Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 209000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽157764
₽149340
₽153835
₽160338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
unemployment
-
-
-
149
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 517
income
-
-
-
31 350
health
-
-
-
4 287
total
-
-
-
41 303
Employee
24 307
-
201 687
-
accident

We are using the highest rate at 1.1%.

267
-
410
-
income
2 431
-
20 168
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 134
-
3 273
-
health
1 118
-
1 715
-
total
5 950
-
25 566
-
Employer
24 307
-
201 687
-
accident

We are using the highest rate at 1.1%.

267
-
410
-
health
1 677
-
2 572
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 679
-
4 107
-
unemployment
146
-
224
-
total
4 769
-
7 313
-
Corporate
179 924
209 000
-
-
income
17 992
20 900
-
-
total
17 992
20 900
-
-
Dividends
161 932
188 100
-
-
withholding
8 097
9 405
-
-
total
8 097
9 405
-
-
Income
209 000
209 000
209 000
209 000
Total tax
36 808
30 305
32 879
41 303
After tax
172 192
178 695
176 121
167 697
Living cost
18 357
18 357
18 357
18 357
Free-cash
153 835
160 338
157 764
149 340

Estimated living cost  is ₽18357 per week

₽12141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4728
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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