Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 210000
per

Your estimated
City
free-cash

Valencia , Spain
-₽210
₽23350
-₽1840
-₽399
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
pensions
-
-
-
59 428
accident
-
-
-
1 891
unemployment
-
-
-
1 474
other
-
-
-
213
income
-
-
-
30 185
total
-
-
-
93 191
Employee
159 539
-
159 227
-
unemployment
2 473
-
2 465
-
pensions
7 500
-
7 484
-
other
156
-
156
-
income
30 758
-
30 692
-
total
40 887
-
40 797
-
Employer
159 539
-
159 227
-
pensions
37 648
-
37 574
-
other
1 277
-
1 277
-
unemployment
8 777
-
8 761
-
accident
3 161
-
3 152
-
total
50 863
-
50 764
-
Corporate
-
210 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
31 499
-
-
total
-
31 499
-
-
Dividends
-
178 501
-
-
withholding
-
36 502
-
-
total
-
36 502
-
-
Income
210 000
210 000
210 000
210 000
Total tax
91 750
68 001
91 561
93 191
After tax
118 250
141 999
118 439
116 809
Living cost
118 649
118 649
118 649
118 649
Free-cash
-399
23 350
-210
-1 840

Estimated living cost  is ₽118649 per month

₽80086
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11406
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2080
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25080
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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