Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 210000
per

Your estimated
City
free-cash

Valencia , Spain
₽17804
₽16319
₽23558
₽42709
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
other
-
-
-
212
unemployment
-
-
-
1 471
pensions
-
-
-
59 427
income
-
-
-
31 554
accident
-
-
-
1 888
total
-
-
-
94 552
Employee
133 293
-
159 234
-
pensions
6 266
-
7 484
-
income
25 698
-
32 190
-
unemployment
2 066
-
2 470
-
other
130
-
157
-
total
34 160
-
42 301
-
Employer
133 293
-
159 234
-
other
1 067
-
1 279
-
accident
2 641
-
3 154
-
pensions
31 454
-
37 577
-
unemployment
7 333
-
8 756
-
total
42 495
-
50 766
-
Corporate
34 212
210 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 131
31 502
-
-
total
5 131
31 502
-
-
Dividends
29 081
178 498
-
-
withholding
5 527
36 660
-
-
total
5 527
36 660
-
-
Income
210 000
210 000
210 000
210 000
Total tax
87 313
68 162
93 067
94 552
After tax
122 687
141 838
116 933
115 448
Living cost
99 129
99 129
99 129
99 129
Free-cash
23 558
42 709
17 804
16 319

Estimated living cost  is ₽99129 per month

₽66911
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽9529
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1738
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽20954
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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