Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 209500

per

Your estimated

Best value All models

City

free-cash

Varna , Bulgaria

₽155644

₽164221

₽161372

₽166016

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

209 500

unemployment

140

health

4 016

income

31 425

pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

5 168

total

40 749

Employee

17 356

202 649

income

1 735

20 265

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 524

3 066

health

798

1 606

accident

We are using the highest rate at 1.1%.

191

384

total

4 248

25 321

Employer

17 356

202 649

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 913

3 848

accident

We are using the highest rate at 1.1%.

191

384

health

1 198

2 409

unemployment

104

210

total

3 406

6 851

Corporate

188 738

209 500

income

18 874

20 950

total

18 874

20 950

Dividends

169 864

188 550

withholding

8 493

9 427

total

8 493

9 427

Income

209 500

Total tax

35 021

30 377

32 172

40 749

After tax

174 479

179 123

177 328

168 751

Living cost

13 107

Free-cash

161 372

166 016

164 221

155 644

Estimated living cost is ₽13107 per week

₽7652

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽936

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽347

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽4172

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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