Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 210000
per

Your estimated
City
free-cash

Valencia , Spain
₽5964
₽4677
₽28423
₽3056
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
210 000
accident
-
-
-
1 888
income
-
-
-
30 404
pensions
-
-
-
59 430
other
-
-
-
212
unemployment
-
-
-
1 473
total
-
-
-
93 407
Employee
152 666
-
159 236
-
unemployment
2 366
-
2 468
-
pensions
7 177
-
7 483
-
income
29 433
-
30 914
-
other
149
-
157
-
total
39 125
-
41 022
-
Employer
152 666
-
159 236
-
pensions
36 026
-
37 577
-
other
1 222
-
1 277
-
unemployment
8 399
-
8 760
-
accident
3 024
-
3 150
-
total
48 671
-
50 764
-
Corporate
8 662
210 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 301
31 497
-
-
total
1 301
31 497
-
-
Dividends
7 362
178 503
-
-
withholding
1 402
36 543
-
-
total
1 402
36 543
-
-
Income
210 000
210 000
210 000
210 000
Total tax
90 499
68 040
91 786
93 407
After tax
119 501
141 960
118 214
116 593
Living cost
113 537
113 537
113 537
113 537
Free-cash
5 964
28 423
4 677
3 056

Estimated living cost  is ₽113537 per month

₽76636
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10914
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1990
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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