Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 210000
per

Your estimated
City
free-cash

Valencia , Spain
₽7345
₽5754
₽29534
₽4141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
accident
-
-
-
1 893
income
-
-
-
30 452
pensions
-
-
-
59 429
other
-
-
-
209
unemployment
-
-
-
1 466
total
-
-
-
93 449
Employee
151 150
-
159 236
-
unemployment
2 343
-
2 467
-
pensions
7 106
-
7 486
-
income
29 141
-
30 964
-
other
147
-
163
-
total
38 737
-
41 080
-
Employer
151 150
-
159 236
-
pensions
35 668
-
37 577
-
other
1 210
-
1 272
-
unemployment
8 316
-
8 758
-
accident
2 994
-
3 149
-
total
48 188
-
50 756
-
Corporate
10 661
210 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 598
31 503
-
-
total
1 598
31 503
-
-
Dividends
9 063
178 497
-
-
withholding
1 722
36 553
-
-
total
1 722
36 553
-
-
Income
210 000
210 000
210 000
210 000
Total tax
90 245
68 056
91 836
93 449
After tax
119 755
141 944
118 164
116 551
Living cost
112 410
112 410
112 410
112 410
Free-cash
7 345
29 534
5 754
4 141

Estimated living cost  is ₽112410 per month

₽75875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10806
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1970
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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