Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 209500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽157499
₽162840
₽166232
₽167100
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
unemployment
-
-
-
128
health
-
-
-
3 684
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 741
income
-
-
-
31 425
total
-
-
-
39 978
Employee
15 921
-
203 215
-
accident

We are using the highest rate at 1.1%.

175
-
352
-
income
1 592
-
20 322
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 398
-
2 813
-
health
732
-
1 473
-
total
3 897
-
24 960
-
Employer
15 921
-
203 215
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 755
-
3 530
-
health
1 099
-
2 210
-
accident

We are using the highest rate at 1.1%.

175
-
352
-
unemployment
95
-
192
-
total
3 124
-
6 284
-
Corporate
190 455
209 500
-
-
income
19 046
20 950
-
-
total
19 046
20 950
-
-
Dividends
171 409
188 550
-
-
withholding
8 570
9 427
-
-
total
8 570
9 427
-
-
Income
209 500
209 500
209 500
209 500
Total tax
34 637
30 377
31 244
39 978
After tax
174 863
179 123
178 256
169 522
Living cost
12 024
12 024
12 024
12 024
Free-cash
162 840
167 100
166 232
157 499

Estimated living cost  is ₽12024 per week

₽7020
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽319
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3827
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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