Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 21000
per

Your estimated
City
free-cash

Andorra , Andorra
-₽11467
-₽13399
-₽10846
-₽8948
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
social contributions
-
-
-
4 620
income
-
-
-
-
total
-
-
-
4 620
Employee
29 782
-
18 182
-
social contributions
1 936
-
1 181
-
income
-
-
-
-
total
1 936
-
1 181
-
Employer
29 782
-
18 182
-
social contributions
4 616
-
2 818
-
total
4 616
-
2 818
-
Corporate
-
21 000
-
-
income
-
2 101
-
-
total
-
2 101
-
-
Dividends
-
18 899
-
-
total
-
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
6 552
2 101
3 999
4 620
After tax
14 448
18 899
17 001
16 380
Living cost
27 847
27 847
27 847
27 847
Free-cash
-13 399
-8 948
-10 846
-11 467

Estimated living cost  is ₽27847 per week

₽18005
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2099
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7218
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽19813
-₽32027
-₽24073
-₽29470
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
surtax
-
-
-
-
unemployment
-
-
-
5 682
health
-
-
-
1 607
chamber of commerce
-
-
-
84
pensions
-
-
-
3 885
income
-
-
-
-
total
-
-
-
11 258
Employee
40 495
36 918
36 918
-
unemployment
1 215
1 108
452
-
other
404
369
151
-
income
3 607
2 723
3 966
-
pensions
4 147
3 780
1 544
-
health
1 566
1 429
584
-
total
10 939
9 409
6 697
-
Employer
40 495
36 918
36 918
-
pensions
5 082
4 634
1 892
-
surtax
-
-
-
-
payroll
1 215
1 108
1 108
-
other
1 923
1 753
1 568
-
health
1 531
1 396
570
-
accident
526
480
195
-
unemployment
1 215
1 108
452
-
chamber of commerce
162
148
148
-
total
11 654
10 627
5 933
-
Corporate
3 516
3 516
11 553
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

879
879
2 888
-
total
879
879
2 888
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
23 472
20 915
15 518
11 258
After tax
-2 472
85
5 482
9 742
Living cost
29 555
29 555
29 555
29 555
Free-cash
-32 027
-29 470
-24 073
-19 813

Estimated living cost  is ₽29555 per week

₽17729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3018
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8280
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽23083
-₽39679
-₽27253
-₽32740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
surtax
-
-
-
183
unemployment
-
-
-
5 682
health
-
-
-
1 607
chamber of commerce
-
-
-
84
pensions
-
-
-
3 885
income
-
-
-
-
total
-
-
-
11 441
Employee
46 296
36 918
36 918
-
unemployment
1 389
1 108
448
-
other
462
369
149
-
income
5 270
2 723
3 977
-
pensions
4 741
3 780
1 528
-
health
1 791
1 429
577
-
total
13 653
9 409
6 679
-
Employer
46 296
36 918
36 918
-
pensions
5 810
4 634
1 872
-
surtax
183
183
183
-
payroll
1 389
1 108
1 108
-
other
2 199
1 753
1 566
-
health
1 749
1 396
564
-
accident
601
480
193
-
unemployment
1 389
1 108
448
-
chamber of commerce
185
148
148
-
total
13 505
10 810
6 082
-
Corporate
3 516
3 516
11 401
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

879
879
2 850
-
total
879
879
2 850
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
28 037
21 098
15 611
11 441
After tax
-7 037
-98
5 389
9 559
Living cost
32 642
32 642
32 642
32 642
Free-cash
-39 679
-32 740
-27 253
-23 083

Estimated living cost  is ₽32642 per week

₽21771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7551
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽22657
-₽64554
-₽24023
-₽21739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
national
-
-
-
4 029
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
967
social contributions
-
-
-
4 884
total
-
-
-
9 880
Employee

The minimum management director salary is set at €45,000 per year.

66 264
-
16 262
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

577
-
141
-
national
20 372
-
3 535
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 456
-
849
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 970
-
1 220
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 113
-
763
-
total
32 488
-
6 508
-
Employer

The minimum management director salary is set at €45,000 per year.

66 264
-
16 262
-
surtax
7 514
-
1 846
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 872
-
1 442
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 075
-
1 000
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

861
-
213
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

967
-
237
-
total
19 289
-
4 738
-
Corporate
-
21 000
-
-
income
-
4 200
-
-
surtax
-
84
-
-
total
-
4 284
-
-
Dividends
-
16 716
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
4 678
-
-
total
-
4 678
-
-
Income
21 000
21 000
21 000
21 000
Total tax
51 777
8 962
11 246
9 880
After tax
-30 777
12 038
9 754
11 120
Living cost
33 777
33 777
33 777
33 777
Free-cash
-64 554
-21 739
-24 023
-22 657

Estimated living cost  is ₽33777 per week

₽21757
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
-₽3672
-₽4210
-₽2658
₽2040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
unemployment
-
-
-
84
health
-
-
-
2 415
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 108
income
-
-
-
3 150
total
-
-
-
8 757
Employee
21 074
-
17 556
-
accident

We are using the highest rate at 1.1%.

232
-
193
-
income
2 108
-
1 756
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 850
-
1 541
-
health
970
-
808
-
total
5 160
-
4 298
-
Employer
21 074
-
17 556
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 322
-
1 935
-
health
1 454
-
1 212
-
accident

We are using the highest rate at 1.1%.

232
-
193
-
unemployment
127
-
105
-
total
4 135
-
3 445
-
Corporate
-
21 000
-
-
income
-
2 100
-
-
total
-
2 100
-
-
Dividends
-
18 900
-
-
withholding
-
945
-
-
total
-
945
-
-
Income
21 000
21 000
21 000
21 000
Total tax
9 295
3 045
7 743
8 757
After tax
11 705
17 955
13 257
12 243
Living cost
15 915
15 915
15 915
15 915
Free-cash
-4 210
2 040
-2 658
-3 672

Estimated living cost  is ₽15915 per week

₽10526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4099
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽113
₽1526
₽1127
₽5825
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
unemployment
-
-
-
84
health
-
-
-
2 415
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 108
income
-
-
-
3 150
total
-
-
-
8 757
Employee
16 062
-
17 556
-
accident

We are using the highest rate at 1.1%.

177
-
193
-
income
1 606
-
1 756
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 410
-
1 541
-
health
739
-
808
-
total
3 932
-
4 298
-
Employer
16 062
-
17 556
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 770
-
1 935
-
health
1 109
-
1 212
-
accident

We are using the highest rate at 1.1%.

177
-
193
-
unemployment
96
-
105
-
total
3 152
-
3 445
-
Corporate
1 786
21 000
-
-
income
179
2 100
-
-
total
179
2 100
-
-
Dividends
1 607
18 900
-
-
withholding
81
945
-
-
total
81
945
-
-
Income
21 000
21 000
21 000
21 000
Total tax
7 344
3 045
7 743
8 757
After tax
13 656
17 955
13 257
12 243
Living cost
12 130
12 130
12 130
12 130
Free-cash
1 526
5 825
1 127
113

Estimated living cost  is ₽12130 per week

₽7082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽321
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3861
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
-₽6840
-₽14741
-₽13298
-₽21395
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 217
health
-
-
-
898
social contributions
-
-
-
5 494
income
-
-
-
-
total
-
-
-
6 392
Employee
71 234
71 234
71 234
-
income
7 756
6 594
8 009
-
social contributions
2 693
5 912
1 994
-
health
552
1 211
408
-
total
11 001
13 717
10 411
-
Employer
71 234
71 234
71 234
-
social contributions
2 693
5 912
1 994
-
health
599
1 318
445
-
total
3 292
7 230
2 439
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
14 293
20 947
12 850
6 392
After tax
6 707
53
8 150
14 608
Living cost
21 448
21 448
21 448
21 448
Free-cash
-14 741
-21 395
-13 298
-6 840

Estimated living cost  is ₽21448 per week

₽12854
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
-₽15439
-₽24929
-₽21897
-₽29994
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 217
health
-
-
-
898
social contributions
-
-
-
5 494
income
-
-
-
-
total
-
-
-
6 392
Employee
71 234
71 234
71 234
-
income
7 480
6 594
8 009
-
social contributions
3 461
5 912
1 994
-
health
708
1 211
408
-
total
11 649
13 717
10 411
-
Employer
71 234
71 234
71 234
-
social contributions
3 461
5 912
1 994
-
health
772
1 318
445
-
total
4 233
7 230
2 439
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
15 882
20 947
12 850
6 392
After tax
5 118
53
8 150
14 608
Living cost
30 047
30 047
30 047
30 047
Free-cash
-24 929
-29 994
-21 897
-15 439

Estimated living cost  is ₽30047 per week

₽20540
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6656
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽11183
-₽21193
-₽10755
-₽6953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
health
-
-
-
2 835
social contributions
-
-
-
6 132
income
-
-
-
1 805
solidarity contribution
-
-
-
-
total
-
-
-
10 772
Employee
31 487
-
15 672
-
income
3 778
-
1 881
-
social contributions
2 047
-
1 019
-
health
4 251
-
2 116
-
solidarity contribution
-
-
-
-
total
10 076
-
5 016
-
Employer
31 487
-
15 672
-
social contributions
7 872
-
3 918
-
health
2 834
-
1 410
-
total
10 706
-
5 328
-
Corporate
-
21 000
-
-
income
-
3 990
-
-
total
-
3 990
-
-
Dividends
-
17 010
-
-
withholding
-
2 552
-
-
total
-
2 552
-
-
Income
21 000
21 000
21 000
21 000
Total tax
20 782
6 542
10 344
10 772
After tax
218
14 458
10 656
10 228
Living cost
21 411
21 411
21 411
21 411
Free-cash
-21 193
-6 953
-10 755
-11 183

Estimated living cost  is ₽21411 per week

₽14872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽16156
-₽30992
-₽15728
-₽11926
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
health
-
-
-
2 835
social contributions
-
-
-
6 132
income
-
-
-
1 805
solidarity contribution
-
-
-
-
total
-
-
-
10 772
Employee
38 800
-
15 672
-
income
4 656
-
1 881
-
social contributions
2 522
-
1 019
-
health
5 238
-
2 116
-
solidarity contribution
-
-
-
-
total
12 416
-
5 016
-
Employer
38 800
-
15 672
-
social contributions
9 700
-
3 918
-
health
3 492
-
1 410
-
total
13 192
-
5 328
-
Corporate
-
21 000
-
-
income
-
3 990
-
-
total
-
3 990
-
-
Dividends
-
17 010
-
-
withholding
-
2 552
-
-
total
-
2 552
-
-
Income
21 000
21 000
21 000
21 000
Total tax
25 608
6 542
10 344
10 772
After tax
-4 608
14 458
10 656
10 228
Living cost
26 384
26 384
26 384
26 384
Free-cash
-30 992
-11 926
-15 728
-16 156

Estimated living cost  is ₽26384 per week

₽19621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4845
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽29028
-₽181412
-₽181412
-₽181412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
national
-
-
-
1 131
pensions
-
-
-
805
municipal
-
-
-
1 734
labour market
-
-
-
1 616
total
-
-
-
5 286
Employee
188 843
188 843
188 843
-
municipal
40 213
40 213
40 213
-
national
23 071
23 071
23 071
-
pensions
268
268
268
-
labour market
15 086
15 086
15 086
-
total
78 638
78 638
78 638
-
Employer
188 843
188 843
188 843
-
pensions
537
537
537
-
labour market
15 107
15 107
15 107
-
municipal
40 277
40 277
40 277
-
national
23 111
23 111
23 111
-
total
79 032
79 032
79 032
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
157 670
157 670
157 670
5 286
After tax
-136 670
-136 670
-136 670
15 714
Living cost
44 742
44 742
44 742
44 742
Free-cash
-181 412
-181 412
-181 412
-29 028

Estimated living cost  is ₽44742 per week

₽30622
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3958
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽688
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9474
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
-₽9010
-₽14163
-₽8161
-₽5575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
health
-
-
-
2 730
pensions
-
-
-
4 200
income
-
-
-
705
total
-
-
-
7 635
Employee
26 280
-
15 694
-
unemployment
420
-
251
-
income
2 959
-
916
-
pensions
526
-
315
-
total
3 905
-
1 482
-
Employer
26 280
-
15 694
-
pensions
5 256
-
3 138
-
health
3 416
-
2 041
-
unemployment
211
-
125
-
total
8 883
-
5 304
-
Corporate
-
21 000
-
-
income
-
4 200
-
-
total
-
4 200
-
-
Dividends
-
16 800
-
-
total
-
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
12 788
4 200
6 786
7 635
After tax
8 212
16 800
14 214
13 365
Living cost
22 375
22 375
22 375
22 375
Free-cash
-14 163
-5 575
-8 161
-9 010

Estimated living cost  is ₽22375 per week

₽15347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5246
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽18346
-₽36933
-₽22274
-₽21034
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
21 000
national
-
-
-
-
health
-
-
-
-
municipal
-
-
-
3 780
total
-
-
-
3 780
Employee
48 739
-
17 667
-
unemployment
731
-
265
-
municipal
7 983
-
2 918
-
national
805
-
-
-
pensions
3 289
-
1 192
-
health
364
-
-
-
total
13 172
-
4 375
-
Employer
48 739
-
17 667
-
pensions
8 456
-
3 066
-
health
374
-
135
-
accident
49
-
18
-
unemployment
316
-
114
-
total
9 195
-
3 333
-
Corporate
-
21 000
-
-
income
-
4 200
-
-
total
-
4 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
12 600
-
-
municipal
-
2 268
-
-
national
-
-
-
-
total
-
2 268
-
-
Income
21 000
21 000
21 000
21 000
Total tax
22 367
6 468
7 708
3 780
After tax
-1 367
14 532
13 292
17 220
Living cost
35 566
35 566
35 566
35 566
Free-cash
-36 933
-21 034
-22 274
-18 346

Estimated living cost  is ₽35566 per week

₽23232
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3421
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8349
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽15974
-₽25443
-₽14818
-₽17970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
surtax
-
-
-
-
health
-
-
-
248
pensions
-
-
-
6 923
social contributions
-
-
-
599
income
-
-
-
-
other
-
-
-
650
total
-
-
-
8 420
Employee
35 391
-
16 002
-
income
1 825
-
-
-
surtax
-
-
-
-
social contributions
1 009
-
457
-
pensions
4 003
-
1 809
-
total
6 837
-
2 266
-
Employer
35 391
-
16 002
-
pensions
5 815
-
2 630
-
social contributions
105
-
47
-
other
1 222
-
552
-
health
2 477
-
1 120
-
unemployment
1 433
-
649
-
total
11 052
-
4 998
-
Corporate
-
21 000
-
-
income
-
5 880
-
-
surtax
-
-
-
-
total
-
5 880
-
-
Dividends
-
15 120
-
-
withholding
-
1 936
-
-
social contributions
-
2 600
-
-
surtax
-
-
-
-
total
-
4 536
-
-
Income
21 000
21 000
21 000
21 000
Total tax
17 889
10 416
7 264
8 420
After tax
3 111
10 584
13 736
12 580
Living cost
28 554
28 554
28 554
28 554
Free-cash
-25 443
-17 970
-14 818
-15 974

Estimated living cost  is ₽28554 per week

₽16560
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2901
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8553
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽19114
-₽31029
-₽17958
-₽21110
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
surtax
-
-
-
-
health
-
-
-
248
pensions
-
-
-
6 923
social contributions
-
-
-
599
income
-
-
-
-
other
-
-
-
650
total
-
-
-
8 420
Employee
39 648
-
16 002
-
income
2 340
-
-
-
surtax
-
-
-
-
social contributions
1 130
-
457
-
pensions
4 483
-
1 809
-
total
7 953
-
2 266
-
Employer
39 648
-
16 002
-
pensions
6 513
-
2 630
-
social contributions
120
-
47
-
other
1 368
-
552
-
health
2 776
-
1 120
-
unemployment
1 605
-
649
-
total
12 382
-
4 998
-
Corporate
-
21 000
-
-
income
-
5 880
-
-
surtax
-
-
-
-
total
-
5 880
-
-
Dividends
-
15 120
-
-
withholding
-
1 936
-
-
social contributions
-
2 600
-
-
surtax
-
-
-
-
total
-
4 536
-
-
Income
21 000
21 000
21 000
21 000
Total tax
20 335
10 416
7 264
8 420
After tax
665
10 584
13 736
12 580
Living cost
31 694
31 694
31 694
31 694
Free-cash
-31 029
-21 110
-17 958
-19 114

Estimated living cost  is ₽31694 per week

₽19985
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽32163
-₽55141
-₽31007
-₽34159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
surtax
-
-
-
-
health
-
-
-
248
pensions
-
-
-
6 923
social contributions
-
-
-
599
income
-
-
-
-
other
-
-
-
650
total
-
-
-
8 420
Employee
58 021
-
16 002
-
income
5 062
-
-
-
surtax
-
-
-
-
social contributions
1 652
-
457
-
pensions
6 563
-
1 809
-
total
13 277
-
2 266
-
Employer
58 021
-
16 002
-
pensions
9 534
-
2 630
-
social contributions
174
-
47
-
other
2 002
-
552
-
health
4 061
-
1 120
-
unemployment
2 350
-
649
-
total
18 121
-
4 998
-
Corporate
-
21 000
-
-
income
-
5 880
-
-
surtax
-
-
-
-
total
-
5 880
-
-
Dividends
-
15 120
-
-
withholding
-
1 936
-
-
social contributions
-
2 600
-
-
surtax
-
-
-
-
total
-
4 536
-
-
Income
21 000
21 000
21 000
21 000
Total tax
31 398
10 416
7 264
8 420
After tax
-10 398
10 584
13 736
12 580
Living cost
44 743
44 743
44 743
44 743
Free-cash
-55 141
-34 159
-31 007
-32 163

Estimated living cost  is ₽44743 per week

₽30281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3660
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽14844
₽12889
₽10854
₽14004
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
21 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
210
total
-
-
-
210
Employee
7 432
-
21 000
-
income
1 486
-
4 200
-
total
1 486
-
4 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

13 568
21 000
-
-
total
-
-
-
-
Dividends
13 568
21 000
-
-
withholding
679
1 050
-
-
total
679
1 050
-
-
Income
21 000
21 000
21 000
21 000
Total tax
2 165
1 050
4 200
210
After tax
18 835
19 950
16 800
20 790
Living cost
5 946
5 946
5 946
5 946
Free-cash
12 889
14 004
10 854
14 844

Estimated living cost  is ₽5946 per week

₽3685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽163
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽11525
₽8948
₽7535
₽10685
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
21 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
210
total
-
-
-
210
Employee
11 581
-
21 000
-
income
2 316
-
4 200
-
total
2 316
-
4 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

9 419
21 000
-
-
total
-
-
-
-
Dividends
9 419
21 000
-
-
withholding
471
1 050
-
-
total
471
1 050
-
-
Income
21 000
21 000
21 000
21 000
Total tax
2 787
1 050
4 200
210
After tax
18 213
19 950
16 800
20 790
Living cost
9 265
9 265
9 265
9 265
Free-cash
8 948
10 685
7 535
11 525

Estimated living cost  is ₽9265 per week

₽6270
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽21094
-₽25093
-₽21094
-₽24723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
21 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 329
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 093
-
21 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 790
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
10 328
-
6 329
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
21 000
-
-
trade
-
3 013
-
-
income
-
3 150
-
-
chamber of commerce
-
172
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
174
-
-
total
-
6 509
-
-
Dividends
-
14 490
-
-
withholding
-
3 270
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
179
-
-
total
-
3 449
-
-
Income
21 000
21 000
21 000
21 000
Total tax
10 328
9 958
6 329
6 329
After tax
10 672
11 042
14 671
14 671
Living cost
35 765
35 765
35 765
35 765
Free-cash
-25 093
-24 723
-21 094
-21 094

Estimated living cost  is ₽35765 per week

₽24671
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6726
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
-₽13388
-₽14432
-₽13388
-₽17235
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
21 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 329
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 432
-
21 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

990
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

54
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
7 373
-
6 329
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
21 000
-
-
trade
-
3 307
-
-
income
-
3 150
-
-
chamber of commerce
-
171
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
174
-
-
total
-
6 802
-
-
Dividends
-
14 198
-
-
withholding
-
3 198
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
176
-
-
total
-
3 374
-
-
Income
21 000
21 000
21 000
21 000
Total tax
7 373
10 176
6 329
6 329
After tax
13 627
10 824
14 671
14 671
Living cost
28 059
28 059
28 059
28 059
Free-cash
-14 432
-17 235
-13 388
-13 388

Estimated living cost  is ₽28059 per week

₽17650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6614
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽21721
-₽25979
-₽21721
-₽25676
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
21 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 329
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 979
-
21 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 036
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
10 587
-
6 329
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
21 000
-
-
trade
-
3 454
-
-
income
-
3 150
-
-
chamber of commerce
-
171
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
174
-
-
total
-
6 949
-
-
Dividends
-
14 051
-
-
withholding
-
3 161
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
174
-
-
total
-
3 335
-
-
Income
21 000
21 000
21 000
21 000
Total tax
10 587
10 284
6 329
6 329
After tax
10 413
10 716
14 671
14 671
Living cost
36 392
36 392
36 392
36 392
Free-cash
-25 979
-25 676
-21 721
-21 721

Estimated living cost  is ₽36392 per week

₽24339
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7672
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽27767
-₽34674
-₽27767
-₽31831
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
21 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 329
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 674
-
21 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 547
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

360
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
13 236
-
6 329
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
21 000
-
-
trade
-
3 602
-
-
income
-
3 150
-
-
chamber of commerce
-
171
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
174
-
-
total
-
7 097
-
-
Dividends
-
13 903
-
-
withholding
-
3 124
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
172
-
-
total
-
3 296
-
-
Income
21 000
21 000
21 000
21 000
Total tax
13 236
10 393
6 329
6 329
After tax
7 764
10 607
14 671
14 671
Living cost
42 438
42 438
42 438
42 438
Free-cash
-34 674
-31 831
-27 767
-27 767

Estimated living cost  is ₽42438 per week

₽30995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3395
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
-₽8730
-₽16765
-₽9174
-₽7599
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
surtax
-
-
-
-
unemployment
-
-
-
211
health
-
-
-
1 491
pensions
-
-
-
4 200
income
-
-
-
3 020
other
-
-
-
-
total
-
-
-
8 922
Employee
31 197
-
17 349
-
unemployment
2 171
-
1 208
-
other
-
-
-
-
income
5 230
-
2 909
-
surtax
111
-
-
-
pensions
2 081
-
1 157
-
health
796
-
441
-
total
10 389
-
5 715
-
Employer
31 197
-
17 349
-
pensions
4 159
-
2 312
-
other
-
-
-
-
health
1 419
-
789
-
unemployment
990
-
550
-
total
6 568
-
3 651
-
Corporate
-
21 000
-
-
income
-
5 460
-
-
total
-
5 460
-
-
Dividends
-
15 540
-
-
withholding
-
2 331
-
-
total
-
2 331
-
-
Income
21 000
21 000
21 000
21 000
Total tax
16 957
7 791
9 366
8 922
After tax
4 043
13 209
11 634
12 078
Living cost
20 808
20 808
20 808
20 808
Free-cash
-16 765
-7 599
-9 174
-8 730

Estimated living cost  is ₽20808 per week

₽12563
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1809
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5954
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
-₽8364
-₽16082
-₽8808
-₽7233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
surtax
-
-
-
-
unemployment
-
-
-
211
health
-
-
-
1 491
pensions
-
-
-
4 200
income
-
-
-
3 020
other
-
-
-
-
total
-
-
-
8 922
Employee
30 635
-
17 349
-
unemployment
2 132
-
1 208
-
other
-
-
-
-
income
5 135
-
2 909
-
surtax
100
-
-
-
pensions
2 043
-
1 157
-
health
782
-
441
-
total
10 192
-
5 715
-
Employer
30 635
-
17 349
-
pensions
4 084
-
2 312
-
other
-
-
-
-
health
1 394
-
789
-
unemployment
970
-
550
-
total
6 448
-
3 651
-
Corporate
-
21 000
-
-
income
-
5 460
-
-
total
-
5 460
-
-
Dividends
-
15 540
-
-
withholding
-
2 331
-
-
total
-
2 331
-
-
Income
21 000
21 000
21 000
21 000
Total tax
16 640
7 791
9 366
8 922
After tax
4 360
13 209
11 634
12 078
Living cost
20 442
20 442
20 442
20 442
Free-cash
-16 082
-7 233
-8 808
-8 364

Estimated living cost  is ₽20442 per week

₽12499
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5585
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
-₽3981
-₽10963
-₽6355
-₽6400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
unemployment
-
-
-
315
health
-
-
-
1 470
pensions
-
-
-
2 100
income
-
-
-
2 567
total
-
-
-
6 452
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 747
10 645
17 573
-
unemployment
401
160
264
-
income
3 270
1 301
2 148
-
pensions
2 675
1 064
1 757
-
health
1 872
745
1 230
-
total
8 218
3 270
5 399
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 747
10 645
17 573
-
pensions
5 216
2 076
3 427
-
total
5 216
2 076
3 427
-
Corporate
-
8 280
-
-
income
-
745
-
-
total
-
745
-
-
Dividends
-
7 534
-
-
withholding
-
1 432
-
-
social contributions
-
1 348
-
-
total
-
2 780
-
-
Income
21 000
21 000
21 000
21 000
Total tax
13 434
8 871
8 826
6 452
After tax
7 566
12 129
12 174
14 548
Living cost
18 529
18 529
18 529
18 529
Free-cash
-10 963
-6 400
-6 355
-3 981

Estimated living cost  is ₽18529 per week

₽12644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1516
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3998
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽29932
-₽54665
-₽29766
-₽31645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
national
-
-
-
2 089
pensions
-
-
-
2 520
social contributions
-
-
-
226
municipal
-
-
-
1 348
total
-
-
-
6 183
Employee
69 369
-
18 154
-
municipal
8 568
-
1 429
-
national
13 277
-
2 215
-
pensions
2 775
-
726
-
total
24 620
-
4 370
-
Employer
69 369
-
18 154
-
pensions
5 550
-
1 452
-
social contributions
746
-
195
-
total
6 296
-
1 647
-
Corporate
-
21 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
4 200
-
-
total
-
4 200
-
-
Dividends
-
16 800
-
-
withholding
-
3 696
-
-
total
-
3 696
-
-
Income
21 000
21 000
21 000
21 000
Total tax
30 916
7 896
6 017
6 183
After tax
-9 916
13 104
14 983
14 817
Living cost
44 749
44 749
44 749
44 749
Free-cash
-54 665
-31 645
-29 766
-29 932

Estimated living cost  is ₽44749 per week

₽30415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽670
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽33559
-₽51465
-₽33559
-₽38072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
social contributions
-
-
-
489
income
-
-
-
1 299
total
-
-
-
1 788
Employee
72 463
-
21 000
-
social contributions
6 020
-
489
-
income
13 674
-
1 299
-
total
19 694
-
1 788
-
Employer
72 463
-
21 000
-
total
-
-
-
-
Corporate
-
21 000
-
-
income
-
2 625
-
-
total
-
2 625
-
-
Dividends
-
18 375
-
-
withholding
-
3 676
-
-
total
-
3 676
-
-
Income
21 000
21 000
21 000
21 000
Total tax
19 694
6 301
1 788
1 788
After tax
1 306
14 699
19 212
19 212
Living cost
52 771
52 771
52 771
52 771
Free-cash
-51 465
-38 072
-33 559
-33 559

Estimated living cost  is ₽52771 per week

₽40147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽28730
-₽61331
-₽30402
-₽27885
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
national
-
-
-
3 178
regional
-
-
-
171
social contributions
-
-
-
7 180
municipal
-
-
-
111
total
-
-
-
10 640
Employee
82 331
-
21 000
-
municipal
436
-
93
-
national
14 266
-
2 665
-
social contributions
27 762
-
9 412
-
regional
777
-
142
-
total
43 241
-
12 312
-
Employer
82 331
-
21 000
-
total
-
-
-
-
Corporate
-
21 000
-
-
nationa
-
5 040
-
-
municipal
-
819
-
-
total
-
5 859
-
-
Dividends
-
15 141
-
-
withholding
-
3 936
-
-
total
-
3 936
-
-
Income
21 000
21 000
21 000
21 000
Total tax
43 241
9 795
12 312
10 640
After tax
-22 241
11 205
8 688
10 360
Living cost
39 090
39 090
39 090
39 090
Free-cash
-61 331
-27 885
-30 402
-28 730

Estimated living cost  is ₽39090 per week

₽27249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽14705
-₽30388
-₽16361
-₽13917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
national
-
-
-
3 178
regional
-
-
-
281
social contributions
-
-
-
7 180
municipal
-
-
-
111
total
-
-
-
10 750
Employee
51 388
-
21 000
-
municipal
272
-
93
-
national
8 141
-
2 665
-
social contributions
17 328
-
9 412
-
regional
692
-
236
-
total
26 433
-
12 406
-
Employer
51 388
-
21 000
-
total
-
-
-
-
Corporate
-
21 000
-
-
nationa
-
5 040
-
-