Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 210000
per

Your estimated
City
free-cash

Valencia , Spain
₽11910
₽33241
₽9346
₽7718
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
other
-
-
-
210
unemployment
-
-
-
1 470
income
-
-
-
30 615
pensions
-
-
-
59 430
accident
-
-
-
1 890
total
-
-
-
93 615
Employee
146 117
-
159 239
-
unemployment
2 265
-
2 467
-
other
142
-
157
-
pensions
6 869
-
7 484
-
income
28 170
-
31 125
-
total
37 446
-
41 233
-
Employer
146 117
-
159 239
-
other
1 170
-
1 267
-
accident
2 895
-
3 150
-
pensions
34 481
-
37 578
-
unemployment
8 039
-
8 759
-
total
46 585
-
50 754
-
Corporate
17 299
210 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 595
31 504
-
-
total
2 595
31 504
-
-
Dividends
14 704
178 496
-
-
withholding
2 797
36 588
-
-
total
2 797
36 588
-
-
Income
210 000
210 000
210 000
210 000
Total tax
89 423
68 092
91 987
93 615
After tax
120 577
141 908
118 013
116 385
Living cost
108 667
108 667
108 667
108 667
Free-cash
11 910
33 241
9 346
7 718

Estimated living cost  is ₽108667 per month

₽73348
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1905
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22970
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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