Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 209500
per

Your estimated
City
free-cash

Dresden , Germany
₽75045
₽86210
₽74400
₽100007
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
209 500
trade
-
-
-
25 607
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 279
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 755
total
-
-
-
104 535
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 597
-
209 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
3 755
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 078
-
68 279
-
total
8 031
-
78 928
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
170 903
209 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 409
1 729
-
-
income
25 636
31 425
-
-
trade
26 917
32 997
-
-
chamber of commerce
398
454
-
-
total
54 360
66 605
-
-
Dividends
116 543
142 895
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 582
1 944
-
-
withholding
28 752
35 341
-
-
total
30 334
37 285
-
-
Income
209 500
209 500
209 500
209 500
Total tax
92 725
103 890
78 928
104 535
After tax
116 775
105 610
130 572
104 965
Living cost
30 565
30 565
30 565
30 565
Free-cash
86 210
75 045
100 007
74 400

Estimated living cost  is ₽30565 per week

₽19226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7204
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽79738
₽78889
₽69570
₽70695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
municipal
-
-
-
23 180
pensions
-
-
-
25 140
national
-
-
-
38 368
social contributions
-
-
-
2 252
total
-
-
-
88 940
Employee
79 044
-
181 111
-
municipal
9 763
-
23 991
-
pensions
3 162
-
7 244
-
national
15 129
-
40 144
-
total
28 054
-
71 379
-
Employer
79 044
-
181 111
-
social contributions
850
-
1 947
-
pensions
6 324
-
14 489
-
total
7 174
-
16 436
-
Corporate
118 066
209 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

23 613
41 900
-
-
total
23 613
41 900
-
-
Dividends
94 453
167 600
-
-
withholding
20 780
36 872
-
-
total
20 780
36 872
-
-
Income
209 500
209 500
209 500
209 500
Total tax
79 621
78 772
87 815
88 940
After tax
129 879
130 728
121 685
120 560
Living cost
50 990
50 990
50 990
50 990
Free-cash
78 889
79 738
70 695
69 570

Estimated living cost  is ₽50990 per week

₽34657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽763
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10830
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽146606
₽138327
₽54028
₽69169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
209 500
microenterprise
-
-
-
-
income
-
-
-
42 392
surtax
-
-
-
53 422
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 664
total
-
-
-
134 478
Employee
29 487
-
162 638
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 244
-
13 229
-
surtax
-
-
23 583
-
income
5 249
-
35 663
-
total
8 493
-
72 475
-
Employer
29 487
-
162 638
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 103
-
28 972
-
surtax
-
-
17 890
-
total
7 103
-
46 862
-
Corporate
172 910
209 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

34 583
41 900
-
-
total
34 583
41 900
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

138 328
167 600
-
-
total
-
-
-
-
Income
209 500
209 500
209 500
209 500
Total tax
50 179
41 900
119 337
134 478
After tax
159 321
167 600
90 163
75 022
Living cost
20 994
20 994
20 994
20 994
Free-cash
138 327
146 606
69 169
54 028

Estimated living cost  is ₽20994 per week

₽13393
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1999
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽61923
₽55741
₽71179
₽91744
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
71 781
pensions
-
-
-
11 823
health
-
-
-
12 444
total
-
-
-
96 048
Employee
86 174
86 174
190 747
-
health
13 227
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 105
14 105
32 462
-
pensions
15 511
11 823
11 823
-
total
42 843
37 179
56 729
-
Employer
86 174
86 174
190 747
-
unemployment
3 102
3 102
3 855
-
pensions
5 998
5 998
7 455
-
health
5 990
5 990
7 444
-
total
15 090
15 090
18 754
-
Corporate
109 293
108 235
-
-
income
21 858
21 647
-
-
total
21 858
21 647
-
-
Dividends
87 435
86 588
-
-
income
18 579
18 401
-
-
withholding
13 116
12 987
-
-
total
31 695
31 388
-
-
Income
209 500
209 500
209 500
209 500
Total tax
111 486
105 304
75 483
96 048
After tax
98 014
104 196
134 017
113 452
Living cost
42 273
42 273
42 273
42 273
Free-cash
55 741
61 923
91 744
71 179

Estimated living cost  is ₽42273 per week

₽29958
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽75398
₽74522
₽66283
₽65336
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
municipal
-
-
-
55 091
accident
-
-
-
171
pensions
-
-
-
9 237
other
-
-
-
9 929
unemployment
-
-
-
85
health
-
-
-
5 332
national
-
-
-
24 383
total
-
-
-
104 228
Employee
55 556
-
182 651
-
municipal
16 567
-
54 467
-
national
-
-
23 860
-
total
16 567
-
78 327
-
Employer
55 556
-
182 651
-
accident
111
-
171
-
other
6 456
-
9 929
-
unemployment
1 467
-
2 256
-
pensions
6 006
-
9 237
-
health
3 417
-
5 255
-
total
17 457
-
26 848
-
Corporate
136 488
209 500
-
-
income
30 027
46 090
-
-
total
30 027
46 090
-
-
Dividends
106 461
163 410
-
-
withholding
31 938
49 023
-
-
total
31 938
49 023
-
-
Income
209 500
209 500
209 500
209 500
Total tax
95 989
95 113
105 175
104 228
After tax
113 511
114 387
104 325
105 272
Living cost
38 989
38 989
38 989
38 989
Free-cash
74 522
75 398
65 336
66 283

Estimated living cost  is ₽38989 per week

₽25841
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3826
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽64890
₽79070
₽64185
₽90930
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
209 500
trade
-
-
-
26 745
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 279
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 755
total
-
-
-
105 673
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 174
-
209 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

241
-
3 755
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 397
-
68 279
-
total
11 532
-
78 928
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
158 326
209 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 306
1 729
-
-
income
23 750
31 425
-
-
trade
26 044
34 462
-
-
chamber of commerce
379
452
-
-
total
51 479
68 068
-
-
Dividends
106 847
141 432
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 448
1 925
-
-
withholding
26 329
34 975
-
-
total
27 777
36 900
-
-
Income
209 500
209 500
209 500
209 500
Total tax
90 788
104 968
78 928
105 673
After tax
118 712
104 532
130 572
103 827
Living cost
39 642
39 642
39 642
39 642
Free-cash
79 070
64 890
90 930
64 185

Estimated living cost  is ₽39642 per week

₽26513
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽119998
₽115812
₽108873
₽107116
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
46 226
health
-
-
-
5 343
social contributions
-
-
-
16 327
total
-
-
-
67 896
Employee
77 596
77 596
197 166
-
social contributions
3 771
6 440
8 686
-
health
772
1 319
3 351
-
income
8 148
7 183
45 282
-
total
12 691
14 942
57 319
-
Employer
77 596
77 596
197 166
-
social contributions
3 771
6 440
8 686
-
health
841
1 436
3 648
-
total
4 612
7 876
12 334
-
Corporate
159 467
124 027
-
-
income
19 933
15 504
-
-
total
19 933
15 504
-
-
Dividends
139 534
108 524
-
-
withholding
23 721
18 449
-
-
total
23 721
18 449
-
-
Income
209 500
209 500
209 500
209 500
Total tax
60 957
56 771
69 653
67 896
After tax
148 543
152 729
139 847
141 604
Living cost
32 731
32 731
32 731
32 731
Free-cash
115 812
119 998
107 116
108 873

Estimated living cost  is ₽32731 per week

₽22375
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2557
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽99285
₽99665
₽126797
₽103114
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
25 611
pensions
-
-
-
20 950
unemployment
-
-
-
3 142
health
-
-
-
14 665
total
-
-
-
64 368
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 467
10 533
175 314
-
health
1 853
737
12 272
-
income
3 236
1 288
21 432
-
pensions
2 647
1 053
17 531
-
unemployment
397
158
2 630
-
total
8 133
3 236
53 865
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 467
10 533
175 314
-
pensions
5 161
2 054
34 186
-
total
5 161
2 054
34 186
-
Corporate
177 872
196 913
-
-
income
16 009
17 722
-
-
total
16 009
17 722
-
-
Dividends
161 864
179 191
-
-
social contributions
31 443
34 822
-
-
withholding
30 754
34 046
-
-
total
62 197
68 868
-
-
Income
209 500
209 500
209 500
209 500
Total tax
91 500
91 880
88 051
64 368
After tax
118 000
117 620
121 449
145 132
Living cost
18 335
18 335
18 335
18 335
Free-cash
99 665
99 285
103 114
126 797

Estimated living cost  is ₽18335 per week

₽12512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽366
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽143226
₽136955
₽87917
₽96380
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
28 074
pensions
-
-
-
41 900
health
-
-
-
27 235
total
-
-
-
97 209
Employee
28 627
-
156 577
-
income
3 223
-
30 188
-
pensions
573
-
3 131
-
unemployment
458
-
2 505
-
total
4 254
-
35 824
-
Employer
28 627
-
156 577
-
unemployment
230
-
1 252
-
pensions
5 726
-
31 316
-
health
3 721
-
20 354
-
total
9 677
-
52 922
-
Corporate
171 197
209 500
-
-
income
34 240
41 900
-
-
total
34 240
41 900
-
-
Dividends
136 957
167 600
-
-
total
-
-
-
-
Income
209 500
209 500
209 500
209 500
Total tax
48 171
41 900
88 746
97 209
After tax
161 329
167 600
120 754
112 291
Living cost
24 374
24 374
24 374
24 374
Free-cash
136 955
143 226
96 380
87 917

Estimated living cost  is ₽24374 per week

₽16718
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1452
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5714
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽5102
₽13583
₽121026
₽92878
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
accident
-
-
-
253
income
-
-
-
59 416
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
66 403
Employee
34 719
-
190 595
-
health
3 975
-
21 823
-
income
4 763
-
46 169
-
pensions
3 909
-
7 654
-
total
12 647
-
75 646
-
Employer
34 719
-
190 595
-
accident
580
-
3 183
-
unemployment
851
-
4 669
-
pensions
5 646
-
11 053
-
total
7 077
-
18 905
-
Corporate
167 706
209 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

150 935
188 550
-
-
total
150 935
188 550
-
-
Dividends
16 770
20 950
-
-
withholding
3 187
3 981
-
-
total
3 187
3 981
-
-
Income
209 500
209 500
209 500
209 500
Total tax
173 846
192 531
94 551
66 403
After tax
35 654
16 969
114 949
143 097
Living cost
22 071
22 071
22 071
22 071
Free-cash
13 583
-5 102
92 878
121 026

Estimated living cost  is ₽22071 per week

₽16176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽189946
₽188245
₽198326
₽158521
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
209 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 095
total
-
-
-
2 095
Employee
11 349
-
209 500
-
income
2 269
-
41 900
-
total
2 269
-
41 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

198 151
209 500
-
-
total
-
-
-
-
Dividends
198 151
209 500
-
-
withholding
9 907
10 475
-
-
total
9 907
10 475
-
-
Income
209 500
209 500
209 500
209 500
Total tax
12 176
10 475
41 900
2 095
After tax
197 324
199 025
167 600
207 405
Living cost
9 079
9 079
9 079
9 079
Free-cash
188 245
189 946
158 521
198 326

Estimated living cost  is ₽9079 per week

₽5627
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽755
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽127030
₽120217
₽96355
₽94583
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
35 387
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
36 829
other
-
-
-
7 288
health
-
-
-
6 752
total
-
-
-
86 256
Employee
36 640
-
170 693
-
health
513
-
2 149
-
income
6 308
-
34 797
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 564
-
10 741
-
unemployment
366
-
1 534
-
total
9 751
-
49 221
-
Employer
36 640
-
170 693
-
accident
293
-
1 365
-
other
1 833
-
7 671
-
unemployment
366
-
1 534
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 229
-
26 088
-
health
513
-
2 149
-
total
9 234
-
38 807
-
Corporate
163 626
209 500
-
-
income
34 361
43 995
-
-
total
34 361
43 995
-
-
Dividends
129 265
165 505
-
-
withholding
9 048
11 586
-
-
total
9 048
11 586
-
-
Income
209 500
209 500
209 500
209 500
Total tax
62 394
55 581
88 028
86 256
After tax
147 106
153 919
121 472
123 244
Living cost
26 889
26 889
26 889
26 889
Free-cash
120 217
127 030
94 583
96 355

Estimated living cost  is ₽26889 per week

₽18999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1815
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽66057
₽74210
₽68863
₽50073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
63 182
pensions
-
-
-
9 733
total
-
-
-
72 915
Employee
95 816
-
182 721
-
health
1 579
-
2 529
-
income
17 272
-
50 654
-
pensions
9 244
-
11 744
-
total
28 095
-
64 927
-
Employer
95 816
-
182 721
-
pensions
11 313
-
23 306
-
health
1 820
-
3 472
-
total
13 133
-
26 778
-
Corporate
100 551
209 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

19 105
39 805
-
-
total
19 105
39 805
-
-
Dividends
81 446
169 695
-
-
withholding
7 235
35 916
-
-
total
7 235
35 916
-
-
Income
209 500
209 500
209 500
209 500
Total tax
67 568
75 721
91 705
72 915
After tax
141 932
133 779
117 795
136 585
Living cost
67 722
67 722
67 722
67 722
Free-cash
74 210
66 057
50 073
68 863

Estimated living cost  is ₽67722 per week

₽50745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽165884
₽161193
₽155419
₽163975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
31 425
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 220
unemployment
-
-
-
141
health
-
-
-
4 056
total
-
-
-
40 842
Employee
17 531
-
202 580
-
health
806
-
1 622
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
income
1 753
-
20 258
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 539
-
3 097
-
total
4 291
-
25 365
-
Employer
17 531
-
202 580
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
unemployment
105
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 932
-
3 887
-
health
1 210
-
2 434
-
total
3 440
-
6 921
-
Corporate
188 529
209 500
-
-
income
18 853
20 950
-
-
total
18 853
20 950
-
-
Dividends
169 677
188 550
-
-
withholding
8 484
9 427
-
-
total
8 484
9 427
-
-
Income
209 500
209 500
209 500
209 500
Total tax
35 068
30 377
32 286
40 842
After tax
174 432
179 123
177 214
168 658
Living cost
13 239
13 239
13 239
13 239
Free-cash
161 193
165 884
163 975
155 419

Estimated living cost  is ₽13239 per week

₽7729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽945
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4214
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽48239
₽50778
₽57495
₽78060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
71 781
pensions
-
-
-
11 823
health
-
-
-
12 444
total
-
-
-
96 048
Employee
93 558
86 174
190 747
-
health
11 672
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 105
14 105
32 462
-
pensions
11 823
11 823
11 823
-
total
37 600
37 179
56 729
-
Employer
93 558
86 174
190 747
-
unemployment
3 368
3 102
3 855
-
pensions
6 511
5 998
7 455
-
health
6 501
5 990
7 444
-
total
16 380
15 090
18 754
-
Corporate
99 561
108 235
-
-
income
19 912
21 647
-
-
total
19 912
21 647
-
-
Dividends
79 649
86 588
-
-
income
16 925
18 401
-
-
withholding
11 948
12 987
-
-
total
28 873
31 388
-
-
Income
209 500
209 500
209 500
209 500
Total tax
102 765
105 304
75 483
96 048
After tax
106 735
104 196
134 017
113 452
Living cost
55 957
55 957
55 957
55 957
Free-cash
50 778
48 239
78 060
57 495

Estimated living cost  is ₽55957 per week

₽41278
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4998
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽642
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9041
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽120074
₽111451
₽98396
₽89380
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
21 966
health
-
-
-
28 282
solidarity contribution
-
-
-
1 914
social contributions
-
-
-
34 775
total
-
-
-
86 937
Employee
35 540
-
164 887
-
social contributions
2 310
-
7 741
-
health
4 798
-
22 260
-
solidarity contribution
-
-
1 105
-
income
4 265
-
20 233
-
total
11 373
-
51 339
-
Employer
35 540
-
164 887
-
social contributions
8 885
-
29 774
-
health
3 199
-
14 840
-
total
12 084
-
44 614
-
Corporate
161 877
209 500
-
-
income
30 757
39 805
-
-
total
30 757
39 805
-
-
Dividends
131 120
169 695
-
-
withholding
19 668
25 454
-
-
total
19 668
25 454
-
-
Income
209 500
209 500
209 500
209 500
Total tax
73 882
65 259
95 953
86 937
After tax
135 618
144 241
113 547
122 563
Living cost
24 167
24 167
24 167
24 167
Free-cash
111 451
120 074
89 380
98 396

Estimated living cost  is ₽24167 per week

₽16787
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1719
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽69195
₽63928
₽57286
₽48723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
municipal
-
-
-
1 272
regional
-
-
-
2 567
national
-
-
-
55 288
social contributions
-
-
-
50 506
total
-
-
-
109 633
Employee
89 684
-
209 500
-
social contributions
30 241
-
66 215
-
regional
846
-
2 293
-
municipal
475
-
1 147
-
national
15 540
-
48 541
-
total
47 102
-
118 196
-
Employer
89 684
-
209 500
-
total
-
-
-
-
Corporate
119 816
209 500
-
-
nationa
28 755
50 280
-
-
municipal
4 673
8 171
-
-
total
33 428
58 451
-
-
Dividends
86 388
151 049
-
-
withholding
22 461
39 273
-
-
total
22 461
39 273
-
-
Income
209 500
209 500
209 500
209 500
Total tax
102 991
97 724
118 196
109 633
After tax
106 509
111 776
91 304
99 867
Living cost
42 581
42 581
42 581
42 581
Free-cash
63 928
69 195
48 723
57 286

Estimated living cost  is ₽42581 per week

₽29682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽653
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9452
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽109508
₽106365
₽76449
₽70279
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
63 578
pensions
-
-
-
26 936
other
-
-
-
-
unemployment
-
-
-
230
health
-
-
-
9 562
surtax
-
-
-
10 477
total
-
-
-
110 783
Employee
33 371
-
181 151
-
other
-
-
-
-
health
852
-
3 434
-
surtax
109
-
9 270
-
income
5 594
-
57 542
-
pensions
2 225
-
8 983
-
unemployment
2 323
-
9 374
-
total
11 103
-
88 603
-
Employer
33 371
-
181 151
-
other
-
-
-
-
unemployment
1 057
-
4 269
-
pensions
4 449
-
17 953
-
health
1 519
-
6 128
-
total
7 025
-
28 350
-
Corporate
169 105
209 500
-
-
income
43 968
54 470
-
-
total
43 968
54 470
-
-
Dividends
125 137
155 030
-
-
withholding
18 771
23 254
-
-
total
18 771
23 254
-
-
Income
209 500
209 500
209 500
209 500
Total tax
80 867
77 724
116 953
110 783
After tax
128 633
131 776
92 547
98 717
Living cost
22 268
22 268
22 268
22 268
Free-cash
106 365
109 508
70 279
76 449

Estimated living cost  is ₽22268 per week

₽13616
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2055
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6084
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽87513
₽94204
₽90319
₽71529
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
63 182
pensions
-
-
-
9 733
total
-
-
-
72 915
Employee
64 213
-
182 721
-
health
932
-
2 529
-
income
11 565
-
50 654
-
pensions
5 450
-
11 744
-
total
17 947
-
64 927
-
Employer
64 213
-
182 721
-
pensions
6 951
-
23 306
-
health
1 220
-
3 472
-
total
8 171
-
26 778
-
Corporate
137 116
209 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

26 052
39 805
-
-
total
26 052
39 805
-
-
Dividends
111 064
169 695
-
-
withholding
16 860
35 916
-
-
total
16 860
35 916
-
-
Income
209 500
209 500
209 500
209 500
Total tax
69 030
75 721
91 705
72 915
After tax
140 470
133 779
117 795
136 585
Living cost
46 266
46 266
46 266
46 266
Free-cash
94 204
87 513
71 529
90 319

Estimated living cost  is ₽46266 per week

₽34662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3468
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7651
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽19532
₽52164
₽90738
₽82510
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
city
-
-
-
2 208
pensions
-
-
-
19 273
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 190
regional
-
-
-
11 404
health
-
-
-
472
national
-
-
-
4 949
total
-
-
-
42 496
Employee
89 251
-
188 218
-
city
958
-
2 031
-
regional
2 923
-
10 066
-
health
202
-
423
-
pensions
7 498
-
15 024
-
unemployment
-
-
-
-
national
422
-
3 968
-
total
12 003
-
31 512
-
Employer
89 251
-
188 218
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 784
-
3 765
-
unemployment
-
-
-
-
pensions
7 498
-
15 024
-
health
202
-
423
-
total
9 484
-
19 212
-
Corporate
109 783
209 500
-
-
regional
23 220
44 310
-
-
national
9 332
17 807
-
-
total
32 552
62 117
-
-
Dividends
77 232
147 383
-
-
withholding
27 031
51 585
-
-
total
27 031
51 585
-
-
Income
209 500
209 500
209 500
209 500
Total tax
81 070
113 702
50 724
42 496
After tax
128 430
95 798
158 776
167 004
Living cost
76 266
76 266
76 266
76 266
Free-cash
52 164
19 532
82 510
90 738

Estimated living cost  is ₽76266 per week

₽49595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18891
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽57228
₽73592
₽56462
₽84344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
209 500
trade
-
-
-
27 882
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 279
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 755
total
-
-
-
106 810
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 646
-
209 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

393
-
3 755
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 131
-
68 279
-
total
14 418
-
78 928
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
148 854
209 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 228
1 729
-
-
income
22 329
31 425
-
-
trade
25 529
35 929
-
-
chamber of commerce
362
448
-
-
total
49 448
69 531
-
-
Dividends
99 407
139 969
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 346
1 903
-
-
withholding
24 468
34 610
-
-
total
25 814
36 513
-
-
Income
209 500
209 500
209 500
209 500
Total tax
89 680
106 044
78 928
106 810
After tax
119 820
103 456
130 572
102 690
Living cost
46 228
46 228
46 228
46 228
Free-cash
73 592
57 228
84 344
56 462

Estimated living cost  is ₽46228 per week

₽33763
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽71062
₽77026
₽81635
₽76608
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
36 696
pensions
-
-
-
34 330
other
-
-
-
6 494
health
-
-
-
9 851
surtax
-
-
-
-
social contributions
-
-
-
5 969
total
-
-
-
93 340
Employee
43 189
-
160 564
-
social contributions
1 231
-
4 575
-
surtax
-
-
-
-
income
2 549
-
33 039
-
pensions
4 883
-
11 817
-
total
8 663
-
49 431
-
Employer
43 189
-
160 564
-
other
1 490
-
6 542
-
social contributions
130
-
483
-
unemployment
1 748
-
6 503
-
pensions
7 095
-
19 779
-
health
3 024
-
15 629
-
total
13 487
-
48 936
-
Corporate
152 824
209 500
-
-
surtax
-
-
-
-
income
42 790
58 660
-
-
total
42 790
58 660
-
-
Dividends
110 034
150 840
-
-
surtax
-
-
-
-
social contributions
18 924
25 946
-
-
withholding
14 085
19 307
-
-
total
33 009
45 253
-
-
Income
209 500
209 500
209 500
209 500
Total tax
97 949
103 913
98 367
93 340
After tax
111 551
105 587
111 133
116 160
Living cost
34 525
34 525
34 525
34 525
Free-cash
77 026
71 062
76 608
81 635

Estimated living cost  is ₽34525 per week

₽21770
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2807
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽74482
₽80087
₽85055
₽80028
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
36 696
pensions
-
-
-
34 330
other
-
-
-
6 494
health
-
-
-
9 851
surtax
-
-
-
-
social contributions
-
-
-
5 969
total
-
-
-
93 340
Employee
38 552
-
160 564
-
social contributions
1 099
-
4 575
-
surtax
-
-
-
-
income
1 988
-
33 039
-
pensions
4 360
-
11 817
-
total
7 447
-
49 431
-
Employer
38 552
-
160 564
-
other
1 331
-
6 542
-
social contributions
115
-
483
-
unemployment
1 561
-
6 503
-
pensions
6 335
-
19 779
-
health
2 698
-
15 629
-
total
12 040
-
48 936
-
Corporate
158 909
209 500
-
-
surtax
-
-
-
-
income
44 495
58 660
-
-
total
44 495
58 660
-
-
Dividends
114 414
150 840
-
-
surtax
-
-
-
-
social contributions
19 680
25 946
-
-
withholding
14 646
19 307
-
-
total
34 326
45 253
-
-
Income
209 500
209 500
209 500
209 500
Total tax
98 308
103 913
98 367
93 340
After tax
111 192
105 587
111 133
116 160
Living cost
31 105
31 105
31 105
31 105
Free-cash
80 087
74 482
80 028
85 055

Estimated living cost  is ₽31105 per week

₽18039
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9316
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽106416
₽106939
₽113143
₽107890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
31 425
health
-
-
-
14 623
social contributions
-
-
-
28 911
total
-
-
-
74 959
Employee
34 215
-
209 500
-
social contributions
4 722
-
28 911
-
health
2 388
-
14 623
-
income
5 707
-
36 678
-
total
12 817
-
80 212
-
Employer
34 215
-
209 500
-
total
-
-
-
-
Corporate
175 285
209 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

8 765
10 475
-
-
total
8 765
10 475
-
-
Dividends
166 520
199 025
-
-
health
11 624
13 891
-
-
social contributions
22 980
27 465
-
-
withholding
24 977
29 855
-
-
total
59 581
71 211
-
-
Income
209 500
209 500
209 500
209 500
Total tax
81 163
81 686
80 212
74 959
After tax
128 337
127 814
129 288
134 541
Living cost
21 398
21 398
21 398
21 398
Free-cash
106 939
106 416
107 890
113 143

Estimated living cost  is ₽21398 per week

₽14320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1319
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽80057
₽78494
₽72052
₽19552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
chamber of commerce
-
-
-
839
income
-
-
-
63 836
pensions
-
-
-
21 810
unemployment
-
-
-
6 189
health
-
-
-
9 018
surtax
-
-
-
199
total
-
-
-
101 891
Employee
50 431
40 215
171 463
-
other
504
402
1 180
-
health
1 951
1 557
4 561
-
income
5 741
2 966
53 095
-
pensions
5 165
4 117
12 072
-
unemployment
1 513
1 206
3 537
-
total
14 874
10 248
74 445
-
Employer
50 431
40 215
171 463
-
accident
655
523
1 532
-
other
2 396
1 909
7 689
-
chamber of commerce
201
161
686
-
unemployment
1 513
1 206
3 537
-
surtax
199
199
199
-
pensions
6 329
5 048
14 795
-
payroll
1 513
1 206
5 144
-
health
1 905
1 520
4 456
-
total
14 711
11 772
38 038
-
Corporate
144 358
157 512
167 633
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

36 090
39 378
41 908
-
total
36 090
39 378
41 908
-
Dividends
108 268
118 134
-
-
withholding
29 774
32 488
-
-
total
29 774
32 488
-
-
Income
209 500
209 500
209 500
209 500
Total tax
95 449
93 886
154 391
101 891
After tax
114 051
115 614
55 109
107 609
Living cost
35 557
35 557
35 557
35 557
Free-cash
78 494
80 057
19 552
72 052

Estimated living cost  is ₽35557 per week

₽23715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3033
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8225
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽79150
₽65174
₽54237
₽35198
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
national
-
-
-
82 249
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 061
social contributions
-
-
-
25 159
total
-
-
-
118 469
Employee

The minimum management director salary is set at €45,000 per year.

72 183
-
162 263
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 765
-
8 464
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 391
-
7 625
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 414
-
12 170
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

628
-
1 411
-
national
22 192
-
60 607
-
total
35 390
-
90 277
-
Employer

The minimum management director salary is set at €45,000 per year.

72 183
-
162 263
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

938
-
2 108
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 053
-
2 369
-
surtax
8 185
-
18 399
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 396
-
14 376
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 439
-
9 979
-
total
21 011
-
47 231
-
Corporate
116 306
209 500
-
-
surtax
465
871
-
-
income
23 261
43 520
-
-
total
23 726
44 391
-
-
Dividends
92 579
165 109
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

27 405
49 165
-
-
total
27 405
49 165
-
-
Income
209 500
209 500
209 500
209 500
Total tax
107 532
93 556
137 508
118 469
After tax
101 968
115 944
71 992
91 031
Living cost
36 794
36 794
36 794
36 794
Free-cash
65 174
79 150
35 198
54 237

Estimated living cost  is ₽36794 per week

₽23700
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽576
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9301
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽102819
₽95908
₽80772
₽76537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
accident
-
-
-
843
income
-
-
-
64 224
pensions
-
-
-
26 469
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
92 285
Employee
50 231
-
179 682
-
other
50
-
94
-
income
10 598
-
60 760
-
pensions
2 361
-
4 397
-
unemployment
779
-
1 450
-
total
13 788
-
66 701
-
Employer
50 231
-
179 682
-
accident
994
-
1 852
-
other
400
-
749
-
unemployment
2 763
-
5 144
-
pensions
11 854
-
22 074
-
total
16 011
-
29 819
-
Corporate
143 258
209 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 488
31 425
-
-
total
21 488
31 425
-
-
Dividends
121 769
178 075
-
-
withholding
25 862
38 813
-
-
total
25 862
38 813
-
-
Income
209 500
209 500
209 500
209 500
Total tax
77 149
70 238
96 520
92 285
After tax
132 351
139 262
112 980
117 215
Living cost
36 443
36 443
36 443
36 443
Free-cash
95 908
102 819
76 537
80 772

Estimated living cost  is ₽36443 per week

₽26837
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2585
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽65202
₽51459
₽45184
₽53540
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
accident
-
-
-
1 766
income
-
-
-
37 962
pensions
-
-
-
31 402
health
-
-
-
14 719
surtax
-
-
-
10 387
communal
-
-
-
13 240
total
-
-
-
109 476
Employee
76 419
-
187 137
-
health
3 401
-
8 326
-
surtax
4 684
-
11 469
-
income
7 381
-
43 994
-
pensions
6 113
-
14 971
-
total
21 579
-
78 760
-
Employer
76 419
-
187 137
-
accident
687
-
1 683
-
pensions
6 113
-
14 971
-
health
2 331
-
5 707
-
total
9 131
-
22 361
-
Corporate
123 950
209 500
-
-
surtax
1 302
2 200
-
-
communal
8 367
14 142
-
-
income
18 593
31 425
-
-
total
28 262
47 767
-
-
Dividends
95 688
161 733
-
-
income
29 876
17 432
-
-
withholding
14 353
24 259
-
-
total
44 229
41 691
-
-
Income
209 500
209 500
209 500
209 500
Total tax
103 201
89 458
101 121
109 476
After tax
106 299
120 042
108 379
100 024
Living cost
54 839
54 839
54 839
54 839
Free-cash
51 459
65 202
53 540
45 184

Estimated living cost  is ₽54839 per week

₽41138
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9797
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽109110
₽105900
₽76051
₽69881
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
63 578
pensions
-
-
-
26 936
other
-
-
-
-
unemployment
-
-
-
230
health
-
-
-
9 562
surtax
-
-
-
10 477
total
-
-
-
110 783
Employee
33 983
-
181 151
-
other
-
-
-
-
health
867
-
3 434
-
surtax
121
-
9 270
-
income
5 697
-
57 542
-
pensions
2 267
-
8 983
-
unemployment
2 365
-
9 374
-
total
11 317
-
88 603
-
Employer
33 983
-
181 151
-
other
-
-
-
-
unemployment
1 078
-
4 269
-
pensions
4 531
-
17 953
-
health
1 545
-
6 128
-
total
7 154
-
28 350
-
Corporate
168 362
209 500
-
-
income
43 775
54 470
-
-
total
43 775
54 470
-
-
Dividends
124 587
155 030
-
-
withholding
18 688
23 254
-
-
total
18 688
23 254
-
-
Income
209 500
209 500
209 500
209 500
Total tax
80 934
77 724
116 953
110 783
After tax
128 566
131 776
92 547
98 717
Living cost
22 666
22 666
22 666
22 666
Free-cash
105 900
109 110
69 881
76 051

Estimated living cost  is ₽22666 per week

₽13684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1971
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽82935
₽80696
₽72023
₽63506
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
municipal
-
-
-
1 272
regional
-
-
-
3 228
national
-
-
-
55 288
social contributions
-
-
-
50 506
total
-
-
-
110 294
Employee
55 977
-
209 500
-
social contributions
18 876
-
66 215
-
regional
754
-
2 908
-
municipal
297
-
1 147
-
national
8 868
-
48 541
-
total
28 795
-
118 811
-
Employer
55 977
-
209 500
-
total
-
-
-
-
Corporate
153 523
209 500
-
-
nationa
36 846
50 280
-
-
municipal
7 629
10 412
-
-
total
44 475
60 692
-
-
Dividends
109 047
148 808
-
-
withholding
28 351
38 690
-
-
total
28 351
38 690
-
-
Income
209 500
209 500
209 500
209 500
Total tax
101 621
99 382
118 811
110 294
After tax
107 879
110 118
90 689
99 206
Living cost
27 183
27 183
27 183
27 183
Free-cash
80 696
82 935
63 506
72 023

Estimated living cost  is ₽27183 per week

₽16906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2754
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7059
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽114461
₽103837
₽92783
₽83767
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
21 966
health
-
-
-
28 282
solidarity contribution
-
-
-
1 914
social contributions
-
-
-
34 775
total
-
-
-
86 937
Employee
43 794
-
164 887
-
social contributions
2 847
-
7 741
-
health
5 912
-
22 260
-
solidarity contribution
-
-
1 105
-
income
5 255
-
20 233
-
total
14 014
-
51 339
-
Employer
43 794
-
164 887
-
social contributions
10 949
-
29 774
-
health
3 941
-
14 840
-
total
14 890
-
44 614
-
Corporate
150 816
209 500
-
-
income
28 655
39 805
-
-
total
28 655
39 805
-
-
Dividends
122 161
169 695
-
-
withholding
18 324
25 454
-
-
total
18 324
25 454
-
-
Income
209 500
209 500
209 500
209 500
Total tax
75 883
65 259
95 953
86 937
After tax
133 617
144 241
113 547
122 563
Living cost
29 780
29 780
29 780
29 780
Free-cash
103 837
114 461
83 767
92 783

Estimated living cost  is ₽29780 per week

₽22146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽83529
₽83029
₽75614
₽22967
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
chamber of commerce
-
-
-
839
income
-
-
-
63 836
pensions
-
-
-
21 810
unemployment
-
-
-
6 189
health
-
-
-
9 018
surtax
-
-
-
-
total
-
-
-
101 692
Employee
44 111
40 215
171 646
-
other
440
402
1 180
-
health
1 706
1 557
4 561
-
income
3 930
2 966
53 183
-
pensions
4 517
4 117
12 072
-
unemployment
1 323
1 206
3 537
-
total
11 916
10 248
74 533
-
Employer
44 111
40 215
171 646
-
accident
573
523
1 532
-
other
2 095
1 909
7 696
-
chamber of commerce
176
161
687
-
unemployment
1 323
1 206
3 537
-
surtax
-
-
-
-
pensions
5 536
5 048
14 795
-
payroll
1 323
1 206
5 149
-
health
1 668
1 520
4 456
-
total
12 694
11 573
37 852
-
Corporate
152 694
157 711
167 816
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

38 173
39 428
41 954
-
total
38 173
39 428
41 954
-
Dividends
114 521
118 283
-
-
withholding
31 494
32 528
-
-
total
31 494
32 528
-
-
Income
209 500
209 500
209 500
209 500
Total tax
94 277
93 777
154 339
101 692
After tax
115 223
115 723
55 161
107 808
Living cost
32 194
32 194
32 194
32 194
Free-cash
83 029
83 529
22 967
75 614

Estimated living cost  is ₽32194 per week

₽19313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3288
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽574
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9020
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽184876
₽182224
₽193256
₽153451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
209 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 095
total
-
-
-
2 095
Employee
17 686
-
209 500
-
income
3 537
-
41 900
-
total
3 537
-
41 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

191 814
209 500
-
-
total
-
-
-
-
Dividends
191 814
209 500
-
-
withholding
9 590
10 475
-
-
total
9 590
10 475
-
-
Income
209 500
209 500
209 500
209 500
Total tax
13 127
10 475
41 900
2 095
After tax
196 373
199 025
167 600
207 405
Living cost
14 149
14 149
14 149
14 149
Free-cash
182 224
184 876
153 451
193 256

Estimated living cost  is ₽14149 per week

₽9574
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽117174
₽108734
₽72044
₽67496
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
209 500
income
-
-
-
51 200
pensions
-
-
-
38 260
unemployment
-
-
-
314
health
-
-
-
20 615
total
-
-
-
110 389
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 623
-
181 273
-
health
2 882
-
11 710
-
income
7 695
-
46 650
-
pensions
6 917
-
28 097
-
unemployment
63
-
255
-
total
17 557
-
86 712
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 623
-
181 273
-
unemployment
27
-
109
-
pensions
3 949
-
16 042
-
health
2 972
-
12 074
-
total
6 948
-
28 225
-
Corporate
157 929
209 500
-
-
income
30 006
39 805
-
-
total
30 006
39 805
-
-
Dividends
127 923
169 695
-
-
withholding
19 188
25 454
-
-
total
19 188
25 454
-
-
Income
209 500
209 500
209 500
209 500
Total tax
73 699
65 259
114 937
110 389
After tax
135 801
144 241
94 563
99 111
Living cost
27 067
27 067
27 067
27 067
Free-cash
108 734
117 174
67 496
72 044

Estimated living cost  is ₽27067 per week

₽18575
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6233
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽83895
₽35870
₽101216
₽152652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
40 836
social contributions
-
-
-
23 883
total
-
-
-
64 719
Employee
62 466
-
-
-
social contributions
5 122
-
730
-
income
13 779
-
-
-
total
18 901
-
730
-
Employer
62 466
-
-
-
social contributions
88 077
-
12 553
-
total
88 077
-
12 553
-
Corporate
58 956
209 500
-
-
income
12 970
46 090
-
-
total
12 970
46 090
-
-
Dividends
45 986
163 410
-
-
income
10 117
35 950
-
-
total
10 117
35 950
-
-
Income
209 500
209 500
209 500
209 500
Total tax
130 065
82 040
13 283
64 719
After tax
79 435
127 460
196 217
144 781
Living cost
43 565
43 565
43 565
43 565
Free-cash
35 870
83 895
152 652
101 216

Estimated living cost  is ₽43565 per week

₽28267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4097
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽87511
₽86494
₽78506
₽62624
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
209 500
income
-
-
-
26 539
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
72 802
total
-
-
-
99 341
Employee
46 411
-
169 293
-
social contributions
5 105
-
18 621
-
surtax
-
-
-
-
income
9 654
-
56 395
-
total
14 759
-
75 016
-
Employer
46 411
-
169 293
-
social contributions
11 023
-
40 207
-
total
11 023
-
40 207
-
Corporate
152 066
209 500
-
-
surtax
-
-
-
-
income
31 934
43 995
-
-
total
31 934
43 995
-
-
Dividends
120 132
165 505
-
-
withholding
33 637
46 341
-
-
total
33 637
46 341
-
-
Income
209 500
209 500
209 500
209 500
Total tax
91 353
90 336
115 223
99 341
After tax
118 147
119 164
94 277
110 159
Living cost
31 653
31 653
31 653
31 653
Free-cash
86 494
87 511
62 624
78 506

Estimated living cost  is ₽31653 per week

₽23683
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1867
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽56848
₽63782
₽67421
₽62394
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
36 696
pensions
-
-
-
34 330
other
-
-
-
6 494
health
-
-
-
9 851
surtax
-
-
-
-
social contributions
-
-
-
5 969
total
-
-
-
93 340
Employee
63 203
-
160 564
-
social contributions
1 800
-
4 575
-
surtax
-
-
-
-
income
5 515
-
33 039
-
pensions
7 149
-
11 817
-
total
14 464
-
49 431
-
Employer
63 203
-
160 564
-
other
2 181
-
6 542
-
social contributions
190
-
483
-
unemployment
2 560
-
6 503
-
pensions
10 385
-
19 779
-
health
4 424
-
15 629
-
total
19 740
-
48 936
-
Corporate
126 557
209 500
-
-
surtax
-
-
-
-
income
35 437
58 660
-
-
total
35 437
58 660
-
-
Dividends
91 121
150 840
-
-
surtax
-
-
-
-
social contributions
15 674
25 946
-
-
withholding
11 664
19 307
-
-
total
27 338
45 253
-
-
Income
209 500
209 500
209 500
209 500
Total tax
96 979
103 913
98 367
93 340
After tax
112 521
105 587
111 133
116 160
Living cost
48 739
48 739
48 739
48 739
Free-cash
63 782
56 848
62 394
67 421

Estimated living cost  is ₽48739 per week

₽32986
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3987
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11097
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽158216
₽154827
₽122863
₽128430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
10 213
social contributions
-
-
-
46 090
total
-
-
-
56 303
Employee
32 442
-
181 386
-
income
-
-
10 831
-
social contributions
2 108
-
11 791
-
total
2 108
-
22 622
-
Employer
32 442
-
181 386
-
social contributions
5 029
-
28 114
-
total
5 029
-
28 114
-
Corporate
172 029
209 500
-
-
income
17 202
20 950
-
-
total
17 202
20 950
-
-
Dividends
154 827
188 550
-
-
total
-
-
-
-
Income
209 500
209 500
209 500
209 500
Total tax
24 339
20 950
50 736
56 303
After tax
185 161
188 550
158 764
153 197
Living cost
30 334
30 334
30 334
30 334
Free-cash
154 827
158 216
128 430
122 863

Estimated living cost  is ₽30334 per week

₽19613
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2286
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽10458
-₽10458
₽73109
-₽10458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
municipal
-
-
-
44 580
pensions
-
-
-
875
national
-
-
-
25 626
labour market
-
-
-
16 690
total
-
-
-
87 771
Employee
205 213
205 213
205 213
-
labour market
16 394
16 394
16 394
-
national
25 070
25 070
25 070
-
municipal
43 699
43 699
43 699
-
pensions
292
292
292
-
total
85 455
85 455
85 455
-
Employer
205 213
205 213
205 213
-
labour market
16 417
16 417
16 417
-
municipal
43 769
43 769
43 769
-
pensions
583
583
583
-
national
25 114
25 114
25 114
-
total
85 883
85 883
85 883
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
209 500
209 500
209 500
209 500
Total tax
171 338
171 338
171 338
87 771
After tax
38 162
38 162
38 162
121 729
Living cost
48 620
48 620
48 620
48 620
Free-cash
-10 458
-10 458
-10 458
73 109

Estimated living cost  is ₽48620 per week

₽33276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽748
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽4776
₽13634
₽121352
₽93204
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
accident
-
-
-
253
income
-
-
-
59 416
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
66 403
Employee
34 207
-
190 595
-
health
3 917
-
21 823
-
income
4 693
-
46 169
-
pensions
3 852
-
7 654
-
total
12 462
-
75 646
-
Employer
34 207
-
190 595
-
accident
571
-
3 183
-
unemployment
838
-
4 669
-
pensions
5 562
-
11 053
-
total
6 971
-
18 905
-
Corporate
168 322
209 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

151 490
188 550
-
-
total
151 490
188 550
-
-
Dividends
16 832
20 950
-
-
withholding
3 198
3 981
-
-
total
3 198
3 981
-
-
Income
209 500
209 500
209 500
209 500
Total tax
174 121
192 531
94 551
66 403
After tax
35 379
16 969
114 949
143 097
Living cost
21 745
21 745
21 745
21 745
Free-cash
13 634
-4 776
93 204
121 352

Estimated living cost  is ₽21745 per week

₽15828
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1240
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽90561
₽93679
₽91770
₽67772
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
209 500
municipal
-
-
-
37 204
health
-
-
-
2 805
national
-
-
-
38 978
total
-
-
-
78 987
Employee
53 092
-
176 242
-
health
396
-
2 292
-
municipal
8 696
-
28 694
-
pensions
3 583
-
11 896
-
unemployment
797
-
2 643
-
national
877
-
24 202
-
total
14 349
-
69 727
-
Employer
53 092
-
176 242
-
accident
54
-
176
-
unemployment
345
-
1 145
-
pensions
9 211
-
30 579
-
health
408
-
1 358
-
total
10 018
-
33 258
-
Corporate
146 391
209 500
-
-
income
29 278
41 900
-
-
total
29 278
41 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

87 835
125 700
-
-
national
7 623
15 670
-
-
municipal
15 810
22 626
-
-
total
23 433
38 296
-
-
Income
209 500
209 500
209 500
209 500
Total tax
77 078
80 196
102 985
78 987
After tax
132 422
129 304
106 515
130 513
Living cost
38 743
38 743
38 743
38 743
Free-cash
93 679
90 561
67 772
91 770

Estimated living cost  is ₽38743 per week

₽25307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽617
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9094
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽129365
₽123872
₽118240
₽116483
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
46 226
health
-
-
-
5 343
social contributions
-
-
-
16 327
total
-
-
-
67 896
Employee
77 596
77 596
197 166
-
social contributions
2 934
6 440
8 686
-
health
601
1 319
3 351
-
income
8 449
7 183
45 282
-
total
11 984
14 942
57 319
-
Employer
77 596
77 596
197 166
-
social contributions
2 934
6 440
8 686
-
health
653
1 436
3 648
-
total
3 587
7 876
12 334
-
Corporate
170 565
124 027
-
-
income
21 321
15 504
-
-
total
21 321
15 504
-
-
Dividends
149 244
108 524
-
-
withholding
25 372
18 449
-
-
total
25 372
18 449
-
-
Income
209 500
209 500
209 500
209 500
Total tax
62 264
56 771
69 653
67 896
After tax
147 236
152 729
139 847
141 604
Living cost
23 364
23 364
23 364
23 364
Free-cash
123 872
129 365
116 483
118 240

Estimated living cost  is ₽23364 per week

₽14002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2292
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6553
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽157465
₽152332
₽161800
₽141561
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
209 500
income
-
-
-
21 578
pensions
-
-
-
6 419
unemployment
-
-
-
29
health
-
-
-
3 652
total
-
-
-
31 678
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 163
-
199 638
-
health
1 969
-
8 139
-
income
1 584
-
19 075
-
pensions
3 474
-
14 362
-
unemployment
115
-
479
-
total
7 142
-
42 055
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 163
-
199 638
-
unemployment
115
-
479
-
pensions
1 273
-
5 266
-
health
996
-
4 117
-
total
2 384
-
9 862
-
Corporate
183 953
209 500
-
-
income
16 555
18 855
-
-
total
16 555
18 855
-
-
Dividends
167 398
190 645
-
-
withholding
15 065
17 158
-
-
total
15 065
17 158
-
-
Income
209 500
209 500
209 500
209 500
Total tax
41 146
36 013
51 917
31 678
After tax
168 354
173 487
157 583
177 822
Living cost
16 022
16 022
16 022
16 022
Free-cash
152 332
157 465
141 561
161 800

Estimated living cost  is ₽16022 per week

₽10222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1155
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽111512
₽107055
₽89465
₽85230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
accident
-
-
-
843
income
-
-
-
64 224
pensions
-
-
-
26 469
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
92 285
Employee
37 313
-
179 682
-
other
36
-
94
-
income
7 194
-
60 760
-
pensions
1 754
-
4 397
-
unemployment
578
-
1 450
-
total
9 562
-
66 701
-
Employer
37 313
-
179 682
-
accident
739
-
1 852
-
other
299
-
749
-
unemployment
2 053
-
5 144
-
pensions
8 805
-
22 074
-
total
11 896
-
29 819
-
Corporate
160 291
209 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

24 045
31 425
-
-
total
24 045
31 425
-
-
Dividends
136 247
178 075
-
-
withholding
29 192
38 813
-
-
total
29 192
38 813
-
-
Income
209 500
209 500
209 500
209 500
Total tax
74 695
70 238
96 520
92 285
After tax
134 805
139 262
112 980
117 215
Living cost
27 750
27 750
27 750
27 750
Free-cash
107 055
111 512
85 230
89 465

Estimated living cost  is ₽27750 per week

₽18730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5866
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽127972
₽127518
₽131800
₽131603
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
71 476
pensions
-
-
-
2 010
health
-
-
-
1 458
total
-
-
-
74 944
Employee
4 198
-
207 238
-
health
210
-
503
-
income
812
-
71 370
-
pensions
378
-
905
-
unemployment
42
-
101
-
total
1 442
-
72 879
-
Employer
4 198
-
207 238
-
unemployment
84
-
201
-
pensions
462
-
1 106
-
health
399
-
955
-
total
945
-
2 262
-
Corporate
204 358
209 500
-
-
income
44 959
46 090
-
-
total
44 959
46 090
-
-
Dividends
159 399
163 410
-
-
withholding
31 880
32 682
-
-
total
31 880
32 682
-
-
Income
209 500
209 500
209 500
209 500
Total tax
79 226
78 772
75 141
74 944
After tax
130 274
130 728
134 359
134 556
Living cost
2 756
2 756
2 756
2 756
Free-cash
127 518
127 972
131 603
131 800

Estimated living cost  is ₽2756 per week

₽1638
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽63
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽133911
₽128946
₽115695
₽115696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
209 500
income
-
-
-
48 159
pensions
-
-
-
19 392
unemployment
-
-
-
1 119
health
-
-
-
7 682
total
-
-
-
76 352
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 319
-
196 149
-
health
1 355
-
3 841
-
income
3 628
-
48 159
-
pensions
3 685
-
10 442
-
unemployment
197
-
559
-
total
8 865
-
63 001
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 319
-
196 149
-
unemployment
197
-
559
-
pensions
3 158
-
8 950
-
health
1 355
-
3 841
-
total
4 710
-
13 350
-
Corporate
178 470
209 500
-
-
income
26 771
31 425
-
-
total
26 771
31 425
-
-
Dividends
151 700
178 075
-
-
withholding
22 755
26 711
-
-
total
22 755
26 711
-
-
Income
209 500
209 500
209 500
209 500
Total tax
63 101
58 136
76 351
76 352
After tax
146 399
151 364
133 149
133 148
Living cost
17 453
17 453
17 453
17 453
Free-cash
128 946
133 911
115 696
115 695

Estimated living cost  is ₽17453 per week

₽11751
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1350
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3847
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽91959
₽91594
₽82954
₽67072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
209 500
income
-
-
-
26 539
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
72 802
total
-
-
-
99 341
Employee
39 166
-
169 293
-
social contributions
4 309
-
18 621
-
surtax
-
-
-
-
income
7 653
-
56 395
-
total
11 962
-
75 016
-
Employer
39 166
-
169 293
-
social contributions
9 301
-
40 207
-
total
9 301
-
40 207
-
Corporate
161 033
209 500
-
-
surtax
-
-
-
-
income
33 817
43 995
-
-
total
33 817
43 995
-
-
Dividends
127 216
165 505
-
-
withholding
35 621
46 341
-
-
total
35 621
46 341
-
-
Income
209 500
209 500
209 500
209 500
Total tax
90 701
90 336
115 223
99 341
After tax
118 799
119 164
94 277
110 159
Living cost
27 205
27 205
27 205
27 205
Free-cash
91 594
91 959
67 072
82 954

Estimated living cost  is ₽27205 per week

₽19269
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5565
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽103797
₽97195
₽81750
₽77515
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
accident
-
-
-
843
income
-
-
-
64 224
pensions
-
-
-
26 469
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
92 285
Employee
48 736
-
179 682
-
other
48
-
94
-
income
10 179
-
60 760
-
pensions
2 290
-
4 397
-
unemployment
755
-
1 450
-
total
13 272
-
66 701
-
Employer
48 736
-
179 682
-
accident
965
-
1 852
-
other
391
-
749
-
unemployment
2 681
-
5 144
-
pensions
11 501
-
22 074
-
total
15 538
-
29 819
-
Corporate
145 226
209 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 783
31 425
-
-
total
21 783
31 425
-
-
Dividends
123 443
178 075
-
-
withholding
26 247
38 813
-
-
total
26 247
38 813
-
-
Income
209 500
209 500
209 500
209 500
Total tax
76 840
70 238
96 520
92 285
After tax
132 660
139 262
112 980
117 215
Living cost
35 465
35 465
35 465
35 465
Free-cash
97 195
103 797
77 515
81 750

Estimated living cost  is ₽35465 per week

₽25469
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2758
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6739
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽161752
₽155598
₽151287
₽159843
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
31 425
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 220
unemployment
-
-
-
141
health
-
-
-
4 056
total
-
-
-
40 842
Employee
23 001
-
202 580
-
health
1 058
-
1 622
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
income
2 300
-
20 258
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 019
-
3 097
-
total
5 630
-
25 365
-
Employer
23 001
-
202 580
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
unemployment
138
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 535
-
3 887
-
health
1 587
-
2 434
-
total
4 513
-
6 921
-
Corporate
181 986
209 500
-
-
income
18 198
20 950
-
-
total
18 198
20 950
-
-
Dividends
163 788
188 550
-
-
withholding
8 190
9 427
-
-
total
8 190
9 427
-
-
Income
209 500
209 500
209 500
209 500
Total tax
36 531
30 377
32 286
40 842
After tax
172 969
179 123
177 214
168 658
Living cost
17 371
17 371
17 371
17 371
Free-cash
155 598
161 752
159 843
151 287

Estimated living cost  is ₽17371 per week

₽11489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽994
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4474
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽68807
₽82009
₽68283
₽91613
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
209 500
trade
-
-
-
23 330
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 279
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 755
total
-
-
-
102 258
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 210
-
209 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

228
-
3 755
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 129
-
68 279
-
total
11 251
-
78 928
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
159 290
209 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 314
1 729
-
-
income
23 893
31 425
-
-
trade
22 857
30 063
-
-
chamber of commerce
387
460
-
-
total
48 451
63 677
-
-
Dividends
110 839
145 823
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 503
1 984
-
-
withholding
27 327
36 073
-
-
total
28 830
38 057
-
-
Income
209 500
209 500
209 500
209 500
Total tax
88 532
101 734
78 928
102 258
After tax
120 968
107 766
130 572
107 242
Living cost
38 959
38 959
38 959
38 959
Free-cash
82 009
68 807
91 613
68 283

Estimated living cost  is ₽38959 per week

₽26875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4192
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽89167
₽91394
₽49208
₽49208
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
67 120
social contributions
-
-
-
35 688
total
-
-
-
102 808
Employee
78 935
-
209 500
-
income
14 895
-
67 120
-
social contributions
6 558
-
35 688
-
total
21 453
-
102 808
-
Employer
78 935
-
209 500
-
total
-
-
-
-
Corporate
130 565
209 500
-
-
income
16 321
26 187
-
-
total
16 321
26 187
-
-
Dividends
114 243
183 313
-
-
withholding
22 848
36 662
-
-
total
22 848
36 662
-
-
Income
209 500
209 500
209 500
209 500
Total tax
60 622
62 849
102 808
102 808
After tax
148 878
146 651
106 692
106 692
Living cost
57 484
57 484
57 484
57 484
Free-cash
91 394
89 167
49 208
49 208

Estimated living cost  is ₽57484 per week

₽43733
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4684
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8518
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽94213
₽97739
₽134703
₽110390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
209 500
income
-
-
-
31 425
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 741
total
-
-
-
38 166
Employee
46 292
-
204 858
-
income
5 023
-
53 195
-
social contributions
4 638
-
4 642
-
total
9 661
-
57 837
-
Employer
46 292
-
204 858
-
social contributions
4 638
-
4 642
-
total
4 638
-
4 642
-
Corporate
158 570
209 500
-
-
income
55 500
73 325
-
-
total
55 500
73 325
-
-
Dividends
103 069
136 175
-
-
social contributions
5 331
5 331
-
-
total
5 331
5 331
-
-
Income
209 500
209 500
209 500
209 500
Total tax
75 130
78 656
62 479
38 166
After tax
134 370
130 844
147 021
171 334
Living cost
36 631
36 631
36 631
36 631
Free-cash
97 739
94 213
110 390
134 703

Estimated living cost  is ₽36631 per week

₽24129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2888
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽561
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9052
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽96166
₽102163
₽98972
₽80182
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
income
-
-
-
63 182
pensions
-
-
-
9 733
total
-
-
-
72 915
Employee
51 629
-
182 721
-
health
673
-
2 529
-
income
9 402
-
50 654
-
pensions
3 941
-
11 744
-
total
14 016
-
64 927
-
Employer
51 629
-
182 721
-
pensions
5 216
-
23 306
-
health
981
-
3 472
-
total
6 197
-
26 778
-
Corporate
151 674
209 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

28 817
39 805
-
-
total
28 817
39 805
-
-
Dividends
122 857
169 695
-
-
withholding
20 694
35 916
-
-
total
20 694
35 916
-
-
Income
209 500
209 500
209 500
209 500
Total tax
69 724
75 721
91 705
72 915
After tax
139 776
133 779
117 795
136 585
Living cost
37 613
37 613
37 613
37 613
Free-cash
102 163
96 166
80 182
98 972

Estimated living cost  is ₽37613 per week

₽25802
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3459
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽6929
₽13304
₽119199
₽91051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
accident
-
-
-
253
income
-
-
-
59 416
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
66 403
Employee
37 593
-
190 595
-
health
4 304
-
21 823
-
income
5 157
-
46 169
-
pensions
4 233
-
7 654
-
total
13 694
-
75 646
-
Employer
37 593
-
190 595
-
accident
628
-
3 183
-
unemployment
921
-
4 669
-
pensions
6 112
-
11 053
-
total
7 661
-
18 905
-
Corporate
164 246
209 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

147 822
188 550
-
-
total
147 822
188 550
-
-
Dividends
16 424
20 950
-
-
withholding
3 121
3 981
-
-
total
3 121
3 981
-
-
Income
209 500
209 500
209 500
209 500
Total tax
172 298
192 531
94 551
66 403
After tax
37 202
16 969
114 949
143 097
Living cost
23 898
23 898
23 898
23 898
Free-cash
13 304
-6 929
91 051
119 199

Estimated living cost  is ₽23898 per week

₽17539
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1393
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4485
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽146636
₽143583
₽116466
₽138658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
209 500
work injury
-
-
-
807
health insurance
-
-
-
11 943
income
-
-
-
35 021
pensions
-
-
-
29 695
unemployment
-
-
-
1 937
total
-
-
-
79 403
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 810
-
209 500
-
work injury
109
-
403
-
income
2 181
-
35 021
-
pensions
4 013
-
14 848
-
health insurance
1 614
-
5 971
-
unemployment
262
-
968
-
total
8 179
-
57 211
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
187 690
209 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

18 769
20 950
-
-
total
18 769
20 950
-
-
Dividends
168 921
188 550
-
-
withholding
25 338
28 283
-
-
total
25 338
28 283
-
-
Income
209 500
209 500
209 500
209 500
Total tax
52 286
49 233
57 211
79 403
After tax
157 214
160 267
152 289
130 097
Living cost
13 631
13 631
13 631
13 631
Free-cash
143 583
146 636
138 658
116 466

Estimated living cost  is ₽13631 per week

₽8445
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽70148
₽65558
₽57118
₽48820
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 500
municipal
-
-
-
1 430
regional
-
-
-
4 957
national
-
-
-
55 288
social contributions
-
-
-
50 506
total
-
-
-
112 181
Employee
85 034
-
209 500
-
social contributions
28 673
-
66 215
-
regional
1 284
-
4 434
-
municipal
507
-
1 289
-
national
14 370
-
48 541
-
total
44 834
-
120 479
-
Employer
85 034
-
209 500
-
total
-
-
-
-
Corporate
124 466
209 500
-
-
nationa
29 872
50 280
-
-
municipal
6 000
10 098
-
-
total
35 872
60 378
-
-
Dividends
88 594
149 122
-
-
withholding
23 035
38 773
-
-
total
23 035
38 773
-
-
Income
209 500
209 500
209 500
209 500
Total tax
103 741
99 151
120 479
112 181
After tax
105 759
110 349
89 021
97 319
Living cost
40 201
40 201
40 201
40 201
Free-cash
65 558
70 148
48 820
57 118

Estimated living cost  is ₽40201 per week

₽28238
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽607
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8589
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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