Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 210000
per

Your estimated
City
free-cash

Valencia , Spain
₽9753
₽14502
₽11333
₽35358
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
other
-
-
-
213
pensions
-
-
-
59 430
income
-
-
-
30 700
accident
-
-
-
1 890
unemployment
-
-
-
1 471
total
-
-
-
93 704
Employee
143 262
-
159 238
-
pensions
6 735
-
7 485
-
income
27 620
-
31 245
-
other
140
-
162
-
unemployment
2 220
-
2 470
-
total
36 715
-
41 362
-
Employer
143 262
-
159 238
-
pensions
33 807
-
37 579
-
other
1 147
-
1 272
-
unemployment
7 882
-
8 757
-
accident
2 838
-
3 154
-
total
45 674
-
50 762
-
Corporate
21 065
210 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 162
31 498
-
-
total
3 162
31 498
-
-
Dividends
17 903
178 502
-
-
withholding
3 404
36 601
-
-
total
3 404
36 601
-
-
Income
210 000
210 000
210 000
210 000
Total tax
88 955
68 099
92 124
93 704
After tax
121 045
141 901
117 876
116 296
Living cost
106 543
106 543
106 543
106 543
Free-cash
14 502
35 358
11 333
9 753

Estimated living cost  is ₽106543 per month

₽71915
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10242
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1868
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22521
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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