Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 209000
per

Your estimated
City
free-cash

Dresden , Germany
₽74897
₽99784
₽74232
₽86021
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
209 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 135
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 747
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 871
trade
-
-
-
25 552
total
-
-
-
104 305
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 468
-
209 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
3 747
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 075
-
68 135
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 871
-
6 871
-
total
8 005
-
78 753
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
170 532
209 000
-
-
income
25 579
31 351
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 407
1 723
-
-
chamber of commerce
397
452
-
-
trade
26 860
32 918
-
-
total
54 243
66 444
-
-
Dividends
116 290
142 556
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 578
1 939
-
-
withholding
28 690
35 257
-
-
total
30 268
37 196
-
-
Income
209 000
209 000
209 000
209 000
Total tax
92 516
103 640
78 753
104 305
After tax
116 484
105 360
130 247
104 695
Living cost
30 463
30 463
30 463
30 463
Free-cash
86 021
74 897
99 784
74 232

Estimated living cost  is ₽30463 per week

₽19162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7180
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽77005
₽68802
₽67679
₽76116
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
social contributions
-
-
-
2 247
municipal
-
-
-
23 062
national
-
-
-
37 521
pensions
-
-
-
25 080
total
-
-
-
87 910
Employee
82 797
-
180 679
-
municipal
10 227
-
23 871
-
pensions
3 312
-
7 227
-
national
15 847
-
39 293
-
total
29 386
-
70 391
-
Employer
82 797
-
180 679
-
pensions
6 624
-
14 454
-
social contributions
890
-
1 942
-
total
7 514
-
16 396
-
Corporate
113 225
209 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

22 645
41 800
-
-
total
22 645
41 800
-
-
Dividends
90 580
167 200
-
-
withholding
19 928
36 784
-
-
total
19 928
36 784
-
-
Income
209 000
209 000
209 000
209 000
Total tax
79 473
78 584
86 787
87 910
After tax
129 527
130 416
122 213
121 090
Living cost
53 411
53 411
53 411
53 411
Free-cash
76 116
77 005
68 802
67 679

Estimated living cost  is ₽53411 per week

₽36303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽799
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽146276
₽69037
₽53932
₽138026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
209 000
income
-
-
-
42 313
surtax
-
-
-
53 296
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
38 535
microenterprise
-
-
-
-
total
-
-
-
134 144
Employee
29 388
-
162 274
-
surtax
-
-
23 529
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 233
-
13 185
-
income
5 231
-
35 601
-
total
8 464
-
72 315
-
Employer
29 388
-
162 274
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 079
-
28 875
-
surtax
-
-
17 849
-
total
7 079
-
46 724
-
Corporate
172 533
209 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

34 507
41 800
-
-
total
34 507
41 800
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

138 025
167 200
-
-
total
-
-
-
-
Income
209 000
209 000
209 000
209 000
Total tax
50 050
41 800
119 039
134 144
After tax
158 950
167 200
89 961
74 856
Living cost
20 924
20 924
20 924
20 924
Free-cash
138 026
146 276
69 037
53 932

Estimated living cost  is ₽20924 per week

₽13349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1993
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5107
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽61817
₽91565
₽71038
₽55655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
71 644
health
-
-
-
12 402
pensions
-
-
-
11 784
total
-
-
-
95 830
Employee
85 887
85 887
190 309
-
pensions
15 460
11 784
11 784
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 058
14 058
32 426
-
health
13 183
11 213
12 402
-
total
42 701
37 055
56 612
-
Employer
85 887
85 887
190 309
-
health
5 970
5 970
7 419
-
pensions
5 978
5 978
7 430
-
unemployment
3 092
3 092
3 842
-
total
15 040
15 040
18 691
-
Corporate
109 127
108 073
-
-
income
21 825
21 615
-
-
total
21 825
21 615
-
-
Dividends
87 302
86 459
-
-
income
18 552
18 372
-
-
withholding
13 095
12 969
-
-
total
31 647
31 341
-
-
Income
209 000
209 000
209 000
209 000
Total tax
111 213
105 051
75 303
95 830
After tax
97 787
103 949
133 697
113 170
Living cost
42 132
42 132
42 132
42 132
Free-cash
55 655
61 817
91 565
71 038

Estimated living cost  is ₽42132 per week

₽29858
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3798
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽670
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7806
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽72908
₽63444
₽64443
₽71983
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
accident
-
-
-
181
other
-
-
-
10 494
unemployment
-
-
-
90
health
-
-
-
5 635
municipal
-
-
-
54 522
national
-
-
-
22 667
pensions
-
-
-
9 762
total
-
-
-
103 351
Employee
58 715
-
180 625
-
municipal
17 509
-
53 862
-
national
-
-
22 113
-
total
17 509
-
75 975
-
Employer
58 715
-
180 625
-
health
3 611
-
5 554
-
pensions
6 347
-
9 762
-
accident
117
-
181
-
unemployment
1 550
-
2 384
-
other
6 823
-
10 494
-
total
18 448
-
28 375
-
Corporate
131 837
209 000
-
-
income
29 004
45 980
-
-
total
29 004
45 980
-
-
Dividends
102 833
163 020
-
-
withholding
30 850
48 906
-
-
total
30 850
48 906
-
-
Income
209 000
209 000
209 000
209 000
Total tax
95 811
94 886
104 350
103 351
After tax
113 189
114 114
104 650
105 649
Living cost
41 206
41 206
41 206
41 206
Free-cash
71 983
72 908
63 444
64 443

Estimated living cost  is ₽41206 per week

₽27310
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4043
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽626
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9227
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽64776
₽90737
₽64049
₽78906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
209 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 135
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 747
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 871
trade
-
-
-
26 688
total
-
-
-
105 441
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 004
-
209 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

240
-
3 747
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 382
-
68 135
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 871
-
6 871
-
total
11 493
-
78 753
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
157 996
209 000
-
-
income
23 699
31 351
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 304
1 723
-
-
chamber of commerce
378
450
-
-
trade
25 991
34 381
-
-
total
51 372
67 905
-
-
Dividends
106 625
141 094
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 445
1 918
-
-
withholding
26 274
34 891
-
-
total
27 719
36 809
-
-
Income
209 000
209 000
209 000
209 000
Total tax
90 584
104 714
78 753
105 441
After tax
118 416
104 286
130 247
103 559
Living cost
39 510
39 510
39 510
39 510
Free-cash
78 906
64 776
90 737
64 049

Estimated living cost  is ₽39510 per week

₽26424
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4166
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽119741
₽106884
₽108637
₽115574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
46 140
social contributions
-
-
-
16 273
health
-
-
-
5 329
total
-
-
-
67 742
Employee
77 337
77 337
196 703
-
social contributions
3 758
6 419
8 657
-
income
8 121
7 159
45 197
-
health
769
1 315
3 344
-
total
12 648
14 893
57 198
-
Employer
77 337
77 337
196 703
-
health
838
1 431
3 640
-
social contributions
3 758
6 419
8 657
-
total
4 596
7 850
12 297
-
Corporate
159 134
123 813
-
-
income
19 891
15 477
-
-
total
19 891
15 477
-
-
Dividends
139 243
108 336
-
-
withholding
23 670
18 418
-
-
total
23 670
18 418
-
-
Income
209 000
209 000
209 000
209 000
Total tax
60 805
56 638
69 495
67 742
After tax
148 195
152 362
139 505
141 258
Living cost
32 621
32 621
32 621
32 621
Free-cash
115 574
119 741
106 884
108 637

Estimated living cost  is ₽32621 per week

₽22300
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2548
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7226
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽98887
₽102703
₽126330
₽99270
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
25 550
unemployment
-
-
-
3 135
health
-
-
-
14 630
pensions
-
-
-
20 900
total
-
-
-
64 215
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 641
10 603
174 895
-
unemployment
400
159
2 623
-
pensions
2 664
1 060
17 490
-
income
3 257
1 296
21 381
-
health
1 865
742
12 243
-
total
8 186
3 257
53 737
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 641
10 603
174 895
-
pensions
5 195
2 068
34 105
-
total
5 195
2 068
34 105
-
Corporate
177 164
196 330
-
-
income
15 945
17 670
-
-
total
15 945
17 670
-
-
Dividends
161 220
178 660
-
-
social contributions
31 317
34 718
-
-
withholding
30 632
33 945
-
-
total
61 949
68 663
-
-
Income
209 000
209 000
209 000
209 000
Total tax
91 275
91 658
87 842
64 215
After tax
117 725
117 342
121 158
144 785
Living cost
18 455
18 455
18 455
18 455
Free-cash
99 270
98 887
102 703
126 330

Estimated living cost  is ₽18455 per week

₽12594
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1510
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3982
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽142908
₽96172
₽87730
₽136658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
28 007
health
-
-
-
27 171
pensions
-
-
-
41 800
total
-
-
-
96 978
Employee
28 531
-
156 203
-
unemployment
456
-
2 498
-
pensions
571
-
3 124
-
income
3 212
-
30 116
-
total
4 239
-
35 738
-
Employer
28 531
-
156 203
-
health
3 708
-
20 306
-
pensions
5 707
-
31 242
-
unemployment
229
-
1 250
-
total
9 644
-
52 798
-
Corporate
170 824
209 000
-
-
income
34 166
41 800
-
-
total
34 166
41 800
-
-
Dividends
136 659
167 200
-
-
total
-
-
-
-
Income
209 000
209 000
209 000
209 000
Total tax
48 049
41 800
88 536
96 978
After tax
160 951
167 200
120 464
112 022
Living cost
24 292
24 292
24 292
24 292
Free-cash
136 658
142 908
96 172
87 730

Estimated living cost  is ₽24292 per week

₽16662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1447
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5695
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽5471
₽92166
₽120367
₽13493
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
accident
-
-
-
257
income
-
-
-
59 142
other
-
-
-
377
health
-
-
-
2 221
pensions
-
-
-
4 236
total
-
-
-
66 233
Employee
35 237
-
189 956
-
pensions
3 968
-
7 768
-
income
4 834
-
45 872
-
health
4 035
-
21 750
-
total
12 837
-
75 390
-
Employer
35 237
-
189 956
-
pensions
5 730
-
11 218
-
accident
588
-
3 172
-
unemployment
863
-
4 654
-
total
7 181
-
19 044
-
Corporate
166 582
209 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

149 924
188 100
-
-
total
149 924
188 100
-
-
Dividends
16 658
20 900
-
-
withholding
3 165
3 971
-
-
total
3 165
3 971
-
-
Income
209 000
209 000
209 000
209 000
Total tax
173 107
192 071
94 434
66 233
After tax
35 893
16 929
114 566
142 767
Living cost
22 400
22 400
22 400
22 400
Free-cash
13 493
-5 471
92 166
120 367

Estimated living cost  is ₽22400 per week

₽16417
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1241
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4275
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽190410
₽159060
₽198770
₽188884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
209 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 090
total
-
-
-
2 090
Employee
10 174
-
209 000
-
income
2 035
-
41 800
-
total
2 035
-
41 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

198 826
209 000
-
-
total
-
-
-
-
Dividends
198 826
209 000
-
-
withholding
9 941
10 450
-
-
total
9 941
10 450
-
-
Income
209 000
209 000
209 000
209 000
Total tax
11 976
10 450
41 800
2 090
After tax
197 024
198 550
167 200
206 910
Living cost
8 140
8 140
8 140
8 140
Free-cash
188 884
190 410
159 060
198 770

Estimated living cost  is ₽8140 per week

₽5044
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2195
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽126753
₽94415
₽96182
₽119958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
35 319
other
-
-
-
7 264
health
-
-
-
6 730
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
36 706
total
-
-
-
86 019
Employee
36 518
-
170 320
-
unemployment
365
-
1 529
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 556
-
10 705
-
income
6 287
-
34 731
-
health
512
-
2 141
-
total
9 720
-
49 106
-
Employer
36 518
-
170 320
-
health
512
-
2 141
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 209
-
26 001
-
accident
292
-
1 363
-
unemployment
365
-
1 529
-
other
1 827
-
7 646
-
total
9 205
-
38 680
-
Corporate
163 279
209 000
-
-
income
34 288
43 890
-
-
total
34 288
43 890
-
-
Dividends
128 991
165 110
-
-
withholding
9 030
11 558
-
-
total
9 030
11 558
-
-
Income
209 000
209 000
209 000
209 000
Total tax
62 243
55 448
87 786
86 019
After tax
146 757
153 552
121 214
122 981
Living cost
26 799
26 799
26 799
26 799
Free-cash
119 958
126 753
94 415
96 182

Estimated living cost  is ₽26799 per week

₽18935
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1809
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5623
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
₽66401
₽50527
₽69261
₽74451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
63 227
pensions
-
-
-
9 653
total
-
-
-
72 880
Employee
94 595
-
182 270
-
pensions
9 126
-
11 632
-
income
17 052
-
50 737
-
health
1 559
-
2 515
-
total
27 737
-
64 884
-
Employer
94 595
-
182 270
-
health
1 797
-
3 463
-
pensions
11 169
-
23 267
-
total
12 966
-
26 730
-
Corporate
101 439
209 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

19 273
39 709
-
-
total
19 273
39 709
-
-
Dividends
82 166
169 291
-
-
withholding
7 714
36 031
-
-
total
7 714
36 031
-
-
Income
209 000
209 000
209 000
209 000
Total tax
67 690
75 740
91 614
72 880
After tax
141 310
133 260
117 386
136 120
Living cost
66 859
66 859
66 859
66 859
Free-cash
74 451
66 401
50 527
69 261

Estimated living cost  is ₽66859 per week

₽50099
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽165490
₽163590
₽155052
₽160812
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
31 350
unemployment
-
-
-
141
health
-
-
-
4 046
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 206
total
-
-
-
40 743
Employee
17 485
-
202 098
-
accident

We are using the highest rate at 1.1%.

193
-
387
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 535
-
3 089
-
income
1 748
-
20 209
-
health
804
-
1 618
-
total
4 280
-
25 303
-
Employer
17 485
-
202 098
-
health
1 207
-
2 427
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 927
-
3 877
-
accident

We are using the highest rate at 1.1%.

193
-
387
-
unemployment
105
-
211
-
total
3 432
-
6 902
-
Corporate
188 084
209 000
-
-
income
18 808
20 900
-
-
total
18 808
20 900
-
-
Dividends
169 276
188 100
-
-
withholding
8 463
9 405
-
-
total
8 463
9 405
-
-
Income
209 000
209 000
209 000
209 000
Total tax
34 983
30 305
32 205
40 743
After tax
174 017
178 695
176 795
168 257
Living cost
13 205
13 205
13 205
13 205
Free-cash
160 812
165 490
163 590
155 052

Estimated living cost  is ₽13205 per week

₽7709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽943
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4203
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
₽48179
₽77927
₽57400
₽50709
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
71 644
health
-
-
-
12 402
pensions
-
-
-
11 784
total
-
-
-
95 830
Employee
93 245
85 887
190 309
-
pensions
11 784
11 784
11 784
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 058
14 058
32 426
-
health
11 633
11 213
12 402
-
total
37 475
37 055
56 612
-
Employer
93 245
85 887
190 309
-
health
6 480
5 970
7 419
-
pensions
6 489
5 978
7 430
-
unemployment
3 357
3 092
3 842
-
total
16 326
15 040
18 691
-
Corporate
99 428
108 073
-
-
income
19 886
21 615
-
-
total
19 886
21 615
-
-
Dividends
79 543
86 459
-
-
income
16 903
18 372
-
-
withholding
11 931
12 969
-
-
total
28 834
31 341
-
-
Income
209 000
209 000
209 000
209 000
Total tax
102 521
105 051
75 303
95 830
After tax
106 479
103 949
133 697
113 170
Living cost
55 770
55 770
55 770
55 770
Free-cash
50 709
48 179
77 927
57 400

Estimated living cost  is ₽55770 per week

₽41140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽639
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9010
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽118903
₽87692
₽96589
₽109987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
21 723
social contributions
-
-
-
35 964
solidarity contribution
-
-
-
1 516
health
-
-
-
28 215
total
-
-
-
87 418
Employee
36 754
-
163 494
-
solidarity contribution
-
-
718
-
social contributions
2 389
-
8 006
-
income
4 411
-
20 013
-
health
4 962
-
22 072
-
total
11 762
-
50 809
-
Employer
36 754
-
163 494
-
health
3 308
-
14 715
-
social contributions
9 189
-
30 791
-
total
12 497
-
45 506
-
Corporate
159 749
209 000
-
-
income
30 352
39 710
-
-
total
30 352
39 710
-
-
Dividends
129 397
169 290
-
-
withholding
19 409
25 394
-
-
total
19 409
25 394
-
-
Income
209 000
209 000
209 000
209 000
Total tax
74 020
65 104
96 315
87 418
After tax
134 980
143 896
112 685
121 582
Living cost
24 993
24 993
24 993
24 993
Free-cash
109 987
118 903
87 692
96 589

Estimated living cost  is ₽24993 per week

₽17360
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1778
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5363
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽69069
₽48677
₽57206
₽63820
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
social contributions
-
-
-
50 337
regional
-
-
-
2 560
municipal
-
-
-
1 269
national
-
-
-
55 189
total
-
-
-
109 355
Employee
89 385
-
209 000
-
municipal
473
-
1 143
-
national
15 488
-
48 459
-
regional
843
-
2 289
-
social contributions
30 141
-
65 993
-
total
46 945
-
117 884
-
Employer
89 385
-
209 000
-
total
-
-
-
-
Corporate
119 615
209 000
-
-
municipal
4 665
8 152
-
-
nationa
28 707
50 160
-
-
total
33 372
58 312
-
-
Dividends
86 244
150 689
-
-
withholding
22 424
39 180
-
-
total
22 424
39 180
-
-
Income
209 000
209 000
209 000
209 000
Total tax
102 741
97 492
117 884
109 355
After tax
106 259
111 508
91 116
99 645
Living cost
42 439
42 439
42 439
42 439
Free-cash
63 820
69 069
48 677
57 206

Estimated living cost  is ₽42439 per week

₽29583
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽651
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9421
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽109268
₽70138
₽76288
₽106135
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
63 455
other
-
-
-
-
surtax
-
-
-
10 459
unemployment
-
-
-
229
health
-
-
-
9 530
pensions
-
-
-
26 846
total
-
-
-
110 519
Employee
33 259
-
180 745
-
other
-
-
-
-
unemployment
2 315
-
9 343
-
pensions
2 218
-
8 953
-
surtax
109
-
9 257
-
income
5 575
-
57 439
-
health
849
-
3 422
-
total
11 066
-
88 414
-
Employer
33 259
-
180 745
-
health
1 514
-
6 108
-
pensions
4 434
-
17 893
-
unemployment
1 054
-
4 254
-
other
-
-
-
-
total
7 002
-
28 255
-
Corporate
168 740
209 000
-
-
income
43 873
54 340
-
-
total
43 873
54 340
-
-
Dividends
124 867
154 660
-
-
withholding
18 731
23 199
-
-
total
18 731
23 199
-
-
Income
209 000
209 000
209 000
209 000
Total tax
80 672
77 539
116 669
110 519
After tax
128 328
131 461
92 331
98 481
Living cost
22 193
22 193
22 193
22 193
Free-cash
106 135
109 268
70 138
76 288

Estimated living cost  is ₽22193 per week

₽13570
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2048
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6064
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽87584
₽71710
₽90444
₽94189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
63 227
pensions
-
-
-
9 653
total
-
-
-
72 880
Employee
63 395
-
182 270
-
pensions
5 381
-
11 632
-
income
11 418
-
50 737
-
health
920
-
2 515
-
total
17 719
-
64 884
-
Employer
63 395
-
182 270
-
health
1 204
-
3 463
-
pensions
6 863
-
23 267
-
total
8 067
-
26 730
-
Corporate
137 538
209 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

26 131
39 709
-
-
total
26 131
39 709
-
-
Dividends
111 406
169 291
-
-
withholding
17 218
36 031
-
-
total
17 218
36 031
-
-
Income
209 000
209 000
209 000
209 000
Total tax
69 135
75 740
91 614
72 880
After tax
139 865
133 260
117 386
136 120
Living cost
45 676
45 676
45 676
45 676
Free-cash
94 189
87 584
71 710
90 444

Estimated living cost  is ₽45676 per week

₽34220
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7554
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
₽15824
₽78822
₽87461
₽49945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 180
regional
-
-
-
11 124
health
-
-
-
471
city
-
-
-
2 204
national
-
-
-
4 587
pensions
-
-
-
19 228
total
-
-
-
41 794
Employee
93 322
-
187 513
-
unemployment
-
-
-
-
pensions
7 840
-
15 253
-
national
442
-
3 573
-
regional
3 056
-
9 741
-
city
1 002
-
2 019
-
health
211
-
422
-
total
12 551
-
31 008
-
Employer
93 322
-
187 513
-
health
211
-
422
-
pensions
7 840
-
15 253
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 866
-
3 750
-
total
9 917
-
19 425
-
Corporate
104 735
209 000
-
-
regional
22 151
44 203
-
-
national
8 903
17 766
-
-
total
31 054
61 969
-
-
Dividends
73 680
147 031
-
-
withholding
25 788
51 462
-
-
total
25 788
51 462
-
-
Income
209 000
209 000
209 000
209 000
Total tax
79 310
113 431
50 433
41 794
After tax
129 690
95 569
158 567
167 206
Living cost
79 745
79 745
79 745
79 745
Free-cash
49 945
15 824
78 822
87 461

Estimated living cost  is ₽79745 per week

₽51857
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7156
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽979
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽57137
₽84173
₽56350
₽73443
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
209 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 135
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 747
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 871
trade
-
-
-
27 823
total
-
-
-
106 576
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 444
-
209 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

391
-
3 747
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 108
-
68 135
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 871
-
6 871
-
total
14 370
-
78 753
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
148 556
209 000
-
-
income
22 283
31 351
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 225
1 723
-
-
chamber of commerce
363
447
-
-
trade
25 478
35 843
-
-
total
49 349
69 364
-
-
Dividends
99 208
139 636
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 344
1 899
-
-
withholding
24 420
34 526
-
-
total
25 764
36 425
-
-
Income
209 000
209 000
209 000
209 000
Total tax
89 483
105 789
78 753
106 576
After tax
119 517
103 211
130 247
102 424
Living cost
46 074
46 074
46 074
46 074
Free-cash
73 443
57 137
84 173
56 350

Estimated living cost  is ₽46074 per week

₽33650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3685
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8140
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽70927
₽76428
₽81452
₽76868
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
36 639
other
-
-
-
6 480
surtax
-
-
-
-
social contributions
-
-
-
5 955
health
-
-
-
9 831
pensions
-
-
-
34 233
total
-
-
-
93 138
Employee
43 044
-
160 171
-
pensions
4 867
-
11 793
-
surtax
-
-
-
-
social contributions
1 227
-
4 563
-
income
2 540
-
32 978
-
total
8 634
-
49 334
-
Employer
43 044
-
160 171
-
health
3 014
-
15 596
-
pensions
7 071
-
19 736
-
unemployment
1 743
-
6 487
-
social contributions
130
-
481
-
other
1 485
-
6 528
-
total
13 443
-
48 828
-
Corporate
152 513
209 000
-
-
income
42 703
58 519
-
-
surtax
-
-
-
-
total
42 703
58 519
-
-
Dividends
109 810
150 481
-
-
surtax
-
-
-
-
social contributions
18 887
25 882
-
-
withholding
14 055
19 262
-
-
total
32 942
45 144
-
-
Income
209 000
209 000
209 000
209 000
Total tax
97 722
103 663
98 162
93 138
After tax
111 278
105 337
110 838
115 862
Living cost
34 410
34 410
34 410
34 410
Free-cash
76 868
70 927
76 428
81 452

Estimated living cost  is ₽34410 per week

₽21697
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2798
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9331
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽74336
₽79837
₽84861
₽79921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
36 639
other
-
-
-
6 480
surtax
-
-
-
-
social contributions
-
-
-
5 955
health
-
-
-
9 831
pensions
-
-
-
34 233
total
-
-
-
93 138
Employee
38 423
-
160 171
-
pensions
4 346
-
11 793
-
surtax
-
-
-
-
social contributions
1 096
-
4 563
-
income
1 981
-
32 978
-
total
7 423
-
49 334
-
Employer
38 423
-
160 171
-
health
2 689
-
15 596
-
pensions
6 314
-
19 736
-
unemployment
1 556
-
6 487
-
social contributions
115
-
481
-
other
1 326
-
6 528
-
total
12 000
-
48 828
-
Corporate
158 577
209 000
-
-
income
44 402
58 519
-
-
surtax
-
-
-
-
total
44 402
58 519
-
-
Dividends
114 176
150 481
-
-
surtax
-
-
-
-
social contributions
19 639
25 882
-
-
withholding
14 614
19 262
-
-
total
34 253
45 144
-
-
Income
209 000
209 000
209 000
209 000
Total tax
98 078
103 663
98 162
93 138
After tax
110 922
105 337
110 838
115 862
Living cost
31 001
31 001
31 001
31 001
Free-cash
79 921
74 336
79 837
84 861

Estimated living cost  is ₽31001 per week

₽17979
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9285
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽106183
₽107648
₽112892
₽106704
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
31 351
social contributions
-
-
-
28 843
health
-
-
-
14 587
total
-
-
-
74 781
Employee
34 101
-
209 000
-
social contributions
4 707
-
28 843
-
income
5 688
-
36 595
-
health
2 380
-
14 587
-
total
12 775
-
80 025
-
Employer
34 101
-
209 000
-
total
-
-
-
-
Corporate
174 899
209 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

8 745
10 450
-
-
total
8 745
10 450
-
-
Dividends
166 154
198 550
-
-
social contributions
22 930
27 400
-
-
withholding
24 922
29 782
-
-
health
11 597
13 858
-
-
total
59 449
71 040
-
-
Income
209 000
209 000
209 000
209 000
Total tax
80 969
81 490
80 025
74 781
After tax
128 031
127 510
128 975
134 219
Living cost
21 327
21 327
21 327
21 327
Free-cash
106 704
106 183
107 648
112 892

Estimated living cost  is ₽21327 per week

₽14272
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1315
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽79900
₽19536
₽71911
₽78341
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
63 722
surtax
-
-
-
198
unemployment
-
-
-
6 169
chamber of commerce
-
-
-
836
health
-
-
-
8 988
pensions
-
-
-
21 737
total
-
-
-
101 650
Employee
50 263
40 080
171 074
-
other
502
401
1 176
-
unemployment
1 508
1 202
3 525
-
pensions
5 147
4 103
12 032
-
income
5 722
2 956
53 007
-
health
1 945
1 552
4 546
-
total
14 824
10 214
74 286
-
Employer
50 263
40 080
171 074
-
chamber of commerce
200
160
685
-
health
1 899
1 515
4 441
-
pensions
6 308
5 031
14 746
-
accident
653
521
1 527
-
unemployment
1 508
1 202
3 525
-
surtax
198
198
198
-
payroll
1 508
1 202
5 132
-
other
2 388
1 903
7 671
-
total
14 662
11 732
37 925
-
Corporate
144 075
157 185
167 257
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

36 019
39 296
41 814
-
total
36 019
39 296
41 814
-
Dividends
108 056
117 889
-
-
withholding
29 715
32 419
-
-
total
29 715
32 419
-
-
Income
209 000
209 000
209 000
209 000
Total tax
95 220
93 661
154 025
101 650
After tax
113 780
115 339
54 975
107 350
Living cost
35 439
35 439
35 439
35 439
Free-cash
78 341
79 900
19 536
71 911

Estimated living cost  is ₽35439 per week

₽23636
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3023
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8197
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽78986
₽35134
₽54146
₽65066
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
11 035
social contributions
-
-
-
25 075
national
-
-
-
82 073
total
-
-
-
118 183
Employee

The minimum management director salary is set at €45,000 per year.

71 942
-
161 879
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

626
-
1 409
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 752
-
8 444
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 396
-
12 141
-
national
22 118
-
60 472
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 380
-
7 608
-
total
35 272
-
90 074
-
Employer

The minimum management director salary is set at €45,000 per year.

71 942
-
161 879
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 424
-
9 955
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 375
-
14 343
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

935
-
2 103
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 050
-
2 363
-
surtax
8 157
-
18 357
-
total
20 941
-
47 121
-
Corporate
116 117
209 000
-
-
income
23 224
43 432
-
-
surtax
464
868
-
-
total
23 688
44 300
-
-
Dividends
92 430
164 700
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

27 362
49 043
-
-
total
27 362
49 043
-
-
Income
209 000
209 000
209 000
209 000
Total tax
107 263
93 343
137 195
118 183
After tax
101 737
115 657
71 805
90 817
Living cost
36 671
36 671
36 671
36 671
Free-cash
65 066
78 986
35 134
54 146

Estimated living cost  is ₽36671 per week

₽23621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3206
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽574
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9270
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽102605
₽76392
₽80611
₽95716
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
accident
-
-
-
840
income
-
-
-
64 099
other
-
-
-
94
unemployment
-
-
-
653
pensions
-
-
-
26 381
total
-
-
-
92 067
Employee
50 064
-
179 281
-
other
50
-
94
-
unemployment
777
-
1 445
-
pensions
2 353
-
4 382
-
income
10 563
-
60 647
-
total
13 743
-
66 568
-
Employer
50 064
-
179 281
-
pensions
11 814
-
22 000
-
accident
991
-
1 846
-
unemployment
2 754
-
5 126
-
other
399
-
746
-
total
15 958
-
29 718
-
Corporate
142 979
209 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 447
31 351
-
-
total
21 447
31 351
-
-
Dividends
121 532
177 649
-
-
withholding
25 814
38 722
-
-
total
25 814
38 722
-
-
Income
209 000
209 000
209 000
209 000
Total tax
76 962
70 073
96 286
92 067
After tax
132 038
138 927
112 714
116 933
Living cost
36 322
36 322
36 322
36 322
Free-cash
95 716
102 605
76 392
80 611

Estimated living cost  is ₽36322 per week

₽26747
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6474
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
₽65082
₽53441
₽45109
₽51384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
communal
-
-
-
13 209
accident
-
-
-
1 762
income
-
-
-
37 891
surtax
-
-
-
10 362
health
-
-
-
14 685
pensions
-
-
-
31 326
total
-
-
-
109 235
Employee
76 164
-
186 690
-
pensions
6 092
-
14 935
-
surtax
4 668
-
11 442
-
income
7 357
-
43 908
-
health
3 390
-
8 308
-
total
21 507
-
78 593
-
Employer
76 164
-
186 690
-
health
2 323
-
5 695
-
pensions
6 092
-
14 935
-
accident
685
-
1 680
-
total
9 100
-
22 310
-
Corporate
123 735
209 000
-
-
communal
8 352
14 108
-
-
income
18 561
31 351
-
-
surtax
1 300
2 195
-
-
total
28 213
47 654
-
-
Dividends
95 523
161 346
-
-
income
29 812
17 407
-
-
withholding
14 328
24 201
-
-
total
44 140
41 608
-
-
Income
209 000
209 000
209 000
209 000
Total tax
102 960
89 262
100 903
109 235
After tax
106 040
119 738
108 097
99 765
Living cost
54 656
54 656
54 656
54 656
Free-cash
51 384
65 082
53 441
45 109

Estimated living cost  is ₽54656 per week

₽41000
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽578
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9764
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽108871
₽69741
₽75891
₽105672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
63 455
other
-
-
-
-
surtax
-
-
-
10 459
unemployment
-
-
-
229
health
-
-
-
9 530
pensions
-
-
-
26 846
total
-
-
-
110 519
Employee
33 870
-
180 745
-
other
-
-
-
-
unemployment
2 357
-
9 343
-
pensions
2 260
-
8 953
-
surtax
120
-
9 257
-
income
5 678
-
57 439
-
health
865
-
3 422
-
total
11 280
-
88 414
-
Employer
33 870
-
180 745
-
health
1 540
-
6 108
-
pensions
4 516
-
17 893
-
unemployment
1 075
-
4 254
-
other
-
-
-
-
total
7 131
-
28 255
-
Corporate
167 999
209 000
-
-
income
43 680
54 340
-
-
total
43 680
54 340
-
-
Dividends
124 319
154 660
-
-
withholding
18 647
23 199
-
-
total
18 647
23 199
-
-
Income
209 000
209 000
209 000
209 000
Total tax
80 738
77 539
116 669
110 519
After tax
128 262
131 461
92 331
98 481
Living cost
22 590
22 590
22 590
22 590
Free-cash
105 672
108 871
69 741
75 891

Estimated living cost  is ₽22590 per week

₽13639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1964
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽82762
₽63408
₽71891
₽80527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
social contributions
-
-
-
50 337
regional
-
-
-
3 221
municipal
-
-
-
1 269
national
-
-
-
55 189
total
-
-
-
110 016
Employee
55 790
-
209 000
-
municipal
296
-
1 143
-
national
8 839
-
48 459
-
regional
751
-
2 904
-
social contributions
18 813
-
65 993
-
total
28 699
-
118 499
-
Employer
55 790
-
209 000
-
total
-
-
-
-
Corporate
153 210
209 000
-
-
municipal
7 615
10 387
-
-
nationa
36 771
50 160
-
-
total
44 386
60 547
-
-
Dividends
108 823
148 454
-
-
withholding
28 295
38 598
-
-
total
28 295
38 598
-
-
Income
209 000
209 000
209 000
209 000
Total tax
101 380
99 145
118 499
110 016
After tax
107 620
109 855
90 501
98 984
Living cost
27 093
27 093
27 093
27 093
Free-cash
80 527
82 762
63 408
71 891

Estimated living cost  is ₽27093 per week

₽16849
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2745
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7035
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽113098
₽81887
₽90784
₽102111
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
21 723
social contributions
-
-
-
35 964
solidarity contribution
-
-
-
1 516
health
-
-
-
28 215
total
-
-
-
87 418
Employee
45 291
-
163 494
-
solidarity contribution
-
-
718
-
social contributions
2 944
-
8 006
-
income
5 435
-
20 013
-
health
6 114
-
22 072
-
total
14 493
-
50 809
-
Employer
45 291
-
163 494
-
health
4 076
-
14 715
-
social contributions
11 323
-
30 791
-
total
15 399
-
45 506
-
Corporate
148 310
209 000
-
-
income
28 179
39 710
-
-
total
28 179
39 710
-
-
Dividends
120 131
169 290
-
-
withholding
18 020
25 394
-
-
total
18 020
25 394
-
-
Income
209 000
209 000
209 000
209 000
Total tax
76 091
65 104
96 315
87 418
After tax
132 909
143 896
112 685
121 582
Living cost
30 798
30 798
30 798
30 798
Free-cash
102 111
113 098
81 887
90 784

Estimated living cost  is ₽30798 per week

₽22903
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1706
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5656
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽83358
₽22940
₽75461
₽82858
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
63 722
surtax
-
-
-
-
unemployment
-
-
-
6 169
chamber of commerce
-
-
-
836
health
-
-
-
8 988
pensions
-
-
-
21 737
total
-
-
-
101 452
Employee
43 964
40 080
171 259
-
other
439
401
1 176
-
unemployment
1 319
1 202
3 525
-
pensions
4 502
4 103
12 032
-
income
3 916
2 956
53 095
-
health
1 701
1 552
4 546
-
total
11 877
10 214
74 374
-
Employer
43 964
40 080
171 259
-
chamber of commerce
176
160
685
-
health
1 662
1 515
4 441
-
pensions
5 518
5 031
14 746
-
accident
571
521
1 527
-
unemployment
1 319
1 202
3 525
-
surtax
-
-
-
-
payroll
1 319
1 202
5 138
-
other
2 088
1 903
7 676
-
total
12 653
11 534
37 738
-
Corporate
152 384
157 384
167 444
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

38 096
39 346
41 861
-
total
38 096
39 346
41 861
-
Dividends
114 288
118 038
-
-
withholding
31 429
32 461
-
-
total
31 429
32 461
-
-
Income
209 000
209 000
209 000
209 000
Total tax
94 055
93 555
153 973
101 452
After tax
114 945
115 445
55 027
107 548
Living cost
32 087
32 087
32 087
32 087
Free-cash
82 858
83 358
22 940
75 461

Estimated living cost  is ₽32087 per week

₽19248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3277
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽573
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽185866
₽154516
₽194226
₽183488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
209 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
2 090
total
-
-
-
2 090
Employee
15 855
-
209 000
-
income
3 171
-
41 800
-
total
3 171
-
41 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

193 145
209 000
-
-
total
-
-
-
-
Dividends
193 145
209 000
-
-
withholding
9 657
10 450
-
-
total
9 657
10 450
-
-
Income
209 000
209 000
209 000
209 000
Total tax
12 828
10 450
41 800
2 090
After tax
196 172
198 550
167 200
206 910
Living cost
12 684
12 684
12 684
12 684
Free-cash
183 488
185 866
154 516
194 226

Estimated living cost  is ₽12684 per week

₽8583
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽532
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3142
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽116920
₽67338
₽71878
₽108507
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
209 000
income
-
-
-
51 100
unemployment
-
-
-
313
health
-
-
-
20 565
pensions
-
-
-
38 168
total
-
-
-
110 146
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 474
-
180 841
-
unemployment
63
-
254
-
pensions
6 894
-
28 030
-
income
7 670
-
46 561
-
health
2 872
-
11 683
-
total
17 499
-
86 528
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 474
-
180 841
-
health
2 962
-
12 045
-
pensions
3 936
-
16 004
-
unemployment
27
-
109
-
total
6 925
-
28 158
-
Corporate
157 601
209 000
-
-
income
29 944
39 710
-
-
total
29 944
39 710
-
-
Dividends
127 657
169 290
-
-
withholding
19 149
25 394
-
-
total
19 149
25 394
-
-
Income
209 000
209 000
209 000
209 000
Total tax
73 517
65 104
114 686
110 146
After tax
135 483
143 896
94 314
98 854
Living cost
26 976
26 976
26 976
26 976
Free-cash
108 507
116 920
67 338
71 878

Estimated living cost  is ₽26976 per week

₽18513
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1729
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽83153
₽151581
₽100433
₽34645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
40 738
social contributions
-
-
-
23 826
total
-
-
-
64 564
Employee
63 094
-
-
-
social contributions
5 174
-
737
-
income
13 917
-
-
-
total
19 091
-
737
-
Employer
63 094
-
-
-
social contributions
88 963
-
12 679
-
total
88 963
-
12 679
-
Corporate
56 942
209 000
-
-
income
12 527
45 980
-
-
total
12 527
45 980
-
-
Dividends
44 415
163 020
-
-
income
9 771
35 864
-
-
total
9 771
35 864
-
-
Income
209 000
209 000
209 000
209 000
Total tax
130 352
81 844
13 416
64 564
After tax
78 648
127 156
195 584
144 436
Living cost
44 003
44 003
44 003
44 003
Free-cash
34 645
83 153
151 581
100 433

Estimated living cost  is ₽44003 per week

₽28551
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4138
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽561
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10753
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽87333
₽62494
₽78338
₽86319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
209 000
income
-
-
-
26 487
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
72 628
total
-
-
-
99 115
Employee
46 257
-
168 889
-
surtax
-
-
-
-
social contributions
5 088
-
18 578
-
income
9 622
-
56 270
-
total
14 710
-
74 848
-
Employer
46 257
-
168 889
-
social contributions
10 986
-
40 111
-
total
10 986
-
40 111
-
Corporate
151 758
209 000
-
-
income
31 870
43 890
-
-
surtax
-
-
-
-
total
31 870
43 890
-
-
Dividends
119 888
165 110
-
-
withholding
33 568
46 230
-
-
total
33 568
46 230
-
-
Income
209 000
209 000
209 000
209 000
Total tax
91 134
90 120
114 959
99 115
After tax
117 866
118 880
94 041
109 885
Living cost
31 547
31 547
31 547
31 547
Free-cash
86 319
87 333
62 494
78 338

Estimated living cost  is ₽31547 per week

₽23604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽56761
₽62262
₽67286
₽63674
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
36 639
other
-
-
-
6 480
surtax
-
-
-
-
social contributions
-
-
-
5 955
health
-
-
-
9 831
pensions
-
-
-
34 233
total
-
-
-
93 138
Employee
62 992
-
160 171
-
pensions
7 125
-
11 793
-
surtax
-
-
-
-
social contributions
1 794
-
4 563
-
income
5 496
-
32 978
-
total
14 415
-
49 334
-
Employer
62 992
-
160 171
-
health
4 409
-
15 596
-
pensions
10 350
-
19 736
-
unemployment
2 552
-
6 487
-
social contributions
189
-
481
-
other
2 174
-
6 528
-
total
19 674
-
48 828
-
Corporate
126 334
209 000
-
-
income
35 374
58 519
-
-
surtax
-
-
-
-
total
35 374
58 519
-
-
Dividends
90 960
150 481
-
-
surtax
-
-
-
-
social contributions
15 645
25 882
-
-
withholding
11 642
19 262
-
-
total
27 287
45 144
-
-
Income
209 000
209 000
209 000
209 000
Total tax
96 750
103 663
98 162
93 138
After tax
112 250
105 337
110 838
115 862
Living cost
48 576
48 576
48 576
48 576
Free-cash
63 674
56 761
62 262
67 286

Estimated living cost  is ₽48576 per week

₽32876
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3974
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽666
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11060
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽157869
₽128146
₽122594
₽154489
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
10 194
social contributions
-
-
-
45 980
total
-
-
-
56 174
Employee
32 334
-
180 951
-
income
-
-
10 812
-
social contributions
2 101
-
11 761
-
total
2 101
-
22 573
-
Employer
32 334
-
180 951
-
social contributions
5 012
-
28 049
-
total
5 012
-
28 049
-
Corporate
171 654
209 000
-
-
income
17 166
20 899
-
-
total
17 166
20 899
-
-
Dividends
154 488
188 101
-
-
total
-
-
-
-
Income
209 000
209 000
209 000
209 000
Total tax
24 279
20 899
50 622
56 174
After tax
184 721
188 101
158 378
152 826
Living cost
30 232
30 232
30 232
30 232
Free-cash
154 489
157 869
128 146
122 594

Estimated living cost  is ₽30232 per week

₽19548
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7837
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽10026
-₽10026
₽73005
-₽10026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
labour market
-
-
-
16 650
municipal
-
-
-
44 484
national
-
-
-
25 576
pensions
-
-
-
871
total
-
-
-
87 581
Employee
204 345
204 345
204 345
-
municipal
43 514
43 514
43 514
-
labour market
16 324
16 324
16 324
-
pensions
290
290
290
-
national
24 964
24 964
24 964
-
total
85 092
85 092
85 092
-
Employer
204 345
204 345
204 345
-
national
25 008
25 008
25 008
-
labour market
16 348
16 348
16 348
-
pensions
581
581
581
-
municipal
43 583
43 583
43 583
-
total
85 520
85 520
85 520
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
209 000
209 000
209 000
209 000
Total tax
170 612
170 612
170 612
87 581
After tax
38 388
38 388
38 388
121 419
Living cost
48 414
48 414
48 414
48 414
Free-cash
-10 026
-10 026
-10 026
73 005

Estimated living cost  is ₽48414 per week

₽33135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4283
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽745
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10252
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽5141
₽92496
₽120697
₽13543
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
accident
-
-
-
257
income
-
-
-
59 142
other
-
-
-
377
health
-
-
-
2 221
pensions
-
-
-
4 236
total
-
-
-
66 233
Employee
34 717
-
189 956
-
pensions
3 909
-
7 768
-
income
4 763
-
45 872
-
health
3 975
-
21 750
-
total
12 647
-
75 390
-
Employer
34 717
-
189 956
-
pensions
5 645
-
11 218
-
accident
580
-
3 172
-
unemployment
851
-
4 654
-
total
7 076
-
19 044
-
Corporate
167 207
209 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

150 487
188 100
-
-
total
150 487
188 100
-
-
Dividends
16 721
20 900
-
-
withholding
3 177
3 971
-
-
total
3 177
3 971
-
-
Income
209 000
209 000
209 000
209 000
Total tax
173 387
192 071
94 434
66 233
After tax
35 613
16 929
114 566
142 767
Living cost
22 070
22 070
22 070
22 070
Free-cash
13 543
-5 141
92 496
120 697

Estimated living cost  is ₽22070 per week

₽16064
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1258
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽90374
₽67624
₽91564
₽93481
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
209 000
health
-
-
-
2 798
municipal
-
-
-
37 116
national
-
-
-
38 909
total
-
-
-
78 823
Employee
52 914
-
175 823
-
municipal
8 667
-
28 625
-
unemployment
794
-
2 638
-
pensions
3 571
-
11 868
-
national
874
-
24 167
-
health
395
-
2 288
-
total
14 301
-
69 586
-
Employer
52 914
-
175 823
-
health
407
-
1 353
-
pensions
9 180
-
30 505
-
accident
53
-
176
-
unemployment
344
-
1 143
-
total
9 984
-
33 177
-
Corporate
146 102
209 000
-
-
income
29 221
41 800
-
-
total
29 221
41 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

87 661
125 400
-
-
municipal
15 778
22 571
-
-
national
7 622
15 642
-
-
total
23 400
38 213
-
-
Income
209 000
209 000
209 000
209 000
Total tax
76 906
80 013
102 763
78 823
After tax
132 094
128 987
106 237
130 177
Living cost
38 613
38 613
38 613
38 613
Free-cash
93 481
90 374
67 624
91 564

Estimated living cost  is ₽38613 per week

₽25222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3714
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9064
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽129076
₽116219
₽117972
₽123604
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
46 140
social contributions
-
-
-
16 273
health
-
-
-
5 329
total
-
-
-
67 742
Employee
77 337
77 337
196 703
-
social contributions
2 924
6 419
8 657
-
income
8 421
7 159
45 197
-
health
599
1 315
3 344
-
total
11 944
14 893
57 198
-
Employer
77 337
77 337
196 703
-
health
651
1 431
3 640
-
social contributions
2 924
6 419
8 657
-
total
3 575
7 850
12 297
-
Corporate
170 195
123 813
-
-
income
21 275
15 477
-
-
total
21 275
15 477
-
-
Dividends
148 920
108 336
-
-
withholding
25 316
18 418
-
-
total
25 316
18 418
-
-
Income
209 000
209 000
209 000
209 000
Total tax
62 110
56 638
69 495
67 742
After tax
146 890
152 362
139 505
141 258
Living cost
23 286
23 286
23 286
23 286
Free-cash
123 604
129 076
116 219
117 972

Estimated living cost  is ₽23286 per week

₽13956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽157107
₽141265
₽161438
₽151988
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
209 000
income
-
-
-
21 527
unemployment
-
-
-
29
health
-
-
-
3 640
pensions
-
-
-
6 398
total
-
-
-
31 594
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 085
-
199 171
-
unemployment
115
-
477
-
pensions
3 462
-
14 314
-
income
1 578
-
19 035
-
health
1 962
-
8 112
-
total
7 117
-
41 938
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 085
-
199 171
-
health
992
-
4 103
-
pensions
1 269
-
5 249
-
unemployment
115
-
477
-
total
2 376
-
9 829
-
Corporate
183 538
209 000
-
-
income
16 519
18 809
-
-
total
16 519
18 809
-
-
Dividends
167 020
190 191
-
-
withholding
15 032
17 116
-
-
total
15 032
17 116
-
-
Income
209 000
209 000
209 000
209 000
Total tax
41 044
35 925
51 767
31 594
After tax
167 956
173 075
157 233
177 406
Living cost
15 968
15 968
15 968
15 968
Free-cash
151 988
157 107
141 265
161 438

Estimated living cost  is ₽15968 per week

₽10188
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1151
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽111270
₽85057
₽89276
₽106830
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
accident
-
-
-
840
income
-
-
-
64 099
other
-
-
-
94
unemployment
-
-
-
653
pensions
-
-
-
26 381
total
-
-
-
92 067
Employee
37 188
-
179 281
-
other
36
-
94
-
unemployment
576
-
1 445
-
pensions
1 748
-
4 382
-
income
7 170
-
60 647
-
total
9 530
-
66 568
-
Employer
37 188
-
179 281
-
pensions
8 776
-
22 000
-
accident
737
-
1 846
-
unemployment
2 046
-
5 126
-
other
298
-
746
-
total
11 857
-
29 718
-
Corporate
159 955
209 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

23 993
31 351
-
-
total
23 993
31 351
-
-
Dividends
135 962
177 649
-
-
withholding
29 133
38 722
-
-
total
29 133
38 722
-
-
Income
209 000
209 000
209 000
209 000
Total tax
74 513
70 073
96 286
92 067
After tax
134 487
138 927
112 714
116 933
Living cost
27 657
27 657
27 657
27 657
Free-cash
106 830
111 270
85 057
89 276

Estimated living cost  is ₽27657 per week

₽18668
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2659
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5846
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽128457
₽132601
₽132740
₽128136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
71 836
health
-
-
-
1 036
pensions
-
-
-
1 429
total
-
-
-
74 301
Employee
2 983
-
207 393
-
unemployment
30
-
71
-
pensions
268
-
643
-
income
577
-
71 761
-
health
149
-
357
-
total
1 024
-
72 832
-
Employer
2 983
-
207 393
-
health
283
-
679
-
pensions
328
-
786
-
unemployment
60
-
143
-
total
671
-
1 608
-
Corporate
205 346
209 000
-
-
income
45 176
45 980
-
-
total
45 176
45 980
-
-
Dividends
160 170
163 020
-
-
withholding
32 034
32 604
-
-
total
32 034
32 604
-
-
Income
209 000
209 000
209 000
209 000
Total tax
78 905
78 584
74 440
74 301
After tax
130 095
130 416
134 560
134 699
Living cost
1 959
1 959
1 959
1 959
Free-cash
128 136
128 457
132 601
132 740

Estimated living cost  is ₽1959 per week

₽1164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽159
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽45
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽591
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽133609
₽115463
₽115462
₽128660
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
209 000
income
-
-
-
48 049
unemployment
-
-
-
1 115
health
-
-
-
7 656
pensions
-
-
-
19 325
total
-
-
-
76 145
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 227
-
195 696
-
unemployment
197
-
557
-
pensions
3 672
-
10 406
-
income
3 615
-
48 049
-
health
1 351
-
3 828
-
total
8 835
-
62 840
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 227
-
195 696
-
health
1 351
-
3 828
-
pensions
3 147
-
8 919
-
unemployment
197
-
557
-
total
4 695
-
13 304
-
Corporate
178 078
209 000
-
-
income
26 712
31 350
-
-
total
26 712
31 350
-
-
Dividends
151 366
177 650
-
-
withholding
22 705
26 648
-
-
total
22 705
26 648
-
-
Income
209 000
209 000
209 000
209 000
Total tax
62 947
57 998
76 144
76 145
After tax
146 053
151 002
132 856
132 855
Living cost
17 393
17 393
17 393
17 393
Free-cash
128 660
133 609
115 463
115 462

Estimated living cost  is ₽17393 per week

₽11711
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1345
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3834
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽91766
₽66927
₽82771
₽91403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
209 000
income
-
-
-
26 487
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
72 628
total
-
-
-
99 115
Employee
39 035
-
168 889
-
surtax
-
-
-
-
social contributions
4 294
-
18 578
-
income
7 627
-
56 270
-
total
11 921
-
74 848
-
Employer
39 035
-
168 889
-
social contributions
9 270
-
40 111
-
total
9 270
-
40 111
-
Corporate
160 695
209 000
-
-
income
33 746
43 890
-
-
surtax
-
-
-
-
total
33 746
43 890
-
-
Dividends
126 949
165 110
-
-
withholding
35 546
46 230
-
-
total
35 546
46 230
-
-
Income
209 000
209 000
209 000
209 000
Total tax
90 483
90 120
114 959
99 115
After tax
118 517
118 880
94 041
109 885
Living cost
27 114
27 114
27 114
27 114
Free-cash
91 403
91 766
66 927
82 771

Estimated living cost  is ₽27114 per week

₽19204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5546
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽103581
₽77368
₽81587
₽97000
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
accident
-
-
-
840
income
-
-
-
64 099
other
-
-
-
94
unemployment
-
-
-
653
pensions
-
-
-
26 381
total
-
-
-
92 067
Employee
48 573
-
179 281
-
other
48
-
94
-
unemployment
752
-
1 445
-
pensions
2 283
-
4 382
-
income
10 145
-
60 647
-
total
13 228
-
66 568
-
Employer
48 573
-
179 281
-
pensions
11 463
-
22 000
-
accident
962
-
1 846
-
unemployment
2 672
-
5 126
-
other
389
-
746
-
total
15 486
-
29 718
-
Corporate
144 941
209 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

21 741
31 351
-
-
total
21 741
31 351
-
-
Dividends
123 200
177 649
-
-
withholding
26 199
38 722
-
-
total
26 199
38 722
-
-
Income
209 000
209 000
209 000
209 000
Total tax
76 654
70 073
96 286
92 067
After tax
132 346
138 927
112 714
116 933
Living cost
35 346
35 346
35 346
35 346
Free-cash
97 000
103 581
77 368
81 587

Estimated living cost  is ₽35346 per week

₽25384
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2748
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6716
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽161370
₽159470
₽150932
₽155233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
31 350
unemployment
-
-
-
141
health
-
-
-
4 046
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 206
total
-
-
-
40 743
Employee
22 941
-
202 098
-
accident

We are using the highest rate at 1.1%.

252
-
387
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 014
-
3 089
-
income
2 294
-
20 209
-
health
1 055
-
1 618
-
total
5 615
-
25 303
-
Employer
22 941
-
202 098
-
health
1 583
-
2 427
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 528
-
3 877
-
accident

We are using the highest rate at 1.1%.

252
-
387
-
unemployment
138
-
211
-
total
4 501
-
6 902
-
Corporate
181 558
209 000
-
-
income
18 156
20 900
-
-
total
18 156
20 900
-
-
Dividends
163 402
188 100
-
-
withholding
8 170
9 405
-
-
total
8 170
9 405
-
-
Income
209 000
209 000
209 000
209 000
Total tax
36 442
30 305
32 205
40 743
After tax
172 558
178 695
176 795
168 257
Living cost
17 325
17 325
17 325
17 325
Free-cash
155 233
161 370
159 470
150 932

Estimated living cost  is ₽17325 per week

₽11459
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽992
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4462
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽68679
₽91418
₽68137
₽81837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
209 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
68 135
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
3 747
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 871
trade
-
-
-
23 281
total
-
-
-
102 034
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 042
-
209 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

227
-
3 747
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 115
-
68 135
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 871
-
6 871
-
total
11 213
-
78 753
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
158 958
209 000
-
-
income
23 844
31 351
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 311
1 723
-
-
chamber of commerce
386
460
-
-
trade
22 810
29 992
-
-
total
48 351
63 526
-
-
Dividends
110 607
145 474
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 500
1 979
-
-
withholding
27 270
35 987
-
-
total
28 770
37 966
-
-
Income
209 000
209 000
209 000
209 000
Total tax
88 334
101 492
78 753
102 034
After tax
120 666
107 508
130 247
106 966
Living cost
38 829
38 829
38 829
38 829
Free-cash
81 837
68 679
91 418
68 137

Estimated living cost  is ₽38829 per week

₽26785
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽563
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7302
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽89009
₽49127
₽49127
₽91227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
66 976
social contributions
-
-
-
35 605
total
-
-
-
102 581
Employee
78 672
-
209 000
-
income
14 845
-
66 976
-
social contributions
6 536
-
35 605
-
total
21 381
-
102 581
-
Employer
78 672
-
209 000
-
total
-
-
-
-
Corporate
130 328
209 000
-
-
income
16 292
26 125
-
-
total
16 292
26 125
-
-
Dividends
114 036
182 875
-
-
withholding
22 808
36 574
-
-
total
22 808
36 574
-
-
Income
209 000
209 000
209 000
209 000
Total tax
60 481
62 699
102 581
102 581
After tax
148 519
146 301
106 419
106 419
Living cost
57 292
57 292
57 292
57 292
Free-cash
91 227
89 009
49 127
49 127

Estimated living cost  is ₽57292 per week

₽43587
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽94026
₽110151
₽135063
₽97541
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
209 000
income
-
-
-
31 351
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 077
total
-
-
-
37 428
Employee
46 138
-
204 374
-
income
5 006
-
53 088
-
social contributions
4 623
-
4 626
-
total
9 629
-
57 714
-
Employer
46 138
-
204 374
-
social contributions
4 623
-
4 626
-
total
4 623
-
4 626
-
Corporate
158 240
209 000
-
-
income
55 384
73 151
-
-
total
55 384
73 151
-
-
Dividends
102 856
135 849
-
-
social contributions
5 314
5 314
-
-
total
5 314
5 314
-
-
Income
209 000
209 000
209 000
209 000
Total tax
74 950
78 465
62 340
37 428
After tax
134 050
130 535
146 660
171 572
Living cost
36 509
36 509
36 509
36 509
Free-cash
97 541
94 026
110 151
135 063

Estimated living cost  is ₽36509 per week

₽24048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2878
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽559
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9022
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽96127
₽80253
₽98987
₽102046
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
income
-
-
-
63 227
pensions
-
-
-
9 653
total
-
-
-
72 880
Employee
50 971
-
182 270
-
pensions
3 890
-
11 632
-
income
9 282
-
50 737
-
health
665
-
2 515
-
total
13 837
-
64 884
-
Employer
50 971
-
182 270
-
health
969
-
3 463
-
pensions
5 150
-
23 267
-
total
6 119
-
26 730
-
Corporate
151 911
209 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

28 864
39 709
-
-
total
28 864
39 709
-
-
Dividends
123 047
169 291
-
-
withholding
21 001
36 031
-
-
total
21 001
36 031
-
-
Income
209 000
209 000
209 000
209 000
Total tax
69 821
75 740
91 614
72 880
After tax
139 179
133 260
117 386
136 120
Living cost
37 133
37 133
37 133
37 133
Free-cash
102 046
96 127
80 253
98 987

Estimated living cost  is ₽37133 per week

₽25473
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3415
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7778
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽7326
₽90311
₽118512
₽13209
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
accident
-
-
-
257
income
-
-
-
59 142
other
-
-
-
377
health
-
-
-
2 221
pensions
-
-
-
4 236
total
-
-
-
66 233
Employee
38 154
-
189 956
-
pensions
4 296
-
7 768
-
income
5 234
-
45 872
-
health
4 368
-
21 750
-
total
13 898
-
75 390
-
Employer
38 154
-
189 956
-
pensions
6 204
-
11 218
-
accident
637
-
3 172
-
unemployment
935
-
4 654
-
total
7 776
-
19 044
-
Corporate
163 071
209 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

146 764
188 100
-
-
total
146 764
188 100
-
-
Dividends
16 307
20 900
-
-
withholding
3 098
3 971
-
-
total
3 098
3 971
-
-
Income
209 000
209 000
209 000
209 000
Total tax
171 536
192 071
94 434
66 233
After tax
37 464
16 929
114 566
142 767
Living cost
24 255
24 255
24 255
24 255
Free-cash
13 209
-7 326
90 311
118 512

Estimated living cost  is ₽24255 per week

₽17800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1413
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4552
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽146296
₽138350
₽116229
₽143252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
209 000
income
-
-
-
34 940
unemployment
-
-
-
1 931
work injury
-
-
-
804
health insurance
-
-
-
11 905
pensions
-
-
-
29 602
total
-
-
-
79 182
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 742
-
209 000
-
health insurance
1 609
-
5 953
-
unemployment
261
-
965
-
work injury
109
-
402
-
pensions
4 000
-
14 801
-
income
2 174
-
34 940
-
total
8 153
-
57 061
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
187 258
209 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

18 726
20 900
-
-
total
18 726
20 900
-
-
Dividends
168 533
188 100
-
-
withholding
25 280
28 215
-
-
total
25 280
28 215
-
-
Income
209 000
209 000
209 000
209 000
Total tax
52 159
49 115
57 061
79 182
After tax
156 841
159 885
151 939
129 818
Living cost
13 589
13 589
13 589
13 589
Free-cash
143 252
146 296
138 350
116 229

Estimated living cost  is ₽13589 per week

₽8418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽987
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3759
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽70019
₽48768
₽57031
₽65444
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
209 000
social contributions
-
-
-
50 337
regional
-
-
-
4 948
municipal
-
-
-
1 428
national
-
-
-
55 189
total
-
-
-
111 902
Employee
84 751
-
209 000
-
municipal
506
-
1 286
-
national
14 322
-
48 459
-
regional
1 280
-
4 427
-
social contributions
28 577
-
65 993
-
total
44 685
-
120 165
-
Employer
84 751
-
209 000
-
total
-
-
-
-
Corporate
124 249
209 000
-
-
municipal
5 989
10 074
-
-
nationa
29 820
50 160
-
-
total
35 809
60 234
-
-
Dividends
88 440
148 767
-
-
withholding
22 995
38 680
-
-
total
22 995
38 680
-
-
Income
209 000
209 000
209 000
209 000
Total tax
103 489
98 914
120 165
111 902
After tax
105 511
110 086
88 835
97 098
Living cost
40 067
40 067
40 067
40 067
Free-cash
65 444
70 019
48 768
57 031

Estimated living cost  is ₽40067 per week

₽28144
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽605
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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