215
79 148
105 975
After tax
118 962
104 785
130 852
104 025
Living cost
39 644
39 644
39 644
39 644
Free-cash
79 318
65 141
91 208
64 381

Estimated living cost  is ₽39644 per week

₽26514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4181
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽120361
₽116174
₽109188
₽107428
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
46 397
health
-
-
-
5 355
social contributions
-
-
-
16 328
total
-
-
-
68 080
Employee
77 600
77 600
197 657
-
social contributions
3 771
6 440
8 687
-
health
772
1 319
3 361
-
income
8 149
7 183
45 449
-
total
12 692
14 942
57 497
-
Employer
77 600
77 600
197 657
-
social contributions
3 771
6 440
8 687
-
health
841
1 436
3 656
-
total
4 612
7 876
12 343
-
Corporate
159 965
124 523
-
-
income
19 995
15 566
-
-
total
19 995
15 566
-
-
Dividends
139 969
108 957
-
-
withholding
23 795
18 523
-
-
total
23 795
18 523
-
-
Income
210 000
210 000
210 000
210 000
Total tax
61 094
56 907
69 840
68 080
After tax
148 906
153 093
140 160
141 920
Living cost
32 732
32 732
32 732
32 732
Free-cash
116 174
120 361
107 428
109 188

Estimated living cost  is ₽32732 per week

₽22376
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2557
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽99564
₽99944
₽127141
₽103402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
25 672
pensions
-
-
-
21 000
unemployment
-
-
-
3 150
health
-
-
-
14 700
total
-
-
-
64 522
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 470
10 535
175 732
-
health
1 853
737
12 301
-
income
3 236
1 288
21 483
-
pensions
2 647
1 053
17 573
-
unemployment
397
158
2 636
-
total
8 133
3 236
53 993
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 470
10 535
175 732
-
pensions
5 162
2 054
34 268
-
total
5 162
2 054
34 268
-
Corporate
178 369
197 411
-
-
income
16 053
17 767
-
-
total
16 053
17 767
-
-
Dividends
162 316
179 644
-
-
social contributions
31 531
34 910
-
-
withholding
30 840
34 132
-
-
total
62 371
69 042
-
-
Income
210 000
210 000
210 000
210 000
Total tax
91 719
92 099
88 261
64 522
After tax
118 281
117 901
121 739
145 478
Living cost
18 337
18 337
18 337
18 337
Free-cash
99 944
99 564
103 402
127 141

Estimated living cost  is ₽18337 per week

₽12513
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽366
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽143625
₽137355
₽88185
₽96666
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
28 140
pensions
-
-
-
42 000
health
-
-
-
27 300
total
-
-
-
97 440
Employee
28 629
-
156 950
-
income
3 223
-
30 260
-
pensions
573
-
3 139
-
unemployment
458
-
2 511
-
total
4 254
-
35 910
-
Employer
28 629
-
156 950
-
unemployment
230
-
1 256
-
pensions
5 726
-
31 390
-
health
3 721
-
20 403
-
total
9 677
-
53 049
-
Corporate
171 695
210 000
-
-
income
34 339
42 000
-
-
total
34 339
42 000
-
-
Dividends
137 355
168 000
-
-
total
-
-
-
-
Income
210 000
210 000
210 000
210 000
Total tax
48 270
42 000
88 959
97 440
After tax
161 730
168 000
121 041
112 560
Living cost
24 375
24 375
24 375
24 375
Free-cash
137 355
143 625
96 666
88 185

Estimated living cost  is ₽24375 per week

₽16719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1452
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽5059
₽13624
₽121367
₽93169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
accident
-
-
-
253
income
-
-
-
59 577
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
66 564
Employee
34 715
-
191 076
-
health
3 975
-
21 878
-
income
4 763
-
46 307
-
pensions
3 909
-
7 653
-
total
12 647
-
75 838
-
Employer
34 715
-
191 076
-
accident
580
-
3 191
-
unemployment
850
-
4 681
-
pensions
5 645
-
11 052
-
total
7 075
-
18 924
-
Corporate
168 210
210 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

151 389
189 000
-
-
total
151 389
189 000
-
-
Dividends
16 821
21 000
-
-
withholding
3 196
3 990
-
-
total
3 196
3 990
-
-
Income
210 000
210 000
210 000
210 000
Total tax
174 307
192 990
94 762
66 564
After tax
35 693
17 010
115 238
143 436
Living cost
22 069
22 069
22 069
22 069
Free-cash
13 624
-5 059
93 169
121 367

Estimated living cost  is ₽22069 per week

₽16174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4211
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽190421
₽188719
₽198821
₽158921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
210 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 100
total
-
-
-
2 100
Employee
11 349
-
210 000
-
income
2 269
-
42 000
-
total
2 269
-
42 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

198 651
210 000
-
-
total
-
-
-
-
Dividends
198 651
210 000
-
-
withholding
9 933
10 500
-
-
total
9 933
10 500
-
-
Income
210 000
210 000
210 000
210 000
Total tax
12 202
10 500
42 000
2 100
After tax
197 798
199 500
168 000
207 900
Living cost
9 079
9 079
9 079
9 079
Free-cash
188 719
190 421
158 921
198 821

Estimated living cost  is ₽9079 per week

₽5627
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽755
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽127396
₽120582
₽96725
₽94952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
35 512
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
36 831
other
-
-
-
7 289
health
-
-
-
6 753
total
-
-
-
86 385
Employee
36 642
-
171 187
-
health
513
-
2 149
-
income
6 308
-
34 920
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 564
-
10 742
-
unemployment
366
-
1 534
-
total
9 751
-
49 345
-
Employer
36 642
-
171 187
-
accident
293
-
1 369
-
other
1 833
-
7 672
-
unemployment
366
-
1 534
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 230
-
26 089
-
health
513
-
2 149
-
total
9 235
-
38 813
-
Corporate
164 124
210 000
-
-
income
34 466
44 101
-
-
total
34 466
44 101
-
-
Dividends
129 658
165 899
-
-
withholding
9 076
11 613
-
-
total
9 076
11 613
-
-
Income
210 000
210 000
210 000
210 000
Total tax
62 528
55 714
88 158
86 385
After tax
147 472
154 286
121 842
123 615
Living cost
26 890
26 890
26 890
26 890
Free-cash
120 582
127 396
94 952
96 725

Estimated living cost  is ₽26890 per week

₽19000
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1816
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽66328
₽74482
₽69154
₽50322
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
63 374
pensions
-
-
-
9 745
total
-
-
-
73 119
Employee
95 823
-
183 155
-
health
1 579
-
2 532
-
income
17 273
-
50 820
-
pensions
9 244
-
11 754
-
total
28 096
-
65 106
-
Employer
95 823
-
183 155
-
pensions
11 314
-
23 366
-
health
1 820
-
3 479
-
total
13 134
-
26 845
-
Corporate
101 043
210 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

19 198
39 899
-
-
total
19 198
39 899
-
-
Dividends
81 845
170 101
-
-
withholding
7 363
36 046
-
-
total
7 363
36 046
-
-
Income
210 000
210 000
210 000
210 000
Total tax
67 791
75 945
91 951
73 119
After tax
142 209
134 055
118 049
136 881
Living cost
67 727
67 727
67 727
67 727
Free-cash
74 482
66 328
50 322
69 154

Estimated living cost  is ₽67727 per week

₽50749
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽166311
₽161621
₽155844
₽164425
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
31 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 220
unemployment
-
-
-
141
health
-
-
-
4 056
total
-
-
-
40 917
Employee
17 531
-
203 080
-
health
806
-
1 622
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
income
1 753
-
20 308
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 539
-
3 097
-
total
4 291
-
25 415
-
Employer
17 531
-
203 080
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
unemployment
105
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 932
-
3 887
-
health
1 210
-
2 434
-
total
3 440
-
6 921
-
Corporate
189 029
210 000
-
-
income
18 903
21 000
-
-
total
18 903
21 000
-
-
Dividends
170 127
189 000
-
-
withholding
8 506
9 450
-
-
total
8 506
9 450
-
-
Income
210 000
210 000
210 000
210 000
Total tax
35 140
30 450
32 336
40 917
After tax
174 860
179 550
177 664
169 083
Living cost
13 239
13 239
13 239
13 239
Free-cash
161 621
166 311
164 425
155 844

Estimated living cost  is ₽13239 per week

₽7729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽945
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4214
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽48492
₽51027
₽57735
₽78376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
72 037
pensions
-
-
-
11 824
health
-
-
-
12 444
total
-
-
-
96 305
Employee
93 563
86 179
191 246
-
health
11 672
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 106
14 106
32 642
-
pensions
11 824
11 824
11 824
-
total
37 602
37 181
56 910
-
Employer
93 563
86 179
191 246
-
unemployment
3 369
3 102
3 855
-
pensions
6 511
5 998
7 455
-
health
6 502
5 990
7 444
-
total
16 382
15 090
18 754
-
Corporate
100 056
108 730
-
-
income
20 011
21 746
-
-
total
20 011
21 746
-
-
Dividends
80 045
86 984
-
-
income
17 010
18 484
-
-
withholding
12 008
13 047
-
-
total
29 018
31 531
-
-
Income
210 000
210 000
210 000
210 000
Total tax
103 013
105 548
75 664
96 305
After tax
106 987
104 452
134 336
113 695
Living cost
55 960
55 960
55 960
55 960
Free-cash
51 027
48 492
78 376
57 735

Estimated living cost  is ₽55960 per week

₽41280
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4998
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽642
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9041
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽120415
₽111793
₽98727
₽89685
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
22 031
health
-
-
-
28 350
solidarity contribution
-
-
-
1 943
social contributions
-
-
-
34 779
total
-
-
-
87 103
Employee
35 544
-
165 342
-
social contributions
2 310
-
7 742
-
health
4 798
-
22 321
-
solidarity contribution
-
-
1 132
-
income
4 265
-
20 292
-
total
11 373
-
51 487
-
Employer
35 544
-
165 342
-
social contributions
8 886
-
29 777
-
health
3 199
-
14 881
-
total
12 085
-
44 658
-
Corporate
162 371
210 000
-
-
income
30 851
39 900
-
-
total
30 851
39 900
-
-
Dividends
131 521
170 100
-
-
withholding
19 728
25 515
-
-
total
19 728
25 515
-
-
Income
210 000
210 000
210 000
210 000
Total tax
74 037
65 415
96 145
87 103
After tax
135 963
144 585
113 855
122 897
Living cost
24 170
24 170
24 170
24 170
Free-cash
111 793
120 415
89 685
98 727

Estimated living cost  is ₽24170 per week

₽16789
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1719
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽69460
₽64192
₽57558
₽49000
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
municipal
-
-
-
1 275
regional
-
-
-
2 574
national
-
-
-
55 501
social contributions
-
-
-
50 509
total
-
-
-
109 859
Employee
89 689
-
210 000
-
social contributions
30 243
-
66 218
-
regional
846
-
2 301
-
municipal
475
-
1 151
-
national
15 541
-
48 747
-
total
47 105
-
118 417
-
Employer
89 689
-
210 000
-
total
-
-
-
-
Corporate
120 311
210 000
-
-
nationa
28 874
50 399
-
-
municipal
4 692
8 191
-
-
total
33 566
58 590
-
-
Dividends
86 746
151 410
-
-
withholding
22 554
39 367
-
-
total
22 554
39 367
-
-
Income
210 000
210 000
210 000
210 000
Total tax
103 225
97 957
118 417
109 859
After tax
106 775
112 043
91 583
100 141
Living cost
42 583
42 583
42 583
42 583
Free-cash
64 192
69 460
49 000
57 558

Estimated living cost  is ₽42583 per week

₽29684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽653
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽109822
₽106681
₽76681
₽70508
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
63 799
pensions
-
-
-
26 938
other
-
-
-
-
unemployment
-
-
-
230
health
-
-
-
9 562
surtax
-
-
-
10 521
total
-
-
-
111 050
Employee
33 373
-
181 649
-
other
-
-
-
-
health
852
-
3 434
-
surtax
109
-
9 315
-
income
5 594
-
57 765
-
pensions
2 225
-
8 984
-
unemployment
2 323
-
9 374
-
total
11 103
-
88 872
-
Employer
33 373
-
181 649
-
other
-
-
-
-
unemployment
1 057
-
4 269
-
pensions
4 449
-
17 954
-
health
1 519
-
6 128
-
total
7 025
-
28 351
-
Corporate
169 603
210 000
-
-
income
44 097
54 599
-
-
total
44 097
54 599
-
-
Dividends
125 506
155 401
-
-
withholding
18 825
23 310
-
-
total
18 825
23 310
-
-
Income
210 000
210 000
210 000
210 000
Total tax
81 050
77 909
117 223
111 050
After tax
128 950
132 091
92 777
98 950
Living cost
22 269
22 269
22 269
22 269
Free-cash
106 681
109 822
70 508
76 681

Estimated living cost  is ₽22269 per week

₽13616
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2055
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6084
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽87786
₽94474
₽90612
₽71780
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
63 374
pensions
-
-
-
9 745
total
-
-
-
73 119
Employee
64 218
-
183 155
-
health
932
-
2 532
-
income
11 566
-
50 820
-
pensions
5 451
-
11 754
-
total
17 949
-
65 106
-
Employer
64 218
-
183 155
-
pensions
6 952
-
23 366
-
health
1 220
-
3 479
-
total
8 172
-
26 845
-
Corporate
137 610
210 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

26 145
39 899
-
-
total
26 145
39 899
-
-
Dividends
111 465
170 101
-
-
withholding
16 991
36 046
-
-
total
16 991
36 046
-
-
Income
210 000
210 000
210 000
210 000
Total tax
69 257
75 945
91 951
73 119
After tax
140 743
134 055
118 049
136 881
Living cost
46 269
46 269
46 269
46 269
Free-cash
94 474
87 786
71 780
90 612

Estimated living cost  is ₽46269 per week

₽34665
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3468
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7652
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽19754
₽52389
₽91099
₽82875
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
city
-
-
-
2 214
pensions
-
-
-
19 321
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 200
regional
-
-
-
11 444
health
-
-
-
472
national
-
-
-
4 977
total
-
-
-
42 628
Employee
89 259
-
188 683
-
city
958
-
2 037
-
regional
2 923
-
10 106
-
health
202
-
425
-
pensions
7 499
-
15 045
-
unemployment
-
-
-
-
national
422
-
3 996
-
total
12 004
-
31 609
-
Employer
89 259
-
188 683
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
3 773
-
unemployment
-
-
-
-
pensions
7 499
-
15 045
-
health
202
-
425
-
total
9 486
-
19 243
-
Corporate
110 275
210 000
-
-
regional
23 323
44 416
-
-
national
9 374
17 850
-
-
total
32 697
62 266
-
-
Dividends
77 578
147 734
-
-
withholding
27 151
51 707
-
-
total
27 151
51 707
-
-
Income
210 000
210 000
210 000
210 000
Total tax
81 338
113 973
50 852
42 628
After tax
128 662
96 027
159 148
167 372
Living cost
76 273
76 273
76 273
76 273
Free-cash
52 389
19 754
82 875
91 099

Estimated living cost  is ₽76273 per week

₽49599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽57475
₽73837
₽56653
₽84621
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
210 000
trade
-
-
-
27 968
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 487
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 767
total
-
-
-
107 116
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 649
-
210 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

393
-
3 767
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 132
-
68 487
-
total
14 419
-
79 148
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
149 351
210 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 231
1 733
-
-
income
22 403
31 499
-
-
trade
25 614
36 015
-
-
chamber of commerce
364
448
-
-
total
49 612
69 695
-
-
Dividends
99 739
140 304
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 350
1 907
-
-
withholding
24 551
34 692
-
-
total
25 901
36 599
-
-
Income
210 000
210 000
210 000
210 000
Total tax
89 932
106 294
79 148
107 116
After tax
120 068
103 706
130 852
102 884
Living cost
46 230
46 230
46 230
46 230
Free-cash
73 837
57 475
84 621
56 653

Estimated living cost  is ₽46230 per week

₽33765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8168
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽71311
₽77276
₽81862
₽76792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
36 857
pensions
-
-
-
34 374
other
-
-
-
6 509
health
-
-
-
9 886
surtax
-
-
-
-
social contributions
-
-
-
5 985
total
-
-
-
93 611
Employee
43 191
-
160 926
-
social contributions
1 231
-
4 585
-
surtax
-
-
-
-
income
2 549
-
33 167
-
pensions
4 883
-
11 854
-
total
8 663
-
49 606
-
Employer
43 191
-
160 926
-
other
1 490
-
6 560
-
social contributions
130
-
483
-
unemployment
1 748
-
6 517
-
pensions
7 095
-
19 839
-
health
3 024
-
15 676
-
total
13 487
-
49 075
-
Corporate
153 321
210 000
-
-
surtax
-
-
-
-
income
42 931
58 801
-
-
total
42 931
58 801
-
-
Dividends
110 391
151 199
-
-
surtax
-
-
-
-
social contributions
18 986
26 007
-
-
withholding
14 130
19 354
-
-
total
33 116
45 361
-
-
Income
210 000
210 000
210 000
210 000
Total tax
98 197
104 162
98 681
93 611
After tax
111 803
105 838
111 319
116 389
Living cost
34 527
34 527
34 527
34 527
Free-cash
77 276
71 311
76 792
81 862

Estimated living cost  is ₽34527 per week

₽21771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2808
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9363
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽74732
₽80339
₽85283
₽80213
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
36 857
pensions
-
-
-
34 374
other
-
-
-
6 509
health
-
-
-
9 886
surtax
-
-
-
-
social contributions
-
-
-
5 985
total
-
-
-
93 611
Employee
38 554
-
160 926
-
social contributions
1 099
-
4 585
-
surtax
-
-
-
-
income
1 988
-
33 167
-
pensions
4 361
-
11 854
-
total
7 448
-
49 606
-
Employer
38 554
-
160 926
-
other
1 331
-
6 560
-
social contributions
115
-
483
-
unemployment
1 561
-
6 517
-
pensions
6 335
-
19 839
-
health
2 698
-
15 676
-
total
12 040
-
49 075
-
Corporate
159 406
210 000
-
-
surtax
-
-
-
-
income
44 633
58 801
-
-
total
44 633
58 801
-
-
Dividends
114 773
151 199
-
-
surtax
-
-
-
-
social contributions
19 743
26 007
-
-
withholding
14 691
19 354
-
-
total
34 434
45 361
-
-
Income
210 000
210 000
210 000
210 000
Total tax
98 555
104 162
98 681
93 611
After tax
111 445
105 838
111 319
116 389
Living cost
31 106
31 106
31 106
31 106
Free-cash
80 339
74 732
80 213
85 283

Estimated living cost  is ₽31106 per week

₽18040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9317
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽106720
₽107243
₽113465
₽108187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
31 499
health
-
-
-
14 658
social contributions
-
-
-
28 979
total
-
-
-
75 136
Employee
34 217
-
210 000
-
social contributions
4 723
-
28 979
-
health
2 388
-
14 658
-
income
5 707
-
36 777
-
total
12 818
-
80 414
-
Employer
34 217
-
210 000
-
total
-
-
-
-
Corporate
175 783
210 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

8 788
10 500
-
-
total
8 788
10 500
-
-
Dividends
166 995
199 500
-
-
health
11 657
13 925
-
-
social contributions
23 046
27 531
-
-
withholding
25 049
29 925
-
-
total
59 752
71 381
-
-
Income
210 000
210 000
210 000
210 000
Total tax
81 358
81 881
80 414
75 136
After tax
128 642
128 119
129 586
134 864
Living cost
21 399
21 399
21 399
21 399
Free-cash
107 243
106 720
108 187
113 465

Estimated living cost  is ₽21399 per week

₽14321
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1319
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5265
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽80326
₽78766
₽72297
₽19675
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
chamber of commerce
-
-
-
841
income
-
-
-
64 085
pensions
-
-
-
21 811
unemployment
-
-
-
6 190
health
-
-
-
9 018
surtax
-
-
-
199
total
-
-
-
102 144
Employee
50 434
40 217
171 928
-
other
504
402
1 180
-
health
1 951
1 557
4 562
-
income
5 741
2 966
53 318
-
pensions
5 165
4 117
12 073
-
unemployment
1 513
1 207
3 537
-
total
14 874
10 249
74 670
-
Employer
50 434
40 217
171 928
-
accident
655
523
1 532
-
other
2 396
1 909
7 706
-
chamber of commerce
201
161
688
-
unemployment
1 513
1 207
3 537
-
surtax
199
199
199
-
pensions
6 329
5 048
14 796
-
payroll
1 513
1 207
5 157
-
health
1 906
1 521
4 456
-
total
14 712
11 775
38 071
-
Corporate
144 855
158 009
168 098
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

36 214
39 502
42 025
-
total
36 214
39 502
42 025
-
Dividends
108 640
118 507
-
-
withholding
29 875
32 589
-
-
total
29 875
32 589
-
-
Income
210 000
210 000
210 000
210 000
Total tax
95 675
94 115
154 766
102 144
After tax
114 325
115 885
55 234
107 856
Living cost
35 559
35 559
35 559
35 559
Free-cash
78 766
80 326
19 675
72 297

Estimated living cost  is ₽35559 per week

₽23716
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3033
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8225
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽79396
₽65450
₽54456
₽35340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
national
-
-
-
82 498
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 090
social contributions
-
-
-
25 160
total
-
-
-
118 748
Employee

The minimum management director salary is set at €45,000 per year.

72 186
-
162 651
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 765
-
8 484
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 392
-
7 645
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 414
-
12 199
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

628
-
1 415
-
national
22 193
-
60 773
-
total
35 392
-
90 516
-
Employer

The minimum management director salary is set at €45,000 per year.

72 186
-
162 651
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

938
-
2 114
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 053
-
2 375
-
surtax
8 185
-
18 446
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 396
-
14 411
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 439
-
10 002
-
total
21 011
-
47 348
-
Corporate
116 801
210 000
-
-
surtax
467
873
-
-
income
23 360
43 664
-
-
total
23 827
44 537
-
-
Dividends
92 974
165 463
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

27 524
49 271
-
-
total
27 524
49 271
-
-
Income
210 000
210 000
210 000
210 000
Total tax
107 754
93 808
137 864
118 748
After tax
102 246
116 192
72 136
91 252
Living cost
36 796
36 796
36 796
36 796
Free-cash
65 450
79 396
35 340
54 456

Estimated living cost  is ₽36796 per week

₽23701
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽576
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9302
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽103145
₽96232
₽81046
₽76811
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
accident
-
-
-
843
income
-
-
-
64 447
pensions
-
-
-
26 470
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
92 509
Employee
50 234
-
180 180
-
other
50
-
94
-
income
10 599
-
60 983
-
pensions
2 361
-
4 397
-
unemployment
779
-
1 450
-
total
13 789
-
66 924
-
Employer
50 234
-
180 180
-
accident
994
-
1 852
-
other
400
-
749
-
unemployment
2 763
-
5 144
-
pensions
11 854
-
22 075
-
total
16 011
-
29 820
-
Corporate
143 754
210 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 564
31 499
-
-
total
21 564
31 499
-
-
Dividends
122 190
178 501
-
-
withholding
25 959
38 911
-
-
total
25 959
38 911
-
-
Income
210 000
210 000
210 000
210 000
Total tax
77 323
70 410
96 744
92 509
After tax
132 677
139 590
113 256
117 491
Living cost
36 445
36 445
36 445
36 445
Free-cash
96 232
103 145
76 811
81 046

Estimated living cost  is ₽36445 per week

₽26838
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2585
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽65446
₽51697
₽45375
₽53745
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
accident
-
-
-
1 771
income
-
-
-
38 098
pensions
-
-
-
31 476
health
-
-
-
14 756
surtax
-
-
-
10 410
communal
-
-
-
13 272
total
-
-
-
109 783
Employee
76 423
-
187 582
-
health
3 401
-
8 348
-
surtax
4 684
-
11 496
-
income
7 382
-
44 144
-
pensions
6 113
-
15 007
-
total
21 580
-
78 995
-
Employer
76 423
-
187 582
-
accident
688
-
1 689
-
pensions
6 113
-
15 007
-
health
2 331
-
5 722
-
total
9 132
-
22 418
-
Corporate
124 445
210 000
-
-
surtax
1 306
2 204
-
-
communal
8 400
14 175
-
-
income
18 666
31 499
-
-
total
28 372
47 878
-
-
Dividends
96 073
162 121
-
-
income
29 966
17 516
-
-
withholding
14 411
24 318
-
-
total
44 377
41 834
-
-
Income
210 000
210 000
210 000
210 000
Total tax
103 461
89 712
101 413
109 783
After tax
106 539
120 288
108 587
100 217
Living cost
54 842
54 842
54 842
54 842
Free-cash
51 697
65 446
53 745
45 375

Estimated living cost  is ₽54842 per week

₽41140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9798
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽109424
₽106215
₽76283
₽70110
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
63 799
pensions
-
-
-
26 938
other
-
-
-
-
unemployment
-
-
-
230
health
-
-
-
9 562
surtax
-
-
-
10 521
total
-
-
-
111 050
Employee
33 985
-
181 649
-
other
-
-
-
-
health
868
-
3 434
-
surtax
121
-
9 315
-
income
5 697
-
57 765
-
pensions
2 267
-
8 984
-
unemployment
2 365
-
9 374
-
total
11 318
-
88 872
-
Employer
33 985
-
181 649
-
other
-
-
-
-
unemployment
1 078
-
4 269
-
pensions
4 531
-
17 954
-
health
1 545
-
6 128
-
total
7 154
-
28 351
-
Corporate
168 860
210 000
-
-
income
43 903
54 599
-
-
total
43 903
54 599
-
-
Dividends
124 957
155 401
-
-
withholding
18 743
23 310
-
-
total
18 743
23 310
-
-
Income
210 000
210 000
210 000
210 000
Total tax
81 118
77 909
117 223
111 050
After tax
128 882
132 091
92 777
98 950
Living cost
22 667
22 667
22 667
22 667
Free-cash
106 215
109 424
70 110
76 283

Estimated living cost  is ₽22667 per week

₽13685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1971
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽83197
₽80953
₽72293
₽63779
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
municipal
-
-
-
1 275
regional
-
-
-
3 237
national
-
-
-
55 501
social contributions
-
-
-
50 509
total
-
-
-
110 522
Employee
55 980
-
210 000
-
social contributions
18 877
-
66 218
-
regional
754
-
2 920
-
municipal
297
-
1 151
-
national
8 869
-
48 747
-
total
28 797
-
119 036
-
Employer
55 980
-
210 000
-
total
-
-
-
-
Corporate
154 020
210 000
-
-
nationa
36 965
50 399
-
-
municipal
7 655
10 437
-
-
total
44 620
60 836
-
-
Dividends
109 400
149 163
-
-
withholding
28 445
38 782
-
-
total
28 445
38 782
-
-
Income
210 000
210 000
210 000
210 000
Total tax
101 862
99 618
119 036
110 522
After tax
108 138
110 382
90 964
99 478
Living cost
27 185
27 185
27 185
27 185
Free-cash
80 953
83 197
63 779
72 293

Estimated living cost  is ₽27185 per week

₽16906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2754
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7059
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽114802
₽104176
₽93114
₽84072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
22 031
health
-
-
-
28 350
solidarity contribution
-
-
-
1 943
social contributions
-
-
-
34 779
total
-
-
-
87 103
Employee
43 799
-
165 342
-
social contributions
2 847
-
7 742
-
health
5 913
-
22 321
-
solidarity contribution
-
-
1 132
-
income
5 256
-
20 292
-
total
14 016
-
51 487
-
Employer
43 799
-
165 342
-
social contributions
10 950
-
29 777
-
health
3 942
-
14 881
-
total
14 892
-
44 658
-
Corporate
151 309
210 000
-
-
income
28 749
39 900
-
-
total
28 749
39 900
-
-
Dividends
122 560
170 100
-
-
withholding
18 384
25 515
-
-
total
18 384
25 515
-
-
Income
210 000
210 000
210 000
210 000
Total tax
76 041
65 415
96 145
87 103
After tax
133 959
144 585
113 855
122 897
Living cost
29 783
29 783
29 783
29 783
Free-cash
104 176
114 802
84 072
93 114

Estimated living cost  is ₽29783 per week

₽22149
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽83796
₽83299
₽75859
₽23089
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
chamber of commerce
-
-
-
841
income
-
-
-
64 085
pensions
-
-
-
21 811
unemployment
-
-
-
6 190
health
-
-
-
9 018
surtax
-
-
-
-
total
-
-
-
101 945
Employee
44 114
40 217
172 114
-
other
440
402
1 180
-
health
1 706
1 557
4 562
-
income
3 930
2 966
53 406
-
pensions
4 518
4 117
12 073
-
unemployment
1 323
1 207
3 537
-
total
11 917
10 249
74 758
-
Employer
44 114
40 217
172 114
-
accident
573
523
1 532
-
other
2 095
1 909
7 714
-
chamber of commerce
176
161
688
-
unemployment
1 323
1 207
3 537
-
surtax
-
-
-
-
pensions
5 537
5 048
14 796
-
payroll
1 323
1 207
5 163
-
health
1 668
1 521
4 456
-
total
12 695
11 576
37 886
-
Corporate
153 191
158 208
168 284
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

38 298
39 552
42 071
-
total
38 298
39 552
42 071
-
Dividends
114 893
118 656
-
-
withholding
31 595
32 631
-
-
total
31 595
32 631
-
-
Income
210 000
210 000
210 000
210 000
Total tax
94 505
94 008
154 715
101 945
After tax
115 495
115 992
55 285
108 055
Living cost
32 196
32 196
32 196
32 196
Free-cash
83 299
83 796
23 089
75 859

Estimated living cost  is ₽32196 per week

₽19314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3288
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9020
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽185351
₽182698
₽193751
₽153851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
210 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 100
total
-
-
-
2 100
Employee
17 686
-
210 000
-
income
3 537
-
42 000
-
total
3 537
-
42 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

192 314
210 000
-
-
total
-
-
-
-
Dividends
192 314
210 000
-
-
withholding
9 616
10 500
-
-
total
9 616
10 500
-
-
Income
210 000
210 000
210 000
210 000
Total tax
13 153
10 500
42 000
2 100
After tax
196 847
199 500
168 000
207 900
Living cost
14 149
14 149
14 149
14 149
Free-cash
182 698
185 351
153 851
193 751

Estimated living cost  is ₽14149 per week

₽9574
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽117516
₽109076
₽72225
₽67665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
210 000
income
-
-
-
51 377
pensions
-
-
-
38 352
unemployment
-
-
-
314
health
-
-
-
20 664
total
-
-
-
110 707
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 626
-
181 708
-
health
2 882
-
11 739
-
income
7 696
-
46 817
-
pensions
6 917
-
28 165
-
unemployment
63
-
255
-
total
17 558
-
86 976
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 626
-
181 708
-
unemployment
27
-
109
-
pensions
3 949
-
16 081
-
health
2 972
-
12 101
-
total
6 948
-
28 291
-
Corporate
158 426
210 000
-
-
income
30 101
39 901
-
-
total
30 101
39 901
-
-
Dividends
128 325
170 099
-
-
withholding
19 249
25 515
-
-
total
19 249
25 515
-
-
Income
210 000
210 000
210 000
210 000
Total tax
73 856
65 416
115 267
110 707
After tax
136 144
144 584
94 733
99 293
Living cost
27 068
27 068
27 068
27 068
Free-cash
109 076
117 516
67 665
72 225

Estimated living cost  is ₽27068 per week

₽18576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6234
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽84184
₽36143
₽101547
₽153133
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
40 933
social contributions
-
-
-
23 940
total
-
-
-
64 873
Employee
62 487
-
-
-
social contributions
5 124
-
730
-
income
13 783
-
-
-
total
18 907
-
730
-
Employer
62 487
-
-
-
social contributions
88 107
-
12 557
-
total
88 107
-
12 557
-
Corporate
59 406
210 000
-
-
income
13 069
46 200
-
-
total
13 069
46 200
-
-
Dividends
46 337
163 800
-
-
income
10 194
36 036
-
-
total
10 194
36 036
-
-
Income
210 000
210 000
210 000
210 000
Total tax
130 277
82 236
13 287
64 873
After tax
79 723
127 764
196 713
145 127
Living cost
43 580
43 580
43 580
43 580
Free-cash
36 143
84 184
153 133
101 547

Estimated living cost  is ₽43580 per week

₽28276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4099
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10649
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽87793
₽86778
₽78744
₽62822
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
210 000
income
-
-
-
26 628
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
72 974
total
-
-
-
99 602
Employee
46 414
-
169 697
-
social contributions
5 106
-
18 666
-
surtax
-
-
-
-
income
9 654
-
56 555
-
total
14 760
-
75 221
-
Employer
46 414
-
169 697
-
social contributions
11 023
-
40 303
-
total
11 023
-
40 303
-
Corporate
152 563
210 000
-
-
surtax
-
-
-
-
income
32 037
44 101
-
-
total
32 037
44 101
-
-
Dividends
120 525
165 899
-
-
withholding
33 748
46 452
-
-
total
33 748
46 452
-
-
Income
210 000
210 000
210 000
210 000
Total tax
91 568
90 553
115 524
99 602
After tax
118 432
119 447
94 476
110 398
Living cost
31 654
31 654
31 654
31 654
Free-cash
86 778
87 793
62 822
78 744

Estimated living cost  is ₽31654 per week

₽23684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1867
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽57096
₽64033
₽67647
₽62577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
36 857
pensions
-
-
-
34 374
other
-
-
-
6 509
health
-
-
-
9 886
surtax
-
-
-
-
social contributions
-
-
-
5 985
total
-
-
-
93 611
Employee
63 206
-
160 926
-
social contributions
1 800
-
4 585
-
surtax
-
-
-
-
income
5 515
-
33 167
-
pensions
7 149
-
11 854
-
total
14 464
-
49 606
-
Employer
63 206
-
160 926
-
other
2 181
-
6 560
-
social contributions
190
-
483
-
unemployment
2 560
-
6 517
-
pensions
10 386
-
19 839
-
health
4 424
-
15 676
-
total
19 741
-
49 075
-
Corporate
127 053
210 000
-
-
surtax
-
-
-
-
income
35 575
58 801
-
-
total
35 575
58 801
-
-
Dividends
91 478
151 199
-
-
surtax
-
-
-
-
social contributions
15 736
26 007
-
-
withholding
11 709
19 354
-
-
total
27 445
45 361
-
-
Income
210 000
210 000
210 000
210 000
Total tax
97 225
104 162
98 681
93 611
After tax
112 775
105 838
111 319
116 389
Living cost
48 742
48 742
48 742
48 742
Free-cash
64 033
57 096
62 577
67 647

Estimated living cost  is ₽48742 per week

₽32987
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3987
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11098
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽158664
₽155274
₽123213
₽128793
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
10 251
social contributions
-
-
-
46 201
total
-
-
-
56 452
Employee
32 444
-
181 818
-
income
-
-
10 872
-
social contributions
2 109
-
11 818
-
total
2 109
-
22 690
-
Employer
32 444
-
181 818
-
social contributions
5 029
-
28 182
-
total
5 029
-
28 182
-
Corporate
172 527
210 000
-
-
income
17 253
21 001
-
-
total
17 253
21 001
-
-
Dividends
155 274
188 999
-
-
total
-
-
-
-
Income
210 000
210 000
210 000
210 000
Total tax
24 391
21 001
50 872
56 452
After tax
185 609
188 999
159 128
153 548
Living cost
30 335
30 335
30 335
30 335
Free-cash
155 274
158 664
128 793
123 213

Estimated living cost  is ₽30335 per week

₽19614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2287
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽9971
-₽9971
₽73372
-₽9971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
municipal
-
-
-
44 699
pensions
-
-
-
875
national
-
-
-
25 701
labour market
-
-
-
16 730
total
-
-
-
88 005
Employee
205 225
205 225
205 225
-
labour market
16 395
16 395
16 395
-
national
25 072
25 072
25 072
-
municipal
43 701
43 701
43 701
-
pensions
292
292
292
-
total
85 460
85 460
85 460
-
Employer
205 225
205 225
205 225
-
labour market
16 418
16 418
16 418
-
municipal
43 771
43 771
43 771
-
pensions
583
583
583
-
national
25 116
25 116
25 116
-
total
85 888
85 888
85 888
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
210 000
210 000
210 000
210 000
Total tax
171 348
171 348
171 348
88 005
After tax
38 652
38 652
38 652
121 995
Living cost
48 623
48 623
48 623
48 623
Free-cash
-9 971
-9 971
-9 971
73 372

Estimated living cost  is ₽48623 per week

₽33278
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽748
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10296
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽4733
₽13675
₽121693
₽93495
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
accident
-
-
-
253
income
-
-
-
59 577
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
66 564
Employee
34 203
-
191 076
-
health
3 917
-
21 878
-
income
4 692
-
46 307
-
pensions
3 852
-
7 653
-
total
12 461
-
75 838
-
Employer
34 203
-
191 076
-
accident
571
-
3 191
-
unemployment
838
-
4 681
-
pensions
5 561
-
11 052
-
total
6 970
-
18 924
-
Corporate
168 826
210 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

151 944
189 000
-
-
total
151 944
189 000
-
-
Dividends
16 883
21 000
-
-
withholding
3 207
3 990
-
-
total
3 207
3 990
-
-
Income
210 000
210 000
210 000
210 000
Total tax
174 582
192 990
94 762
66 564
After tax
35 418
17 010
115 238
143 436
Living cost
21 743
21 743
21 743
21 743
Free-cash
13 675
-4 733
93 495
121 693

Estimated living cost  is ₽21743 per week

₽15827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1239
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽90843
₽93958
₽92018
₽67963
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
210 000
municipal
-
-
-
37 294
health
-
-
-
2 813
national
-
-
-
39 130
total
-
-
-
79 237
Employee
53 094
-
176 664
-
health
396
-
2 300
-
municipal
8 696
-
28 763
-
pensions
3 583
-
11 925
-
unemployment
797
-
2 650
-
national
877
-
24 318
-
total
14 349
-
69 956
-
Employer
53 094
-
176 664
-
accident
54
-
176
-
unemployment
345
-
1 149
-
pensions
9 212
-
30 651
-
health
408
-
1 360
-
total
10 019
-
33 336
-
Corporate
146 888
210 000
-
-
income
29 377
42 000
-
-
total
29 377
42 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

88 133
126 000
-
-
national
7 687
15 732
-
-
municipal
15 865
22 680
-
-
total
23 552
38 412
-
-
Income
210 000
210 000
210 000
210 000
Total tax
77 297
80 412
103 292
79 237
After tax
132 703
129 588
106 708
130 763
Living cost
38 745
38 745
38 745
38 745
Free-cash
93 958
90 843
67 963
92 018

Estimated living cost  is ₽38745 per week

₽25308
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽617
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9095
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽129728
₽124234
₽118555
₽116795
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
46 397
health
-
-
-
5 355
social contributions
-
-
-
16 328
total
-
-
-
68 080
Employee
77 600
77 600
197 657
-
social contributions
2 934
6 440
8 687
-
health
601
1 319
3 361
-
income
8 449
7 183
45 449
-
total
11 984
14 942
57 497
-
Employer
77 600
77 600
197 657
-
social contributions
2 934
6 440
8 687
-
health
653
1 436
3 656
-
total
3 587
7 876
12 343
-
Corporate
171 063
124 523
-
-
income
21 384
15 566
-
-
total
21 384
15 566
-
-
Dividends
149 680
108 957
-
-
withholding
25 446
18 523
-
-
total
25 446
18 523
-
-
Income
210 000
210 000
210 000
210 000
Total tax
62 401
56 907
69 840
68 080
After tax
147 599
153 093
140 160
141 920
Living cost
23 365
23 365
23 365
23 365
Free-cash
124 234
129 728
116 795
118 555

Estimated living cost  is ₽23365 per week

₽14003
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2292
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6553
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽157878
₽152744
₽162244
₽142004
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
210 000
income
-
-
-
21 633
pensions
-
-
-
6 419
unemployment
-
-
-
29
health
-
-
-
3 652
total
-
-
-
31 733
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 164
-
200 137
-
health
1 969
-
8 139
-
income
1 584
-
19 130
-
pensions
3 474
-
14 363
-
unemployment
115
-
479
-
total
7 142
-
42 111
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 164
-
200 137
-
unemployment
115
-
479
-
pensions
1 274
-
5 266
-
health
996
-
4 117
-
total
2 385
-
9 862
-
Corporate
184 452
210 000
-
-
income
16 600
18 900
-
-
total
16 600
18 900
-
-
Dividends
167 852
191 100
-
-
withholding
15 106
17 199
-
-
total
15 106
17 199
-
-
Income
210 000
210 000
210 000
210 000
Total tax
41 233
36 099
51 973
31 733
After tax
168 767
173 901
158 027
178 267
Living cost
16 023
16 023
16 023
16 023
Free-cash
152 744
157 878
142 004
162 244

Estimated living cost  is ₽16023 per week

₽10223
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1155
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽111839
₽107382
₽89740
₽85505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
accident
-
-
-
843
income
-
-
-
64 447
pensions
-
-
-
26 470
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
92 509
Employee
37 315
-
180 180
-
other
36
-
94
-
income
7 194
-
60 983
-
pensions
1 754
-
4 397
-
unemployment
578
-
1 450
-
total
9 562
-
66 924
-
Employer
37 315
-
180 180
-
accident
739
-
1 852
-
other
299
-
749
-
unemployment
2 053
-
5 144
-
pensions
8 806
-
22 075
-
total
11 897
-
29 820
-
Corporate
160 789
210 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

24 119
31 499
-
-
total
24 119
31 499
-
-
Dividends
136 670
178 501
-
-
withholding
29 289
38 911
-
-
total
29 289
38 911
-
-
Income
210 000
210 000
210 000
210 000
Total tax
74 867
70 410
96 744
92 509
After tax
135 133
139 590
113 256
117 491
Living cost
27 751
27 751
27 751
27 751
Free-cash
107 382
111 839
85 505
89 740

Estimated living cost  is ₽27751 per week

₽18731
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5866
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽128284
₽127830
₽132126
₽131928
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
71 651
pensions
-
-
-
2 010
health
-
-
-
1 457
total
-
-
-
75 118
Employee
4 198
-
207 738
-
health
210
-
503
-
income
812
-
71 545
-
pensions
378
-
905
-
unemployment
42
-
101
-
total
1 442
-
73 054
-
Employer
4 198
-
207 738
-
unemployment
84
-
201
-
pensions
462
-
1 106
-
health
399
-
955
-
total
945
-
2 262
-
Corporate
204 858
210 000
-
-
income
45 069
46 200
-
-
total
45 069
46 200
-
-
Dividends
159 789
163 800
-
-
withholding
31 958
32 760
-
-
total
31 958
32 760
-
-
Income
210 000
210 000
210 000
210 000
Total tax
79 414
78 960
75 316
75 118
After tax
130 586
131 040
134 684
134 882
Living cost
2 756
2 756
2 756
2 756
Free-cash
127 830
128 284
131 928
132 126

Estimated living cost  is ₽2756 per week

₽1638
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽63
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽134272
₽129307
₽116070
₽116071
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
210 000
income
-
-
-
48 284
pensions
-
-
-
19 392
unemployment
-
-
-
1 119
health
-
-
-
7 682
total
-
-
-
76 477
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 319
-
196 649
-
health
1 355
-
3 841
-
income
3 628
-
48 284
-
pensions
3 685
-
10 442
-
unemployment
197
-
559
-
total
8 865
-
63 126
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 319
-
196 649
-
unemployment
197
-
559
-
pensions
3 158
-
8 950
-
health
1 355
-
3 841
-
total
4 710
-
13 350
-
Corporate
178 970
210 000
-
-
income
26 846
31 500
-
-
total
26 846
31 500
-
-
Dividends
152 125
178 500
-
-
withholding
22 819
26 775
-
-
total
22 819
26 775
-
-
Income
210 000
210 000
210 000
210 000
Total tax
63 240
58 275
76 476
76 477
After tax
146 760
151 725
133 524
133 523
Living cost
17 453
17 453
17 453
17 453
Free-cash
129 307
134 272
116 071
116 070

Estimated living cost  is ₽17453 per week

₽11751
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1350
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3847
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽92241
₽91878
₽83192
₽67270
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
210 000
income
-
-
-
26 628
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
72 974
total
-
-
-
99 602
Employee
39 168
-
169 697
-
social contributions
4 309
-
18 666
-
surtax
-
-
-
-
income
7 653
-
56 555
-
total
11 962
-
75 221
-
Employer
39 168
-
169 697
-
social contributions
9 302
-
40 303
-
total
9 302
-
40 303
-
Corporate
161 530
210 000
-
-
surtax
-
-
-
-
income
33 922
44 101
-
-
total
33 922
44 101
-
-
Dividends
127 608
165 899
-
-
withholding
35 730
46 452
-
-
total
35 730
46 452
-
-
Income
210 000
210 000
210 000
210 000
Total tax
90 916
90 553
115 524
99 602
After tax
119 084
119 447
94 476
110 398
Living cost
27 206
27 206
27 206
27 206
Free-cash
91 878
92 241
67 270
83 192

Estimated living cost  is ₽27206 per week

₽19270
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5565
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽104123
₽97518
₽82024
₽77789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
accident
-
-
-
843
income
-
-
-
64 447
pensions
-
-
-
26 470
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
92 509
Employee
48 738
-
180 180
-
other
48
-
94
-
income
10 180
-
60 983
-
pensions
2 290
-
4 397
-
unemployment
755
-
1 450
-
total
13 273
-
66 924
-
Employer
48 738
-
180 180
-
accident
965
-
1 852
-
other
391
-
749
-
unemployment
2 681
-
5 144
-
pensions
11 502
-
22 075
-
total
15 539
-
29 820
-
Corporate
145 723
210 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 859
31 499
-
-
total
21 859
31 499
-
-
Dividends
123 864
178 501
-
-
withholding
26 344
38 911
-
-
total
26 344
38 911
-
-
Income
210 000
210 000
210 000
210 000
Total tax
77 015
70 410
96 744
92 509
After tax
132 985
139 590
113 256
117 491
Living cost
35 467
35 467
35 467
35 467
Free-cash
97 518
104 123
77 789
82 024

Estimated living cost  is ₽35467 per week

₽25471
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2758
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6739
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽162180
₽156028
₽151712
₽160294
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
31 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 220
unemployment
-
-
-
141
health
-
-
-
4 056
total
-
-
-
40 917
Employee
23 001
-
203 080
-
health
1 058
-
1 622
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
income
2 300
-
20 308
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 019
-
3 097
-
total
5 630
-
25 415
-
Employer
23 001
-
203 080
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
unemployment
138
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 535
-
3 887
-
health
1 587
-
2 434
-
total
4 513
-
6 921
-
Corporate
182 486
210 000
-
-
income
18 248
21 000
-
-
total
18 248
21 000
-
-
Dividends
164 238
189 000
-
-
withholding
8 211
9 450
-
-
total
8 211
9 450
-
-
Income
210 000
210 000
210 000
210 000
Total tax
36 602
30 450
32 336
40 917
After tax
173 398
179 550
177 664
169 083
Living cost
17 370
17 370
17 370
17 370
Free-cash
156 028
162 180
160 294
151 712

Estimated living cost  is ₽17370 per week

₽11489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽994
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4474
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽69062
₽82267
₽68489
₽91891
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
210 000
trade
-
-
-
23 402
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 487
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 767
total
-
-
-
102 550
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 212
-
210 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

228
-
3 767
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 129
-
68 487
-
total
11 251
-
79 148
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
159 788
210 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 318
1 733
-
-
income
23 967
31 499
-
-
trade
22 929
30 136
-
-
chamber of commerce
387
462
-
-
total
48 601
63 830
-
-
Dividends
111 187
146 170
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 507
1 988
-
-
withholding
27 413
36 159
-
-
total
28 920
38 147
-
-
Income
210 000
210 000
210 000
210 000
Total tax
88 772
101 977
79 148
102 550
After tax
121 228
108 023
130 852
107 450
Living cost
38 961
38 961
38 961
38 961
Free-cash
82 267
69 062
91 891
68 489

Estimated living cost  is ₽38961 per week

₽26876
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4192
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽89512
₽91742
₽49413
₽49413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
67 319
social contributions
-
-
-
35 781
total
-
-
-
103 100
Employee
78 939
-
210 000
-
income
14 896
-
67 319
-
social contributions
6 558
-
35 781
-
total
21 454
-
103 100
-
Employer
78 939
-
210 000
-
total
-
-
-
-
Corporate
131 061
210 000
-
-
income
16 382
26 250
-
-
total
16 382
26 250
-
-
Dividends
114 679
183 750
-
-
withholding
22 935
36 751
-
-
total
22 935
36 751
-
-
Income
210 000
210 000
210 000
210 000
Total tax
60 771
63 001
103 100
103 100
After tax
149 229
146 999
106 900
106 900
Living cost
57 487
57 487
57 487
57 487
Free-cash
91 742
89 512
49 413
49 413

Estimated living cost  is ₽57487 per week

₽43735
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4684
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8518
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽94536
₽98063
₽135127
₽110713
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
210 000
income
-
-
-
31 499
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 741
total
-
-
-
38 240
Employee
46 295
-
205 358
-
income
5 023
-
53 370
-
social contributions
4 638
-
4 642
-
total
9 661
-
58 012
-
Employer
46 295
-
205 358
-
social contributions
4 638
-
4 642
-
total
4 638
-
4 642
-
Corporate
159 067
210 000
-
-
income
55 673
73 499
-
-
total
55 673
73 499
-
-
Dividends
103 393
136 501
-
-
social contributions
5 332
5 332
-
-
total
5 332
5 332
-
-
Income
210 000
210 000
210 000
210 000
Total tax
75 304
78 831
62 654
38 240
After tax
134 696
131 169
147 346
171 760
Living cost
36 633
36 633
36 633
36 633
Free-cash
98 063
94 536
110 713
135 127

Estimated living cost  is ₽36633 per week

₽24130
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2888
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽561
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9053
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽96440
₽102433
₽99266
₽80434
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
income
-
-
-
63 374
pensions
-
-
-
9 745
total
-
-
-
73 119
Employee
51 632
-
183 155
-
health
674
-
2 532
-
income
9 403
-
50 820
-
pensions
3 941
-
11 754
-
total
14 018
-
65 106
-
Employer
51 632
-
183 155
-
pensions
5 217
-
23 366
-
health
981
-
3 479
-
total
6 198
-
26 845
-
Corporate
152 170
210 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

28 913
39 899
-
-
total
28 913
39 899
-
-
Dividends
123 257
170 101
-
-
withholding
20 823
36 046
-
-
total
20 823
36 046
-
-
Income
210 000
210 000
210 000
210 000
Total tax
69 952
75 945
91 951
73 119
After tax
140 048
134 055
118 049
136 881
Living cost
37 615
37 615
37 615
37 615
Free-cash
102 433
96 440
80 434
99 266

Estimated living cost  is ₽37615 per week

₽25804
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3459
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽6886
₽13343
₽119540
₽91342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
accident
-
-
-
253
income
-
-
-
59 577
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
66 564
Employee
37 589
-
191 076
-
health
4 304
-
21 878
-
income
5 157
-
46 307
-
pensions
4 233
-
7 653
-
total
13 694
-
75 838
-
Employer
37 589
-
191 076
-
accident
628
-
3 191
-
unemployment
921
-
4 681
-
pensions
6 112
-
11 052
-
total
7 661
-
18 924
-
Corporate
164 751
210 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

148 276
189 000
-
-
total
148 276
189 000
-
-
Dividends
16 475
21 000
-
-
withholding
3 130
3 990
-
-
total
3 130
3 990
-
-
Income
210 000
210 000
210 000
210 000
Total tax
172 761
192 990
94 762
66 564
After tax
37 239
17 010
115 238
143 436
Living cost
23 896
23 896
23 896
23 896
Free-cash
13 343
-6 886
91 342
119 540

Estimated living cost  is ₽23896 per week

₽17537
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1392
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4485
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽147019
₽143965
₽116876
₽139068
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
210 000
work injury
-
-
-
807
health insurance
-
-
-
11 943
income
-
-
-
35 111
pensions
-
-
-
29 695
unemployment
-
-
-
1 937
total
-
-
-
79 493
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 810
-
210 000
-
work injury
109
-
403
-
income
2 181
-
35 111
-
pensions
4 013
-
14 848
-
health insurance
1 614
-
5 971
-
unemployment
262
-
968
-
total
8 179
-
57 301
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
188 190
210 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

18 819
21 000
-
-
total
18 819
21 000
-
-
Dividends
169 371
189 000
-
-
withholding
25 406
28 350
-
-
total
25 406
28 350
-
-
Income
210 000
210 000
210 000
210 000
Total tax
52 404
49 350
57 301
79 493
After tax
157 596
160 650
152 699
130 507
Living cost
13 631
13 631
13 631
13 631
Free-cash
143 965
147 019
139 068
116 876

Estimated living cost  is ₽13631 per week

₽8445
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽70412
₽65820
₽57377
₽49085
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
municipal
-
-
-
1 436
regional
-
-
-
4 974
national
-
-
-
55 501
social contributions
-
-
-
50 509
total
-
-
-
112 420
Employee
85 039
-
210 000
-
social contributions
28 675
-
66 218
-
regional
1 284
-
4 452
-
municipal
507
-
1 295
-
national
14 371
-
48 747
-
total
44 837
-
120 712
-
Employer
85 039
-
210 000
-
total
-
-
-
-
Corporate
124 961
210 000
-
-
nationa
29 990
50 399
-
-
municipal
6 023
10 121
-
-
total
36 013
60 520
-
-
Dividends
88 948
149 479
-
-
withholding
23 127
38 865
-
-
total
23 127
38 865
-
-
Income
210 000
210 000
210 000
210 000
Total tax
103 977
99 385
120 712
112 420
After tax
106 023
110 615
89 288
97 580
Living cost
40 203
40 203
40 203
40 203
Free-cash
65 820
70 412
49 085
57 377

Estimated living cost  is ₽40203 per week

₽28240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽607
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8589
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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