Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 209000
per

Your estimated
City
free-cash

Dresden , Germany
₽74796
₽85957
₽74198
₽99727
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
209 000
trade
-
-
-
25 529
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 070
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 744
total
-
-
-
104 237
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 597
-
209 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
3 744
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 078
-
68 070
-
total
8 031
-
78 708
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
170 403
209 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 406
1 723
-
-
income
25 561
31 350
-
-
trade
26 839
32 917
-
-
chamber of commerce
398
454
-
-
total
54 204
66 444
-
-
Dividends
116 200
142 556
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 576
1 940
-
-
withholding
28 667
35 255
-
-
total
30 243
37 195
-
-
Income
209 000
209 000
209 000
209 000
Total tax
92 478
103 639
78 708
104 237
After tax
116 522
105 361
130 292
104 763
Living cost
30 565
30 565
30 565
30 565
Free-cash
85 957
74 796
99 727
74 198

Estimated living cost  is ₽30565 per week

₽19226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7204
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽79426
₽78577
₽69322
₽70445
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
municipal
-
-
-
23 121
pensions
-
-
-
25 080
national
-
-
-
38 240
social contributions
-
-
-
2 247
total
-
-
-
88 688
Employee
79 044
-
180 679
-
municipal
9 763
-
23 930
-
pensions
3 162
-
7 227
-
national
15 129
-
40 012
-
total
28 054
-
71 169
-
Employer
79 044
-
180 679
-
social contributions
850
-
1 942
-
pensions
6 324
-
14 454
-
total
7 174
-
16 396
-
Corporate
117 566
209 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

23 513
41 800
-
-
total
23 513
41 800
-
-
Dividends
94 053
167 200
-
-
withholding
20 692
36 784
-
-
total
20 692
36 784
-
-
Income
209 000
209 000
209 000
209 000
Total tax
79 433
78 584
87 565
88 688
After tax
129 567
130 416
121 435
120 312
Living cost
50 990
50 990
50 990
50 990
Free-cash
78 577
79 426
70 445
69 322

Estimated living cost  is ₽50990 per week

₽34657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽763
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10830
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽146206
₽137929
₽53813
₽68924
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
209 000
microenterprise
-
-
-
-
income
-
-
-
42 235
surtax
-
-
-
53 294
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 664
total
-
-
-
134 193
Employee
29 487
-
162 188
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 244
-
13 229
-
surtax
-
-
23 518
-
income
5 249
-
35 523
-
total
8 493
-
72 270
-
Employer
29 487
-
162 188
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 103
-
28 972
-
surtax
-
-
17 840
-
total
7 103
-
46 812
-
Corporate
172 410
209 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

34 481
41 800
-
-
total
34 481
41 800
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

137 929
167 200
-
-
total
-
-
-
-
Income
209 000
209 000
209 000
209 000
Total tax
50 077
41 800
119 082
134 193
After tax
158 923
167 200
89 918
74 807
Living cost
20 994
20 994
20 994
20 994
Free-cash
137 929
146 206
68 924
53 813

Estimated living cost  is ₽20994 per week

₽13393
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1999
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽61668
₽55487
₽70938
₽91424
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
71 522
pensions
-
-
-
11 823
health
-
-
-
12 444
total
-
-
-
95 789
Employee
86 174
86 174
190 247
-
health
13 227
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 105
14 105
32 282
-
pensions
15 511
11 823
11 823
-
total
42 843
37 179
56 549
-
Employer
86 174
86 174
190 247
-
unemployment
3 102
3 102
3 855
-
pensions
5 998
5 998
7 455
-
health
5 990
5 990
7 444
-
total
15 090
15 090
18 754
-
Corporate
108 793
107 735
-
-
income
21 758
21 547
-
-
total
21 758
21 547
-
-
Dividends
87 035
86 188
-
-
income
18 495
18 315
-
-
withholding
13 054
12 928
-
-
total
31 549
31 243
-
-
Income
209 000
209 000
209 000
209 000
Total tax
111 240
105 059
75 303
95 789
After tax
97 760
103 941
133 697
113 211
Living cost
42 273
42 273
42 273
42 273
Free-cash
55 487
61 668
91 424
70 938

Estimated living cost  is ₽42273 per week

₽29958
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽75125
₽74249
₽66057
₽65110
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
municipal
-
-
-
54 942
accident
-
-
-
171
pensions
-
-
-
9 237
other
-
-
-
9 929
unemployment
-
-
-
85
health
-
-
-
5 332
national
-
-
-
24 258
total
-
-
-
103 954
Employee
55 556
-
182 151
-
municipal
16 567
-
54 318
-
national
-
-
23 735
-
total
16 567
-
78 053
-
Employer
55 556
-
182 151
-
accident
111
-
171
-
other
6 456
-
9 929
-
unemployment
1 467
-
2 256
-
pensions
6 006
-
9 237
-
health
3 417
-
5 255
-
total
17 457
-
26 848
-
Corporate
135 988
209 000
-
-
income
29 917
45 980
-
-
total
29 917
45 980
-
-
Dividends
106 071
163 020
-
-
withholding
31 821
48 906
-
-
total
31 821
48 906
-
-
Income
209 000
209 000
209 000
209 000
Total tax
95 762
94 886
104 901
103 954
After tax
113 238
114 114
104 099
105 046
Living cost
38 989
38 989
38 989
38 989
Free-cash
74 249
75 125
65 110
66 057

Estimated living cost  is ₽38989 per week

₽25841
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3826
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽64645
₽78824
₽63988
₽90650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
209 000
trade
-
-
-
26 662
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 070
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 744
total
-
-
-
105 370
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 174
-
209 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

241
-
3 744
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 397
-
68 070
-
total
11 532
-
78 708
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
157 826
209 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 302
1 723
-
-
income
23 673
31 350
-
-
trade
25 961
34 380
-
-
chamber of commerce
377
450
-
-
total
51 313
67 903
-
-
Dividends
106 512
141 096
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 444
1 919
-
-
withholding
26 245
34 891
-
-
total
27 689
36 810
-
-
Income
209 000
209 000
209 000
209 000
Total tax
90 534
104 713
78 708
105 370
After tax
118 466
104 287
130 292
103 630
Living cost
39 642
39 642
39 642
39 642
Free-cash
78 824
64 645
90 650
63 988

Estimated living cost  is ₽39642 per week

₽26513
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽119636
₽115448
₽108556
₽106804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
46 057
health
-
-
-
5 329
social contributions
-
-
-
16 327
total
-
-
-
67 713
Employee
77 596
77 596
196 675
-
social contributions
3 771
6 440
8 686
-
health
772
1 319
3 344
-
income
8 148
7 183
45 111
-
total
12 691
14 942
57 141
-
Employer
77 596
77 596
196 675
-
social contributions
3 771
6 440
8 686
-
health
841
1 436
3 638
-
total
4 612
7 876
12 324
-
Corporate
158 967
123 527
-
-
income
19 872
15 441
-
-
total
19 872
15 441
-
-
Dividends
139 096
108 087
-
-
withholding
23 646
18 374
-
-
total
23 646
18 374
-
-
Income
209 000
209 000
209 000
209 000
Total tax
60 821
56 633
69 465
67 713
After tax
148 179
152 367
139 535
141 287
Living cost
32 731
32 731
32 731
32 731
Free-cash
115 448
119 636
106 804
108 556

Estimated living cost  is ₽32731 per week

₽22375
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2557
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽99005
₽99385
₽126450
₽102823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
25 550
pensions
-
-
-
20 900
unemployment
-
-
-
3 135
health
-
-
-
14 630
total
-
-
-
64 215
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 467
10 533
174 895
-
health
1 853
737
12 243
-
income
3 236
1 288
21 381
-
pensions
2 647
1 053
17 490
-
unemployment
397
158
2 623
-
total
8 133
3 236
53 737
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 467
10 533
174 895
-
pensions
5 161
2 054
34 105
-
total
5 161
2 054
34 105
-
Corporate
177 372
196 413
-
-
income
15 964
17 677
-
-
total
15 964
17 677
-
-
Dividends
161 409
178 736
-
-
social contributions
31 354
34 733
-
-
withholding
30 668
33 960
-
-
total
62 022
68 693
-
-
Income
209 000
209 000
209 000
209 000
Total tax
91 280
91 660
87 842
64 215
After tax
117 720
117 340
121 158
144 785
Living cost
18 335
18 335
18 335
18 335
Free-cash
99 385
99 005
102 823
126 450

Estimated living cost  is ₽18335 per week

₽12512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽366
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽142826
₽136557
₽87649
₽96091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
28 007
pensions
-
-
-
41 800
health
-
-
-
27 170
total
-
-
-
96 977
Employee
28 627
-
156 202
-
income
3 223
-
30 115
-
pensions
573
-
3 123
-
unemployment
458
-
2 499
-
total
4 254
-
35 737
-
Employer
28 627
-
156 202
-
unemployment
230
-
1 250
-
pensions
5 726
-
31 241
-
health
3 721
-
20 307
-
total
9 677
-
52 798
-
Corporate
170 697
209 000
-
-
income
34 138
41 800
-
-
total
34 138
41 800
-
-
Dividends
136 558
167 200
-
-
total
-
-
-
-
Income
209 000
209 000
209 000
209 000
Total tax
48 069
41 800
88 535
96 977
After tax
160 931
167 200
120 465
112 023
Living cost
24 374
24 374
24 374
24 374
Free-cash
136 557
142 826
96 091
87 649

Estimated living cost  is ₽24374 per week

₽16718
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1452
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5714
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽5142
₽13543
₽120686
₽92588
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
accident
-
-
-
253
income
-
-
-
59 256
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
66 243
Employee
34 719
-
190 114
-
health
3 975
-
21 768
-
income
4 763
-
46 033
-
pensions
3 909
-
7 654
-
total
12 647
-
75 455
-
Employer
34 719
-
190 114
-
accident
580
-
3 175
-
unemployment
851
-
4 658
-
pensions
5 646
-
11 053
-
total
7 077
-
18 886
-
Corporate
167 206
209 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

150 485
188 100
-
-
total
150 485
188 100
-
-
Dividends
16 720
20 900
-
-
withholding
3 177
3 971
-
-
total
3 177
3 971
-
-
Income
209 000
209 000
209 000
209 000
Total tax
173 386
192 071
94 341
66 243
After tax
35 614
16 929
114 659
142 757
Living cost
22 071
22 071
22 071
22 071
Free-cash
13 543
-5 142
92 588
120 686

Estimated living cost  is ₽22071 per week

₽16176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽189471
₽187769
₽197831
₽158121
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
209 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 090
total
-
-
-
2 090
Employee
11 349
-
209 000
-
income
2 269
-
41 800
-
total
2 269
-
41 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

197 651
209 000
-
-
total
-
-
-
-
Dividends
197 651
209 000
-
-
withholding
9 883
10 450
-
-
total
9 883
10 450
-
-
Income
209 000
209 000
209 000
209 000
Total tax
12 152
10 450
41 800
2 090
After tax
196 848
198 550
167 200
206 910
Living cost
9 079
9 079
9 079
9 079
Free-cash
187 769
189 471
158 121
197 831

Estimated living cost  is ₽9079 per week

₽5627
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽755
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽126664
₽119847
₽95979
₽94210
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
35 263
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
36 829
other
-
-
-
7 288
health
-
-
-
6 752
total
-
-
-
86 132
Employee
36 640
-
170 197
-
health
513
-
2 149
-
income
6 308
-
34 673
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 564
-
10 741
-
unemployment
366
-
1 534
-
total
9 751
-
49 097
-
Employer
36 640
-
170 197
-
accident
293
-
1 362
-
other
1 833
-
7 671
-
unemployment
366
-
1 534
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 229
-
26 088
-
health
513
-
2 149
-
total
9 234
-
38 804
-
Corporate
163 126
209 000
-
-
income
34 257
43 890
-
-
total
34 257
43 890
-
-
Dividends
128 869
165 110
-
-
withholding
9 022
11 557
-
-
total
9 022
11 557
-
-
Income
209 000
209 000
209 000
209 000
Total tax
62 264
55 447
87 901
86 132
After tax
146 736
153 553
121 099
122 868
Living cost
26 889
26 889
26 889
26 889
Free-cash
119 847
126 664
94 210
95 979

Estimated living cost  is ₽26889 per week

₽18999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1815
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽65782
₽73937
₽68570
₽49822
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
62 984
pensions
-
-
-
9 724
total
-
-
-
72 708
Employee
95 816
-
182 290
-
health
1 579
-
2 525
-
income
17 272
-
50 487
-
pensions
9 244
-
11 735
-
total
28 095
-
64 747
-
Employer
95 816
-
182 290
-
pensions
11 313
-
23 246
-
health
1 820
-
3 463
-
total
13 133
-
26 709
-
Corporate
100 051
209 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

19 009
39 711
-
-
total
19 009
39 711
-
-
Dividends
81 042
169 289
-
-
withholding
7 104
35 785
-
-
total
7 104
35 785
-
-
Income
209 000
209 000
209 000
209 000
Total tax
67 341
75 496
91 456
72 708
After tax
141 659
133 504
117 544
136 292
Living cost
67 722
67 722
67 722
67 722
Free-cash
73 937
65 782
49 822
68 570

Estimated living cost  is ₽67722 per week

₽50745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽165456
₽160766
₽154994
₽163525
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
31 350
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 220
unemployment
-
-
-
141
health
-
-
-
4 056
total
-
-
-
40 767
Employee
17 531
-
202 080
-
health
806
-
1 622
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
income
1 753
-
20 208
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 539
-
3 097
-
total
4 291
-
25 315
-
Employer
17 531
-
202 080
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
unemployment
105
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 932
-
3 887
-
health
1 210
-
2 434
-
total
3 440
-
6 921
-
Corporate
188 029
209 000
-
-
income
18 803
20 900
-
-
total
18 803
20 900
-
-
Dividends
169 227
188 100
-
-
withholding
8 461
9 405
-
-
total
8 461
9 405
-
-
Income
209 000
209 000
209 000
209 000
Total tax
34 995
30 305
32 236
40 767
After tax
174 005
178 695
176 764
168 233
Living cost
13 239
13 239
13 239
13 239
Free-cash
160 766
165 456
163 525
154 994

Estimated living cost  is ₽13239 per week

₽7729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽945
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4214
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽47984
₽50523
₽57254
₽77740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
71 522
pensions
-
-
-
11 823
health
-
-
-
12 444
total
-
-
-
95 789
Employee
93 558
86 174
190 247
-
health
11 672
11 251
12 444
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 105
14 105
32 282
-
pensions
11 823
11 823
11 823
-
total
37 600
37 179
56 549
-
Employer
93 558
86 174
190 247
-
unemployment
3 368
3 102
3 855
-
pensions
6 511
5 998
7 455
-
health
6 501
5 990
7 444
-
total
16 380
15 090
18 754
-
Corporate
99 061
107 735
-
-
income
19 812
21 547
-
-
total
19 812
21 547
-
-
Dividends
79 249
86 188
-
-
income
16 840
18 315
-
-
withholding
11 888
12 928
-
-
total
28 728
31 243
-
-
Income
209 000
209 000
209 000
209 000
Total tax
102 520
105 059
75 303
95 789
After tax
106 480
103 941
133 697
113 211
Living cost
55 957
55 957
55 957
55 957
Free-cash
50 523
47 984
77 740
57 254

Estimated living cost  is ₽55957 per week

₽41278
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4998
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽642
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9041
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽119729
₽111107
₽98058
₽89071
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
21 901
health
-
-
-
28 215
solidarity contribution
-
-
-
1 884
social contributions
-
-
-
34 775
total
-
-
-
86 775
Employee
35 540
-
164 428
-
social contributions
2 310
-
7 741
-
health
4 798
-
22 198
-
solidarity contribution
-
-
1 078
-
income
4 265
-
20 173
-
total
11 373
-
51 190
-
Employer
35 540
-
164 428
-
social contributions
8 885
-
29 774
-
health
3 199
-
14 798
-
total
12 084
-
44 572
-
Corporate
161 377
209 000
-
-
income
30 662
39 710
-
-
total
30 662
39 710
-
-
Dividends
130 715
169 290
-
-
withholding
19 607
25 394
-
-
total
19 607
25 394
-
-
Income
209 000
209 000
209 000
209 000
Total tax
73 726
65 104
95 762
86 775
After tax
135 274
143 896
113 238
122 225
Living cost
24 167
24 167
24 167
24 167
Free-cash
111 107
119 729
89 071
98 058

Estimated living cost  is ₽24167 per week

₽16787
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1719
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽68931
₽63660
₽57015
₽48446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
municipal
-
-
-
1 268
regional
-
-
-
2 557
national
-
-
-
55 073
social contributions
-
-
-
50 506
total
-
-
-
109 404
Employee
89 684
-
209 000
-
social contributions
30 241
-
66 215
-
regional
846
-
2 283
-
municipal
475
-
1 141
-
national
15 540
-
48 334
-
total
47 102
-
117 973
-
Employer
89 684
-
209 000
-
total
-
-
-
-
Corporate
119 316
209 000
-
-
nationa
28 637
50 159
-
-
municipal
4 653
8 150
-
-
total
33 290
58 309
-
-
Dividends
86 026
150 691
-
-
withholding
22 367
39 179
-
-
total
22 367
39 179
-
-
Income
209 000
209 000
209 000
209 000
Total tax
102 759
97 488
117 973
109 404
After tax
106 241
111 512
91 027
99 596
Living cost
42 581
42 581
42 581
42 581
Free-cash
63 660
68 931
48 446
57 015

Estimated living cost  is ₽42581 per week

₽29682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽653
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9452
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽109194
₽106051
₽76221
₽70051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
63 352
pensions
-
-
-
26 936
other
-
-
-
-
unemployment
-
-
-
230
health
-
-
-
9 562
surtax
-
-
-
10 431
total
-
-
-
110 511
Employee
33 371
-
180 651
-
other
-
-
-
-
health
852
-
3 434
-
surtax
109
-
9 224
-
income
5 594
-
57 316
-
pensions
2 225
-
8 983
-
unemployment
2 323
-
9 374
-
total
11 103
-
88 331
-
Employer
33 371
-
180 651
-
other
-
-
-
-
unemployment
1 057
-
4 269
-
pensions
4 449
-
17 953
-
health
1 519
-
6 128
-
total
7 025
-
28 350
-
Corporate
168 605
209 000
-
-
income
43 838
54 340
-
-
total
43 838
54 340
-
-
Dividends
124 767
154 660
-
-
withholding
18 715
23 198
-
-
total
18 715
23 198
-
-
Income
209 000
209 000
209 000
209 000
Total tax
80 681
77 538
116 681
110 511
After tax
128 319
131 462
92 319
98 489
Living cost
22 268
22 268
22 268
22 268
Free-cash
106 051
109 194
70 051
76 221

Estimated living cost  is ₽22268 per week

₽13616
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2055
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6084
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽87238
₽93929
₽90026
₽71278
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
62 984
pensions
-
-
-
9 724
total
-
-
-
72 708
Employee
64 213
-
182 290
-
health
932
-
2 525
-
income
11 565
-
50 487
-
pensions
5 450
-
11 735
-
total
17 947
-
64 747
-
Employer
64 213
-
182 290
-
pensions
6 951
-
23 246
-
health
1 220
-
3 463
-
total
8 171
-
26 709
-
Corporate
136 616
209 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

25 958
39 711
-
-
total
25 958
39 711
-
-
Dividends
110 658
169 289
-
-
withholding
16 729
35 785
-
-
total
16 729
35 785
-
-
Income
209 000
209 000
209 000
209 000
Total tax
68 805
75 496
91 456
72 708
After tax
140 195
133 504
117 544
136 292
Living cost
46 266
46 266
46 266
46 266
Free-cash
93 929
87 238
71 278
90 026

Estimated living cost  is ₽46266 per week

₽34662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3468
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7651
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽19305
₽51936
₽90367
₽82142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
city
-
-
-
2 204
pensions
-
-
-
19 228
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 180
regional
-
-
-
11 365
health
-
-
-
470
national
-
-
-
4 920
total
-
-
-
42 367
Employee
89 251
-
187 757
-
city
958
-
2 025
-
regional
2 923
-
10 027
-
health
202
-
423
-
pensions
7 498
-
15 000
-
unemployment
-
-
-
-
national
422
-
3 939
-
total
12 003
-
31 414
-
Employer
89 251
-
187 757
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 784
-
3 755
-
unemployment
-
-
-
-
pensions
7 498
-
15 000
-
health
202
-
423
-
total
9 484
-
19 178
-
Corporate
109 283
209 000
-
-
regional
23 114
44 204
-
-
national
9 289
17 764
-
-
total
32 403
61 968
-
-
Dividends
76 881
147 032
-
-
withholding
26 908
51 461
-
-
total
26 908
51 461
-
-
Income
209 000
209 000
209 000
209 000
Total tax
80 798
113 429
50 592
42 367
After tax
128 202
95 571
158 408
166 633
Living cost
76 266
76 266
76 266
76 266
Free-cash
51 936
19 305
82 142
90 367

Estimated living cost  is ₽76266 per week

₽49595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18891
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽56983
₽73348
₽56266
₽84064
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
209 000
trade
-
-
-
27 798
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 070
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 744
total
-
-
-
106 506
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 646
-
209 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

393
-
3 744
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 131
-
68 070
-
total
14 418
-
78 708
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
148 354
209 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 224
1 723
-
-
income
22 252
31 350
-
-
trade
25 443
35 843
-
-
chamber of commerce
362
448
-
-
total
49 281
69 364
-
-
Dividends
99 074
139 635
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 340
1 900
-
-
withholding
24 385
34 525
-
-
total
25 725
36 425
-
-
Income
209 000
209 000
209 000
209 000
Total tax
89 424
105 789
78 708
106 506
After tax
119 576
103 211
130 292
102 494
Living cost
46 228
46 228
46 228
46 228
Free-cash
73 348
56 983
84 064
56 266

Estimated living cost  is ₽46228 per week

₽33763
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽70811
₽76772
₽81404
₽76423
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
36 533
pensions
-
-
-
34 290
other
-
-
-
6 478
health
-
-
-
9 814
surtax
-
-
-
-
social contributions
-
-
-
5 956
total
-
-
-
93 071
Employee
43 189
-
160 204
-
social contributions
1 231
-
4 565
-
surtax
-
-
-
-
income
2 549
-
32 908
-
pensions
4 883
-
11 783
-
total
8 663
-
49 256
-
Employer
43 189
-
160 204
-
other
1 490
-
6 523
-
social contributions
130
-
481
-
unemployment
1 748
-
6 488
-
pensions
7 095
-
19 721
-
health
3 024
-
15 583
-
total
13 487
-
48 796
-
Corporate
152 324
209 000
-
-
surtax
-
-
-
-
income
42 651
58 520
-
-
total
42 651
58 520
-
-
Dividends
109 674
150 480
-
-
surtax
-
-
-
-
social contributions
18 863
25 883
-
-
withholding
14 039
19 261
-
-
total
32 902
45 144
-
-
Income
209 000
209 000
209 000
209 000
Total tax
97 703
103 664
98 052
93 071
After tax
111 297
105 336
110 948
115 929
Living cost
34 525
34 525
34 525
34 525
Free-cash
76 772
70 811
76 423
81 404

Estimated living cost  is ₽34525 per week

₽21770
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2807
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽74231
₽79838
₽84824
₽79843
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
36 533
pensions
-
-
-
34 290
other
-
-
-
6 478
health
-
-
-
9 814
surtax
-
-
-
-
social contributions
-
-
-
5 956
total
-
-
-
93 071
Employee
38 552
-
160 204
-
social contributions
1 099
-
4 565
-
surtax
-
-
-
-
income
1 988
-
32 908
-
pensions
4 360
-
11 783
-
total
7 447
-
49 256
-
Employer
38 552
-
160 204
-
other
1 331
-
6 523
-
social contributions
115
-
481
-
unemployment
1 561
-
6 488
-
pensions
6 335
-
19 721
-
health
2 698
-
15 583
-
total
12 040
-
48 796
-
Corporate
158 409
209 000
-
-
surtax
-
-
-
-
income
44 355
58 520
-
-
total
44 355
58 520
-
-
Dividends
114 054
150 480
-
-
surtax
-
-
-
-
social contributions
19 617
25 883
-
-
withholding
14 598
19 261
-
-
total
34 215
45 144
-
-
Income
209 000
209 000
209 000
209 000
Total tax
98 057
103 664
98 052
93 071
After tax
110 943
105 336
110 948
115 929
Living cost
31 105
31 105
31 105
31 105
Free-cash
79 838
74 231
79 843
84 824

Estimated living cost  is ₽31105 per week

₽18039
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9316
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽106111
₽106634
₽112822
₽107594
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
31 350
health
-
-
-
14 588
social contributions
-
-
-
28 842
total
-
-
-
74 780
Employee
34 215
-
209 000
-
social contributions
4 722
-
28 842
-
health
2 388
-
14 588
-
income
5 707
-
36 578
-
total
12 817
-
80 008
-
Employer
34 215
-
209 000
-
total
-
-
-
-
Corporate
174 785
209 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

8 740
10 450
-
-
total
8 740
10 450
-
-
Dividends
166 045
198 550
-
-
health
11 590
13 859
-
-
social contributions
22 915
27 400
-
-
withholding
24 906
29 782
-
-
total
59 411
71 041
-
-
Income
209 000
209 000
209 000
209 000
Total tax
80 968
81 491
80 008
74 780
After tax
128 032
127 509
128 992
134 220
Living cost
21 398
21 398
21 398
21 398
Free-cash
106 634
106 111
107 594
112 822

Estimated living cost  is ₽21398 per week

₽14320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1319
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽79786
₽78222
₽71797
₽19424
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
chamber of commerce
-
-
-
837
income
-
-
-
63 593
pensions
-
-
-
21 810
unemployment
-
-
-
6 189
health
-
-
-
9 018
surtax
-
-
-
199
total
-
-
-
101 646
Employee
50 431
40 215
170 997
-
other
504
402
1 180
-
health
1 951
1 557
4 561
-
income
5 741
2 966
52 873
-
pensions
5 165
4 117
12 072
-
unemployment
1 513
1 206
3 537
-
total
14 874
10 248
74 223
-
Employer
50 431
40 215
170 997
-
accident
655
523
1 532
-
other
2 396
1 909
7 670
-
chamber of commerce
201
161
684
-
unemployment
1 513
1 206
3 537
-
surtax
199
199
199
-
pensions
6 329
5 048
14 795
-
payroll
1 513
1 206
5 130
-
health
1 905
1 520
4 456
-
total
14 711
11 772
38 003
-
Corporate
143 858
157 012
167 167
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

35 965
39 253
41 793
-
total
35 965
39 253
41 793
-
Dividends
107 893
117 759
-
-
withholding
29 671
32 384
-
-
total
29 671
32 384
-
-
Income
209 000
209 000
209 000
209 000
Total tax
95 221
93 657
154 019
101 646
After tax
113 779
115 343
54 981
107 354
Living cost
35 557
35 557
35 557
35 557
Free-cash
78 222
79 786
19 424
71 797

Estimated living cost  is ₽35557 per week

₽23715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3033
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8225
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽78905
₽64893
₽54017
₽35047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
national
-
-
-
82 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 030
social contributions
-
-
-
25 159
total
-
-
-
118 189
Employee

The minimum management director salary is set at €45,000 per year.

72 183
-
161 876
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 765
-
8 443
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 391
-
7 608
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 414
-
12 141
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

628
-
1 408
-
national
22 192
-
60 439
-
total
35 390
-
90 039
-
Employer

The minimum management director salary is set at €45,000 per year.

72 183
-
161 876
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

938
-
2 105
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 053
-
2 363
-
surtax
8 185
-
18 357
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 396
-
14 341
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 439
-
9 954
-
total
21 011
-
47 120
-
Corporate
115 806
209 000
-
-
surtax
463
867
-
-
income
23 162
43 374
-
-
total
23 625
44 241
-
-
Dividends
92 181
164 758
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

27 287
49 060
-
-
total
27 287
49 060
-
-
Income
209 000
209 000
209 000
209 000
Total tax
107 313
93 301
137 159
118 189
After tax
101 687
115 699
71 841
90 811
Living cost
36 794
36 794
36 794
36 794
Free-cash
64 893
78 905
35 047
54 017

Estimated living cost  is ₽36794 per week

₽23700
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽576
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9301
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽102492
₽95581
₽80496
₽76261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
accident
-
-
-
843
income
-
-
-
64 000
pensions
-
-
-
26 469
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
92 061
Employee
50 231
-
179 182
-
other
50
-
94
-
income
10 598
-
60 536
-
pensions
2 361
-
4 397
-
unemployment
779
-
1 450
-
total
13 788
-
66 477
-
Employer
50 231
-
179 182
-
accident
994
-
1 852
-
other
400
-
749
-
unemployment
2 763
-
5 144
-
pensions
11 854
-
22 074
-
total
16 011
-
29 819
-
Corporate
142 758
209 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 413
31 350
-
-
total
21 413
31 350
-
-
Dividends
121 344
177 650
-
-
withholding
25 764
38 715
-
-
total
25 764
38 715
-
-
Income
209 000
209 000
209 000
209 000
Total tax
76 976
70 065
96 296
92 061
After tax
132 024
138 935
112 704
116 939
Living cost
36 443
36 443
36 443
36 443
Free-cash
95 581
102 492
76 261
80 496

Estimated living cost  is ₽36443 per week

₽26837
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2585
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽64956
₽51222
₽44992
₽53324
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
accident
-
-
-
1 762
income
-
-
-
37 824
pensions
-
-
-
31 327
health
-
-
-
14 684
surtax
-
-
-
10 362
communal
-
-
-
13 210
total
-
-
-
109 169
Employee
76 419
-
186 690
-
health
3 401
-
8 309
-
surtax
4 684
-
11 442
-
income
7 381
-
43 841
-
pensions
6 113
-
14 935
-
total
21 579
-
78 527
-
Employer
76 419
-
186 690
-
accident
687
-
1 679
-
pensions
6 113
-
14 935
-
health
2 331
-
5 695
-
total
9 131
-
22 309
-
Corporate
123 450
209 000
-
-
surtax
1 296
2 195
-
-
communal
8 332
14 108
-
-
income
18 518
31 350
-
-
total
28 146
47 653
-
-
Dividends
95 303
161 347
-
-
income
29 788
17 350
-
-
withholding
14 295
24 202
-
-
total
44 083
41 552
-
-
Income
209 000
209 000
209 000
209 000
Total tax
102 939
89 205
100 836
109 169
After tax
106 061
119 795
108 164
99 831
Living cost
54 839
54 839
54 839
54 839
Free-cash
51 222
64 956
53 324
44 992

Estimated living cost  is ₽54839 per week

₽41138
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9797
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽108796
₽105586
₽75823
₽69653
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
63 352
pensions
-
-
-
26 936
other
-
-
-
-
unemployment
-
-
-
230
health
-
-
-
9 562
surtax
-
-
-
10 431
total
-
-
-
110 511
Employee
33 983
-
180 651
-
other
-
-
-
-
health
867
-
3 434
-
surtax
121
-
9 224
-
income
5 697
-
57 316
-
pensions
2 267
-
8 983
-
unemployment
2 365
-
9 374
-
total
11 317
-
88 331
-
Employer
33 983
-
180 651
-
other
-
-
-
-
unemployment
1 078
-
4 269
-
pensions
4 531
-
17 953
-
health
1 545
-
6 128
-
total
7 154
-
28 350
-
Corporate
167 862
209 000
-
-
income
43 644
54 340
-
-
total
43 644
54 340
-
-
Dividends
124 218
154 660
-
-
withholding
18 633
23 198
-
-
total
18 633
23 198
-
-
Income
209 000
209 000
209 000
209 000
Total tax
80 748
77 538
116 681
110 511
After tax
128 252
131 462
92 319
98 489
Living cost
22 666
22 666
22 666
22 666
Free-cash
105 586
108 796
69 653
75 823

Estimated living cost  is ₽22666 per week

₽13684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1971
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽82673
₽80433
₽71752
₽63229
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
municipal
-
-
-
1 268
regional
-
-
-
3 218
national
-
-
-
55 073
social contributions
-
-
-
50 506
total
-
-
-
110 065
Employee
55 977
-
209 000
-
social contributions
18 876
-
66 215
-
regional
754
-
2 898
-
municipal
297
-
1 141
-
national
8 868
-
48 334
-
total
28 795
-
118 588
-
Employer
55 977
-
209 000
-
total
-
-
-
-
Corporate
153 023
209 000
-
-
nationa
36 726
50 159
-
-
municipal
7 604
10 387
-
-
total
44 330
60 546
-
-
Dividends
108 693
148 454
-
-
withholding
28 259
38 598
-
-
total
28 259
38 598
-
-
Income
209 000
209 000
209 000
209 000
Total tax
101 384
99 144
118 588
110 065
After tax
107 616
109 856
90 412
98 935
Living cost
27 183
27 183
27 183
27 183
Free-cash
80 433
82 673
63 229
71 752

Estimated living cost  is ₽27183 per week

₽16906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2754
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7059
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽114116
₽103493
₽92445
₽83458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
21 901
health
-
-
-
28 215
solidarity contribution
-
-
-
1 884
social contributions
-
-
-
34 775
total
-
-
-
86 775
Employee
43 794
-
164 428
-
social contributions
2 847
-
7 741
-
health
5 912
-
22 198
-
solidarity contribution
-
-
1 078
-
income
5 255
-
20 173
-
total
14 014
-
51 190
-
Employer
43 794
-
164 428
-
social contributions
10 949
-
29 774
-
health
3 941
-
14 798
-
total
14 890
-
44 572
-
Corporate
150 316
209 000
-
-
income
28 560
39 710
-
-
total
28 560
39 710
-
-
Dividends
121 756
169 290
-
-
withholding
18 263
25 394
-
-
total
18 263
25 394
-
-
Income
209 000
209 000
209 000
209 000
Total tax
75 727
65 104
95 762
86 775
After tax
133 273
143 896
113 238
122 225
Living cost
29 780
29 780
29 780
29 780
Free-cash
103 493
114 116
83 458
92 445

Estimated living cost  is ₽29780 per week

₽22146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽83257
₽82757
₽75359
₽22837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
chamber of commerce
-
-
-
837
income
-
-
-
63 593
pensions
-
-
-
21 810
unemployment
-
-
-
6 189
health
-
-
-
9 018
surtax
-
-
-
-
total
-
-
-
101 447
Employee
44 111
40 215
171 181
-
other
440
402
1 180
-
health
1 706
1 557
4 561
-
income
3 930
2 966
52 961
-
pensions
4 517
4 117
12 072
-
unemployment
1 323
1 206
3 537
-
total
11 916
10 248
74 311
-
Employer
44 111
40 215
171 181
-
accident
573
523
1 532
-
other
2 095
1 909
7 677
-
chamber of commerce
176
161
686
-
unemployment
1 323
1 206
3 537
-
surtax
-
-
-
-
pensions
5 536
5 048
14 795
-
payroll
1 323
1 206
5 136
-
health
1 668
1 520
4 456
-
total
12 694
11 573
37 819
-
Corporate
152 194
157 211
167 351
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

38 049
39 303
41 839
-
total
38 049
39 303
41 839
-
Dividends
114 145
117 908
-
-
withholding
31 390
32 425
-
-
total
31 390
32 425
-
-
Income
209 000
209 000
209 000
209 000
Total tax
94 049
93 549
153 969
101 447
After tax
114 951
115 451
55 031
107 553
Living cost
32 194
32 194
32 194
32 194
Free-cash
82 757
83 257
22 837
75 359

Estimated living cost  is ₽32194 per week

₽19313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3288
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽574
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9020
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽184401
₽181748
₽192761
₽153051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
209 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 090
total
-
-
-
2 090
Employee
17 686
-
209 000
-
income
3 537
-
41 800
-
total
3 537
-
41 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

191 314
209 000
-
-
total
-
-
-
-
Dividends
191 314
209 000
-
-
withholding
9 566
10 450
-
-
total
9 566
10 450
-
-
Income
209 000
209 000
209 000
209 000
Total tax
13 103
10 450
41 800
2 090
After tax
195 897
198 550
167 200
206 910
Living cost
14 149
14 149
14 149
14 149
Free-cash
181 748
184 401
153 051
192 761

Estimated living cost  is ₽14149 per week

₽9574
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽116831
₽108389
₽71864
₽67331
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
209 000
income
-
-
-
51 018
pensions
-
-
-
38 170
unemployment
-
-
-
314
health
-
-
-
20 567
total
-
-
-
110 069
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 623
-
180 842
-
health
2 882
-
11 681
-
income
7 695
-
46 481
-
pensions
6 917
-
28 030
-
unemployment
63
-
253
-
total
17 557
-
86 445
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 623
-
180 842
-
unemployment
27
-
109
-
pensions
3 949
-
16 005
-
health
2 972
-
12 043
-
total
6 948
-
28 157
-
Corporate
157 429
209 000
-
-
income
29 912
39 709
-
-
total
29 912
39 709
-
-
Dividends
127 517
169 291
-
-
withholding
19 127
25 393
-
-
total
19 127
25 393
-
-
Income
209 000
209 000
209 000
209 000
Total tax
73 544
65 102
114 602
110 069
After tax
135 456
143 898
94 398
98 931
Living cost
27 067
27 067
27 067
27 067
Free-cash
108 389
116 831
67 331
71 864

Estimated living cost  is ₽27067 per week

₽18575
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6233
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽83591
₽35566
₽100871
₽152152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
40 738
social contributions
-
-
-
23 826
total
-
-
-
64 564
Employee
62 466
-
-
-
social contributions
5 122
-
730
-
income
13 779
-
-
-
total
18 901
-
730
-
Employer
62 466
-
-
-
social contributions
88 077
-
12 553
-
total
88 077
-
12 553
-
Corporate
58 456
209 000
-
-
income
12 860
45 980
-
-
total
12 860
45 980
-
-
Dividends
45 596
163 020
-
-
income
10 031
35 864
-
-
total
10 031
35 864
-
-
Income
209 000
209 000
209 000
209 000
Total tax
129 869
81 844
13 283
64 564
After tax
79 131
127 156
195 717
144 436
Living cost
43 565
43 565
43 565
43 565
Free-cash
35 566
83 591
152 152
100 871

Estimated living cost  is ₽43565 per week

₽28267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4097
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽87225
₽86210
₽78270
₽62426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
209 000
income
-
-
-
26 449
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
72 628
total
-
-
-
99 077
Employee
46 411
-
168 889
-
social contributions
5 105
-
18 577
-
surtax
-
-
-
-
income
9 654
-
56 233
-
total
14 759
-
74 810
-
Employer
46 411
-
168 889
-
social contributions
11 023
-
40 111
-
total
11 023
-
40 111
-
Corporate
151 566
209 000
-
-
surtax
-
-
-
-
income
31 829
43 890
-
-
total
31 829
43 890
-
-
Dividends
119 737
165 110
-
-
withholding
33 526
46 232
-
-
total
33 526
46 232
-
-
Income
209 000
209 000
209 000
209 000
Total tax
91 137
90 122
114 921
99 077
After tax
117 863
118 878
94 079
109 923
Living cost
31 653
31 653
31 653
31 653
Free-cash
86 210
87 225
62 426
78 270

Estimated living cost  is ₽31653 per week

₽23683
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1867
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽56597
₽63531
₽67190
₽62209
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
36 533
pensions
-
-
-
34 290
other
-
-
-
6 478
health
-
-
-
9 814
surtax
-
-
-
-
social contributions
-
-
-
5 956
total
-
-
-
93 071
Employee
63 203
-
160 204
-
social contributions
1 800
-
4 565
-
surtax
-
-
-
-
income
5 515
-
32 908
-
pensions
7 149
-
11 783
-
total
14 464
-
49 256
-
Employer
63 203
-
160 204
-
other
2 181
-
6 523
-
social contributions
190
-
481
-
unemployment
2 560
-
6 488
-
pensions
10 385
-
19 721
-
health
4 424
-
15 583
-
total
19 740
-
48 796
-
Corporate
126 057
209 000
-
-
surtax
-
-
-
-
income
35 297
58 520
-
-
total
35 297
58 520
-
-
Dividends
90 760
150 480
-
-
surtax
-
-
-
-
social contributions
15 611
25 883
-
-
withholding
11 618
19 261
-
-
total
27 229
45 144
-
-
Income
209 000
209 000
209 000
209 000
Total tax
96 730
103 664
98 052
93 071
After tax
112 270
105 336
110 948
115 929
Living cost
48 739
48 739
48 739
48 739
Free-cash
63 531
56 597
62 209
67 190

Estimated living cost  is ₽48739 per week

₽32986
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3987
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11097
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽157766
₽154376
₽122511
₽128066
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
10 174
social contributions
-
-
-
45 981
total
-
-
-
56 155
Employee
32 442
-
180 951
-
income
-
-
10 791
-
social contributions
2 108
-
11 762
-
total
2 108
-
22 553
-
Employer
32 442
-
180 951
-
social contributions
5 029
-
28 047
-
total
5 029
-
28 047
-
Corporate
171 529
209 000
-
-
income
17 153
20 900
-
-
total
17 153
20 900
-
-
Dividends
154 377
188 100
-
-
total
-
-
-
-
Income
209 000
209 000
209 000
209 000
Total tax
24 290
20 900
50 600
56 155
After tax
184 710
188 100
158 400
152 845
Living cost
30 334
30 334
30 334
30 334
Free-cash
154 376
157 766
128 066
122 511

Estimated living cost  is ₽30334 per week

₽19613
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2286
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽10958
-₽10958
₽72842
-₽10958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
municipal
-
-
-
44 462
pensions
-
-
-
875
national
-
-
-
25 551
labour market
-
-
-
16 650
total
-
-
-
87 538
Employee
205 213
205 213
205 213
-
labour market
16 394
16 394
16 394
-
national
25 070
25 070
25 070
-
municipal
43 699
43 699
43 699
-
pensions
292
292
292
-
total
85 455
85 455
85 455
-
Employer
205 213
205 213
205 213
-
labour market
16 417
16 417
16 417
-
municipal
43 769
43 769
43 769
-
pensions
583
583
583
-
national
25 114
25 114
25 114
-
total
85 883
85 883
85 883
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
209 000
209 000
209 000
209 000
Total tax
171 338
171 338
171 338
87 538
After tax
37 662
37 662
37 662
121 462
Living cost
48 620
48 620
48 620
48 620
Free-cash
-10 958
-10 958
-10 958
72 842

Estimated living cost  is ₽48620 per week

₽33276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽748
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽4816
₽13593
₽121012
₽92914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
accident
-
-
-
253
income
-
-
-
59 256
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
66 243
Employee
34 207
-
190 114
-
health
3 917
-
21 768
-
income
4 693
-
46 033
-
pensions
3 852
-
7 654
-
total
12 462
-
75 455
-
Employer
34 207
-
190 114
-
accident
571
-
3 175
-
unemployment
838
-
4 658
-
pensions
5 562
-
11 053
-
total
6 971
-
18 886
-
Corporate
167 822
209 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

151 040
188 100
-
-
total
151 040
188 100
-
-
Dividends
16 782
20 900
-
-
withholding
3 189
3 971
-
-
total
3 189
3 971
-
-
Income
209 000
209 000
209 000
209 000
Total tax
173 662
192 071
94 341
66 243
After tax
35 338
16 929
114 659
142 757
Living cost
21 745
21 745
21 745
21 745
Free-cash
13 593
-4 816
92 914
121 012

Estimated living cost  is ₽21745 per week

₽15828
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1240
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽90280
₽93394
₽91520
₽67582
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
209 000
municipal
-
-
-
37 116
health
-
-
-
2 798
national
-
-
-
38 823
total
-
-
-
78 737
Employee
53 092
-
175 821
-
health
396
-
2 286
-
municipal
8 696
-
28 625
-
pensions
3 583
-
11 867
-
unemployment
797
-
2 637
-
national
877
-
24 081
-
total
14 349
-
69 496
-
Employer
53 092
-
175 821
-
accident
54
-
176
-
unemployment
345
-
1 143
-
pensions
9 211
-
30 506
-
health
408
-
1 354
-
total
10 018
-
33 179
-
Corporate
145 891
209 000
-
-
income
29 179
41 800
-
-
total
29 179
41 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

87 534
125 400
-
-
national
7 560
15 605
-
-
municipal
15 757
22 572
-
-
total
23 317
38 177
-
-
Income
209 000
209 000
209 000
209 000
Total tax
76 863
79 977
102 675
78 737
After tax
132 137
129 023
106 325
130 263
Living cost
38 743
38 743
38 743
38 743
Free-cash
93 394
90 280
67 582
91 520

Estimated living cost  is ₽38743 per week

₽25307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽617
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9094
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽129003
₽123510
₽117923
₽116171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
46 057
health
-
-
-
5 329
social contributions
-
-
-
16 327
total
-
-
-
67 713
Employee
77 596
77 596
196 675
-
social contributions
2 934
6 440
8 686
-
health
601
1 319
3 344
-
income
8 449
7 183
45 111
-
total
11 984
14 942
57 141
-
Employer
77 596
77 596
196 675
-
social contributions
2 934
6 440
8 686
-
health
653
1 436
3 638
-
total
3 587
7 876
12 324
-
Corporate
170 065
123 527
-
-
income
21 258
15 441
-
-
total
21 258
15 441
-
-
Dividends
148 807
108 087
-
-
withholding
25 297
18 374
-
-
total
25 297
18 374
-
-
Income
209 000
209 000
209 000
209 000
Total tax
62 126
56 633
69 465
67 713
After tax
146 874
152 367
139 535
141 287
Living cost
23 364
23 364
23 364
23 364
Free-cash
123 510
129 003
116 171
117 923

Estimated living cost  is ₽23364 per week

₽14002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2292
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6553
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽157051
₽151916
₽161355
₽141116
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
209 000
income
-
-
-
21 523
pensions
-
-
-
6 419
unemployment
-
-
-
29
health
-
-
-
3 652
total
-
-
-
31 623
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 163
-
199 138
-
health
1 969
-
8 139
-
income
1 584
-
19 020
-
pensions
3 474
-
14 362
-
unemployment
115
-
479
-
total
7 142
-
42 000
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 163
-
199 138
-
unemployment
115
-
479
-
pensions
1 273
-
5 266
-
health
996
-
4 117
-
total
2 384
-
9 862
-
Corporate
183 453
209 000
-
-
income
16 511
18 811
-
-
total
16 511
18 811
-
-
Dividends
166 942
190 189
-
-
withholding
15 025
17 116
-
-
total
15 025
17 116
-
-
Income
209 000
209 000
209 000
209 000
Total tax
41 062
35 927
51 862
31 623
After tax
167 938
173 073
157 138
177 377
Living cost
16 022
16 022
16 022
16 022
Free-cash
151 916
157 051
141 116
161 355

Estimated living cost  is ₽16022 per week

₽10222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1155
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽111185
₽106730
₽89189
₽84954
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
accident
-
-
-
843
income
-
-
-
64 000
pensions
-
-
-
26 469
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
92 061
Employee
37 313
-
179 182
-
other
36
-
94
-
income
7 194
-
60 536
-
pensions
1 754
-
4 397
-
unemployment
578
-
1 450
-
total
9 562
-
66 477
-
Employer
37 313
-
179 182
-
accident
739
-
1 852
-
other
299
-
749
-
unemployment
2 053
-
5 144
-
pensions
8 805
-
22 074
-
total
11 896
-
29 819
-
Corporate
159 791
209 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

23 968
31 350
-
-
total
23 968
31 350
-
-
Dividends
135 823
177 650
-
-
withholding
29 094
38 715
-
-
total
29 094
38 715
-
-
Income
209 000
209 000
209 000
209 000
Total tax
74 520
70 065
96 296
92 061
After tax
134 480
138 935
112 704
116 939
Living cost
27 750
27 750
27 750
27 750
Free-cash
106 730
111 185
84 954
89 189

Estimated living cost  is ₽27750 per week

₽18730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5866
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽127660
₽127206
₽131475
₽131278
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
71 301
pensions
-
-
-
2 010
health
-
-
-
1 458
total
-
-
-
74 769
Employee
4 198
-
206 738
-
health
210
-
503
-
income
812
-
71 195
-
pensions
378
-
905
-
unemployment
42
-
101
-
total
1 442
-
72 704
-
Employer
4 198
-
206 738
-
unemployment
84
-
201
-
pensions
462
-
1 106
-
health
399
-
955
-
total
945
-
2 262
-
Corporate
203 858
209 000
-
-
income
44 849
45 980
-
-
total
44 849
45 980
-
-
Dividends
159 009
163 020
-
-
withholding
31 802
32 604
-
-
total
31 802
32 604
-
-
Income
209 000
209 000
209 000
209 000
Total tax
79 038
78 584
74 966
74 769
After tax
129 962
130 416
134 034
134 231
Living cost
2 756
2 756
2 756
2 756
Free-cash
127 206
127 660
131 278
131 475

Estimated living cost  is ₽2756 per week

₽1638
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽63
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽133550
₽128585
₽115320
₽115321
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
209 000
income
-
-
-
48 034
pensions
-
-
-
19 392
unemployment
-
-
-
1 119
health
-
-
-
7 682
total
-
-
-
76 227
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 319
-
195 649
-
health
1 355
-
3 841
-
income
3 628
-
48 034
-
pensions
3 685
-
10 442
-
unemployment
197
-
559
-
total
8 865
-
62 876
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 319
-
195 649
-
unemployment
197
-
559
-
pensions
3 158
-
8 950
-
health
1 355
-
3 841
-
total
4 710
-
13 350
-
Corporate
177 970
209 000
-
-
income
26 696
31 350
-
-
total
26 696
31 350
-
-
Dividends
151 275
177 650
-
-
withholding
22 691
26 647
-
-
total
22 691
26 647
-
-
Income
209 000
209 000
209 000
209 000
Total tax
62 962
57 997
76 226
76 227
After tax
146 038
151 003
132 774
132 773
Living cost
17 453
17 453
17 453
17 453
Free-cash
128 585
133 550
115 321
115 320

Estimated living cost  is ₽17453 per week

₽11751
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1350
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3847
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽91673
₽91311
₽82718
₽66874
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
209 000
income
-
-
-
26 449
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
72 628
total
-
-
-
99 077
Employee
39 166
-
168 889
-
social contributions
4 309
-
18 577
-
surtax
-
-
-
-
income
7 653
-
56 233
-
total
11 962
-
74 810
-
Employer
39 166
-
168 889
-
social contributions
9 301
-
40 111
-
total
9 301
-
40 111
-
Corporate
160 533
209 000
-
-
surtax
-
-
-
-
income
33 711
43 890
-
-
total
33 711
43 890
-
-
Dividends
126 821
165 110
-
-
withholding
35 510
46 232
-
-
total
35 510
46 232
-
-
Income
209 000
209 000
209 000
209 000
Total tax
90 484
90 122
114 921
99 077
After tax
118 516
118 878
94 079
109 923
Living cost
27 205
27 205
27 205
27 205
Free-cash
91 311
91 673
66 874
82 718

Estimated living cost  is ₽27205 per week

₽19269
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5565
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽103470
₽96868
₽81474
₽77239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
accident
-
-
-
843
income
-
-
-
64 000
pensions
-
-
-
26 469
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
92 061
Employee
48 736
-
179 182
-
other
48
-
94
-
income
10 179
-
60 536
-
pensions
2 290
-
4 397
-
unemployment
755
-
1 450
-
total
13 272
-
66 477
-
Employer
48 736
-
179 182
-
accident
965
-
1 852
-
other
391
-
749
-
unemployment
2 681
-
5 144
-
pensions
11 501
-
22 074
-
total
15 538
-
29 819
-
Corporate
144 726
209 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 708
31 350
-
-
total
21 708
31 350
-
-
Dividends
123 018
177 650
-
-
withholding
26 149
38 715
-
-
total
26 149
38 715
-
-
Income
209 000
209 000
209 000
209 000
Total tax
76 667
70 065
96 296
92 061
After tax
132 333
138 935
112 704
116 939
Living cost
35 465
35 465
35 465
35 465
Free-cash
96 868
103 470
77 239
81 474

Estimated living cost  is ₽35465 per week

₽25469
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2758
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6739
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽161324
₽155171
₽150862
₽159393
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
31 350
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 220
unemployment
-
-
-
141
health
-
-
-
4 056
total
-
-
-
40 767
Employee
23 001
-
202 080
-
health
1 058
-
1 622
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
income
2 300
-
20 208
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 019
-
3 097
-
total
5 630
-
25 315
-
Employer
23 001
-
202 080
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
unemployment
138
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 535
-
3 887
-
health
1 587
-
2 434
-
total
4 513
-
6 921
-
Corporate
181 486
209 000
-
-
income
18 148
20 900
-
-
total
18 148
20 900
-
-
Dividends
163 338
188 100
-
-
withholding
8 167
9 405
-
-
total
8 167
9 405
-
-
Income
209 000
209 000
209 000
209 000
Total tax
36 458
30 305
32 236
40 767
After tax
172 542
178 695
176 764
168 233
Living cost
17 371
17 371
17 371
17 371
Free-cash
155 171
161 324
159 393
150 862

Estimated living cost  is ₽17371 per week

₽11489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽994
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4474
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽68551
₽81751
₽68074
₽91333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
209 000
trade
-
-
-
23 259
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 070
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 894
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 744
total
-
-
-
101 967
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 210
-
209 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 894
-
6 894
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

228
-
3 744
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 129
-
68 070
-
total
11 251
-
78 708
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
158 790
209 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 310
1 723
-
-
income
23 819
31 350
-
-
trade
22 786
29 991
-
-
chamber of commerce
387
460
-
-
total
48 302
63 524
-
-
Dividends
110 489
145 476
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 498
1 980
-
-
withholding
27 239
35 986
-
-
total
28 737
37 966
-
-
Income
209 000
209 000
209 000
209 000
Total tax
88 290
101 490
78 708
101 967
After tax
120 710
107 510
130 292
107 033
Living cost
38 959
38 959
38 959
38 959
Free-cash
81 751
68 551
91 333
68 074

Estimated living cost  is ₽38959 per week

₽26875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4192
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽88818
₽91043
₽49002
₽49002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
66 921
social contributions
-
-
-
35 593
total
-
-
-
102 514
Employee
78 935
-
209 000
-
income
14 895
-
66 921
-
social contributions
6 558
-
35 593
-
total
21 453
-
102 514
-
Employer
78 935
-
209 000
-
total
-
-
-
-
Corporate
130 065
209 000
-
-
income
16 258
26 124
-
-
total
16 258
26 124
-
-
Dividends
113 806
182 876
-
-
withholding
22 762
36 574
-
-
total
22 762
36 574
-
-
Income
209 000
209 000
209 000
209 000
Total tax
60 473
62 698
102 514
102 514
After tax
148 527
146 302
106 486
106 486
Living cost
57 484
57 484
57 484
57 484
Free-cash
91 043
88 818
49 002
49 002

Estimated living cost  is ₽57484 per week

₽43733
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4684
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8518
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽93887
₽97415
₽134278
₽110065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
209 000
income
-
-
-
31 350
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 741
total
-
-
-
38 091
Employee
46 292
-
204 358
-
income
5 023
-
53 020
-
social contributions
4 638
-
4 642
-
total
9 661
-
57 662
-
Employer
46 292
-
204 358
-
social contributions
4 638
-
4 642
-
total
4 638
-
4 642
-
Corporate
158 070
209 000
-
-
income
55 324
73 151
-
-
total
55 324
73 151
-
-
Dividends
102 746
135 849
-
-
social contributions
5 331
5 331
-
-
total
5 331
5 331
-
-
Income
209 000
209 000
209 000
209 000
Total tax
74 954
78 482
62 304
38 091
After tax
134 046
130 518
146 696
170 909
Living cost
36 631
36 631
36 631
36 631
Free-cash
97 415
93 887
110 065
134 278

Estimated living cost  is ₽36631 per week

₽24129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2888
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽561
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9052
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽95891
₽101889
₽98679
₽79931
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
62 984
pensions
-
-
-
9 724
total
-
-
-
72 708
Employee
51 629
-
182 290
-
health
673
-
2 525
-
income
9 402
-
50 487
-
pensions
3 941
-
11 735
-
total
14 016
-
64 747
-
Employer
51 629
-
182 290
-
pensions
5 216
-
23 246
-
health
981
-
3 463
-
total
6 197
-
26 709
-
Corporate
151 174
209 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

28 723
39 711
-
-
total
28 723
39 711
-
-
Dividends
122 451
169 289
-
-
withholding
20 562
35 785
-
-
total
20 562
35 785
-
-
Income
209 000
209 000
209 000
209 000
Total tax
69 498
75 496
91 456
72 708
After tax
139 502
133 504
117 544
136 292
Living cost
37 613
37 613
37 613
37 613
Free-cash
101 889
95 891
79 931
98 679

Estimated living cost  is ₽37613 per week

₽25802
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3459
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽6969
₽13264
₽118859
₽90761
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
accident
-
-
-
253
income
-
-
-
59 256
pensions
-
-
-
4 174
other
-
-
-
372
health
-
-
-
2 188
total
-
-
-
66 243
Employee
37 593
-
190 114
-
health
4 304
-
21 768
-
income
5 157
-
46 033
-
pensions
4 233
-
7 654
-
total
13 694
-
75 455
-
Employer
37 593
-
190 114
-
accident
628
-
3 175
-
unemployment
921
-
4 658
-
pensions
6 112
-
11 053
-
total
7 661
-
18 886
-
Corporate
163 746
209 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

147 372
188 100
-
-
total
147 372
188 100
-
-
Dividends
16 374
20 900
-
-
withholding
3 111
3 971
-
-
total
3 111
3 971
-
-
Income
209 000
209 000
209 000
209 000
Total tax
171 838
192 071
94 341
66 243
After tax
37 162
16 929
114 659
142 757
Living cost
23 898
23 898
23 898
23 898
Free-cash
13 264
-6 969
90 761
118 859

Estimated living cost  is ₽23898 per week

₽17539
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1393
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4485
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽146254
₽143200
₽116056
₽138248
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
209 000
work injury
-
-
-
807
health insurance
-
-
-
11 943
income
-
-
-
34 931
pensions
-
-
-
29 695
unemployment
-
-
-
1 937
total
-
-
-
79 313
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 810
-
209 000
-
work injury
109
-
403
-
income
2 181
-
34 931
-
pensions
4 013
-
14 848
-
health insurance
1 614
-
5 971
-
unemployment
262
-
968
-
total
8 179
-
57 121
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
187 190
209 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

18 719
20 900
-
-
total
18 719
20 900
-
-
Dividends
168 471
188 100
-
-
withholding
25 271
28 215
-
-
total
25 271
28 215
-
-
Income
209 000
209 000
209 000
209 000
Total tax
52 169
49 115
57 121
79 313
After tax
156 831
159 885
151 879
129 687
Living cost
13 631
13 631
13 631
13 631
Free-cash
143 200
146 254
138 248
116 056

Estimated living cost  is ₽13631 per week

₽8445
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽69886
₽65297
₽56851
₽48546
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
municipal
-
-
-
1 427
regional
-
-
-
4 942
national
-
-
-
55 073
social contributions
-
-
-
50 506
total
-
-
-
111 948
Employee
85 034
-
209 000
-
social contributions
28 673
-
66 215
-
regional
1 284
-
4 419
-
municipal
507
-
1 285
-
national
14 370
-
48 334
-
total
44 834
-
120 253
-
Employer
85 034
-
209 000
-
total
-
-
-
-
Corporate
123 966
209 000
-
-
nationa
29 751
50 159
-
-
municipal
5 975
10 075
-
-
total
35 726
60 234
-
-
Dividends
88 240
148 766
-
-
withholding
22 942
38 679
-
-
total
22 942
38 679
-
-
Income
209 000
209 000
209 000
209 000
Total tax
103 502
98 913
120 253
111 948
After tax
105 498
110 087
88 747
97 052
Living cost
40 201
40 201
40 201
40 201
Free-cash
65 297
69 886
48 546
56 851

Estimated living cost  is ₽40201 per week

₽28238
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽607
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8589
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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