Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 210000
per

Your estimated
City
free-cash

Valencia , Spain
₽12290
₽33553
₽9635
₽8013
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
other
-
-
-
209
unemployment
-
-
-
1 473
income
-
-
-
30 625
pensions
-
-
-
59 432
accident
-
-
-
1 892
total
-
-
-
93 631
Employee
145 700
-
159 227
-
unemployment
2 258
-
2 468
-
other
142
-
157
-
pensions
6 850
-
7 485
-
income
28 090
-
31 133
-
total
37 340
-
41 243
-
Employer
145 700
-
159 227
-
other
1 167
-
1 279
-
accident
2 886
-
3 156
-
pensions
34 382
-
37 575
-
unemployment
8 016
-
8 756
-
total
46 451
-
50 766
-
Corporate
17 849
210 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 677
31 503
-
-
total
2 677
31 503
-
-
Dividends
15 172
178 497
-
-
withholding
2 886
36 588
-
-
total
2 886
36 588
-
-
Income
210 000
210 000
210 000
210 000
Total tax
89 354
68 091
92 009
93 631
After tax
120 646
141 909
117 991
116 369
Living cost
108 356
108 356
108 356
108 356
Free-cash
12 290
33 553
9 635
8 013

Estimated living cost  is ₽108356 per month

₽73139
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10416
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1899
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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