Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 210000
per

Your estimated
City
free-cash

Valencia , Spain
₽7035
₽29283
₽5527
₽3895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
other
-
-
-
210
unemployment
-
-
-
1 469
income
-
-
-
30 443
pensions
-
-
-
59 431
accident
-
-
-
1 889
total
-
-
-
93 442
Employee
151 491
-
159 222
-
unemployment
2 348
-
2 465
-
other
148
-
155
-
pensions
7 122
-
7 487
-
income
29 206
-
30 948
-
total
38 824
-
41 055
-
Employer
151 491
-
159 222
-
other
1 213
-
1 275
-
accident
3 001
-
3 149
-
pensions
35 749
-
37 576
-
unemployment
8 335
-
8 755
-
total
48 298
-
50 755
-
Corporate
10 211
210 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 532
31 504
-
-
total
1 532
31 504
-
-
Dividends
8 680
178 496
-
-
withholding
1 648
36 550
-
-
total
1 648
36 550
-
-
Income
210 000
210 000
210 000
210 000
Total tax
90 302
68 054
91 810
93 442
After tax
119 698
141 946
118 190
116 558
Living cost
112 663
112 663
112 663
112 663
Free-cash
7 035
29 283
5 527
3 895

Estimated living cost  is ₽112663 per month

₽76046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10830
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1975
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23814
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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