Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 210000
per

Your estimated
City
free-cash

Valencia , Spain
₽5962
₽31428
₽9676
₽7587
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
accident
-
-
-
1 891
other
-
-
-
214
pensions
-
-
-
59 433
unemployment
-
-
-
1 472
income
-
-
-
30 529
total
-
-
-
93 539
Employee
148 581
-
159 237
-
pensions
6 985
-
7 481
-
unemployment
2 303
-
2 471
-
other
145
-
160
-
income
28 645
-
31 040
-
total
38 078
-
41 152
-
Employer
148 581
-
159 237
-
accident
2 943
-
3 149
-
pensions
35 062
-
37 578
-
other
1 190
-
1 273
-
unemployment
8 175
-
8 762
-
total
47 370
-
50 762
-
Corporate
14 050
210 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 105
31 501
-
-
total
2 105
31 501
-
-
Dividends
11 945
178 499
-
-
withholding
2 272
36 572
-
-
total
2 272
36 572
-
-
Income
210 000
210 000
210 000
210 000
Total tax
89 825
68 073
91 914
93 539
After tax
120 175
141 927
118 086
116 461
Living cost
110 499
110 499
110 499
110 499
Free-cash
9 676
31 428
7 587
5 962

Estimated living cost  is ₽110499 per month

₽74585
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10622
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1937
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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